Estimated median household income in 2007: $89,701
| This zip code: | $89,701 | | New York: | $53,514 |
Nearest zip codes: 07645, 07656, 10954, 10913, 10962, 10994.
Housing units in zip code 10965 with a mortgage: 2,405 (214 second mortgage, 348 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,310
Median monthly owner costs for units with a mortgage: $2,345
Median monthly owner costs for units without a mortgage: $875
Residents with income below the poverty level in 2007:
| This zip code: | 3.4% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.8 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 3.5 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 8
- 1995 to 1998: 92
- 1990 to 1994: 74
- 1980 to 1989: 274
- 1970 to 1979: 344
- 1960 to 1969: 1,320
- 1950 to 1959: 1,723
- 1940 to 1949: 505
- 1939 or earlier: 1,056
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Bedrooms in owner-occupied houses in Pearl River, NY (10965): |
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- no bedroom: 6
- 1 bedrooms: 181
- 2 bedrooms: 434
- 3 bedrooms: 1,709
- 4 bedrooms: 1,519
- 5 or more bedrooms: 219
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 95
- 1 bedrooms: 590
- 2 bedrooms: 320
- 3 bedrooms: 142
- 4 bedrooms: 70
- 5 or more bedrooms: 22
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Vehicles available in 10965 zip code in owner-occupied houses/condos: |
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- no vehicle: 123
- 1 vehicle: 964
- 2 vehicles: 2,005
- 3 vehicles: 684
- 4 vehicles: 227
- 5 or more vehicles: 65
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 195
- 1 vehicle: 620
- 2 vehicles: 307
- 3 vehicles: 73
- 4 vehicles: 44
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10965:
- $125,000 to $149,999: 1
- $150,000 to $174,999: 11
- $175,000 to $199,999: 8
- $200,000 to $249,999: 84
- $250,000 to $299,999: 105
- $300,000 to $399,999: 599
- $400,000 to $499,999: 1,117
- $500,000 to $749,999: 1,740
- $750,000 to $999,999: 411
- $1,000,000 or more: 60
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Rent paid by renters in 2007 in zip code 10965:
- $200 to $249: 8
- $300 to $349: 9
- $400 to $449: 24
- $500 to $549: 35
- $550 to $599: 8
- $600 to $649: 46
- $650 to $699: 37
- $700 to $749: 87
- $750 to $799: 133
- $800 to $899: 226
- $900 to $999: 253
- $1,000 to $1,249: 293
- $1,250 to $1,499: 102
- $1,500 to $1,999: 264
- $2,000 or more: 36
- No cash rent: 14
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Median price asked for vacant for-sale houses and condos in 2007: $485,463.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $517,490
- Black or African American householders: $737,466
- Asian householders: $501,898
- Two or more races householders: $605,775
- Hispanic or Latino householders: $599,243
Estimated median house or condo value in 2007: $548,435 (it was $243,200 in 2000)
| 10965: | $548,435 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $332,402 - $753,216
Mean price in 2007:
Detached houses: $498,047| Here: | $498,047 | | State: | $352,556 |
Townhouses or other attached units: $674,170| Here: | $674,170 | | State: | $476,263 |
In 2-unit structures: $688,291| Here: | $688,291 | | State: | $482,362 |
In 3-to-4-unit structures: $310,197| Here: | $310,197 | | State: | $552,553 |
In 5-or-more-unit structures: $277,448| Here: | $277,448 | | State: | $503,284 |
Mobile homes: $112,500| Here: | $112,500 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,135
- One, attached: 65
- Two: 243
- 3 or 4: 372
- 5 to 9: 382
- 10 to 19: 128
- 20 to 49: 51
- 50 or more: 5
- Mobile homes: 15

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Means of transportation to work
- Drove a car alone: 5,601 (78%)
- Carpooled: 567 (8%)
- Bus or trolley bus: 360 (5%)
- Subway or elevated: 5 (0%)
- Railroad: 230 (3%)
- Ferryboat: 23 (0%)
- Taxi: 4 (0%)
- Walked: 187 (3%)
- Other means: 32 (0%)
- Worked at home: 136 (2%)
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Travel time to work
- Less than 5 minutes: 269
- 5 to 9 minutes: 928
- 10 to 14 minutes: 955
- 15 to 19 minutes: 875
- 20 to 24 minutes: 585
- 25 to 29 minutes: 139
- 30 to 34 minutes: 617
- 35 to 39 minutes: 212
- 40 to 44 minutes: 336
- 45 to 59 minutes: 746
- 60 to 89 minutes: 909
- 90 or more minutes: 438
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Percentage of zip code residents living and working in this county: 49.5%
Household type by relationship
Households: 14,378
- In family households: 12,777 (3,219 male householders, 732 female householders)
3,244 spouses, 4,935 children (4,638 natural, 237 adopted, 60 stepchildren), 149 grandchildren, 105 brothers or sisters, 86 parents, 180 other relatives, 127 non-relatives
- In nonfamily households: 1,601 (491 male householders (391 living alone)), 858 female householders (778 living alone)), 252 nonrelatives
- In group quarters: 92 (0 institutionalized population)
Size of family households: 1,493 2-persons, 940 3-persons, 879 4-persons, 442 5-persons, 176 6-persons, 21 7-or-more-persons.
