Estimated median household income in 2007: $61,494
| This zip code: | $61,494 | | Maine: | $45,888 |
Nearest zip codes: 04092, 04093, 04084, 04062, 04074, 04072.
Housing units in zip code 04038 with a mortgage: 2,834 (249 second mortgage, 467 home equity loan, 5 both second mortgage and home equity loan)
Houses without a mortgage: 638
Median monthly owner costs for units with a mortgage: $1,434
Median monthly owner costs for units without a mortgage: $439
Residents with income below the poverty level in 2007:
| This zip code: | 7.8% | | Whole state: | 12.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.6% | | Whole state: | 4.6% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 4.1 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 04038: Eel Weir Power Station (A), Gorham Town Farm (B), Gorham Raceway (C), Gorham Country Club (D). Display/hide their locations on the map
Churches in zip code 04038 include: North Street Church (A), South Gorham Baptist Church (B), White Rock Baptist Church (C), United Church of Christ at North Gorham (D), North Church (E), East Buxton Church (F), Community Church (G). Display/hide their locations on the map
Cemeteries: South Street Cemetery (1), South Gorham Cemetery (2), Sapling Hill Cemetery (3), Fort Hill Cemetery (4), Shaws Mill Cemetery (5), North Street Cemetery (6), North Gorham Cemetery (7). Display/hide their locations on the map
Reservoirs: Presumpscot River Reservoir (A), Dundee Pond (B), Eel Weir Canal (C). Display/hide their locations on the map
Streams, rivers, and creeks: Westcott Brook (A), Douglas Brook (B), Cold Spring Brook (C), Deering Brook (D), Brandy Brook (E), Samborn Brook (F), Johnson Brook (G), Martin Brook (H), Skunk Knoll Brook (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 198
- 1995 to 1998: 495
- 1990 to 1994: 601
- 1980 to 1989: 1,097
- 1970 to 1979: 1,171
- 1960 to 1969: 439
- 1950 to 1959: 541
- 1940 to 1949: 231
- 1939 or earlier: 999
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Bedrooms in owner-occupied houses in Gorham, ME (04038): |
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- no bedroom: 0
- 1 bedrooms: 66
- 2 bedrooms: 1,032
- 3 bedrooms: 2,350
- 4 bedrooms: 855
- 5 or more bedrooms: 184
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 21
- 1 bedrooms: 398
- 2 bedrooms: 381
- 3 bedrooms: 146
- 4 bedrooms: 102
- 5 or more bedrooms: 39
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Vehicles available in 04038 zip code in owner-occupied houses/condos: |
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- no vehicle: 140
- 1 vehicle: 969
- 2 vehicles: 2,287
- 3 vehicles: 759
- 4 vehicles: 196
- 5 or more vehicles: 136
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 136
- 1 vehicle: 494
- 2 vehicles: 358
- 3 vehicles: 55
- 4 vehicles: 28
- 5 or more vehicles: 16
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 04038:
- Less than $10,000: 11
- $10,000 to $14,999: 6
- $15,000 to $19,999: 17
- $20,000 to $24,999: 48
- $25,000 to $29,999: 46
- $30,000 to $34,999: 43
- $35,000 to $39,999: 28
- $40,000 to $49,999: 31
- $50,000 to $59,999: 24
- $60,000 to $69,999: 34
- $70,000 to $79,999: 40
- $80,000 to $89,999: 24
- $90,000 to $99,999: 27
- $100,000 to $124,999: 106
- $125,000 to $149,999: 147
- $150,000 to $174,999: 411
- $175,000 to $199,999: 586
- $200,000 to $249,999: 1,085
- $250,000 to $299,999: 702
- $300,000 to $399,999: 727
- $400,000 to $499,999: 322
- $500,000 to $749,999: 129
- $750,000 to $999,999: 36
- $1,000,000 or more: 4
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Rent paid by renters in 2007 in zip code 04038:
- Less than $100: 8
- $100 to $149: 10
- $150 to $199: 62
- $200 to $249: 14
- $250 to $299: 15
- $300 to $349: 18
- $350 to $399: 29
- $400 to $449: 40
- $450 to $499: 42
- $500 to $549: 87
- $550 to $599: 97
- $600 to $649: 145
- $650 to $699: 82
- $700 to $749: 92
- $750 to $799: 46
- $800 to $899: 255
- $900 to $999: 105
- $1,000 to $1,249: 45
- $2,000 or more: 57
- No cash rent: 87
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Median price asked for vacant for-sale houses and condos in 2007: $413,217.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $234,791
- Black or African American householders: $242,629
- American Indian or Alaska Native householders: $209,968
- Two or more races householders: $173,760
- Hispanic or Latino householders: $303,287
Estimated median house or condo value in 2007: $229,121 (it was $122,300 in 2000)
| 04038: | $229,121 | | Maine: | $176,000 |
Lower value quartile - upper value quartile: $151,835 - $325,348
Mean price in 2007:
Detached houses: $269,038| Here: | $269,038 | | State: | $240,738 |
Townhouses or other attached units: $310,775| Here: | $310,775 | | State: | $259,290 |
In 2-unit structures: $266,785| Here: | $266,785 | | State: | $237,097 |
In 3-to-4-unit structures: $224,230| Here: | $224,230 | | State: | $258,838 |
In 5-or-more-unit structures: $176,116| Here: | $176,116 | | State: | $254,084 |
Mobile homes: $30,677| Here: | $30,677 | | State: | $42,332 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,261
- One, attached: 147
- Two: 378
- 3 or 4: 115
- 5 to 9: 101
- 10 to 19: 85
- 20 to 49: 129
- 50 or more: 50
- Mobile homes: 506

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Means of transportation to work
- Drove a car alone: 7,031 (82%)
- Carpooled: 676 (8%)
- Bus or trolley bus: 43 (1%)
- Taxi: 5 (0%)
- Motorcycle: 4 (0%)
- Bicycle: 4 (0%)
- Walked: 305 (4%)
- Other means: 33 (0%)
- Worked at home: 432 (5%)
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Travel time to work
- Less than 5 minutes: 262
- 5 to 9 minutes: 707
- 10 to 14 minutes: 778
- 15 to 19 minutes: 1249
- 20 to 24 minutes: 1694
- 25 to 29 minutes: 774
- 30 to 34 minutes: 1383
- 35 to 39 minutes: 280
- 40 to 44 minutes: 233
- 45 to 59 minutes: 344
- 60 to 89 minutes: 212
- 90 or more minutes: 185
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Percentage of zip code residents living and working in this county: 81.1%
Household type by relationship
Households: 14,844
- In family households: 13,001 (3,184 male householders, 940 female householders)
3,310 spouses, 4,962 children (4,618 natural, 64 adopted, 280 stepchildren), 54 grandchildren, 43 brothers or sisters, 57 parents, 138 other relatives, 313 non-relatives
- In nonfamily households: 1,843 (617 male householders (453 living alone)), 845 female householders (697 living alone)), 381 nonrelatives
- In group quarters: 1,132 (69 institutionalized population)
Size of family households: 1,556 2-persons, 1,040 3-persons, 1,053 4-persons, 345 5-persons, 112 6-persons, 18 7-or-more-persons.
Size of nonfamily households: 1,150 1-person, 290 2-persons, 9 3-persons, 9 4-persons, 4 7-or-more-persons.
3,177 married couples with children.
760 single-parent households (171 men, 589 women).
96.4% of residents of 04038 zip code speak English at home.
0.4% of residents speak Spanish at home (100% very well).
3.0% of residents speak other Indo-European language at home (84% very well, 11% well, 4% not well).
0.2% of residents speak Asian or Pacific Island language at home (76% very well, 24% well).
