12197 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 1,920
Zip code population in 2010: 2,233
Zip code population in 2000: 2,397

Houses and condos: 1,218
Renter-occupied apartments: 61
March 2022 cost of living index in zip code 12197: 93.7 (less than average, U.S. average is 100)

Land area: 67.0 sq. mi.
Water area: 0.4 sq. mi.

Population density: 29 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,910 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,551 (1.6%)

For population 25 years and over in 12197:

• High school or higher: 95.2%
• Bachelor's degree or higher: 27.3%
• Graduate or professional degree: 12.5%
• Unemployed: 2.6%
• Mean travel time to work (commute): 25.9 minutes

For population 15 years and over in 12197:

• Never married: 27.5%
• Now married: 52.8%
• Separated: 0.6%
• Widowed: 7.3%
• Divorced: 11.8%

• 
• • 1,82695.3%White
  • 382.0%Two or more races
  • 341.8%Hispanic or Latino
  • 90.5%Black
  • 100.5%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 12197, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $56,706 (Individual Income Tax Returns)

Here:	$56,706
State:	$90,930

Salary/wage: $50,095 (reported on 77.5% of returns)

Here:	$50,095
State:	$72,104

(% of AGI for various income ranges: 1088.1% for AGIs below $25k, 3236.7% for AGIs $25k-50k, 6274.2% for AGIs $50k-75k, 9412.5% for AGIs $75k-100k, 19292.5% for AGIs $100k-200k)

Taxable interest for individuals: $849 (reported on 36.3% of returns)

This zip code:	$849
New York:	$3,075

(% of AGI for various income ranges: 12.4% for AGIs below $25k, 17.1% for AGIs $25k-50k, 19.2% for AGIs $50k-75k, 51.2% for AGIs $75k-100k, 235.0% for AGIs $100k-200k)

Ordinary dividends: $4,359 (reported on 21.6% of returns)

Here:	$4,359
State:	$11,095

(% of AGI for various income ranges: 29.5% for AGIs below $25k, 29.5% for AGIs $25k-50k, 142.5% for AGIs $50k-75k, 168.8% for AGIs $75k-100k, 661.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,182 (reported on 16.7% of returns)

Here:	+$6,182
State:	+$44,925

(% of AGI for various income ranges: 32.4% for AGIs below $25k, 41.9% for AGIs $25k-50k, 201.7% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 716.2% for AGIs $100k-200k)

Profit/loss from business: +$8,013 (reported on 14.7% of returns)

Here:	+$8,013
State:	+$14,940

(% of AGI for various income ranges: 121.4% for AGIs below $25k, 242.9% for AGIs $25k-50k, 156.7% for AGIs $50k-75k, 311.2% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $15,310 (reported on 9.8% of returns)

12197:	$15,310
New York:	$19,609

(% of AGI for various income ranges: 152.4% for AGIs $25k-50k, 625.0% for AGIs $50k-75k, 576.2% for AGIs $100k-200k)

Total itemized deductions: $24,933 (reported on 2.9% of returns)

Here:	$24,933
State:	$39,326

(% of AGI for various income ranges: 935.0% for AGIs $75k-100k)

Charity contributions: $2,500 (reported on 2.0% of returns)

Here:	$2,500
State:	$15,420

(% of AGI for various income ranges: 41.7% for AGIs $50k-75k)

Taxes paid: $9,233 (reported on 2.9% of returns)

12197:	$9,233
State:	$9,183

(% of AGI for various income ranges: 346.2% for AGIs $75k-100k)

Earned income credit: $2,046 (reported on 12.7% of returns)

Here:	$2,046
State:	$2,138

(% of AGI for various income ranges: 72.9% for AGIs below $25k, 53.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.1%

Here:	95%
State:	95%

(% for various income ranges: 90.3% for AGIs below $25k, 96.2% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 93.3% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12197, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,165 (Individual Income Tax Returns)

Here:	$42,165
State:	$77,088

Salary/wage: $38,216 (reported on 77.9% of returns)

Here:	$38,216
State:	$60,593

(% of AGI for various income ranges: 65.6% for AGIs below $25k, 71.5% for AGIs $25k-50k, 76.8% for AGIs $50k-75k, 65.7% for AGIs $75k-100k, 70.1% for AGIs $100k-200k)

Taxable interest for individuals: $886 (reported on 37.9% of returns)

This zip code:	$886
New York:	$3,125

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $2,932 (reported on 26.3% of returns)

Here:	$2,932
State:	$10,299

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 2.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$500 (reported on 16.8% of returns)

Here:	+$500
State:	+$42,474

(% of AGI for various income ranges: 1.5% for AGIs $100k-200k)

Profit/loss from business: +$9,643 (reported on 14.7% of returns)

