Estimated median household income in 2008: $46,930
| This zip code: | $46,930 | | New Jersey: | $70,378 |
Nearest zip codes: 07306, 07305, 07302, 07310, 07307, 07030.
Jersey City Zip Code Map
Housing units in zip code 07304 with a mortgage: 1,442 (148 second mortgage, 171 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 612
Median monthly owner costs for units with a mortgage: $2,319
Median monthly owner costs for units without a mortgage: $835
Residents with income below the poverty level in 2008:
| This zip code: | 19.5% | | Whole state: | 8.7% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 10.0% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 3.7 | | State: | 3.8 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 07304 include: Saint Mary's Byzantine Catholic Church (A), Saint Michael's Methodist Church (B), Fountain of Salvation Church (C), Saint Patrick's Catholic Church (D), Cornerstone Church of Christ (E), Cotton Temple Church of God (F), Salem Baptist Church (G), Temple Beth-El (H), Good Shepherd Church of Christ (I). Display/hide their locations on the map
Parks in zip code 07304 include: Boyd-McGuiness Park (1), Lincoln Park (2), Lafayette Park (3), Arlington Park (4). Display/hide their locations on the map
Post office: Bergen Station Jersey City Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 57
- 1995 to 1998: 187
- 1990 to 1994: 424
- 1980 to 1989: 661
- 1970 to 1979: 1,094
- 1960 to 1969: 1,531
- 1950 to 1959: 2,405
- 1940 to 1949: 2,227
- 1939 or earlier: 6,842
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Bedrooms in owner-occupied houses in Jersey City, NJ (07304): |
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- no bedroom: 51
- 1 bedrooms: 267
- 2 bedrooms: 990
- 3 bedrooms: 1,529
- 4 bedrooms: 614
- 5 or more bedrooms: 552
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 631
- 1 bedrooms: 3,995
- 2 bedrooms: 3,541
- 3 bedrooms: 1,913
- 4 bedrooms: 270
- 5 or more bedrooms: 91
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Vehicles available in 07304 zip code in owner-occupied houses/condos: |
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- no vehicle: 770
- 1 vehicle: 1,687
- 2 vehicles: 1,070
- 3 vehicles: 380
- 4 vehicles: 80
- 5 or more vehicles: 16
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 5,363
- 1 vehicle: 4,027
- 2 vehicles: 744
- 3 vehicles: 178
- 4 vehicles: 34
- 5 or more vehicles: 95
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 07304:
- Less than $10,000: 5
- $10,000 to $14,999: 2
- $15,000 to $19,999: 2
- $20,000 to $24,999: 10
- $25,000 to $29,999: 13
- $30,000 to $34,999: 7
- $40,000 to $49,999: 7
- $50,000 to $59,999: 31
- $60,000 to $69,999: 31
- $70,000 to $79,999: 21
- $80,000 to $89,999: 29
- $90,000 to $99,999: 27
- $100,000 to $124,999: 125
- $125,000 to $149,999: 149
- $150,000 to $174,999: 263
- $175,000 to $199,999: 346
- $200,000 to $249,999: 850
- $250,000 to $299,999: 696
- $300,000 to $399,999: 1,004
- $400,000 to $499,999: 194
- $500,000 to $749,999: 144
- $750,000 to $999,999: 34
- $1,000,000 or more: 30
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Rent paid by renters in 2008 in zip code 07304:
- Less than $100: 253
- $100 to $149: 167
- $150 to $199: 315
- $200 to $249: 191
- $250 to $299: 175
- $300 to $349: 188
- $350 to $399: 158
- $400 to $449: 211
- $450 to $499: 245
- $500 to $549: 264
- $550 to $599: 558
- $600 to $649: 584
- $650 to $699: 580
- $700 to $749: 764
- $750 to $799: 718
- $800 to $899: 1,466
- $900 to $999: 1,140
- $1,000 to $1,249: 1,343
