Social Security Disability Insurance (friend, allowance, payment, date)

[mathjak107]

Ssdi is funded from fica and ss funds and ssi is funded from general tax revenue and is a welfare program so there are major differences

[loves2read]

Originally Posted by reed303

Apparently not.

See https://www.ssa.gov/benefits/disability/ where it says, in part:
"You should apply for disability benefits as soon as you become disabled."

also,
"You can use the online application to apply for disability benefits if you:

• Are age 18 or older.
• Are not currently receiving benefits on your own Social Security record.
• Are unable to work because of a medical condition that is expected to last at least 12 months"

Be aware there is quite a bit of paperwork to gather for an application, as explained at the webpage above.

Good Luck.........

There are some medical conditions that are debilitating enough that even an early diagnosis will automatically qualify u for SSDI
Cholangiocarcinoma is one
It killed my son but it had been making him too sick to work for two yrs before he was diagnosed. It is almost 99% fatal and a diagnosis early enough to be in the 1% is very rare. So you win the jackpot with that diagnosis.

[StillinICT]

Originally Posted by mathjak107

Ssdi is funded from fica and ss funds and ssi is funded from general tax revenue and is a welfare program so there are major differences

Never knew that. Interesting.

[arr430]

I know people who continued to work, even after they began receiving their benefits. One of my coworkers with the Census Bureau was blind. I've had colleagues in wheelchairs. Eventually, there is a penalty for beneficiaries with income, but the tolerance is pretty liberal.

[lancers]

I asked whether you had to be unemployed for a year before you could receive SSDI in the original question because there is some confusing info on the internet. I could have sworn I read a few years back that you had to be out of work for a year before you were eligible for disability.

[lancers]

Originally Posted by Roselvr

As others have said, no. Just file. If you get denied, get an attorney. It's the fastest way to get it.

I imagine that might be pretty costly.

[Chas863]

Originally Posted by lancers

I imagine that might be pretty costly.

Although I think that having disability insurance from the government is a good thing in principle, I think that the program is grossly abused. There are lawyers and doctors all over the country who specialize in this stuff. They know the precise wording to put in the applications to get them approved. And the lawyers who specialize in this know exactly which doctors to send their clients to for their exams to obtain this precise wording for their client's condition.

Some people would call it a racket... and I'm one of those people. That's not to say that everyone who gets SSDI is undeserving, but for many people, it's kind of a permanent ticket to welfare. They never have to work again because supposedly they're unable to do so. Of course, this disability doesn't prevent them from playing sports activities, doing work around the house, or doing most anything that any healthy person can do. It just means they'll be a perpetual welfare recipient and never have to hold a paying job. However, if they choose to work for "cash under the table", that's different as long as they don't get caught... and the chances of them getting caught are pretty slim. It's kind of the definition of a "racket" IMO.

[mathjak107]

One man Eric conn in conjunction with a crooked judge put through a half billion dollars in claims to Ssdi that should never have been paid.

They busted over 100 people in connection to a fraudulent approval scam here in ny .

Ssdi is very abused

[mojo101]

There is a huge difference in monthly payment,and one would be able to work and encouraged to seek work while the other is allowed to make miniscule $$,worse,the state government wil access your bank account and see if you have any other income besides SS payments.

[Sand&Salt]

Originally Posted by lancers

I imagine that might be pretty costly.

The specialty lawyers do it on contingency and get a one-time percentage which can't exceed $6,000, at least 5 years ago when I was doing it. Quick and painless that way.