Estimated median household income in 2007: $42,687
| This zip code: | $42,687 | | New York: | $53,514 |
Nearest zip codes: 12183, 12188, 12189, 12182, 12180, 12110.
Housing units in zip code 12047 with a mortgage: 1,751 (148 second mortgage, 276 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 951
Median monthly owner costs for units with a mortgage: $1,549
Median monthly owner costs for units without a mortgage: $537
Residents with income below the poverty level in 2007:
| This zip code: | 11.3% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.6% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 77
- 1995 to 1998: 432
- 1990 to 1994: 290
- 1980 to 1989: 307
- 1970 to 1979: 902
- 1960 to 1969: 593
- 1950 to 1959: 891
- 1940 to 1949: 836
- 1939 or earlier: 4,424
|
|

Bedrooms in owner-occupied houses in Cohoes, NY (12047): |
|
- no bedroom: 8
- 1 bedrooms: 81
- 2 bedrooms: 894
- 3 bedrooms: 1,893
- 4 bedrooms: 813
- 5 or more bedrooms: 283
|
|
Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 69
- 1 bedrooms: 1,099
- 2 bedrooms: 1,505
- 3 bedrooms: 1,041
- 4 bedrooms: 251
- 5 or more bedrooms: 35
|
|
Vehicles available in 12047 zip code in owner-occupied houses/condos: |
|
- no vehicle: 303
- 1 vehicle: 1,470
- 2 vehicles: 1,698
- 3 vehicles: 343
- 4 vehicles: 124
- 5 or more vehicles: 34
|
|
Vehicles available in renter-occupied apartments: |
|
- no vehicle: 1,005
- 1 vehicle: 1,997
- 2 vehicles: 864
- 3 vehicles: 112
- 4 vehicles: 17
- 5 or more vehicles: 5
|
|
Estimated household income distribution in 2007:

|
Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12047:
- Less than $10,000: 10
- $10,000 to $14,999: 5
- $15,000 to $19,999: 5
- $20,000 to $24,999: 17
- $25,000 to $29,999: 21
- $30,000 to $34,999: 7
- $40,000 to $49,999: 12
- $50,000 to $59,999: 10
- $60,000 to $69,999: 8
- $70,000 to $79,999: 8
- $80,000 to $89,999: 32
- $90,000 to $99,999: 51
- $100,000 to $124,999: 208
- $125,000 to $149,999: 483
- $150,000 to $174,999: 723
- $175,000 to $199,999: 689
- $200,000 to $249,999: 713
- $250,000 to $299,999: 342
- $300,000 to $399,999: 276
- $400,000 to $499,999: 102
- $500,000 to $749,999: 111
- $750,000 to $999,999: 6
- $1,000,000 or more: 10
|

|
Rent paid by renters in 2007 in zip code 12047:
- Less than $100: 83
- $100 to $149: 77
- $150 to $199: 90
- $200 to $249: 173
- $250 to $299: 124
- $300 to $349: 209
- $350 to $399: 230
- $400 to $449: 411
- $450 to $499: 261
- $500 to $549: 200
- $550 to $599: 88
- $600 to $649: 78
- $650 to $699: 52
- $700 to $749: 61
- $750 to $799: 73
- $800 to $899: 102
- $900 to $999: 38
- $1,000 to $1,249: 175
- No cash rent: 183
|
Median price asked for vacant for-sale houses and condos in 2007: $156,764.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $197,640
- Black or African American householders: $200,169
- Asian householders: $555,206
- Two or more races householders: $579,437
- Hispanic or Latino householders: $118,626
Estimated median house or condo value in 2007: $198,188 (it was $87,900 in 2000)
| 12047: | $198,188 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $116,342 - $261,327
Mean price in 2007:
Detached houses: $215,299| Here: | $215,299 | | State: | $352,556 |
Townhouses or other attached units: $165,855| Here: | $165,855 | | State: | $476,263 |
In 2-unit structures: $182,518| Here: | $182,518 | | State: | $482,362 |
