38574 Zip Code (Monterey, TN) Detailed Profile

Estimated zip code population in 2019: 8,771
Zip code population in 2010: 8,413
Zip code population in 2000: 7,432

Houses and condos: 3,872
Renter-occupied apartments: 880
March 2019 cost of living index in zip code 38574: 79.6 (low, U.S. average is 100)

Land area: 172.6 sq. mi.
Water area: 0.7 sq. mi.

Population density: 51 people per square mile

(very low).

Real estate property taxes paid for housing units in 2019:
Median real estate property taxes paid for housing units with mortgages in 2019: $640 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $777 (0.4%)

For population 25 years and over in 38574:

• High school or higher: 80.6%
• Bachelor's degree or higher: 10.9%
• Graduate or professional degree: 4.3%
• Unemployed: 8.0%
• Mean travel time to work (commute): 28.7 minutes

For population 15 years and over in 38574:

• Never married: 22.4%
• Now married: 59.0%
• Separated: 0.9%
• Widowed: 6.5%
• Divorced: 11.1%

• 
• • 7,37087.6%White
  • 90910.8%Hispanic or Latino
  • 490.6%Two or more races
  • 320.4%Asian
  • 240.3%Black
  • 230.3%American Indian
  • 30.04%Native Hawaiian and Other
    Pacific Islander
  • 30.04%Some other race

Urban population: 3,310
Rural population: 5,460

Averages for the 2012 tax year for zip code 38574, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,136 (Individual Income Tax Returns)

Here:	$35,136
State:	$53,767

Salary/wage: $30,638 (reported on 81.0% of returns)

Here:	$30,638
State:	$45,421

(% of AGI for various income ranges: 76.8% for AGIs below $25k, 80.5% for AGIs $25k-50k, 72.8% for AGIs $50k-75k, 63.0% for AGIs $75k-100k, 77.1% for AGIs $100k-200k)

Taxable interest for individuals: $848 (reported on 24.7% of returns)

This zip code:	$848
Tennessee:	$1,732

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Ordinary dividends: $3,223 (reported on 8.5% of returns)

Here:	$3,223
State:	$6,739

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,707 (reported on 7.7% of returns)

Here:	+$2,707
State:	+$19,082

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 3.1% for AGIs $100k-200k)

Profit/loss from business: +$8,748 (reported on 17.0% of returns)

Here:	+$8,748
State:	+$15,240

(% of AGI for various income ranges: 9.5% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 5.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,207 (reported on 8.0% of returns)

38574:	$13,207
Tennessee:	$15,505

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 6.6% for AGIs $100k-200k)

Total itemized deductions: $20,937 (27% of AGI, reported on 11.6% of returns)

Here:	$20,937
State:	$21,976

Here:	26.8% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 4.0% for AGIs below $25k, 5.2% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 14.9% for AGIs $100k-200k)

Charity contributions: $5,478 (reported on 9.1% of returns)

Here:	$5,478
State:	$6,709

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Taxes paid: $3,551 (reported on 11.6% of returns)

38574:	$3,551
State:	$4,829

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Earned income credit: $2,413 (reported on 27.8% of returns)

Here:	$2,413
State:	$2,404

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.4%

Here:	63%
State:	52%

(% for various income ranges: 62.2% for AGIs below $25k, 64.6% for AGIs $25k-50k, 59.0% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38574, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,952 (Individual Income Tax Returns)

Here:	$30,952
State:	$44,088

Salary/wage: $27,215 (reported on 82.9% of returns)

Here:	$27,215
State:	$38,825

(% of AGI for various income ranges: 90.6% for AGIs below $10k, 76.9% for AGIs $10k-25k, 83.0% for AGIs $25k-50k, 78.0% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 41.7% for AGIs over 100k)

Taxable interest for individuals: $1,349 (reported on 29.4% of returns)

This zip code:	$1,349
Tennessee:	$1,802

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $1,409 (reported on 10.8% of returns)

Here:	$1,409
State:	$3,727

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$9,866 (reported on 10.6% of returns)

Here:	+$9,866
State:	+$15,776

(% of AGI for various income ranges: -1.5% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Profit/loss from business: +$7,703 (reported on 19.8% of returns)

Here:	+$7,703
State:	+$12,882

(% of AGI for various income ranges: 17.2% for AGIs below $10k, 9.0% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $3,795 (reported on 1.3% of returns)

38574:	$3,795
Tennessee:	$2,934

Total itemized deductions: $16,761 (23% of AGI, reported on 13.0% of returns)

Here:	$16,761
State:	$18,035

Here:	22.8% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 5.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 9.8% for AGIs over 100k)

Charity contributions deductions: $4,645 (6% of AGI, reported on 10.3% of returns)

Here:	$4,645
State:	$5,167

Here:	5.7% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Total tax: $4,002 (reported on 69.8% of returns)

