12548 Zip Code Detailed Profile




Estimated zip code population in 2013: 1,380
Zip code population in 2010: 1,494
Zip code population in 2000: 1,528

Houses and condos: 601
Renter-occupied apartments: 275
% of renters here:

48%
State:

46%
Mar. 2013 cost of living index in zip code 12548: 100.3 (near average, U.S. average is 100)

Land area: 5.9 sq. mi.
Water area: 0.2 sq. mi.
Population density: 235 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12548
Zip code 12548 (, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.0% ($4,532)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $5,507 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,745 (1.9%)

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Males: 699  (50.7%)
Females: 681  (49.3%)

For population 25 years and over in 12548:

For population 15 years and over in 12548:

Zip code 12548 compared to state average:

  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in above state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 12548

  • Zip code 12548 races chart
    • 1,186White population
    • 75Black population
    • 1American Indian population
    • 18Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 29Two or more races population
    • 184Hispanic or Latino population

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12548, NY forum
Discuss zip code 12548 area on our local forum with over 1,800,000 registered users
100% rural population.

Estimated median house/condo value in 2013: $222,800
12548:

$222,800
New York:

$277,600
Median resident age:
This zip code:

43.7 years
New York median age:

38.2 years
Average household size:
This zip code:

2.4 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12548, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $54,573 (Individual Income Tax Returns)
Here:

$54,573
State:

$77,088

Salary/wage: $50,032 (reported on 86.1% of returns)
Here:

$50,032
State:

$60,593
(% of AGI for various income ranges: 71.5% for AGIs below $25k, 87.0% for AGIs $25k-50k, 75.2% for AGIs $50k-75k, 78.3% for AGIs $75k-100k, 79.1% for AGIs $100k-200k)

Taxable interest for individuals: $391 (reported on 40.5% of returns)
This zip code:

$391
New York:

$3,125
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,927 (reported on 19.0% of returns)
Here:

$1,927
State:

$10,299
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$286 (reported on 8.9% of returns)
Here:

+$286
State:

+$42,474
(% of AGI for various income ranges: 0.1% for AGIs $100k-200k)

Profit/loss from business: +$3,538 (reported on 10.1% of returns)
Here:

+$3,538
State:

+$16,168
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $6,700 (reported on 5.1% of returns)
12548:

$6,700
New York:

$17,621

Total itemized deductions: $22,372 (23% of AGI, reported on 36.7% of returns)
Here:

$22,372
State:

$34,985

Here:

23.2% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 11.9% for AGIs $25k-50k, 16.0% for AGIs $50k-75k, 18.1% for AGIs $75k-100k, 17.0% for AGIs $100k-200k)

Charity contributions: $1,940 (reported on 31.6% of returns)
Here:

$1,940
State:

$5,572
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Taxes paid: $11,272 (reported on 36.7% of returns)
12548:

$11,272
State:

$18,656
(% of AGI for various income ranges: 4.9% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 8.9% for AGIs $75k-100k, 9.2% for AGIs $100k-200k)

Earned income credit: $1,667 (reported on 11.4% of returns)
Here:

$1,667
State:

$2,230
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12548, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,435 (Individual Income Tax Returns)
Here:

$45,435
State:

$59,519

Salary/wage: $44,355 (reported on 88.4% of returns)
Here:

$44,355
State:

$50,673
(% of AGI for various income ranges: 140.1% for AGIs below $10k, 79.3% for AGIs $10k-25k, 85.3% for AGIs $25k-50k, 86.7% for AGIs $50k-75k, 89.0% for AGIs $75k-100k, 84.7% for AGIs over 100k)

Taxable interest for individuals: $923 (reported on 50.6% of returns)
This zip code:

$923
New York:

$2,377
(% of AGI for various income ranges: 9.6% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,128 (reported on 23.4% of returns)
Here:

$1,128
State:

$5,394
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Profit/loss from business: +$6,404 (reported on 12.9% of returns)
Here:

+$6,404
State:

+$13,809
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 2.2% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 4.2% for AGIs $75k-100k)

IRA payment deduction: $2,733 (reported on 1.9% of returns)
12548:

$2,733
New York:

$3,115

Total itemized deductions: $19,483 (24% of AGI, reported on 37.9% of returns)
Here:

$19,483
State:

$25,864

Here:

24.0% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 6.4% for AGIs $10k-25k, 11.4% for AGIs $25k-50k, 19.5% for AGIs $50k-75k, 19.1% for AGIs $75k-100k, 18.7% for AGIs over 100k)

Charity contributions deductions: $1,967 (2% of AGI, reported on 35.3% of returns)
Here:

$1,967
State:

$4,439

Here:

2.4% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Total tax: $5,936 (reported on 77.5% of returns)
12548:

$5,936
State:

$11,730
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.1% for AGIs $10k-25k, 7.4% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Earned income credit: $1,622 (reported on 11.7% of returns)
Here:

$1,622
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 67.8%
Here:

68%
State:

67%
(% for various income ranges: 62.1% for AGIs below $10k, 61.5% for AGIs $10k-25k, 71.0% for AGIs $25k-50k, 74.6% for AGIs $50k-75k, 73.6% for AGIs $75k-100k, 67.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$52,986
New York:

$57,369
12548 map Nearest zip codes: 12515, 12589, 12525, 12542, 12561, 12528.
Percentage of family households:
This zip code:

56.8%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

6.8%
New York:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 67
Household did not receive Food Stamps/SNAP in the past 12 months: 507


Women who had a birth in the past 12 months: 16 (16 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 297 (150 now married, 147 unmarried)


Housing units in zip code 12548 with a mortgage: 196 (19 home equity loan)
Houses without a mortgage: 103

Median monthly owner costs for units with a mortgage: $2,184
Median monthly owner costs for units without a mortgage: S454

Residents with income below the poverty level in 2013:
This zip code:

14.9%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

12.7%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.4
Median number of rooms in apartments:
Here:

4.2
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12548: Adair Vineyards (A), Plattekill Library (B), Modena Fire Department (C). Display/hide their locations on the map

    Cemetery: Modena Cemetery (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 602000 to 2009
  • 201990 to 1999
  • 1981980 to 1989
  • 551970 to 1979
  • 811960 to 1969
  • 1041950 to 1959
  • 231940 to 1949
  • 601939 or earlier

Zip code 12548 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 12548

  • 0no bedroom
  • 81 bedroom
  • 232 bedrooms
  • 1983 bedrooms
  • 534 bedrooms
  • 175+ bedrooms

Bedrooms in renter-occupied apartments in 12548

  • 50no bedroom
  • 281 bedroom
  • 842 bedrooms
  • 823 bedrooms
  • 314 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 12548 in owner-occupied houses/condos

  • 9no vehicle
  • 631 vehicle
  • 1382 vehicles
  • 533 vehicles
  • 364 vehicles
  • 05+ vehicles

Cars and other vehicles available in 12548 in renter-occupied apartments

  • 0no vehicle
  • 1481 vehicle
  • 1272 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $969.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $222,800
12548:

$222,800
New York:

$277,600
Lower value quartile - upper value quartile: $147,400 - $287,200

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 13.5%

Percentage of zip code residents living and working in this county: 36.0%

Household type by relationship:

Households: 1,367

Size of family households: 187 2-persons, 39 3-persons, 83 4-persons, 43 5-persons, 17 6-persons

Size of nonfamily households: 182 1-person, 23 2-persons

198 married couples with children.
39 single-parent households (39 women).

94.3% of residents of 12548 zip code speak English at home.
3.2% of residents speak Spanish at home (67% very well, 33% well).
2.5% of residents speak other Indo-European language at home (55% very well, 45% well).

Foreign born population: 105 (7.6%)
(61.9% of them are naturalized citizens)
This zip code:

7.6%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 54%West Indies
  • 38%Jamaica
  • 8%Ireland

Most common first ancestries reported in 12548 (%)

  • 27%Other groups
  • 18%Italian
  • 16%Irish
  • 8%German
  • 6%American
  • 4%West Indian
  • 4%Dutch

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 132Before 1990

Zip code 12548 topographic map

Facilities with environmental interests located in this zip code:


Zip code 12548 marital status for males
Zip code 12548 marital status for females

Most commonly used house heating fuel

  • 66%Fuel oil, kerosene, etc.
  • 17%Electricity
  • 10%Bottled, tank, or LP gas
  • 6%Wood
  • 2%Other fuel

Population in 1990: 810. Population change in the 1990s: +718 (+88.6%).

Place of birth for U.S.-born residents:


72% of the 12548 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

93% of the 12548 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 60% moved from this county.
   Out of people who lived in different houses, 39% moved from different county within same state.
   Out of people who lived in different houses, 1% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

12.6%
Students in private undergraduate colleges: 50
Here:

55.6%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,515Sales and related occupations
  • 56,719Business and financial operations occupations
  • 38,952Office and administrative support occupations
  • 30,720Construction and extraction occupations
  • 23,438Transportation occupations
  • 14,479Education, training, and library occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 18 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

  • 27 people in nursing homes
  • 2 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$202,1409$171,22744$172,9035$54,3561$152,6803$35,050
APPLICATIONS APPROVED, NOT ACCEPTED2$216,6301$240,4007$216,2100$00$00$0
APPLICATIONS DENIED4$218,9456$131,99015$223,3454$57,4031$54,5602$68,625
APPLICATIONS WITHDRAWN0$02$227,84017$219,5590$03$127,2570$0
FILES CLOSED FOR INCOMPLETENESS0$01$107,7904$237,2130$00$01$80,910
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9540.00 , 9541.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$219,6552$263,355
APPLICATIONS APPROVED, NOT ACCEPTED2$275,0000$0
APPLICATIONS DENIED2$314,8850$0
APPLICATIONS WITHDRAWN0$01$112,230
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9540.00 , 9541.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12548 among deceased individuals
NameCountLived (average)
William1166.4 years
John980.7 years
Joseph874.3 years
Edward762.2 years
Mary680.1 years
Frank676.5 years
Robert675.0 years
Thomas668.5 years
Anna586.6 years
James566.2 years
Most common last names in zip code 12548 among deceased individuals
Last nameCountLived (average)
Smith671.4 years
Coy480.0 years
Kalamucki469.2 years
Wager475.0 years
Davis374.6 years
Hoffman371.0 years
Johnson358.0 years
Rappleyea378.0 years
Werlau381.7 years
Schultz374.0 years

Businesses in zip code 12548



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