Estimated median household income in 2007: $32,267
| This zip code: | $32,267 | | Tennessee: | $42,367 |
Nearest zip codes: 38554, 38580, 38542, 38589, 38506, 38553.
Housing units in zip code 38574 with a mortgage: 638 (64 second mortgage, 48 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 674
Median monthly owner costs for units with a mortgage: $908
Median monthly owner costs for units without a mortgage: $257
Residents with income below the poverty level in 2007:
| This zip code: | 25.2% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 38574 include: Shady Grove Church (A), Sand Springs Baptist Church (B), Pine Ridge Church (C), Woodcliff Church (D), Mineral Springs First Baptist Church (E), Mill Creek Church (F), Verble Church (G), Union Point Church (H), Union Grove Church (I). Display/hide their locations on the map
Cemeteries: Shaver Cemetery (1), Welch Cemetery (2), Walker Cemetery (3), Union Point Cemetery (4), Terry Cemetery (5), Lovejoy Cemetery (6), Swallows Cemetery (7). Display/hide their locations on the map
Reservoirs: City of Monterey Lake (A), Monterey Lake Number One (B), Monterey Lake Number Two (C). Display/hide their locations on the map
Streams, rivers, and creeks: George Branch (A), Jack Branch (B), Marth Branch (C), Bill Branch (D), Meadow Creek (E), Mineral Springs Branch (F), Morgan Branch (G), Whetstone Creek (H), Cooper Branch (I). Display/hide their locations on the map
Post office: Monterey Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 136
- 1995 to 1998: 410
- 1990 to 1994: 380
- 1980 to 1989: 698
- 1970 to 1979: 543
- 1960 to 1969: 390
- 1950 to 1959: 293
- 1940 to 1949: 153
- 1939 or earlier: 206
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Bedrooms in owner-occupied houses in Monterey, TN (38574): |
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- no bedroom: 7
- 1 bedrooms: 54
- 2 bedrooms: 554
- 3 bedrooms: 1,230
- 4 bedrooms: 217
- 5 or more bedrooms: 24
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 17
- 1 bedrooms: 109
- 2 bedrooms: 369
- 3 bedrooms: 186
- 4 bedrooms: 59
- 5 or more bedrooms: 4
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Vehicles available in 38574 zip code in owner-occupied houses/condos: |
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- no vehicle: 86
- 1 vehicle: 501
- 2 vehicles: 961
- 3 vehicles: 406
- 4 vehicles: 101
- 5 or more vehicles: 31
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 119
- 1 vehicle: 339
- 2 vehicles: 235
- 3 vehicles: 44
- 4 vehicles: 7
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 38574:
- Less than $10,000: 31
- $10,000 to $14,999: 17
- $15,000 to $19,999: 62
- $20,000 to $24,999: 55
- $25,000 to $29,999: 48
- $30,000 to $34,999: 35
- $35,000 to $39,999: 39
- $40,000 to $49,999: 109
- $50,000 to $59,999: 114
- $60,000 to $69,999: 140
- $70,000 to $79,999: 129
- $80,000 to $89,999: 129
- $90,000 to $99,999: 190
- $100,000 to $124,999: 349
- $125,000 to $149,999: 180
- $150,000 to $174,999: 114
- $175,000 to $199,999: 102
- $200,000 to $249,999: 166
- $250,000 to $299,999: 77
- $300,000 to $399,999: 30
- $400,000 to $499,999: 20
- $500,000 to $749,999: 32
- $1,000,000 or more: 41
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Rent paid by renters in 2007 in zip code 38574:
- Less than $100: 56
- $100 to $149: 20
- $150 to $199: 47
- $200 to $249: 30
- $250 to $299: 73
- $300 to $349: 77
- $350 to $399: 81
- $400 to $449: 26
- $450 to $499: 10
- $500 to $549: 10
- $700 to $749: 8
- No cash rent: 116
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Median price asked for vacant for-sale houses and condos in 2007: $83,101.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $106,358
- Some other race householders: $123,393
- Two or more races householders: $81,472
- Hispanic or Latino householders: $99,248
Estimated median house or condo value in 2007: $100,788 (it was $67,700 in 2000)
| 38574: | $100,788 | | Tennessee: | $130,800 |
Lower value quartile - upper value quartile: $61,450 - $122,083
Mean price in 2007:
Detached houses: $181,687| Here: | $181,687 | | State: | $188,120 |
Townhouses or other attached units: $103,565| Here: | $103,565 | | State: | $161,999 |
In 2-unit structures: $193,890| Here: | $193,890 | | State: | $142,458 |
In 5-or-more-unit structures: $180,663| Here: | $180,663 | | State: | $164,555 |
Mobile homes: $41,420| Here: | $41,420 | | State: | $44,109 |
Occupied boats, RVs, vans, etc.: $187,500| Here: | $187,500 | | State: | $46,838 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,198
- One, attached: 33
- Two: 98
- 3 or 4: 95
- 5 to 9: 48
- 10 to 19: 13
- 20 to 49: 13
- 50 or more: 4
- Mobile homes: 690
- Boats, RVs, vans, etc.: 17

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Means of transportation to work
- Drove a car alone: 2,208 (72%)
- Carpooled: 678 (22%)
- Motorcycle: 6 (0%)
- Walked: 63 (2%)
- Other means: 35 (1%)
- Worked at home: 89 (3%)
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Travel time to work
- Less than 5 minutes: 116
- 5 to 9 minutes: 412
- 10 to 14 minutes: 299
- 15 to 19 minutes: 494
- 20 to 24 minutes: 452
- 25 to 29 minutes: 218
- 30 to 34 minutes: 501
- 35 to 39 minutes: 74
- 40 to 44 minutes: 14
- 45 to 59 minutes: 143
- 60 to 89 minutes: 110
- 90 or more minutes: 157
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Percentage of zip code residents living and working in this county: 65.7%
Household type by relationship
Households: 7,452
- In family households: 6,683 (1,769 male householders, 407 female householders)
1,810 spouses, 2,213 children (1,968 natural, 92 adopted, 153 stepchildren), 148 grandchildren, 70 brothers or sisters, 22 parents, 89 other relatives, 155 non-relatives
- In nonfamily households: 769 (340 male householders (291 living alone)), 328 female householders (309 living alone)), 101 nonrelatives
- In group quarters: 105 (all institutionalized)
Size of family households: 963 2-persons, 485 3-persons, 431 4-persons, 195 5-persons, 69 6-persons, 33 7-or-more-persons.
Size of nonfamily households: 600 1-person, 48 2-persons, 9 3-persons, 4 4-persons, 3 5-persons, 4 6-persons.
1,329 married couples with children.
345 single-parent households (91 men, 254 women).
90.5% of residents of 38574 zip code speak English at home.
8.5% of residents speak Spanish at home (28% very well, 20% well, 20% not well, 31% not at all).
0.9% of residents speak other Indo-European language at home (83% very well, 17% well).
0.1% of residents speak Asian or Pacific Island language at home (33% well, 67% not well).