- $1,250 to $1,499: 162
- $1,500 to $1,999: 145
- $2,000 or more: 69
- No cash rent: 164
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Median price asked for vacant for-sale houses and condos in 2008: $278,091.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $303,693
- Black or African American householders: $277,001
- American Indian or Alaska Native householders: $204,278
- Asian householders: $312,137
- Some other race householders: $300,697
- Two or more races householders: $362,253
- Hispanic or Latino householders: $307,507
Estimated median house or condo value in 2008: $320,853 (it was $117,800 in 2000)
| 07304: | $320,853 | | New Jersey: | $364,100 |
Lower value quartile - upper value quartile: $279,800 - $493,200
Mean price in 2008:
Detached houses: $313,741| Here: | $313,741 | | State: | $449,074 |
Townhouses or other attached units: $287,487| Here: | $287,487 | | State: | $303,198 |
In 2-unit structures: $339,097| Here: | $339,097 | | State: | $390,437 |
In 3-to-4-unit structures: $365,258| Here: | $365,258 | | State: | $389,032 |
In 5-or-more-unit structures: $515,545| Here: | $515,545 | | State: | $297,264 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,686
- One, attached: 1,504
- Two: 3,597
- 3 or 4: 2,003
- 5 to 9: 1,763
- 10 to 19: 1,589
- 20 to 49: 2,096
- 50 or more: 1,173
- Mobile homes: 12
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 6,056 (38%)
- Carpooled: 2,909 (18%)
- Bus or trolley bus: 3,682 (23%)
- Streetcar or trolley car: 21 (0%)
- Subway or elevated: 1,580 (10%)
- Railroad: 178 (1%)
- Taxi: 70 (0%)
- Bicycle: 34 (0%)
- Walked: 1,236 (8%)
- Other means: 112 (1%)
- Worked at home: 264 (2%)
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Travel time to work
- Less than 5 minutes: 206
- 5 to 9 minutes: 714
- 10 to 14 minutes: 1451
- 15 to 19 minutes: 2074
- 20 to 24 minutes: 2358
- 25 to 29 minutes: 800
- 30 to 34 minutes: 2850
- 35 to 39 minutes: 420
- 40 to 44 minutes: 555
- 45 to 59 minutes: 2090
- 60 to 89 minutes: 1646
- 90 or more minutes: 714
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Neighborhoods in zip code 07304:
Percentage of zip code residents living and working in this county: 59.2%
Household type by relationship
Households: 41,536
- In family households: 35,788 (4,799 male householders, 5,027 female householders)
5,190 spouses, 14,279 children (13,532 natural, 223 adopted, 524 stepchildren), 1,672 grandchildren, 1,219 brothers or sisters, 556 parents, 1,805 other relatives, 1,241 non-relatives
- In nonfamily households: 5,748 (2,279 male householders (1,804 living alone)), 2,395 female householders (2,107 living alone)), 1,074 nonrelatives
- In group quarters: 208 (0 institutionalized population)
Size of family households: 2,744 2-persons, 2,607 3-persons, 2,035 4-persons, 1,342 5-persons, 600 6-persons, 498 7-or-more-persons.
Size of nonfamily households: 3,911 1-person, 619 2-persons, 65 3-persons, 72 4-persons, 4 5-persons, 3 7-or-more-persons.
5,020 married couples with children.
4,829 single-parent households (604 men, 4,225 women).
56.3% of residents of 07304 zip code speak English at home.
23.1% of residents speak Spanish at home (53% very well, 20% well, 18% not well, 9% not at all).
7.2% of residents speak other Indo-European language at home (59% very well, 24% well, 14% not well, 2% not at all).
9.3% of residents speak Asian or Pacific Island language at home (61% very well, 29% well, 8% not well, 2% not at all).
4.1% of residents speak other language at home (58% very well, 22% well, 15% not well, 5% not at all).
