Estimated median household income in 2007: $59,814
| This zip code: | $59,814 | | West Virginia: | $37,060 |
Nearest zip codes: 25414, 25438, 25442, 20132, 20180, 21758.
Housing units in zip code 25425 with a mortgage: 2,225 (271 second mortgage, 226 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 766
Median monthly owner costs for units with a mortgage: $1,153
Median monthly owner costs for units without a mortgage: $292
Residents with income below the poverty level in 2007:
| This zip code: | 8.3% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.0% | | Whole state: | 7.0% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.5 |
Year house built: |
|
- 1999 to March 2000: 131
- 1995 to 1998: 403
- 1990 to 1994: 870
- 1980 to 1989: 902
- 1970 to 1979: 908
- 1960 to 1969: 613
- 1950 to 1959: 304
- 1940 to 1949: 144
- 1939 or earlier: 624
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Bedrooms in owner-occupied houses in Harpers Ferry, WV (25425): |
|
- no bedroom: 0
- 1 bedrooms: 99
- 2 bedrooms: 863
- 3 bedrooms: 1,908
- 4 bedrooms: 594
- 5 or more bedrooms: 90
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 6
- 1 bedrooms: 179
- 2 bedrooms: 291
- 3 bedrooms: 195
- 4 bedrooms: 41
- 5 or more bedrooms: 6
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Vehicles available in 25425 zip code in owner-occupied houses/condos: |
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- no vehicle: 135
- 1 vehicle: 883
- 2 vehicles: 1,525
- 3 vehicles: 609
- 4 vehicles: 265
- 5 or more vehicles: 137
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 79
- 1 vehicle: 284
- 2 vehicles: 243
- 3 vehicles: 102
- 4 vehicles: 8
- 5 or more vehicles: 2
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 25425:
- Less than $10,000: 26
- $10,000 to $14,999: 12
- $15,000 to $19,999: 4
- $20,000 to $24,999: 9
- $25,000 to $29,999: 16
- $30,000 to $34,999: 34
- $35,000 to $39,999: 23
- $40,000 to $49,999: 49
- $50,000 to $59,999: 86
- $60,000 to $69,999: 64
- $70,000 to $79,999: 75
- $80,000 to $89,999: 89
- $90,000 to $99,999: 113
- $100,000 to $124,999: 402
- $125,000 to $149,999: 630
- $150,000 to $174,999: 455
- $175,000 to $199,999: 291
- $200,000 to $249,999: 437
- $250,000 to $299,999: 323
- $300,000 to $399,999: 281
- $400,000 to $499,999: 90
- $500,000 to $749,999: 40
- $750,000 to $999,999: 4
- $1,000,000 or more: 24
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Rent paid by renters in 2007 in zip code 25425:
- Less than $100: 11
- $100 to $149: 6
- $150 to $199: 11
- $200 to $249: 9
- $250 to $299: 19
- $300 to $349: 45
- $350 to $399: 88
- $400 to $449: 107
- $450 to $499: 86
- $500 to $549: 106
- $550 to $599: 102
- $600 to $649: 86
- $650 to $699: 94
- $700 to $749: 104
- $750 to $799: 88
- $800 to $899: 83
- $900 to $999: 13
- $1,000 to $1,249: 37
- No cash rent: 68
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Median price asked for vacant for-sale houses and condos in 2007: $140,654.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $163,200
- Black or African American householders: $109,963
- American Indian or Alaska Native householders: $123,636
- Asian householders: $476,800
- Two or more races householders: $163,636
- Hispanic or Latino householders: $138,181
Estimated median house or condo value in 2007: $168,699 (it was $109,000 in 2000)
| 25425: | $168,699 | | West Virginia: | $96,000 |
Lower value quartile - upper value quartile: $143,183 - $388,445
Mean price in 2007:
Detached houses: $237,520| Here: | $237,520 | | State: | $144,523 |
Townhouses or other attached units: $293,164| Here: | $293,164 | | State: | $155,391 |