Foreign born population: 349 (2.2%)
(47.0% of them are naturalized citizens)
| This zip code: | 2.2% | | Whole state: | 2.9% |
Most common places of birth for the foreign-born residents:
- Canada (20%)
- Other Northern Europe (13%)
- Other South Central Asia (13%)
- Other Eastern Europe (9%)
- Germany (7%)
- Ireland (6%)
- Other Caribbean (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 52
- 1990 to 1994: 80
- 1985 to 1989: 88
- 1980 to 1984: 32
- 1975 to 1979: 0
- 1970 to 1974: 7
- 1970 to 1974: 23
- 1965 to 1969: 67
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White population: 15,699
Black population: 70
American Indian population: 47
Asian population: 102
Native Hawaiian and Other Pacific Islander population: 7
Some other race population: 31
Two or more races population: 136

First ancestries reported:
|  English: 2954 |
|  French (except Basque): 1689 |
|  Irish: 1677 |
|  United States or American: 1201 |
|  French Canadian: 1037 |
|  Italian: 679 |
|  Other groups: 623 |
|  German: 616 |
|  Scottish: 473 |
|  Scotch-Irish: 331 |
|  Polish: 275 |
|  Norwegian: 178 |
|  Canadian: 119 |
|  Russian: 117 |
|  Danish: 107 |
|  British: 102 |
|  Lithuanian: 84 |
|  Swedish: 80 |
|  Dutch: 71 |
|  Portuguese: 68 |
|  Scandinavian: 66 |
|  Greek: 58 |
|  Welsh: 47 |
|  European: 38 |
|  Arab:: 36 |
|  Lebanese: 36 |
|  West Indian (excluding Hispanic groups):: 34 |
|  Jamaican: 34 |
|  Finnish: 23 |
|  Czech: 20 |
|  Hungarian: 19 |
|  Slovak: 15 |
|  Albanian: 14 |
|  Iranian: 13 |
|  Bulgarian: 10 |
|  African: 9 |
|  Armenian: 9 |
|  Subsaharan African:: 9 |
|  Acadian/Cajun: 8 |
|  Austrian: 6 |
Major facitilies with environmental interests located in this zip code:
- SOUTHERN MAINE INDUSTRIES (45 HUTCHERSON DRIVE in GORHAM, ME)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Business NAICS classification: METAL COATING, ENGRAVING (EXCEPT JEWELRY AND SILVERWARE), AND ALLIED SERVICES TO MANUFACTURERS.; ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING.
Organizations: SOUTHERN MAINE INDUSTRIES CORP (CONTACT/OPERATOR)
, CHERYL A.V. BOLDUC (CONTACT/OWNER)
- GORHAM PUBLIC WORKS DEPT (80 HOUSTON ST in GORHAM, ME)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-01-2003-9051, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-01-2003-9051, FORMAL ENFORCEMENT ACTION
- MAINE METAL FINISHING SILVEX (ROUTE 22 RURAL FREE DELIVERY 1 in GORHAM, ME)
SUPERFUND (Superfund database)
(Integrated Compliance Information System) - ICIS-01-1982-0028, FORMAL ENFORCEMENT ACTION
TSD (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING
Organizations: MAINE METAL FINISHING COMPANY INC (CONTACT/OWNER)
- GORHAM HIGH SCHOOL (41 MORRILL AVENUE in GORHAM, ME)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-17106
Organizations: GORHAM SCHOOL DEPARTMENT (SCHOOL DISTRICT)
- CHARLES SHAW JUNIOR HIGH SCHOOL (75 SOUTH STREET in GORHAM, ME)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-17105
Organizations: GORHAM SCHOOL DEPARTMENT (SCHOOL DISTRICT)
- NARRAGANSETT ELEMENTARY SCHOOL (284 MAIN STREET in GORHAM, ME)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-17107
Organizations: GORHAM SCHOOL DEPARTMENT (SCHOOL DISTRICT)
- LITTLE FALLS SCHOOL (40 ACORN STREET in GORHAM, ME)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-17102
Organizations: GORHAM SCHOOL DEPARTMENT (SCHOOL DISTRICT)
- SHAW CONSTRUCTION COMPANY (511 MAIN STREET in GORHAM, ME)
AIR SYNTHETIC MINOR (AIRS/AFS)
(Integrated Compliance Information System) - ICIS-01-1997-0161, FORMAL ENFORCEMENT ACTION, ICIS-01-1997-0103,
Business SIC classification: CRUSHED AND BROKEN GRANITE; CONCRETE PRODUCTS, EXCEPT BLOCK AND BRICK
Alternative names: SHAW BROTHER CONSTRUCTION
- IRWIN INDUSTRIAL TOOLS (37 BARTLETT ROAD in GORHAM, ME)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: HAND AND EDGE TOOLS, EXCEPT MACHINE TOOLS AND HANDSAWS
Business NAICS classification: HAND AND EDGE TOOL MANUFACTURING.
