40328 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 1,099
Zip code population in 2010: 1,065
Zip code population in 2000: 1,411

Houses and condos: 662
Renter-occupied apartments: 49
March 2022 cost of living index in zip code 40328: 80.2 (low, U.S. average is 100)

Land area: 49.0 sq. mi.
Water area: 0.3 sq. mi.

Population density: 22 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,150 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $608 (0.9%)

For population 25 years and over in 40328:

• High school or higher: 79.9%
• Bachelor's degree or higher: 9.8%
• Graduate or professional degree: 2.8%
• Unemployed: 5.3%
• Mean travel time to work (commute): 27.5 minutes

For population 15 years and over in 40328:

• Never married: 19.9%
• Now married: 67.8%
• Separated: 0.0%
• Widowed: 2.6%
• Divorced: 9.6%

• 
• • 1,08498.6%White
  • 90.8%Two or more races
  • 60.5%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 40328, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $46,948 (Individual Income Tax Returns)

Here:	$46,948
State:	$61,342

Salary/wage: $38,923 (reported on 84.6% of returns)

Here:	$38,923
State:	$50,827

(% of AGI for various income ranges: 1182.3% for AGIs below $25k, 3745.0% for AGIs $25k-50k, 6154.3% for AGIs $50k-75k, 11505.0% for AGIs $75k-100k, 11215.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,009 (reported on 21.2% of returns)

This zip code:	$1,009
Kentucky:	$1,441

(% of AGI for various income ranges: 15.4% for AGIs below $25k, 5.0% for AGIs $25k-50k, 61.4% for AGIs $50k-75k, 105.0% for AGIs $100k-200k)

Ordinary dividends: $2,180 (reported on 9.6% of returns)

Here:	$2,180
State:	$7,388

(% of AGI for various income ranges: 72.3% for AGIs below $25k, 75.0% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$8,860 (reported on 9.6% of returns)

Here:	+$8,860
State:	+$19,475

(% of AGI for various income ranges: 150.0% for AGIs $25k-50k, 1315.0% for AGIs $75k-100k)

Profit/loss from business: +$9,483 (reported on 11.5% of returns)

Here:	+$9,483
State:	+$11,386

(% of AGI for various income ranges: 316.2% for AGIs below $25k, 225.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $17,850 (reported on 3.8% of returns)

40328:	$17,850
Kentucky:	$18,941

(% of AGI for various income ranges: 274.6% for AGIs below $25k)

Earned income credit: $2,473 (reported on 21.2% of returns)

Here:	$2,473
State:	$2,336

(% of AGI for various income ranges: 121.5% for AGIs below $25k, 95.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.3%

Here:	92%
State:	94%

(% for various income ranges: 94.4% for AGIs below $25k, 93.3% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 40328, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $33,559 (Individual Income Tax Returns)

Here:	$33,559
State:	$50,814

Salary/wage: $31,661 (reported on 77.6% of returns)

Here:	$31,661
State:	$42,723

(% of AGI for various income ranges: 74.7% for AGIs below $25k, 81.0% for AGIs $25k-50k, 82.1% for AGIs $50k-75k, 57.3% for AGIs $75k-100k)

Taxable interest for individuals: $1,367 (reported on 24.5% of returns)

This zip code:	$1,367
Kentucky:	$1,381

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k)

Ordinary dividends: $1,450 (reported on 8.2% of returns)

Here:	$1,450
State:	$6,239

Net capital gain/loss in AGI: +$2,388 (reported on 16.3% of returns)

Here:	+$2,388
State:	+$11,336

Profit/loss from business: +$8,467 (reported on 18.4% of returns)

Here:	+$8,467
State:	+$10,862

Total itemized deductions: $15,775 (23% of AGI, reported on 16.3% of returns)

Here:	$15,775
State:	$21,160

Here:	23.3% of AGI
State:	20.0% of AGI

Charity contributions: $3,000 (reported on 10.2% of returns)

