38545 Zip Code (TN) Detailed Profile

Estimated zip code population in 2022: 1,416
Zip code population in 2010: 1,474
Zip code population in 2000: 1,315

Houses and condos: 744
Renter-occupied apartments: 149
March 2022 cost of living index in zip code 38545: 77.9 (low, U.S. average is 100)

Land area: 24.7 sq. mi.
Water area: 0.0 sq. mi.

Population density: 57 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with no mortgage in 2022: $717 (0.8%)

For population 25 years and over in 38545:

• High school or higher: 89.1%
• Bachelor's degree or higher: 14.1%
• Graduate or professional degree: 1.5%
• Unemployed: 2.9%
• Mean travel time to work (commute): 28.5 minutes

For population 15 years and over in 38545:

• Never married: 25.0%
• Now married: 51.8%
• Separated: 2.6%
• Widowed: 3.0%
• Divorced: 17.7%

• 
• • 1,30492.2%White
  • 725.1%Two or more races
  • 332.3%Black
  • 40.3%Some other race
  • 20.1%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 38545, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $44,350 (Individual Income Tax Returns)

Here:	$44,350
State:	$69,014

Salary/wage: $42,764 (reported on 80.6% of returns)

Here:	$42,764
State:	$55,872

(% of AGI for various income ranges: 973.7% for AGIs below $25k, 3681.5% for AGIs $25k-50k, 5924.4% for AGIs $50k-75k, 7796.0% for AGIs $75k-100k, 18386.7% for AGIs $100k-200k)

Taxable interest for individuals: $481 (reported on 25.8% of returns)

This zip code:	$481
Tennessee:	$1,945

(% of AGI for various income ranges: 16.8% for AGIs below $25k, 4.6% for AGIs $25k-50k, 37.8% for AGIs $50k-75k, 16.7% for AGIs $100k-200k)

Ordinary dividends: $1,900 (reported on 4.8% of returns)

Here:	$1,900
State:	$8,105

(% of AGI for various income ranges: 43.8% for AGIs $25k-50k)

Net capital gain/loss in AGI: +$10,575 (reported on 6.5% of returns)

Here:	+$10,575
State:	+$33,664

(% of AGI for various income ranges: 470.0% for AGIs $50k-75k)

Profit/loss from business: +$9,420 (reported on 16.1% of returns)

Here:	+$9,420
State:	+$18,991

(% of AGI for various income ranges: 228.4% for AGIs below $25k, 564.4% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $13,700 (reported on 4.8% of returns)

38545:	$13,700
Tennessee:	$20,036

(% of AGI for various income ranges: 456.7% for AGIs $50k-75k)

Earned income credit: $2,417 (reported on 19.4% of returns)

Here:	$2,417
State:	$2,391

(% of AGI for various income ranges: 99.5% for AGIs below $25k, 77.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 98.4%

Here:	98%
State:	93%

(% for various income ranges: 100.0% for AGIs below $25k, 93.8% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 38545, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $32,522 (Individual Income Tax Returns)

Here:	$32,522
State:	$53,767

Salary/wage: $32,893 (reported on 80.0% of returns)

Here:	$32,893
State:	$45,421

(% of AGI for various income ranges: 76.2% for AGIs below $25k, 85.7% for AGIs $25k-50k, 77.4% for AGIs $50k-75k, 82.7% for AGIs $75k-100k)

Taxable interest for individuals: $607 (reported on 25.5% of returns)

This zip code:	$607
Tennessee:	$1,732

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Ordinary dividends: $467 (reported on 5.5% of returns)

Here:	$467
State:	$6,739

Profit/loss from business: +$7,736 (reported on 20.0% of returns)

Here:	+$7,736
State:	+$15,240

(% of AGI for various income ranges: 13.1% for AGIs below $25k, 4.6% for AGIs $25k-50k, 3.8% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $4,967 (reported on 5.5% of returns)

38545:	$4,967
Tennessee:	$15,505

Total itemized deductions: $20,817 (33% of AGI, reported on 10.9% of returns)

