28390 Zip Code Detailed Profile




Cities: Spring Lake, NC (24.74%), Fayetteville, NC (11.84%)
Counties: Harnett County, NC (53.07%), Cumberland County, NC (46.93%)
Estimated zip code population in 2013: 21,876
Zip code population in 2010: 19,942
Zip code population in 2000: 20,201

Houses and condos: 9,637
Renter-occupied apartments: 4,320
% of renters here:

55%
State:

36%
Mar. 2013 cost of living index in zip code 28390: 84.4 (less than average, U.S. average is 100)

Land area: 59.0 sq. mi.
Water area: 0.5 sq. mi.
Population density: 371 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28390
Zip code 28390 (Spring Lake, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28390

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.2% ($1,248)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,416 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $840 (1.2%)

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Males: 10,680  (48.8%)
Females: 11,196  (51.2%)

For population 25 years and over in 28390:

For population 15 years and over in 28390:

Zip code 28390 compared to state average:

  • Unemployed percentage above state average.
  • Median age significantly below state average.
  • Renting percentage above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 28390

  • Zip code 28390 races chart
    • 9,399White population
    • 6,548Black population
    • 234American Indian population
    • 524Asian population
    • 53Native Hawaiian and Other Pacific Islander population
    • 66Some other race population
    • 820Two or more races population
    • 2,298Hispanic or Latino population

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Urban population: 16,653
Rural population: 5,222

Estimated median house/condo value in 2013: $106,800
28390:

$106,800
North Carolina:

$154,300
Median resident age:
This zip code:

27.6 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.7 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28390, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,483 (Individual Income Tax Returns)
Here:

$38,483
State:

$54,937

Salary/wage: $36,229 (reported on 89.3% of returns)
Here:

$36,229
State:

$46,336
(% of AGI for various income ranges: 82.8% for AGIs below $25k, 88.7% for AGIs $25k-50k, 85.0% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 80.8% for AGIs $100k-200k, 74.3% for AGIs over 200k)

Taxable interest for individuals: $501 (reported on 19.9% of returns)
This zip code:

$501
North Carolina:

$1,298
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 0.2% for AGIs over 200k)

Ordinary dividends: $1,340 (reported on 9.2% of returns)
Here:

$1,340
State:

$6,213
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$1,868 (reported on 6.6% of returns)
Here:

+$1,868
State:

+$12,740
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Profit/loss from business: +$5,448 (reported on 10.2% of returns)
Here:

+$5,448
State:

+$10,311
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 2.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,784 (reported on 3.5% of returns)
28390:

$9,784
North Carolina:

$15,575
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Total itemized deductions: $18,299 (24% of AGI, reported on 21.4% of returns)
Here:

$18,299
State:

$23,438

Here:

24.5% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 7.5% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 11.5% for AGIs over 200k)

Charity contributions: $4,199 (reported on 16.0% of returns)
Here:

$4,199
State:

$4,687
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Taxes paid: $5,528 (reported on 21.2% of returns)
28390:

$5,528
State:

$8,823
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 5.5% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Earned income credit: $2,534 (reported on 32.3% of returns)
Here:

$2,534
State:

$2,376
(% of AGI for various income ranges: 10.3% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 43.9%
Here:

44%
State:

53%
(% for various income ranges: 43.6% for AGIs below $25k, 42.1% for AGIs $25k-50k, 44.9% for AGIs $50k-75k, 44.4% for AGIs $75k-100k, 51.0% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28390, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $27,062 (Individual Income Tax Returns)
Here:

$27,062
State:

$45,376

Salary/wage: $25,127 (reported on 90.5% of returns)
Here:

$25,127
State:

$39,442
(% of AGI for various income ranges: 100.7% for AGIs below $10k, 88.1% for AGIs $10k-25k, 87.3% for AGIs $25k-50k, 84.2% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 59.2% for AGIs over 100k)

Taxable interest for individuals: $632 (reported on 20.4% of returns)
This zip code:

$632
North Carolina:

$1,515
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $752 (reported on 7.2% of returns)
Here:

$752
State:

$4,016
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$4,500 (reported on 5.0% of returns)
Here:

+$4,500
State:

+$11,152
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Profit/loss from business: +$5,094 (reported on 9.2% of returns)
Here:

+$5,094
State:

+$9,490
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 4.7% for AGIs over 100k)

IRA payment deduction: $2,294 (reported on 1.4% of returns)
28390:

$2,294
North Carolina:

$2,967
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Total itemized deductions: $14,770 (26% of AGI, reported on 17.3% of returns)
Here:

$14,770
State:

$19,464

Here:

25.8% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.7% for AGIs $10k-25k, 9.1% for AGIs $25k-50k, 13.4% for AGIs $50k-75k, 15.2% for AGIs $75k-100k, 13.7% for AGIs over 100k)

