12189 Zip Code Detailed Profile




City: Watervliet, NY (22.51%)
County: Albany County, NY
Estimated zip code population in 2013: 17,860
Zip code population in 2010: 17,568
Zip code population in 2000: 16,783

Houses and condos: 8,920
Renter-occupied apartments: 4,645
% of renters here:

58%
State:

46%
Mar. 2013 cost of living index in zip code 12189: 108.3 (more than average, U.S. average is 100)

Land area: 6.4 sq. mi.
Water area: 0.2 sq. mi.
Population density: 2,803 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 12189
Zip code 12189 (Watervliet, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.9% ($2,861)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,041 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,388 (1.7%)

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Males: 8,644  (48.4%)
Females: 9,216  (51.6%)

For population 25 years and over in 12189:

For population 15 years and over in 12189:

Zip code 12189 compared to state average:

  • Median house value below state average.
  • Black race population percentage below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Races in zip code 12189

  • Zip code 12189 races chart
    • 14,222White population
    • 1,199Black population
    • 32American Indian population
    • 907Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 31Some other race population
    • 371Two or more races population
    • 805Hispanic or Latino population

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Based on 2000-2013 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $154,600
12189:

$154,600
New York:

$277,600



According to our research of New York and other state lists there were 16 registered sex offenders living in 12189 zip code as of August 30, 2015.
The ratio of number of residents in zip code 12189 to the number of sex offenders is 1,054 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

35.3 years
New York median age:

38.2 years
Average household size:
This zip code:

2.2 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12189, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,331 (Individual Income Tax Returns)
Here:

$46,331
State:

$77,088

Salary/wage: $43,252 (reported on 85.9% of returns)
Here:

$43,252
State:

$60,593
(% of AGI for various income ranges: 75.6% for AGIs below $25k, 84.1% for AGIs $25k-50k, 81.1% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 80.1% for AGIs $100k-200k, 73.3% for AGIs over 200k)

Taxable interest for individuals: $666 (reported on 33.7% of returns)
This zip code:

$666
New York:

$3,125
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $2,266 (reported on 16.0% of returns)
Here:

$2,266
State:

$10,299
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,418 (reported on 10.0% of returns)
Here:

+$3,418
State:

+$42,474
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 4.3% for AGIs over 200k)

Profit/loss from business: +$10,665 (reported on 8.3% of returns)
Here:

+$10,665
State:

+$16,168
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 5.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $10,525 (reported on 7.7% of returns)
12189:

$10,525
New York:

$17,621
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Self-employment retirement plans: $17,100 (reported on 0.3% of returns)
12189:

$17,100
New York:

$27,330

Total itemized deductions: $19,309 (21% of AGI, reported on 23.3% of returns)
Here:

$19,309
State:

$34,985

Here:

20.8% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 5.9% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 13.8% for AGIs $100k-200k, 14.9% for AGIs over 200k)

Charity contributions: $2,473 (reported on 18.0% of returns)
Here:

$2,473
State:

$5,572
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxes paid: $9,013 (reported on 23.2% of returns)
12189:

$9,013
State:

$18,656
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 7.3% for AGIs $100k-200k, 9.6% for AGIs over 200k)

Earned income credit: $1,976 (reported on 17.0% of returns)
Here:

$1,976
State:

$2,230
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12189, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,177 (Individual Income Tax Returns)
Here:

$36,177
State:

$59,519

Salary/wage: $34,128 (reported on 87.2% of returns)
Here:

$34,128
State:

$50,673
(% of AGI for various income ranges: 83.8% for AGIs below $10k, 78.9% for AGIs $10k-25k, 88.0% for AGIs $25k-50k, 82.6% for AGIs $50k-75k, 87.9% for AGIs $75k-100k, 69.9% for AGIs over 100k)

Taxable interest for individuals: $809 (reported on 47.1% of returns)
This zip code:

$809
New York:

$2,377
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,480 (reported on 19.9% of returns)
Here:

$1,480
State:

$5,394
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$4,015 (reported on 12.8% of returns)
Here:

+$4,015
State:

+$23,581
(% of AGI for various income ranges: -1.0% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Profit/loss from business: +$6,571 (reported on 7.3% of returns)
Here:

+$6,571
State:

+$13,809
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.0% for AGIs over 100k)

IRA payment deduction: $2,434 (reported on 1.8% of returns)
12189:

$2,434
New York:

$3,115
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $6,200 (reported on 0.3% of returns)
Here:

$6,200
New York:

$19,016

Total itemized deductions: $14,341 (20% of AGI, reported on 21.0% of returns)
Here:

$14,341
State:

$25,864

Here:

20.2% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.7% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 12.5% for AGIs $75k-100k, 12.3% for AGIs over 100k)

Charity contributions deductions: $2,131 (3% of AGI, reported on 18.9% of returns)
Here:

$2,131
State:

$4,439

Here:

2.9% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $4,555 (reported on 77.1% of returns)
12189:

$4,555
State:

$11,730
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 4.4% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,651 (reported on 14.6% of returns)
Here:

$1,651
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 51.1%
Here:

51%
State:

67%
(% for various income ranges: 45.2% for AGIs below $10k, 53.1% for AGIs $10k-25k, 50.2% for AGIs $25k-50k, 54.6% for AGIs $50k-75k, 52.4% for AGIs $75k-100k, 56.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$47,263
New York:

$57,369
Watervliet, NY (12189) map Nearest zip codes: 12183, 12204, 12047, 12211, 12110, 12207.
Percentage of family households:
This zip code:

42.2%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

10.2%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 844
Household did not receive Food Stamps/SNAP in the past 12 months: 7,166


Women who had a birth in the past 12 months: 254 (150 now married, 104 unmarried)
Women who did not have a birth in the past 12 months: 4,497 (1,820 now married, 2,677 unmarried)


Housing units in zip code 12189 with a mortgage: 2,318 (73 second mortgage, 326 home equity loan)
Houses without a mortgage: 1,047

Median monthly owner costs for units with a mortgage: $1,453
Median monthly owner costs for units without a mortgage: S565

Residents with income below the poverty level in 2013:
This zip code:

13.4%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

7.5%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

4.2
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12189: City of Watervliet Sewage Treatment Plant (A), Boston Square (B), Watervliet Civic Center (C), Watervliet City Hall (D), Saint Colman Home (E), Watervliet Hose House Number 3 (F), Saint Brigid's Hall (G), Watervliet Fire Department (H), Maplewood Volunteer Fire Department (I), Shuyler Heights Fire District (J). Display/hide their locations on the map

    Shopping Center: Colonnade Shopping Center (1). Display/hide its location on the map

    Churches in zip code 12189 include: Jermain Memorial Presbyterian Church (A), Saint Gabriels Chapel (B), First Wesleyan Methodist Church (C), Second Presbyterian Church (D), Saint Brigid's Roman Catholic Church (E), Trinity Church of Watervliet (F), First Avenue Methodist Episcopal Church (G), North Reformed Dutch Church (H), First Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Saint Patrick Cemetery (1), Maplewood Cemetery (2). Display/hide their locations on the map

    Parks in zip code 12189 include: Veteran's Memorial Park (1), Alleghany Park (2). Display/hide their locations on the map

Year house built

  • 502010 or later
  • 7522000 to 2009
  • 5691990 to 1999
  • 6691980 to 1989
  • 1,1781970 to 1979
  • 6981960 to 1969
  • 6091950 to 1959
  • 4151940 to 1949
  • 3,9801939 or earlier

Zip code 12189 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Watervliet, NY (12189)

  • 0no bedroom
  • 1051 bedroom
  • 7712 bedrooms
  • 1,5193 bedrooms
  • 6554 bedrooms
  • 3155+ bedrooms

Bedrooms in renter-occupied apartments in Watervliet, NY (12189)

  • 109no bedroom
  • 1,6141 bedroom
  • 1,7792 bedrooms
  • 1,0493 bedrooms
  • 744 bedrooms
  • 205+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Watervliet, NY (12189) in owner-occupied houses/condos

  • 179no vehicle
  • 1,0301 vehicle
  • 1,6612 vehicles
  • 3613 vehicles
  • 544 vehicles
  • 805+ vehicles

Cars and other vehicles available in Watervliet, NY (12189) in renter-occupied apartments

  • 781no vehicle
  • 2,5691 vehicle
  • 1,0582 vehicles
  • 2283 vehicles
  • 24 vehicles
  • 75+ vehicles

Median gross rent in 2013: $835.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $154,600
12189:

$154,600
New York:

$277,600
Lower value quartile - upper value quartile: $109,100 - $228,700

Mean price in 2013:

Detached houses: $192,981
Here:

$192,981
State:

$328,266

Townhouses or other attached units: $188,186
Here:

$188,186
State:

$477,144

In 2-unit structures: $130,483
Here:

$130,483
State:

$441,340

In 3-to-4-unit structures: $208,302
Here:

$208,302
State:

$551,450

In 5-or-more-unit structures: $718,098
Here:

$718,098
State:

$715,153

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 6.5%

Percentage of zip code residents living and working in this county: 73.0%

Household type by relationship:

Households: 17,774

Size of family households: 1,744 2-persons, 1,118 3-persons, 840 4-persons, 420 5-persons, 12 6-persons

Size of nonfamily households: 3,267 1-person, 519 2-persons, 84 3-persons, 6 5-persons

2,197 married couples with children.
1,626 single-parent households (514 men, 1,112 women).