Here:	$3,000
State:	$4,303

Taxes paid: $4,988 (reported on 16.3% of returns)

40328:	$4,988
State:	$8,496

Earned income credit: $2,600 (reported on 30.6% of returns)

Here:	$2,600
State:	$2,273

(% of AGI for various income ranges: 9.4% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 75.5%

Here:	76%
State:	60%

(% for various income ranges: 72.0% for AGIs below $25k, 76.9% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 75.0% for AGIs $75k-100k)

Averages for the 2004 tax year for zip code 40328, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $25,975 (Individual Income Tax Returns)

Here:	$25,975
State:	$41,540

Salary/wage: $25,524 (reported on 79.3% of returns)

Here:	$25,524
State:	$36,432

(% of AGI for various income ranges: 99.3% for AGIs below $10k, 79.1% for AGIs $10k-25k, 86.3% for AGIs $25k-50k, 82.1% for AGIs $50k-75k, 48.1% for AGIs $75k-100k)

Taxable interest for individuals: $1,124 (reported on 36.6% of returns)

This zip code:	$1,124
Kentucky:	$1,571

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Taxable dividends: $1,667 (reported on 9.5% of returns)

Here:	$1,667
State:	$3,453

Net capital gain/loss: +$4,855 (reported on 12.5% of returns)

Here:	+$4,855
State:	+$9,663

Profit/loss from business: +$4,611 (reported on 16.4% of returns)

Here:	+$4,611
State:	+$9,233

Total itemized deductions: $15,123 (28% of AGI, reported on 14.8% of returns)

Here:	$15,123
State:	$17,474

Here:	28.0% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 28.4% for AGIs below $10k, 4.4% for AGIs $25k-50k, 16.3% for AGIs $50k-75k, 11.3% for AGIs $75k-100k)

Charity contributions deductions: $2,721 (4% of AGI, reported on 9.8% of returns)

Here:	$2,721
State:	$3,494

Here:	4.3% of AGI
State:	4.0% of AGI

Total tax: $2,441 (reported on 69.1% of returns)

40328:	$2,441
State:	$6,162

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 4.3% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 7.1% for AGIs $50k-75k, 10.5% for AGIs $75k-100k)

Earned income credit: $1,701 (reported on 28.9% of returns)

Here:	$1,701
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 81.8%

Here:	82%
State:	66%

(% for various income ranges: 73.8% for AGIs below $10k, 85.3% for AGIs $10k-25k, 85.7% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 83.3% for AGIs $75k-100k)

Nearest zip codes: 40468, 40009, 40464, 40033, 40040, 40069.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 57
Household did not receive Food Stamps/SNAP in the past 12 months: 361

Women who did not have a birth in the past 12 months: 157 (136 now married, 22 unmarried)

Housing units in zip code 40328 with a mortgage: 111 (15 second mortgage, 4 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,030
Median monthly owner costs for units without a mortgage: $291

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40328 household income distribution in 2022

• 21Less than $10,000
• 15$10,000 to $14,999
• 26$15,000 to $19,999
• 49$20,000 to $24,999
• 8$25,000 to $29,999
• 20$30,000 to $34,999
• 24$35,000 to $39,999
• 41$40,000 to $44,999
• 13$45,000 to $49,999
• 32$50,000 to $59,999
• 69$60,000 to $74,999
• 32$75,000 to $99,999
• 25$100,000 to $124,999
• 3$125,000 to $149,999
• 38$150,000 to $199,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40328

• 17Less than $10,000
• 12$10,000 to $14,999
• 23$15,000 to $19,999
• 6$25,000 to $29,999
• 11$30,000 to $34,999
• 8$35,000 to $39,999
• 28$40,000 to $49,999
• 22$50,000 to $59,999
• 26$60,000 to $69,999
• 19$70,000 to $79,999
• 21$80,000 to $89,999
• 25$100,000 to $124,999
• 20$125,000 to $149,999
• 16$150,000 to $174,999
• 70$200,000 to $249,999
• 20$300,000 to $399,999
• 7$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 40328