Size of nonfamily households: 1,169 1-person, 155 2-persons, 8 3-persons, 11 4-persons, 6 5-persons.
2,941 married couples with children.
330 single-parent households (65 men, 265 women).
89.9% of residents of 10965 zip code speak English at home.
3.0% of residents speak Spanish at home (58% very well, 5% well, 33% not well, 4% not at all).
4.9% of residents speak other Indo-European language at home (65% very well, 27% well, 7% not well, 1% not at all).
2.0% of residents speak Asian or Pacific Island language at home (48% very well, 43% well, 9% not well).
0.1% of residents speak other language at home (69% very well, 31% not well).
Foreign born population: 1,571 (10.8%)
(62.4% of them are naturalized citizens)
| This zip code: | 10.8% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Ireland (29%)
- China, excluding Hong Kong and Taiwan (8%)
- Italy (6%)
- Ecuador (6%)
- Germany (6%)
- India (4%)
- Russia (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 230
- 1990 to 1994: 172
- 1985 to 1989: 166
- 1980 to 1984: 88
- 1975 to 1979: 29
- 1970 to 1974: 169
- 1970 to 1974: 53
- 1965 to 1969: 664
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White population: 13,856
Black population: 58
American Indian population: 6
Asian population: 416
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 89
Two or more races population: 94

First ancestries reported:
|  Irish: 5857 |
|  Italian: 2362 |
|  German: 1059 |
|  Other groups: 1017 |
|  United States or American: 566 |
|  English: 335 |
|  Polish: 291 |
|  Russian: 259 |
|  Scotch-Irish: 193 |
|  Dutch: 135 |
|  French (except Basque): 118 |
|  Scottish: 112 |
|  Norwegian: 106 |
|  Swedish: 105 |
|  Ukrainian: 96 |
|  Austrian: 90 |
|  Greek: 49 |
|  Eastern European: 47 |
|  Hungarian: 45 |
|  Welsh: 44 |
|  Czech: 42 |
|  Lithuanian: 38 |
|  West Indian (excluding Hispanic groups):: 36 |
|  British: 35 |
|  French Canadian: 32 |
|  Portuguese: 31 |
|  Swiss: 29 |
|  Canadian: 28 |
|  Trinidadian and Tobagonian: 24 |
|  European: 18 |
|  Romanian: 16 |
|  Armenian: 16 |
|  Slavic: 15 |
|  Croatian: 15 |
|  Albanian: 14 |
|  Subsaharan African:: 14 |
|  Barbadian: 12 |
|  Slovak: 11 |
|  Palestinian: 9 |
|  Arab:: 9 |
|  Iranian: 8 |
|  Kenyan: 7 |
|  Cape Verdean: 7 |
|  Belgian: 7 |
|  Yugoslavian: 7 |
|  Finnish: 6 |
|  Celtic: 6 |

Facitilies with environmental interests located in this zip code:
- AEROFLEX MIC TECHNOLOGY CORP-THIN FILM (35 JEFFERSON AVE. in PEARL RIVER, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit, AIR PROGRAM, National Pollutant Discharge Elimination System Permit, HAZARDOUS WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ELECTRONIC COMPONENTS; SEARCH, DETECTION, NAVIGATION, GUIDANCE, AERONAUTICAL, AND NAUTICAL SYSTEMS AND INSTRUMENTS; NONCLASSIFIABLE ESTABLISHMENTS
Business NAICS classification: OTHER ELECTRONIC COMPONENT MANUFACTURING.; SEARCH, DETECTION, NAVIGATION, GUIDANCE, AERONAUTICAL, AND NAUTICAL SYSTEM AND INSTRUMENT MANUFACTURING.
