Estimated median household income in 2007: $23,808
| This zip code: | $23,808 | | Pennsylvania: | $48,576 |
Nearest zip codes: 19611, 19602, 19604, 19610, 19605, 19607.
Reading Zip Code Map
Housing units in zip code 19601 with a mortgage: 2,982 (230 second mortgage, 328 home equity loan, 29 both second mortgage and home equity loan)
Houses without a mortgage: 1,713
Median monthly owner costs for units with a mortgage: $835
Median monthly owner costs for units without a mortgage: $381
Residents with income below the poverty level in 2007:
| This zip code: | 37.8% | | Whole state: | 11.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 18.1% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 7.2 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 3.9 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 80
- 1995 to 1998: 59
- 1990 to 1994: 199
- 1980 to 1989: 627
- 1970 to 1979: 916
- 1960 to 1969: 1,137
- 1950 to 1959: 1,543
- 1940 to 1949: 1,880
- 1939 or earlier: 7,062
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Bedrooms in owner-occupied houses in Reading, PA (19601): |
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- no bedroom: 28
- 1 bedrooms: 93
- 2 bedrooms: 603
- 3 bedrooms: 1,739
- 4 bedrooms: 1,217
- 5 or more bedrooms: 1,493
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 467
- 1 bedrooms: 2,654
- 2 bedrooms: 1,847
- 3 bedrooms: 790
- 4 bedrooms: 457
- 5 or more bedrooms: 309
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Vehicles available in 19601 zip code in owner-occupied houses/condos: |
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- no vehicle: 782
- 1 vehicle: 1,994
- 2 vehicles: 1,831
- 3 vehicles: 417
- 4 vehicles: 107
- 5 or more vehicles: 42
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 3,204
- 1 vehicle: 2,504
- 2 vehicles: 665
- 3 vehicles: 133
- 4 vehicles: 4
- 5 or more vehicles: 14
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 19601:
- Less than $10,000: 28
- $10,000 to $14,999: 18
- $15,000 to $19,999: 75
- $20,000 to $24,999: 88
- $25,000 to $29,999: 101
- $30,000 to $34,999: 133
- $35,000 to $39,999: 224
- $40,000 to $49,999: 568
- $50,000 to $59,999: 666
- $60,000 to $69,999: 554
- $70,000 to $79,999: 431
- $80,000 to $89,999: 347
- $90,000 to $99,999: 267
- $100,000 to $124,999: 390
- $125,000 to $149,999: 255
- $150,000 to $174,999: 88
- $175,000 to $199,999: 74
- $200,000 to $249,999: 120
- $250,000 to $299,999: 34
- $300,000 to $399,999: 76
- $400,000 to $499,999: 30
- $500,000 to $749,999: 30
- $1,000,000 or more: 5
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Median price asked for vacant for-sale houses and condos in 2007: $39,720.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $70,024
- Black or African American householders: $62,375
- American Indian or Alaska Native householders: $65,464
- Asian householders: $69,730
- Native Hawaiian and other Pacific Islander householders: $18,388
- Some other race householders: $58,256
- Two or more races householders: $72,672
- Hispanic or Latino householders: $58,256
Estimated median house or condo value in 2007: $67,230 (it was $45,700 in 2000)
| 19601: | $67,230 | | Pennsylvania: | $155,000 |
Lower value quartile - upper value quartile: $44,700 - $99,500
Mean price in 2007:
Detached houses: $156,471| Here: | $156,471 | | State: | $224,371 |