Organizations: IRWIN CO OF OHIO (CONTACT/OWNER)
, NEWELL RUBBERMAID INC (CONTACT/OWNER)
Alternative names: AMERICAN TOOL COMPANIES, IRWIN CO GORHAM DIV
- GORHAM MOBIL (115 MAIN STREET in GORHAM, ME)
(Integrated Compliance Information System) - ICIS-01-1996-0022, FORMAL ENFORCEMENT ACTION
Business SIC classification: GASOLINE SERVICE STATIONS
- BUXTON MINI MART (RR1 BOX 1693 in GORHAM, ME)
(Integrated Compliance Information System) - ICIS-01-2002-0197, FORMAL ENFORCEMENT ACTION,
- GORHAM AUTO PARTS (176 NARRAGANSETT ST in GORHAM, ME)
(Integrated Compliance Information System) - ICIS-01-1997-0134, FORMAL ENFORCEMENT ACTION
- SEBAGO INC (55 HUTCHERSON DR in GORHAM, ME)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: FOOTWEAR, EXCEPT RUBBER
Alternative names: SEBAGO INC - GORHAM
Median worth of mobile homes: $33,023
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (87%)
- Bottled, tank, or LP gas (6%)
- Wood (4%)
- Electricity (2%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 11513
- Northeast: 2602
- Midwest: 488
- South: 504
- West: 352
58% of the 04038 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 51% lived in this county.
Out of people who lived in different counties, 56% lived in Maine.
Population in 1990: 13,642. Population change in the 1990s: +2,450 (+18.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 136
| Here: | 6.5% | | Maine: | 6.9% |
Students in private schools in grades 9 to 12 (high school): 68
| Here: | 7.2% | | Maine: | 8.9% |
Students in private undergraduate colleges: 172
| Here: | 10.7% | | Maine: | 28.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (GORHAM, ME):
- MEGA INDUSTRIES LLC (28 SANFORD DR; small business): $802,741 in 34 contracts from 2001 to 2006
Contracts for Antennas, Waveguides, and Related Equipment, Oscillators and Piezoelectric Crystals, Maintenance, Repair and Rebuilding of Equipment -- Electrical and Electronic Equipment Components, Miscellaneous Electrical and Electronic Components, and more by Defense Logistics Agency, Navy, Air Force Signed by year: 2000: $0; 2001: $43,375; 2002: $61,410; 2003: $98,593; 2004: $367,346; 2005: $126,999; 2006: $105,018.
Biggest contracts:
$248,601 with Defense Logistics Agency for Antennas, Waveguides, and Related Equipment. Signed on 2004-02-03. Completion date: 2004-07-19.
$98,593 with Navy for Oscillators and Piezoelectric Crystals. Signed on 2003-08-11. Completion date: 2003-09-11.
$69,893 with Air Force for Antennas, Waveguides, and Related Equipment. Signed on 2004-03-23. Completion date: 2004-06-01.
$61,410 with Defense Logistics Agency for Antennas, Waveguides, and Related Equipment. Signed on 2002-04-25. Completion date: 2002-08-23.
- GUERIN ASSOCIATES, LLC (332 NEW PORTLAND RD; small business): $279,987 in 36 contracts from 2001 to 2005
Contracts for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Maintenance, Repair or Alteration of Real Property -- Other Airfield Structures, Other Housekeeping Services, and more by Navy, United States Coast Guard (disused code: now 7008) Signed by year: 2000: $0; 2001: $12,500; 2002: $59,898; 2003: $140,874; 2004: $65,683; 2005: $1,032; 2006: $0.