Foreign born population: 12,679 (30.0%)
(40.9% of them are naturalized citizens)
| This zip code: | 30.0% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- Philippines (24%)
- Dominican Republic (12%)
- Egypt (7%)
- Haiti (6%)
- Ecuador (4%)
- Guyana (3%)
- El Salvador (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 3,205
- 1990 to 1994: 2,615
- 1985 to 1989: 2,481
- 1980 to 1984: 1,596
- 1975 to 1979: 957
- 1970 to 1974: 1,044
- 1970 to 1974: 280
- 1965 to 1969: 501
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White population: 8,690
Black population: 19,506
American Indian population: 188
Asian population: 5,152
Native Hawaiian and Other Pacific Islander population: 39
Some other race population: 6,299
Two or more races population: 2,449
First ancestries reported:
|  Other groups: 26632 |
|  West Indian (excluding Hispanic groups):: 1690 |
|  Subsaharan African:: 1253 |
|  Irish: 1101 |
|  Arab:: 1058 |
|  African: 871 |
|  Italian: 857 |
|  Haitian: 853 |
|  Egyptian: 838 |
|  United States or American: 831 |
|  Polish: 549 |
|  German: 362 |
|  Guyanese: 319 |
|  Trinidadian and Tobagonian: 258 |
|  West Indian: 174 |
|  Jamaican: 166 |
|  British West Indian: 156 |
|  Nigerian: 136 |
|  Russian: 132 |
|  Arab/Arabic: 122 |
|  Ethiopian: 99 |
|  Hungarian: 99 |
|  Ukrainian: 94 |
|  English: 85 |
|  Greek: 81 |
|  Slovak: 62 |
|  Kenyan: 48 |
|  Czech: 47 |
|  Moroccan: 45 |
|  Eastern European: 45 |
|  Iranian: 43 |
|  Scottish: 42 |
|  Lebanese: 37 |
|  Barbadian: 36 |
|  Other Subsaharan African: 34 |
|  Senegalese: 33 |
|  Dutch: 33 |
|  Armenian: 28 |
|  French (except Basque): 26 |
|  Canadian: 23 |
|  Croatian: 22 |
|  European: 21 |
|  Belizean: 20 |
|  Welsh: 19 |
|  Other Arab: 16 |
|  Portuguese: 14 |
|  Lithuanian: 12 |
|  Scotch-Irish: 12 |
|  Czechoslovakian: 12 |
|  Cape Verdean: 11 |
|  Sierra Leonean: 11 |
|  Ghanian: 10 |
|  Other West Indian: 9 |
|  Romanian: 8 |
|  Danish: 8 |
|  U.S. Virgin Islander: 8 |
|  Norwegian: 6 |
|  German Russian: 6 |
|  Bahamian: 6 |
|  Albanian: 5 |
|  British: 5 |
|  Dutch West Indian: 4 |

Public primary/middle schools in zip code 07304 not listed on the city page:- NUMBER 22 (Students: 843; Location: 264 VAN HORNE STREET, JERSEY CITY, NJ; Grades: PK - 08)
- NUMBER 14 (Students: 642; Location: 153 UNION ST, JERSEY CITY, NJ; Grades: PK - 08)
- JULIA A. BARNES #12 (Students: 506; Location: 91 ASTOR PL, JERSEY CITY, NJ; Grades: PK - 08)
- NUMBER 33 (Students: 359; Location: 326 UNION ST, JERSEY CITY, NJ; Grades: PK - 04)
- NUMBER 1 (Students: 242; Location: 128 DUNCAN AVENUE, JERSEY CITY, NJ; Grades: KG - 03)
Private primary/middle schools not listed on the city page:- AL GHAZALY SCHOOL (Students: 263; Location: 17 PARK ST, JERSEY CITY, NJ; Grades: PK - 6)
- ASSUMPTION/ALL SAINTS SCHOOL (Students: 229; Location: 301 WHITON STREET, JERSEY CITY, NJ; Grades: KG - 8)
- JAMAET IBAD EL-RAHMAN SCHOOL (Students: 189; Location: 539 BERGEN AVENUE, JERSEY CITY, NJ; Grades: PK - 6)
- THE LUTHERAN PAROCHIAL SCHOOL (Students: 151; Location: 15 CLENDENNY ST, JERSEY CITY, NJ; Grades: PK - 8)