Here:	$20,817
State:	$21,976

Here:	32.6% of AGI
State:	17.8% of AGI

Charity contributions: $2,025 (reported on 7.3% of returns)

Here:	$2,025
State:	$6,709

Taxes paid: $2,883 (reported on 10.9% of returns)

38545:	$2,883
State:	$4,829

Earned income credit: $2,444 (reported on 29.1% of returns)

Here:	$2,444
State:	$2,404

(% of AGI for various income ranges: 8.8% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.3%

Here:	67%
State:	52%

(% for various income ranges: 62.1% for AGIs below $25k, 69.2% for AGIs $25k-50k, 71.4% for AGIs $50k-75k, 83.3% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 38545, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $26,957 (Individual Income Tax Returns)

Here:	$26,957
State:	$44,088

Salary/wage: $27,417 (reported on 81.2% of returns)

Here:	$27,417
State:	$38,825

(% of AGI for various income ranges: 70.6% for AGIs below $10k, 77.9% for AGIs $10k-25k, 86.1% for AGIs $25k-50k, 86.5% for AGIs $50k-75k, 79.8% for AGIs $75k-100k)

Taxable interest for individuals: $652 (reported on 32.6% of returns)

This zip code:	$652
Tennessee:	$1,802

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Taxable dividends: $385 (reported on 6.9% of returns)

Here:	$385
State:	$3,727

Net capital gain/loss: +$1,583 (reported on 8.5% of returns)

Here:	+$1,583
State:	+$15,776

(% of AGI for various income ranges: -0.3% for AGIs below $10k, 0.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k)

Profit/loss from business: +$5,521 (reported on 20.7% of returns)

Here:	+$5,521
State:	+$12,882

(% of AGI for various income ranges: 20.9% for AGIs below $10k, 10.2% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, -0.3% for AGIs $50k-75k)

Total itemized deductions: $14,197 (29% of AGI, reported on 10.8% of returns)

Here:	$14,197
State:	$18,035

Here:	28.7% of AGI
State:	19.9% of AGI

Charity contributions deductions: $2,300 (4% of AGI, reported on 7.1% of returns)

Here:	$2,300
State:	$5,167

Here:	4.3% of AGI
State:	5.3% of AGI

Total tax: $3,103 (reported on 67.4% of returns)

38545:	$3,103
State:	$7,482

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 4.4% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 14.7% for AGIs $75k-100k)

Earned income credit: $1,825 (reported on 27.3% of returns)

Here:	$1,825
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 74.6%

Here:	75%
State:	60%

(% for various income ranges: 66.4% for AGIs below $10k, 79.3% for AGIs $10k-25k, 75.4% for AGIs $25k-50k, 74.6% for AGIs $50k-75k, 85.2% for AGIs $75k-100k)

Nearest zip codes: 38564, 38544, 38562, 38501, 38548, 38552.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 103
Household did not receive Food Stamps/SNAP in the past 12 months: 551

Women who did not have a birth in the past 12 months: 292 (172 now married, 120 unmarried)

Housing units in zip code 38545 with a mortgage: 111 (18 second mortgage, 18 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,303
Median monthly owner costs for units without a mortgage: $317

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38545 household income distribution in 2022

• 7Less than $10,000
• 14$15,000 to $19,999
• 9$20,000 to $24,999
• 40$25,000 to $29,999
• 7$30,000 to $34,999
• 113$35,000 to $39,999
• 32$40,000 to $44,999
• 28$45,000 to $49,999
• 67$50,000 to $59,999
• 122$60,000 to $74,999
• 147$75,000 to $99,999
• 38$100,000 to $124,999
• 11$150,000 to $199,999
• 14$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38545

• 45Less than $10,000
• 8$15,000 to $19,999
• 9$20,000 to $24,999
• 5$25,000 to $29,999
• 9$40,000 to $49,999
• 3$50,000 to $59,999
• 22$60,000 to $69,999
• 101$70,000 to $79,999
• 14$80,000 to $89,999
• 15$90,000 to $99,999
• 63$100,000 to $124,999
• 5$125,000 to $149,999
• 37$150,000 to $174,999
• 9$175,000 to $199,999
• 49$200,000 to $249,999
• 32$300,000 to $399,999
• 7$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 38545