In 3-to-4-unit structures: $278,900| Here: | $278,900 | | State: | $138,103 |
Mobile homes: $46,308| Here: | $46,308 | | State: | $32,459 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,028
- One, attached: 138
- Two: 52
- 3 or 4: 44
- 5 to 9: 55
- 10 to 19: 34
- 20 to 49: 14
- Mobile homes: 532
- Boats, RVs, vans, etc.: 2

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Means of transportation to work
- Drove a car alone: 3,991 (72%)
- Carpooled: 1,073 (19%)
- Bus or trolley bus: 7 (0%)
- Streetcar or trolley car: 2 (0%)
- Railroad: 174 (3%)
- Taxi: 14 (0%)
- Motorcycle: 8 (0%)
- Walked: 80 (1%)
- Other means: 13 (0%)
- Worked at home: 157 (3%)
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Travel time to work
- Less than 5 minutes: 108
- 5 to 9 minutes: 146
- 10 to 14 minutes: 338
- 15 to 19 minutes: 508
- 20 to 24 minutes: 305
- 25 to 29 minutes: 228
- 30 to 34 minutes: 703
- 35 to 39 minutes: 242
- 40 to 44 minutes: 358
- 45 to 59 minutes: 692
- 60 to 89 minutes: 1058
- 90 or more minutes: 676
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Percentage of zip code residents living and working in this county: 28.9%
Household type by relationship
Households: 10,890
- In family households: 9,395 (2,464 male householders, 615 female householders)
2,506 spouses, 3,074 children (2,797 natural, 79 adopted, 198 stepchildren), 246 grandchildren, 49 brothers or sisters, 65 parents, 128 other relatives, 248 non-relatives
- In nonfamily households: 1,495 (679 male householders (528 living alone)), 515 female householders (418 living alone)), 301 nonrelatives
- In group quarters: 51 (0 institutionalized population)
Size of family households: 1,351 2-persons, 724 3-persons, 618 4-persons, 262 5-persons, 60 6-persons, 64 7-or-more-persons.
Size of nonfamily households: 946 1-person, 216 2-persons, 19 3-persons, 3 4-persons, 10 5-persons.
2,038 married couples with children.
418 single-parent households (152 men, 266 women).
95.8% of residents of 25425 zip code speak English at home.
2.7% of residents speak Spanish at home (45% very well, 25% well, 28% not well, 3% not at all).
1.3% of residents speak other Indo-European language at home (61% very well, 36% well, 3% not well).
0.2% of residents speak Asian or Pacific Island language at home (13% very well, 88% well).
0.1% of residents speak other language at home (79% very well, 21% well).
Foreign born population: 248 (2.3%)
(41.1% of them are naturalized citizens)
| This zip code: | 2.3% | | Whole state: | 1.1% |
Most common places of birth for the foreign-born residents:
- Mexico (37%)
- Germany (10%)
- Other Eastern Europe (9%)
- Korea (8%)
- United Kingdom (6%)
- Ireland (3%)
- India (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 52
- 1990 to 1994: 42
- 1985 to 1989: 23
- 1980 to 1984: 20
- 1975 to 1979: 22
- 1970 to 1974: 29
- 1970 to 1974: 3
- 1965 to 1969: 57
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White population: 10,516
Black population: 195
American Indian population: 42
Asian population: 39
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 47
Two or more races population: 127

First ancestries reported:
|  German: 1655 |
|  United States or American: 1309 |
|  English: 1176 |
|  Irish: 1023 |
|  Other groups: 751 |
|  Italian: 414 |
|  Polish: 186 |
|  Scottish: 144 |
|  Dutch: 126 |
|  Scotch-Irish: 108 |
|  European: 96 |
|  French (except Basque): 66 |
|  French Canadian: 66 |
|  Swedish: 51 |
|  Czech: 40 |
|  Welsh: 40 |
|  Bulgarian: 39 |
|  Austrian: 28 |
|  Danish: 26 |
|  Greek: 25 |
|  British: 20 |
