03-12-2008, 02:31 PM
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My girlfriend and I are both pharmacists badly wanting to get out of Ohio. We are both interested in the SF area, however, when I look at apts and houses it seems like we'd never be able to afford it.
Last edited by DesperateToGetOut; 03-12-2008 at 02:31 PM ..
Reason: spelling error
03-12-2008, 02:59 PM
Location: Northern California
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That's a little optimistic to think the combined income of 2 pharmacists would be $260K (assuming we're talking about legal drugs
), but if you can swing that, you will live very comfortably in the SF bay area.
03-12-2008, 03:17 PM
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Thanks for the reply. According to salary.com the average pharmacist salary for the Bay Area is $130,000, I don't know about SF, but salary.com is extremely accurate in my area regarding pharmacist salary. That said, I don't think I've ever seen a house under 700K in the Bay Area. Do these exist or did they go out with the dinosaurs?
03-12-2008, 04:48 PM
Location: Northern California
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Quote:
Originally Posted by
DesperateToGetOut
I don't think I've ever seen a house under 700K in the Bay Area. Do these exist or did they go out with the dinosaurs?
Sub-prime mess or not, house prices in the immediate SF bay area are holding up and in some areas increasing a little. And $700K is about right for most any decent house around here. However, condos are less and outside the bay area such as towns as Tracy, Manteca, Fairfield, Brentwood, etc., where the sub-prime mess has hit hardest, you can find a house maybe in the $400 - $500K range. A few builders have been putting up their homes for auction to get rid of them.
But if you can jointly earn $260K, you should be able to buy a house after a short time.
03-12-2008, 08:52 PM
Location: San Jose, CA
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Tracy houses can be found in the $250 - $350k range. Brentwood is a little higher, Manteca they have almost new foreclosed houses for as little as 199k. Houses in SF I think cost more than $700k for the most part. You should be able to rent a nice house for as little as $2000/month in some areas, like Fremont, and Union City. But with 260k/year salary once you have $200,000 saved up you can probably afford up to $1M (800k mortgage), your marginal tax rate is probably very high so it might not be that huge a difference from paying $3300/month to rent the same type of house.
03-13-2008, 03:39 PM
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I wouldn't pay over $250K to live in Tracy. If you move out of Ohio for a more exciting life, don't move to a cow town like Tracy or Manteca. Live closer to S.F. That is why you are moving away from Ohio, right???
03-13-2008, 06:51 PM
Location: In the Redwoods
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Quote:
Originally Posted by
humboldtrat
But if you can jointly earn $260K, you should be able to buy a house after a short time.
My sister & her husband make less than that combined (approx. $150-175K), and just bought a gorgeous house in Sunnyvale for about $1M... they started with $500K townhouse in Mtn. View 5 years ago, saved their money, sold the townhouse for a profit, and "moved on up."
And they have a 6 month-old baby, so it's not like they're without expenses!
You certainly don't have to be a millionaire to live here, or it would be a rather empty metro area - right?? That being said, we do have a much higher than average number of renters, so that's how the majority of us make it work... I earn between $40-50K on average, and do just fine on a daily/monthly basis, but probably won't be able to
purchase a home anytime soon.
03-13-2008, 07:00 PM
Location: In the Redwoods
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Quote:
Originally Posted by
Luke9686
I wouldn't pay over $250K to live in Tracy. If you move out of Ohio for a more exciting life, don't move to a cow town like Tracy or Manteca. Live closer to S.F. That is why you are moving away from Ohio, right???
Amen... Tracy is barely a step up from Ohio, so you (the original poster) may as well stay put.
It's alright if you're looking for that kind of town, but it sounds like you want something more exciting & culture-rich - which wouldn't describe Tracy by a long shot. You might like the Peninsula or East Bay, which is close enough to the city for excitement, but more suburban & affordable in parts.
Quote:
You will live fat on $250K. You could buy a condo for under $700K probably.
Yes - you definitely can find a condo for less than $700K, especially if you're not limiting yourself to the CITY. My friend bought a condo in Santa Clara 4-5 years ago for $399K, and I think it's worth around $450-500K today. Daly City, South San Francisco & San Bruno are more affordable areas near the city, and I bet you can find something "cheaper" around there... also consider Pacifica, which is a beautiful and less-expensive town on the coast. Even in the city of SF you can find cheaper condos, if you're willing to go small and somewhat shady neighborhoods!
03-13-2008, 09:55 PM
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Hi, lurking here from another city forum...I lived in SF for years and now live in Silicon Valley (and was raised in Ohio!) I respectfully disagree with what some other people are saying. You can certainly live in SF and enjoy it on 250k, but it will be difficult to buy a house in a good school district for less than 700k. (I am assuming you may want to have kids one day.) Yes, Santa Clara and Sunnyvale are less expensive than SF, but they are also 1 hour+ from the city without traffic and don't have well-regarded school systems. (I used to live in Sunnyvale.) And that house you get, even there, won't be up to Ohio standards by a long shot. Real estate here is ridiculous. Many people have taken enormous risks to buy houses they can't really afford, and we see how that's turning out. That said, it's fun to live in SF before you have kids and when you are happy in an apartment, and prices are dropping (an article on Yahoo today said Bay Area prices are down 17% from peak.)
03-14-2008, 09:32 AM
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PS Some of the houses in Sunnyvale do get to use Cupertino schools, which is a good deal...but for me personally, I wouldn't have wanted to move cross-country to Sunnyvale if I could live in SF. I had major culture shock when we moved from SF to Sunnyvale and we moved again as soon as our lease was up.
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Mean house or condo value by units in structure by units in structure - 3 or 4 ($)
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Travel time to work - 60 to 89 minutes (%)
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Occupied housing units (%)
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Residents with income below the poverty level (%)
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Poverty status for native-born residents (%)
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Residents with income below the poverty level (%) - White
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Urban houses (%)
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Mortgage status - with mortgage (%)
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Average family size
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Geographical mobility - Same house 1 year ago (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - Mobile home (%)
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House/condo owner moved in on average (years ago)
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Working at home (%)
Industry diversity
Most Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
Most Common Industries - Agriculture, forestry, fishing and hunting (%)
Most Common Industries - Mining, quarrying, and oil and gas extraction (%)
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Occupation diversity
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Most Common Occupations - Construction and extraction occupations (%)
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Most Common Occupations - Production, transportation, and material moving occupations (%)
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People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
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People in Group quarters - Agriculture workers' dormitories on farms (%)
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People in Group quarters - Crews of maritime vessels (%)
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Residents speaking English at home (%)
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Class of Workers - Employee of private company (%)
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Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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), but if you can swing that, you will live very comfortably in the SF bay area.
