38135 Zip Code Detailed Profile




Cities: Bartlett, TN (71.02%), Memphis, TN (4.89%)
County: Shelby County, TN
Estimated zip code population in 2013: 28,852
Zip code population in 2010: 30,657
Zip code population in 2000: 24,623

Houses and condos: 10,801
Renter-occupied apartments: 1,498
% of renters here:

15%
State:

34%
Mar. 2013 cost of living index in zip code 38135: 88.4 (less than average, U.S. average is 100)

Land area: 12.8 sq. mi.
Water area: 0.1 sq. mi.
Population density: 2,256 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 38135
Zip code 38135 (Bartlett, Tennessee) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 38135

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

1.4% ($2,268)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,235 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,381 (1.4%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 13,838  (48.0%)
Females: 15,014  (52.0%)

For population 25 years and over in 38135:

For population 15 years and over in 38135:

Zip code 38135 compared to state average:

  • Median household income above state average.
  • Unemployed percentage below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • Number of rooms per house above state average.
  • House age below state average.
  • Races in zip code 38135

  • Zip code 38135 races chart
    • 21,099White population
    • 7,168Black population
    • 45American Indian population
    • 866Asian population
    • 10Native Hawaiian and Other Pacific Islander population
    • 17Some other race population
    • 450Two or more races population
    • 1,002Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2013 data
Loading data...

123
Hide US histogram

38135, TN forum
Recent posts about zip code 38135 area on our local forum with over 1,900,000 registered users:
Which areas are crime-ridden?  (15 replies)
Moving to Tennesse from Michigan  (5 replies)
Most likely moving to Memphis next summer!  (57 replies)
Suburbs in Arkansas and Mississippi?  (22 replies)
Family suburbs of Memphis  (14 replies)
Moving from Chicago  (18 replies)
Urban population: 28,391
Rural population: 460

Estimated median house/condo value in 2013: $165,400
38135:

$165,400
Tennessee:

$140,300



According to our research of Tennessee and other state lists there were 12 registered sex offenders living in 38135 zip code as of May 03, 2016.
The ratio of number of residents in zip code 38135 to the number of sex offenders is 2,509 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

39.0 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.8 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 38135, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,955 (Individual Income Tax Returns)
Here:

$57,955
State:

$53,767

Salary/wage: $53,020 (reported on 86.9% of returns)
Here:

$53,020
State:

$45,421
(% of AGI for various income ranges: 78.3% for AGIs below $25k, 81.9% for AGIs $25k-50k, 81.1% for AGIs $50k-75k, 80.9% for AGIs $75k-100k, 84.3% for AGIs $100k-200k, 58.5% for AGIs over 200k)

Taxable interest for individuals: $873 (reported on 30.5% of returns)
This zip code:

$873
Tennessee:

$1,732
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $2,547 (reported on 15.7% of returns)
Here:

$2,547
State:

$6,739
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,042 (reported on 11.7% of returns)
Here:

+$4,042
State:

+$19,082
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 5.2% for AGIs over 200k)

Profit/loss from business: +$9,227 (reported on 16.4% of returns)
Here:

+$9,227
State:

+$15,240
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,805 (reported on 9.2% of returns)
38135:

$12,805
Tennessee:

$15,505
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 2.3% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Self-employment retirement plans: $12,883 (reported on 0.4% of returns)
38135:

$12,883
Tennessee:

$22,567

Total itemized deductions: $19,266 (21% of AGI, reported on 38.6% of returns)
Here:

$19,266
State:

$21,976

Here:

21.5% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 10.4% for AGIs below $25k, 14.7% for AGIs $25k-50k, 14.7% for AGIs $50k-75k, 13.9% for AGIs $75k-100k, 12.7% for AGIs $100k-200k, 7.6% for AGIs over 200k)

Charity contributions: $5,349 (reported on 34.5% of returns)
Here:

$5,349
State:

$6,709
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Taxes paid: $4,483 (reported on 38.4% of returns)
38135:

$4,483
State:

$4,829
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 3.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Earned income credit: $2,429 (reported on 15.9% of returns)
Here:

$2,429
State:

$2,404
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 44.0%
Here:

44%
State:

52%
(% for various income ranges: 41.3% for AGIs below $25k, 44.4% for AGIs $25k-50k, 42.7% for AGIs $50k-75k, 46.4% for AGIs $75k-100k, 46.9% for AGIs $100k-200k, 60.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 38135, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $54,173 (Individual Income Tax Returns)
Here:

$54,173
State:

$44,088

Salary/wage: $51,060 (reported on 88.9% of returns)
Here:

$51,060
State:

$38,825
(% of AGI for various income ranges: 120.7% for AGIs below $10k, 77.3% for AGIs $10k-25k, 82.6% for AGIs $25k-50k, 84.8% for AGIs $50k-75k, 87.7% for AGIs $75k-100k, 81.1% for AGIs over 100k)

Taxable interest for individuals: $1,056 (reported on 44.5% of returns)
This zip code:

$1,056
Tennessee:

$1,802
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,413 (reported on 22.2% of returns)
Here:

$1,413
State:

$3,727
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$4,338 (reported on 16.6% of returns)
Here:

+$4,338
State:

+$15,776
(% of AGI for various income ranges: -1.8% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Profit/loss from business: +$11,718 (reported on 14.9% of returns)
Here:

+$11,718
State:

+$12,882
(% of AGI for various income ranges: -0.7% for AGIs below $10k, 4.1% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 3.4% for AGIs over 100k)

IRA payment deduction: $3,180 (reported on 2.5% of returns)
38135:

$3,180
Tennessee:

$2,934
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,456 (reported on 0.6% of returns)
Here:

$10,456
Tennessee:

$16,857
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Total itemized deductions: $17,159 (22% of AGI, reported on 50.1% of returns)
Here:

$17,159
State:

$18,035

Here:

22.1% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 14.6% for AGIs below $10k, 13.4% for AGIs $10k-25k, 18.6% for AGIs $25k-50k, 17.7% for AGIs $50k-75k, 16.5% for AGIs $75k-100k, 13.6% for AGIs over 100k)

Charity contributions deductions: $3,872 (5% of AGI, reported on 45.4% of returns)
Here:

$3,872
State:

$5,167

Here:

4.9% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Total tax: $7,238 (reported on 80.9% of returns)
38135:

$7,238
State:

$7,482
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,729 (reported on 9.5% of returns)
Here:

$1,729
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 46.4%
Here:

46%
State:

60%
(% for various income ranges: 36.0% for AGIs below $10k, 48.9% for AGIs $10k-25k, 50.2% for AGIs $25k-50k, 47.3% for AGIs $50k-75k, 45.2% for AGIs $75k-100k, 48.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$77,880
Tennessee:

$44,297
Bartlett, TN (38135) map Nearest zip codes: 38029, 38133, 38134, 38128, 38054, 38016.
Percentage of family households:
This zip code:

58.7%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

3.3%
Tennessee:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 447
Household did not receive Food Stamps/SNAP in the past 12 months: 9,806


Women who had a birth in the past 12 months: 269 (176 now married, 93 unmarried)
Women who did not have a birth in the past 12 months: 6,890 (3,671 now married, 3,219 unmarried)


Housing units in zip code 38135 with a mortgage: 6,893 (334 second mortgage, 1,028 home equity loan)
Houses without a mortgage: 1,862

Median monthly owner costs for units with a mortgage: $1,528
Median monthly owner costs for units without a mortgage: S545

Residents with income below the poverty level in 2013:
This zip code:

4.5%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.5%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

7.2
State:

6.4
Median number of rooms in apartments:
Here:

5.6
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38135: HealthSouth Rehabilitation Hospital North (A), Fullview Baptist Church Christian Life Center (B), Faith Baptist Church Mission House (C), Ellendale Baptist Church Family Life Center (D). Display/hide their locations on the map

    Churches in zip code 38135 include: Fellowship Baptist Church (A), Fullview Church (B), Prosperity Church (C), Curry Memorial Church (D), The Church of Jesus Christ of Latter Day Saints (E), Solid Rock Baptist Church (F), Raleigh Springs Baptist Church (G), Quail Ridge Church of Christ (H), Living Word Lutheran Church (I). Display/hide their locations on the map

    Reservoir: Spring Lake (A). Display/hide its location on the map

    Creeks: Howard Creek (A), Raner Creek (B). Display/hide their locations on the map

    Park in zip code 38135: Bartlett Park (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 2,2192000 to 2009
  • 3,8931990 to 1999
  • 1,9451980 to 1989
  • 2,0691970 to 1979
  • 2401960 to 1969
  • 2501950 to 1959
  • 731940 to 1949
  • 1121939 or earlier

Zip code 38135 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Bartlett, TN (38135)

  • 12no bedroom
  • 221 bedroom
  • 2882 bedrooms
  • 4,7753 bedrooms
  • 2,9624 bedrooms
  • 6965+ bedrooms

Bedrooms in renter-occupied apartments in Bartlett, TN (38135)

  • 18no bedroom
  • 1771 bedroom
  • 3392 bedrooms
  • 7483 bedrooms
  • 1744 bedrooms
  • 425+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Bartlett, TN (38135) in owner-occupied houses/condos

  • 83no vehicle
  • 2,0571 vehicle
  • 3,7212 vehicles
  • 2,1433 vehicles
  • 4464 vehicles
  • 3055+ vehicles

Cars and other vehicles available in Bartlett, TN (38135) in renter-occupied apartments

  • 91no vehicle
  • 6821 vehicle
  • 5492 vehicles
  • 1163 vehicles
  • 334 vehicles
  • 275+ vehicles

Median gross rent in 2013: $1,186.