91.0% of residents of 12189 zip code speak English at home.
1.5% of residents speak Spanish at home (70% very well, 23% well, 7% not well).
5.1% of residents speak other Indo-European language at home (62% very well, 26% well, 11% not well).
2.4% of residents speak Asian or Pacific Island language at home (53% very well, 27% well, 15% not well, 5% not at all).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 1,462 (8.2%)
(46.6% of them are naturalized citizens)
This zip code:

8.2%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 14%Korea
  • 11%Poland
  • 11%India
  • 8%Chile
  • 7%China, excluding Hong Kong and Taiwan
  • 4%Philippines
  • 4%Russia

Most common first ancestries reported in 12189 (%)

  • 19%Irish
  • 16%Italian
  • 15%Other groups
  • 8%German
  • 5%French (except Basque)
  • 5%English
  • 4%Polish

Year of entry for the foreign-born population

  • 1062010 or later
  • 4752000 to 2009
  • 3771990 to 1999
  • 621Before 1990

Major facilities with environmental interests located in this zip code:


Zip code 12189 marital status for males
Zip code 12189 marital status for females

Housing units lacking complete plumbing facilities: 2.3%
Housing units lacking complete kitchen facilities: 1.5%

Most commonly used house heating fuel

  • 70%Utility gas
  • 24%Electricity
  • 3%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas
  • 1%Wood
  • 1%No fuel used

Population in 1990: 16,509. Population change in the 1990s: +274 (+1.7%).

Place of birth for U.S.-born residents:


55% of the 12189 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

86% of the 12189 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 63% moved from this county.
   Out of people who lived in different houses, 27% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 102
Here:

5.4%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 72
Here:

7.7%
New York:

12.6%
Students in private undergraduate colleges: 522
Here:

54.0%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,455Legal occupations
  • 72,222Architecture and engineering occupations
  • 61,214Management occupations
  • 59,625Health diagnosing and treating practitioners and other technical occupations
  • 57,679Business and financial operations occupations
  • 56,953Law enforcement workers including supervisors

Companies with biggest federal contracts located in this zip code (WATERVLIET, NY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 20 people in residential schools for people with disabilities
  • 11 people in residential treatment centers for adults
  • 9 people in group homes intended for adults
  • 3 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 44 people in nursing homes
  • 35 people in homes for abused, dependent, and neglected children
  • 9 people in homes for the mentally retarded
  • 5 people in religious group quarters

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 1 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED131$152,494144$215,172455$167,73542$47,8940$029$103,2470$0
APPLICATIONS APPROVED, NOT ACCEPTED13$157,39811$272,81944$176,5686$27,9030$04$86,2500$0
APPLICATIONS DENIED12$140,50228$113,269144$182,59225$21,9410$016$93,6332$10,650
APPLICATIONS WITHDRAWN23$134,85620$217,402116$166,4544$44,0102$4,833,9403$153,6100$0
FILES CLOSED FOR INCOMPLETENESS6$102,7604$269,11324$165,1701$100,0000$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 1 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED29$232,56414$234,3530$0
APPLICATIONS APPROVED, NOT ACCEPTED12$211,0777$247,5671$54,000
APPLICATIONS DENIED6$189,9553$133,5230$0
APPLICATIONS WITHDRAWN4$276,8380$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12189 among deceased individuals
NameCountLived (average)
Mary32079.9 years
John29772.5 years
William17974.1 years
Joseph17174.7 years
Anna13382.3 years
Margaret11079.5 years
Helen10980.1 years
James10670.3 years
Edward8871.4 years
Robert7969.5 years
Most common last names in zip code 12189 among deceased individuals
Last nameCountLived (average)
Spiak3378.7 years
Murphy2873.7 years
Smith2777.4 years
Wilson2178.2 years
Kelly2178.3 years
Jones1974.4 years
Burke1882.8 years
Williams1876.1 years
Obrien1878.3 years
Miller1874.8 years
Businesses in zip code 12189
NameCountNameCount
Advance Auto Parts1Rite Aid1
Dunkin Donuts1Subway1
FedEx1True Value1
McDonald's1UPS1
Pizza Hut1

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