Organizations: KARL KIRCHNER (CONTACT/OPERATOR)
, AEROFLEX PEARL RIVER (CONTACT/OPERATOR)
, VISHAY MIC TECHNOLOGY INC (CONTACT/OPERATOR)
, AEROFLEX INC (CONTACT/OWNER)
, AEROFLEX LABORATORIES INC (LEGALLY RESPONSIBLE PARTY)
, AEROFLEX MIC TECHNOLOGY CORPORATION (LEGALLY RESPONSIBLE PARTY)
Alternative names: AEROFLEX MIC TECH. CORP., AEROFLEX MICROELECTRONIC SOLUTIONS, MIC TECH. CORP.
- HEGARTY HOMES INC (415 BLAUVELT RD in PEARL RIVER, NY)
(Integrated Compliance Information System) - ICIS-02-1992-0252, FORMAL ENFORCEMENT ACTION
- INTERCHANGE COMMERCE CENTER ASSOCIATES (ONE BLUE HILL PLAZA in PEARL RIVER, NY)
(Integrated Compliance Information System) - ICIS-02-1995-0393, FORMAL ENFORCEMENT ACTION
- HUDSON VALLEY ENVIRONMENTAL (46 E CENTRAL AVE in PEARL RIVER, NY)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: M & N ENVIRONMENTAL INC (CONTACT/OWNER)
- AAMCO TRANSMISSIONS (30 W WASHINGTON AVE in PEARL RIVER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GILBERT RIDGE REALTY INC (19 E WASHINGTON AVE in PEARL RIVER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- HAMMER & NAIL INC THE (56 WALTER ST in PEARL RIVER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERICAN CYANAMID CO (P01 NORTH MIDDLELAWN RD in PEARL RIVER, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Median worth of mobile homes: $129,523
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (94%)
- Electricity (3%)
- Fuel oil, kerosene, etc. (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 10822
- Northeast: 1509
- Midwest: 169
- South: 253
- West: 56
73% of the 10965 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 51% lived in this county.
Out of people who lived in different counties, 69% lived in New York.
Population in 1990: 14,791. Population change in the 1990s: -269 (-1.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 286
| Here: | 17.1% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 163
| Here: | 23.7% | | New York: | 13.2% |
Students in private undergraduate colleges: 262
| Here: | 51.6% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (PEARL RIVER, NY):
- ORANGE AND ROCKLAND UTILITIES (1 BLUE HILL PLZ STE 20): $55,523,676 in 133 contracts from 2000 to 2006
Contracts for Electric Services, Gas Services, Maintenance, Repair and Rebuilding of Equipment -- Electric Wire, and Power and Distribution Equipment, Maintenance, Repair and Rebuilding of Equipment -- Electrical and Electronic Equipment Components by Army, Bureau of Prisoners/Federal Prison System, Public Buildings Service Signed by year: 2000: $8,657,364; 2001: $7,791,210; 2002: $5,877,453; 2003: $7,120,360; 2004: $9,876,052; 2005: $10,122,455; 2006: $6,078,782.
Biggest contracts:
$2,271,166 with Army for Electric Services. Signed on 2005-09-15. Completion date: 2005-10-31.
$1,581,832, same as above. Signed on 2006-01-01. Completion date: 2006-01-31.
$1,332,475, same as above. Signed on 2005-09-01. Completion date: 2005-09-30.
$1,268,315, same as above. Signed on 2006-01-01. Completion date: 2006-01-31.
- FLOOD DAMAGE REDUCTION SPECIAL (ONE BLUE HILL PLAZA): $2,446,161 in 14 contracts from 2001 to 2003
Contracts for Architect - Engineer Services (including landscaping, interior layout, and designing) by U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $20,000; 2002: $1,419,088; 2003: $1,007,073; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$494,647 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in NJ. Signed on 2002-09-12. Completion date: 2003-02-14.
$429,822, same as above. Signed on 2003-07-14. Completion date: 2004-07-01.
$305,390 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2002-12-05. Completion date: 2003-11-30.
$285,061, same as above. Signed on 2003-02-05. Completion date: 2003-12-22.
