38574 Zip Code (Monterey, TN) Detailed Profile

Estimated zip code population in 2022: 8,760
Zip code population in 2010: 8,413
Zip code population in 2000: 7,432

Houses and condos: 3,939
Renter-occupied apartments: 838
March 2022 cost of living index in zip code 38574: 79.8 (low, U.S. average is 100)

Land area: 172.6 sq. mi.
Water area: 0.7 sq. mi.

Population density: 51 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $907 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $689 (0.4%)

For population 25 years and over in 38574:

• High school or higher: 79.0%
• Bachelor's degree or higher: 11.9%
• Graduate or professional degree: 3.3%
• Unemployed: 2.9%
• Mean travel time to work (commute): 23.5 minutes

For population 15 years and over in 38574:

• Never married: 24.0%
• Now married: 57.5%
• Separated: 1.0%
• Widowed: 6.8%
• Divorced: 10.6%

• 
• • 7,86289.8%White
  • 7588.7%Hispanic or Latino
  • 630.7%Black
  • 500.6%Two or more races
  • 250.3%American Indian

Urban population: 3,306
Rural population: 5,453

Averages for the 2020 tax year for zip code 38574, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $51,416 (Individual Income Tax Returns)

Here:	$51,416
State:	$69,014

Salary/wage: $39,144 (reported on 75.6% of returns)

Here:	$39,144
State:	$55,872

(% of AGI for various income ranges: 1109.4% for AGIs below $25k, 3371.8% for AGIs $25k-50k, 5688.8% for AGIs $50k-75k, 7555.5% for AGIs $75k-100k, 10724.2% for AGIs $100k-200k, 46235.0% for AGIs over 200k)

Taxable interest for individuals: $1,173 (reported on 27.6% of returns)

This zip code:	$1,173
Tennessee:	$1,945

(% of AGI for various income ranges: 16.4% for AGIs below $25k, 17.3% for AGIs $25k-50k, 34.4% for AGIs $50k-75k, 73.6% for AGIs $75k-100k, 155.8% for AGIs $100k-200k, 1450.0% for AGIs over 200k)

Ordinary dividends: $3,712 (reported on 10.6% of returns)

Here:	$3,712
State:	$8,105

(% of AGI for various income ranges: 14.1% for AGIs below $25k, 18.7% for AGIs $25k-50k, 44.4% for AGIs $50k-75k, 51.8% for AGIs $75k-100k, 276.3% for AGIs $100k-200k, 1730.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$17,952 (reported on 10.6% of returns)

Here:	+$17,952
State:	+$33,664

(% of AGI for various income ranges: 8.5% for AGIs below $25k, 30.2% for AGIs $25k-50k, 139.8% for AGIs $50k-75k, 188.6% for AGIs $75k-100k, 735.8% for AGIs $100k-200k, 22170.0% for AGIs over 200k)

Profit/loss from business: +$16,924 (reported on 18.0% of returns)

Here:	+$16,924
State:	+$18,991

(% of AGI for various income ranges: 206.9% for AGIs below $25k, 180.1% for AGIs $25k-50k, 305.9% for AGIs $50k-75k, 545.5% for AGIs $75k-100k, 1235.8% for AGIs $100k-200k, 14340.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $22,810 (reported on 8.2% of returns)

38574:	$22,810
Tennessee:	$20,036

(% of AGI for various income ranges: 54.3% for AGIs below $25k, 79.1% for AGIs $25k-50k, 163.9% for AGIs $50k-75k, 549.5% for AGIs $75k-100k, 2052.6% for AGIs $100k-200k)

Total itemized deductions: $34,411 (reported on 2.4% of returns)

Here:	$34,411
State:	$40,136

(% of AGI for various income ranges: 225.4% for AGIs $50k-75k, 506.8% for AGIs $100k-200k, 6050.0% for AGIs over 200k)

Charity contributions: $17,186 (reported on 1.9% of returns)

Here:	$17,186
State:	$19,852

(% of AGI for various income ranges: 12.5% for AGIs $25k-50k, 249.5% for AGIs $100k-200k, 3090.0% for AGIs over 200k)

Taxes paid: $5,825 (reported on 2.1% of returns)

38574:	$5,825
State:	$6,038

(% of AGI for various income ranges: 34.9% for AGIs $50k-75k, 80.0% for AGIs $100k-200k, 855.0% for AGIs over 200k)

Earned income credit: $2,429 (reported on 22.3% of returns)

