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Is it worth the extra money to buy extended warranties on products you buy? Seems like most large purchases made they try and sell extra warranties to cover repair or extend the dates for a year or two.
I live in Florida, the lightening strike capital of the world. When I purchased a microwave, I purchased the extended warranty for it and am VERY glad I did. They have been out twice to fix it, both times it required additional parts.
I also purchased a TV out of th box at a considerable discount and got the extended warranty. I am going to have to take it back to them to get them to fix something on it. No having to take it to the manufacturer, just the store down the road.
I ALMOST never buy the extended plans. I have satellite radio, and I love it, but Delphi products have not worked well. They will work fine for awhile, then just go dead. I just take them back to Best Buy, and they give me a new one. This has happened a few times already, so in this case I am glad I got the extended.
I live in Florida, the lightening strike capital of the world. When I purchased a microwave, I purchased the extended warranty for it and am VERY glad I did. They have been out twice to fix it, both times it required additional parts.
You realize a good surge suppressor is about $15? And most of them come with a warranty against damage to your appliances/electronics.
Extended warranties are how places like BestBuy make their money. That's why they push them so hard. It's like movie theaters and popcorn -- the snacks are where they make their money.
I also live in Florida where we experience a lot of lightening. I now have almost all of our more expensive electronics on surge suppressors. It is very good advice RoaminRed!
I never purchase extended warranties. When my son bought his PS3 from Best Buy....the salesgirl actually said the product had too many 'bugs' in it not to buy it. Six months later, none of the 'bugs' she warned about has surfaced. I felt it was a really aggressive attempted sales move from the store and I didn't appreciate it since we had just spent over $650 for one of their products. I haven't shopped there since.
Just something to consider , buying a warranty is a risk to cost decision, you'll spend 6k to 12k a year for medical insurance, 1k plus for car ins, A extended warranty on a car is 1k to 2k for 6, 7, 8 years and up to 120k sounds pretty reasonable to me plus couple that with all the low Apr rates for car loans plus its not a taxable item. Just thinking out loud 30 to 35 bucks a month sounds digestible. Heck I spill that at a night club in 1 night. Hee Hee . I say its worth the gamble.
I bought a two year extended warranty on my new computer from Best Buy, but that only cover the CPU. I bought everything separately, and that was the most expensive piece, which is why I bought it.
On old digital camera, I bought a two year extended warranty, and used it three times. I bought one for my camera two years ago, and it never got used.
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