- PRIMARY PREP (Students: 83; Location: 2495 KENNEDY BLVD, JERSEY CITY, NJ; Grades: KG - 6)
- MT PISGAH SCHOOL (Students: 64; Location: 577 BERGEN AVE, JERSEY CITY, NJ; Grades: PK - 6)
Major facilities with environmental interests located in this zip code:
- ALPHA METALS INC (600 ROUTE 440 in JERSEY CITY, NJ)
AIR MAJOR (AIRS/AFS)
(Integrated Compliance Information System) - ICIS-02-1987-0461, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
STATE MASTER (New Jersey environmental info) - NJEMS-27789100000, RIGHT-TO-KNOW - RPPR & P2 PLANNING, NJEMS-G000000959, STATE CLEANUP SITE, NJEMS-NJD001289610, HAZARDOUS WASTE PROGRAM, NJEMS-10075, AIR PROGRAM, NJEMS-12222,
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: CHEMICALS AND CHEMICAL PREPARATIONS; SECONDARY SMELTING AND REFINING OF NONFERROUS METALS; ROLLING, DRAWING, AND EXTRUDING OF NONFERROUS METALS, EXCEPT COPPER AND ALUMINUM; FABRICATED METAL PRODUCTS
Business NAICS classification: NONFERROUS METAL (EXCEPT COPPER AND ALUMINUM) ROLLING, DRAWING, AND EXTRUDING.; NONFERROUS METAL (EXCEPT COPPER AND ALUMINUM) ROLLING, DRAWING, AND EXTRUDING.
Organizations: FRYS METALS INC, COOKSON ELECTRONICS (CONTACT/OWNER)
- GETTY SERVICE STATION #57235 (2388-2392 KENNEDY BLVD in JERSEY CITY, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-00306600046, EPCRA, NJEMS-009057, STATE CLEANUP SITE, NJEMS-74031900001, EPCRA, NJEMS-A1316, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: EXXON MOBIL CORP, CONOCO PHILLIPS CO, GETTY PETROLEUM MARKETING INC, MOBIL OIL CORPORATION (CONTACT/OPERATOR)
, CONOCO PHILLIPS CO (CONTACT/OWNER)
, TOSCO CORP (CONTACT/OWNER)
, GETTY PETROLEUM MARKETING INC (CONTACT/OWNER)
Alternative names: MOBIL OIL CORP SS C4L, MOBIL SERVICE STATION #2634879
- 1 HR MONTICELLO CLEANERS (129 MONTICELLO AVENUE in JERSEY CITY, NJ)
AIR MINOR (AIRS/AFS)
STATE MASTER (New Jersey environmental info) - NJEMS-49286000000, EPCRA, NJEMS-L1032, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: C&Y CORP
Alternative names: ONE HOUR MONTICELLO CLEANERS, C&Y CLEANERS
- A&S GAS SERVICE STATION (650 GRAND ST in JERSEY CITY, NJ)
(Integrated Compliance Information System) - ICIS-02-1996-0150, FORMAL ENFORCEMENT ACTION
STATE MASTER (New Jersey environmental info) - NJEMS-030060, STATE CLEANUP SITE, NJEMS-A1313, AIR PROGRAM
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: A&S GAS SERVICE INC, SINGH SUKHBIR
Alternative names: A & S GAS SERVICE INC
- FKJ REALTY-74-76 FAIRVIEW AVE. (74-76 FAIRVIEW AVE. in JERSEY CITY, NJ)
(Integrated Compliance Information System) - ICIS-02-2005-9171, ENFORCEMENT/COMPLIANCE ACTIVITY
FORMAL ENFORCEMENT ACTION (Integrated Compliance Information System) - ICIS-02-2005-9171, ENFORCEMENT/COMPLIANCE ACTIVITY
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: OPERATORS OF APARTMENT BUILDINGS
- EXXON SERVICE STATION #38839 (2379 KENNEDY BLVD in JERSEY CITY, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-008443, STATE CLEANUP SITE, NJEMS-93385700000, EPCRA, NJEMS-A1152, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: EXXON MOBIL CORP, EXXON CO USA (CONTACT/OPERATOR)