Townhouses or other attached units: $61,214| Here: | $61,214 | | State: | $160,289 |
In 2-unit structures: $64,227| Here: | $64,227 | | State: | $153,822 |
In 3-to-4-unit structures: $101,957| Here: | $101,957 | | State: | $204,155 |
In 5-or-more-unit structures: $685,831| Here: | $685,831 | | State: | $211,072 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,667
- One, attached: 5,663
- Two: 1,307
- 3 or 4: 2,156
- 5 to 9: 976
- 10 to 19: 621
- 20 to 49: 304
- 50 or more: 773
- Mobile homes: 36

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Means of transportation to work
- Drove a car alone: 6,766 (59%)
- Carpooled: 2,508 (22%)
- Bus or trolley bus: 772 (7%)
- Subway or elevated: 9 (0%)
- Taxi: 137 (1%)
- Motorcycle: 10 (0%)
- Bicycle: 45 (0%)
- Walked: 898 (8%)
- Other means: 260 (2%)
- Worked at home: 159 (1%)
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Travel time to work
- Less than 5 minutes: 325
- 5 to 9 minutes: 1341
- 10 to 14 minutes: 2778
- 15 to 19 minutes: 2356
- 20 to 24 minutes: 1433
- 25 to 29 minutes: 386
- 30 to 34 minutes: 1226
- 35 to 39 minutes: 112
- 40 to 44 minutes: 179
- 45 to 59 minutes: 648
- 60 to 89 minutes: 332
- 90 or more minutes: 289
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Neighborhoods in zip code 19601:
Percentage of zip code residents living and working in this county: 90.7%
Household type by relationship
Households: 31,327
- In family households: 26,032 (3,901 male householders, 3,367 female householders)
3,682 spouses, 10,803 children (10,098 natural, 197 adopted, 508 stepchildren), 1,064 grandchildren, 532 brothers or sisters, 340 parents, 890 other relatives, 1,453 non-relatives
- In nonfamily households: 5,295 (1,997 male householders (1,611 living alone)), 2,417 female householders (2,086 living alone)), 881 nonrelatives
- In group quarters: 289 (48 institutionalized population)
Size of family households: 2,370 2-persons, 1,688 3-persons, 1,407 4-persons, 872 5-persons, 497 6-persons, 434 7-or-more-persons.
Size of nonfamily households: 3,697 1-person, 624 2-persons, 45 3-persons, 36 4-persons, 12 5-persons.
3,850 married couples with children.
4,424 single-parent households (856 men, 3,568 women).
59.5% of residents of 19601 zip code speak English at home.
36.0% of residents speak Spanish at home (54% very well, 21% well, 17% not well, 8% not at all).
2.6% of residents speak other Indo-European language at home (65% very well, 26% well, 9% not well).
1.4% of residents speak Asian or Pacific Island language at home (24% very well, 32% well, 41% not well, 3% not at all).
0.4% of residents speak other language at home (55% very well, 26% well, 15% not well, 5% not at all).
Foreign born population: 3,195 (10.3%)
(35.7% of them are naturalized citizens)
| This zip code: | 10.3% | | Whole state: | 4.1% |
Most common places of birth for the foreign-born residents:
- Mexico (30%)
- Dominican Republic (30%)
- Vietnam (8%)
- Romania (4%)
- Sierra Leone (4%)
- Guatemala (3%)
- Jamaica (2%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 1,029
- 1990 to 1994: 726
- 1985 to 1989: 752
- 1980 to 1984: 276
- 1975 to 1979: 141
- 1970 to 1974: 95
- 1970 to 1974: 116
- 1965 to 1969: 60
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White population: 15,542
Black population: 5,526
American Indian population: 179
Asian population: 437
Native Hawaiian and Other Pacific Islander population: 7
