32778 Zip Code (Tavares, FL) Detailed Profile

Estimated zip code population in 2016: 20,651
Zip code population in 2010: 18,617
Zip code population in 2000: 14,216

Houses and condos: 11,032
Renter-occupied apartments: 2,200
Mar. 2016 cost of living index in zip code 32778: 90.5 (less than average, U.S. average is 100)

Land area: 25.1 sq. mi.
Water area: 16.7 sq. mi.

Population density: 823 people per square mile

(low).

Recent home sales, real estate maps, and home value estimator for zip code 32778

Real estate property taxes paid for housing units in 2016:
Median real estate property taxes paid for housing units with mortgages in 2016: $1,598 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $1,062 (1.2%)

For population 25 years and over in 32778:

• High school or higher: 88.6%
• Bachelor's degree or higher: 21.0%
• Graduate or professional degree: 7.8%
• Unemployed: 7.7%
• Mean travel time to work (commute): 24.6 minutes

For population 15 years and over in 32778:

• Never married: 21.6%
• Now married: 52.7%
• Separated: 1.3%
• Widowed: 9.4%
• Divorced: 14.9%

Urban population: 17,691
Rural population: 2,959

Averages for the 2012 tax year for zip code 32778, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,171 (Individual Income Tax Returns)

Here:	$47,171
State:	$60,316

Salary/wage: $36,884 (reported on 69.2% of returns)

Here:	$36,884
State:	$45,277

(% of AGI for various income ranges: 60.1% for AGIs below $25k, 64.6% for AGIs $25k-50k, 56.7% for AGIs $50k-75k, 54.9% for AGIs $75k-100k, 51.1% for AGIs $100k-200k, 35.5% for AGIs over 200k)

Taxable interest for individuals: $2,339 (reported on 36.8% of returns)

This zip code:	$2,339
Florida:	$3,587

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Ordinary dividends: $6,122 (reported on 25.1% of returns)

Here:	$6,122
State:	$12,831

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 3.7% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,481 (reported on 19.9% of returns)

Here:	+$5,481
State:	+$33,493

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Profit/loss from business: +$6,899 (reported on 13.5% of returns)

Here:	+$6,899
State:	+$10,012

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 2.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,704 (reported on 19.2% of returns)

32778:	$14,704
Florida:	$21,544

(% of AGI for various income ranges: 6.0% for AGIs below $25k, 4.7% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 8.2% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Total itemized deductions: $20,903 (23% of AGI, reported on 22.8% of returns)

Here:	$20,903
State:	$25,533

Here:	23.3% of AGI
State:	18.0% of AGI

(% of AGI for various income ranges: 10.4% for AGIs below $25k, 10.6% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 11.1% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Charity contributions: $4,512 (reported on 18.0% of returns)

Here:	$4,512
State:	$5,698

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxes paid: $4,375 (reported on 22.3% of returns)

32778:	$4,375
State:	$6,203

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Earned income credit: $2,228 (reported on 18.6% of returns)

Here:	$2,228
State:	$2,372

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 46.0%

Here:	46%
State:	54%

(% for various income ranges: 41.2% for AGIs below $25k, 42.8% for AGIs $25k-50k, 48.7% for AGIs $50k-75k, 53.2% for AGIs $75k-100k, 65.1% for AGIs $100k-200k, 78.6% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32778, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,222 (Individual Income Tax Returns)

Here:	$40,222
State:	$50,523

Salary/wage: $33,015 (reported on 70.2% of returns)

Here:	$33,015
State:	$39,563

(% of AGI for various income ranges: 129.8% for AGIs below $10k, 58.1% for AGIs $10k-25k, 62.0% for AGIs $25k-50k, 63.1% for AGIs $50k-75k, 59.8% for AGIs $75k-100k, 45.7% for AGIs over 100k)

Taxable interest for individuals: $2,579 (reported on 50.3% of returns)

This zip code:	$2,579
Florida:	$3,211

(% of AGI for various income ranges: 12.5% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Taxable dividends: $3,382 (reported on 31.2% of returns)

Here:	$3,382
State:	$6,129

(% of AGI for various income ranges: 11.5% for AGIs below $10k, 3.6% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$9,542 (reported on 25.2% of returns)

Here:	+$9,542
State:	+$27,205

(% of AGI for various income ranges: -6.3% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Profit/loss from business: +$10,164 (reported on 12.3% of returns)

