10965 Zip Code (Pearl River, NY) Detailed Profile

Cities: Pearl River, NY (95.69%), Chestnut Ridge, NY (4.21%), Nanuet, NY (0.10%)
County: Rockland County, NY

Estimated zip code population in 2016: 15,366
Zip code population in 2010: 14,791
Zip code population in 2000: 14,522

Houses and condos: 5,823
Renter-occupied apartments: 1,201

% of renters here:	22%
State:	47%

Mar. 2016 cost of living index in zip code 10965: 139.8 (high, U.S. average is 100)

Land area: 5.3 sq. mi.
Water area: 0.2 sq. mi.

Population density: 2,924 people per square mile

(average).

Age and Sex of Residents in zip code 10965

Zip code 10965 (Pearl River, New York) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 10965

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Real estate property taxes paid for housing units in 2016:

This zip code:	2.1% ($9,917)
New York:	1.7% ($5,054)

Median real estate property taxes paid for housing units with mortgages in 2016: $10,587 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $7,572 (1.8%)

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Males: 7,206	(46.9%)
Females: 8,160	(53.1%)

For population 25 years and over in 10965:

High school or higher: 92.1%
Bachelor's degree or higher: 46.6%
Graduate or professional degree: 21.6%
Unemployed: 3.4%
Mean travel time to work (commute): 34.0 minutes

For population 15 years and over in 10965:

Never married: 30.8%
Now married: 55.3%
Separated: 0.9%
Widowed: 6.0%
Divorced: 7.0%

Zip code 10965 compared to state average:

Median household income above state average.
Median house value above state average.
Unemployed percentage below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage below state average.
Median age above state average.
Foreign-born population percentage below state average.
Renting percentage below state average.
Number of rooms per house above state average.

Races in zip code 10965
- 12,932White population
- 106Black population
- 23American Indian population
- 529Asian population
- 8Native Hawaiian and Other Pacific Islander population
- 15Some other race population
- 136Two or more races population
- 1,042Hispanic or Latino population

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Recent posts about zip code 10965 area on our local forum with over 2,000,000 registered users:

	I chose Huntington. Now I'm looking at upper Westchester. What do you say? (53 replies)
	what is the whitest town/school district in westchester? (31 replies)
	Westchester County vs Rockland County (12 replies)
	half way point between Stony Point and Midtown (9 replies)
	Moving to NY (36 replies)
	Move to Piermont, NY (2 replies)

100% urban population.

Estimated median house/condo value in 2016: $482,588

10965:	$482,588
New York:	$302,400

According to our research of New York and other state lists there was 1 registered sex offender living in 10965 zip code as of October 21, 2018.
The ratio of number of residents in zip code 10965 to the number of sex offenders is 15,366 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.

Median resident age:

This zip code:	43.2 years
New York median age:	38.4 years

Average household size:

This zip code:	2.8 people
New York:	2.7 people

Averages for the 2012 tax year for zip code 10965, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $90,805 (Individual Income Tax Returns)

Here:
$90,805
State:
$77,088

Salary/wage: $78,289 (reported on 80.3% of returns)

Here:
$78,289
State:
$60,593

(% of AGI for various income ranges: 67.4% for AGIs below $25k, 68.3% for AGIs $25k-50k, 66.4% for AGIs $50k-75k, 65.7% for AGIs $75k-100k, 76.8% for AGIs $100k-200k, 62.4% for AGIs over 200k)

Taxable interest for individuals: $1,330 (reported on 55.3% of returns)

This zip code:
$1,330
New York:
$3,125

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $5,356 (reported on 37.2% of returns)

Here:
$5,356
State:
$10,299

(% of AGI for various income ranges: 3.4% for AGIs below $25k, 2.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,967 (reported on 28.2% of returns)

Here:
+$10,967
State:
+$42,474

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 9.5% for AGIs over 200k)

Profit/loss from business: +$16,049 (reported on 13.0% of returns)

Here:
+$16,049
State:
+$16,168

(% of AGI for various income ranges: 6.5% for AGIs below $25k, 2.9% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,018 (reported on 15.8% of returns)

10965:
$15,018
New York:
$17,621

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 4.1% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Self-employment retirement plans: $18,014 (reported on 0.9% of returns)

10965:
$18,014
New York:
$27,330

(% of AGI for various income ranges: 0.1% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Total itemized deductions: $31,747 (23% of AGI, reported on 56.5% of returns)

Here:
$31,747
State:
$34,985

Here:
23.2% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 21.2% for AGIs below $25k, 17.0% for AGIs $25k-50k, 19.0% for AGIs $50k-75k, 22.0% for AGIs $75k-100k, 22.0% for AGIs $100k-200k, 17.0% for AGIs over 200k)

Charity contributions: $3,108 (reported on 51.8% of returns)

Here:
$3,108
State:
$5,572

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $16,933 (reported on 56.3% of returns)