|  Serbian: 19 |
|  Croatian: 16 |
|  Canadian: 15 |
|  Norwegian: 15 |
|  Arab:: 14 |
|  Syrian: 14 |
|  Czechoslovakian: 13 |
|  Icelander: 13 |
|  Lithuanian: 11 |
|  Slovak: 11 |
|  Iranian: 10 |
|  Romanian: 10 |
|  Eastern European: 9 |
|  Hungarian: 8 |
|  Pennsylvania German: 7 |
|  Australian: 7 |
|  Slovene: 7 |
|  West Indian (excluding Hispanic groups):: 7 |
|  Other West Indian: 7 |
|  Luxemburger: 6 |
|  Brazilian: 6 |
|  Ukrainian: 5 |
|  Portuguese: 3 |
|  Subsaharan African:: 3 |
|  Macedonian: 3 |
|  African: 3 |
|  Estonian: 3 |
|  Finnish: 2 |
Facitilies with environmental interests located in this zip code:
- BLUE RIDGE ELEMENTARY SCHOOL (ROUTE 4, BOX 362 in HARPERS FERRY, WV)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-37201
Organizations: JEFFERSON COUNTY SCHOOL DIST (SCHOOL DISTRICT)
- COURTNEY AUTO PARTS (POLK ST in HARPERS FERRY, WV)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: MOTOR VEHICLE PARTS, USED
Organizations: OPERNAME (CONTACT/OPERATOR)
, COURTNEY, PAUL L (CONTACT/OWNER)
Alternative names: COURTNEY, PAUL L, PAUL L COURTNEY
- BOLIVAR CHRISTIAN ACADEMY (136 CHENEY AVENUE in HARPERS FERRY, WV)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
- 7 ELEVEN #28315 (WASHINGTON ST & POKE ST in HARPERS FERRY, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: THE SOUTHLAND CORP (CONTACT/OWNER)
- BAKERTON MARKET (2299 CARTER AVE. in HARPERS FERRY, WV)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BLUE RIDGE ELEMENTARY (RT 9 BLUE RIDGE MOUNTAIN in HARPERS FERRY, WV)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: JEFFERSON CNTY BD OF ED (CONTACT/OWNER)
Alternative names: JEFFERSON CNTY BD OF ED
- FAST TRACK RACEWAY (RT 3 BOX 269 in HARPERS FERRY, WV)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DERRY GILBERT (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 25425
- Comfort Inn, 25 Union St, Harpers Ferry, WV 25425, Phone: (304) 535-6391, Fax: (304) 535-6395
- Quality Hotel Conference Center, 4328 William L Wilson Fwy, Harpers Ferry, WV 25425, Phone: (304) 535-6302, Fax: (304) 535-6313
All 2 fire-safe hotels and motels in zip code 25425
Median worth of mobile homes: $45,693
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
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- Electricity (54%)
- Fuel oil, kerosene, etc. (24%)
- Bottled, tank, or LP gas (12%)
- Wood (8%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 3542
- Northeast: 1139
- Midwest: 702
- South: 4852
- West: 339
61% of the 25425 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 36% lived in this county.
Out of people who lived in different counties, 5% lived in West Virginia.
Population in 1990: 7,126. Population change in the 1990s: +3,844 (+53.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 120
| Here: | 10.0% | | West Virginia: | 5.5% |
Students in private schools in grades 9 to 12 (high school): 34
| Here: | 5.7% | | West Virginia: | 4.8% |
Students in private undergraduate colleges: 60
| Here: | 30.8% | | West Virginia: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- RULAND ASSOCIATES, INC. (3 REBELS ROOST CT in HARPERS FERRY, WV; small business)
25 employees, $1000000 revenue. Veteran Owned Business: $13,854,167 in 57 contracts from 1999 to 2006
Contracts for ADP Facility Operation and Maintenance Services by Nuclear Regulatory Commission, Office of Policy, Management and Budget/Chief Financial Officer, Federal Technology Service Signed by year: 2000: $701,000; 2001: $2,109,000; 2002: $996,000; 2003: $3,432,542; 2004: $2,401,068; 2005: $2,352,045; 2006: $1,333,512.