Some other race population: 7,864
Two or more races population: 1,529

First ancestries reported:
|  Other groups: 15153 |
|  German: 3476 |
|  Italian: 1294 |
|  Irish: 929 |
|  United States or American: 848 |
|  Pennsylvania German: 710 |
|  Polish: 619 |
|  English: 409 |
|  Dutch: 396 |
|  Subsaharan African:: 330 |
|  West Indian (excluding Hispanic groups):: 220 |
|  African: 198 |
|  Romanian: 158 |
|  French (except Basque): 122 |
|  European: 102 |
|  Jamaican: 102 |
|  Scottish: 93 |
|  Scotch-Irish: 88 |
|  Sierra Leonean: 85 |
|  Greek: 83 |
|  Welsh: 75 |
|  Slovak: 73 |
|  Russian: 66 |
|  Trinidadian and Tobagonian: 64 |
|  Swiss: 52 |
|  Lithuanian: 45 |
|  Czechoslovakian: 42 |
|  Swedish: 42 |
|  Nigerian: 40 |
|  Ukrainian: 33 |
|  Haitian: 32 |
|  Czech: 31 |
|  Austrian: 29 |
|  Hungarian: 26 |
|  French Canadian: 25 |
|  Egyptian: 21 |
|  Arab:: 21 |
|  Guyanese: 20 |
|  Yugoslavian: 18 |
|  German Russian: 17 |
|  Norwegian: 11 |
|  Slovene: 11 |
|  Slavic: 9 |
|  British West Indian: 9 |
|  Albanian: 8 |
|  Alsatian: 7 |
|  Other Subsaharan African: 7 |
|  British: 7 |
|  Other West Indian: 7 |
|  Danish: 6 |
|  Dutch West Indian: 6 |
|  Canadian: 4 |

Public primary/middle schools in zip code 19601 not listed on the city page:- LAUERS PARK EL SCH (Students: 732; Grades: PK - 05)
- TENTH & PENN EL SCH (Students: 517; Grades: PK - 05)
- GLENSIDE EL SCH (Students: 462; Grades: PK - 05)
Private primary/middle schools not listed on the city page:- PIED PIPER NURSERY & KINDGRTN (Students: 37; Location: 640 CENTRE AVE, READING, PA; Grades: PK - KG)
- LITTLE PEOPLE DAY SC WYOMISSNG (Students: 23; Location: 633 COURT STREET, READING, PA; Grades: PK - KG)
- HUMPTY DUMPTY NURSERY SCHOOL K (Students: 22; Location: 219 DOUGLASS STREET, READING, PA; Grades: PK - KG)
Major facitilies with environmental interests located in this zip code:
- APARTMENT D4 (118 CHURCH ST in READING, PA)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-03-2000-0302, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-03-2000-0302, FORMAL ENFORCEMENT ACTION
Business SIC classification: OPERATORS OF APARTMENT BUILDINGS
- BIRCHCRAFT KITCHENS READING (1612 THORN STREET in READING, PA)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
STATE MASTER (Pennsylvania database) - RCRIS-PAD002339463, HAZARDOUS WASTE PROGRAM, AFS-23-1505009-1, AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: WOOD KITCHEN CABINETS
Organizations: OPERNAME (CONTACT/OPERATOR)
, KERRY MOYER (CONTACT/OWNER)
, BIRCHCRAFT KITCHENS, INC. (CONTACT/OWNER)
Alternative names: BIRCHCRAFT KITCHENS/READING FACILITY
- ARAMARK GARMENT SVC READING (424 BLAIR AVENUE in READING, PA)
AIR MINOR (AIRS/AFS)
STATE MASTER (Pennsylvania database) - AFS-23-2151418-1, AIR PROGRAM
Business SIC classification: GARMENT PRESSING, AND AGENTS FOR LAUNDRIES AND DRYCLEANERS
Organizations: ARAMARK UNIFORM & CAREER APPAREL, INC. (OWNER/OPERATOR)
Alternative names: ARAMARK UNIFORM & CA/READING
- BERKS CNTY COURTHOUSE (633 COURT ST in READING, PA)
AIR MINOR (AIRS/AFS)
STATE MASTER (Pennsylvania database) - AFS-23-6003049-1, AIR PROGRAM
Business SIC classification: GENERAL GOVERNMENT
Organizations: COUNTY OF BERKS (OWNER/OPERATOR)
Alternative names: COUNTY OF BERKS/BERKS COUNTY COURT HOUSE
- ADVANCED PETROLEUM CONTRACTORS INC (1230 WAYNE AVE in READING, PA)