10965:
$16,933
State:
$18,656

(% of AGI for various income ranges: 9.2% for AGIs below $25k, 8.0% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 11.4% for AGIs $100k-200k, 10.3% for AGIs over 200k)

Earned income credit: $1,476 (reported on 5.5% of returns)

Here:
$1,476
State:
$2,230

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 69.5%

Here:
70%
State:
66%

(% for various income ranges: 61.6% for AGIs below $25k, 64.0% for AGIs $25k-50k, 67.3% for AGIs $50k-75k, 73.1% for AGIs $75k-100k, 78.1% for AGIs $100k-200k, 78.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 10965, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $73,674 (Individual Income Tax Returns)

Here:
$73,674
State:
$59,519

Salary/wage: $63,278 (reported on 80.5% of returns)

Here:
$63,278
State:
$50,673

(% of AGI for various income ranges: 214.8% for AGIs below $10k, 64.6% for AGIs $10k-25k, 71.8% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 74.0% for AGIs $75k-100k, 65.7% for AGIs over 100k)

Taxable interest for individuals: $1,526 (reported on 71.1% of returns)

This zip code:
$1,526
New York:
$2,377

(% of AGI for various income ranges: 12.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $4,550 (reported on 44.3% of returns)

Here:
$4,550
State:
$5,394

(% of AGI for various income ranges: 12.1% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Net capital gain/loss: +$14,443 (reported on 33.4% of returns)

Here:
+$14,443
State:
+$23,581

(% of AGI for various income ranges: -4.7% for AGIs below $10k, -0.8% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 10.6% for AGIs over 100k)

Profit/loss from business: +$16,360 (reported on 12.7% of returns)

Here:
+$16,360
State:
+$13,809

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 6.5% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.9% for AGIs over 100k)

IRA payment deduction: $3,278 (reported on 2.9% of returns)

10965:
$3,278
New York:
$3,115

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,733 (reported on 1.2% of returns)

Here:
$12,733
New York:
$19,016

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Total itemized deductions: $25,713 (22% of AGI, reported on 54.3% of returns)

Here:
$25,713
State:
$25,864

Here:
22.5% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 34.0% for AGIs below $10k, 19.3% for AGIs $10k-25k, 15.6% for AGIs $25k-50k, 20.8% for AGIs $50k-75k, 22.4% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Charity contributions deductions: $3,524 (3% of AGI, reported on 52.0% of returns)

Here:
$3,524
State:
$4,439

Here:
3.0% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 1.4% for AGIs below $10k, 2.1% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $11,731 (reported on 82.2% of returns)

10965:
$11,731
State:
$11,730

(% of AGI for various income ranges: 6.2% for AGIs below $10k, 4.4% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Earned income credit: $1,330 (reported on 4.3% of returns)

Here:
$1,330
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 67.9%

Here:
68%
State:
67%

(% for various income ranges: 53.1% for AGIs below $10k, 63.9% for AGIs $10k-25k, 68.5% for AGIs $25k-50k, 72.3% for AGIs $50k-75k, 72.7% for AGIs $75k-100k, 75.6% for AGIs over 100k)

Estimated median household income in 2016:

This zip code:	$103,103
New York:	$62,909

Nearest zip codes: 10954, 07645, 07656, 10962, 10994, 10913.
Pearl River Zip Code Map

Percentage of family households:

This zip code:	47.3%
New York:	45.7%

Percentage of households with unmarried partners:

This zip code:	5.5%
New York:	5.9%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 0.1% of all households
Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 293
Household did not receive Food Stamps/SNAP in the past 12 months: 5,222

Women who had a birth in the past 12 months: 194 (164 now married, 30 unmarried)
Women who did not have a birth in the past 12 months: 3,234 (1,300 now married, 1,936 unmarried)

Housing units in zip code 10965 with a mortgage: 2,761 (32 second mortgage, 361 home equity loan)
Houses without a mortgage: 1,509

Median monthly owner costs for units with a mortgage: $3,044
Median monthly owner costs for units without a mortgage: $1,015

Residents with income below the poverty level in 2016:

This zip code:	6.7%
Whole state:	14.7%

Residents with income below 50% of the poverty level in 2016:

This zip code:	3.8%
Whole state:	8.0%

Median number of rooms in houses and condos:

Here:	7.1
State:	6.4

Median number of rooms in apartments:

Here:	3.6
State:	3.8

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 10965: Blue Hill Golf Club (A), Pearl River Station (B), Pearl River Public Library (C), Promenade at Blue Hill Assisted Living Center (D), Pearl River Hook and Ladder Company (E), Pearl River Fire District (F). Display/hide their locations on the map

Shopping Center: Blue Hill Plaza Shopping Center (1). Display/hide its location on the map

