Estimated median household income in 2007: $53,029
| This zip code: | $53,029 | | New York: | $53,514 |
Nearest zip codes: 13111, 13166, 13074, 13080, 13143, 13140.
Housing units in zip code 13033 with a mortgage: 466 (37 second mortgage, 73 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 231
Median monthly owner costs for units with a mortgage: $1,230
Median monthly owner costs for units without a mortgage: $450
Residents with income below the poverty level in 2007:
| This zip code: | 6.9% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.4% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.8 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 34
- 1995 to 1998: 111
- 1990 to 1994: 153
- 1980 to 1989: 243
- 1970 to 1979: 240
- 1960 to 1969: 109
- 1950 to 1959: 84
- 1940 to 1949: 47
- 1939 or earlier: 712
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Bedrooms in owner-occupied houses in Cato, NY (13033): |
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- no bedroom: 0
- 1 bedrooms: 34
- 2 bedrooms: 266
- 3 bedrooms: 685
- 4 bedrooms: 253
- 5 or more bedrooms: 82
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 72
- 2 bedrooms: 69
- 3 bedrooms: 79
- 4 bedrooms: 25
- 5 or more bedrooms: 8
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Vehicles available in 13033 zip code in owner-occupied houses/condos: |
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- no vehicle: 26
- 1 vehicle: 326
- 2 vehicles: 659
- 3 vehicles: 232
- 4 vehicles: 63
- 5 or more vehicles: 14
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 35
- 1 vehicle: 108
- 2 vehicles: 92
- 3 vehicles: 14
- 4 vehicles: 0
- 5 or more vehicles: 4
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 13033:
- Less than $10,000: 3
- $10,000 to $14,999: 1
- $15,000 to $19,999: 1
- $20,000 to $24,999: 3
- $25,000 to $29,999: 3
- $30,000 to $34,999: 7
- $35,000 to $39,999: 8
- $40,000 to $49,999: 17
- $50,000 to $59,999: 17
- $60,000 to $69,999: 33
- $70,000 to $79,999: 38
- $80,000 to $89,999: 45
- $90,000 to $99,999: 51
- $100,000 to $124,999: 159
- $125,000 to $149,999: 175
- $150,000 to $174,999: 178
- $175,000 to $199,999: 188
- $200,000 to $249,999: 156
- $250,000 to $299,999: 64
- $300,000 to $399,999: 61
- $400,000 to $499,999: 16
- $500,000 to $749,999: 19
- $750,000 to $999,999: 7
- $1,000,000 or more: 11
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Rent paid by renters in 2007 in zip code 13033:
- Less than $100: 4
- $100 to $149: 11
- $200 to $249: 1
- $250 to $299: 10
- $300 to $349: 14
- $350 to $399: 22
- $400 to $449: 24
- $450 to $499: 13
- $500 to $549: 7
- $550 to $599: 5
- $600 to $649: 1
- No cash rent: 39
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Median price asked for vacant for-sale houses and condos in 2007: $81,753.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $160,556
- Black or African American householders: $158,028
- American Indian or Alaska Native householders: $136,957
- Two or more races householders: $136,957
Estimated median house or condo value in 2007: $119,321 (it was $76,300 in 2000)
| 13033: | $119,321 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $71,768 - $142,820
Mean price in 2007:
Detached houses: $167,556| Here: | $167,556 | | State: | $352,556 |
Townhouses or other attached units: $116,874| Here: | $116,874 | | State: | $476,263 |
In 2-unit structures: $187,985| Here: | $187,985 | | State: | $482,362 |
In 3-to-4-unit structures: $179,638| Here: | $179,638 | | State: | $552,553 |
Mobile homes: $50,175| Here: | $50,175 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,258
- One, attached: 3
- Two: 66
- 3 or 4: 32
- 5 to 9: 26
- 10 to 19: 32
- Mobile homes: 312
- Boats, RVs, vans, etc.: 4

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Means of transportation to work
- Drove a car alone: 1,679 (82%)
- Carpooled: 214 (10%)
- Bus or trolley bus: 1 (0%)
- Motorcycle: 3 (0%)
- Walked: 39 (2%)
- Other means: 5 (0%)
- Worked at home: 113 (6%)
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Travel time to work
- Less than 5 minutes: 80
- 5 to 9 minutes: 158
- 10 to 14 minutes: 127
- 15 to 19 minutes: 162
- 20 to 24 minutes: 239
- 25 to 29 minutes: 159
- 30 to 34 minutes: 358
- 35 to 39 minutes: 150
- 40 to 44 minutes: 175
- 45 to 59 minutes: 231
- 60 to 89 minutes: 59
- 90 or more minutes: 43
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Percentage of zip code residents living and working in this county: 36.1%
Household type by relationship
Households: 4,447
- In family households: 4,000 (977 male householders, 233 female householders)
1,013 spouses, 1,532 children (1,441 natural, 41 adopted, 50 stepchildren), 44 grandchildren, 13 brothers or sisters, 19 parents, 46 other relatives, 123 non-relatives
- In nonfamily households: 447 (181 male householders (137 living alone)), 173 female householders (157 living alone)), 93 nonrelatives
Size of family households: 443 2-persons, 273 3-persons, 287 4-persons, 135 5-persons, 50 6-persons, 22 7-or-more-persons.