- NY NJ ENVIRONMENTAL RESTORATIO (1 BLUE HILL PLAZA 12 FL): $2,414,581 in 29 contracts from 2003 to 2006
Contracts for Other Architect and Engineering Services, Architect - Engineer Services (including landscaping, interior layout, and designing) by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $421,991; 2004: $-3,126; 2005: $919,574; 2006: $1,076,142.
Biggest contracts:
$538,337 with Army for Other Architect and Engineering Services. Signed on 2006-03-24. Completion date: 2007-03-23.
$272,581 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2006-05-19. Completion date: 2007-05-18.
$265,224, same as above. Signed on 2006-04-20. Completion date: 2007-01-31.
$224,890 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2003-08-13. Completion date: 2004-07-30.
- DAMES & MOORE (ONE BLUE HILL PLAZA): $791,483 in 7 contracts from 2000 to 2002
Contracts for Architect - Engineer Services (including landscaping, interior layout, and designing), Other Architect and Engineering Services by U.S. Army Corps of Engineers - civil program financing only, Army Signed by year: 2000: $610,437; 2001: $121,866; 2002: $59,180; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$376,150 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in NJ. Signed on 2000-09-30. Completion date: 2000-10-30.
$222,930 with U.S. Army Corps of Engineers - civil program financing only for Other Architect and Engineering Services. Taking place in NJ. Signed on 2000-09-20. Completion date: 2001-03-20.
$59,180 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in NJ. Signed on 2002-09-23. Completion date: 2002-09-23.
$49,605 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in CT. Signed on 2001-04-17. Completion date: 2001-08-13.
- NEW YORK NEW JERSEY HARBOR PAR (LMS - ONE BLUE HIL PLAZA): $303,219 in 7 contracts from 1999 to 2000
Contracts for Other Architect and Engineering Services, Architect - Engineer Services (including landscaping, interior layout, and designing) by U.S. Army Corps of Engineers - civil program financing only, Army Signed by year: 2000: $276,101; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$176,975 with U.S. Army Corps of Engineers - civil program financing only for Other Architect and Engineering Services. Signed on 2000-08-18. Completion date: 2000-09-18.
$86,727, same as above. Signed on 2000-06-06. Completion date: 2000-08-31.
$13,559 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 1999-11-02. Completion date: 2000-01-31.
$13,559 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 1999-11-02. Completion date: 2000-01-31.
- ROBERT E SCHNELL (74 CHAMP AVENUE; small business): $111,228 in 5 contracts from 2000 to 2005
Contracts for Personal Services Contracts by Departmental Offices Signed by year: 2000: $71,000; 2001: $0; 2002: $0; 2003: $0; 2004: $33,903; 2005: $6,325; 2006: $0.
Biggest contracts:
$36,000 with Departmental Offices for Personal Services Contracts. Taking place in DC. Signed on 2000-09-15. Completion date: 2001-09-15.
$35,000, same as above. Signed on 2000-01-15. Completion date: 2001-09-15.
$33,903, same as above. Signed on 2004-09-30. Completion date: 2005-09-29.
$6,325, same as above. Signed on 2005-09-30. Completion date: 2005-09-29.
- B DIAZ SANITATION INC (P O BOX 1042; small business): $71,075 in 14 contracts from 2002 to 2005
Contracts for Trash/Garbage Collection Services - Including Portable Sanitation Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $1,156; 2003: $25,213; 2004: $20,040; 2005: $24,666; 2006: $0.
Biggest contracts:
$21,540 with Army for Trash/Garbage Collection Services - Including Portable Sanitation Services. Taking place in NJ. Signed on 2005-08-29. Completion date: 2006-08-31.
$20,040, same as above. Signed on 2004-07-23. Completion date: 2004-06-30.
$18,420, same as above. Signed on 2003-07-21. Completion date: 2004-06-30.
$3,340, same as above. Signed on 2005-06-27. Completion date: 2004-06-30.
- HUDSON TECHNOLOGIES COMPANY (275 NORTH MIDDLETOWN ROAD)
$17,757 with Navy for Miscellaneous Items. Signed on 2005-08-29. Completion date: 2005-08-31.
- ACME PARTRIDGE ENTERPRISES INC (32 EAST CENTRAL AVENUE; small business)
$4,772 with Army for Athletic and Sporting Equipment. Taking place in NJ. Signed on 2005-02-24. Completion date: 2005-03-25.