Biggest contracts:
$120,810 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2003-09-29. Completion date: 2004-01-03.
$39,000 with United States Coast Guard (disused code: now 7008) for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2002-04-15. Completion date: 2002-08-15.
$31,192 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Airfield Structures. Signed on 2004-07-02. Completion date: 2004-07-26.
$14,067 with Navy for Other Housekeeping Services. Signed on 2004-08-24. Completion date: 2004-12-10.
- NORTH AMERICAN ENVIRONMENTAL S (5 COUNTRY LANE; small business): $80,025 in 15 contracts from 2000 to 2002
Contracts for Construction of Structures and Facilities -- Other Utilities, Maintenance, Repair or Alteration of Real Property -- Maintenance Buildings, Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities, Other Housekeeping Services, and more by Navy Signed by year: 2000: $48,700; 2001: $0; 2002: $31,325; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$26,532 with Navy for Construction of Structures and Facilities -- Other Utilities. Taking place in RI. Signed on 2002-01-10. Completion date: 2002-09-30.
$24,950 with Navy for Maintenance, Repair or Alteration of Real Property -- Maintenance Buildings. Signed on 2000-09-28. Completion date: 2001-02-10.
$24,750 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Taking place in RI. Signed on 2000-11-15. Completion date: 2001-01-15.
$1,965 with Navy for Other Housekeeping Services. Signed on 2002-03-13. Completion date: 2002-03-29.
- CONTROLLED ENVIRONMENT EQUIP (GORHAM INDUSTRIAL PARK; small business)
$7,820 with Air Force for Shoe Repairing Equipment. Signed on 2005-05-24. Completion date: 2005-06-24.
- DOYLE'S OFFICE EQUIPMENT INC (393 MOSHER RD; small business)
$6,629 with Army for Miscellaneous Office Machines. Taking place in NH. Signed on 2005-11-15. Completion date: 2005-12-01.
- INDOOR ENVIRONMENT CONTROL, IN (5 QUAIL RIDGE DR; small business)
$4,582 with Navy for Air Purification Equipment. Signed on 2004-11-04. Completion date: 2004-11-24.
- PETTINGILL-ROSS CO , INC (20 HUTCHERSON DR; small business)
$4,256 with Air Force for Metal Finishing Equipment. Signed on 2005-11-02. Completion date: 2005-11-02.
Top industries in this zip code by the number of employees in 2005:
- Construction: Highway, Street, and Bridge Construction (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 10-19 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 4, 10-19: 2, 5-9: 1)
- Accommodation and Food Services: Food Service Contractors (100-249: 1, 1-4: 1)
- Health Care and Social Assistance: Continuing Care Retirement Communities (100-249: 1)
- Finance and Insurance: Savings Institutions (50-99: 1, 20-49: 1, 10-19: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 17)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 1038 people in college dormitories (includes college quarters off campus)
- 65 people in nursing homes
- 12 people in other noninstitutional group quarters
- 6 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $215,336 | 429 | $183,252 | 634 | $179,807 | 198 | $66,162 | 4 | $543,318 | 68 | $189,765 | 30 | $59,737 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $165,500 | 86 | $186,639 | 108 | $170,530 | 25 | $128,441 | 0 | $0 | 8 | $186,576 | 8 | $80,648 |
| APPLICATIONS DENIED | 1 | $113,010 | 90 | $165,462 | 418 | $185,226 | 78 | $65,863 | 0 | $0 | 36 | $167,922 | 25 | $71,292 |
| APPLICATIONS WITHDRAWN | 2 | $173,000 | 29 | $177,980 | 157 | $190,435 | 19 | $129,599 | 0 | $0 | 10 | $295,399 | 1 | $72,310 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $162,363 | 57 | $188,157 | 4 | $127,738 | 0 | $0 | 2 | $218,405 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $226,138 | 692 | $175,492 | 877 | $153,640 | 298 | $55,953 | 2 | $821,715 | 91 | $170,203 | 49 | $47,391 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $218,900 | 71 | $158,519 | 157 | $176,528 | 31 | $45,966 | 0 | $0 | 26 | $219,986 | 1 | $34,280 |