Here:	+$9,643
State:	+$16,168

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 3.0% for AGIs $25k-50k, 9.4% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,956 (reported on 9.5% of returns)

12197:	$12,956
New York:	$17,621

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 4.4% for AGIs $25k-50k, 8.6% for AGIs $75k-100k)

Total itemized deductions: $16,925 (22% of AGI, reported on 21.1% of returns)

Here:	$16,925
State:	$34,985

Here:	21.6% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 6.0% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 12.9% for AGIs $100k-200k)

Charity contributions: $1,925 (reported on 12.6% of returns)

Here:	$1,925
State:	$5,572

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $100k-200k)

Taxes paid: $7,440 (reported on 21.1% of returns)

12197:	$7,440
State:	$18,656

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 7.2% for AGIs $100k-200k)

Earned income credit: $1,873 (reported on 15.8% of returns)

Here:	$1,873
State:	$2,230

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.9%

Here:	59%
State:	66%

(% for various income ranges: 55.3% for AGIs below $25k, 56.0% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12197, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,725 (Individual Income Tax Returns)

Here:	$33,725
State:	$59,519

Salary/wage: $30,954 (reported on 79.7% of returns)

Here:	$30,954
State:	$50,673

(% of AGI for various income ranges: 149.5% for AGIs below $10k, 70.8% for AGIs $10k-25k, 76.2% for AGIs $25k-50k, 75.6% for AGIs $50k-75k, 72.1% for AGIs $75k-100k, 55.2% for AGIs over 100k)

Taxable interest for individuals: $1,557 (reported on 50.7% of returns)

This zip code:	$1,557
New York:	$2,377

(% of AGI for various income ranges: 14.2% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $2,007 (reported on 29.3% of returns)

Here:	$2,007
State:	$5,394

(% of AGI for various income ranges: 7.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$3,448 (reported on 21.3% of returns)

Here:	+$3,448
State:	+$23,581

(% of AGI for various income ranges: -5.7% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Profit/loss from business: +$5,919 (reported on 17.3% of returns)

Here:	+$5,919
State:	+$13,809

(% of AGI for various income ranges: 5.5% for AGIs below $10k, 9.3% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 2.9% for AGIs $75k-100k)

IRA payment deduction: $2,731 (reported on 2.6% of returns)

12197:	$2,731
New York:	$3,115

Total itemized deductions: $15,123 (24% of AGI, reported on 23.0% of returns)

Here:	$15,123
State:	$25,864

Here:	24.2% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 12.7% for AGIs below $10k, 6.1% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 10.9% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 13.7% for AGIs over 100k)

Charity contributions deductions: $2,097 (3% of AGI, reported on 19.7% of returns)

Here:	$2,097
State:	$4,439

Here:	3.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $3,962 (reported on 74.1% of returns)

12197:	$3,962
State:	$11,730

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.8% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Earned income credit: $1,727 (reported on 15.5% of returns)

Here:	$1,727
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 62.9%

Here:	63%
State:	67%

(% for various income ranges: 52.1% for AGIs below $10k, 61.0% for AGIs $10k-25k, 63.8% for AGIs $25k-50k, 73.6% for AGIs $50k-75k, 78.1% for AGIs $75k-100k, 69.7% for AGIs over 100k)

Nearest zip codes: 12064, 13488, 12036, 12155, 13450, 12093.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 1.6% of all households

Household received Food Stamps/SNAP in the past 12 months: 76
Household did not receive Food Stamps/SNAP in the past 12 months: 667

Women who had a birth in the past 12 months: 12 (12 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 370 (141 now married, 228 unmarried)

Housing units in zip code 12197 with a mortgage: 256 (20 second mortgage, 15 both second mortgage and home equity loan)
Houses without a mortgage: 26

Median monthly owner costs for units with a mortgage: $1,262
Median monthly owner costs for units without a mortgage: $547

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12197 household income distribution in 2022

• 21Less than $10,000
• 29$10,000 to $14,999
• 19$15,000 to $19,999
• 39$20,000 to $24,999
• 18$25,000 to $29,999
• 14$30,000 to $34,999
• 17$35,000 to $39,999
• 20$40,000 to $44,999
• 62$45,000 to $49,999
• 67$50,000 to $59,999
• 51$60,000 to $74,999
• 127$75,000 to $99,999
• 69$100,000 to $124,999
• 133$125,000 to $149,999
• 25$150,000 to $199,999
• 21$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12197

• 1Less than $10,000
• 6$10,000 to $14,999
• 4$15,000 to $19,999
• 5$40,000 to $49,999
• 16$50,000 to $59,999
• 96$60,000 to $69,999
• 52$70,000 to $79,999
• 10$80,000 to $89,999
• 16$90,000 to $99,999
• 66$100,000 to $124,999
• 59$125,000 to $149,999
• 27$150,000 to $174,999
• 117$175,000 to $199,999
• 105$200,000 to $249,999
• 23$250,000 to $299,999
• 14$300,000 to $399,999
• 17$400,000 to $499,999
• 5$500,000 to $749,999
• 6$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 12197