• 10$350 to $399
• 16$400 to $449
• 7$450 to $499
• 2$550 to $599
• 4$750 to $799
• 8No cash rent

Median gross rent in 2022: $620.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $75,225

Estimated median house or condo value in 2022: $92,050 Lower value quartile - upper value quartile: $48,521 - $222,814

Mean price in 2022:

Detached houses: $188,925

Here:	$188,925
State:	$256,452

Mobile homes: $53,450

Here:	$53,450
State:	$84,635

Housing units in structures:

• One, detached: 488
• Two: 8
• Mobile homes: 159

Unemployment: 5.3%

• Means of transportation to work in zip code 40328

• 68.8%276Drove a car alone
• 13.2%53Carpooled
• 20.9%84Worked at home

• Travel time to work (commute) in zip code 40328

• 125 to 9 minutes
• 1410 to 14 minutes
• 4115 to 19 minutes
• 5420 to 24 minutes
• 6925 to 29 minutes
• 9230 to 34 minutes
• 635 to 39 minutes
• 240 to 44 minutes
• 1545 to 59 minutes
• 560 to 89 minutes
• 990 or more minutes

Percentage of zip code residents living and working in this county: 71.1%

Household type by relationship:

Households: 1,099

• Male householders: 205 (43 living alone), Female householders: 214 (31 living alone)

• 300 spouses (300 opposite-sex spouses), 27 unmarried partners, (27 opposite-sex unmarried partners), 281 children (238 natural, 43 adopted, 0 stepchildren), 42 grandchildren, 0 brothers or sisters, 7 parents, 0 foster children, 0 other relatives, 27 non-relatives

Size of family households: 154 2-persons, 77 3-persons, 25 4-persons, 41 5-persons, 25 6-persons

Size of nonfamily households: 73 1-person, 21 2-persons

216 married couples with children.
8 single-parent households (8 women).

98.4% of residents of 40328 zip code speak English at home.
0.4% of residents speak Spanish at home (100% not well).
0.6% of residents speak other Indo-European language at home (100% well).

Facilities with environmental interests located in this zip code:

• WL MOUNCE GARAGE (1245 GRAVEL SWITCH RD HWY 337 in GRAVEL SWITCH, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: JOHN M. ROBERTSON (CONTACT/OWNER)
  

• WEATHER-FORD GROCERY (804 GRAVEL SWITCH RD in GRAVEL SWITCH, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: TONY LANHAM (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 7.6%
Housing units lacking complete kitchen facilities: 20.4%

Population in 1990: 962. Population change in the 1990s: +449 (+46.7%).

Place of birth for U.S.-born residents:

• This state: 862
• Northeast: 6
• Midwest: 105
• South: 81
• West: 40

65% of the 40328 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 39% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

94% of the 40328 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 44% moved from different county within same state.
   Out of people who lived in different houses, 62% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 18

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Security Systems Services (except Locksmiths) (1-4: 1)
• Construction: Framing Contractors (1-4: 1)
• Finance and Insurance: Commercial Banking (1-4: 1)
• Construction: Masonry Contractors (1-4: 1)
• Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (1-4: 1)

Most common first names in zip code 40328 among deceased individuals
Name	Count	Lived (average)
James	17	69.9 years
William	13	68.7 years
John	11	72.4 years
Roy	6	72.0 years
Joseph	5	69.4 years
George	5	71.4 years
Mary	5	76.6 years
Howard	4	77.0 years
Nancy	4	76.7 years
Tom	3	79.0 years

Most common last names in zip code 40328 among deceased individuals
Last name	Count	Lived (average)
Lanham	14	76.9 years
Hourigan	10	76.1 years
Roller	9	74.8 years
Lane	8	81.3 years
Edwards	7	70.6 years
Ellis	7	77.8 years
Hall	6	77.2 years
Whitehouse	6	71.5 years
Hafley	6	68.5 years
Porter	5	76.0 years