Here:	$2,429
State:	$2,391

(% of AGI for various income ranges: 111.3% for AGIs below $25k, 94.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.4%

Here:	94%
State:	93%

(% for various income ranges: 94.5% for AGIs below $25k, 95.3% for AGIs $25k-50k, 92.7% for AGIs $50k-75k, 93.5% for AGIs $75k-100k, 93.9% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 38574, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,136 (Individual Income Tax Returns)

Here:	$35,136
State:	$53,767

Salary/wage: $30,638 (reported on 81.0% of returns)

Here:	$30,638
State:	$45,421

(% of AGI for various income ranges: 76.8% for AGIs below $25k, 80.5% for AGIs $25k-50k, 72.8% for AGIs $50k-75k, 63.0% for AGIs $75k-100k, 77.1% for AGIs $100k-200k)

Taxable interest for individuals: $848 (reported on 24.7% of returns)

This zip code:	$848
Tennessee:	$1,732

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Ordinary dividends: $3,223 (reported on 8.5% of returns)

Here:	$3,223
State:	$6,739

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,707 (reported on 7.7% of returns)

Here:	+$2,707
State:	+$19,082

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 3.1% for AGIs $100k-200k)

Profit/loss from business: +$8,748 (reported on 17.0% of returns)

Here:	+$8,748
State:	+$15,240

(% of AGI for various income ranges: 9.5% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 5.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,207 (reported on 8.0% of returns)

38574:	$13,207
Tennessee:	$15,505

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 6.6% for AGIs $100k-200k)

Total itemized deductions: $20,937 (27% of AGI, reported on 11.6% of returns)

Here:	$20,937
State:	$21,976

Here:	26.8% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 4.0% for AGIs below $25k, 5.2% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 14.9% for AGIs $100k-200k)

Charity contributions: $5,478 (reported on 9.1% of returns)

Here:	$5,478
State:	$6,709

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Taxes paid: $3,551 (reported on 11.6% of returns)

38574:	$3,551
State:	$4,829

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Earned income credit: $2,413 (reported on 27.8% of returns)

Here:	$2,413
State:	$2,404

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.4%

Here:	63%
State:	52%

(% for various income ranges: 62.2% for AGIs below $25k, 64.6% for AGIs $25k-50k, 59.0% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38574, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,952 (Individual Income Tax Returns)

Here:	$30,952
State:	$44,088

Salary/wage: $27,215 (reported on 82.9% of returns)

Here:	$27,215
State:	$38,825

(% of AGI for various income ranges: 90.6% for AGIs below $10k, 76.9% for AGIs $10k-25k, 83.0% for AGIs $25k-50k, 78.0% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 41.7% for AGIs over 100k)

Taxable interest for individuals: $1,349 (reported on 29.4% of returns)

This zip code:	$1,349
Tennessee:	$1,802

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $1,409 (reported on 10.8% of returns)

Here:	$1,409
State:	$3,727

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$9,866 (reported on 10.6% of returns)

Here:	+$9,866
State:	+$15,776

(% of AGI for various income ranges: -1.5% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Profit/loss from business: +$7,703 (reported on 19.8% of returns)

Here:	+$7,703
State:	+$12,882

(% of AGI for various income ranges: 17.2% for AGIs below $10k, 9.0% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $3,795 (reported on 1.3% of returns)

38574:	$3,795
Tennessee:	$2,934

Total itemized deductions: $16,761 (23% of AGI, reported on 13.0% of returns)

Here:	$16,761
State:	$18,035

Here:	22.8% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 5.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 9.8% for AGIs over 100k)

Charity contributions deductions: $4,645 (6% of AGI, reported on 10.3% of returns)

Here:	$4,645
State:	$5,167

Here:	5.7% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Total tax: $4,002 (reported on 69.8% of returns)

38574:	$4,002
State:	$7,482

(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.1% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 20.6% for AGIs over 100k)

Earned income credit: $1,812 (reported on 25.5% of returns)

Here:	$1,812
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 69.8%

Here:	70%
State:	60%

(% for various income ranges: 63.9% for AGIs below $10k, 70.8% for AGIs $10k-25k, 72.8% for AGIs $25k-50k, 71.2% for AGIs $50k-75k, 59.3% for AGIs $75k-100k, 80.3% for AGIs over 100k)

Nearest zip codes: 38554, 38580, 38578, 38542, 38589, 38506.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 441
Household did not receive Food Stamps/SNAP in the past 12 months: 3,007

