28112 Zip Code Detailed Profile




Cities: Monroe, NC (5.37%), Mineral Springs, NC (1.19%), Waxhaw, NC (0.07%)
County: Union County, NC
Estimated zip code population in 2013: 26,162
Zip code population in 2010: 26,311
Zip code population in 2000: 22,714

Houses and condos: 10,129
Renter-occupied apartments: 2,254
% of renters here:

26%
State:

36%
Mar. 2013 cost of living index in zip code 28112: 82.8 (low, U.S. average is 100)

Land area: 132.1 sq. mi.
Water area: 1.7 sq. mi.
Population density: 198 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28112
Zip code 28112 (Monroe, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28112

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($1,233)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,223 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,258 (0.8%)

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Males: 12,985  (49.6%)
Females: 13,177  (50.4%)

For population 25 years and over in 28112:

For population 15 years and over in 28112:

Zip code 28112 compared to state average:

  • Hispanic race population percentage above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 28112

  • Zip code 28112 races chart
    • 16,879White population
    • 4,539Black population
    • 97American Indian population
    • 105Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 24Some other race population
    • 314Two or more races population
    • 4,351Hispanic or Latino population

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Urban population: 11,648
Rural population: 14,513

Estimated median house/condo value in 2013: $153,500
28112:

$153,500
North Carolina:

$154,300
Median resident age:
This zip code:

38.3 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.9 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28112, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,576 (Individual Income Tax Returns)
Here:

$43,576
State:

$54,937

Salary/wage: $38,141 (reported on 85.4% of returns)
Here:

$38,141
State:

$46,336
(% of AGI for various income ranges: 76.8% for AGIs below $25k, 83.6% for AGIs $25k-50k, 79.4% for AGIs $50k-75k, 76.0% for AGIs $75k-100k, 73.2% for AGIs $100k-200k, 46.6% for AGIs over 200k)

Taxable interest for individuals: $1,379 (reported on 25.3% of returns)
This zip code:

$1,379
North Carolina:

$1,298
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Ordinary dividends: $3,012 (reported on 12.1% of returns)
Here:

$3,012
State:

$6,213
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,554 (reported on 8.4% of returns)
Here:

+$5,554
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 4.9% for AGIs over 200k)

Profit/loss from business: +$8,120 (reported on 16.3% of returns)
Here:

+$8,120
State:

+$10,311
(% of AGI for various income ranges: 8.7% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,014 (reported on 9.0% of returns)
28112:

$15,014
North Carolina:

$15,575
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Self-employment retirement plans: $37,250 (reported on 0.2% of returns)
28112:

$37,250
North Carolina:

$21,078

Total itemized deductions: $19,125 (24% of AGI, reported on 31.0% of returns)
Here:

$19,125
State:

$23,438

Here:

23.6% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 10.9% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 16.3% for AGIs $75k-100k, 16.3% for AGIs $100k-200k, 13.4% for AGIs over 200k)

Charity contributions: $3,796 (reported on 25.5% of returns)
Here:

$3,796
State:

$4,687
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Taxes paid: $6,447 (reported on 30.9% of returns)
28112:

$6,447
State:

$8,823
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.6% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 6.7% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Earned income credit: $2,548 (reported on 23.8% of returns)
Here:

$2,548
State:

$2,376
(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.8%
Here:

64%
State:

53%
(% for various income ranges: 63.6% for AGIs below $25k, 64.7% for AGIs $25k-50k, 62.9% for AGIs $50k-75k, 63.2% for AGIs $75k-100k, 61.6% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28112, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,539 (Individual Income Tax Returns)
Here:

$39,539
State:

$45,376

Salary/wage: $34,998 (reported on 87.3% of returns)
Here:

$34,998
State:

$39,442
(% of AGI for various income ranges: 143.4% for AGIs below $10k, 82.3% for AGIs $10k-25k, 84.5% for AGIs $25k-50k, 83.4% for AGIs $50k-75k, 81.8% for AGIs $75k-100k, 55.0% for AGIs over 100k)

Taxable interest for individuals: $1,567 (reported on 34.7% of returns)
This zip code:

$1,567
North Carolina:

$1,515
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Taxable dividends: $3,322 (reported on 17.7% of returns)
Here:

$3,322
State:

$4,016
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Net capital gain/loss: +$8,801 (reported on 12.2% of returns)
Here:

+$8,801
State:

+$11,152
(% of AGI for various income ranges: -0.7% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 9.2% for AGIs over 100k)

Profit/loss from business: +$9,189 (reported on 14.8% of returns)
Here:

+$9,189
State:

+$9,490
(% of AGI for various income ranges: 9.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 4.4% for AGIs over 100k)

IRA payment deduction: $3,245 (reported on 2.3% of returns)
28112:

$3,245
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $14,222 (reported on 0.4% of returns)
Here:

$14,222
North Carolina:

$14,754

Total itemized deductions: $16,610 (24% of AGI, reported on 36.4% of returns)
Here:

$16,610
State:

$19,464

Here:

23.9% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 16.0% for AGIs below $10k, 9.1% for AGIs $10k-25k, 15.1% for AGIs $25k-50k, 17.8% for AGIs $50k-75k, 18.0% for AGIs $75k-100k, 14.7% for AGIs over 100k)

Charity contributions deductions: $3,592 (5% of AGI, reported on 31.4% of returns)
Here:

$3,592
State:

$4,035

Here:

4.9% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.3% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Total tax: $5,519 (reported on 68.8% of returns)
28112:

$5,519
State:

$7,257
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 3.2% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 18.4% for AGIs over 100k)

Earned income credit: $1,947 (reported on 19.0% of returns)
Here:

$1,947
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 67.9%
Here:

68%
State:

62%
(% for various income ranges: 58.4% for AGIs below $10k, 73.6% for AGIs $10k-25k, 69.1% for AGIs $25k-50k, 66.9% for AGIs $50k-75k, 64.6% for AGIs $75k-100k, 70.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$47,781
North Carolina:

$45,906
Monroe, NC (28112) map Nearest zip codes: 28174, 28108, 28110, 28173, 29728, 28104.
Percentage of family households:
This zip code:

61.5%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

4.3%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,200
Household did not receive Food Stamps/SNAP in the past 12 months: 7,633


Women who had a birth in the past 12 months: 419 (279 now married, 140 unmarried)
Women who did not have a birth in the past 12 months: 5,622 (2,990 now married, 2,632 unmarried)


Housing units in zip code 28112 with a mortgage: 4,626 (191 second mortgage, 794 home equity loan, 11 both second mortgage and home equity loan)
Houses without a mortgage: 1,953

Median monthly owner costs for units with a mortgage: $1,187
Median monthly owner costs for units without a mortgage: S391

Residents with income below the poverty level in 2013:
This zip code:

14.6%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.9%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.3
Median number of rooms in apartments:
Here:

4.9
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28112: Monroe Country Club and Golf Course (A), Sunset Plaza (B), Guardian Care Convalescent Center (C). Display/hide their locations on the map

    Churches in zip code 28112 include: Antioch Church (A), Liberty Church (B), Turner Church (C), Union Church (D), Belmont Church (E), Bethany Church (F), Macedonia Church (G), Beulah Church (H), Midway Church (I). Display/hide their locations on the map

    Cemeteries: Lakeland Memorial Park Cemetery (1), Lakeland Memorial Park (2), Suncrest Cemetery (3). Display/hide their locations on the map

    Reservoirs: Lake Lee (A), Perry Lake (B), Collins Lake (C), Lake Monroe (D). Display/hide their locations on the map

    Streams, rivers, and creeks: Flag Branch (A), Cowpens Branch (B), Carolina Creek (C), Buck Branch (D), Beaverdam Creek (E), Adams Branch (F), Wicker Branch (G), Racoon Branch (H), Mountain Springs Branch (I). Display/hide their locations on the map

    Parks in zip code 28112 include: Sunset Park (1), Walter Bickett Stadium (2). Display/hide their locations on the map

Year house built

  • 842010 or later
  • 1,5792000 to 2009
  • 1,6311990 to 1999
  • 1,6641980 to 1989
  • 1,9801970 to 1979
  • 1,0291960 to 1969
  • 7611950 to 1959
  • 4511940 to 1949
  • 9501939 or earlier

Zip code 28112 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Monroe, NC (28112)

  • 13no bedroom
  • 541 bedroom
  • 1,1132 bedrooms
  • 3,8763 bedrooms
  • 1,1724 bedrooms
  • 3515+ bedrooms

Bedrooms in renter-occupied apartments in Monroe, NC (28112)

  • 35no bedroom
  • 1431 bedroom
  • 1,0232 bedrooms
  • 7083 bedrooms
  • 3034 bedrooms
  • 425+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Monroe, NC (28112) in owner-occupied houses/condos

  • 137no vehicle
  • 1,4661 vehicle
  • 2,6142 vehicles
  • 1,4133 vehicles
  • 6374 vehicles
  • 3125+ vehicles

Cars and other vehicles available in Monroe, NC (28112) in renter-occupied apartments

  • 242no vehicle
  • 6891 vehicle
  • 1,0182 vehicles
  • 2483 vehicles
  • 494 vehicles
  • 85+ vehicles

Median gross rent in 2013: $772.


Median price asked for vacant for-sale houses and condos in 2013: $191,409.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $153,500
28112:

$153,500
North Carolina:

$154,300
Lower value quartile - upper value quartile: $109,000 - $208,600

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.5%

Neighborhoods in zip code 28112:

Percentage of zip code residents living and working in this county: 70.6%

Household type by relationship:

Households: 25,480

Size of family households: 3,081 2-persons, 1,374 3-persons, 1,126 4-persons, 729 5-persons, 361 6-persons, 199 7-or-more-persons

Size of nonfamily households: 1,681 1-person, 233 2-persons, 35 3-persons, 14 5-persons

3,943 married couples with children.
1,908 single-parent households (522 men, 1,386 women).