Biggest contracts:
$2,103,512 with Nuclear Regulatory Commission for ADP Facility Operation and Maintenance Services. Taking place in MD. Signed on 2003-08-15. Completion date: 2006-07-15.
$1,080,000 with Office of Policy, Management and Budget/Chief Financial Officer for ADP Facility Operation and Maintenance Services. Taking place in VA. Signed on 2005-03-02. Effective on 2005-03-04. Completion date: 2005-12-31.
$975,000, same as above. Signed on 2006-01-04. Completion date: 2006-12-31.
$923,031 with Office of Policy, Management and Budget/Chief Financial Officer for ADP Facility Operation and Maintenance Services. Signed on 2004-02-06. Completion date: 2004-12-30.
- SKYE INCORPORATED (P O DRAWER 1200 in HARPERS FERRY, WV; small business): $22,862 in 4 contracts from 2003 to 2006
$8,781 with Army for Books and Pamphlets. Signed on 2006-03-20. Completion date: 2006-03-31.
$6,474, same as above. Signed on 2005-04-05. Completion date: 2005-04-18.
$4,419, same as above. Signed on 2004-03-08. Completion date: 2004-03-19.
$3,188, same as above. Signed on 2003-05-13. Completion date: 2003-05-28.
- Gloria Twyman (Route 5, Box 180 in Harpers Ferry, WV; small business): $18,600 in 4 contracts from 2003 to 2004
$7,200 with Employment and Training Administration for Program Evaluation Services. Taking place in DC. Signed on 2003-10-17. Completion date: 2004-10-17.
$6,000, same as above. Signed on 2003-12-23. Completion date: 2004-10-17.
$3,600, same as above. Signed on 2003-10-30. Completion date: 2003-10-28.
$1,800, same as above. Signed on 2004-03-29. Effective on 2004-03-17. Completion date: 2004-10-17.
- Karen Marshall (1121 Washington Street in Harpers Ferry, WV; small business): $11,100 in 3 contracts in 2003
$6,000 with Employment and Training Administration for Other Professional Services. Taking place in DC. Signed on 2003-12-31. Completion date: 2004-10-16.
$4,500, same as above. Signed on 2003-10-16. Completion date: 2004-10-16.
$600, same as above. Signed on 2003-11-03. Completion date: 2004-10-16.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49 employees: 2 establishments, 10-19 employees: 1 establishment)
- Health Care and Social Assistance: Vocational Rehabilitation Services (50-99: 1)
- Construction: Framing Contractors (20-49: 1, 5-9: 2, 1-4: 2)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 3, 1-4: 2)
- Construction: Residential Remodelers (20-49: 1, 1-4: 3)
- Professional, Scientific, and Technical Services: Computer Facilities Management Services (20-49: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1)
- Construction: Site Preparation Contractors (10-19: 1, 5-9: 2, 1-4: 2)
- Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (20-49: 1)
- Health Care and Social Assistance: Child Day Care Services (10-19: 1, 5-9: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
53 people in job corps and vocational training facilities
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $253,776 | 311 | $223,891 | 672 | $181,507 | 174 | $72,760 | 84 | $210,836 | 13 | $110,269 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 42 | $201,679 | 89 | $171,596 | 30 | $67,518 | 11 | $157,155 | 5 | $102,646 |
| APPLICATIONS DENIED | 0 | $0 | 87 | $157,555 | 393 | $204,457 | 99 | $77,289 | 24 | $142,655 | 35 | $84,937 |
| APPLICATIONS WITHDRAWN | 3 | $275,257 | 51 | $188,197 | 181 | $198,826 | 20 | $98,370 | 16 | $88,316 | 5 | $72,478 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $264,821 | 42 | $232,914 | 5 | $98,248 | 2 | $178,155 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $240,323 | 524 | $190,486 | 916 | $174,233 | 210 | $75,353 | 95 | $177,183 | 52 | $82,138 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $284,153 | 66 | $191,215 | 96 | $170,455 | 25 | $45,557 | 13 | $158,530 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $195,877 | 103 | $192,187 | 322 | $179,160 | 108 | $91,073 | 37 | $168,626 | 26 | $102,030 |
