28160 Zip Code (Spindale, NC) Detailed Profile

Estimated zip code population in 2017: 3,757
Zip code population in 2010: 3,929
Zip code population in 2000: 4,213

Houses and condos: 1,682
Renter-occupied apartments: 447
March 2019 cost of living index in zip code 28160: 79.7 (low, U.S. average is 100)

Land area: 5.6 sq. mi.
Water area: 0.0 sq. mi.

Population density: 670 people per square mile

(low).

Real estate property taxes paid for housing units in 2017:
Median real estate property taxes paid for housing units with mortgages in 2017: $659 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $1,026 (0.9%)

For population 25 years and over in 28160:

• High school or higher: 83.3%
• Bachelor's degree or higher: 17.4%
• Graduate or professional degree: 4.1%
• Unemployed: 8.2%
• Mean travel time to work (commute): 20.2 minutes

For population 15 years and over in 28160:

• Never married: 35.5%
• Now married: 43.6%
• Separated: 2.1%
• Widowed: 9.3%
• Divorced: 9.6%

• 
• • 2,61662.1%White
  • 1,08525.8%Black
  • 1212.9%Hispanic or Latino
  • 711.7%Two or more races
  • 250.6%Asian
  • 70.2%American Indian
  • 40.09%Some other race

Urban population: 3,338
Rural population: 418

Averages for the 2012 tax year for zip code 28160, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $28,849 (Individual Income Tax Returns)

Here:	$28,849
State:	$54,937

Salary/wage: $25,174 (reported on 84.7% of returns)

Here:	$25,174
State:	$46,336

(% of AGI for various income ranges: 75.3% for AGIs below $25k, 80.6% for AGIs $25k-50k, 71.3% for AGIs $50k-75k, 72.8% for AGIs $75k-100k, 59.2% for AGIs $100k-200k)

Taxable interest for individuals: $958 (reported on 21.5% of returns)

This zip code:	$958
North Carolina:	$1,298

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Ordinary dividends: $2,936 (reported on 9.7% of returns)

Here:	$2,936
State:	$6,213

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 3.2% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$856 (reported on 6.3% of returns)

Here:	+$856
State:	+$12,740

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 1.2% for AGIs $75k-100k)

Profit/loss from business: +$7,186 (reported on 15.3% of returns)

Here:	+$7,186
State:	+$10,311

(% of AGI for various income ranges: 6.7% for AGIs below $25k, 3.1% for AGIs $25k-50k, 5.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $8,175 (reported on 8.3% of returns)

28160:	$8,175
North Carolina:	$15,575

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 2.6% for AGIs $25k-50k, 4.1% for AGIs $50k-75k)

Total itemized deductions: $18,013 (29% of AGI, reported on 16.0% of returns)

Here:	$18,013
State:	$23,438

Here:	29.0% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 5.9% for AGIs below $25k, 7.6% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 16.8% for AGIs $75k-100k, 16.5% for AGIs $100k-200k)

Charity contributions: $4,263 (reported on 13.2% of returns)

Here:	$4,263
State:	$4,687

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 3.8% for AGIs $100k-200k)

Taxes paid: $4,922 (reported on 16.0% of returns)

28160:	$4,922
State:	$8,823

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.5% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 7.0% for AGIs $100k-200k)

Earned income credit: $2,418 (reported on 38.9% of returns)

Here:	$2,418
State:	$2,376

(% of AGI for various income ranges: 10.4% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.3%

Here:	58%
State:	53%

(% for various income ranges: 56.5% for AGIs below $25k, 59.5% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28160, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $26,931 (Individual Income Tax Returns)

Here:	$26,931
State:	$45,376

Salary/wage: $23,333 (reported on 85.6% of returns)

Here:	$23,333
State:	$39,442

(% of AGI for various income ranges: 96.4% for AGIs below $10k, 79.5% for AGIs $10k-25k, 83.9% for AGIs $25k-50k, 73.3% for AGIs $50k-75k, 74.9% for AGIs $75k-100k, 35.2% for AGIs over 100k)

Taxable interest for individuals: $1,177 (reported on 25.7% of returns)

This zip code:	$1,177
North Carolina:	$1,515

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $6,238 (reported on 11.7% of returns)

Here:	$6,238
State:	$4,016

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Net capital gain/loss: +$5,181 (reported on 7.3% of returns)