Size of nonfamily households: 294 1-person, 45 2-persons, 8 3-persons, 4 4-persons, 3 5-persons.
994 married couples with children.
259 single-parent households (95 men, 164 women).
96.4% of residents of 13033 zip code speak English at home.
0.7% of residents speak Spanish at home (81% very well, 19% well).
2.7% of residents speak other Indo-European language at home (83% very well, 8% well, 9% not well).
0.1% of residents speak Asian or Pacific Island language at home (50% very well, 50% well).
Foreign born population: 49 (1.1%)
(85.7% of them are naturalized citizens)
| This zip code: | 1.1% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Germany (37%)
- Korea (18%)
- Italy (14%)
- Canada (12%)
- Poland (8%)
- Japan (4%)
- Philippines (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 6
- 1990 to 1994: 0
- 1985 to 1989: 9
- 1980 to 1984: 4
- 1975 to 1979: 3
- 1970 to 1974: 6
- 1970 to 1974: 0
- 1965 to 1969: 21
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White population: 4,432
Black population: 13
American Indian population: 29
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 3
Two or more races population: 62

First ancestries reported:
|  United States or American: 621 |
|  English: 548 |
|  German: 506 |
|  Irish: 462 |
|  Italian: 280 |
|  French (except Basque): 221 |
|  Polish: 182 |
|  Other groups: 146 |
|  Dutch: 91 |
|  French Canadian: 73 |
|  Scottish: 66 |
|  Norwegian: 37 |
|  Scotch-Irish: 34 |
|  Ukrainian: 20 |
|  Swiss: 13 |
|  Austrian: 11 |
|  Lithuanian: 9 |
|  Greek: 8 |
|  Swedish: 8 |
|  Welsh: 8 |
|  Danish: 7 |
|  Russian: 7 |
|  Canadian: 6 |
|  Hungarian: 6 |
|  Portuguese: 5 |
|  West Indian (excluding Hispanic groups):: 5 |
|  Czechoslovakian: 4 |
|  Armenian: 4 |
|  British: 3 |
|  Belizean: 3 |
|  Iranian: 2 |
|  Pennsylvania German: 2 |
|  Belgian: 2 |
|  Jamaican: 2 |
|  European: 2 |
|  Northern European: 1 |

Median worth of mobile homes: $48,701
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (54%)
- Bottled, tank, or LP gas (25%)
- Wood (13%)
- Electricity (6%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 3957
- Northeast: 178
- Midwest: 128
- South: 88
- West: 32
70% of the 13033 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 56% lived in this county.
Out of people who lived in different counties, 80% lived in New York.