| APPLICATIONS WITHDRAWN | 15 | $246,293 | 84 | $205,167 | 170 | $194,044 | 15 | $158,971 | 18 | $270,709 | 13 | $125,438 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $247,968 | 46 | $191,915 | 8 | $98,353 | 2 | $170,565 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $204,379 | 609 | $183,930 | 1,073 | $177,831 | 186 | $74,990 | 134 | $145,012 | 35 | $79,573 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $191,803 | 51 | $160,087 | 109 | $162,166 | 44 | $89,203 | 2 | $149,130 | 9 | $71,936 |
| APPLICATIONS DENIED | 6 | $143,378 | 88 | $146,250 | 352 | $167,555 | 86 | $66,818 | 14 | $143,748 | 31 | $65,670 |
| APPLICATIONS WITHDRAWN | 6 | $177,368 | 77 | $203,237 | 212 | $182,307 | 40 | $99,947 | 16 | $174,885 | 10 | $103,588 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $333,680 | 16 | $157,903 | 37 | $205,723 | 11 | $84,957 | 1 | $205,710 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $184,989 | 568 | $170,211 | 928 | $151,151 | 157 | $56,524 | 0 | $0 | 109 | $141,520 | 24 | $73,710 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $168,753 | 45 | $179,990 | 127 | $141,237 | 39 | $39,250 | 0 | $0 | 8 | $124,235 | 6 | $58,573 |
| APPLICATIONS DENIED | 8 | $187,344 | 115 | $142,971 | 311 | $144,340 | 109 | $41,761 | 1 | $351,620 | 23 | $185,468 | 42 | $38,932 |
| APPLICATIONS WITHDRAWN | 7 | $175,366 | 50 | $195,152 | 195 | $143,760 | 26 | $67,502 | 0 | $0 | 13 | $203,147 | 6 | $47,292 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $143,081 | 50 | $161,653 | 23 | $31,779 | 0 | $0 | 2 | $27,720 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $177,549 | 404 | $154,402 | 1,410 | $144,243 | 91 | $28,613 | 0 | $0 | 86 | $122,477 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $141,785 | 34 | $125,126 | 170 | $121,887 | 20 | $34,924 | 0 | $0 | 9 | $107,211 |
| APPLICATIONS DENIED | 11 | $166,454 | 58 | $96,705 | 326 | $113,533 | 61 | $33,592 | 1 | $29,900 | 16 | $115,078 |
| APPLICATIONS WITHDRAWN | 8 | $115,244 | 56 | $129,418 | 191 | $146,501 | 12 | $10,584 | 0 | $0 | 14 | $94,868 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $151,890 | 10 | $110,168 | 51 | $154,138 | 8 | $21,473 | 0 | $0 | 1 | $110,380 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $139,362 | 352 | $136,010 | 847 | $129,510 | 79 | $31,249 | 2 | $169,350 | 78 | $106,586 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $203,678 | 20 | $122,455 | 85 | $118,330 | 25 | $27,355 | 0 | $0 | 6 | $97,645 |
| APPLICATIONS DENIED | 5 | $168,768 | 51 | $66,983 | 235 | $100,171 | 49 | $22,208 | 0 | $0 | 13 | $79,164 |
| APPLICATIONS WITHDRAWN | 8 | $98,540 | 29 | $156,087 | 150 | $108,615 | 11 | $17,137 | 0 | $0 | 7 | $101,219 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $119,046 | 3 | $81,760 | 29 | $118,233 | 0 | $0 | 0 | $0 | 2 | $53,100 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $137,519 | 327 | $121,707 | 606 | $115,544 | 65 | $21,388 | 53 | $94,287 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $180,116 | 26 | $131,760 | 90 | $85,621 | 12 | $62,885 | 4 | $55,298 |
| APPLICATIONS DENIED | 5 | $119,188 | 33 | $65,306 | 173 | $89,345 | 47 | $18,253 | 1 | $108,230 |
| APPLICATIONS WITHDRAWN | 4 | $115,513 | 30 | $124,689 | 129 | $112,587 | 10 | $30,583 | 7 | $66,339 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $178,200 | 2 | $65,320 | 36 | $90,012 | 0 | $0 | 1 | $58,600 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $132,963 | 238 | $118,117 | 193 | $88,838 | 66 | $23,130 | 40 | $86,244 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $113,465 | 19 | $111,708 | 53 | $74,404 | 10 | $46,327 | 5 | $69,368 |