Women who had a birth in the past 12 months: 68 (62 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 1,365 (726 now married, 639 unmarried)

Housing units in zip code 38574 with a mortgage: 1,189 (96 second mortgage, 97 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,025
Median monthly owner costs for units without a mortgage: $359

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38574 household income distribution in 2022

• 278Less than $10,000
• 254$10,000 to $14,999
• 187$15,000 to $19,999
• 190$20,000 to $24,999
• 82$25,000 to $29,999
• 183$30,000 to $34,999
• 188$35,000 to $39,999
• 122$40,000 to $44,999
• 232$45,000 to $49,999
• 202$50,000 to $59,999
• 410$60,000 to $74,999
• 497$75,000 to $99,999
• 216$100,000 to $124,999
• 135$125,000 to $149,999
• 59$150,000 to $199,999
• 184$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38574

• 4Less than $10,000
• 12$10,000 to $14,999
• 24$15,000 to $19,999
• 27$20,000 to $24,999
• 8$25,000 to $29,999
• 149$30,000 to $34,999
• 19$35,000 to $39,999
• 47$40,000 to $49,999
• 51$50,000 to $59,999
• 116$60,000 to $69,999
• 49$70,000 to $79,999
• 95$80,000 to $89,999
• 33$90,000 to $99,999
• 121$100,000 to $124,999
• 148$125,000 to $149,999
• 193$150,000 to $174,999
• 117$175,000 to $199,999
• 201$200,000 to $249,999
• 196$250,000 to $299,999
• 486$300,000 to $399,999
• 180$400,000 to $499,999
• 65$500,000 to $749,999
• 11$750,000 to $999,999
• 39$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 38574

• 6Less than $100
• 13$150 to $199
• 32$200 to $249
• 20$250 to $299
• 11$300 to $349
• 66$350 to $399
• 38$400 to $449
• 92$450 to $499
• 78$500 to $549
• 5$550 to $599
• 19$600 to $649
• 43$650 to $699
• 36$700 to $749
• 12$750 to $799
• 4$800 to $899
• 4$900 to $999
• 66$1,000 to $1,249
• 20$2,000 to $2,499
• 38$2,500 to $2,999
• 203No cash rent

Median gross rent in 2022: $788.

Median price asked for vacant for-sale houses and condos in 2022: $118,282.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $214,986
• Some other race householders: $249,419
• Two or more races householders: $164,683
• Hispanic or Latino householders: $200,613

Estimated median house or condo value in 2022: $202,710 Lower value quartile - upper value quartile: $105,244 - $348,941

Mean price in 2022:

Detached houses: $269,701

Here:	$269,701
State:	$374,382

Townhouses or other attached units: $908,072

Here:	$908,072
State:	$354,101

Mobile homes: $109,642

Here:	$109,642
State:	$101,421

Housing units in structures:

• One, detached: 3,136
• One, attached: 29
• Two: 50
• 3 or 4: 84
• 5 to 9: 51
• 10 to 19: 23
• 20 to 49: 8
• 50 or more: 4
• Mobile homes: 440
• Boats, RVs, vans, etc.: 96

Unemployment: 2.9%

• Means of transportation to work in zip code 38574

• 78.6%2,784Drove a car alone
• 10.0%355Carpooled
• 3.1%111Walked
• 0.2%6Other means
• 5.6%200Worked at home

• Travel time to work (commute) in zip code 38574

• 184Less than 5 minutes
• 3215 to 9 minutes
• 45910 to 14 minutes
• 49615 to 19 minutes
• 33220 to 24 minutes
• 12325 to 29 minutes
• 86530 to 34 minutes
• 8635 to 39 minutes
• 8840 to 44 minutes
• 15545 to 59 minutes
• 9260 to 89 minutes
• 5490 or more minutes

Percentage of zip code residents living and working in this county: 70.8%

Household type by relationship:

Households: 8,760

• Male householders: 1,838 (432 living alone), Female householders: 1,612 (397 living alone)

• 1,833 spouses (1,787 opposite-sex spouses), 321 unmarried partners, (321 opposite-sex unmarried partners), 2,659 children (2,350 natural, 64 adopted, 237 stepchildren), 203 grandchildren, 31 brothers or sisters, 79 parents, 0 foster children, 77 other relatives, 71 non-relatives

• In group quarters: 89 (-1 institutionalized population)

Size of family households: 1,185 2-persons, 525 3-persons, 411 4-persons, 150 5-persons, 151 6-persons, 32 7-or-more-persons

Size of nonfamily households: 827 1-person, 82 2-persons, 72 3-persons

1,283 married couples with children.
475 single-parent households (68 men, 407 women).

