40444 Zip Code (Lancaster, KY) Detailed Profile

Estimated zip code population in 2016: 14,580
Zip code population in 2010: 14,096
Zip code population in 2000: 12,336

Houses and condos: 6,383
Renter-occupied apartments: 1,419
Mar. 2016 cost of living index in zip code 40444: 83.6 (less than average, U.S. average is 100)

Land area: 158.5 sq. mi.
Water area: 3.8 sq. mi.

Population density: 92 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 40444

Real estate property taxes paid for housing units in 2016:
Median real estate property taxes paid for housing units with mortgages in 2016: $1,324 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $851 (0.7%)

For population 25 years and over in 40444:

• High school or higher: 80.1%
• Bachelor's degree or higher: 16.1%
• Graduate or professional degree: 6.5%
• Unemployed: 7.8%
• Mean travel time to work (commute): 35.3 minutes

For population 15 years and over in 40444:

• Never married: 19.6%
• Now married: 56.8%
• Separated: 1.7%
• Widowed: 6.0%
• Divorced: 15.9%

Urban population: 4,571
Rural population: 10,008

Averages for the 2012 tax year for zip code 40444, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,975 (Individual Income Tax Returns)

Here:	$43,975
State:	$50,814

Salary/wage: $39,530 (reported on 82.6% of returns)

Here:	$39,530
State:	$42,723

(% of AGI for various income ranges: 69.3% for AGIs below $25k, 78.8% for AGIs $25k-50k, 78.0% for AGIs $50k-75k, 78.1% for AGIs $75k-100k, 74.2% for AGIs $100k-200k, 48.6% for AGIs over 200k)

Taxable interest for individuals: $1,295 (reported on 30.4% of returns)

This zip code:	$1,295
Kentucky:	$1,381

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Ordinary dividends: $3,039 (reported on 12.8% of returns)

Here:	$3,039
State:	$6,239

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,452 (reported on 13.5% of returns)

Here:	+$5,452
State:	+$11,336

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 9.7% for AGIs over 200k)

Profit/loss from business: +$7,634 (reported on 20.1% of returns)

Here:	+$7,634
State:	+$10,862

(% of AGI for various income ranges: 12.7% for AGIs below $25k, 3.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,574 (reported on 8.5% of returns)

40444:	$12,574
Kentucky:	$14,296

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Total itemized deductions: $17,966 (23% of AGI, reported on 29.5% of returns)

Here:	$17,966
State:	$21,160

Here:	22.8% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 9.1% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 14.2% for AGIs $75k-100k, 15.0% for AGIs $100k-200k, 13.5% for AGIs over 200k)

Charity contributions: $3,902 (reported on 22.8% of returns)

Here:	$3,902
State:	$4,303

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Taxes paid: $6,391 (reported on 29.3% of returns)

40444:	$6,391
State:	$8,496

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 2.5% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Earned income credit: $2,343 (reported on 24.1% of returns)

Here:	$2,343
State:	$2,273

(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 71.6%

Here:	72%
State:	60%

(% for various income ranges: 70.4% for AGIs below $25k, 72.7% for AGIs $25k-50k, 72.3% for AGIs $50k-75k, 72.2% for AGIs $75k-100k, 70.3% for AGIs $100k-200k, 83.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 40444, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,822 (Individual Income Tax Returns)

Here:	$35,822
State:	$41,540

Salary/wage: $33,237 (reported on 83.0% of returns)

Here:	$33,237
State:	$36,432

(% of AGI for various income ranges: 116.3% for AGIs below $10k, 73.2% for AGIs $10k-25k, 81.9% for AGIs $25k-50k, 84.6% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 53.5% for AGIs over 100k)

Taxable interest for individuals: $1,679 (reported on 38.9% of returns)

This zip code:	$1,679
Kentucky:	$1,571

(% of AGI for various income ranges: 9.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $2,363 (reported on 12.8% of returns)

Here:	$2,363
State:	$3,453

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Net capital gain/loss: +$7,223 (reported on 12.3% of returns)