In 3-to-4-unit structures: $273,393| Here: | $273,393 | | State: | $552,553 |
In 5-or-more-unit structures: $112,371| Here: | $112,371 | | State: | $503,284 |
Mobile homes: $26,128| Here: | $26,128 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 3,028
- One, attached: 270
- Two: 2,525
- 3 or 4: 1,417
- 5 to 9: 522
- 10 to 19: 311
- 20 to 49: 129
- 50 or more: 452
- Mobile homes: 90
- Boats, RVs, vans, etc.: 8

|
Means of transportation to work
- Drove a car alone: 6,785 (78%)
- Carpooled: 1,160 (13%)
- Bus or trolley bus: 115 (1%)
- Subway or elevated: 8 (0%)
- Taxi: 40 (0%)
- Bicycle: 9 (0%)
- Walked: 319 (4%)
- Other means: 22 (0%)
- Worked at home: 214 (2%)
|

|
Travel time to work
- Less than 5 minutes: 311
- 5 to 9 minutes: 884
- 10 to 14 minutes: 1301
- 15 to 19 minutes: 1709
- 20 to 24 minutes: 1767
- 25 to 29 minutes: 797
- 30 to 34 minutes: 902
- 35 to 39 minutes: 144
- 40 to 44 minutes: 141
- 45 to 59 minutes: 218
- 60 to 89 minutes: 118
- 90 or more minutes: 166
|
Percentage of zip code residents living and working in this county: 73.6%
Household type by relationship
Households: 17,959
- In family households: 13,950 (2,944 male householders, 1,606 female householders)
3,183 spouses, 5,240 children (4,894 natural, 133 adopted, 213 stepchildren), 204 grandchildren, 204 brothers or sisters, 90 parents, 156 other relatives, 323 non-relatives
- In nonfamily households: 4,009 (1,418 male householders (1,086 living alone)), 1,987 female householders (1,800 living alone)), 604 nonrelatives
- In group quarters: 302 (187 institutionalized population)
Size of family households: 1,984 2-persons, 1,212 3-persons, 848 4-persons, 359 5-persons, 71 6-persons, 76 7-or-more-persons.
Size of nonfamily households: 2,886 1-person, 466 2-persons, 37 3-persons, 13 4-persons, 3 5-persons.
2,341 married couples with children.
1,525 single-parent households (272 men, 1,253 women).
90.2% of residents of 12047 zip code speak English at home.
1.7% of residents speak Spanish at home (73% very well, 19% well, 8% not well).
7.2% of residents speak other Indo-European language at home (67% very well, 16% well, 17% not well).
0.7% of residents speak Asian or Pacific Island language at home (60% very well, 31% well, 9% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 902 (5.0%)
(55.0% of them are naturalized citizens)
| This zip code: | 5.0% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Poland (26%)
- Canada (12%)
- Other Eastern Europe (10%)
- Ukraine (9%)
- Germany (6%)
- United Kingdom (5%)
- Russia (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 217
- 1990 to 1994: 124
- 1985 to 1989: 79
- 1980 to 1984: 43
- 1975 to 1979: 67
- 1970 to 1974: 22
- 1970 to 1974: 25
- 1965 to 1969: 325
|
|
White population: 17,292
Black population: 363
American Indian population: 26
Asian population: 163
Native Hawaiian and Other Pacific Islander population: 7
Some other race population: 101
Two or more races population: 215

First ancestries reported:
|  Irish: 3195 |
|  Italian: 2131 |
|  French (except Basque): 2123 |
|  Polish: 1293 |
|  German: 1278 |
|  French Canadian: 1194 |
|  Other groups: 1060 |
|  English: 864 |
|  United States or American: 555 |
|  Ukrainian: 421 |
|  Russian: 300 |
|  Dutch: 193 |
|  Scottish: 174 |
|  Scotch-Irish: 131 |
|  Canadian: 78 |
|  Armenian: 50 |
|  Yugoslavian: 48 |
|  Greek: 46 |
