Estimated median household income in 2007: $45,795
| This zip code: | $45,795 | | Pennsylvania: | $48,576 |
Nearest zip codes: 15901, 15902, 15906, 15928, 15904, 15909.
Johnstown Zip Code Map
Housing units in zip code 15905 with a mortgage: 3,555 (297 second mortgage, 579 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 3,140
Median monthly owner costs for units with a mortgage: $1,096
Median monthly owner costs for units without a mortgage: $415
Residents with income below the poverty level in 2007:
| This zip code: | 6.9% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.0% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 30
- 1995 to 1998: 83
- 1990 to 1994: 253
- 1980 to 1989: 479
- 1970 to 1979: 784
- 1960 to 1969: 864
- 1950 to 1959: 2,407
- 1940 to 1949: 1,769
- 1939 or earlier: 3,434
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Bedrooms in owner-occupied houses in Elim, PA (15905): |
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- no bedroom: 0
- 1 bedrooms: 67
- 2 bedrooms: 1,509
- 3 bedrooms: 4,031
- 4 bedrooms: 1,444
- 5 or more bedrooms: 349
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 25
- 1 bedrooms: 507
- 2 bedrooms: 881
- 3 bedrooms: 520
- 4 bedrooms: 101
- 5 or more bedrooms: 41
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Vehicles available in 15905 zip code in owner-occupied houses/condos: |
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- no vehicle: 436
- 1 vehicle: 2,497
- 2 vehicles: 3,364
- 3 vehicles: 913
- 4 vehicles: 143
- 5 or more vehicles: 47
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 393
- 1 vehicle: 1,097
- 2 vehicles: 456
- 3 vehicles: 102
- 4 vehicles: 24
- 5 or more vehicles: 3
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 15905:
- Less than $10,000: 92
- $10,000 to $14,999: 46
- $15,000 to $19,999: 44
- $20,000 to $24,999: 47
- $25,000 to $29,999: 85
- $30,000 to $34,999: 90
- $35,000 to $39,999: 95
- $40,000 to $49,999: 182
- $50,000 to $59,999: 308
- $60,000 to $69,999: 400
- $70,000 to $79,999: 399
- $80,000 to $89,999: 433
- $90,000 to $99,999: 446
- $100,000 to $124,999: 1,176
- $125,000 to $149,999: 1,031
- $150,000 to $174,999: 646
- $175,000 to $199,999: 468
- $200,000 to $249,999: 635
- $250,000 to $299,999: 268
- $300,000 to $399,999: 270
- $400,000 to $499,999: 146
- $500,000 to $749,999: 129
- $750,000 to $999,999: 24
- $1,000,000 or more: 29
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Rent paid by renters in 2007 in zip code 15905:
- Less than $100: 11
- $100 to $149: 47
- $150 to $199: 82
- $200 to $249: 136
- $250 to $299: 165
- $300 to $349: 163
- $350 to $399: 190
- $400 to $449: 160
- $450 to $499: 124
- $500 to $549: 66
- $550 to $599: 30
- $600 to $649: 26
- $650 to $699: 14
- $700 to $749: 30
- $800 to $899: 7
- $900 to $999: 17
- $1,000 to $1,249: 32
- $1,250 to $1,499: 23
- No cash rent: 246
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Median price asked for vacant for-sale houses and condos in 2007: $108,892.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $126,387
- Black or African American householders: $30,084
- Asian householders: $224,815
- Some other race householders: $28,612
- Two or more races householders: $183,939
- Hispanic or Latino householders: $80,279
Estimated median house or condo value in 2007: $123,970 (it was $75,100 in 2000)
| 15905: | $123,970 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $69,752 - $157,537
Mean price in 2007:
Detached houses: $160,775| Here: | $160,775 | | State: | $224,371 |