83.9% of residents of 28112 zip code speak English at home.
15.3% of residents speak Spanish at home (42% very well, 22% well, 27% not well, 9% not at all).
0.7% of residents speak other Indo-European language at home (74% very well, 26% well).
0.1% of residents speak Asian or Pacific Island language at home (76% very well, 24% well).

Foreign born population: 2,624 (10.0%)
(7.6% of them are naturalized citizens)
This zip code:

10.0%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 80%Mexico
  • 4%Guatemala
  • 3%El Salvador
  • 3%Honduras
  • 2%Colombia
  • 2%India
  • 1%Peru

Most common first ancestries reported in 28112 (%)

  • 38%Other groups
  • 11%American
  • 8%English
  • 7%German
  • 4%Irish
  • 3%Scotch-Irish
  • 1%Italian

Year of entry for the foreign-born population

  • 62010 or later
  • 1,5522000 to 2009
  • 9161990 to 1999
  • 652Before 1990

Zip code 28112 topographic map

Public primary/middle schools in zip code 28112 not listed on the city page:

  • PROSPECT ELEMENTARY (Students: 531; Location: 3005 RUBEN RD, MONROE, NC; Grades: PK - 05)
  • WOLFE SCHOOL (Students: 70; Location: 704 S WASHINGTON STREET, MONROE, NC; Grades: UG - UG)
There are 303 Other Medical Specialists in Zip Code 28112.

Facilities with environmental interests located in this zip code:


Zip code 28112 marital status for males
Zip code 28112 marital status for females

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 3.5%

Most commonly used house heating fuel

  • 53%Electricity
  • 26%Utility gas
  • 16%Bottled, tank, or LP gas
  • 2%Wood
  • 2%Fuel oil, kerosene, etc.
  • 1%Other fuel

Population in 1990: 9,986. Population change in the 1990s: +12,728 (+127.5%).

Place of birth for U.S.-born residents:


59% of the 28112 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

86% of the 28112 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 66% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 190
Here:

6.2%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 124
Here:

8.4%
North Carolina:

7.7%
Students in private undergraduate colleges: 70
Here:

7.1%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 63,242Health diagnosing and treating practitioners and other technical occupations
  • 63,015Life, physical, and social science occupations
  • 60,407Business and financial operations occupations
  • 52,411Legal occupations
  • 44,121Management occupations
  • 43,079Installation, maintenance, and repair occupations

Companies with federal contracts located in this zip code (MONROE, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 239 people in local jails and other municipal confinement facilities
  • 238 people in nursing facilities/skilled-nursing facilities
  • 23 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 20 people in residential treatment centers for adults
  • 16 people in group homes intended for adults
  • 11 people in group homes for juveniles (non-correctional)
  • 10 people in other noninstitutional facilities

People in group quarters in 2000:

  • 335 people in nursing homes
  • 143 people in other noninstitutional group quarters
  • 91 people in state prisons
  • 19 people in hospitals or wards for drug/alcohol abuse
  • 9 people in homes for the mentally ill
  • 5 people in other group homes
  • 4 people in homes for the physically handicapped
  • 3 people in unknown juvenile institutions
  • 2 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 6
  • Vehicles involved in fatal accidents: 8
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 7
  • Persons involved in fatal accidents: 12
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED201$151,068173$163,5801,065$167,15033$64,4352$797,12083$126,26333$72,808
APPLICATIONS APPROVED, NOT ACCEPTED11$130,54412$143,70790$152,5797$158,6430$06$80,48313$73,961
APPLICATIONS DENIED58$130,08040$138,103485$165,40933$72,7570$027$79,81140$80,289
APPLICATIONS WITHDRAWN24$121,11534$167,298280$169,37011$107,9620$016$112,1745$81,480
FILES CLOSED FOR INCOMPLETENESS10$137,4977$124,09079$170,4500$02$194,64510$97,9285$88,872
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED24$216,38629$228,2812$225,725
APPLICATIONS APPROVED, NOT ACCEPTED10$259,8309$268,6030$0
APPLICATIONS DENIED4$219,6485$178,0080$0
APPLICATIONS WITHDRAWN0$02$353,3250$0
FILES CLOSED FOR INCOMPLETENESS0$01$464,4600$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28112 among deceased individuals
NameCountLived (average)
Mary9079.6 years
James6773.4 years
William6475.0 years
John5573.5 years
Robert4173.5 years
Charles3267.2 years
Dorothy2975.8 years
Thomas2975.4 years
Betty2868.9 years
George2573.4 years
Most common last names in zip code 28112 among deceased individuals
Last nameCountLived (average)
Helms9576.0 years
Griffin5178.5 years
Williams3276.3 years
Starnes3175.8 years
Richardson2879.7 years
Laney2377.2 years
Deese2272.9 years
Funderburk2075.9 years
Smith2082.2 years
Melton1881.3 years
Businesses in zip code 28112
NameCountNameCount
Advance Auto Parts1Papa John's Pizza1
CVS1Rite Aid1
FedEx3Subway1
GNC1U-Haul1
Jack In The Box1UPS1
Knights Inn1Walgreens1
New Balance1

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