Here:	+$10,164
State:	+$10,634

(% of AGI for various income ranges: 13.4% for AGIs below $10k, 3.8% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Profit/loss from farming: +$1,897 (reported on 0.4% of returns)

Here:	+$1,897
State:	-$6,005

IRA payment deduction: $3,540 (reported on 2.8% of returns)

32778:	$3,540
Florida:	$3,082

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $11,350 (reported on 0.3% of returns)

Here:	$11,350
Florida:	$15,857

Total itemized deductions: $16,867 (24% of AGI, reported on 26.8% of returns)

Here:	$16,867
State:	$20,370

Here:	23.6% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 28.3% for AGIs below $10k, 10.3% for AGIs $10k-25k, 11.4% for AGIs $25k-50k, 11.5% for AGIs $50k-75k, 13.8% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Charity contributions deductions: $3,719 (5% of AGI, reported on 22.1% of returns)

Here:	$3,719
State:	$4,064

Here:	4.9% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $5,813 (reported on 74.3% of returns)

32778:	$5,813
State:	$9,431

(% of AGI for various income ranges: 4.4% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 18.5% for AGIs over 100k)

Earned income credit: $1,706 (reported on 14.2% of returns)

Here:	$1,706
State:	$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 59.4%

Here:	59%
State:	60%

(% for various income ranges: 52.6% for AGIs below $10k, 61.3% for AGIs $10k-25k, 58.1% for AGIs $25k-50k, 57.7% for AGIs $50k-75k, 63.4% for AGIs $75k-100k, 74.8% for AGIs over 100k)

Nearest zip codes: 34705, 32757, 32726, 34737, 34797, 32735.
Tavares Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 979
Household did not receive Food Stamps/SNAP in the past 12 months: 7,880

Women who had a birth in the past 12 months: 110 (40 now married, 69 unmarried)
Women who did not have a birth in the past 12 months: 3,250 (1,455 now married, 1,790 unmarried)

Housing units in zip code 32778 with a mortgage: 2,952 (44 second mortgage, 167 home equity loan, 19 both second mortgage and home equity loan)
Houses without a mortgage: 3,736

Median monthly owner costs for units with a mortgage: $1,266
Median monthly owner costs for units without a mortgage: $372

Residents with income below the poverty level in 2016:
Residents with income below 50% of the poverty level in 2016:

• Zip code 32778 household income distribution in 2016

• 
• 554Less than $10,000
• 572$10,000 to $14,999
• 599$15,000 to $19,999
• 682$20,000 to $24,999
• 458$25,000 to $29,999
• 517$30,000 to $34,999
• 593$35,000 to $39,999
• 598$40,000 to $44,999
• 299$45,000 to $49,999
• 619$50,000 to $59,999
• 946$60,000 to $74,999
• 1,075$75,000 to $99,999
• 580$100,000 to $124,999
• 291$125,000 to $149,999
• 198$150,000 to $199,999
• 135$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2016 in zip code 32778

• 
• 256Less than $10,000
• 152$10,000 to $14,999
• 12$15,000 to $19,999
• 74$20,000 to $24,999
• 135$25,000 to $29,999
• 72$30,000 to $34,999
• 115$35,000 to $39,999
• 293$40,000 to $49,999
• 239$50,000 to $59,999
• 223$60,000 to $69,999
• 425$70,000 to $79,999
• 323$80,000 to $89,999
• 170$90,000 to $99,999
• 569$100,000 to $124,999
• 708$125,000 to $149,999
• 580$150,000 to $174,999
• 508$175,000 to $199,999
• 444$200,000 to $249,999
• 272$250,000 to $299,999
• 309$300,000 to $399,999
• 92$400,000 to $499,999
• 71$500,000 to $749,999
• 57$750,000 to $999,999
• 57$1,000,000 to $1,499,999
• 10$1,500,000 to $1,999,999

• Rent paid by renters in 2016 in zip code 32778

• 
• 9Less than $100
• 41$100 to $149
• 36$150 to $199
• 8$200 to $249
• 13$250 to $299
• 37$300 to $349
• 30$350 to $399
• 81$400 to $449
• 23$450 to $499
• 192$500 to $549
• 78$550 to $599
• 148$600 to $649
• 230$650 to $699
• 197$700 to $749
• 177$750 to $799
• 227$800 to $899
• 156$900 to $999
• 115$1,000 to $1,249
• 98$1,250 to $1,499
• 16$1,500 to $1,999
• 40$2,000 to $2,499
• 14$2,500 to $2,999
• 7$3,000 to $3,499
• 143No cash rent

Median gross rent in 2016: $920.