|  European: 39 |
|  Norwegian: 37 |
|  Romanian: 34 |
|  Swedish: 34 |
|  Slovak: 33 |
|  Welsh: 29 |
|  Austrian: 27 |
|  Arab:: 25 |
|  Czech: 24 |
|  Lithuanian: 22 |
|  Subsaharan African:: 21 |
|  African: 21 |
|  Turkish: 20 |
|  Portuguese: 19 |
|  Australian: 13 |
|  Syrian: 12 |
|  Slovene: 10 |
|  Danish: 10 |
|  Guyanese: 9 |
|  Pennsylvania German: 9 |
|  Lebanese: 8 |
|  Slavic: 6 |
|  British: 6 |
|  Hungarian: 6 |
|  Arab/Arabic: 5 |
|  West Indian (excluding Hispanic groups):: 4 |
|  Jamaican: 4 |

Major facitilies with environmental interests located in this zip code:
- CITY OF COHOES WATER FILTRATION PLANT (319 VLIET STREET in COHOES, NY)
(Integrated Compliance Information System) - ICIS-02-2001-1302, FORMAL ENFORCEMENT ACTION
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: WATER SUPPLY
Alternative names: COHOES CITY OF COHOES WTP
- GEORGES BODY SHOP (2 PINE ST in COHOES, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GEORGES COLLISION EXPERTS (CONTACT/OWNER)
Alternative names: GEORGES COLLISION EXPERTS
- CONGRESS GARAGE (144 CONGRESS ST in COHOES, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CONGRESS GARAGE INC (LEGALLY RESPONSIBLE PARTY)
- COLONIE - T LANDFILL (1319 NEW LOUDON RD in COHOES, NY)
AIR MAJOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - SOLID WASTE PROGRAM, REFUSE DISPOSAL, SECTION 404 PERMITTING, 401 CERTIFICATION, AIR MAJOR, SECTION 404 PERMITTING, 401 CERTIFICATION, HAZARDOUS WASTE PROGRAM,
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
- COMBINED SEWER OVERFLOWS (CITY HALL, 97 MOHAWK ST in COHOES, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Business SIC classification: SEWERAGE SYSTEMS
Organizations: COHOES (C) (CONTACT/OWNER)
Alternative names: COHOES (C)
- ABRAM LANSING SCHOOL ( in COHOES, NY)
(National Center for Education Statistics) - STATE ID-010500010005
Organizations: COHOES CITY SD (SCHOOL DISTRICT)
- HARMONY HILL SCHOOL ( in COHOES, NY)
(National Center for Education Statistics) - STATE ID-010500010009
Organizations: COHOES CITY SD (SCHOOL DISTRICT)
- COHOES HS ( in COHOES, NY)
(National Center for Education Statistics) - STATE ID-010500010007
Organizations: COHOES CITY SD (SCHOOL DISTRICT)
- COHOES MS ( in COHOES, NY)
(National Center for Education Statistics) - STATE ID-010500010008
Organizations: COHOES CITY SD (SCHOOL DISTRICT)
- ALBANY MARINE SERVICES INCORPORATED (1395 NEW LOUDON ROAD in COHOES, NY)
(Integrated Compliance Information System) - ICIS-02-1994-0111, FORMAL ENFORCEMENT ACTION
- CITY OF COHOES WATER SUPPLY (97 MOHAWK STREET in COHOES, NY)
(Integrated Compliance Information System) - ICIS-02-2003-8083, FORMAL ENFORCEMENT ACTION, ICIS-02-2003-8090,
Business SIC classification: WATER SUPPLY
- COHOES CITY SCHOOL DIST (2 JOHNSTON AVE in COHOES, NY)
(Integrated Compliance Information System) - ICIS-02-1987-0195, FORMAL ENFORCEMENT ACTION
- ARTCO CHEMICALS (4 ARROWHEAD LANE in COHOES, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $15,658
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Utility gas (80%)
- Electricity (10%)
- Fuel oil, kerosene, etc. (8%)
- Bottled, tank, or LP gas (1%)
|
Place of birth for U.S.-born residents:
- This state: 15661
- Northeast: 869
- Midwest: 249
- South: 320
- West: 125
60% of the 12047 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 78% lived in New York.