Townhouses or other attached units: $130,344| Here: | $130,344 | | State: | $160,289 |
In 2-unit structures: $99,463| Here: | $99,463 | | State: | $153,822 |
In 3-to-4-unit structures: $145,778| Here: | $145,778 | | State: | $204,155 |
In 5-or-more-unit structures: $58,344| Here: | $58,344 | | State: | $211,072 |
Mobile homes: $30,295| Here: | $30,295 | | State: | $35,442 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,778
- One, attached: 419
- Two: 593
- 3 or 4: 466
- 5 to 9: 73
- 10 to 19: 187
- 20 to 49: 114
- 50 or more: 119
- Mobile homes: 354

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Means of transportation to work
- Drove a car alone: 8,680 (87%)
- Carpooled: 802 (8%)
- Bus or trolley bus: 49 (0%)
- Motorcycle: 9 (0%)
- Walked: 221 (2%)
- Other means: 29 (0%)
- Worked at home: 228 (2%)
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Travel time to work
- Less than 5 minutes: 355
- 5 to 9 minutes: 1583
- 10 to 14 minutes: 2386
- 15 to 19 minutes: 2212
- 20 to 24 minutes: 1444
- 25 to 29 minutes: 279
- 30 to 34 minutes: 518
- 35 to 39 minutes: 133
- 40 to 44 minutes: 101
- 45 to 59 minutes: 397
- 60 to 89 minutes: 223
- 90 or more minutes: 159
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Percentage of zip code residents living and working in this county: 81.8%
Household type by relationship
Households: 21,921
- In family households: 18,571 (5,444 male householders, 981 female householders)
5,455 spouses, 5,844 children (5,444 natural, 143 adopted, 257 stepchildren), 282 grandchildren, 139 brothers or sisters, 132 parents, 109 other relatives, 185 non-relatives
- In nonfamily households: 3,350 (1,051 male householders (895 living alone)), 2,056 female householders (1,966 living alone)), 243 nonrelatives
- In group quarters: 842 (778 institutionalized population)
Size of family households: 3,177 2-persons, 1,487 3-persons, 1,149 4-persons, 437 5-persons, 127 6-persons, 48 7-or-more-persons.
Size of nonfamily households: 2,861 1-person, 246 2-persons.
3,695 married couples with children.
726 single-parent households (166 men, 560 women).
96.2% of residents of 15905 zip code speak English at home.
0.8% of residents speak Spanish at home (55% very well, 19% well, 18% not well, 9% not at all).
2.4% of residents speak other Indo-European language at home (79% very well, 5% well, 16% not well).
0.5% of residents speak Asian or Pacific Island language at home (63% very well, 16% well, 21% not well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 323 (1.4%)
(61.9% of them are naturalized citizens)
| This zip code: | 1.4% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- Italy (14%)
- Taiwan (9%)
- Canada (7%)
- United Kingdom (5%)
- China, excluding Hong Kong and Taiwan (5%)
- Philippines (5%)
- Dominican Republic (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 49
- 1990 to 1994: 32
- 1985 to 1989: 17
- 1980 to 1984: 47
- 1975 to 1979: 10
- 1970 to 1974: 0
- 1970 to 1974: 26
- 1965 to 1969: 142
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White population: 22,439
Black population: 177
American Indian population: 20
Asian population: 155
Native Hawaiian and Other Pacific Islander population: 8
Some other race population: 27
Two or more races population: 109

First ancestries reported:
|  German: 4921 |
|  Irish: 2202 |
|  Italian: 2162 |
|  English: 1435 |
|  Polish: 1358 |
|  Slovak: 1197 |
|  United States or American: 975 |
|  Other groups: 549 |
|  Hungarian: 380 |
|  Russian: 295 |
|  Scotch-Irish: 282 |