Foreign born population: 403 (5.4%)
(22.6% of them are naturalized citizens)
| This zip code: | 5.4% | | Whole state: | 2.8% |
Most common places of birth for the foreign-born residents:
- Mexico (54%)
- Guatemala (40%)
- Germany (3%)
- Canada (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 162
- 1990 to 1994: 51
- 1985 to 1989: 65
- 1980 to 1984: 60
- 1975 to 1979: 29
- 1970 to 1974: 17
- 1970 to 1974: 7
- 1965 to 1969: 12
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White population: 7,037
Black population: 29
American Indian population: 18
Asian population: 11
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 286
Two or more races population: 51

First ancestries reported:
|  United States or American: 2174 |
|  Other groups: 908 |
|  English: 448 |
|  Irish: 344 |
|  German: 301 |
|  Italian: 134 |
|  Dutch: 70 |
|  Scotch-Irish: 60 |
|  Scottish: 53 |
|  Norwegian: 49 |
|  European: 45 |
|  Polish: 42 |
|  French (except Basque): 25 |
|  British: 23 |
|  French Canadian: 15 |
|  Lithuanian: 13 |
|  Canadian: 13 |
|  Russian: 12 |
|  Swiss: 11 |
|  Danish: 6 |
|  Swedish: 6 |
|  Croatian: 5 |
|  Hungarian: 5 |
|  Subsaharan African:: 5 |
|  African: 5 |
|  Welsh: 4 |

Facitilies with environmental interests located in this zip code:
- BURKS MIDDLE SCHOOL (300 CROSSVILLE ST in MONTEREY, TN)
(National Center for Education Statistics) - STATE ID-0025
Organizations: PUTNAM COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
- AMERICAN SAND SUPPLY (ROCKY POINT ROAD in MONTEREY, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
Alternative names: LLOYD BOWMAN
- AMERICAN SAND SUPPLY (U. S. HIGHWAY 70N in MONTEREY, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
- AMERICAN SAND SUPPLY (SAND SPRINGS ROAD & HWY 70W in MONTEREY, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
- AMERICAN SAND SUPPLY (U.S. HIGHWAY 70 in MONTEREY, TN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
- CUMBERLAND CONTAINER CORPORATION (1027 NORTH CHESTNUT STREET in MONTEREY, TN)
AIR MINOR (AIRS/AFS)
Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
Median worth of mobile homes: $49,669
Housing units lacking complete plumbing facilities: 4%
Housing units lacking complete kitchen facilities: 4%
Most commonly used house heating fuel: |
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- Utility gas (44%)
- Electricity (29%)
- Bottled, tank, or LP gas (17%)
- Wood (9%)
- Fuel oil, kerosene, etc. (2%)
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Place of birth for U.S.-born residents:
- This state: 5092
- Northeast: 222
- Midwest: 980
- South: 700
- West: 131
58% of the 38574 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 44% lived in this county.
Out of people who lived in different counties, 40% lived in Tennessee.
Population in 1990: 5,030. Population change in the 1990s: +2,402 (+47.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 50
| Here: | 5.6% | | Tennessee: | 9.5% |
Students in private schools in grades 9 to 12 (high school): 15
| Here: | 4.1% | | Tennessee: | 10.4% |
Students in private undergraduate colleges: 5
| Here: | 3.1% | | Tennessee: | 22.8% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- AMERICAN SAND SUPPLY INC (9130 MONTEREY HWY in MONTEREY, TN; small business): $77,222 in 7 contracts from 2003 to 2005
Contracts for Mineral Construction Materials, Bulk by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $8,000; 2004: $41,310; 2005: $27,912; 2006: $0.
Biggest contracts:
$13,956 with Army for Mineral Construction Materials, Bulk. Signed on 2005-09-21. Completion date: 2005-09-30.
$13,956 with U.S. Army Corps of Engineers - civil program financing only for Mineral Construction Materials, Bulk. Signed on 2005-09-21. Completion date: 2005-09-30.
$11,655, same as above. Signed on 2004-04-16. Completion date: 2004-04-30.
$11,655 with Army for Mineral Construction Materials, Bulk. Signed on 2004-04-16. Completion date: 2004-04-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2, 5-9: 1, 1-4: 1)
- Educational Services: Elementary and Secondary Schools (20-49: 1, 1-4: 1)
- Finance and Insurance: Commercial Banking (10-19: 1, 1-4: 1)
- Construction: Commercial and Institutional Building Construction (10-19: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
105 people in nursing homes
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 6
- Pedestrians involved in fatal accidents: 0
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