STATE MASTER (New Jersey environmental info) - NJEMS-01058, UNDERGROUND STORAGE TANK PROGRAM
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GABEL KARL (CONTACT/OWNER)
- ART ENGRV & ELECTROTYPING CO# (812 N 6TH ST in READING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, OWNERNAME (CONTACT/OWNER)
- BERKS BAKERY EQUIPMENT COMPANY (425 NORTH THIRD STREET in READING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
, OWNERNAME (CONTACT/OWNER)
Alternative names: BERKS BAKERY EQUIP CO
- ADEM CORP T/A PIONEER CRAFTSMAN (333 N THIRD ST in READING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
- ARATEX SERVICES INC (12 BLAIR AVE in READING, PA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OPERNAME (CONTACT/OPERATOR)
- BIEHLS AUTO BODY WKS (1340 CENTRE AVE in READING, PA)
AIR MINOR (AIRS/AFS)
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Alternative names: BIEHLS AUTO BODY WORKS
- AMERICAN ROCK SALT CO LLC (C/O CHESTER SALT CO in READING, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CHEMICAL AND FERTILIZER MINERAL MINING
Alternative names: AMERICAN ROCK SALT LLC
- AMERICAN ROCK SALT CO LLC (READING STOCKPILE in READING, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CHEMICAL AND FERTILIZER MINERAL MINING
Alternative names: AMERICAN ROCK SALT CO LLC/READ
- AMES WAY BOOSTER STATION (BERKLEY PARK RD & LEESPORT AVE in READING, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: WATER SUPPLY
Alternative names: READING AREA WATER AUTH, READING CITY AREA WATER AUTO B
Fire-safe hotels and motels in zip code 19601
- Quality Inn, 2017 Bernville Rd, Reading, PA 19601, Phone: (610) 736-0400, Fax: (610) 685-7011
- Lincoln Plaza Hotel & Confrnc, 100 N 5TH St, Reading, PA 19601, Phone: (610) 372-3700, Fax: (610) 372-2966
All 2 fire-safe hotels and motels in zip code 19601
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (43%)
- Fuel oil, kerosene, etc. (39%)
- Electricity (14%)
- Bottled, tank, or LP gas (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 19319
- Northeast: 2720
- Midwest: 276
- South: 1387
- West: 338
50% of the 19601 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 72% lived in this county.
Out of people who lived in different counties, 41% lived in Pennsylvania.
Population in 1990: 29,968. Population change in the 1990s: +1,116 (+3.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 275
| Here: | 5.7% | | Pennsylvania: | 16.0% |
Students in private schools in grades 9 to 12 (high school): 108
| Here: | 5.9% | | Pennsylvania: | 13.1% |
Students in private undergraduate colleges: 226
| Here: | 26.2% | | Pennsylvania: | 37.3% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (READING, PA):
- EXIDE CORPORATION (645 PENN STREET): $87,443,503 in 1528 contracts from 1999 to 2006
Contracts for Batteries, Rechargeable, Miscellaneous Items, Logistics Support Services by Navy, Defense Logistics Agency, United States Coast Guard (disused code: now 7008) Signed by year: 2000: $1,593,237; 2001: $9,717,360; 2002: $8,236,665; 2003: $4,847,654; 2004: $15,385,356; 2005: $37,629,161; 2006: $8,527,284.
Biggest contracts:
$17,984,967 with Navy for Batteries, Rechargeable. Taking place in IL. Signed on 2005-01-13. Completion date: 2006-03-30.
$7,647,230, same as above. Signed on 2002-02-19. Completion date: 2003-02-24.
$7,370,746 with Navy for Miscellaneous Items. Taking place in IL. Signed on 2001-02-20. Completion date: 2002-04-30.