Median price asked for vacant for-sale houses and condos in 2016: $108,409.

Estimated median house (or condo) value in 2016 for:

• White Non-Hispanic householders: $174,540
• Black or African American householders: $98,283
• Some other race householders: $113,831
• Two or more races householders: $141,224
• Hispanic or Latino householders: $131,599

Estimated median house or condo value in 2016: $128,638 Lower value quartile - upper value quartile: $68,091 - $196,044

Mean price in 2016:

Detached houses: $218,945

Here:	$218,945
State:	$297,126

Townhouses or other attached units: $145,184

Here:	$145,184
State:	$218,328

In 2-unit structures: $120,601

Here:	$120,601
State:	$199,072

In 3-to-4-unit structures: $214,136

Here:	$214,136
State:	$188,397

In 5-or-more-unit structures: $100,650

Here:	$100,650
State:	$280,732

Mobile homes: $80,359

Here:	$80,359
State:	$77,364

Occupied boats, RVs, vans, etc.: $81,700

Here:	$81,700
State:	$82,282

Housing units in structures:

• One, detached: 6,013
• One, attached: 422
• Two: 257
• 3 or 4: 390
• 5 to 9: 239
• 10 to 19: 128
• 20 to 49: 165
• 50 or more: 320
• Mobile homes: 3,028
• Boats, RVs, vans, etc.: 22

Unemployment: 7.7%

• Means of transportation to work in zip code 32778

• 
• 84.7%5,663Drove a car alone
• 8.1%543Carpooled
• 0.4%26Bus or trolley bus
• 0.2%16Motorcycle
• 0.3%21Bicycle
• 0.5%36Walked
• 0.3%23Other means
• 5.3%355Worked at home

• Travel time to work (commute) in zip code 32778

• 
• 263Less than 5 minutes
• 7525 to 9 minutes
• 88410 to 14 minutes
• 91915 to 19 minutes
• 96920 to 24 minutes
• 20925 to 29 minutes
• 75630 to 34 minutes
• 13035 to 39 minutes
• 33440 to 44 minutes
• 55045 to 59 minutes
• 48860 to 89 minutes
• 5590 or more minutes

Percentage of zip code residents living and working in this county: 73.8%

Household type by relationship:

Households: 19,779

• In family households: 16,092 (3,171 male householders, 2,452 female householders)

  4,363 spouses, 4,215 children (3,685 natural, 102 adopted, 429 stepchildren), 461 grandchildren, 368 brothers or sisters, 324 parents, 173 other relatives, 371 non-relatives

• In nonfamily households: 3,694 (1,338 male householders (1,228 living alone)), 1,881 female householders (1,770 living alone)), 461 nonrelatives
• In group quarters: 866 (590 institutionalized population)

Size of family households: 3,756 2-persons, 998 3-persons, 538 4-persons, 203 5-persons, 80 6-persons, 81 7-or-more-persons

Size of nonfamily households: 2,999 1-person, 195 2-persons, 13 6-persons, 3 7-or-more-persons

1,542 married couples with children.
1,052 single-parent households (199 men, 853 women).

91.8% of residents of 32778 zip code speak English at home.
6.9% of residents speak Spanish at home (60% very well, 22% well, 15% not well, 2% not at all).
1.5% of residents speak other Indo-European language at home (79% very well, 18% well, 3% not well).
0.7% of residents speak Asian or Pacific Island language at home (59% very well, 6% well, 35% not well).

Major facilities with environmental interests located in this zip code:

• IMPERIAL HOMES OF CENTRAL FLORIDA (29425 HWY 561 in TAVARES, FL)

  STATE MASTER (FDM) - CHAZ-FLR000013680, HAZARDOUS WASTE REGULATION PROGRAM
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
  Organizations: NON NOTIFIED (CONTACT/OWNER)
  

• COUNTY SUPERINTENDENT'S OFFICE (201 WEST BURLEIGH BLVD. in TAVARES, FL)

  (National Center for Education Statistics) - STATE ID-9001
  Organizations: LAKE COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• NONSCHOOL EXCEPTIONAL EDUCATION (201 W. BURLEIGH BOULEVARD in TAVARES, FL)