| APPLICATIONS DENIED | 7 | $99,306 | 66 | $67,617 | 177 | $66,832 | 43 | $22,750 | 10 | $88,569 |
| APPLICATIONS WITHDRAWN | 5 | $135,366 | 45 | $107,728 | 64 | $60,366 | 9 | $27,229 | 2 | $58,550 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $107,640 | 7 | $87,423 | 27 | $79,208 | 0 | $0 | 4 | $71,760 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $117,554 | 136 | $100,674 | 169 | $93,182 | 39 | $17,241 | 17 | $58,457 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $136,660 | 13 | $88,960 | 27 | $90,054 | 5 | $20,260 | 2 | $100,930 |
| APPLICATIONS DENIED | 8 | $91,751 | 31 | $65,762 | 79 | $86,663 | 24 | $19,047 | 3 | $102,643 |
| APPLICATIONS WITHDRAWN | 5 | $129,408 | 14 | $91,310 | 44 | $100,532 | 3 | $24,460 | 2 | $64,110 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $66,670 | 2 | $90,410 | 11 | $91,271 | 1 | $12,850 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9722.00
, 9726.00, 9727.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $225,320 | 38 | $243,534 | 16 | $202,454 | 1 | $233,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $184,647 | 4 | $350,110 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $240,143 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $166,090 | 1 | $563,980 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $252,164 | 31 | $278,617 | 1 | $516,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $206,661 | 2 | $129,555 |
| APPLICATIONS DENIED | 2 | $107,345 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $266,535 | 4 | $229,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $211,259 | 36 | $217,123 | 15 | $140,169 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $201,975 | 11 | $186,620 | 1 | $148,300 |
| APPLICATIONS DENIED | 2 | $99,775 | 0 | $0 | 2 | $81,435 |
| APPLICATIONS WITHDRAWN | 4 | $282,745 | 2 | $116,600 | 2 | $263,740 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $204,515 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $189,314 | 41 | $189,135 | 5 | $168,678 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $170,072 | 10 | $172,640 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $210,065 | 4 | $129,093 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $164,397 | 88 | $159,025 | 6 | $103,978 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $141,836 | 18 | $163,866 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $92,540 | 8 | $166,231 | 2 | $83,970 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $139,228 | 64 | $152,391 | 3 | $116,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $129,015 | 12 | $174,598 | 1 | $58,600 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $322,920 | 3 | $98,797 | 2 | $74,955 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $145,298 | 41 | $157,030 | 2 | $62,925 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $223,854 | 8 | $142,351 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $56,097 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $147,110 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $140,008 | 8 | $117,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $174,925 | 1 | $159,070 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $150,147 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $75,350 | 1 | $102,860 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $143,088 | 18 | $118,021 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $163,428 | 3 | $122,490 |
| APPLICATIONS DENIED | 1 | $159,440 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $140,060 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9722.00
, 9726.00, 9727.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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