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My wife and I will be attending a funeral tomorrow for the Father of one of my wife's best friends. He was a widower and had been suffering from multiple serious health issues for years. I assumed the friend was around the same age as my wife and I, 62 and 59, but she obviously is much younger as her Father passed at age 76.
Seventy-six and I will be 63 when I retire at year end. Dang! Did I work too long?
well, people are passing away in droves in their late 60's, early 70's, mid-70's. Just glance at the obituaries somewhere (even the New York Times) and you'll see it. Others live to early and mid-80's. Some late 80's.
Last edited by matisse12; 02-15-2019 at 06:11 PM..
I am the youngest of my couple hood, and of most of our friends ( im 55, my OH is 59, others are 56, 63, 68 of our very close group).
Meamwhioe my FIL will be 91 in April if he makes it, and my father will be 85 in the fall.
My health is the worst of all of them of our age group.
By age, i should die last, by health I'll probably die first.
But i could outlive all our family friends ( except fathers of course. Then again....)
It always was a crap shoot.
I have already died once. Anaphylactic shock resulting in clinical death of 7 mins 40 seconds officially. Had i NOT been at work I'd not be here now. This was in the mid 90s. I literally worked til i died!!! Lol.
Im not afraid though i want it to be fast like my first death.
Itll happen, and sometimes even with immediate medical attention, one may still pass permanently away. They shocked my heart 4 times, had the 4th not worked, they would have given up, and id have been DOA.
So dont worry, you can't. Itll only fill your head with crap you dont want or need to think about.
My wife and I will be attending a funeral tomorrow for the Father of one of my wife's best friends. He was a widower and had been suffering from multiple serious health issues for years. I assumed the friend was around the same age as my wife and I, 62 and 59, but she obviously is much younger as her Father passed at age 76.
Seventy-six and I will be 63 when I retire at year end. Dang! Did I work too long?
Too many look at the size of the check. They should be looking at all of the people they knew that never made it to that age. The ones that never got to retire. Your health can change over night.
the biggest group for death is the 50's ... usually if someone has health issues they tend to get you in your 50's ..if you make it through your 50's odds are you will go on , if you make it to 65 , most of the sick , weak , drug or alcohol abusers and accident prone are eliminated so odds are next stop will be 80 for most .
that is really not a good reference as 78 is from from birth only , and includes infant deaths , so life expectancy increases yearly . the older you get the greater the life expectancy becomes as well as couples can have greater life expectancy since either can out live the other .
a 65 year old couple has almost a 50% chance of one of them seeing 90 .. that is a far cry from 78 at birth .
a child born in 2014 has a life expectancy (average age at death at birth) of 79. However, the median age of death for the same child is 83, and the modal (most common) age at death is 89!
that is really not a good reference as 78 is from from birth only , and includes infant deaths , so life expectancy increases yearly . the older you get the greater the life expectancy becomes as well as couples can have greater life expectancy since either can out live the other .
a 65 year old couple has almost a 50% chance of one of them seeing 90 .. that is a far cry from 78 at birth .
a child born in 2014 has a life expectancy (average age at death at birth) of 79. However, the median age of death for the same child is 83, and the modal (most common) age at death is 89!
Using that 50% probability is fine for financial planning for a couple; however, it doesn't do much for the OP who is contemplating his own mortality. As the chart you posted demonstrated, even if there is "almost" a 50% chance (actually 47%) of one of a couple seeing 90, the chance that it is the man is still only 21%.
Here's a link to an interactive chart from Vanguard where you can plug in the ages of the man and woman and how many years you would like to live to. It gives a more sobering outlook on one's probability of reaching a certain age rather than simply stating that one of a couple has a 50% chance to reach 90. For example, you pooh-poohed the OP's claim that the average age of a man's death is 78. In fact as Vanguard's chart shows, at either 59 or 62, (I'm not sure who is older), he only has 67% or 68% chance of even making it to 78. That means that there is a one out of three chance that he will drop dead before reaching 78, much less worrying about living until 90.
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