38574 Zip Code Detailed Profile




City: Monterey, TN (1.76%)
Counties: Putnam County, TN (51.88%), Overton County, TN (31.63%), Cumberland County, TN (12.51%), Fentress County, TN (3.98%)
Estimated zip code population in 2013: 8,245
Zip code population in 2010: 8,413
Zip code population in 2000: 7,432

Houses and condos: 3,945
Renter-occupied apartments: 952
% of renters here:

28%
State:

34%
Mar. 2013 cost of living index in zip code 38574: 81.2 (low, U.S. average is 100)

Land area: 172.6 sq. mi.
Water area: 0.7 sq. mi.
Population density: 48 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 38574
Zip code 38574 (Monterey, Tennessee) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.5% ($537)
Tennessee:

0.7% ($1,049)
Median real estate property taxes paid for housing units with mortgages in 2013: $590 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $487 (0.6%)

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Males: 3,919  (47.5%)
Females: 4,326  (52.5%)

For population 25 years and over in 38574:

For population 15 years and over in 38574:

Zip code 38574 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage above state average.
  • Median age above state average.
  • Number of college students significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 38574

  • Zip code 38574 races chart
    • 7,370White population
    • 24Black population
    • 23American Indian population
    • 32Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 3Some other race population
    • 49Two or more races population
    • 909Hispanic or Latino population

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38574, TN forum
Recent posts about zip code 38574 area on our local forum with over 1,800,000 registered users:
Anyone out in the ice storm????  (64 replies)
Ice Storm Devastation Monterey - Crossville  (43 replies)
Retirement in Cumberland Cove  (47 replies)
relocation, again  (28 replies)
Vacation  (12 replies)
Tornado's/Bad storms Cumberland Cove vs Cookeville  (7 replies)
Urban population: 3,111
Rural population: 5,133

Estimated median house/condo value in 2013: $98,800
38574:

$98,800
Tennessee:

$140,300



According to our research of Tennessee and other state lists there were 13 registered sex offenders living in 38574 zip code as of August 04, 2015.
The ratio of number of residents in zip code 38574 to the number of sex offenders is 709 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

46.2 years
Tennessee median age:

38.5 years
Average household size:
This zip code:

2.4 people
Tennessee:

2.5 people

Averages for the 2012 tax year for zip code 38574, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,136 (Individual Income Tax Returns)
Here:

$35,136
State:

$53,767

Salary/wage: $30,638 (reported on 81.0% of returns)
Here:

$30,638
State:

$45,421
(% of AGI for various income ranges: 76.8% for AGIs below $25k, 80.5% for AGIs $25k-50k, 72.8% for AGIs $50k-75k, 63.0% for AGIs $75k-100k, 77.1% for AGIs $100k-200k)

Taxable interest for individuals: $848 (reported on 24.7% of returns)
This zip code:

$848
Tennessee:

$1,732
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Ordinary dividends: $3,223 (reported on 8.5% of returns)
Here:

$3,223
State:

$6,739
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,707 (reported on 7.7% of returns)
Here:

+$2,707
State:

+$19,082
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 3.1% for AGIs $100k-200k)

Profit/loss from business: +$8,748 (reported on 17.0% of returns)
Here:

+$8,748
State:

+$15,240
(% of AGI for various income ranges: 9.5% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 5.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,207 (reported on 8.0% of returns)
38574:

$13,207
Tennessee:

$15,505
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 6.6% for AGIs $100k-200k)

Total itemized deductions: $20,937 (27% of AGI, reported on 11.6% of returns)
Here:

$20,937
State:

$21,976

Here:

26.8% of AGI
State:

17.8% of AGI
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 5.2% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 14.9% for AGIs $100k-200k)

Charity contributions: $5,478 (reported on 9.1% of returns)
Here:

$5,478
State:

$6,709
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Taxes paid: $3,551 (reported on 11.6% of returns)
38574:

$3,551
State:

$4,829
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Earned income credit: $2,413 (reported on 27.8% of returns)
Here:

$2,413
State:

$2,404
(% of AGI for various income ranges: 7.4% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 38574, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,952 (Individual Income Tax Returns)
Here:

$30,952
State:

$44,088

Salary/wage: $27,215 (reported on 82.9% of returns)
Here:

$27,215
State:

$38,825
(% of AGI for various income ranges: 90.6% for AGIs below $10k, 76.9% for AGIs $10k-25k, 83.0% for AGIs $25k-50k, 78.0% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 41.7% for AGIs over 100k)