Here:	+$5,181
State:	+$11,152

(% of AGI for various income ranges: -0.4% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 8.6% for AGIs over 100k)

Profit/loss from business: +$8,328 (reported on 12.3% of returns)

Here:	+$8,328
State:	+$9,490

(% of AGI for various income ranges: 6.6% for AGIs below $10k, 5.4% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 10.8% for AGIs $75k-100k)

Total itemized deductions: $16,573 (28% of AGI, reported on 16.8% of returns)

Here:	$16,573
State:	$19,464

Here:	28.0% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 6.4% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 16.3% for AGIs $75k-100k, 21.0% for AGIs over 100k)

Charity contributions deductions: $4,424 (7% of AGI, reported on 14.4% of returns)

Here:	$4,424
State:	$4,035

Here:	7.1% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 4.7% for AGIs over 100k)

Total tax: $3,146 (reported on 62.5% of returns)

28160:	$3,146
State:	$7,257

(% of AGI for various income ranges: 2.0% for AGIs below $10k, 3.3% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Earned income credit: $1,838 (reported on 32.3% of returns)

Here:	$1,838
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 70.4%

Here:	70%
State:	62%

(% for various income ranges: 63.3% for AGIs below $10k, 73.2% for AGIs $10k-25k, 75.2% for AGIs $25k-50k, 65.9% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 64.5% for AGIs over 100k)

Nearest zip codes: 28139, 28043, 28167, 28019, 28040, 28076.
Spindale Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 236
Household did not receive Food Stamps/SNAP in the past 12 months: 1,025

Women who had a birth in the past 12 months: 77 (56 now married, 20 unmarried)
Women who did not have a birth in the past 12 months: 844 (286 now married, 559 unmarried)

Housing units in zip code 28160 with a mortgage: 423 (21 home equity loan)
Houses without a mortgage: 400

Median monthly owner costs for units with a mortgage: $802
Median monthly owner costs for units without a mortgage: $359

Residents with income below the poverty level in 2017:
Residents with income below 50% of the poverty level in 2017:

• Zip code 28160 household income distribution in 2017

• 111Less than $10,000
• 147$10,000 to $14,999
• 52$15,000 to $19,999
• 134$20,000 to $24,999
• 92$25,000 to $29,999
• 71$30,000 to $34,999
• 20$35,000 to $39,999
• 88$40,000 to $44,999
• 14$45,000 to $49,999
• 149$50,000 to $59,999
• 156$60,000 to $74,999
• 129$75,000 to $99,999
• 68$100,000 to $124,999

• Estimate of home value of owner-occupied houses/condos in 2017 in zip code 28160

• 10Less than $10,000
• 28$30,000 to $34,999
• 6$35,000 to $39,999
• 31$40,000 to $49,999
• 136$50,000 to $59,999
• 24$60,000 to $69,999
• 53$70,000 to $79,999
• 63$80,000 to $89,999
• 32$90,000 to $99,999
• 147$100,000 to $124,999
• 68$125,000 to $149,999
• 80$150,000 to $174,999
• 16$200,000 to $249,999
• 30$400,000 to $499,999

• Rent paid by renters in 2017 in zip code 28160

• 52$100 to $149
• 44$300 to $349
• 13$350 to $399
• 60$400 to $449
• 55$450 to $499
• 42$500 to $549
• 24$550 to $599
• 27$600 to $649
• 7$700 to $749
• 21$800 to $899
• 23$900 to $999
• 41No cash rent

Median gross rent in 2017: $644.

Median price asked for vacant for-sale houses and condos in 2017: $150,418.

Estimated median house (or condo) value in 2017 for:

• White Non-Hispanic householders: $106,422
• Black or African American householders: $88,264
• Two or more races householders: $134,211

Estimated median house or condo value in 2017: $100,422 Lower value quartile - upper value quartile: $64,172 - $136,459

Housing units in structures:

• One, detached: 1,360
• One, attached: 59
• Two: 21
• 3 or 4: 88
• 5 to 9: 28
• 10 to 19: 27
• 20 to 49: 16
• Mobile homes: 76

Unemployment: 8.2%

• Means of transportation to work in zip code 28160

• 78.6%1,014Drove a car alone
• 18.6%240Carpooled
• 1.3%17Motorcycle
• 0.5%7Worked at home