Here:	+$7,223
State:	+$9,663

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 8.6% for AGIs over 100k)

Profit/loss from business: +$6,809 (reported on 20.1% of returns)

Here:	+$6,809
State:	+$9,233

(% of AGI for various income ranges: 12.9% for AGIs below $10k, 7.4% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.9% for AGIs over 100k)

IRA payment deduction: $3,210 (reported on 2.5% of returns)

40444:	$3,210
Kentucky:	$2,955

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $5,300 (reported on 0.2% of returns)

Here:	$5,300
Kentucky:	$14,996

Total itemized deductions: $15,184 (24% of AGI, reported on 32.9% of returns)

Here:	$15,184
State:	$17,474

Here:	24.2% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 13.1% for AGIs below $10k, 8.8% for AGIs $10k-25k, 12.2% for AGIs $25k-50k, 16.3% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 13.8% for AGIs over 100k)

Charity contributions deductions: $2,906 (4% of AGI, reported on 25.9% of returns)

Here:	$2,906
State:	$3,494

Here:	4.3% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Total tax: $4,241 (reported on 73.3% of returns)

40444:	$4,241
State:	$6,162

(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 15.3% for AGIs over 100k)

Earned income credit: $1,675 (reported on 20.7% of returns)

Here:	$1,675
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 75.5%

Here:	75%
State:	66%

(% for various income ranges: 72.7% for AGIs below $10k, 79.0% for AGIs $10k-25k, 76.6% for AGIs $25k-50k, 73.2% for AGIs $50k-75k, 70.4% for AGIs $75k-100k, 77.1% for AGIs over 100k)

Nearest zip codes: 40484, 40461, 40390, 40310, 40356, 40422.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.1% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 1,189
Household did not receive Food Stamps/SNAP in the past 12 months: 4,538

Women who had a birth in the past 12 months: 157 (74 now married, 83 unmarried)
Women who did not have a birth in the past 12 months: 2,879 (1,504 now married, 1,362 unmarried)

Housing units in zip code 40444 with a mortgage: 2,810 (113 second mortgage, 302 home equity loan)
Houses without a mortgage: 1,506

Median monthly owner costs for units with a mortgage: $1,112
Median monthly owner costs for units without a mortgage: $346

Residents with income below the poverty level in 2016:
Residents with income below 50% of the poverty level in 2016:

• Zip code 40444 household income distribution in 2016

• 
• 410Less than $10,000
• 379$10,000 to $14,999
• 271$15,000 to $19,999
• 409$20,000 to $24,999
• 368$25,000 to $29,999
• 314$30,000 to $34,999
• 288$35,000 to $39,999
• 225$40,000 to $44,999
• 280$45,000 to $49,999
• 327$50,000 to $59,999
• 647$60,000 to $74,999
• 851$75,000 to $99,999
• 421$100,000 to $124,999
• 218$125,000 to $149,999
• 169$150,000 to $199,999
• 104$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2016 in zip code 40444

• 
• 18Less than $10,000
• 32$10,000 to $14,999
• 23$15,000 to $19,999
• 15$20,000 to $24,999
• 73$25,000 to $29,999
• 37$30,000 to $34,999
• 23$35,000 to $39,999
• 58$40,000 to $49,999
• 105$50,000 to $59,999
• 208$60,000 to $69,999
• 215$70,000 to $79,999
• 199$80,000 to $89,999
• 193$90,000 to $99,999
• 586$100,000 to $124,999
• 389$125,000 to $149,999
• 487$150,000 to $174,999
• 313$175,000 to $199,999
• 467$200,000 to $249,999
• 305$250,000 to $299,999
• 248$300,000 to $399,999
• 19$400,000 to $499,999
• 89$500,000 to $749,999

• Rent paid by renters in 2016 in zip code 40444

• 
• 57Less than $100
• 5$100 to $149
• 17$150 to $199
• 54$200 to $249
• 22$250 to $299
• 79$300 to $349
• 109$350 to $399
• 144$400 to $449
• 169$450 to $499
• 102$500 to $549
• 61$550 to $599
• 131$600 to $649
• 98$650 to $699
• 34$700 to $749
• 15$800 to $899
• 7$1,000 to $1,249
• 14$1,250 to $1,499
• 177No cash rent

Median gross rent in 2016: $670.