Charity contributions deductions: $3,558 (6% of AGI, reported on 15.1% of returns)
Here:

$3,558
State:

$4,035

Here:

6.0% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $3,044 (reported on 59.0% of returns)
28390:

$3,044
State:

$7,257
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 2.9% for AGIs $10k-25k, 5.1% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $2,042 (reported on 35.7% of returns)
Here:

$2,042
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 66.3%
Here:

66%
State:

62%
(% for various income ranges: 65.2% for AGIs below $10k, 69.7% for AGIs $10k-25k, 62.8% for AGIs $25k-50k, 64.3% for AGIs $50k-75k, 68.2% for AGIs $75k-100k, 62.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,413
North Carolina:

$45,906
Spring Lake, NC (28390) map Nearest zip codes: 28308, 28307, 28311, 28310, 28303, 28323.
Percentage of family households:
This zip code:

54.7%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

8.6%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,582
Household did not receive Food Stamps/SNAP in the past 12 months: 6,328


Women who had a birth in the past 12 months: 456 (294 now married, 162 unmarried)
Women who did not have a birth in the past 12 months: 5,231 (2,751 now married, 2,480 unmarried)


Housing units in zip code 28390 with a mortgage: 2,391 (132 second mortgage, 131 home equity loan)
Houses without a mortgage: 1,199

Median monthly owner costs for units with a mortgage: $1,226
Median monthly owner costs for units without a mortgage: S341

Residents with income below the poverty level in 2013:
This zip code:

24.2%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.3%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.3
Median number of rooms in apartments:
Here:

4.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Churches in zip code 28390 include: Layton Chapel (A), Bethel Church (B), Gourd Springs Church (C). Display/hide their locations on the map

    Cemetery: Old Bethel Cemetery (1). Display/hide its location on the map

    Reservoirs: Lake Holton (A), Smith Lake (B), Long Valley Farm Lake (C), Mitchells Pond (D), Texas Pond (E), Bakers Pond (F), Kellys Pond (G), Williams Pond (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Tank Creek (A), South Prong McLeod Creek (B), Rice Patch Branch (C), Pistol Branch (D), Jumping Run Creek (E), Gibsons Creek (F). Display/hide their locations on the map

Year house built

  • 3992010 or later
  • 2,4662000 to 2009
  • 1,8621990 to 1999
  • 1,5751980 to 1989
  • 1,3601970 to 1979
  • 1,2131960 to 1969
  • 4211950 to 1959
  • 1861940 to 1949
  • 1551939 or earlier

Zip code 28390 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Spring Lake, NC (28390)

  • 7no bedroom
  • 521 bedroom
  • 3562 bedrooms
  • 2,3663 bedrooms
  • 7134 bedrooms
  • 965+ bedrooms

Bedrooms in renter-occupied apartments in Spring Lake, NC (28390)

  • 4no bedroom
  • 4121 bedroom
  • 1,8952 bedrooms
  • 1,8613 bedrooms
  • 1414 bedrooms
  • 75+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Spring Lake, NC (28390) in owner-occupied houses/condos

  • 152no vehicle
  • 7641 vehicle
  • 1,5402 vehicles
  • 7743 vehicles
  • 2144 vehicles
  • 1465+ vehicles

Cars and other vehicles available in Spring Lake, NC (28390) in renter-occupied apartments

  • 498no vehicle
  • 2,3921 vehicle
  • 1,1172 vehicles
  • 2393 vehicles
  • 624 vehicles
  • 125+ vehicles

Median gross rent in 2013: $809.


Median price asked for vacant for-sale houses and condos in 2013: $139,572.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $106,800
28390:

$106,800
North Carolina:

$154,300
Lower value quartile - upper value quartile: $71,500 - $177,200

Mean price in 2013:

Detached houses: $166,946
Here:

$166,946
State:

$219,576

Townhouses or other attached units: $144,804
Here:

$144,804
State:

$173,086

In 2-unit structures: $107,119
Here:

$107,119
State:

$165,738

In 3-to-4-unit structures: $159,508
Here:

$159,508
State:

$149,371

In 5-or-more-unit structures: $143,307
Here:

$143,307
State:

$175,668

Mobile homes: $50,365
Here:

$50,365
State:

$64,697

Occupied boats, RVs, vans, etc.: $39,395
Here:

$39,395
State:

$131,724

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 18.1%

Percentage of zip code residents living and working in this county: 53.4%

Household type by relationship:

Households: 21,666

Size of family households: 1,866 2-persons, 1,425 3-persons, 1,139 4-persons, 332 5-persons, 188 6-persons, 115 7-or-more-persons

Size of nonfamily households: 2,150 1-person, 482 2-persons, 181 3-persons, 32 4-persons

3,364 married couples with children.
2,540 single-parent households (335 men, 2,205 women).