Median price asked for vacant for-sale houses and condos in 2013: $150,230.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $165,400
38135:

$165,400
Tennessee:

$140,300
Lower value quartile - upper value quartile: $125,500 - $217,500

Mean price in 2013:

Detached houses: $177,328
Here:

$177,328
State:

$193,341

Townhouses or other attached units: $124,695
Here:

$124,695
State:

$166,652

In 2-unit structures: $78,416
Here:

$78,416
State:

$142,213

In 3-to-4-unit structures: $148,122
Here:

$148,122
State:

$145,504

In 5-or-more-unit structures: $182,468
Here:

$182,468
State:

$182,736

Mobile homes: $36,783
Here:

$36,783
State:

$62,485

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 5.0%

Percentage of zip code residents living and working in this county: 96.6%

Household type by relationship:

Households: 28,391

Size of family households: 3,235 2-persons, 1,813 3-persons, 1,608 4-persons, 715 5-persons, 170 6-persons, 133 7-or-more-persons

Size of nonfamily households: 2,278 1-person, 181 2-persons, 103 3-persons, 17 4-persons

5,047 married couples with children.
1,367 single-parent households (335 men, 1,032 women).

90.5% of residents of 38135 zip code speak English at home.
6.1% of residents speak Spanish at home (60% very well, 23% well, 16% not well, 1% not at all).
1.8% of residents speak other Indo-European language at home (82% very well, 15% well, 3% not at all).
1.4% of residents speak Asian or Pacific Island language at home (16% very well, 61% well, 19% not well, 4% not at all).
0.1% of residents speak other language at home (48% very well, 52% well).

Foreign born population: 1,826 (6.3%)
(40.4% of them are naturalized citizens)
This zip code:

6.3%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 43%Mexico
  • 12%Bangladesh
  • 8%Philippines
  • 6%China, excluding Hong Kong and Taiwan
  • 4%Honduras
  • 4%Nigeria
  • 3%Bosnia and Herzegovina

Most common first ancestries reported in 38135 (%)

  • 39%Other groups
  • 9%American
  • 8%Irish
  • 8%German
  • 6%English
  • 3%Italian
  • 2%European

Year of entry for the foreign-born population

  • 582010 or later
  • 7672000 to 2009
  • 5811990 to 1999
  • 764Before 1990

Private high school not listed on the city page:

  • NICHOLAS HOBBS ACADEMY (Students: 88; Location: 7410 MEMPHIS ARLINGTON RD, MEMPHIS, TN; Grades: 2 - 12)

Zip code 38135 topographic map

There are 85 Medical Specialists in Zip Code 38135.

Facilities with environmental interests located in this zip code:


Zip code 38135 marital status for males
Zip code 38135 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 4.2%

Most commonly used house heating fuel

  • 65%Utility gas
  • 34%Electricity

Population in 1990: 13,428. Population change in the 1990s: +11,195 (+83.4%).

Place of birth for U.S.-born residents:


52% of the 38135 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

92% of the 38135 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 63% moved from this county.
   Out of people who lived in different houses, 4% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 793
Here:

22.2%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 341
Here:

17.7%
Tennessee:

12.7%
Students in private undergraduate colleges: 463
Here:

29.4%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 101,397Life, physical, and social science occupations
  • 81,211Computer and mathematical occupations
  • 79,323Architecture and engineering occupations
  • 73,690Management occupations
  • 53,571Law enforcement workers including supervisors
  • 53,491Installation, maintenance, and repair occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 219 people in residential treatment centers for juveniles (non-correctional)
  • 22 people in group homes for juveniles (non-correctional)
  • 13 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 138 people in homes for abused, dependent, and neglected children
  • 8 people in homes for the mentally retarded
  • 3 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED502$151,062137$133,111987$143,87540$37,45983$132,4960$0
APPLICATIONS APPROVED, NOT ACCEPTED13$146,9507$163,81797$141,7992$11,9953$127,9370$0
APPLICATIONS DENIED44$130,76726$107,198363$152,74838$23,27330$90,4563$184,990
APPLICATIONS WITHDRAWN31$157,92119$120,782294$157,3673$20,25714$96,4410$0
FILES CLOSED FOR INCOMPLETENESS9$149,0996$123,87574$156,2845$46,3945$75,4360$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0206.31 , 0206.41, 0206.42, 0206.52

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED21$144,16543$157,1130$0
APPLICATIONS APPROVED, NOT ACCEPTED9$138,63633$170,7633$109,267
APPLICATIONS DENIED7$134,0504$162,7980$0
APPLICATIONS WITHDRAWN0$03$84,9070$0
FILES CLOSED FOR INCOMPLETENESS2$91,1550$02$91,155
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0206.31 , 0206.41, 0206.42, 0206.52

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 38135 among deceased individuals
NameCountLived (average)
Mary7079.8 years
James6172.9 years
John5275.5 years
William4674.9 years
Robert3873.6 years
Dorothy3280.5 years
Frances2578.2 years
Joseph2276.5 years
Margaret2281.1 years
Charles2274.1 years
Most common last names in zip code 38135 among deceased individuals
Last nameCountLived (average)
Smith3677.7 years
Johnson2577.5 years
Jones2281.3 years
Williams2076.8 years
Brown1575.5 years
Moore1575.4 years
Davis1373.2 years
Walker1273.3 years
Taylor1274.8 years
Hall1179.4 years

Businesses in zip code 38135



Discuss Bartlett, Tennessee (TN) on our hugely popular Tennessee forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2016 Advameg, Inc.