- HIGHLAND CONSTRUCTION ASSOCIAT (11 WEST CROOKED HILL ROAD; small business): $-275,136 in 6 contracts from 2001 to 2004
Contracts for Bars and Rods, Miscellaneous Prefabricated Structures, Miscellaneous Items by U.S. Army Corps of Engineers - civil program financing only, National Park Service, Army Signed by year: 2000: $0; 2001: $268,000; 2002: $395,602; 2003: $0; 2004: $-938,738; 2005: $0; 2006: $0.
Biggest contracts:
$469,369 with U.S. Army Corps of Engineers - civil program financing only for Bars and Rods. Signed on 2002-07-01. Completion date: 2002-09-30.
$218,000 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Prefabricated Structures. Signed on 2001-03-22. Completion date: 2001-06-30.
$50,000 with National Park Service for Miscellaneous Items. Taking place in MI. Signed on 2001-09-15. Completion date: 2002-03-15.
$-73,767 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Prefabricated Structures. Signed on 2002-01-18. Completion date: 2001-06-30.
Top industries in this zip code by the number of employees in 2005:
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (over 1000 employees: 1 establishment, 50-99 employees: 1 establishment, 5-9 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (500-999: 1, 20-49: 2, 10-19: 2, 1-4: 3)
- Construction: Electrical Contractors (250-499: 1, 50-99: 1, 10-19: 1, 5-9: 2, 1-4: 6)
- Professional, Scientific, and Technical Services: Media Buying Agencies (250-499: 1)
- Information: Wired Telecommunications Carriers (100-249: 1, 10-19: 1, 5-9: 2, 1-4: 3)
- Professional, Scientific, and Technical Services: Engineering Services (100-249: 1, 5-9: 1, 1-4: 1)
- Professional, Scientific, and Technical Services: Direct Mail Advertising (100-249: 1, 1-4: 2)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 43 people in homes for the mentally retarded
- 34 people in other workers' dormitories
- 16 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $258,500 | 249 | $291,048 | 234 | $299,716 | 97 | $87,239 | 2 | $1,485,750 | 27 | $324,496 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 61 | $261,538 | 52 | $259,949 | 22 | $50,767 | 0 | $0 | 8 | $274,028 |
| APPLICATIONS DENIED | 0 | $0 | 54 | $338,854 | 142 | $398,575 | 46 | $153,355 | 0 | $0 | 23 | $383,478 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 28 | $329,772 | 57 | $331,269 | 17 | $106,197 | 2 | $148,575 | 2 | $158,480 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $268,850 | 27 | $254,218 | 10 | $97,772 | 0 | $0 | 2 | $350,000 |
Aggregated Statistics For Year 2006 (Based on 4 full and 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 255 | $309,429 | 290 | $263,984 | 103 | $107,150 | 3 | $807,323 | 19 | $198,554 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $320,403 | 84 | $294,847 | 31 | $104,493 | 0 | $0 | 2 | $364,000 |
| APPLICATIONS DENIED | 42 | $248,001 | 146 | $348,739 | 44 | $132,366 | 1 | $541,970 | 12 | $220,000 |
| APPLICATIONS WITHDRAWN | 21 | $371,830 | 107 | $294,707 | 13 | $125,048 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $458,206 | 37 | $294,325 | 5 | $50,354 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 317 | $314,458 | 329 | $276,024 | 102 | $118,399 | 30 | $311,315 | 1 | $132,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $290,093 | 54 | $262,312 | 17 | $71,540 | 0 | $0 | 2 | $44,570 |
| APPLICATIONS DENIED | 70 | $295,162 | 131 | $295,626 | 47 | $169,155 | 6 | $287,708 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 57 | $272,951 | 188 | $279,017 | 16 | $185,389 | 16 | $170,448 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $192,966 | 40 | $295,312 | 2 | $130,490 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 336 | $296,761 | 380 | $244,224 | 82 | $85,191 | 8 | $1,187,631 | 26 | $298,408 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $315,539 | 85 | $235,327 | 31 | $87,225 | 0 | $0 | 6 | $320,667 |
| APPLICATIONS DENIED | 39 | $319,030 | 118 | $282,323 | 50 | $74,899 | 0 | $0 | 12 | $278,698 |
| APPLICATIONS WITHDRAWN | 40 | $289,692 | 156 | $273,773 | 16 | $95,191 | 0 | $0 | 14 | $155,900 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $554,503 | 25 | $261,910 | 2 | $49,525 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $251,000 | 307 | $258,765 | 1,259 | $204,875 | 53 | $76,155 | 7 | $696,579 | 49 | $215,432 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 30 | $271,888 | 236 | $195,877 | 22 | $55,319 | 0 | $0 | 8 | $243,303 |
| APPLICATIONS DENIED | 0 | $0 | 32 | $292,106 | 233 | $227,777 | 16 | $32,592 | 0 | $0 | 5 | $223,382 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 21 | $278,330 | 186 | $217,960 | 14 | $85,386 | 2 | $113,910 | 4 | $211,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $241,104 | 32 | $218,213 | 3 | $68,103 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $240,690 | 286 | $241,741 | 701 | $198,820 | 73 | $63,864 | 22 | $233,983 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 33 | $239,118 | 90 | $209,961 | 24 | $57,353 | 2 | $247,625 |