, EXXON MOBIL CORP USA (CONTACT/OWNER)
Alternative names: EXXON CO USA 38839
- EXXON SERVICE STATION #30012 (983 COMMUNIPAW AVE in JERSEY CITY, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-008147, STATE CLEANUP SITE, NJEMS-A1203, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: EXXON MOBIL CORP, EXXON MOBIL CORP USA (CONTACT/OWNER)
Alternative names: EXXON CO USA 30012
- HALSTED CORP (78 HALLADAY STREET in JERSEY CITY, NJ)
AIR MINOR (AIRS/AFS)
STATE MASTER (New Jersey environmental info) - NJEMS-00521800000, EPCRA, NJEMS-NJD001338664, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: PLASTICS, FOIL, AND COATED PAPER BAGS; INDUSTRIAL AND PERSONAL SERVICE PAPER
Organizations: LESTER GALLINS/PLANT MANAGER, HENRY JASZEWSKI (CONTACT/OWNER)
- ACADEMY OF ST ALOYSIUS (2495 JOHN F KENNEDY BOULEVARD in JERSEY CITY, NJ)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
STATE MASTER (New Jersey environmental info) - NJEMS-018281, STATE CLEANUP SITE
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ACADEMY OF SAINT ALOYSIUS (CONTACT/OWNER)
, SISTERS OF CHARITY (CONTACT/OWNER)
- GRAND AUTO REPAIRS (342 JOHNSTON AVENUE in JERSEY CITY, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-007488, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: COTTO WILLIAM
Alternative names: GRAND EXXON, GRAND EXXON SERVICE STATION
- FRANK B ROSS CO INC (22 HALLADAY ST in JERSEY CITY, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-025695, STATE CLEANUP SITE, NJEMS-10407, AIR PROGRAM, NJEMS-88351700000, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SPECIALTY CLEANING, POLISHING, AND SANITATION PREPARATIONS
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (57%)
- Fuel oil, kerosene, etc. (23%)
- Electricity (13%)
- Bottled, tank, or LP gas (4%)
- No fuel used (3%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 19288
- Northeast: 3732
- Midwest: 202
- South: 3736
- West: 226
64% of the 07304 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 75% lived in this county.
Out of people who lived in different counties, 33% lived in New Jersey.
Population in 1990: 42,101. Population change in the 1990s: +222 (+0.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 971
| Here: | 16.7% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 620
| Here: | 21.3% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 816
| Here: | 36.9% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- TRI-STATE CRATING & PALLET COM (45 HALLADAY ST in JERSEY CITY, NJ; small business): $627,453 in 10 contracts from 2004 to 2005
Contracts for Lumber and Related Basic Wood Materials, Specialized Shipping and Storage Containers by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $187,960; 2005: $439,493; 2006: $0.
Biggest contracts:
$252,085 with Army for Lumber and Related Basic Wood Materials. Signed on 2005-03-14. Completion date: 2005-03-31.
$143,897, same as above. Signed on 2005-02-09. Completion date: 2005-02-26.
$114,635 with Army for Specialized Shipping and Storage Containers. Signed on 2004-12-21. Completion date: 2005-01-31.
