Estimated median household income in 2007: $40,851
| This zip code: | $40,851 | | South Carolina: | $43,329 |
Nearest zip codes: 29370, 29384, 29666, 29037, 29649, 29646.
Housing units in zip code 29332 with a mortgage: 200 (27 second mortgage, 37 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 249
Median monthly owner costs for units with a mortgage: $913
Median monthly owner costs for units without a mortgage: $258
Residents with income below the poverty level in 2007:
| This zip code: | 16.2% | | Whole state: | 15.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.2% | | Whole state: | 6.7% |
Median number of rooms in houses and condos:
| Here: | 5.2 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 136
- 1995 to 1998: 397
- 1990 to 1994: 232
- 1980 to 1989: 393
- 1970 to 1979: 317
- 1960 to 1969: 201
- 1950 to 1959: 109
- 1940 to 1949: 45
- 1939 or earlier: 90
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Bedrooms in owner-occupied houses in Cross Hill, SC (29332): |
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- no bedroom: 0
- 1 bedrooms: 53
- 2 bedrooms: 280
- 3 bedrooms: 522
- 4 bedrooms: 98
- 5 or more bedrooms: 11
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 2
- 1 bedrooms: 10
- 2 bedrooms: 33
- 3 bedrooms: 33
- 4 bedrooms: 6
- 5 or more bedrooms: 0
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Vehicles available in 29332 zip code in owner-occupied houses/condos: |
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- no vehicle: 55
- 1 vehicle: 260
- 2 vehicles: 488
- 3 vehicles: 128
- 4 vehicles: 17
- 5 or more vehicles: 16
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 5
- 1 vehicle: 25
- 2 vehicles: 54
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 29332:
- Less than $10,000: 25
- $10,000 to $14,999: 12
- $15,000 to $19,999: 12
- $20,000 to $24,999: 15
- $25,000 to $29,999: 29
- $30,000 to $34,999: 37
- $35,000 to $39,999: 44
- $40,000 to $49,999: 22
- $50,000 to $59,999: 45
- $60,000 to $69,999: 31
- $70,000 to $79,999: 35
- $80,000 to $89,999: 34
- $90,000 to $99,999: 41
- $100,000 to $124,999: 114
- $125,000 to $149,999: 139
- $150,000 to $174,999: 64
- $175,000 to $199,999: 48
- $200,000 to $249,999: 101
- $250,000 to $299,999: 24
- $300,000 to $399,999: 28
- $400,000 to $499,999: 27
- $500,000 to $749,999: 4
- $750,000 to $999,999: 2
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Rent paid by renters in 2007 in zip code 29332:
- Less than $100: 7
- $100 to $149: 2
- $150 to $199: 1
- $200 to $249: 7
- $250 to $299: 9
- $300 to $349: 7
- $350 to $399: 8
- No cash rent: 41
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Median price asked for vacant for-sale houses and condos in 2007: $44,311.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $151,141
- Black or African American householders: $115,208
- Two or more races householders: $117,786
Estimated median house or condo value in 2007: $118,380 (it was $72,400 in 2000)
| 29332: | $118,380 | | South Carolina: | $133,900 |
Lower value quartile - upper value quartile: $29,275 - $127,672
Mean price in 2007:
Detached houses: $192,779| Here: | $192,779 | | State: | $214,820 |
In 3-to-4-unit structures: $79,607| Here: | $79,607 | | State: | $191,807 |
Mobile homes: $58,947| Here: | $58,947 | | State: | $45,713 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $45,615 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 870
- 3 or 4: 5
- Mobile homes: 971
- Boats, RVs, vans, etc.: 74

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Means of transportation to work
- Drove a car alone: 885 (76%)
- Carpooled: 227 (19%)
- Bus or trolley bus: 9 (1%)
- Other means: 6 (1%)
- Worked at home: 40 (3%)
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Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 30
- 10 to 14 minutes: 70
- 15 to 19 minutes: 73
- 20 to 24 minutes: 148
- 25 to 29 minutes: 139
- 30 to 34 minutes: 370
- 35 to 39 minutes: 67
- 40 to 44 minutes: 41
- 45 to 59 minutes: 76
- 60 to 89 minutes: 75
- 90 or more minutes: 38
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Percentage of zip code residents living and working in this county: 50.6%
Household type by relationship
Households: 2,680
- In family households: 2,329 (603 male householders, 180 female householders)
619 spouses, 691 children (609 natural, 6 adopted, 76 stepchildren), 131 grandchildren, 12 brothers or sisters, 17 parents, 29 other relatives, 47 non-relatives
- In nonfamily households: 351 (173 male householders (160 living alone)), 142 female householders (121 living alone)), 36 nonrelatives
Size of family households: 408 2-persons, 180 3-persons, 101 4-persons, 65 5-persons, 22 6-persons, 7 7-or-more-persons.
Size of nonfamily households: 281 1-person, 34 2-persons.
293 married couples with children.
178 single-parent households (35 men, 143 women).
97.7% of residents of 29332 zip code speak English at home.
0.3% of residents speak Spanish at home (71% very well, 29% not well).
2.0% of residents speak other Indo-European language at home (73% very well, 27% not well).
