10990 Zip Code Detailed Profile




City: Warwick, NY (3.91%)
County: Orange County, NY
Estimated zip code population in 2013: 20,139
Zip code population in 2010: 20,631
Zip code population in 2000: 19,315

Houses and condos: 7,942
Renter-occupied apartments: 1,507
% of renters here:

20%
State:

46%
Mar. 2013 cost of living index in zip code 10990: 137.4 (high, U.S. average is 100)

Land area: 60.9 sq. mi.
Water area: 1.1 sq. mi.
Population density: 331 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 10990
Zip code 10990 (Warwick, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.3% ($7,755)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $8,024 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $6,997 (2.1%)

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Males: 10,327  (51.3%)
Females: 9,812  (48.7%)

For population 25 years and over in 10990:

For population 15 years and over in 10990:

Zip code 10990 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • House age below state average.
  • Races in zip code 10990

  • Zip code 10990 races chart
    • 16,892White population
    • 1,141Black population
    • 42American Indian population
    • 268Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 55Some other race population
    • 317Two or more races population
    • 1,916Hispanic or Latino population

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Urban population: 11,429
Rural population: 8,709

Estimated median house/condo value in 2013: $340,900
10990:

$340,900
New York:

$277,600



According to our research of New York and other state lists there were 2 registered sex offenders living in 10990 zip code as of August 04, 2015.
The ratio of number of residents in zip code 10990 to the number of sex offenders is 9,913 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

43.7 years
New York median age:

38.2 years
Average household size:
This zip code:

2.6 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 10990, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $85,985 (Individual Income Tax Returns)
Here:

$85,985
State:

$77,088

Salary/wage: $74,605 (reported on 81.9% of returns)
Here:

$74,605
State:

$60,593
(% of AGI for various income ranges: 67.5% for AGIs below $25k, 69.7% for AGIs $25k-50k, 68.5% for AGIs $50k-75k, 71.9% for AGIs $75k-100k, 77.9% for AGIs $100k-200k, 65.4% for AGIs over 200k)

Taxable interest for individuals: $1,418 (reported on 51.2% of returns)
This zip code:

$1,418
New York:

$3,125
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $5,046 (reported on 32.2% of returns)
Here:

$5,046
State:

$10,299
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,812 (reported on 23.8% of returns)
Here:

+$8,812
State:

+$42,474
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Profit/loss from business: +$16,111 (reported on 17.8% of returns)
Here:

+$16,111
State:

+$16,168
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 4.3% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,209 (reported on 11.8% of returns)
10990:

$16,209
New York:

$17,621
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 3.6% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Self-employment retirement plans: $18,667 (reported on 1.2% of returns)
10990:

$18,667
New York:

$27,330
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.2% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $32,770 (24% of AGI, reported on 53.6% of returns)
Here:

$32,770
State:

$34,985

Here:

24.2% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 22.8% for AGIs below $25k, 18.5% for AGIs $25k-50k, 20.7% for AGIs $50k-75k, 21.8% for AGIs $75k-100k, 21.6% for AGIs $100k-200k, 18.9% for AGIs over 200k)

Charity contributions: $2,713 (reported on 47.0% of returns)
Here:

$2,713
State:

$5,572
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Taxes paid: $17,943 (reported on 53.5% of returns)
10990:

$17,943
State:

$18,656
(% of AGI for various income ranges: 8.4% for AGIs below $25k, 7.6% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 11.4% for AGIs $100k-200k, 12.8% for AGIs over 200k)

Earned income credit: $1,786 (reported on 7.4% of returns)
Here:

$1,786
State:

$2,230
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 10990, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $71,858 (Individual Income Tax Returns)
Here:

$71,858
State:

$59,519

Salary/wage: $65,899 (reported on 83.2% of returns)
Here:

$65,899
State:

$50,673
(% of AGI for various income ranges: 109.1% for AGIs below $10k, 64.3% for AGIs $10k-25k, 75.4% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 82.6% for AGIs $75k-100k, 74.8% for AGIs over 100k)

Taxable interest for individuals: $1,250 (reported on 67.5% of returns)
This zip code:

$1,250
New York:

$2,377
(% of AGI for various income ranges: 7.8% for AGIs below $10k, 4.0% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $3,008 (reported on 39.3% of returns)
Here:

$3,008
State:

$5,394
(% of AGI for various income ranges: 8.6% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$10,505 (reported on 31.1% of returns)
Here:

+$10,505
State:

+$23,581
(% of AGI for various income ranges: -0.9% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Profit/loss from business: +$17,171 (reported on 17.1% of returns)
Here:

+$17,171
State:

+$13,809
(% of AGI for various income ranges: 12.2% for AGIs below $10k, 5.8% for AGIs $10k-25k, 5.4% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $3,396 (reported on 3.0% of returns)
10990:

$3,396
New York:

$3,115
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,364 (reported on 1.6% of returns)
Here:

$15,364
New York:

$19,016
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $26,373 (24% of AGI, reported on 56.9% of returns)
Here:

$26,373
State:

$25,864

Here:

23.9% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 23.0% for AGIs below $10k, 20.9% for AGIs $10k-25k, 22.0% for AGIs $25k-50k, 25.2% for AGIs $50k-75k, 24.6% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Charity contributions deductions: $2,798 (2% of AGI, reported on 52.9% of returns)
Here:

$2,798
State:

$4,439

Here:

2.5% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $12,244 (reported on 81.1% of returns)
10990:

$12,244
State:

$11,730
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,437 (reported on 5.5% of returns)
Here:

$1,437
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 69.3%
Here:

69%
State:

67%
(% for various income ranges: 57.2% for AGIs below $10k, 65.3% for AGIs $10k-25k, 68.1% for AGIs $25k-50k, 75.3% for AGIs $50k-75k, 76.0% for AGIs $75k-100k, 75.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$84,110
New York:

$57,369
Warwick, NY (10990) map Nearest zip codes: 10921, 10925, 07421, 10979, 07422, 10924.
Percentage of family households:
This zip code:

52.1%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

7.3%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 251
Household did not receive Food Stamps/SNAP in the past 12 months: 7,278


Women who had a birth in the past 12 months: 197 (125 now married, 72 unmarried)
Women who did not have a birth in the past 12 months: 3,881 (2,102 now married, 1,779 unmarried)


Housing units in zip code 10990 with a mortgage: 4,308 (190 second mortgage, 1,204 home equity loan, 71 both second mortgage and home equity loan)
Houses without a mortgage: 1,714

Median monthly owner costs for units with a mortgage: $2,563
Median monthly owner costs for units without a mortgage: over $1,000

Residents with income below the poverty level in 2013:
This zip code:

5.6%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.8%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.9
State:

6.4
Median number of rooms in apartments:
Here:

3.8
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 10990: Lake (A), Wright Family Farm (B), Warwick Drive-In (C), Jessup Road Orchard (D), Crystal Water Farm (E), Scheuermann Farms (F), Fox Ridge Christmas Tree Farm (G), Hickory Hill Golf Course (H), Pond In The Meadows Farm (I), Penningtons Orchard (J), Ochs Orchards (K), Masker Fruit Farms (L), Warwick Valley Country Club (M), Bellvale Farms (N), Cutler Farms (O), Warwick Valley Country Club (P), Applewood Orchards (Q), Blooms Corners (R), Applewood Winery (S), Demarest Hill Winery (T). Display/hide their locations on the map

    Shopping Centers: Mitchell Corners Shopping Plaza Shopping Center (1), Flowick Shopping Center (2), Merchant Square Shopping Center (3), Warwick Shopping Center (4). Display/hide their locations on the map