| APPLICATIONS DENIED | 6 | $234,710 | 91 | $178,154 | 442 | $182,726 | 96 | $50,131 | 0 | $0 | 24 | $216,273 | 25 | $82,128 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 49 | $158,093 | 301 | $178,222 | 18 | $93,783 | 3 | $1,326,060 | 9 | $105,529 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $190,887 | 70 | $183,174 | 6 | $62,700 | 0 | $0 | 0 | $0 | 4 | $54,940 |
Aggregated Statistics For Year 2005 (Based on 6 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $208,288 | 791 | $176,738 | 1,194 | $166,019 | 273 | $69,999 | 4 | $166,495 | 87 | $168,364 | 36 | $67,997 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $263,395 | 62 | $179,678 | 141 | $160,903 | 18 | $60,638 | 0 | $0 | 7 | $222,300 | 6 | $71,053 |
| APPLICATIONS DENIED | 0 | $0 | 127 | $142,985 | 393 | $170,082 | 113 | $83,504 | 0 | $0 | 32 | $172,374 | 41 | $54,044 |
| APPLICATIONS WITHDRAWN | 4 | $242,885 | 81 | $184,640 | 489 | $173,634 | 46 | $113,757 | 0 | $0 | 29 | $190,197 | 5 | $145,896 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $155,831 | 63 | $171,744 | 4 | $113,940 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $187,900 | 677 | $179,514 | 1,218 | $156,278 | 238 | $56,112 | 2 | $405,065 | 105 | $186,499 | 35 | $61,862 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 60 | $161,099 | 140 | $154,028 | 19 | $81,311 | 0 | $0 | 14 | $138,366 | 11 | $29,944 |
| APPLICATIONS DENIED | 5 | $174,874 | 134 | $111,144 | 366 | $145,101 | 97 | $64,763 | 2 | $395,090 | 37 | $130,566 | 65 | $47,209 |
| APPLICATIONS WITHDRAWN | 2 | $172,195 | 53 | $190,359 | 405 | $153,504 | 36 | $82,326 | 4 | $1,636,228 | 11 | $162,348 | 6 | $97,283 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $103,910 | 18 | $186,472 | 42 | $180,399 | 2 | $52,490 | 0 | $0 | 0 | $0 | 1 | $147,830 |
Aggregated Statistics For Year 2003 (Based on 6 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $156,580 | 521 | $168,550 | 2,620 | $131,232 | 151 | $42,061 | 4 | $480,138 | 124 | $145,354 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $150,965 | 47 | $183,005 | 268 | $134,075 | 23 | $21,625 | 0 | $0 | 8 | $138,806 |
| APPLICATIONS DENIED | 2 | $156,705 | 60 | $138,430 | 394 | $130,330 | 53 | $19,772 | 2 | $160,630 | 16 | $132,363 |
| APPLICATIONS WITHDRAWN | 5 | $87,490 | 63 | $175,192 | 345 | $132,409 | 13 | $30,767 | 0 | $0 | 17 | $129,159 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $117,830 | 49 | $153,346 | 5 | $18,252 | 0 | $0 | 6 | $159,288 |
Aggregated Statistics For Year 2002 (Based on 6 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $129,978 | 743 | $149,607 | 1,542 | $128,419 | 109 | $37,957 | 2 | $289,900 | 71 | $140,410 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $130,742 | 50 | $149,630 | 171 | $114,482 | 33 | $45,376 | 0 | $0 | 6 | $107,557 |
| APPLICATIONS DENIED | 1 | $134,440 | 94 | $74,367 | 386 | $106,104 | 41 | $21,442 | 4 | $265,908 | 15 | $73,152 |
| APPLICATIONS WITHDRAWN | 4 | $121,445 | 44 | $150,677 | 261 | $125,977 | 18 | $23,729 | 0 | $0 | 9 | $157,622 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $108,955 | 60 | $129,752 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $121,886 | 563 | $126,582 | 1,159 | $122,048 | 77 | $29,361 | 2 | $219,495 | 58 | $108,839 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $87,910 | 75 | $104,865 | 92 | $101,631 | 26 | $19,624 | 0 | $0 | 6 | $198,148 |
| APPLICATIONS DENIED | 5 | $130,156 | 138 | $55,488 | 308 | $93,933 | 54 | $25,835 | 4 | $224,483 | 14 | $116,120 |
| APPLICATIONS WITHDRAWN | 2 | $98,770 | 34 | $142,759 | 273 | $112,680 | 13 | $60,265 | 0 | $0 | 4 | $81,873 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $124,213 | 39 | $119,156 | 4 | $69,840 | 0 | $0 | 4 | $163,623 |
Aggregated Statistics For Year 2000 (Based on 6 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $117,366 | 529 | $108,081 | 256 | $98,617 | 77 | $18,281 | 4 | $134,655 | 33 | $112,339 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $119,601 | 49 | $82,051 | 65 | $77,124 | 30 | $26,863 | 0 | $0 | 8 | $115,451 |
| APPLICATIONS DENIED | 7 | $102,021 | 211 | $35,878 | 247 | $80,247 | 56 | $22,955 | 1 | $48,740 | 7 | $99,287 |