38574:	$4,002
State:	$7,482

(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.1% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 20.6% for AGIs over 100k)

Earned income credit: $1,812 (reported on 25.5% of returns)

Here:	$1,812
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 69.8%

Here:	70%
State:	60%

(% for various income ranges: 63.9% for AGIs below $10k, 70.8% for AGIs $10k-25k, 72.8% for AGIs $25k-50k, 71.2% for AGIs $50k-75k, 59.3% for AGIs $75k-100k, 80.3% for AGIs over 100k)

Nearest zip codes: 38554, 38580, 38578, 38542, 38589, 38506.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 446
Household did not receive Food Stamps/SNAP in the past 12 months: 2,886

Women who had a birth in the past 12 months: 53 (43 now married, 10 unmarried)
Women who did not have a birth in the past 12 months: 1,538 (933 now married, 595 unmarried)

Housing units in zip code 38574 with a mortgage: 1,207 (20 second mortgage, 89 home equity loan)
Houses without a mortgage: 1,267

Median monthly owner costs for units with a mortgage: $1,070
Median monthly owner costs for units without a mortgage: $311

Residents with income below the poverty level in 2019:
Residents with income below 50% of the poverty level in 2019:

• Zip code 38574 household income distribution in 2019

• 154Less than $10,000
• 326$10,000 to $14,999
• 336$15,000 to $19,999
• 196$20,000 to $24,999
• 145$25,000 to $29,999
• 206$30,000 to $34,999
• 144$35,000 to $39,999
• 108$40,000 to $44,999
• 156$45,000 to $49,999
• 351$50,000 to $59,999
• 322$60,000 to $74,999
• 389$75,000 to $99,999
• 189$100,000 to $124,999
• 140$125,000 to $149,999
• 60$150,000 to $199,999
• 26$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2019 in zip code 38574

• 30Less than $10,000
• 19$10,000 to $14,999
• 43$15,000 to $19,999
• 37$25,000 to $29,999
• 29$30,000 to $34,999
• 48$35,000 to $39,999
• 30$40,000 to $49,999
• 71$50,000 to $59,999
• 124$60,000 to $69,999
• 33$70,000 to $79,999
• 66$80,000 to $89,999
• 80$90,000 to $99,999
• 260$100,000 to $124,999
• 222$125,000 to $149,999
• 257$150,000 to $174,999
• 152$175,000 to $199,999
• 222$200,000 to $249,999
• 236$250,000 to $299,999
• 206$300,000 to $399,999
• 144$400,000 to $499,999

• Rent paid by renters in 2019 in zip code 38574

• 49Less than $100
• 8$100 to $149
• 14$150 to $199
• 46$200 to $249
• 29$250 to $299
• 113$300 to $349
• 40$350 to $399
• 109$400 to $449
• 55$450 to $499
• 37$500 to $549
• 1$550 to $599
• 126$600 to $649
• 30$650 to $699
• 11$700 to $749
• 4$1,000 to $1,249
• 133No cash rent

Median gross rent in 2019: $600.

Median price asked for vacant for-sale houses and condos in 2019: $124,310.

Estimated median house (or condo) value in 2019 for:

• White Non-Hispanic householders: $171,333
• Some other race householders: $198,775
• Two or more races householders: $131,244
• Hispanic or Latino householders: $159,879

Estimated median house or condo value in 2019: $161,550 Lower value quartile - upper value quartile: $100,796 - $247,771

Mean price in 2019:

Detached houses: $190,503

Here:	$190,503
State:	$260,661

Townhouses or other attached units: $166,357

Here:	$166,357
State:	$241,796

Mobile homes: $75,723

Here:	$75,723
State:	$90,685

Housing units in structures:

• One, detached: 2,915
• One, attached: 85
• Two: 84
• 3 or 4: 109
• 5 to 9: 68
• 10 to 19: 15
• 20 to 49: 39
• 50 or more: 4
• Mobile homes: 523

Unemployment: 8.0%

• Means of transportation to work in zip code 38574

• 80.0%2,584Drove a car alone
• 10.6%341Carpooled
• 3.6%117Walked
• 1.3%42Other means
• 4.3%140Worked at home

• Travel time to work (commute) in zip code 38574

• 215Less than 5 minutes
• 2295 to 9 minutes
• 29010 to 14 minutes
• 15915 to 19 minutes
• 51520 to 24 minutes
• 18725 to 29 minutes
• 84230 to 34 minutes
• 11935 to 39 minutes
• 3240 to 44 minutes
• 20645 to 59 minutes
• 16460 to 89 minutes
• 12090 or more minutes

Percentage of zip code residents living and working in this county: 60.7%

Household type by relationship:

Households: 8,771

• Male householders: 1,829 (487 living alone), Female householders: 1,513 (381 living alone)

• 1,950 spouses (1,942 opposite-sex spouses), 183 unmarried partners, (183 opposite-sex unmarried partners), 2,368 children (2,225 natural, 16 adopted, 126 stepchildren), 320 grandchildren, 127 brothers or sisters, 91 parents, 0 foster children, 172 other relatives, 132 non-relatives

• In group quarters: 92 (-1 institutionalized population)

Size of family households: 1,218 2-persons, 401 3-persons, 333 4-persons, 170 5-persons, 161 6-persons, 50 7-or-more-persons

Size of nonfamily households: 867 1-person, 77 2-persons, 59 3-persons

1,252 married couples with children.
328 single-parent households (53 men, 275 women).