  (National Center for Education Statistics) - STATE ID-9004
  Organizations: LAKE COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• LAKE COUNTY ACER PROGRAM (551 WEST MAIN STREET in TAVARES, FL)

  (National Center for Education Statistics) - STATE ID-9013
  Organizations: LAKE COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• CITY OF TAVARES (100 N DISSTON AVE in TAVARES, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: NON NOTIFIER (CONTACT/OWNER)
  Alternative names: CITY OF TAVARES UTILITIES

• ADD LANES/RECONSTRUCT SR 426 (ADD LANES/RECONSTRUCT SR 500 F in TAVARES, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: FREDERICK BIRNIE (CONTACT/OWNER)
  

• LAKESHORE DRIVE - PHASE III (LAKESHORE DRIVE BETWEEN BAY RD in TAVARES, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: ROY SCHULTZ (CONTACT/OWNER)
  

• S.N. KNIGHT NORTH,AREA2,LAKE G (EAST SHORE LAKE GRIFFIN-YALE G in NEAR LEESBURG, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: MARK SOWARDS (CONTACT/OWNER)
  

• ROYAL HARBOR LIGHTHOUSE PLAZA (E SIDE SR 19 in TAVARES, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: JIM DEITCH (CONTACT/OWNER)
  

• ROYAL HARBOR PHASE 5 (E SIDE SR 19 in TAVARES, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: JIM DEITCH (CONTACT/OWNER)
  

• LAKESHORE DRIVE CR 452 PHASE I (LAKESHORE DRIVE STA. 11+31.61 in TAVARES, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: JOHN GIBBS (CONTACT/OWNER)
  

• 84 LUMBER EXPANSION (CR 561 in TAVARES, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: JIM ZAUNICK (CONTACT/OWNER)
  

• AG CARRIERS (13341 SOUTHRIDGE INDUSTRIAL DR in TAVARES, FL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: NON NOTIFIER (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 0.5%
Housing units lacking complete kitchen facilities: 1.8%

Population in 1990: 12,131. Population change in the 1990s: +2,085 (+17.2%).

Place of birth for U.S.-born residents:

• This state: 6,526
• Northeast: 4,257
• Midwest: 4,308
• South: 2,814
• West: 562

52% of the 32778 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

81% of the 32778 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 51% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 266
Students in private schools in grades 9 to 12 (high school): 35 Students in private undergraduate colleges: 171

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
• Health Care and Social Assistance: Home Health Care Services (250-499: 1, 100-249: 1, 10-19: 1, 1-4: 1)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 3, 10-19: 5, 5-9: 4, 1-4: 12)
• Professional, Scientific, and Technical Services: Offices of Lawyers (10-19: 2, 5-9: 7, 1-4: 25)
• Construction: Electrical Contractors (50-99: 1, 20-49: 1, 10-19: 1, 1-4: 2)
• Health Care and Social Assistance: Homes for the Elderly (50-99: 1, 20-49: 1, 5-9: 1, 1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 4, 5-9: 2, 1-4: 3)

Detailed HMDA statistics for the following Tracts: 0308.01 , 0308.02, 0310.00


Detailed PMIC statistics for the following Tracts: 0308.01 , 0308.02, 0310.00

Most common first names in zip code 32778 among deceased individuals
Name	Count	Lived (average)
William	188	77.6 years
John	181	76.1 years
James	138	74.8 years
Robert	133	74.4 years
Charles	116	76.6 years
Mary	102	77.7 years
George	98	77.4 years
Richard	71	73.9 years
Helen	70	80.3 years
Joseph	68	75.6 years

Most common last names in zip code 32778 among deceased individuals
Last name	Count	Lived (average)
Smith	87	77.9 years
Miller	37	77.4 years
Johnson	35	74.7 years
Davis	35	76.9 years
Jones	35	75.3 years
Brown	35	74.9 years
Williams	32	78.7 years
Wilson	27	75.0 years
Taylor	23	80.7 years
Young	19	75.3 years

Businesses in zip code 32778
Name	Count		Name	Count
AT&T	1		Holiday Inn	1
Ace Hardware	1		MasterBrand Cabinets	3
Best Western	1		Nike	1
Domino's Pizza	1		Sprint Nextel	1
FedEx	5		UPS	5
H&R Block	1		Walgreens	2
Hardee's	1		YMCA	1