$4,797,645 with Defense Logistics Agency for Batteries, Rechargeable. Signed on 2004-03-05. Completion date: 2004-08-30.
- DALLOZ SAFETY (2ND WASHINGTON STS)
$55,730 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Taking place in WA. Signed on 2000-02-16. Completion date: 2000-05-04.
- COUNTY OF BERKS (633 COURT ST): $43,198 in 7 contracts from 2003 to 2006
Contracts for Fire Protection Services, Surveillance Services, Other Management Support Services, Other Professional Services, and more by Army, U.S. Army Corps of Engineers - civil program financing only, Bureau of Alcohol, Tobacco, Firearms and Explosives Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $6,720; 2004: $27,648; 2005: $1,750; 2006: $7,080.
Biggest contracts:
$7,080 with Army for Fire Protection Services. Signed on 2006-01-11. Completion date: 2005-12-12.
$6,960 with Army for Surveillance Services. Signed on 2004-11-16. Completion date: 2005-12-31.
$6,960 with U.S. Army Corps of Engineers - civil program financing only for Surveillance Services. Signed on 2004-11-16. Completion date: 2005-12-31.
$6,864 with Army for Other Management Support Services. Signed on 2004-02-18. Completion date: 2003-12-29.
- S E KISSINGER, INC (1319 CARBON STREET; small business): $24,750 in 4 contracts from 2003 to 2005
$10,450 with U.S. Army Corps of Engineers - civil program financing only for Installation of Equipment -- Plumbing, Heating, and Waste Disposal Equipment. Signed on 2005-09-16. Completion date: 2005-08-15.
$10,450 with Army for Installation of Equipment -- Plumbing, Heating, and Waste Disposal Equipment. Signed on 2005-09-16. Completion date: 2005-08-15.
$3,275 with U.S. Army Corps of Engineers - civil program financing only for Hose, Pipe, Tube, Lubrication, and Railing Fittings. Signed on 2003-09-20. Completion date: 2003-08-22.
$575 with Army for Installation of Equipment -- Plumbing, Heating, and Waste Disposal Equipment. Signed on 2005-11-28. Completion date: 2005-08-15.
- BARBEY ELECTRONICS CORPORATION (333 N 4TH ST; small business): $8,255 in 3 contracts from 2004 to 2005
$2,920 with Defense Logistics Agency for Indoor and Outdoor Electric Lighting Fixtures. Signed on 2005-02-09. Completion date: 2005-04-21.
$2,805 with Defense Logistics Agency for Electric Lamps. Signed on 2004-12-21. Completion date: 2005-02-20.
$2,530 with Army for Indoor and Outdoor Electric Lighting Fixtures. Signed on 2005-03-30. Completion date: 2005-07-29.
- INTERNATIONAL MISSIONS INC (621 CENTRE AVE): $7,070 in 2 contracts from 2004 to 2005
$6,810 with Army for Books and Pamphlets. Signed on 2004-08-03. Completion date: 2004-07-29.
$260, same as above. Signed on 2005-03-02. Effective on 2005-02-01. Completion date: 2005-03-31.
- SERVICES UNLIMITED (223 N 11TH STREET; small business): $-12,206 in 2 contracts in 2003
$0 with Army for Custodial Janitorial Services. Signed on 2003-06-18. Completion date: 2003-06-30.