|  Scottish: 268 |
|  Pennsylvania German: 244 |
|  Croatian: 239 |
|  Ukrainian: 232 |
|  Serbian: 229 |
|  Dutch: 225 |
|  Welsh: 197 |
|  Czechoslovakian: 187 |
|  French (except Basque): 182 |
|  Slovene: 165 |
|  Arab:: 138 |
|  Lebanese: 131 |
|  European: 127 |
|  Austrian: 109 |
|  Swedish: 106 |
|  Lithuanian: 79 |
|  Greek: 74 |
|  Yugoslavian: 63 |
|  Czech: 62 |
|  Slavic: 54 |
|  British: 47 |
|  Eastern European: 47 |
|  Swiss: 47 |
|  Carpatho Rusyn: 42 |
|  Norwegian: 19 |
|  Bulgarian: 19 |
|  French Canadian: 16 |
|  Egyptian: 7 |
|  Subsaharan African:: 6 |
|  African: 6 |
|  Canadian: 5 |
|  Romanian: 4 |
|  Scandinavian: 4 |
|  Danish: 3 |
|  Finnish: 2 |

Facitilies with environmental interests located in this zip code:
- BISHOP MCCORT HIGH SCH (25 OSBORNE STREET in JOHNSTOWN, PA)
AIR MINOR (AIRS/AFS)
STATE MASTER (Pennsylvania database) - AFS-25-0969456-1, AIR PROGRAM
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: DIOCESE OF ALTOONA-JOHNSTOWN (OWNER/OPERATOR)
Alternative names: BISHOP-MC CORT HIGH SCHOOL
- A. K. AUTO REPAIR (1513 TIRE HILL ROAD in JOHNSTOWN, PA)
AIR MINOR (AIRS/AFS)
- AMOCO OIL CO (PA RTE 403 N in JOHNSTOWN, PA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: OPERNAME (CONTACT/OPERATOR)
- BAUMGARDNER CO (RD 3 NEIL ST in JOHNSTOWN, PA)
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, BAUMGARDNER, ELMER (CONTACT/OWNER)
- BENSHOFF PRINTING COMPANY INCORPORATED (46 VALLEY PIKE in JOHNSTOWN, PA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: MANIFOLD BUSINESS FORMS PRINTING.; BOOKS PRINTING.; OTHER COMMERCIAL PRINTING.
Organizations: OPERNAME (CONTACT/OPERATOR)
, BENSHOFF PRINTING CO INC (CONTACT/OWNER)
- BILLS AMOCO (680 GOUCHER ST in JOHNSTOWN, PA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: WILLIAM MCVICKER (CONTACT/OWNER)
Median worth of mobile homes: $12,708
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (78%)
- Fuel oil, kerosene, etc. (13%)
- Electricity (7%)
- Coal or coke (1%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 20092
- Northeast: 652
- Midwest: 551
- South: 815
- West: 238
72% of the 15905 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 63% lived in this county.
Out of people who lived in different counties, 58% lived in Pennsylvania.
Population in 1990: 22,509. Population change in the 1990s: +426 (+1.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 529
| Here: | 26.3% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 253
| Here: | 19.4% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 134
| Here: | 17.8% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- HIRAM G ANDREWS CENTER (727 GOUCHER STREET in JOHNSTOWN, PA; small business)
$12,000 with Army for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Signed on 2003-04-08. Completion date: 2003-05-09.
- STANTON CLEANING SERVICE (184 SELL in JOHNSTOWN, PA; small business): $8,280 in 4 contracts in 2005
$4,560 with Army for Custodial Janitorial Services. Signed on 2005-11-20. Completion date: 2006-09-30.
$3,720, same as above. Signed on 2005-11-20. Completion date: 2006-09-30.
$0, same as above. Signed on 2005-11-20. Completion date: 2006-09-30.
$0, same as above. Signed on 2005-11-20. Completion date: 2006-09-30.
- C R BIRD INDUSTRIAL SALES (100 STATION STREET in JOHNSTOWN, PA; small business): $7,446 in 3 contracts from 2004 to 2005
$3,637 with Army for Power and Hand Pumps. Signed on 2005-05-17. Completion date: 2005-07-01.
$3,479, same as above. Signed on 2004-10-25. Completion date: 2004-12-17.