Median price asked for vacant for-sale houses and condos in 2016: $355,478.

Estimated median house (or condo) value in 2016 for:

• White Non-Hispanic householders: $146,648
• Black or African American householders: $99,650
• Asian householders: $167,850
• Two or more races householders: $312,378
• Hispanic or Latino householders: $61,132

Estimated median house or condo value in 2016: $148,062 Lower value quartile - upper value quartile: $96,481 - $217,997

Mean price in 2016:

Detached houses: $174,297

Here:	$174,297
State:	$185,270

Mobile homes: $52,890

Here:	$52,890
State:	$53,080

Housing units in structures:

• One, detached: 5,168
• One, attached: 187
• Two: 106
• 3 or 4: 201
• 5 to 9: 83
• Mobile homes: 613

Unemployment: 7.8%

• Means of transportation to work in zip code 40444

• 
• 81.2%4,989Drove a car alone
• 10.8%663Carpooled
• 0.7%44Bus or trolley bus
• 0.5%33Motorcycle
• 0.5%30Walked
• 0.6%39Other means
• 5.5%341Worked at home

• Travel time to work (commute) in zip code 40444

• 
• 233Less than 5 minutes
• 3805 to 9 minutes
• 27310 to 14 minutes
• 50615 to 19 minutes
• 78820 to 24 minutes
• 30125 to 29 minutes
• 86430 to 34 minutes
• 15435 to 39 minutes
• 46940 to 44 minutes
• 86345 to 59 minutes
• 80260 to 89 minutes
• 22690 or more minutes

Percentage of zip code residents living and working in this county: 25.8%

Household type by relationship:

Households: 14,478

• In family households: 12,702 (2,030 male householders, 2,181 female householders)

  3,230 spouses, 3,878 children (3,483 natural, 39 adopted, 357 stepchildren), 542 grandchildren, 79 brothers or sisters, 99 parents, 122 other relatives, 412 non-relatives

• In nonfamily households: 1,762 (742 male householders (662 living alone)), 798 female householders (684 living alone)), 216 nonrelatives
• In group quarters: 105 (96 institutionalized population)

Size of family households: 1,991 2-persons, 966 3-persons, 790 4-persons, 329 5-persons, 96 6-persons, 31 7-or-more-persons

Size of nonfamily households: 1,346 1-person, 174 2-persons, 16 3-persons

1,814 married couples with children.
907 single-parent households (185 men, 722 women).

98.2% of residents of 40444 zip code speak English at home.
1.2% of residents speak Spanish at home (69% very well, 31% well).
0.1% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (57% very well, 43% not well).

Major facilities with environmental interests located in this zip code:

• ALLISON ABRASIVES INCORPORATED (163 INDUSTRY ROAD in LANCASTER, KY)

  ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2003-9968, FORMAL ENFORCEMENT ACTION
  (Integrated Compliance Information System) - ICIS-04-2003-9968, FORMAL ENFORCEMENT ACTION
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: ABRASIVE PRODUCTS
  Organizations: ALLISON ABRASIVES INC. (CONTACT/OWNER)
  

• CAMP DICK ROBINSON ELEMENTARY SCHOOL (7541 LEXINGTON RD in LANCASTER, KY)

  (National Center for Education Statistics) - STATE ID-040195050
  Organizations: GARRARD COUNTY (SCHOOL DISTRICT)
  

• MERRITT-LITTLE ALTERNATIVE SCHOOL ( in LANCASTER, KY)

  (National Center for Education Statistics) - STATE ID-040195021
  Organizations: GARRARD COUNTY (SCHOOL DISTRICT)
  

• LANCASTER ELEMENTARY SCHOOL (205 LEXINGTON ST in LANCASTER, KY)