Foreign born population: 13 (0.5%)
(0.0% of them are naturalized citizens)
| This zip code: | 0.5% | | Whole state: | 2.9% |
Most common places of birth for the foreign-born residents:
- Other Northern Africa (85%)
- Germany (15%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 13
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 1,697
Black population: 784
American Indian population: 13
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 6
Two or more races population: 19

First ancestries reported:
|  Other groups: 663 |
|  United States or American: 471 |
|  English: 153 |
|  German: 97 |
|  Irish: 75 |
|  Subsaharan African:: 64 |
|  African: 64 |
|  Scotch-Irish: 55 |
|  Scottish: 40 |
|  Swedish: 32 |
|  Italian: 31 |
|  French (except Basque): 26 |
|  Polish: 24 |
|  Czech: 19 |
|  Dutch: 16 |
|  Norwegian: 16 |
|  Arab:: 11 |
|  Moroccan: 11 |
|  French Canadian: 9 |
|  Ukrainian: 7 |
|  Slovak: 1 |
Median worth of mobile homes: $65,158
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 3%
Most commonly used house heating fuel: |
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- Electricity (52%)
- Utility gas (19%)
- Fuel oil, kerosene, etc. (15%)
- Bottled, tank, or LP gas (8%)
- Wood (6%)
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Place of birth for U.S.-born residents:
- This state: 2057
- Northeast: 159
- Midwest: 83
- South: 332
- West: 24
61% of the 29332 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 35% lived in this county.
Out of people who lived in different counties, 67% lived in South Carolina.
Population in 1990: 1,089. Population change in the 1990s: +1,434 (+131.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 36
| Here: | 13.0% | | South Carolina: | 9.2% |
Students in private schools in grades 9 to 12 (high school): 4
| Here: | 2.6% | | South Carolina: | 8.1% |
Students in private undergraduate colleges: 3
| Here: | 9.7% | | South Carolina: | 20.3% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9 employees: 1 establishment)
- Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 2)
- Other Services (except Public Administration): Religious Organizations (1-4: 2)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (1-4: 1)
- Other Services (except Public Administration): Professional Organizations (1-4: 1)
- Finance and Insurance: Real Estate Credit (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $91,258 | 60 | $137,484 | 49 | $138,598 | 9 | $48,092 | 36 | $147,102 | 32 | $64,871 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $90,670 | 6 | $165,695 | 12 | $119,705 | 1 | $78,840 | 1 | $118,260 | 6 | $77,920 |
| APPLICATIONS DENIED | 0 | $0 | 18 | $98,418 | 42 | $81,186 | 8 | $30,649 | 6 | $83,965 | 19 | $69,462 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $140,730 | 18 | $123,166 | 2 | $126,145 | 2 | $212,080 | 2 | $89,880 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $49,670 | 0 | $0 | 2 | $180,545 | 1 | $19,710 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $78,050 | 61 | $134,364 | 50 | $130,701 | 13 | $39,602 | 35 | $136,821 | 26 | $60,858 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $66,230 | 13 | $55,855 | 11 | $73,249 | 3 | $47,830 | 5 | $57,238 | 9 | $41,084 |
| APPLICATIONS DENIED | 0 | $0 | 24 | $99,273 | 42 | $81,956 | 20 | $25,426 | 7 | $89,201 | 26 | $57,038 |
| APPLICATIONS WITHDRAWN | 1 | $86,720 | 7 | $139,660 | 12 | $118,982 | 4 | $84,950 | 6 | $112,873 | 4 | $70,365 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $63,860 | 5 | $107,538 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $66,750 | 51 | $120,733 | 58 | $88,981 | 8 | $62,383 | 32 | $104,980 | 28 | $57,525 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $60,710 | 9 | $60,882 | 14 | $96,635 | 4 | $47,500 | 3 | $101,967 | 9 | $49,143 |
| APPLICATIONS DENIED | 1 | $62,280 | 20 | $70,168 | 62 | $91,632 | 17 | $40,672 | 8 | $89,484 | 27 | $58,429 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $93,707 | 20 | $96,500 | 4 | $99,733 | 2 | $95,000 | 3 | $39,947 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 7 | $97,536 | 2 | $80,810 | 0 | $0 | 2 | $72,535 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $111,322 | 54 | $101,499 | 58 | $100,018 | 13 | $33,355 | 24 | $120,494 | 32 | $62,013 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $29,960 | 9 | $63,160 | 8 | $70,069 | 2 | $7,095 | 1 | $81,210 | 9 | $43,362 |
| APPLICATIONS DENIED | 1 | $74,110 | 18 | $57,903 | 58 | $70,915 | 9 | $36,354 | 6 | $75,423 | 32 | $58,711 |
| APPLICATIONS WITHDRAWN | 2 | $80,810 | 7 | $72,759 | 18 | $83,001 | 2 | $60,315 | 2 | $138,365 | 5 | $77,578 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 7 | $105,759 | 0 | $0 | 2 | $80,415 | 2 | $81,600 |
Detailed HMDA statistics for the following Tracts:
9810.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $203,801 | 3 | $232,840 | 4 | $179,755 | 1 | $48,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $256,428 | 2 | $85,935 | 1 | $42,570 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $182,120 | 0 | $0 | 1 | $182,120 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $195,523 | 1 | $212,870 | 3 | $243,353 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $145,329 | 2 | $227,060 | 3 | $196,573 | 2 | $31,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $39,025 | 2 | $332,310 | 1 | $48,880 | 1 | $29,170 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $107,222 | 5 | $131,820 | 5 | $129,298 | 1 | $70,170 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $184,093 | 1 | $268,060 | 2 | $266,085 | 1 | $31,540 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $154,530 | 1 | $154,530 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $99,339 | 6 | $108,405 | 2 | $168,325 | 7 | $96,523 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $72,925 | 1 | $74,110 | 0 | $0 | 1 | $48,880 |
| APPLICATIONS DENIED | 2 | $43,360 | 0 | $0 | 0 | $0 | 1 | $48,880 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $86,720 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $75,690 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9810.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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