$330, same as above. Signed on 2005-06-01. Completion date: 2005-07-01.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Information: Cable and Other Program Distribution (500-999: 1, 1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (500-999: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 9, 10-19: 3, 5-9: 13, 1-4: 34)
- Accommodation and Food Services: Limited-Service Restaurants (100-249: 1, 50-99: 1, 20-49: 3, 10-19: 2, 5-9: 3, 1-4: 4)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 3, 10-19: 5, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Continuing Care Retirement Communities (100-249: 1, 50-99: 1)
- Educational Services: Elementary and Secondary Schools (100-249: 1, 20-49: 1, 5-9: 2, 1-4: 2)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 10-19: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 477 people in nursing homes
- 354 people in orthopedic wards and institutions for the physically handicapped
- 30 people in other noninstitutional group quarters
- 26 people in homes for the mentally retarded
- 17 people in hospitals or wards for drug/alcohol abuse
- 10 people in religious group quarters
- 2 people in other nonhousehold living situations
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 6
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $92,297 | 370 | $96,096 | 313 | $72,842 | 217 | $33,265 | 1 | $207,000 | 69 | $52,621 | 2 | $32,165 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $134,880 | 22 | $66,424 | 41 | $111,210 | 28 | $39,924 | 0 | $0 | 6 | $60,070 | 2 | $62,180 |
| APPLICATIONS DENIED | 8 | $94,966 | 43 | $80,907 | 312 | $104,871 | 79 | $45,217 | 0 | $0 | 9 | $43,409 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $130,671 | 26 | $125,015 | 67 | $84,851 | 20 | $31,100 | 2 | $111,980 | 2 | $30,135 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $57,865 | 2 | $136,510 | 15 | $104,214 | 4 | $36,418 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $88,349 | 406 | $87,307 | 392 | $81,987 | 215 | $21,656 | 79 | $60,075 | 6 | $6,652 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $45,490 | 40 | $93,343 | 65 | $110,884 | 15 | $19,941 | 18 | $38,658 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $88,900 | 54 | $59,599 | 374 | $98,831 | 106 | $32,414 | 10 | $54,358 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $93,556 | 36 | $69,581 | 149 | $106,473 | 8 | $75,409 | 8 | $55,871 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $73,440 | 8 | $64,749 | 31 | $123,358 | 4 | $44,065 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $81,630 | 442 | $90,094 | 484 | $78,086 | 225 | $35,717 | 118 | $56,563 | 2 | $10,975 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $31,720 | 25 | $100,944 | 64 | $104,595 | 22 | $17,018 | 2 | $66,050 | 2 | $35,915 |
| APPLICATIONS DENIED | 4 | $43,840 | 47 | $86,010 | 397 | $87,331 | 84 | $39,355 | 9 | $48,008 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $100,187 | 53 | $81,187 | 180 | $98,290 | 22 | $88,540 | 8 | $78,414 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $154,032 | 43 | $121,197 | 4 | $37,638 | 4 | $54,435 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $80,234 | 425 | $87,387 | 608 | $79,310 | 217 | $30,153 | 2 | $112,490 | 81 | $62,804 | 4 | $27,990 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $63,153 | 27 | $106,070 | 91 | $78,815 | 27 | $29,701 | 0 | $0 | 3 | $65,567 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $114,593 | 44 | $69,737 | 328 | $87,072 | 74 | $38,865 | 4 | $508,028 | 6 | $36,753 | 4 | $39,093 |
| APPLICATIONS WITHDRAWN | 4 | $57,368 | 36 | $128,685 | 219 | $95,907 | 20 | $60,556 | 0 | $0 | 8 | $165,416 | 4 | $36,155 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $93,433 | 74 | $115,856 | 2 | $43,105 | 0 | $0 | 3 | $86,797 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $81,621 | 434 | $87,477 | 1,490 | $82,848 | 334 | $27,674 | 2 | $36,720 | 115 | $65,022 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $76,760 | 150 | $76,172 | 27 | $29,384 | 0 | $0 | 3 | $27,800 |
| APPLICATIONS DENIED | 10 | $75,389 | 51 | $69,826 | 378 | $86,234 | 65 | $24,653 | 0 | $0 | 23 | $51,513 |
| APPLICATIONS WITHDRAWN | 8 | $90,254 | 39 | $105,599 | 251 | $89,493 | 26 | $30,158 | 0 | $0 | 11 | $65,984 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $131,860 | 9 | $76,966 | 44 | $89,490 | 4 | $34,870 | 0 | $0 | 2 | $44,725 |
Aggregated Statistics For Year 2002 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $2,089,972 | 374 | $449,720 | 964 | $104,037 | 242 | $113,667 | 1 | $60,000 | 48 | $103,003 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $68,482 | 36 | $52,814 | 129 | $59,912 | 21 | $19,166 | 0 | $0 | 15 | $64,001 |