93.1% of residents of 38574 zip code speak English at home.
5.3% of residents speak Spanish at home (62% very well, 2% well, 34% not well, 2% not at all).
1.7% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BURKS MIDDLE SCHOOL (300 CROSSVILLE ST in MONTEREY, TN)

  (National Center for Education Statistics) - STATE ID-0025
  Organizations: PUTNAM COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• AMERICAN SAND SUPPLY (ROCKY POINT ROAD in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  Alternative names: LLOYD BOWMAN

• AMERICAN SAND SUPPLY (U. S. HIGHWAY 70N in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  

• AMERICAN SAND SUPPLY (SAND SPRINGS ROAD & HWY 70W in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  

• AMERICAN SAND SUPPLY (U.S. HIGHWAY 70 in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  

• CUMBERLAND CONTAINER CORPORATION (1027 NORTH CHESTNUT STREET in MONTEREY, TN)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
  

Housing units lacking complete plumbing facilities: 2.7%
Housing units lacking complete kitchen facilities: 2.3%

Population in 1990: 5,030. Population change in the 1990s: +2,402 (+47.8%).

Place of birth for U.S.-born residents:

• This state: 4,658
• Northeast: 538
• Midwest: 1,488
• South: 1,047
• West: 645

58% of the 38574 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

92% of the 38574 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 26% moved from this county.
   Out of people who lived in different houses, 49% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 137
Students in private schools in grades 9 to 12 (high school): 49 Students in private undergraduate colleges: 54

Companies with federal contracts located in this zip code:

• AMERICAN SAND SUPPLY INC (9130 MONTEREY HWY in MONTEREY, TN; small business) : $77,222 in 7 contracts from 2003 to 2005

  Contracts for Mineral Construction Materials, Bulk by Army, U.S. Army Corps of Engineers - civil program financing only
  Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $8,000; 2004: $41,310; 2005: $27,912; 2006: $0.
  
  Biggest contracts:
  $13,956 with Army for Mineral Construction Materials, Bulk. Signed on 2005-09-21. Completion date: 2005-09-30.
  $13,956 with U.S. Army Corps of Engineers - civil program financing only for Mineral Construction Materials, Bulk. Signed on 2005-09-21. Completion date: 2005-09-30.
  $11,655, same as above. Signed on 2004-04-16. Completion date: 2004-04-30.
  $11,655 with Army for Mineral Construction Materials, Bulk. Signed on 2004-04-16. Completion date: 2004-04-30.
  

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2, 5-9: 1, 1-4: 1)
• Educational Services: Elementary and Secondary Schools (20-49: 1, 1-4: 1)
• Finance and Insurance: Commercial Banking (10-19: 1, 1-4: 1)
• Construction: Commercial and Institutional Building Construction (10-19: 1, 1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 35. The highest number of fire incidents - 78 took place in 2016, and the least - 7 in 2003. The data has a rising trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (41.2%), and Outside Fires (35.1%).


• Fire incident types reported to NFIRS in Zip Code 38574
• 24541.2%Structure Fires
• 20935.1%Outside Fires
• 12721.3%Mobile Property/Vehicle Fires
• 142.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38574, Tennessee

Most common first names in zip code 38574 among deceased individuals
Name	Count	Lived (average)
James	84	70.8 years
William	49	75.4 years
John	47	76.2 years
Mary	44	79.8 years
Robert	34	72.0 years
Willie	32	74.2 years
George	28	78.0 years
Charles	24	72.5 years
Thomas	17	70.1 years
Betty	15	69.3 years

Most common last names in zip code 38574 among deceased individuals
Last name	Count	Lived (average)
Phillips	94	73.7 years
Buckner	41	72.2 years
Looper	40	77.6 years
Wilson	35	75.6 years
Walker	34	76.3 years
Bilbrey	33	73.4 years
Henry	30	76.3 years
Whittaker	30	75.2 years
Norrod	27	77.3 years
Harris	25	79.0 years

Businesses in zip code 38574
Name	Count		Name	Count
Ace Hardware	1		Hardee's	1
Burger King	1		Subway	1
Dairy Queen	1		Super 8	1
FedEx	1		U-Haul	1
H&R Block	1