Taxable interest for individuals: $1,349 (reported on 29.4% of returns)
This zip code:

$1,349
Tennessee:

$1,802
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $1,409 (reported on 10.8% of returns)
Here:

$1,409
State:

$3,727
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$9,866 (reported on 10.6% of returns)
Here:

+$9,866
State:

+$15,776
(% of AGI for various income ranges: -1.5% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Profit/loss from business: +$7,703 (reported on 19.8% of returns)
Here:

+$7,703
State:

+$12,882
(% of AGI for various income ranges: 17.2% for AGIs below $10k, 9.0% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $3,795 (reported on 1.3% of returns)
38574:

$3,795
Tennessee:

$2,934

Total itemized deductions: $16,761 (23% of AGI, reported on 13.0% of returns)
Here:

$16,761
State:

$18,035

Here:

22.8% of AGI
State:

19.9% of AGI
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 9.8% for AGIs over 100k)

Charity contributions deductions: $4,645 (6% of AGI, reported on 10.3% of returns)
Here:

$4,645
State:

$5,167

Here:

5.7% of AGI
State:

5.3% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Total tax: $4,002 (reported on 69.8% of returns)
38574:

$4,002
State:

$7,482
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.1% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 20.6% for AGIs over 100k)

Earned income credit: $1,812 (reported on 25.5% of returns)
Here:

$1,812
State:

$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 69.8%
Here:

70%
State:

60%
(% for various income ranges: 63.9% for AGIs below $10k, 70.8% for AGIs $10k-25k, 72.8% for AGIs $25k-50k, 71.2% for AGIs $50k-75k, 59.3% for AGIs $75k-100k, 80.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$29,782
Tennessee:

$44,297
Monterey, TN (38574) map Nearest zip codes: 38554, 38580, 38578, 38542, 38589, 38506.
Percentage of family households:
This zip code:

49.1%
Tennessee:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.8%
Tennessee:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 568
Household did not receive Food Stamps/SNAP in the past 12 months: 2,874


Women who had a birth in the past 12 months: 57 (18 now married, 39 unmarried)
Women who did not have a birth in the past 12 months: 1,493 (876 now married, 617 unmarried)


Housing units in zip code 38574 with a mortgage: 1,208 (56 second mortgage, 88 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 1,282

Median monthly owner costs for units with a mortgage: $859
Median monthly owner costs for units without a mortgage: S280

Residents with income below the poverty level in 2013:
This zip code:

28.1%
Whole state:

17.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

16.6%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 38574: Calfkiller (A), Camp Nakanawa (B), Camp Monterey (C), Flat Rock Siding (D), Hickory Corner (E), Welch (F), Dripping Springs (G), Doubling Spur (H), Monterey Volunteer Fire Department (I), Putnam County Fire Department Station 21 (J), Putnam County Fire Department Station 22 (K), Putnam County Fire Department Station 23 (L), Monterey Public Library (M), Monterey City Hall (N), Muddy Pond Volunteer Fire Department (O). Display/hide their locations on the map

    Churches in zip code 38574 include: Wesleyan Church (A), Shady Grove Church (B), Sand Springs Baptist Church (C), Monterey Methodist Church (D), Monterey Freewill Baptist Church (E), Monterey First Baptist Church (F), Monterey Church of the Nazarene (G), Church of God of Prophecy (H), Union Grove Church (I). Display/hide their locations on the map

    Cemeteries: Swallows Cemetery (1), Terry Cemetery (2), Shaver Cemetery (3), Walker Cemetery (4), Welch Cemetery (5), Welch Memorial Cemetery (6), Wilson Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Monterey Lake (A), Mayland Lake (B), Monterey Lake Number Two (C), Monterey Lake Number One (D), J E Walker Lake (E), City of Monterey Lake (F), Camp Monterey Lake (G), Lad Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Looper Branch (A), Little Piney Creek (B), Bartlett Creek (C), Jack Branch (D), George Branch (E), Garrison Branch (F), Fond Branch (G), Flintrock Branch (H), Polebridge Branch (I). Display/hide their locations on the map

    Park in zip code 38574: Whitaker Park (1). Display/hide its location on the map

Year house built

  • 632010 or later
  • 7632000 to 2009
  • 6971990 to 1999
  • 5481980 to 1989
  • 6221970 to 1979
  • 4421960 to 1969
  • 3331950 to 1959
  • 1791940 to 1949
  • 2981939 or earlier

Zip code 38574 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Monterey, TN (38574)