| APPLICATIONS DENIED | 11 | $91,473 | 49 | $39,322 | 302 | $65,805 | 56 | $14,369 | 0 | $0 | 10 | $41,779 |
| APPLICATIONS WITHDRAWN | 4 | $24,119,128 | 29 | $1,140,838 | 162 | $66,852 | 21 | $24,506 | 0 | $0 | 13 | $41,555 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $57,865 | 2 | $247,405 | 39 | $83,404 | 3 | $23,960 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $74,496 | 355 | $80,434 | 708 | $73,593 | 363 | $21,633 | 2 | $4,590 | 70 | $47,225 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $92,440 | 24 | $56,593 | 126 | $62,218 | 37 | $22,739 | 0 | $0 | 7 | $27,184 |
| APPLICATIONS DENIED | 7 | $58,050 | 55 | $46,066 | 269 | $60,329 | 67 | $12,787 | 0 | $0 | 9 | $24,991 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 29 | $61,304 | 153 | $64,022 | 38 | $27,497 | 0 | $0 | 9 | $42,533 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 41 | $83,558 | 6 | $24,863 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $68,173 | 388 | $80,761 | 311 | $52,225 | 256 | $18,299 | 5 | $177,664 | 67 | $42,226 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $68,252 | 31 | $101,210 | 66 | $55,992 | 19 | $26,828 | 0 | $0 | 3 | $34,120 |
| APPLICATIONS DENIED | 5 | $44,962 | 60 | $44,183 | 167 | $46,472 | 59 | $20,894 | 0 | $0 | 11 | $34,026 |
| APPLICATIONS WITHDRAWN | 2 | $50,560 | 25 | $67,947 | 117 | $50,968 | 19 | $9,563 | 0 | $0 | 5 | $28,530 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $125,730 | 20 | $55,288 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $58,785 | 202 | $69,402 | 371 | $59,836 | 208 | $24,028 | 53 | $52,145 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 13 | $73,302 | 45 | $44,685 | 15 | $20,270 | 2 | $78,920 |
| APPLICATIONS DENIED | 2 | $46,765 | 38 | $45,099 | 126 | $50,838 | 28 | $24,233 | 9 | $40,444 |
| APPLICATIONS WITHDRAWN | 3 | $47,853 | 17 | $68,659 | 63 | $57,741 | 18 | $31,901 | 3 | $43,110 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $63,704 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $97,223 | 16 | $137,287 | 3 | $23,043 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $179,062 | 3 | $130,197 | 4 | $62,475 |
| APPLICATIONS DENIED | 4 | $123,448 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $25,000 | 4 | $218,355 | 1 | $25,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $96,281 | 18 | $100,806 | 14 | $46,113 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $106,730 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $176,000 | 2 | $62,425 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $92,391 | 59 | $120,382 | 15 | $61,844 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $89,395 | 8 | $150,101 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 12 | $67,278 | 0 | $0 | 3 | $37,920 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $41,100 | 0 | $0 | 1 | $41,100 | 1 | $25,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $220,270 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $87,166 | 38 | $116,207 | 8 | $53,469 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $154,745 | 5 | $99,826 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $71,605 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $178,715 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $83,069 | 116 | $96,569 | 6 | $61,888 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $88,032 | 29 | $115,437 | 2 | $22,950 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $61,160 | 2 | $53,875 |
| APPLICATIONS WITHDRAWN | 2 | $220,270 | 1 | $60,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $175,595 | 5 | $70,662 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 151 | $81,275 | 60 | $93,350 | 3 | $94,403 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $82,955 | 15 | $119,275 | 1 | $65,010 |
| APPLICATIONS DENIED | 3 | $59,600 | 4 | $96,633 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $36,720 | 4 | $345,978 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $94,999 | 35 | $82,602 | 6 | $47,362 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $75,563 | 7 | $72,557 | 2 | $49,885 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $137,480 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $76,039 | 4 | $56,508 | 4 | $39,453 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $89,732 | 2 | $72,315 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $41,418 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $101,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $71,913 | 10 | $87,716 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $74,135 | 2 | $105,605 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $54,925 | 1 | $50,380 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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