• 4$200 to $249
• 1$300 to $349
• 1$400 to $449
• 13$500 to $549
• 5$550 to $599
• 29$700 to $749
• 2$750 to $799
• 4No cash rent

Median gross rent in 2022: $818.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $148,115
• Two or more races householders: $169,801
• Hispanic or Latino householders: $173,892

Estimated median house or condo value in 2022: $152,821 Lower value quartile - upper value quartile: $89,729 - $204,654

Housing units in structures:

• One, detached: 1,010
• Two: 9
• 3 or 4: 18
• Mobile homes: 171

Unemployment: 2.6%

• Means of transportation to work in zip code 12197

• 68.0%672Drove a car alone
• 19.7%195Carpooled
• 3.0%30Walked
• 9.5%94Worked at home

• Travel time to work (commute) in zip code 12197

• 60Less than 5 minutes
• 225 to 9 minutes
• 14410 to 14 minutes
• 9615 to 19 minutes
• 11220 to 24 minutes
• 6725 to 29 minutes
• 21630 to 34 minutes
• 2635 to 39 minutes
• 2040 to 44 minutes
• 6145 to 59 minutes
• 4060 to 89 minutes
• 1390 or more minutes

Percentage of zip code residents living and working in this county: 77.3%

Household type by relationship:

Households: 1,920

• Male householders: 429 (75 living alone), Female householders: 318 (90 living alone)

• 424 spouses (414 opposite-sex spouses), 56 unmarried partners, (56 opposite-sex unmarried partners), 472 children (468 natural, 4 adopted, 2 stepchildren), 41 grandchildren, 35 brothers or sisters, 12 parents, 0 foster children, 43 other relatives, 58 non-relatives

• In group quarters: 31 (-1 institutionalized population)

Size of family households: 298 2-persons, 66 3-persons, 75 4-persons, 89 5-persons, 4 6-persons

Size of nonfamily households: 164 1-person, 33 2-persons, 14 3-persons

116 married couples with children.
54 single-parent households (32 men, 22 women).

99.3% of residents of 12197 zip code speak English at home.
0.1% of residents speak Spanish at home (100% very well).
0.3% of residents speak other Indo-European language at home (67% very well, 33% not well).
0.7% of residents speak other language at home (100% well).

Facilities with environmental interests located in this zip code:

• A T & T (OFF COUNTY RD 39 - EAST APPROX in DECATUR, NY)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  

Housing units lacking complete plumbing facilities: 5.3%
Housing units lacking complete kitchen facilities: 2.1%

Population in 1990: 2,239. Population change in the 1990s: +158 (+7.1%).

Place of birth for U.S.-born residents:

• This state: 1,345
• Northeast: 329
• Midwest: 16
• South: 164
• West: 14

66% of the 12197 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

90% of the 12197 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 15% moved from this county.
   Out of people who lived in different houses, 59% moved from different county within same state.
   Out of people who lived in different houses, 28% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 7
Students in private schools in grades 9 to 12 (high school): 1 Students in private undergraduate colleges: 20

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Dairy Product (except Dried or Canned) Merchant Wholesalers (50-99 employees: 1 establishment)
• Accommodation and Food Services: Bed-and-Breakfast Inns (10-19: 1)
• Professional, Scientific, and Technical Services: Offices of Lawyers (5-9: 1, 1-4: 1)
• Accommodation and Food Services: Limited-Service Restaurants (5-9: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 8. The highest number of fires - 17 took place in 2005, and the least - 0 in 2003. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (50.0%), and Outside Fires (24.6%).


• Fire incident types reported to NFIRS in Zip Code 12197
• 6950.0%Structure Fires
• 3424.6%Outside Fires
• 3122.5%Mobile Property/Vehicle Fires
• 42.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 12197, New York

Most common first names in zip code 12197 among deceased individuals
Name	Count	Lived (average)
John	27	73.8 years
William	25	72.8 years
Anna	21	84.2 years
Mary	21	84.5 years
Joseph	16	76.8 years
Frank	14	78.3 years
George	13	77.5 years
Charles	12	79.1 years
Robert	12	71.0 years
Ruth	10	87.1 years

Most common last names in zip code 12197 among deceased individuals
Last name	Count	Lived (average)
Sperbeck	8	80.7 years
White	7	77.0 years
Fancher	6	70.0 years
Morell	6	64.2 years
Preston	6	68.9 years
Robinson	6	73.2 years
Johnson	5	82.2 years
Reed	5	80.6 years
Skinner	5	81.8 years
Wright	5	86.4 years