  (National Center for Education Statistics) - STATE ID-040195220
  Organizations: GARRARD COUNTY (SCHOOL DISTRICT)
  

• LANCASTER CITY OF (15 PUBLIC SQUARE in LANCASTER, KY)

  (Integrated Compliance Information System) - ICIS-04-1987-0025, FORMAL ENFORCEMENT ACTION
  Business SIC classification: SEWERAGE SYSTEMS
  

• BROCK RESIDENCE (361 SETTLEMENT DR in LANCASTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
  

• CAMP NELSON PROPERTY (OLD HIGHWAY 27 in LANCASTER, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: RV (RECREATIONAL VEHICLE) PARKS AND CAMPGROUNDS.
  Organizations: CHRISTIAN APPALACHIAN PROJECT (CONTACT/OWNER)
  

• CAMP NELSON RV CAMP (27 CHASE LN in LANCASTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SPORTING AND RECREATIONAL CAMPS
  Alternative names: CAMP NELSON #1, WILHOITE EMBRY LLC

• FELDMAN LUMBER CO INC (228 BUCKEYE RD in LANCASTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SAWMILLS AND PLANING MILLS, GENERAL
  

• G & W SERVICE STATION (230 LEXINGTON STREET in LANCASTER, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: JERRY PURCELL (CONTACT/OWNER)
  

• KTC GARRARD CO MAINT GARAGE (416 INDUSTRY RD in LANCASTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: TERMINAL AND SERVICE FACILITIES FOR MOTOR VEHICLE PASSENGER TRANSPORTATION
  

• LANCASTER SOMERSET OIL STATION (294 LEXINGTON ST in LANCASTER, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: THE SOMERSET REFINERY INC (CONTACT/OWNER)
  

• LANCASTER WTP (367 WATER WORKS RD in LANCASTER, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: WATER SUPPLY
  

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 2.1%

Population in 1990: 8,664. Population change in the 1990s: +3,672 (+42.4%).

Place of birth for U.S.-born residents:

• This state: 11,572
• Northeast: 186
• Midwest: 1,390
• South: 913
• West: 180

52% of the 40444 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

89% of the 40444 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 53% moved from this county.
   Out of people who lived in different houses, 43% moved from different county within same state.
   Out of people who lived in different houses, 2% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 112
Students in private schools in grades 9 to 12 (high school): 39 Students in private undergraduate colleges: 67

Companies with federal contracts located in this zip code:

• CHICK PACKAGING INC (7036 LEXINGTON RD in LANCASTER, KY; small business)

  $3,246 with Army for Other Cargo and Freight Services. Signed on 2005-06-28. Completion date: 2005-06-29.

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 10-19 employees: 2 establishments, 1-4 employees: 2 establishments)
• Construction: Power and Communication Line and Related Structures Construction (50-99: 1)
• Construction: Other Building Equipment Contractors (50-99: 1)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 3, 5-9: 1)
• Finance and Insurance: Commercial Banking (10-19: 3, 1-4: 1)

Most common first names in zip code 40444 among deceased individuals
Name	Count	Lived (average)
James	96	73.0 years
William	90	76.1 years
Mary	88	78.1 years
Robert	69	74.5 years
John	65	76.0 years
Charles	43	70.9 years
George	41	74.1 years
Elizabeth	31	79.5 years
Willie	25	80.0 years
Clarence	22	73.8 years

Most common last names in zip code 40444 among deceased individuals
Last name	Count	Lived (average)
Ray	70	76.5 years
Davis	45	76.3 years
Clark	42	76.5 years
Adams	41	76.6 years
Naylor	39	76.0 years
Long	33	76.4 years
Sebastian	33	82.2 years
Prewitt	31	80.3 years
Murphy	29	78.0 years
Anderson	28	78.8 years

Businesses in zip code 40444
Name	Count		Name	Count
H&R Block	1		Subway	1
McDonald's	1		U-Haul	1
Nike	1		UPS	1
Rite Aid	1