Population in 1990: 3,873. Population change in the 1990s: +671 (+17.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 53
| Here: | 8.3% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 8
| Here: | 2.6% | | New York: | 13.2% |
Students in private undergraduate colleges: 16
| Here: | 16.0% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- INCREDA-MEAL INC (RR 34 in CATO, NY; small business)
$145,233 with Army for Bakery and Cereal Products. Signed on 2000-02-02. Completion date: 2000-03-28.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
- Construction: Drywall and Insulation Contractors (5-9: 1, 1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 4)
- Information: Libraries and Archives (5-9: 1)
- Construction: Commercial and Institutional Building Construction (5-9: 1)
- Finance and Insurance: Commercial Banking (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $85,590 | 61 | $71,841 | 219 | $75,226 | 78 | $16,853 | 15 | $65,835 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $102,288 | 9 | $86,213 | 33 | $66,769 | 5 | $20,590 | 2 | $68,240 |
| APPLICATIONS DENIED | 4 | $67,458 | 25 | $57,651 | 150 | $67,430 | 49 | $19,013 | 3 | $64,360 |
| APPLICATIONS WITHDRAWN | 3 | $70,640 | 14 | $68,132 | 110 | $75,182 | 9 | $32,082 | 5 | $58,148 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $68,653 | 1 | $91,140 | 15 | $82,117 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $73,775 | 78 | $85,507 | 142 | $75,398 | 59 | $10,397 | 5 | $51,212 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $48,430 | 12 | $81,504 | 39 | $132,173 | 6 | $18,417 | 3 | $47,920 |
| APPLICATIONS DENIED | 4 | $66,405 | 34 | $48,296 | 144 | $60,238 | 40 | $13,753 | 7 | $38,659 |
| APPLICATIONS WITHDRAWN | 3 | $49,917 | 5 | $58,688 | 78 | $68,886 | 4 | $28,278 | 3 | $75,587 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $58,750 | 19 | $64,845 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $68,858 | 73 | $72,578 | 112 | $62,867 | 52 | $14,566 | 8 | $54,269 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $51,040 | 27 | $54,010 | 15 | $68,292 | 6 | $16,512 | 2 | $45,875 |
| APPLICATIONS DENIED | 2 | $91,425 | 43 | $56,636 | 111 | $56,712 | 41 | $12,901 | 7 | $39,714 |
| APPLICATIONS WITHDRAWN | 2 | $101,755 | 6 | $61,312 | 61 | $56,556 | 10 | $18,685 | 3 | $46,173 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $32,570 | 1 | $67,100 | 10 | $109,116 | 2 | $55,565 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $59,927 | 61 | $57,626 | 56 | $52,182 | 65 | $13,939 | 1 | $72,910 | 8 | $43,856 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $37,567 | 32 | $60,863 | 25 | $59,413 | 22 | $13,351 | 0 | $0 | 2 | $34,900 |
| APPLICATIONS DENIED | 5 | $67,638 | 94 | $48,020 | 97 | $44,073 | 41 | $18,971 | 0 | $0 | 6 | $57,473 |
| APPLICATIONS WITHDRAWN | 4 | $70,270 | 7 | $67,610 | 41 | $51,639 | 9 | $41,093 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $91,140 | 7 | $55,087 | 6 | $60,828 | 1 | $14,520 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $76,484 | 29 | $64,307 | 61 | $55,762 | 39 | $12,129 | 4 | $50,015 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $63,450 | 11 | $48,312 | 19 | $51,923 | 11 | $17,199 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $78,485 | 35 | $51,501 | 45 | $57,504 | 21 | $13,664 | 2 | $46,460 |
| APPLICATIONS WITHDRAWN | 1 | $50,200 | 4 | $55,608 | 37 | $59,906 | 4 | $39,493 | 1 | $67,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 13 | $60,923 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0401.00
, 0402.00, 0403.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $79,521 | 20 | $95,202 | 1 | $80,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $74,477 | 5 | $73,958 | 1 | $60,760 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $93,570 | 1 | $76,560 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $99,884 | 17 | $97,331 | 2 | $60,725 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $66,347 | 6 | $81,427 | 2 | $81,420 |
| APPLICATIONS DENIED | 2 | $114,835 | 1 | $66,840 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $64,420 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $83,709 | 13 | $90,741 | 2 | $64,405 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $36,710 | 3 | $98,473 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $81,420 | 1 | $81,420 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $108,150 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $60,822 | 3 | $89,423 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $56,760 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $44,610 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $85,145 | 2 | $98,305 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $50,880 | 1 | $101,600 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0401.00
, 0402.00, 0403.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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