Churches in zip code 10965 include: Chinese Evangelical Church (A), Good Shepherd Lutheran Church (B), Orthodox Church of the Transfiguration (C), Rockland Chinese Alliance Church (D), Saint Aedan's Church (E), Saint Stephen's Episcopal Church (F), Seventh Day Adventist Church (G), Saint Margaret's Church (H), Pearl River United Methodist Church (I). Display/hide their locations on the map

Lake: Reed Pond (A). Display/hide its location on the map

Streams, rivers, and creeks: Nauraushaun Brook (A). Display/hide its location on the map

Park in zip code 10965: Pascack Brook Town Park (1). Display/hide its location on the map

Year house built

0Built 2014 or later
150Built 2010 to 2013
232Built 2000 to 2009
282Built 1990 to 1999
329Built 1980 to 1989
536Built 1970 to 1979
1,312Built 1960 to 1969
1,523Built 1950 to 1959
481Built 1940 to 1949
915Built 1939 or earlier

Note: State values scaled to 10965 population

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Pearl River, NY (10965)

5no bedroom
1711 bedroom
6312 bedrooms
1,4093 bedrooms
1,6594 bedrooms
4225+ bedrooms

Note: State values scaled to Zip code 10965 population

Bedrooms in renter-occupied apartments in Pearl River, NY (10965)

113no bedroom
5111 bedroom
4302 bedrooms
713 bedrooms
634 bedrooms
165+ bedrooms

Note: State values scaled to Zip code 10965 population

Owner-occupied Renter-occupied

Cars and other vehicles available in Pearl River, NY (10965) in owner-occupied houses/condos

123no vehicle
9821 vehicle
1,9662 vehicles
7863 vehicles
3564 vehicles
625+ vehicles

Note: State values scaled to Zip code 10965 population

Cars and other vehicles available in Pearl River, NY (10965) in renter-occupied apartments

274no vehicle
5801 vehicle
2492 vehicles
913 vehicles
04 vehicles
05+ vehicles

Note: State values scaled to Zip code 10965 population

Zip code 10965 household income distribution in 2016
230Less than $10,000
189$10,000 to $14,999
213$15,000 to $19,999
148$20,000 to $24,999
69$25,000 to $29,999
102$30,000 to $34,999
185$35,000 to $39,999
80$40,000 to $44,999
148$45,000 to $49,999
254$50,000 to $59,999
465$60,000 to $74,999
631$75,000 to $99,999
658$100,000 to $124,999
522$125,000 to $149,999
601$150,000 to $199,999
1,156$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2016 in zip code 10965
20Less than $10,000
12$30,000 to $34,999
7$35,000 to $39,999
6$60,000 to $69,999
84$70,000 to $79,999
9$125,000 to $149,999
73$150,000 to $174,999
25$175,000 to $199,999
239$200,000 to $249,999
247$250,000 to $299,999
1,085$300,000 to $399,999
1,363$400,000 to $499,999
1,412$500,000 to $749,999
121$750,000 to $999,999
17$1,500,000 to $1,999,999
25$2,000,000 or more

Rent paid by renters in 2016 in zip code 10965
56$350 to $399
10$600 to $649
6$650 to $699
28$700 to $749
32$750 to $799
70$800 to $899
77$900 to $999
324$1,000 to $1,249
401$1,250 to $1,499
132$1,500 to $1,999
69$2,000 to $2,499
19$2,500 to $2,999
57$3,500 or more

Median gross rent in 2016: $1,382.

Estimated median house (or condo) value in 2016 for:

White Non-Hispanic householders: $487,350
Black or African American householders: $694,513
Asian householders: $472,666
Two or more races householders: $570,493
Hispanic or Latino householders: $564,342

Estimated median house or condo value in 2016: $482,588

10965:	$482,588
New York:	$302,400

Lower value quartile - upper value quartile: $370,512 - $613,050

Mean price in 2016:

Detached houses: $495,746
Here:
$495,746
State:
$357,272

Townhouses or other attached units: $481,752
Here:
$481,752
State:
$568,104

In 2-unit structures: $488,653
Here:
$488,653
State:
$561,049

In 3-to-4-unit structures: $190,794
Here:
$190,794
State:
$650,258

In 5-or-more-unit structures: $285,344
Here:
$285,344
State:
$816,667

Mobile homes: $140,856
Here:
$140,856
State:
$72,941

Owners and renters by unit type (%)

Housing units in structures:

One, detached: 4,073
One, attached: 123
Two: 310
3 or 4: 453
5 to 9: 411
10 to 19: 110
20 to 49: 170
50 or more: 65
Mobile homes: 94

Unemployment: 3.4%

Means of transportation to work in zip code 10965
73.8%5,602Drove a car alone
9.0%682Carpooled
3.4%258Bus or trolley bus
0.1%10Subway or elevated
5.2%393Railroad
0.3%20Bicycle
1.8%133Walked
0.8%64Other means
5.7%430Worked at home