82.9% of residents of 38574 zip code speak English at home.
14.8% of residents speak Spanish at home (57% very well, 10% well, 31% not well, 2% not at all).
1.9% of residents speak other Indo-European language at home (92% very well, 8% well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (100% not at all).

Facilities with environmental interests located in this zip code:

• BURKS MIDDLE SCHOOL (300 CROSSVILLE ST in MONTEREY, TN)

  (National Center for Education Statistics) - STATE ID-0025
  Organizations: PUTNAM COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• AMERICAN SAND SUPPLY (ROCKY POINT ROAD in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  Alternative names: LLOYD BOWMAN

• AMERICAN SAND SUPPLY (U. S. HIGHWAY 70N in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  

• AMERICAN SAND SUPPLY (SAND SPRINGS ROAD & HWY 70W in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  

• AMERICAN SAND SUPPLY (U.S. HIGHWAY 70 in MONTEREY, TN)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  

• CUMBERLAND CONTAINER CORPORATION (1027 NORTH CHESTNUT STREET in MONTEREY, TN)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
  

Housing units lacking complete plumbing facilities: 3.8%
Housing units lacking complete kitchen facilities: 3.6%

Population in 1990: 5,030. Population change in the 1990s: +2,402 (+47.8%).

Place of birth for U.S.-born residents:

• This state: 4,578
• Northeast: 614
• Midwest: 1,236
• South: 1,073
• West: 411

58% of the 38574 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

90% of the 38574 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 44% moved from this county.
   Out of people who lived in different houses, 39% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 116
Students in private schools in grades 9 to 12 (high school): 42 Students in private undergraduate colleges: 6

Companies with federal contracts located in this zip code:

• AMERICAN SAND SUPPLY INC (9130 MONTEREY HWY in MONTEREY, TN; small business) : $77,222 in 7 contracts from 2003 to 2005

  Contracts for Mineral Construction Materials, Bulk by Army, U.S. Army Corps of Engineers - civil program financing only
  Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $8,000; 2004: $41,310; 2005: $27,912; 2006: $0.
  
  Biggest contracts:
  $13,956 with Army for Mineral Construction Materials, Bulk. Signed on 2005-09-21. Completion date: 2005-09-30.
  $13,956 with U.S. Army Corps of Engineers - civil program financing only for Mineral Construction Materials, Bulk. Signed on 2005-09-21. Completion date: 2005-09-30.
  $11,655, same as above. Signed on 2004-04-16. Completion date: 2004-04-30.
  $11,655 with Army for Mineral Construction Materials, Bulk. Signed on 2004-04-16. Completion date: 2004-04-30.
  

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2, 5-9: 1, 1-4: 1)
• Educational Services: Elementary and Secondary Schools (20-49: 1, 1-4: 1)
• Finance and Insurance: Commercial Banking (10-19: 1, 1-4: 1)
• Construction: Commercial and Institutional Building Construction (10-19: 1, 1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 35. The highest number of fires - 78 took place in 2016, and the least - 7 in 2003. The data has an increasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (41.2%), and Outside Fires (35.1%).


• Fire incident types reported to NFIRS in Zip Code 38574
• 24541.2%Structure Fires
• 20935.1%Outside Fires
• 12721.3%Mobile Property/Vehicle Fires
• 142.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38574, Tennessee

Most common first names in zip code 38574 among deceased individuals
Name	Count	Lived (average)
James	84	70.8 years
William	49	75.4 years
John	47	76.2 years
Mary	44	79.8 years
Robert	34	72.0 years
Willie	32	74.2 years
George	28	78.0 years
Charles	24	72.5 years
Thomas	17	70.1 years
Betty	15	69.3 years

Most common last names in zip code 38574 among deceased individuals
Last name	Count	Lived (average)
Phillips	94	73.7 years
Buckner	41	72.2 years
Looper	40	77.6 years
Wilson	35	75.6 years
Walker	34	76.3 years
Bilbrey	33	73.4 years
Henry	30	76.3 years
Whittaker	30	75.2 years
Norrod	27	77.3 years
Harris	25	79.0 years

Businesses in zip code 38574
Name	Count		Name	Count
Ace Hardware	1		Hardee's	1
Burger King	1		Subway	1
Dairy Queen	1		Super 8	1
FedEx	1		U-Haul	1
H&R Block	1