$52,375 with Army for Lumber and Related Basic Wood Materials. Signed on 2004-11-04. Completion date: 2005-01-13.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Freestanding Ambulatory Surgical and Emergency Centers (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (250-499: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 20-49: 2, 10-19: 3, 5-9: 5, 1-4: 11)
- Health Care and Social Assistance: Child Day Care Services (50-99: 1, 20-49: 4, 10-19: 3, 5-9: 2, 1-4: 4)
- Educational Services: Elementary and Secondary Schools (50-99: 3, 20-49: 1, 10-19: 1)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 3, 10-19: 3, 5-9: 3, 1-4: 8)
- Construction: Painting and Wall Covering Contractors (100-249: 1, 50-99: 1)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 13)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 152 people in other noninstitutional group quarters
- 80 people in nursing homes
- 26 people in religious group quarters
- 23 people in job corps and vocational training facilities
- 17 people in homes for the mentally ill
- 5 people in other group homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 full and 18 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $288,243 | 668 | $246,440 | 755 | $258,885 | 101 | $96,525 | 35 | $844,109 | 221 | $251,942 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $319,856 | 208 | $260,006 | 214 | $246,779 | 28 | $127,491 | 4 | $986,970 | 69 | $239,133 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $391,183 | 433 | $277,069 | 817 | $281,616 | 161 | $116,404 | 3 | $651,080 | 202 | $264,068 | 1 | $16,600 |
| APPLICATIONS WITHDRAWN | 11 | $295,777 | 170 | $258,042 | 320 | $263,083 | 21 | $109,872 | 7 | $419,144 | 55 | $276,894 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 51 | $252,357 | 118 | $294,948 | 10 | $262,971 | 0 | $0 | 23 | $275,657 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 full and 18 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $347,214 | 1,040 | $222,994 | 1,036 | $245,965 | 134 | $113,763 | 43 | $1,061,435 | 276 | $234,631 | 1 | $137,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $452,713 | 222 | $233,122 | 235 | $231,891 | 38 | $76,628 | 2 | $587,335 | 73 | $259,226 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $273,634 | 495 | $239,358 | 731 | $234,614 | 189 | $90,864 | 7 | $353,314 | 178 | $233,357 | 5 | $178,050 |
| APPLICATIONS WITHDRAWN | 5 | $321,932 | 284 | $245,645 | 427 | $234,934 | 38 | $88,524 | 12 | $851,907 | 108 | $274,011 | 7 | $212,441 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $182,860 | 53 | $213,559 | 150 | $236,860 | 4 | $71,498 | 0 | $0 | 25 | $252,794 | 1 | $185,390 |
Aggregated Statistics For Year 2005 (Based on 8 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $277,842 | 989 | $201,714 | 1,015 | $211,384 | 124 | $103,982 | 54 | $1,023,166 | 336 | $198,192 | 1 | $396,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $270,250 | 157 | $205,234 | 227 | $184,771 | 35 | $94,087 | 9 | $1,188,781 | 77 | $234,855 | 0 | $0 |
| APPLICATIONS DENIED | 17 | $276,574 | 429 | $195,779 | 702 | $204,806 | 188 | $82,393 | 17 | $341,530 | 208 | $200,517 | 2 | $97,435 |
| APPLICATIONS WITHDRAWN | 10 | $227,325 | 328 | $220,769 | 399 | $197,598 | 54 | $151,187 | 13 | $402,338 | 129 | $223,698 | 3 | $217,233 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $418,730 | 87 | $199,646 | 253 | $214,630 | 9 | $94,806 | 2 | $146,895 | 22 | $204,130 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $229,930 | 676 | $187,038 | 760 | $172,321 | 127 | $105,464 | 55 | $656,278 | 260 | $168,282 | 4 | $95,048 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $182,570 | 168 | $204,553 | 197 | $169,022 | 31 | $75,141 | 5 | $274,690 | 71 | $199,343 | 0 | $0 |
| APPLICATIONS DENIED | 18 | $191,771 | 280 | $192,213 | 614 | $172,319 | 146 | $54,850 | 11 | $197,576 | 173 | $197,756 | 3 | $67,017 |
