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Say you were one of the lucky ones. You avoided the three big ones, Illness, Divorce, and Unemployment. Invested wisely, lived frugally, and all your close relatives and friends are doing well enough never to ask for a handout.
But now you find yourself on a big wad of cash that's waiting to be spent but not enough time to spend it or your body is too worn and beat up to enjoy travel and other hobbies.
Anyone regret being too thrifty in your younger years? Of course hindsight is 20/20.
No such problem here. If I had one-tenth of the money I spent in my life in restaurants... Have always been able to make more money, pick up more shifts, and have spent happy on nice stuff and desired trips. And now on dogs. I want for nothing. If I took up with a good man, I'd just hope to break even.
I spent too long living in a crappy apartment building... I had the resources to move out sooner,
but inertia keep me there until living there became absolutely untenable (burglaries, fire, etc.)
I sort of regret that I never traveled to other countries. But I was a starving student until age 29 and when I finally had a good job, my career made international travel difficult. My project deadlines were a moving target which made it difficult to schedule vacation. I had to work extra hours both before and after vacations to get ahead and catch up on projects. My job required a security clearance so I had to fill out paperwork and be interviewed before or after leaving the country and was discouraged from visiting some countries. So a long trip was just not worth it to me and I mostly limited travel to be with extended family and to take advantage of business trips within the USA. If I went someplace interesting, I'd stay the weekend or a few extra days to sightsee since I was already there and my employer had paid for the airfare.
My job was demanding and impacted travel and hobbies but paid well which made it possible for me to save that big wad of cash. However if the stock market had not done so well the last nine years or so, I would not be in this position. The 2000 and 2008 recessions affected my retirement fund and caused me to be more frugal than necessary for fear of another recession.
It's not necessarily the "spending money" part, it's the wasted time and foregone opportunities. I'm still pretty young, but I can't get back wasting my early 20s on computer games and older women. Once the time is gone, it is gone forever.
It's not necessarily the "spending money" part, it's the wasted time and foregone opportunities. I'm still pretty young, but I can't get back wasting my early 20s on computer games and older women. Once the time is gone, it is gone forever.
Hmm, how were the older women a waste of your time?
"Anyone regret being too thrifty in your younger years?"
not me.
compound interest is my friend.
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