    Churches in zip code 10990 include: Saint Pauls Church (A), Saint Peters Church (B), Union African Methodist Episcopal Church (C), Good Shepherd Lutheran Church (D), Saint Stephen Roman Catholic Church (E), Warwick Assembly of God Church (F), Warwick United Methodist Church (G), Christ Episcopal Church (H), Warwick Reformed Church (I). Display/hide their locations on the map

    Cemeteries: Warwick Cemetery (1), Beth Shalom Cemetery (2), Saint Stephens Cemetery (3), Wisner Cemetery (4). Display/hide their locations on the map

    Lakes and reservoirs: Wickham Lake (A), Cascade Lake (B), Warwick Reservoir (C), Glenmere Lake (D), Cindy Linda Lake (E), Hill Lake (F). Display/hide their locations on the map

    Creek: Stony Creek (A). Display/hide its location on the map

    Parks in zip code 10990 include: Warwick Town Park (1), Warwick Township Veterans Memorial Park (2), Lewis Park (3). Display/hide their locations on the map

Year house built

  • 422010 or later
  • 1,0702000 to 2009
  • 1,3061990 to 1999
  • 1,3791980 to 1989
  • 1,0101970 to 1979
  • 7381960 to 1969
  • 6151950 to 1959
  • 3491940 to 1949
  • 1,4331939 or earlier

Zip code 10990 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Warwick, NY (10990)

  • 0no bedroom
  • 661 bedroom
  • 1,0212 bedrooms
  • 2,6423 bedrooms
  • 1,8684 bedrooms
  • 4255+ bedrooms

Bedrooms in renter-occupied apartments in Warwick, NY (10990)

  • 66no bedroom
  • 7051 bedroom
  • 4822 bedrooms
  • 1253 bedrooms
  • 864 bedrooms
  • 435+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Warwick, NY (10990) in owner-occupied houses/condos

  • 169no vehicle
  • 1,4741 vehicle
  • 2,6842 vehicles
  • 1,2463 vehicles
  • 3364 vehicles
  • 1135+ vehicles

Cars and other vehicles available in Warwick, NY (10990) in renter-occupied apartments

  • 359no vehicle
  • 7511 vehicle
  • 2752 vehicles
  • 1103 vehicles
  • 124 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,131.


Median price asked for vacant for-sale houses and condos in 2013: $282,091.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $340,900
10990:

$340,900
New York:

$277,600
Lower value quartile - upper value quartile: $255,500 - $452,600

Mean price in 2013:

Detached houses: $287,696
Here:

$287,696
State:

$328,266

Townhouses or other attached units: $271,356
Here:

$271,356
State:

$477,144

In 2-unit structures: $346,589
Here:

$346,589
State:

$441,340

In 3-to-4-unit structures: $207,589
Here:

$207,589
State:

$551,450

In 5-or-more-unit structures: $228,396
Here:

$228,396
State:

$715,153

Mobile homes: $50,771
Here:

$50,771
State:

$57,967

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.3%

Percentage of zip code residents living and working in this county: 56.4%

Household type by relationship:

Households: 19,663

Size of family households: 2,184 2-persons, 1,017 3-persons, 1,349 4-persons, 497 5-persons, 113 6-persons, 50 7-or-more-persons

Size of nonfamily households: 1,932 1-person, 365 2-persons, 22 3-persons

3,549 married couples with children.
834 single-parent households (159 men, 675 women).