| APPLICATIONS WITHDRAWN | 4 | $124,873 | 26 | $100,001 | 127 | $84,692 | 10 | $19,101 | 4 | $35,680 | 3 | $67,497 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $100,430 | 4 | $126,188 | 18 | $98,950 | 1 | $1,070 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $112,121 | 252 | $108,202 | 288 | $89,244 | 59 | $17,720 | 1 | $178,160 | 20 | $89,423 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $93,800 | 18 | $88,115 | 59 | $86,660 | 22 | $31,282 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $97,653 | 56 | $51,565 | 99 | $78,313 | 42 | $26,910 | 0 | $0 | 5 | $55,962 |
| APPLICATIONS WITHDRAWN | 2 | $64,050 | 26 | $122,152 | 84 | $77,172 | 3 | $62,283 | 1 | $117,750 | 5 | $109,574 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $79,830 | 2 | $110,965 | 15 | $75,989 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0040.01
, 0040.02, 0041.00, 0200.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $225,698 | 66 | $271,925 | 2 | $141,035 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $262,981 | 20 | $248,599 | 2 | $242,200 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $172,817 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $209,695 | 3 | $193,217 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $138,180 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $228,654 | 45 | $224,415 | 3 | $138,417 | 1 | $53,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $211,534 | 13 | $237,002 | 3 | $220,120 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $125,870 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $311,450 | 1 | $239,950 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $218,896 | 45 | $225,468 | 2 | $292,440 | 1 | $85,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $236,415 | 15 | $218,056 | 2 | $156,405 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $130,150 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $281,350 | 5 | $249,286 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $87,840 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $199,325 | 36 | $196,586 | 19 | $194,024 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $181,386 | 12 | $216,968 | 1 | $94,800 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $209,113 | 8 | $198,094 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $220,365 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 168 | $191,671 | 122 | $169,499 | 10 | $196,623 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $184,648 | 17 | $158,147 | 4 | $240,445 |
| APPLICATIONS DENIED | 1 | $197,640 | 4 | $152,093 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $172,740 | 15 | $216,559 | 2 | $170,605 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 158 | $165,825 | 96 | $152,631 | 12 | $163,643 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $217,328 | 18 | $132,433 | 2 | $231,465 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $176,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $186,774 | 10 | $163,164 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 172 | $148,722 | 87 | $146,823 | 8 | $137,674 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $165,609 | 14 | $126,474 | 3 | $115,447 |
| APPLICATIONS DENIED | 5 | $153,114 | 2 | $216,445 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $149,430 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 147 | $131,659 | 27 | $136,478 | 9 | $103,373 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $127,917 | 4 | $101,763 | 2 | $132,695 |
| APPLICATIONS DENIED | 3 | $93,950 | 3 | $86,590 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $81,950 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $134,901 | 24 | $120,660 | 2 | $89,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $113,307 | 6 | $110,500 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $99,125 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $233,895 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $244,150 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0040.01
, 0040.02, 0041.00, 0200.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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