Population in 1990: 19,033. Population change in the 1990s: -866 (-4.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 327
| Here: | 17.6% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 88
| Here: | 9.1% | | New York: | 13.2% |
Students in private undergraduate colleges: 240
| Here: | 37.0% | | New York: | 38.2% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code (COHOES, NY):
- JAY MOULDING CORP (7 BRIDGE AVE STE 1; small business): $1,086,755 in 27 contracts from 2001 to 2006
Contracts for Electric Portable and Hand Lighting Equipment, Electric Vehicular Lights and Fixtures, Hardware, Commercial, Relays and Solenoids, and more by Defense Logistics Agency Signed by year: 2000: $0; 2001: $107,344; 2002: $76,575; 2003: $81,375; 2004: $454,732; 2005: $75,306; 2006: $291,423.
Biggest contracts:
$210,740 with Defense Logistics Agency for Electric Portable and Hand Lighting Equipment. Signed on 2004-01-21. Completion date: 2004-05-21.
$174,685 with Defense Logistics Agency for Electric Vehicular Lights and Fixtures. Signed on 2006-03-06. Completion date: 2006-09-17.
$81,375 with Defense Logistics Agency for Electric Portable and Hand Lighting Equipment. Signed on 2003-12-15. Completion date: 2004-02-24.
$76,599, same as above. Signed on 2001-10-20. Completion date: 2001-10-22.
- EMERICK ASSOCIATES INC (1107 LOUDON RD; small business): $117,683 in 7 contracts from 2001 to 2005
Contracts for Centrifugals, Separators, and Pressure and Vacuum Filters, Power and Hand Pumps, Maintenance, Repair and Rebuilding of Equipment -- Metalworking Machinery, Motors, Electrical, and more by Army Signed by year: 2000: $0; 2001: $33,692; 2002: $0; 2003: $34,808; 2004: $41,188; 2005: $7,995; 2006: $0.
Biggest contracts:
$34,808 with Army for Centrifugals, Separators, and Pressure and Vacuum Filters. Signed on 2004-04-12. Completion date: 2004-06-02.
$34,808, same as above. Signed on 2003-09-08. Completion date: 2003-10-27.
$33,692 with Army for Power and Hand Pumps. Signed on 2001-10-31. Completion date: 2002-02-15.
$4,995 with Army for Maintenance, Repair and Rebuilding of Equipment -- Metalworking Machinery. Signed on 2005-10-19. Completion date: 2005-07-21.
- FPI MECHANICAL INC (11 GREEN MOUNTAIN DR; small business)
$115,052 with Army for Hazardous Substance Removal, Cleanup, and Disposal Services and Operational Support. Signed on 2005-07-19. Completion date: 2005-03-07.
- LIFETIME PLASTICS CORP (239 REMSEN ST; small business): $51,597 in 8 contracts from 2000 to 2005
Contracts for Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities, Maintenance, Repair or Alteration of Real Property -- Office Buildings by Army Signed by year: 2000: $6,773; 2001: $0; 2002: $0; 2003: $23,594; 2004: $9,072; 2005: $12,158; 2006: $0.
Biggest contracts:
$20,183 with Army for Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities. Signed on 2003-09-24. Completion date: 2003-10-24.
$8,202 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2005-04-04. Completion date: 2005-04-28.
$7,943, same as above. Signed on 2004-04-28. Completion date: 2004-05-17.
$6,773, same as above. Signed on 2000-06-05. Completion date: 2000-06-07.
- FOCUSMASTER INC (31 ONTARIO STREET)
$29,020 with Navy for Recreational and Gymnastic Equipment. Signed on 2004-04-27. Completion date: 2004-05-18.
- BLAIR LUMBER CO INC (115 SARATOGA ST; small business): $28,177 in 5 contracts from 2003 to 2006
Contracts for Lumber and Related Basic Wood Materials, Plywood and Veneer by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $10,083; 2004: $9,966; 2005: $4,360; 2006: $3,768.
Biggest contracts:
$10,083 with Army for Lumber and Related Basic Wood Materials. Signed on 2003-10-21. Completion date: 2003-11-04.