$-12,206, same as above. Signed on 2003-06-18. Completion date: 2003-06-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Information: Newspaper Publishers (500-999: 1)
- Finance and Insurance: Direct Property and Casualty Insurance Carriers (250-499: 1, 100-249: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 2, 50-99: 1, 20-49: 2, 1-4: 3)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (250-499: 1)
- Professional, Scientific, and Technical Services: Offices of Lawyers (50-99: 1, 20-49: 1, 10-19: 6, 5-9: 6, 1-4: 39)
- Health Care and Social Assistance: Outpatient Mental Health and Substance Abuse Centers (100-249: 1, 50-99: 1, 20-49: 1)
- Wholesale Trade: Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers (100-249: 1, 50-99: 1)
- Other Services (except Public Administration): Civic and Social Organizations (100-249: 1, 20-49: 1, 5-9: 1, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 129 people in other noninstitutional group quarters
- 70 people in other nonhousehold living situations
- 62 people in homes or halfway houses for drug/alcohol abuse
- 39 people in homes for abused, dependent, and neglected children
- 10 people in religious group quarters
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $73,266 | 496 | $66,107 | 406 | $59,660 | 196 | $27,367 | 21 | $221,605 | 254 | $66,559 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $88,425 | 99 | $65,056 | 124 | $61,326 | 26 | $32,789 | 1 | $193,000 | 60 | $60,001 | 8 | $54,040 |
| APPLICATIONS DENIED | 4 | $65,405 | 212 | $68,000 | 602 | $68,308 | 335 | $22,567 | 6 | $119,277 | 205 | $52,867 | 5 | $31,332 |
| APPLICATIONS WITHDRAWN | 2 | $75,135 | 51 | $128,309 | 144 | $77,430 | 30 | $27,998 | 2 | $107,105 | 39 | $68,114 | 1 | $14,340 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 51 | $85,718 | 41 | $70,161 | 3 | $21,860 | 0 | $0 | 17 | $52,602 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $73,909 | 758 | $60,077 | 483 | $67,250 | 210 | $22,872 | 32 | $242,287 | 472 | $68,620 | 1 | $1,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $20,230 | 97 | $63,907 | 129 | $59,752 | 21 | $24,741 | 5 | $1,181,762 | 72 | $55,612 | 1 | $78,050 |
| APPLICATIONS DENIED | 7 | $79,851 | 294 | $63,951 | 649 | $60,006 | 401 | $20,619 | 9 | $734,048 | 276 | $47,366 | 7 | $84,197 |
| APPLICATIONS WITHDRAWN | 3 | $51,810 | 104 | $67,925 | 216 | $65,303 | 16 | $27,168 | 3 | $113,870 | 76 | $54,237 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $94,610 | 27 | $65,729 | 37 | $67,592 | 1 | $34,140 | 2 | $1,127,040 | 12 | $51,499 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $56,250 | 690 | $56,760 | 422 | $49,079 | 176 | $18,949 | 29 | $138,519 | 442 | $45,564 | 1 | $104,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $50,906 | 88 | $56,224 | 131 | $53,965 | 18 | $28,011 | 6 | $100,163 | 70 | $53,431 | 1 | $52,000 |
| APPLICATIONS DENIED | 10 | $83,351 | 268 | $59,393 | 666 | $54,412 | 458 | $14,130 | 11 | $507,783 | 314 | $28,751 | 8 | $38,390 |
| APPLICATIONS WITHDRAWN | 5 | $67,908 | 106 | $58,874 | 250 | $68,398 | 45 | $98,773 | 1 | $526,420 | 61 | $53,873 | 1 | $55,750 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 31 | $60,582 | 33 | $61,186 | 0 | $0 | 3 | $159,730 | 11 | $51,975 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $60,073 | 500 | $49,009 | 440 | $50,311 | 150 | $12,354 | 20 | $203,249 | 285 | $39,383 | 5 | $24,228 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $43,870 | 95 | $51,870 | 169 | $50,203 | 32 | $16,425 | 2 | $110,340 | 57 | $47,485 | 4 | $45,025 |