87.1% of residents of 28390 zip code speak English at home.
8.6% of residents speak Spanish at home (60% very well, 18% well, 17% not well, 5% not at all).
2.1% of residents speak other Indo-European language at home (89% very well, 10% well, 1% not well).
1.7% of residents speak Asian or Pacific Island language at home (57% very well, 26% well, 17% not well).
0.4% of residents speak other language at home (79% very well, 8% not well, 13% not at all).

Foreign born population: 1,283 (5.9%)
(45.7% of them are naturalized citizens)
This zip code:

5.9%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 29%Mexico
  • 9%Germany
  • 8%Philippines
  • 5%China, excluding Hong Kong and Taiwan
  • 5%Korea
  • 5%Panama
  • 4%Ecuador

Most common first ancestries reported in 28390 (%)

  • 54%Other groups
  • 7%German
  • 6%American
  • 5%Irish
  • 3%Italian
  • 3%English
  • 1%Scotch-Irish

Year of entry for the foreign-born population

  • 1382010 or later
  • 9632000 to 2009
  • 6421990 to 1999
  • 916Before 1990

Zip code 28390 topographic map

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 28390:

All 8 fire-safe hotels and motels in zip code 28390

Zip code 28390 marital status for males
Zip code 28390 marital status for females

Housing units lacking complete plumbing facilities: 6.3%
Housing units lacking complete kitchen facilities: 1.7%

Most commonly used house heating fuel

  • 87%Electricity
  • 8%Bottled, tank, or LP gas
  • 1%Wood
  • 1%Utility gas
  • 1%No fuel used
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 11,537. Population change in the 1990s: +8,664 (+75.1%).

Place of birth for U.S.-born residents:


41% of the 28390 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 32% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

75% of the 28390 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 42% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 30% moved from different state.
   Out of people who lived in different houses, 11% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 131
Here:

5.1%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school): 54
Here:

5.3%
North Carolina:

7.7%
Students in private undergraduate colleges: 410
Here:

24.9%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,833Health diagnosing and treating practitioners and other technical occupations
  • 75,250Computer and mathematical occupations
  • 51,579Life, physical, and social science occupations
  • 50,625Architecture and engineering occupations
  • 46,528Fire fighting and prevention, and other protective service workers including supervisors
  • 43,750Community and social service occupations

Companies with biggest federal contracts located in this zip code (SPRING LAKE, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 505 people in military barracks and dormitories (nondisciplinary)
  • 3 people in residential treatment centers for juveniles (non-correctional)

Fatal accident statistics in 2011:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 9
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 4
  • Persons involved in fatal accidents: 13
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 8
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 4
  • Persons involved in fatal accidents: 12
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED170$193,58224$82,038162$126,40610$27,93630$61,5330$0
APPLICATIONS APPROVED, NOT ACCEPTED2$225,8856$66,63318$149,0916$42,6454$83,9580$0
APPLICATIONS DENIED20$168,38616$95,181117$93,46140$53,49124$53,6044$34,983
APPLICATIONS WITHDRAWN10$134,3090$062$98,7700$04$45,6880$0
FILES CLOSED FOR INCOMPLETENESS2$129,9254$90,54510$79,6162$62,8804$56,2800$0

Detailed HMDA statistics for the following Tracts: 0034.00 , 0035.00, 0036.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 full tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$211,5508$215,5590$0
APPLICATIONS APPROVED, NOT ACCEPTED8$272,7204$381,0932$54,975
APPLICATIONS DENIED0$02$221,8900$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0034.00 , 0035.00, 0036.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28390 among deceased individuals
NameCountLived (average)
James6566.1 years
William5666.8 years
Mary4872.3 years
John4767.6 years
Robert3062.6 years
Charles2369.3 years
Thomas2266.8 years
Annie2073.6 years
Joseph1864.6 years
Richard1764.1 years
Most common last names in zip code 28390 among deceased individuals
Last nameCountLived (average)
Smith3970.8 years
Jones3466.3 years
Williams2670.8 years
Johnson2465.0 years
West2173.9 years
King2074.5 years
Mcneill1969.6 years
Lucas1774.1 years
Elliott1775.8 years
Parker1570.9 years
Businesses in zip code 28390
NameCountNameCount
AT&T1Nike2
Advance Auto Parts1Pizza Hut1
Arby's1Quiznos1
AutoZone1RadioShack1
Blockbuster1Ruby Tuesday1
Burger King1SONIC Drive-In1
CVS1Sleep Inn1
Curves1Subway5
Dairy Queen1Super 81
Domino's Pizza1T-Mobile2
FedEx3Taco Bell1
GameStop1U-Haul3
H&R Block2UPS3
Hardee's1Waffle House2
Hilton1Walgreens1
Holiday Inn1Walmart1
KFC1Wendy's1
McDonald's1

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