$5,430 with Army for Plywood and Veneer. Signed on 2004-11-24. Completion date: 2004-12-02.
$4,536 with Army for Lumber and Related Basic Wood Materials. Signed on 2004-03-18. Completion date: 2004-03-31.
$4,360, same as above. Signed on 2005-07-21. Completion date: 2005-07-28.
- J & B ROOFING CORP (62 CANVASS ST; small business): $12,770 in 2 contracts in 2004
$10,770 with Army for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2004-02-13. Completion date: 2004-03-31.
$2,000, same as above. Signed on 2004-04-06. Completion date: 2004-03-31.
- NOEL'S MACHINE SHOP, INC (19 SAINT AGNES HWY; small business)
$8,559 with Navy for Machine Shop Sets, Kits, and Outfits. Taking place in VA. Signed on 2006-05-11. Completion date: 2006-05-26.
- HYDROTECH SYSTEMS LTD (13 GREEN MOUNTAIN DRIVE; small business): $7,143 in 2 contracts in 2003
$3,643 with Army for Maintenance, Repair and Rebuilding of Equipment -- Recreational and Athletic Equipment. Signed on 2003-06-12. Completion date: 2003-04-25.
$3,500, same as above. Signed on 2003-03-21. Completion date: 2003-04-25.
- STRAIGHT LINE INDUSTRIES INC (5 ARROWHEAD LN; small business)
$2,350 with Army for Construction of Structures and Facilities -- Office Buildings. Signed on 2005-07-06. Completion date: 2005-07-15.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Nursing Care Facilities (250-499 employees: 1 establishment, 100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (100-249: 1, 20-49: 2, 10-19: 2, 5-9: 3, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (100-249: 1)
- Health Care and Social Assistance: Homes for the Elderly (50-99: 1, 20-49: 1)
- Finance and Insurance: Savings Institutions (20-49: 2, 10-19: 2, 5-9: 1, 1-4: 1)
- Construction: Drywall and Insulation Contractors (50-99: 1, 20-49: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (50-99: 1, 5-9: 1, 1-4: 4)
- Health Care and Social Assistance: Child Day Care Services (50-99: 1, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 189 people in nursing homes
- 65 people in homes for the mentally retarded
- 24 people in homes for the mentally ill
- 18 people in other noninstitutional group quarters
- 6 people in homes or halfway houses for drug/alcohol abuse
- 2 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $142,444 | 418 | $131,626 | 425 | $121,928 | 140 | $57,389 | 10 | $247,430 | 118 | $99,712 | 5 | $39,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $170,900 | 80 | $121,765 | 87 | $130,693 | 36 | $45,481 | 0 | $0 | 33 | $91,796 | 5 | $96,998 |
| APPLICATIONS DENIED | 19 | $151,315 | 155 | $104,246 | 343 | $127,472 | 142 | $44,984 | 2 | $226,715 | 118 | $95,227 | 15 | $86,111 |
| APPLICATIONS WITHDRAWN | 13 | $119,391 | 31 | $134,170 | 187 | $133,354 | 45 | $59,653 | 2 | $149,665 | 22 | $104,782 | 1 | $83,450 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $52,940 | 33 | $174,050 | 50 | $142,908 | 2 | $51,725 | 0 | $0 | 9 | $121,917 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $133,854 | 578 | $112,539 | 522 | $115,465 | 150 | $48,324 | 10 | $218,369 | 197 | $83,393 | 1 | $35,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $82,590 | 67 | $97,281 | 82 | $119,261 | 27 | $30,221 | 2 | $111,585 | 27 | $86,413 | 2 | $25,180 |
| APPLICATIONS DENIED | 11 | $118,291 | 141 | $95,119 | 402 | $113,530 | 152 | $44,869 | 2 | $442,800 | 103 | $75,940 | 3 | $9,180 |
| APPLICATIONS WITHDRAWN | 8 | $121,830 | 71 | $110,479 | 207 | $126,971 | 28 | $78,817 | 0 | $0 | 20 | $69,772 | 3 | $122,453 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 32 | $111,161 | 85 | $146,177 | 7 | $95,586 | 2 | $442,800 | 13 | $78,732 | 2 | $119,580 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $115,765 | 618 | $119,596 | 633 | $105,766 | 141 | $38,671 | 18 | $251,373 | 208 | $86,980 | 6 | $24,843 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $105,740 | 63 | $117,926 | 102 | $105,201 | 30 | $35,255 | 2 | $176,235 | 32 | $89,453 | 4 | $52,530 |