Travel time to work (commute) in zip code 10965
180Less than 5 minutes
6635 to 9 minutes
90910 to 14 minutes
89115 to 19 minutes
72020 to 24 minutes
32925 to 29 minutes
45530 to 34 minutes
17035 to 39 minutes
39640 to 44 minutes
94545 to 59 minutes
1,01960 to 89 minutes
54490 or more minutes

Percentage of zip code residents living and working in this county: 48.0%

Household type by relationship:

Households: 15,312

In family households: 13,376 (2,248 male householders, 1,631 female householders)
3,126 spouses, 5,243 children (4,928 natural, 252 adopted, 64 stepchildren), 114 grandchildren, 121 brothers or sisters, 189 parents, 213 other relatives, 324 non-relatives
In nonfamily households: 1,922 (615 male householders (524 living alone)), 979 female householders (901 living alone)), 322 nonrelatives
In group quarters: 58 (0 institutionalized population)

Size of family households: 1,369 2-persons, 942 3-persons, 967 4-persons, 377 5-persons, 176 6-persons, 49 7-or-more-persons

Size of nonfamily households: 1,426 1-person, 104 2-persons, 20 3-persons, 42 4-persons

2,504 married couples with children.
736 single-parent households (342 men, 394 women).

84.4% of residents of 10965 zip code speak English at home.
6.3% of residents speak Spanish at home (77% very well, 12% well, 11% not well).
4.3% of residents speak other Indo-European language at home (75% very well, 14% well, 11% not well).
2.8% of residents speak Asian or Pacific Island language at home (60% very well, 38% well, 2% not well).
2.2% of residents speak other language at home (7% very well, 90% well, 2% not well).

Foreign born population: 2,130 (13.9%)
(68.7% of them are naturalized citizens)

This zip code:	13.9%
Whole state:	23.0%

Most common places of birth for the foreign-born residents (%)

21%Scotland
20%Bangladesh
10%Greece
6%Costa Rica
5%Colombia
4%Russia
4%Chile

Most common first ancestries reported in 10965 (%)

39%Irish
14%Italian
5%American
3%German
1%Ukrainian
1%Polish
1%Haitian

Year of entry for the foreign-born population

1542010 or later
4282000 to 2009
4411990 to 1999
1,080Before 1990

Note: State values scaled to 10965 population

Facilities with environmental interests located in this zip code:

AEROFLEX MIC TECHNOLOGY CORP-THIN FILM (35 JEFFERSON AVE. in PEARL RIVER, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit, AIR PROGRAM, National Pollutant Discharge Elimination System Permit, HAZARDOUS WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ELECTRONIC COMPONENTS; SEARCH, DETECTION, NAVIGATION, GUIDANCE, AERONAUTICAL, AND NAUTICAL SYSTEMS AND INSTRUMENTS; NONCLASSIFIABLE ESTABLISHMENTS
Business NAICS classification: OTHER ELECTRONIC COMPONENT MANUFACTURING.; SEARCH, DETECTION, NAVIGATION, GUIDANCE, AERONAUTICAL, AND NAUTICAL SYSTEM AND INSTRUMENT MANUFACTURING.
Organizations: KARL KIRCHNER (CONTACT/OPERATOR) , AEROFLEX PEARL RIVER (CONTACT/OPERATOR) , VISHAY MIC TECHNOLOGY INC (CONTACT/OPERATOR) , AEROFLEX INC (CONTACT/OWNER) , AEROFLEX LABORATORIES INC (LEGALLY RESPONSIBLE PARTY) , AEROFLEX MIC TECHNOLOGY CORPORATION (LEGALLY RESPONSIBLE PARTY)
Alternative names: AEROFLEX MIC TECH. CORP., AEROFLEX MICROELECTRONIC SOLUTIONS, MIC TECH. CORP.
HEGARTY HOMES INC (415 BLAUVELT RD in PEARL RIVER, NY)
(Integrated Compliance Information System) - ICIS-02-1992-0252, FORMAL ENFORCEMENT ACTION
INTERCHANGE COMMERCE CENTER ASSOCIATES (ONE BLUE HILL PLAZA in PEARL RIVER, NY)
(Integrated Compliance Information System) - ICIS-02-1995-0393, FORMAL ENFORCEMENT ACTION
HUDSON VALLEY ENVIRONMENTAL (46 E CENTRAL AVE in PEARL RIVER, NY)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: M & N ENVIRONMENTAL INC (CONTACT/OWNER)
AAMCO TRANSMISSIONS (30 W WASHINGTON AVE in PEARL RIVER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
GILBERT RIDGE REALTY INC (19 E WASHINGTON AVE in PEARL RIVER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
HAMMER & NAIL INC THE (56 WALTER ST in PEARL RIVER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
AMERICAN CYANAMID CO (P01 NORTH MIDDLELAWN RD in PEARL RIVER, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)

Zip code 10965 marital status for females

Housing units lacking complete plumbing facilities: 0.7%
Housing units lacking complete kitchen facilities: 1.4%

Most commonly used house heating fuel

90%Utility gas
4%Electricity
3%Fuel oil, kerosene, etc.
2%Bottled, tank, or LP gas

Population in 1990: 14,791. Population change in the 1990s: -269 (-1.8%).