| APPLICATIONS WITHDRAWN | 18 | $235,781 | 156 | $193,368 | 336 | $163,959 | 38 | $93,169 | 16 | $901,913 | 57 | $178,353 | 1 | $240,180 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $197,258 | 42 | $190,495 | 75 | $183,723 | 9 | $94,036 | 0 | $0 | 23 | $158,785 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $187,157 | 369 | $173,611 | 1,077 | $143,281 | 75 | $44,518 | 43 | $733,213 | 210 | $152,589 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $156,222 | 95 | $165,216 | 271 | $139,036 | 26 | $43,632 | 4 | $299,043 | 45 | $155,181 |
| APPLICATIONS DENIED | 23 | $146,473 | 175 | $169,752 | 729 | $146,412 | 131 | $41,632 | 11 | $440,056 | 112 | $138,649 |
| APPLICATIONS WITHDRAWN | 16 | $192,592 | 88 | $160,695 | 372 | $144,355 | 24 | $36,231 | 8 | $335,689 | 48 | $148,588 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $180,690 | 17 | $147,269 | 55 | $130,131 | 7 | $79,100 | 0 | $0 | 9 | $61,274 |
Aggregated Statistics For Year 2002 (Based on 8 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $158,124 | 288 | $162,861 | 684 | $123,294 | 106 | $33,466 | 42 | $609,942 | 139 | $118,993 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $220,752 | 80 | $142,873 | 191 | $113,075 | 60 | $23,127 | 3 | $119,660 | 37 | $134,518 |
| APPLICATIONS DENIED | 21 | $145,787 | 152 | $139,119 | 642 | $111,879 | 168 | $31,775 | 7 | $617,687 | 87 | $124,753 |
| APPLICATIONS WITHDRAWN | 13 | $143,706 | 59 | $148,406 | 352 | $124,495 | 36 | $47,953 | 4 | $3,675,883 | 38 | $141,906 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $126,793 | 16 | $145,477 | 93 | $112,736 | 5 | $36,640 | 0 | $0 | 14 | $115,801 |
Aggregated Statistics For Year 2001 (Based on 8 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 100 | $130,588 | 217 | $121,404 | 465 | $118,749 | 91 | $24,934 | 34 | $498,527 | 69 | $104,770 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $137,254 | 48 | $114,145 | 130 | $103,605 | 49 | $26,083 | 2 | $230,445 | 10 | $94,199 |
| APPLICATIONS DENIED | 30 | $129,294 | 128 | $120,490 | 473 | $96,750 | 208 | $24,072 | 4 | $2,864,418 | 48 | $111,474 |
| APPLICATIONS WITHDRAWN | 26 | $119,950 | 37 | $130,881 | 294 | $100,529 | 47 | $27,940 | 6 | $378,227 | 26 | $124,478 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $138,389 | 18 | $128,794 | 108 | $104,651 | 6 | $56,962 | 1 | $403,380 | 2 | $103,285 |
Aggregated Statistics For Year 2000 (Based on 8 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $123,122 | 245 | $99,135 | 235 | $88,854 | 69 | $28,047 | 17 | $597,608 | 84 | $92,512 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $136,226 | 54 | $116,772 | 106 | $91,368 | 40 | $28,723 | 2 | $139,385 | 14 | $78,719 |
| APPLICATIONS DENIED | 41 | $130,762 | 113 | $114,118 | 472 | $80,819 | 178 | $21,432 | 2 | $115,015 | 55 | $73,744 |
| APPLICATIONS WITHDRAWN | 16 | $125,538 | 43 | $101,873 | 221 | $71,116 | 35 | $39,126 | 1 | $108,600 | 30 | $97,006 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $97,613 | 16 | $81,638 | 109 | $106,215 | 2 | $28,605 | 0 | $0 | 11 | $93,775 |
Aggregated Statistics For Year 1999 (Based on 7 full and 9 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $116,361 | 115 | $97,321 | 234 | $87,776 | 64 | $25,863 | 23 | $388,187 | 35 | $78,583 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $110,312 | 37 | $96,602 | 89 | $78,386 | 34 | $25,404 | 2 | $203,440 | 18 | $80,912 |
| APPLICATIONS DENIED | 15 | $108,155 | 71 | $92,522 | 275 | $78,190 | 88 | $21,322 | 4 | $300,483 | 36 | $77,600 |
| APPLICATIONS WITHDRAWN | 17 | $117,381 | 33 | $88,158 | 180 | $77,333 | 16 | $44,046 | 1 | $3,889,350 | 20 | $88,370 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $114,230 | 7 | $108,970 | 81 | $98,849 | 0 | $0 | 1 | $172,000 | 5 | $87,108 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 180 | $284,551 | 39 | $344,341 | 27 | $243,672 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $284,327 | 13 | $353,053 | 4 | $252,143 |