| APPLICATIONS DENIED | 5 | $105,188 | 146 | $93,029 | 442 | $102,810 | 187 | $36,948 | 2 | $173,580 | 84 | $77,642 | 17 | $51,866 |
| APPLICATIONS WITHDRAWN | 8 | $129,540 | 75 | $112,661 | 397 | $111,973 | 44 | $110,418 | 2 | $46,050 | 41 | $85,681 | 2 | $50,480 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $82,279 | 44 | $118,647 | 84 | $112,464 | 3 | $101,843 | 0 | $0 | 14 | $98,821 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $115,236 | 584 | $115,106 | 628 | $96,746 | 111 | $41,621 | 6 | $159,210 | 222 | $81,128 | 3 | $20,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $119,885 | 79 | $112,909 | 87 | $105,424 | 25 | $27,841 | 2 | $80,210 | 32 | $75,590 | 5 | $38,888 |
| APPLICATIONS DENIED | 15 | $83,869 | 120 | $90,674 | 341 | $95,433 | 94 | $36,997 | 2 | $99,460 | 76 | $76,462 | 9 | $34,200 |
| APPLICATIONS WITHDRAWN | 12 | $99,924 | 73 | $100,297 | 301 | $98,197 | 18 | $46,938 | 5 | $1,311,962 | 58 | $72,962 | 2 | $123,430 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 31 | $103,135 | 45 | $97,292 | 5 | $29,118 | 0 | $0 | 10 | $67,818 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 120 | $94,406 | 406 | $105,259 | 917 | $96,471 | 39 | $22,358 | 9 | $97,331 | 152 | $65,659 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $85,768 | 56 | $103,183 | 139 | $91,007 | 17 | $34,044 | 0 | $0 | 14 | $75,584 |
| APPLICATIONS DENIED | 20 | $92,111 | 73 | $65,811 | 351 | $85,625 | 49 | $22,525 | 7 | $125,281 | 35 | $57,542 |
| APPLICATIONS WITHDRAWN | 11 | $74,356 | 37 | $85,980 | 231 | $97,186 | 4 | $25,073 | 0 | $0 | 21 | $74,633 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $119,580 | 10 | $85,576 | 34 | $95,387 | 2 | $29,895 | 0 | $0 | 5 | $75,380 |
Aggregated Statistics For Year 2002 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $88,158 | 278 | $109,743 | 569 | $90,990 | 54 | $30,001 | 5 | $92,882 | 74 | $59,349 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 34 | $108,415 | 102 | $81,730 | 16 | $22,433 | 0 | $0 | 10 | $60,025 |
| APPLICATIONS DENIED | 10 | $72,605 | 68 | $59,959 | 278 | $72,178 | 58 | $21,905 | 2 | $34,540 | 35 | $67,024 |
| APPLICATIONS WITHDRAWN | 13 | $70,212 | 23 | $78,383 | 176 | $81,478 | 12 | $43,663 | 0 | $0 | 12 | $81,593 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $102,770 | 9 | $120,626 | 31 | $84,725 | 2 | $20,850 | 0 | $0 | 5 | $64,236 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 145 | $84,466 | 228 | $87,771 | 428 | $81,890 | 77 | $17,764 | 4 | $359,650 | 77 | $59,366 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 40 | $89,318 | 60 | $64,544 | 13 | $46,443 | 0 | $0 | 10 | $44,455 |
| APPLICATIONS DENIED | 12 | $82,633 | 120 | $54,753 | 271 | $68,276 | 73 | $21,138 | 0 | $0 | 41 | $57,986 |
| APPLICATIONS WITHDRAWN | 9 | $85,607 | 37 | $61,331 | 178 | $78,468 | 12 | $33,682 | 0 | $0 | 8 | $65,771 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $103,635 | 5 | $90,274 | 16 | $77,038 | 4 | $12,968 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $80,106 | 269 | $87,371 | 145 | $64,987 | 94 | $18,222 | 2 | $83,245 | 36 | $55,459 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 26 | $52,141 | 24 | $53,855 | 29 | $22,931 | 0 | $0 | 11 | $46,952 |
| APPLICATIONS DENIED | 14 | $88,603 | 87 | $50,362 | 232 | $61,508 | 63 | $19,734 | 2 | $26,570 | 33 | $46,999 |