Place of birth for U.S.-born residents:

This state: 10,907
Northeast: 1,780
Midwest: 176
South: 162
West: 122

73% of the 10965 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 51% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

96% of the 10965 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 102

Here:	6.1%
New York:	14.0%

Students in private schools in grades 9 to 12 (high school): 106

Here:	15.7%
New York:	13.9%

Students in private undergraduate colleges: 326

Here:	34.9%
New York:	34.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

124,674Legal occupations
119,069Computer and mathematical occupations
105,477Law enforcement workers including supervisors
100,391Material moving occupations
92,125Management occupations
85,506Construction and extraction occupations

Note: State values scaled to 10965 population

Companies with federal contracts located in this zip code (PEARL RIVER, NY):

ORANGE AND ROCKLAND UTILITIES (1 BLUE HILL PLZ STE 20) : $55,523,676 in 133 contracts from 2000 to 2006
Contracts for Electric Services, Gas Services, Maintenance, Repair and Rebuilding of Equipment -- Electric Wire, and Power and Distribution Equipment, Maintenance, Repair and Rebuilding of Equipment -- Electrical and Electronic Equipment Components by Army, Bureau of Prisoners/Federal Prison System, Public Buildings Service
Signed by year: 2000: $8,657,364; 2001: $7,791,210; 2002: $5,877,453; 2003: $7,120,360; 2004: $9,876,052; 2005: $10,122,455; 2006: $6,078,782.

Biggest contracts:
$2,271,166 with Army for Electric Services. Signed on 2005-09-15. Completion date: 2005-10-31.
$1,581,832, same as above. Signed on 2006-01-01. Completion date: 2006-01-31.
$1,332,475, same as above. Signed on 2005-09-01. Completion date: 2005-09-30.
$1,268,315, same as above. Signed on 2006-01-01. Completion date: 2006-01-31.
FLOOD DAMAGE REDUCTION SPECIAL (ONE BLUE HILL PLAZA) : $2,446,161 in 14 contracts from 2001 to 2003
Contracts for Architect - Engineer Services (including landscaping, interior layout, and designing) by U.S. Army Corps of Engineers - civil program financing only
Signed by year: 2000: $0; 2001: $20,000; 2002: $1,419,088; 2003: $1,007,073; 2004: $0; 2005: $0; 2006: $0.

Biggest contracts:
$494,647 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in NJ. Signed on 2002-09-12. Completion date: 2003-02-14.
$429,822, same as above. Signed on 2003-07-14. Completion date: 2004-07-01.
$305,390 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2002-12-05. Completion date: 2003-11-30.
$285,061, same as above. Signed on 2003-02-05. Completion date: 2003-12-22.
NY NJ ENVIRONMENTAL RESTORATIO (1 BLUE HILL PLAZA 12 FL) : $2,414,581 in 29 contracts from 2003 to 2006
Contracts for Other Architect and Engineering Services, Architect - Engineer Services (including landscaping, interior layout, and designing) by Army, U.S. Army Corps of Engineers - civil program financing only
Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $421,991; 2004: -$3,126; 2005: $919,574; 2006: $1,076,142.

Biggest contracts:
$538,337 with Army for Other Architect and Engineering Services. Signed on 2006-03-24. Completion date: 2007-03-23.
$272,581 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2006-05-19. Completion date: 2007-05-18.
$265,224, same as above. Signed on 2006-04-20. Completion date: 2007-01-31.
$224,890 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2003-08-13. Completion date: 2004-07-30.
DAMES & MOORE (ONE BLUE HILL PLAZA) : $791,483 in 7 contracts from 2000 to 2002
Contracts for Architect - Engineer Services (including landscaping, interior layout, and designing), Other Architect and Engineering Services by U.S. Army Corps of Engineers - civil program financing only, Army
Signed by year: 2000: $610,437; 2001: $121,866; 2002: $59,180; 2003: $0; 2004: $0; 2005: $0; 2006: $0.

Biggest contracts:
$376,150 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in NJ. Signed on 2000-09-30. Completion date: 2000-10-30.
$222,930 with U.S. Army Corps of Engineers - civil program financing only for Other Architect and Engineering Services. Taking place in NJ. Signed on 2000-09-20. Completion date: 2001-03-20.
$59,180 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in NJ. Signed on 2002-09-23. Completion date: 2002-09-23.
$49,605 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Taking place in CT. Signed on 2001-04-17. Completion date: 2001-08-13.
NEW YORK NEW JERSEY HARBOR PAR (LMS - ONE BLUE HIL PLAZA) : $303,219 in 7 contracts from 1999 to 2000
Contracts for Other Architect and Engineering Services, Architect - Engineer Services (including landscaping, interior layout, and designing) by U.S. Army Corps of Engineers - civil program financing only, Army
Signed by year: 2000: $276,101; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $0.