| APPLICATIONS DENIED | 10 | $307,472 | 3 | $436,240 | 3 | $374,050 |
| APPLICATIONS WITHDRAWN | 20 | $279,168 | 4 | $276,525 | 4 | $281,945 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $335,528 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $246,780 | 28 | $357,451 | 11 | $243,307 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 44 | $258,496 | 14 | $321,609 | 6 | $216,800 |
| APPLICATIONS DENIED | 1 | $107,590 | 1 | $169,160 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 14 | $244,211 | 8 | $333,814 | 2 | $295,280 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $135,010 | 1 | $371,300 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $257,926 | 32 | $266,390 | 12 | $226,913 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 63 | $224,104 | 15 | $223,627 | 16 | $186,205 |
| APPLICATIONS DENIED | 7 | $263,989 | 4 | $401,833 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 20 | $270,343 | 2 | $238,350 | 3 | $291,250 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $278,178 | 2 | $291,760 | 1 | $62,900 |
Aggregated Statistics For Year 2004 (Based on 8 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 197 | $208,071 | 30 | $221,688 | 24 | $200,301 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 84 | $210,779 | 25 | $227,886 | 19 | $228,551 |
| APPLICATIONS DENIED | 12 | $219,129 | 2 | $255,285 | 3 | $279,583 |
| APPLICATIONS WITHDRAWN | 20 | $213,284 | 5 | $176,788 | 4 | $214,688 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $207,933 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 192 | $188,579 | 50 | $180,103 | 30 | $186,784 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 78 | $188,595 | 17 | $147,252 | 9 | $156,614 |
| APPLICATIONS DENIED | 8 | $228,226 | 2 | $311,450 | 2 | $294,245 |
| APPLICATIONS WITHDRAWN | 4 | $225,760 | 6 | $181,548 | 3 | $242,880 |
| FILES CLOSED FOR INCOMPLETENESS | 12 | $170,395 | 0 | $0 | 3 | $148,860 |
Aggregated Statistics For Year 2002 (Based on 8 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 154 | $151,806 | 37 | $150,101 | 19 | $128,492 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 49 | $147,609 | 17 | $149,412 | 11 | $160,717 |
| APPLICATIONS DENIED | 11 | $125,227 | 2 | $83,520 | 4 | $104,920 |
| APPLICATIONS WITHDRAWN | 15 | $197,040 | 4 | $163,428 | 2 | $133,185 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $189,383 | 1 | $167,250 | 3 | $207,100 |
Aggregated Statistics For Year 2001 (Based on 8 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 119 | $127,751 | 28 | $136,351 | 10 | $109,077 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 37 | $134,960 | 9 | $150,717 | 9 | $137,926 |
| APPLICATIONS DENIED | 14 | $147,166 | 3 | $145,370 | 1 | $144,000 |
| APPLICATIONS WITHDRAWN | 1 | $141,130 | 0 | $0 | 1 | $63,100 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $90,403 | 3 | $109,163 | 1 | $87,000 |
Aggregated Statistics For Year 2000 (Based on 8 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $118,086 | 23 | $104,330 | 21 | $97,044 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $127,571 | 2 | $76,325 | 8 | $129,695 |
| APPLICATIONS DENIED | 3 | $84,900 | 3 | $133,333 | 1 | $113,100 |
| APPLICATIONS WITHDRAWN | 1 | $131,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $79,170 | 1 | $161,640 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 6 full and 9 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $102,473 | 14 | $119,711 | 4 | $76,175 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $114,228 | 3 | $112,530 | 1 | $85,280 |
| APPLICATIONS DENIED | 4 | $118,785 | 0 | $0 | 1 | $151,320 |
| APPLICATIONS WITHDRAWN | 1 | $79,960 | 1 | $128,360 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $48,000 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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