| APPLICATIONS WITHDRAWN | 12 | $70,841 | 31 | $71,335 | 136 | $57,233 | 9 | $20,219 | 0 | $0 | 15 | $63,012 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $106,177 | 27 | $79,942 | 0 | $0 | 0 | $0 | 4 | $63,938 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $77,301 | 101 | $98,613 | 165 | $73,466 | 53 | $15,539 | 0 | $0 | 15 | $56,681 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $32,550 | 18 | $74,166 | 51 | $67,214 | 8 | $18,904 | 0 | $0 | 5 | $53,398 |
| APPLICATIONS DENIED | 6 | $49,187 | 34 | $46,231 | 114 | $70,832 | 41 | $17,265 | 0 | $0 | 10 | $71,295 |
| APPLICATIONS WITHDRAWN | 4 | $64,378 | 6 | $146,323 | 91 | $67,808 | 13 | $45,936 | 1 | $55,520 | 8 | $53,913 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $43,960 | 4 | $53,283 | 20 | $77,709 | 0 | $0 | 0 | $0 | 4 | $88,313 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $147,179 | 46 | $151,312 | 6 | $112,173 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $182,808 | 6 | $177,217 | 11 | $107,865 |
| APPLICATIONS DENIED | 4 | $199,798 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $336,770 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $135,938 | 24 | $168,238 | 24 | $88,489 | 1 | $93,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $188,712 | 8 | $181,651 | 4 | $80,523 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $166,093 | 0 | $0 | 2 | $86,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $133,510 | 45 | $143,070 | 34 | $89,972 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $149,885 | 9 | $150,356 | 6 | $97,870 |
| APPLICATIONS DENIED | 6 | $226,612 | 2 | $174,390 | 2 | $273,650 |
| APPLICATIONS WITHDRAWN | 6 | $149,598 | 4 | $128,050 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 124 | $117,213 | 40 | $103,995 | 32 | $88,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $129,448 | 12 | $105,401 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $94,073 | 0 | $0 | 2 | $111,610 |
| APPLICATIONS WITHDRAWN | 6 | $189,023 | 5 | $121,208 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 122 | $112,442 | 76 | $117,895 | 24 | $73,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $111,434 | 42 | $103,357 | 8 | $64,655 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $107,925 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $130,255 | 4 | $110,113 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $254,020 | 3 | $132,343 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $100,509 | 62 | $103,770 | 20 | $62,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $153,150 | 18 | $104,597 | 1 | $66,760 |
| APPLICATIONS DENIED | 6 | $79,415 | 5 | $92,056 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $179,948 | 3 | $94,040 | 2 | $80,715 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $95,592 | 33 | $90,633 | 10 | $61,643 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $107,413 | 6 | $55,023 | 2 | $44,845 |
| APPLICATIONS DENIED | 5 | $91,040 | 4 | $70,960 | 2 | $57,565 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $73,740 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $90,349 | 13 | $77,082 | 9 | $57,409 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $83,052 | 2 | $124,295 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $55,805 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $117,120 | 2 | $48,710 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $100,076 | 12 | $99,756 | 1 | $40,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $81,192 | 2 | $98,045 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $82,420 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $64,110 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Back to Cohoes, NY, Albany County, NY, New York bigger cities, New York smaller cities, New York smallest towns, All U.S. cities.
|