Biggest contracts:
$176,975 with U.S. Army Corps of Engineers - civil program financing only for Other Architect and Engineering Services. Signed on 2000-08-18. Completion date: 2000-09-18.
$86,727, same as above. Signed on 2000-06-06. Completion date: 2000-08-31.
$13,559 with Army for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 1999-11-02. Completion date: 2000-01-31.
$13,559 with U.S. Army Corps of Engineers - civil program financing only for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 1999-11-02. Completion date: 2000-01-31.
ROBERT E SCHNELL (74 CHAMP AVENUE; small business) : $111,228 in 5 contracts from 2000 to 2005
Contracts for Personal Services Contracts by Departmental Offices
Signed by year: 2000: $71,000; 2001: $0; 2002: $0; 2003: $0; 2004: $33,903; 2005: $6,325; 2006: $0.

Biggest contracts:
$36,000 with Departmental Offices for Personal Services Contracts. Taking place in DC. Signed on 2000-09-15. Completion date: 2001-09-15.
$35,000, same as above. Signed on 2000-01-15. Completion date: 2001-09-15.
$33,903, same as above. Signed on 2004-09-30. Completion date: 2005-09-29.
$6,325, same as above. Signed on 2005-09-30. Completion date: 2005-09-29.
B DIAZ SANITATION INC (P O BOX 1042; small business) : $71,075 in 14 contracts from 2002 to 2005
Contracts for Trash/Garbage Collection Services - Including Portable Sanitation Services by Army
Signed by year: 2000: $0; 2001: $0; 2002: $1,156; 2003: $25,213; 2004: $20,040; 2005: $24,666; 2006: $0.

Biggest contracts:
$21,540 with Army for Trash/Garbage Collection Services - Including Portable Sanitation Services. Taking place in NJ. Signed on 2005-08-29. Completion date: 2006-08-31.
$20,040, same as above. Signed on 2004-07-23. Completion date: 2004-06-30.
$18,420, same as above. Signed on 2003-07-21. Completion date: 2004-06-30.
$3,340, same as above. Signed on 2005-06-27. Completion date: 2004-06-30.
HUDSON TECHNOLOGIES COMPANY (275 NORTH MIDDLETOWN ROAD)
$17,757 with Navy for Miscellaneous Items. Signed on 2005-08-29. Completion date: 2005-08-31.
ACME PARTRIDGE ENTERPRISES INC (32 EAST CENTRAL AVENUE; small business)
$4,772 with Army for Athletic and Sporting Equipment. Taking place in NJ. Signed on 2005-02-24. Completion date: 2005-03-25.
HIGHLAND CONSTRUCTION ASSOCIAT (11 WEST CROOKED HILL ROAD; small business) : -$275,136 in 6 contracts from 2001 to 2004
Contracts for Bars and Rods, Miscellaneous Prefabricated Structures, Miscellaneous Items by U.S. Army Corps of Engineers - civil program financing only, National Park Service, Army
Signed by year: 2000: $0; 2001: $268,000; 2002: $395,602; 2003: $0; 2004: -$938,738; 2005: $0; 2006: $0.

Biggest contracts:
$469,369 with U.S. Army Corps of Engineers - civil program financing only for Bars and Rods. Signed on 2002-07-01. Completion date: 2002-09-30.
$218,000 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Prefabricated Structures. Signed on 2001-03-22. Completion date: 2001-06-30.
$50,000 with National Park Service for Miscellaneous Items. Taking place in MI. Signed on 2001-09-15. Completion date: 2002-03-15.
-$73,767 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Prefabricated Structures. Signed on 2002-01-18. Completion date: 2001-06-30.

Top industries in this zip code by the number of employees in 2005:

Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (over 1000 employees: 1 establishment, 50-99 employees: 1 establishment, 5-9 employees: 1 establishment)
Other Services (except Public Administration): Religious Organizations (500-999: 1, 20-49: 2, 10-19: 2, 1-4: 3)
Construction: Electrical Contractors (250-499: 1, 50-99: 1, 10-19: 1, 5-9: 2, 1-4: 6)
Professional, Scientific, and Technical Services: Media Buying Agencies (250-499: 1)
Information: Wired Telecommunications Carriers (100-249: 1, 10-19: 1, 5-9: 2, 1-4: 3)
Professional, Scientific, and Technical Services: Engineering Services (100-249: 1, 5-9: 1, 1-4: 1)
Professional, Scientific, and Technical Services: Direct Mail Advertising (100-249: 1, 1-4: 2)
Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (100-249: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