90.1% of residents of 10990 zip code speak English at home.
5.1% of residents speak Spanish at home (73% very well, 15% well, 12% not well).
3.5% of residents speak other Indo-European language at home (74% very well, 18% well, 7% not well, 2% not at all).
1.2% of residents speak Asian or Pacific Island language at home (45% very well, 29% well, 26% not well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 1,347 (6.7%)
(66.8% of them are naturalized citizens)
This zip code:

6.7%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 11%Mexico
  • 8%Burma
  • 7%Ireland
  • 6%Jamaica
  • 5%Italy
  • 5%Other Western Africa
  • 4%United Kingdom, excluding England and Scotland

Most common first ancestries reported in 10990 (%)

  • 18%Italian
  • 18%Irish
  • 14%Other groups
  • 9%German
  • 7%American
  • 5%Polish
  • 5%English

Year of entry for the foreign-born population

  • 02010 or later
  • 1912000 to 2009
  • 3381990 to 1999
  • 995Before 1990

Zip code 10990 topographic map

Facilities with environmental interests located in this zip code:


Zip code 10990 marital status for males
Zip code 10990 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 1.5%

Most commonly used house heating fuel

  • 47%Utility gas
  • 32%Fuel oil, kerosene, etc.
  • 11%Bottled, tank, or LP gas
  • 6%Electricity
  • 3%Wood
  • 1%Other fuel

Population in 1990: 16,960. Population change in the 1990s: +2,355 (+13.9%).

Place of birth for U.S.-born residents:


59% of the 10990 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 45% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

94% of the 10990 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 68% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 209
Here:

9.9%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 134
Here:

9.0%
New York:

12.6%
Students in private undergraduate colleges: 265
Here:

37.7%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 101,780Law enforcement workers including supervisors
  • 100,521Management occupations
  • 98,651Computer and mathematical occupations
  • 95,865Architecture and engineering occupations
  • 90,865Business and financial operations occupations
  • 81,875Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 655 people in state prisons
  • 111 people in nursing facilities/skilled-nursing facilities
  • 51 people in group homes intended for adults
  • 11 people in workers' group living quarters and job corps centers
  • 6 people in other noninstitutional facilities

People in group quarters in 2000:

  • 737 people in state prisons
  • 199 people in nursing homes
  • 32 people in homes for the mentally retarded
  • 8 people in homes or halfway houses for drug/alcohol abuse
  • 5 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED84$255,269148$260,591461$240,55139$101,55523$281,826
APPLICATIONS APPROVED, NOT ACCEPTED6$273,15021$260,24961$256,0685$127,5124$226,500
APPLICATIONS DENIED23$223,12925$230,774295$277,14724$155,3056$182,960
APPLICATIONS WITHDRAWN13$273,41516$235,421171$271,7234$308,4186$310,107
FILES CLOSED FOR INCOMPLETENESS5$269,2204$295,25840$304,6070$03$168,923

Detailed HMDA statistics for the following Tracts: 0144.00 , 0145.00, 0146.00, 0147.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED24$249,56215$282,873
APPLICATIONS APPROVED, NOT ACCEPTED13$281,3109$330,476
APPLICATIONS DENIED5$354,5769$348,139
APPLICATIONS WITHDRAWN3$236,8603$481,670
FILES CLOSED FOR INCOMPLETENESS2$252,8850$0

Detailed PMIC statistics for the following Tracts: 0144.00 , 0145.00, 0146.00, 0147.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 10990 among deceased individuals
NameCountLived (average)
John14375.4 years
Mary9781.5 years
Joseph6975.3 years
William6776.8 years
George6376.2 years
Helen5582.9 years
Margaret5480.5 years
James5475.4 years
Charles5277.8 years
Frank4875.8 years
Most common last names in zip code 10990 among deceased individuals
Last nameCountLived (average)
Smith3575.2 years
Miller2577.0 years
Decker2476.7 years
Brown1678.9 years
Schmick1677.4 years
Quackenbush1576.2 years
Green1480.4 years
Wright1473.5 years
Carr1475.9 years
Williams1178.1 years
Businesses in zip code 10990
NameCountNameCount
Burger King1MasterBrand Cabinets5
CVS1New Balance1
DHL1RadioShack1
Decora Cabinetry4Rite Aid1
FedEx3T-Mobile1
Ford1U-Haul1
H&R Block1UPS5
Jones New York1

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