  • 7no bedroom
  • 421 bedroom
  • 4802 bedrooms
  • 1,4303 bedrooms
  • 4374 bedrooms
  • 945+ bedrooms

Bedrooms in renter-occupied apartments in Monterey, TN (38574)

  • 0no bedroom
  • 841 bedroom
  • 4932 bedrooms
  • 3193 bedrooms
  • 514 bedrooms
  • 55+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Monterey, TN (38574) in owner-occupied houses/condos

  • 83no vehicle
  • 6801 vehicle
  • 1,0802 vehicles
  • 4883 vehicles
  • 1014 vehicles
  • 585+ vehicles

Cars and other vehicles available in Monterey, TN (38574) in renter-occupied apartments

  • 44no vehicle
  • 5581 vehicle
  • 3062 vehicles
  • 343 vehicles
  • 104 vehicles
  • 05+ vehicles

Median gross rent in 2013: $584.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $98,800
38574:

$98,800
Tennessee:

$140,300
Lower value quartile - upper value quartile: $67,000 - $167,600

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 8.5%

Percentage of zip code residents living and working in this county: 65.5%

Household type by relationship:

Households: 8,141

Size of family households: 1,411 2-persons, 501 3-persons, 239 4-persons, 202 5-persons, 80 6-persons, 28 7-or-more-persons

Size of nonfamily households: 903 1-person, 78 2-persons

1,306 married couples with children.
437 single-parent households (64 men, 373 women).

90.3% of residents of 38574 zip code speak English at home.
9.0% of residents speak Spanish at home (25% very well, 6% well, 53% not well, 16% not at all).
0.8% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 558 (6.8%)
(9.3% of them are naturalized citizens)
This zip code:

6.8%
Whole state:

4.7%

Most common places of birth for the foreign-born residents

  • 47%Mexico
  • 33%Guatemala
  • 9%Canada
  • 4%Nicaragua
  • 3%England
  • 2%United Kingdom, excluding England and Scotland
  • 1%Cuba

Most common first ancestries reported in 38574 (%)

  • 37%American
  • 20%Other groups
  • 6%Irish
  • 5%English
  • 4%German
  • 1%Scotch-Irish
  • 1%Italian

Year of entry for the foreign-born population

  • 532010 or later
  • 1642000 to 2009
  • 2451990 to 1999
  • 96Before 1990

Zip code 38574 topographic map

Facilities with environmental interests located in this zip code:


Zip code 38574 marital status for males
Zip code 38574 marital status for females

Housing units lacking complete plumbing facilities: 4.9%
Housing units lacking complete kitchen facilities: 3.3%

Most commonly used house heating fuel

  • 42%Electricity
  • 32%Utility gas
  • 13%Bottled, tank, or LP gas
  • 12%Wood
  • 1%Other fuel

Population in 1990: 5,030. Population change in the 1990s: +2,402 (+47.8%).

Place of birth for U.S.-born residents:


58% of the 38574 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

93% of the 38574 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 35% moved from this county.
   Out of people who lived in different houses, 35% moved from different county within same state.
   Out of people who lived in different houses, 26% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 51
Here:

6.1%
Tennessee:

12.2%
Students in private schools in grades 9 to 12 (high school): 42
Here:

11.8%
Tennessee:

12.7%
Students in private undergraduate colleges: 10
Here:

8.0%
Tennessee:

22.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 77,045Business and financial operations occupations
  • 48,224Health diagnosing and treating practitioners and other technical occupations
  • 41,974Management occupations
  • 36,616Education, training, and library occupations
  • 34,875Installation, maintenance, and repair occupations
  • 32,308Transportation occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 82 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

  • 105 people in nursing homes

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 12
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 38574 among deceased individuals
NameCountLived (average)
James8470.8 years
William4975.4 years
John4776.2 years
Mary4479.8 years
Robert3472.0 years
Willie3274.2 years
George2878.0 years
Charles2472.5 years
Thomas1770.1 years
Betty1569.3 years
Most common last names in zip code 38574 among deceased individuals
Last nameCountLived (average)
Phillips9473.7 years
Buckner4172.2 years
Looper4077.6 years
Wilson3575.6 years
Walker3476.3 years
Bilbrey3373.4 years
Henry3076.3 years
Whittaker3075.2 years
Norrod2777.3 years
Harris2579.0 years
Businesses in zip code 38574
NameCountNameCount
Ace Hardware1Hardee's1
Burger King1Subway1
Dairy Queen1Super 81
FedEx1U-Haul1
H&R Block1

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