33 people in group homes intended for adults
22 people in workers' group living quarters and job corps centers
7 people in residential treatment centers for adults
5 people in other noninstitutional facilities

People in group quarters in 2000:

43 people in homes for the mentally retarded
34 people in other workers' dormitories
16 people in religious group quarters

Fatal accident statistics in 2014:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2013:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 1
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	64	$298,066	162	$318,124	316	$295,115	34	$150,589	0	$0	12	$222,717
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	19	$296,186	38	$308,840	6	$21,460	0	$0	0	$0
APPLICATIONS DENIED	3	$298,320	24	$279,765	142	$332,058	22	$116,246	0	$0	2	$294,180
APPLICATIONS WITHDRAWN	4	$219,765	8	$412,336	115	$323,165	8	$313,245	2	$1,000,000	2	$110,000
FILES CLOSED FOR INCOMPLETENESS	7	$332,314	6	$498,463	48	$335,843	4	$235,243	0	$0	2	$180,000

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0126.00 , 0127.00, 0128.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	26	$334,941	6	$369,467
APPLICATIONS APPROVED, NOT ACCEPTED	12	$241,463	4	$347,665
APPLICATIONS DENIED	11	$272,305	0	$0
APPLICATIONS WITHDRAWN	1	$253,480	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0126.00 , 0127.00, 0128.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Name	Count	Lived (average)
Most common first names in zip code 10965 among deceased individuals
John	188	74.4 years
Mary	174	80.7 years
William	104	74.9 years
Margaret	94	80.1 years
Joseph	86	76.3 years
Anna	77	82.7 years
James	73	71.2 years
Robert	58	69.2 years
Helen	56	83.7 years
Elizabeth	53	78.6 years

Last name	Count	Lived (average)
Most common last names in zip code 10965 among deceased individuals
Smith	29	74.8 years
Kelly	17	82.2 years
Obrien	13	78.4 years
Sullivan	12	81.3 years
Walsh	11	75.0 years
Murphy	11	72.3 years
Entwistle	10	81.9 years
Burns	9	79.6 years
Martin	9	80.5 years
Brown	9	73.0 years

Name	Count	Name	Count
Businesses in zip code 10965
7-Eleven	1	Jones New York	2
CVS	1	KFC	1
Decora Cabinetry	2	La-Z-Boy	1
Dunkin Donuts	1	MasterBrand Cabinets	4
FedEx	4	Nike	2
H&R Block	1	UPS	3
Hilton	1

AB	BC	MB	NB	NL	NS	NT
NU	ON	PE	QC	SK	YT

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2008 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	17	$334,342	189	$300,787	106	$251,119	43	$139,389	3	$1,455,960	14	$319,442
APPLICATIONS APPROVED, NOT ACCEPTED	2	$740,000	31	$291,160	41	$331,976	10	$123,483	0	$0	0	$0
APPLICATIONS DENIED	2	$185,225	39	$300,792	64	$308,466	34	$121,662	0	$0	6	$319,363
APPLICATIONS WITHDRAWN	0	$0	19	$287,973	44	$319,540	7	$166,337	0	$0	2	$194,140
FILES CLOSED FOR INCOMPLETENESS	0	$0	14	$232,084	6	$297,040	4	$31,675	0	$0	2	$323,000