| APPLICATIONS DENIED | 0 | $0 | 18 | $263,676 | 119 | $223,191 | 26 | $72,212 | 2 | $118,815 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 20 | $247,215 | 129 | $210,211 | 9 | $53,564 | 3 | $233,977 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $174,338 | 36 | $206,723 | 5 | $46,582 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $243,000 | 286 | $209,993 | 542 | $187,442 | 63 | $49,407 | 14 | $165,143 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 20 | $189,485 | 93 | $131,253 | 8 | $64,080 | 2 | $109,945 |
| APPLICATIONS DENIED | 0 | $0 | 24 | $230,970 | 85 | $186,460 | 15 | $54,644 | 5 | $216,166 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 25 | $202,817 | 137 | $165,615 | 9 | $26,453 | 3 | $231,453 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $331,338 | 23 | $159,938 | 3 | $77,820 | 2 | $99,050 |
Aggregated Statistics For Year 2000 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $172,726 | 310 | $194,346 | 119 | $119,251 | 74 | $49,318 | 4 | $99,050 | 9 | $125,392 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 32 | $194,699 | 30 | $127,585 | 23 | $53,838 | 0 | $0 | 6 | $119,177 |
| APPLICATIONS DENIED | 2 | $122,820 | 28 | $196,483 | 67 | $122,442 | 23 | $56,745 | 0 | $0 | 2 | $128,765 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 22 | $191,547 | 93 | $118,702 | 10 | $23,936 | 2 | $14,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $228,512 | 29 | $148,984 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $139,030 | 145 | $184,369 | 174 | $145,415 | 45 | $42,493 | 1 | $1,146,780 | 10 | $141,523 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $181,900 | 16 | $199,949 | 36 | $134,344 | 8 | $42,028 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 17 | $214,137 | 49 | $140,889 | 16 | $34,730 | 1 | $247,150 | 2 | $20,075 |
| APPLICATIONS WITHDRAWN | 2 | $135,245 | 13 | $191,486 | 65 | $132,444 | 10 | $58,048 | 0 | $0 | 1 | $117,490 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $203,650 | 7 | $169,041 | 16 | $159,428 | 4 | $64,147 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0126.00
, 0127.00, 0128.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $307,324 | 6 | $376,342 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $369,116 | 1 | $315,180 |
| APPLICATIONS DENIED | 2 | $386,000 | 2 | $413,040 |
| APPLICATIONS WITHDRAWN | 8 | $338,404 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $356,603 | 3 | $387,897 | 1 | $311,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $378,166 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $366,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $327,343 | 11 | $349,964 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $342,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $708,210 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $336,518 | 8 | $331,495 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $458,108 | 5 | $253,582 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $277,146 | 5 | $250,404 | 2 | $95,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $276,820 | 4 | $193,480 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $321,913 | 3 | $460,817 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $321,237 | 1 | $832,970 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $253,184 | 10 | $274,196 | 2 | $328,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $272,848 | 3 | $261,710 | 6 | $266,333 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $260,257 | 0 | $0 | 1 | $186,770 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $221,543 | 13 | $244,193 | 6 | $219,715 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $257,447 | 4 | $198,378 | 2 | $257,000 |
| APPLICATIONS DENIED | 6 | $206,667 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $245,645 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $214,851 | 5 | $229,318 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $188,455 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $193,656 | 10 | $213,489 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $208,921 | 2 | $213,150 |
| APPLICATIONS DENIED | 2 | $152,890 | 1 | $220,300 |
| APPLICATIONS WITHDRAWN | 2 | $240,040 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $47,450 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0126.00
, 0127.00, 0128.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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