| APPLICATIONS DENIED | 16 | $66,410 | 203 | $50,309 | 829 | $55,816 | 379 | $12,818 | 6 | $103,887 | 285 | $28,680 | 10 | $35,027 |
| APPLICATIONS WITHDRAWN | 8 | $44,514 | 74 | $58,882 | 301 | $59,434 | 15 | $32,848 | 0 | $0 | 45 | $50,162 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 31 | $61,011 | 44 | $69,702 | 5 | $46,076 | 2 | $66,500 | 17 | $47,031 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $52,046 | 395 | $45,578 | 450 | $53,095 | 99 | $12,112 | 19 | $108,707 | 178 | $36,437 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $43,893 | 71 | $51,522 | 136 | $49,854 | 18 | $8,376 | 2 | $54,865 | 33 | $40,875 |
| APPLICATIONS DENIED | 12 | $46,777 | 122 | $47,232 | 666 | $57,584 | 200 | $10,774 | 6 | $153,413 | 138 | $34,544 |
| APPLICATIONS WITHDRAWN | 7 | $50,576 | 40 | $60,294 | 270 | $62,930 | 12 | $33,506 | 0 | $0 | 16 | $34,572 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $25,712 | 20 | $64,178 | 71 | $106,187 | 5 | $20,732 | 0 | $0 | 7 | $57,614 |
Aggregated Statistics For Year 2002 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $48,416 | 315 | $41,422 | 314 | $50,986 | 85 | $14,851 | 13 | $1,456,112 | 148 | $38,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $53,235 | 51 | $44,658 | 126 | $41,246 | 16 | $9,956 | 0 | $0 | 21 | $38,880 |
| APPLICATIONS DENIED | 13 | $44,082 | 105 | $37,305 | 556 | $48,015 | 96 | $15,184 | 1 | $130,400 | 73 | $38,242 |
| APPLICATIONS WITHDRAWN | 4 | $48,220 | 35 | $43,374 | 267 | $49,037 | 7 | $25,894 | 2 | $112,705 | 14 | $25,197 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $41,000 | 5 | $61,658 | 48 | $59,979 | 6 | $36,853 | 0 | $0 | 2 | $51,500 |
Aggregated Statistics For Year 2001 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $50,114 | 291 | $41,585 | 290 | $43,969 | 115 | $13,799 | 10 | $246,738 | 138 | $40,808 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $42,000 | 57 | $42,333 | 120 | $43,743 | 18 | $12,442 | 0 | $0 | 24 | $43,439 |
| APPLICATIONS DENIED | 15 | $38,253 | 184 | $42,217 | 551 | $42,659 | 154 | $11,830 | 1 | $52,580 | 66 | $49,463 |
| APPLICATIONS WITHDRAWN | 9 | $34,737 | 34 | $34,799 | 151 | $48,175 | 16 | $23,886 | 2 | $48,460 | 17 | $38,488 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $19,042 | 3 | $38,103 | 46 | $41,168 | 0 | $0 | 0 | $0 | 3 | $47,453 |
Aggregated Statistics For Year 2000 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $43,273 | 317 | $37,799 | 248 | $35,233 | 111 | $11,890 | 17 | $70,878 | 161 | $30,631 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $49,000 | 46 | $56,238 | 118 | $34,821 | 50 | $17,490 | 3 | $106,040 | 16 | $33,211 |
| APPLICATIONS DENIED | 14 | $48,088 | 206 | $40,946 | 559 | $40,559 | 193 | $15,974 | 1 | $383,290 | 77 | $44,163 |
| APPLICATIONS WITHDRAWN | 11 | $49,145 | 59 | $57,057 | 176 | $48,585 | 25 | $15,895 | 0 | $0 | 25 | $93,993 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $41,285 | 5 | $89,400 | 40 | $42,830 | 1 | $10,000 | 2 | $53,210 | 2 | $50,000 |
Aggregated Statistics For Year 1999 (Based on 4 full and 9 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $48,560 | 199 | $42,413 | 217 | $41,706 | 70 | $15,406 | 5 | $55,772 | 71 | $35,906 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $30,000 | 44 | $40,279 | 93 | $38,768 | 30 | $14,560 | 0 | $0 | 15 | $32,381 |
| APPLICATIONS DENIED | 15 | $53,128 | 111 | $39,517 | 320 | $39,211 | 98 | $12,164 | 0 | $0 | 42 | $32,667 |
| APPLICATIONS WITHDRAWN | 9 | $48,942 | 50 | $35,798 | 164 | $36,215 | 22 | $35,601 | 0 | $0 | 17 | $29,722 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $37,790 | 12 | $33,469 | 44 | $40,749 | 2 | $15,530 | 0 | $0 | 9 | $32,764 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 273 | $64,514 | 32 | $85,768 | 64 | $53,236 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 64 | $59,791 | 10 | $56,155 | 25 | $62,259 |