• Travel time to work (commute) in zip code 28160

• 15Less than 5 minutes
• 2095 to 9 minutes
• 36510 to 14 minutes
• 31515 to 19 minutes
• 7520 to 24 minutes
• 3625 to 29 minutes
• 4130 to 34 minutes
• 2435 to 39 minutes
• 6940 to 44 minutes
• 1445 to 59 minutes
• 10060 to 89 minutes
• 690 or more minutes

Percentage of zip code residents living and working in this county: 74.0%

Household type by relationship:

Households: 3,515

• In family households: 3,122 (544 male householders, 356 female householders)

  630 spouses, 1,219 children (1,134 natural, 1 adopted, 86 stepchildren), 187 grandchildren, 0 brothers or sisters, 53 parents, 49 other relatives, 80 non-relatives

• In nonfamily households: 390 (136 male householders (136 living alone)), 228 female householders (216 living alone)), 22 nonrelatives
• In group quarters: 239 (219 institutionalized population)

Size of family households: 530 2-persons, 149 3-persons, 86 4-persons, 71 5-persons, 56 6-persons, 10 7-or-more-persons

Size of nonfamily households: 352 1-person, 12 2-persons

415 married couples with children.
295 single-parent households (255 men, 40 women).

95.3% of residents of 28160 zip code speak English at home.
3.3% of residents speak Spanish at home (85% very well, 15% well).
0.4% of residents speak other Indo-European language at home (100% very well).
0.5% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• DUKE POWER COMPANY SPINDALE WATER PLANT (308 OAKLAND ROAD in SPINDALE, NC)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (North Carolina facility info) - AIR PROGRAM
  Business SIC classification: WATER SUPPLY
  Business NAICS classification: ALL OTHER MISCELLANEOUS WASTE MANAGEMENT SERVICES.
  Alternative names: BROAD RIVER WATER AUTHORITY - BROAD RIV, BROAD RIVER WATER AUTHORITY - BROAD RIVER WATER PLANT

• CARVER CENTER (900 CARVER ST in SPINDALE, NC)

  (National Center for Education Statistics) - STATE ID-316
  Organizations: RUTHERFORD COUNTY SCHOOLS (SCHOOL DISTRICT)
  

Housing units lacking complete plumbing facilities: 9.8%
Housing units lacking complete kitchen facilities: 8.3%

Population in 1990: 4,017. Population change in the 1990s: +196 (+4.9%).

Place of birth for U.S.-born residents:

• This state: 2,923
• Northeast: 162
• Midwest: 198
• South: 323
• West: 48

59% of the 28160 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 71% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

90% of the 28160 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 56% moved from this county.
   Out of people who lived in different houses, 45% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 7
Students in private schools in grades 9 to 12 (high school): 13 Students in private undergraduate colleges: 36

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Payroll Services (50-99: 1, 10-19: 1)
• Construction: Highway, Street, and Bridge Construction (50-99: 1)
• Health Care and Social Assistance: Home Health Care Services (50-99: 1)
• Health Care and Social Assistance: Vocational Rehabilitation Services (50-99: 1)
• Construction: Electrical Contractors (50-99: 1)
• Other Services (except Public Administration): Religious Organizations (10-19: 2, 5-9: 3, 1-4: 5)
• Health Care and Social Assistance: Child Day Care Services (10-19: 1, 5-9: 3, 1-4: 2)

Most common first names in zip code 28160 among deceased individuals
Name	Count	Lived (average)
James	71	71.8 years
William	52	73.4 years
Mary	44	79.0 years
John	42	74.2 years
Charles	39	71.9 years
George	22	75.2 years
Annie	21	80.5 years
Thomas	19	70.8 years
Robert	18	71.9 years
Clarence	15	72.9 years

Most common last names in zip code 28160 among deceased individuals
Last name	Count	Lived (average)
Smith	30	73.4 years
Davis	27	75.2 years
Walker	25	75.4 years
Melton	22	70.1 years
Greene	20	74.7 years
Williams	20	77.7 years
Moore	20	72.4 years
Hill	18	62.7 years
Jones	18	77.4 years
Wilson	17	71.3 years

Businesses in zip code 28160
Name	Count		Name	Count
Dennys	1		New Balance	1
FedEx	1		SAS Shoes	1
H&R Block	1		UPS	3
McDonald's	1