• 32$100 to $149
• 38$400 to $449
• 13$500 to $549
• 44$600 to $649
• 8$750 to $799
• 18No cash rent

Median gross rent in 2022: $808.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $121,448

Estimated median house or condo value in 2022: $115,221 Lower value quartile - upper value quartile: $86,087 - $192,993

Mean price in 2022:

Detached houses: $170,985

Here:	$170,985
State:	$374,382

Mobile homes: $41,872

Here:	$41,872
State:	$101,421

Housing units in structures:

• One, detached: 562
• 3 or 4: 9
• Mobile homes: 165

Unemployment: 2.9%

• Means of transportation to work in zip code 38545

• 84.2%686Drove a car alone
• 8.2%67Carpooled
• 1.0%8Walked
• 2.9%24Worked at home

• Travel time to work (commute) in zip code 38545

• 8Less than 5 minutes
• 155 to 9 minutes
• 19715 to 19 minutes
• 20020 to 24 minutes
• 825 to 29 minutes
• 23230 to 34 minutes
• 2235 to 39 minutes
• 1840 to 44 minutes
• 1845 to 59 minutes
• 4490 or more minutes

Percentage of zip code residents living and working in this county: 53.7%

Household type by relationship:

Households: 1,416

• Male householders: 400 (61 living alone), Female householders: 256 (123 living alone)

• 286 spouses (284 opposite-sex spouses), 50 unmarried partners, (50 opposite-sex unmarried partners), 347 children (317 natural, 0 adopted, 29 stepchildren), 10 grandchildren, 0 brothers or sisters, 7 parents, 0 foster children, 19 other relatives, 39 non-relatives

• In group quarters: 10 (-1 institutionalized population)

Size of family households: 219 2-persons, 126 3-persons, 30 4-persons, 32 6-persons

Size of nonfamily households: 185 1-person, 63 2-persons

154 married couples with children.
72 single-parent households (38 men, 34 women).

97.8% of residents of 38545 zip code speak English at home.
1.6% of residents speak Spanish at home (100% very well).
0.7% of residents speak other Indo-European language at home (100% very well).

Housing units lacking complete plumbing facilities: 10.9%
Housing units lacking complete kitchen facilities: 8.0%

Population in 1990: 1,089. Population change in the 1990s: +226 (+20.8%).

Place of birth for U.S.-born residents:

• This state: 968
• Northeast: 100
• Midwest: 109
• South: 88
• West: 149

68% of the 38545 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 41% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

101% of the 38545 zip code residents lived in the same house 1 year ago.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 2
Students in private schools in grades 9 to 12 (high school): 6

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19 employees: 1 establishment)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (5-9: 1)
• Construction: Painting and Wall Covering Contractors (1-4: 1)
• Construction: Siding Contractors (1-4: 1)
• Construction: Highway, Street, and Bridge Construction (1-4: 1)
• Finance and Insurance: Direct Property and Casualty Insurance Carriers (1-4: 1)

Most common first names in zip code 38545 among deceased individuals
Name	Count	Lived (average)
James	14	70.6 years
William	12	75.2 years
Willie	7	76.7 years
Robert	6	68.4 years
John	6	74.6 years
Donald	5	75.8 years
Mary	5	78.4 years
Eugene	4	66.0 years
Ruth	4	65.5 years
Charles	4	72.5 years

Most common last names in zip code 38545 among deceased individuals
Last name	Count	Lived (average)
Pippin	23	78.9 years
Flatt	18	81.5 years
Dyer	13	77.6 years
Jackson	9	73.2 years
Rodgers	9	71.6 years
Goolsby	7	75.4 years
Birdwell	7	75.7 years
Johnson	7	72.7 years
Anderson	6	73.2 years
Mchenry	6	78.7 years