| APPLICATIONS DENIED | 4 | $57,835 | 4 | $50,868 | 3 | $58,140 |
| APPLICATIONS WITHDRAWN | 19 | $102,466 | 4 | $116,505 | 4 | $82,653 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $49,430 | 2 | $40,860 | 1 | $49,430 |
Aggregated Statistics For Year 2006 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 279 | $60,226 | 37 | $71,338 | 98 | $56,537 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 39 | $54,998 | 10 | $77,269 | 17 | $44,869 |
| APPLICATIONS DENIED | 8 | $55,070 | 1 | $25,920 | 6 | $57,797 |
| APPLICATIONS WITHDRAWN | 11 | $55,463 | 7 | $53,464 | 5 | $52,910 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $59,572 | 0 | $0 | 1 | $35,590 |
Aggregated Statistics For Year 2005 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 249 | $58,025 | 30 | $56,213 | 94 | $51,606 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 47 | $65,088 | 7 | $65,520 | 22 | $84,163 |
| APPLICATIONS DENIED | 5 | $42,952 | 0 | $0 | 5 | $42,952 |
| APPLICATIONS WITHDRAWN | 17 | $56,348 | 3 | $56,810 | 5 | $44,968 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $59,150 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 240 | $48,353 | 23 | $48,860 | 61 | $40,367 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 37 | $66,473 | 7 | $68,876 | 6 | $56,913 |
| APPLICATIONS DENIED | 19 | $44,097 | 1 | $44,000 | 8 | $47,790 |
| APPLICATIONS WITHDRAWN | 11 | $41,957 | 5 | $64,322 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $52,976 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 182 | $46,355 | 28 | $54,248 | 19 | $48,669 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $43,946 | 8 | $62,511 | 10 | $39,309 |
| APPLICATIONS DENIED | 2 | $32,700 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $34,073 | 5 | $71,070 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $53,365 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 160 | $46,228 | 37 | $58,675 | 27 | $44,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $53,912 | 12 | $60,373 | 6 | $44,217 |
| APPLICATIONS DENIED | 10 | $44,285 | 1 | $51,000 | 4 | $36,528 |
| APPLICATIONS WITHDRAWN | 6 | $52,227 | 3 | $55,077 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $23,480 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $43,780 | 19 | $62,671 | 12 | $41,405 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $51,967 | 9 | $67,013 | 3 | $21,187 |
| APPLICATIONS DENIED | 3 | $37,967 | 1 | $59,150 | 2 | $28,870 |
| APPLICATIONS WITHDRAWN | 4 | $22,805 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $30,405 | 2 | $66,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $41,891 | 20 | $34,473 | 16 | $24,211 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $56,077 | 8 | $50,674 | 0 | $0 |
| APPLICATIONS DENIED | 11 | $37,789 | 3 | $58,160 | 2 | $33,120 |
| APPLICATIONS WITHDRAWN | 1 | $68,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $24,310 | 0 | $0 | 2 | $16,905 |
Aggregated Statistics For Year 1999 (Based on 4 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $44,341 | 15 | $52,639 | 5 | $41,652 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $52,275 | 2 | $58,500 | 1 | $59,000 |
| APPLICATIONS DENIED | 1 | $75,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $42,790 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $49,945 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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