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2007 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$258,500	249	$291,048	234	$299,716	97	$87,239	2	$1,485,750	27	$324,496
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	61	$261,538	52	$259,949	22	$50,767	0	$0	8	$274,028
APPLICATIONS DENIED	0	$0	54	$338,854	142	$398,575	46	$153,355	0	$0	23	$383,478
APPLICATIONS WITHDRAWN	0	$0	28	$329,772	57	$331,269	17	$106,197	2	$148,575	2	$158,480
FILES CLOSED FOR INCOMPLETENESS	0	$0	13	$268,850	27	$254,218	10	$97,772	0	$0	2	$350,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2006 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	255	$309,429	290	$263,984	103	$107,150	3	$807,323	19	$198,554
APPLICATIONS APPROVED, NOT ACCEPTED	34	$320,403	84	$294,847	31	$104,493	0	$0	2	$364,000
APPLICATIONS DENIED	42	$248,001	146	$348,739	44	$132,366	1	$541,970	12	$220,000
APPLICATIONS WITHDRAWN	21	$371,830	107	$294,707	13	$125,048	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	7	$458,206	37	$294,325	5	$50,354	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	317	$314,458	329	$276,024	102	$118,399	30	$311,315	1	$132,570
APPLICATIONS APPROVED, NOT ACCEPTED	31	$290,093	54	$262,312	17	$71,540	0	$0	2	$44,570
APPLICATIONS DENIED	70	$295,162	131	$295,626	47	$169,155	6	$287,708	0	$0
APPLICATIONS WITHDRAWN	57	$272,951	188	$279,017	16	$185,389	16	$170,448	0	$0
FILES CLOSED FOR INCOMPLETENESS	10	$192,966	40	$295,312	2	$130,490	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2004 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	336	$296,761	380	$244,224	82	$85,191	8	$1,187,631	26	$298,408
APPLICATIONS APPROVED, NOT ACCEPTED	28	$315,539	85	$235,327	31	$87,225	0	$0	6	$320,667
APPLICATIONS DENIED	39	$319,030	118	$282,323	50	$74,899	0	$0	12	$278,698
APPLICATIONS WITHDRAWN	40	$289,692	156	$273,773	16	$95,191	0	$0	14	$155,900
FILES CLOSED FOR INCOMPLETENESS	8	$554,503	25	$261,910	2	$49,525	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$251,000	307	$258,765	1,259	$204,875	53	$76,155	7	$696,579	49	$215,432
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	30	$271,888	236	$195,877	22	$55,319	0	$0	8	$243,303
APPLICATIONS DENIED	0	$0	32	$292,106	233	$227,777	16	$32,592	0	$0	5	$223,382
APPLICATIONS WITHDRAWN	0	$0	21	$278,330	186	$217,960	14	$85,386	2	$113,910	4	$211,000
FILES CLOSED FOR INCOMPLETENESS	0	$0	7	$241,104	32	$218,213	3	$68,103	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$240,690	286	$241,741	701	$198,820	73	$63,864	22	$233,983
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	33	$239,118	90	$209,961	24	$57,353	2	$247,625
APPLICATIONS DENIED	0	$0	18	$263,676	119	$223,191	26	$72,212	2	$118,815
APPLICATIONS WITHDRAWN	0	$0	20	$247,215	129	$210,211	9	$53,564	3	$233,977
FILES CLOSED FOR INCOMPLETENESS	0	$0	6	$174,338	36	$206,723	5	$46,582	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$243,000	286	$209,993	542	$187,442	63	$49,407	14	$165,143
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	20	$189,485	93	$131,253	8	$64,080	2	$109,945
APPLICATIONS DENIED	0	$0	24	$230,970	85	$186,460	15	$54,644	5	$216,166
APPLICATIONS WITHDRAWN	0	$0	25	$202,817	137	$165,615	9	$26,453	3	$231,453
FILES CLOSED FOR INCOMPLETENESS	0	$0	5	$331,338	23	$159,938	3	$77,820	2	$99,050

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 4 full and 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	8	$172,726	310	$194,346	119	$119,251	74	$49,318	4	$99,050	9	$125,392
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	32	$194,699	30	$127,585	23	$53,838	0	$0	6	$119,177
APPLICATIONS DENIED	2	$122,820	28	$196,483	67	$122,442	23	$56,745	0	$0	2	$128,765
APPLICATIONS WITHDRAWN	0	$0	22	$191,547	93	$118,702	10	$23,936	2	$14,000	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	6	$228,512	29	$148,984	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$139,030	145	$184,369	174	$145,415	45	$42,493	1	$1,146,780	10	$141,523
APPLICATIONS APPROVED, NOT ACCEPTED	1	$181,900	16	$199,949	36	$134,344	8	$42,028	0	$0	0	$0
APPLICATIONS DENIED	0	$0	17	$214,137	49	$140,889	16	$34,730	1	$247,150	2	$20,075
APPLICATIONS WITHDRAWN	2	$135,245	13	$191,486	65	$132,444	10	$58,048	0	$0	1	$117,490
FILES CLOSED FOR INCOMPLETENESS	1	$203,650	7	$169,041	16	$159,428	4	$64,147	0	$0	0	$0

10965 Zip Code (Pearl River, NY) Detailed Profile

For population 25 years and over in 10965:

For population 15 years and over in 10965:

Zip code 10965 compared to state average:

Races in zip code 10965

Averages for the 2012 tax year for zip code 10965, filed in 2013:

Averages for the 2004 tax year for zip code 10965, filed in 2005:

Notable locations in this zip code not listed on our city pages

Zip code 10965 household income distribution in 2016

Estimate of home value of owner-occupied houses/condos in 2016 in zip code 10965

Rent paid by renters in 2016 in zip code 10965

Estimated median house (or condo) value in 2016 for:

Mean price in 2016:

Housing units in structures:

Means of transportation to work in zip code 10965

Travel time to work (commute) in zip code 10965

Household type by relationship:

Facilities with environmental interests located in this zip code:

Place of birth for U.S.-born residents:

Private vs. public school enrollment:

Companies with federal contracts located in this zip code (PEARL RIVER, NY):

Top industries in this zip code by the number of employees in 2005:

People in group quarters in 2010:

People in group quarters in 2000:

Fatal accident statistics in 2014:

Fatal accident statistics in 2013: