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40461 Zip Code (Berea, KY) Detailed Profile




City: Berea, KY (1.04%)
Counties: Garrard County, KY (64.78%), Madison County, KY (35.22%)
Estimated zip code population in 2017: 3,517
Zip code population in 2010: 3,121
Zip code population in 2000: 2,084

Houses and condos: 1,477
Renter-occupied apartments: 377
% of renters here:

29%
State:

34%
March 2019 cost of living index in zip code 40461: 83.3 (low, U.S. average is 100)

Land area: 50.9 sq. mi.
Water area: 0.4 sq. mi.
Population density: 69 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 40461
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($1,197)
Kentucky:

0.9% ($1,203)
Median real estate property taxes paid for housing units with mortgages in 2017: $1,429 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $864 (0.9%)

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Males: 1,768  (50.3%)
Females: 1,749  (49.7%)

For population 25 years and over in 40461:

  • High school or higher: 83.5%
  • Bachelor's degree or higher: 20.0%
  • Graduate or professional degree: 7.2%
  • Unemployed: 5.6%
  • Mean travel time to work (commute): 24.6 minutes

For population 15 years and over in 40461:

  • Never married: 19.5%
  • Now married: 61.1%
  • Separated: 1.7%
  • Widowed: 4.2%
  • Divorced: 13.5%

Zip code 40461 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Length of stay since moving in significantly below state average.
  • Races in zip code 40461 (2017)
    • 2,947141.4%White
    • 924.4%Hispanic or Latino
    • 351.7%Two or more races
    • 261.2%Black
    • 190.9%Asian
    • 10.05%American Indian
    • 10.05%Some other race
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40461, KY forum
Discuss zip code 40461 area on our local forum with over 2,200,000 registered users
100% rural population.

Estimated median house/condo value in 2017: $171,381
40461:

$171,381
Kentucky:

$141,000



According to our research of Kentucky and other state lists, there were 3 registered sex offenders living in 40461 zip code as of January 26, 2021.
The ratio of all residents to sex offenders in zip code 40461 is 1,095 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

38.5 years
Kentucky median age:

38.9 years
Average household size:
This zip code:

2.7 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 40461, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,551 (Individual Income Tax Returns)
Here:

$45,551
State:

$50,814

Salary/wage: $40,553 (reported on 81.3% of returns)
Here:

$40,553
State:

$42,723
(% of AGI for various income ranges: 68.7% for AGIs below $25k, 74.9% for AGIs $25k-50k, 82.1% for AGIs $50k-75k, 81.2% for AGIs $75k-100k, 60.1% for AGIs $100k-200k)

Taxable interest for individuals: $888 (reported on 34.4% of returns)
This zip code:

$888
Kentucky:

$1,381
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $2,000 (reported on 11.5% of returns)
Here:

$2,000
State:

$6,239
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,280 (reported on 15.6% of returns)
Here:

+$2,280
State:

+$11,336
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.6% for AGIs $100k-200k)

Profit/loss from business: +$7,232 (reported on 19.8% of returns)
Here:

+$7,232
State:

+$10,862
(% of AGI for various income ranges: 14.3% for AGIs below $25k, 4.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $8,371 (reported on 7.3% of returns)
40461:

$8,371
Kentucky:

$14,296

Total itemized deductions: $18,125 (21% of AGI, reported on 25.0% of returns)
Here:

$18,125
State:

$21,160

Here:

20.8% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 11.7% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 11.2% for AGIs $100k-200k)

Charity contributions: $3,111 (reported on 18.8% of returns)
Here:

$3,111
State:

$4,303
(% of AGI for various income ranges: 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Taxes paid: $6,850 (reported on 25.0% of returns)
40461:

$6,850
State:

$8,496
(% of AGI for various income ranges: 2.7% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 5.7% for AGIs $100k-200k)

Earned income credit: $2,104 (reported on 24.0% of returns)
Here:

$2,104
State:

$2,273
(% of AGI for various income ranges: 7.5% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 65.6%
Here:

66%
State:

60%
(% for various income ranges: 62.5% for AGIs below $25k, 65.2% for AGIs $25k-50k, 68.8% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40461, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,608 (Individual Income Tax Returns)
Here:

$35,608
State:

$41,540

Salary/wage: $33,787 (reported on 79.1% of returns)
Here:

$33,787
State:

$36,432
(% of AGI for various income ranges: 104.2% for AGIs below $10k, 69.1% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 85.8% for AGIs $50k-75k, 76.0% for AGIs $75k-100k, 57.5% for AGIs over 100k)

Taxable interest for individuals: $1,411 (reported on 38.7% of returns)
This zip code:

$1,411
Kentucky:

$1,571
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.0% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,037 (reported on 13.7% of returns)
Here:

$1,037
State:

$3,453
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Net capital gain/loss: +$7,111 (reported on 13.6% of returns)
Here:

+$7,111
State:

+$9,663
(% of AGI for various income ranges: -1.1% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Profit/loss from business: +$6,016 (reported on 18.3% of returns)
Here:

+$6,016
State:

+$9,233
(% of AGI for various income ranges: 25.7% for AGIs below $10k, 11.1% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 0.1% for AGIs over 100k)

IRA payment deduction: $3,667 (reported on 1.5% of returns)
40461:

$3,667
Kentucky:

$2,955

Total itemized deductions: $15,142 (21% of AGI, reported on 22.8% of returns)
Here:

$15,142
State:

$17,474

Here:

21.3% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 7.1% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 11.8% for AGIs $75k-100k, 11.4% for AGIs over 100k)

Charity contributions deductions: $3,151 (4% of AGI, reported on 18.0% of returns)
Here:

$3,151
State:

$3,494

Here:

4.1% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $4,417 (reported on 75.0% of returns)
40461:

$4,417
State:

$6,162
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,557 (reported on 19.5% of returns)
Here:

$1,557
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 72.2%
Here:

72%
State:

66%
(% for various income ranges: 65.7% for AGIs below $10k, 76.4% for AGIs $10k-25k, 75.2% for AGIs $25k-50k, 64.8% for AGIs $50k-75k, 72.7% for AGIs $75k-100k, 88.9% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$53,441
Kentucky:

$48,375
Berea, KY (40461) map Nearest zip codes: 40404, 40403, 40419, 40444, 40475, 40409.
Berea Zip Code Map

Percentage of family households:
This zip code:

59.9%
Kentucky:

48.4%
Percentage of households with unmarried partners:
This zip code:

8.4%
Kentucky:

6.1%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 176
Household did not receive Food Stamps/SNAP in the past 12 months: 1,145


Women who had a birth in the past 12 months: 24 (24 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 756 (406 now married, 347 unmarried)


Housing units in zip code 40461 with a mortgage: 451 (6 second mortgage, 43 home equity loan)
Houses without a mortgage: 499

Median monthly owner costs for units with a mortgage: $1,210
Median monthly owner costs for units without a mortgage: $337

Residents with income below the poverty level in 2017:
This zip code:

15.3%
Whole state:

17.2%
Residents with income below 50% of the poverty level in 2017:
This zip code:

11.6%
Whole state:

9.5%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.4
Median number of rooms in apartments:
Here:

4.8
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Paint Lick Fire Department (A). Display/hide its location on the map

    Churches in zip code 40461 include: Fairview Church (A), Wallaceton Baptist Church (B), King Tabernacle (C), Mount Tabor Church (D), Old Paint Lick Presbyterian Church (E), Walleceton United methodist Church (F). Display/hide their locations on the map

    Cemeteries: Carpenter Cemetery (1), Cartersville Cemetery (2), Paint Lick Cemetery (3), Ogg Cemetery (4), Green Cemetery (5). Display/hide their locations on the map

    Streams, rivers, and creeks: Broadus Branch (A), Walnut Meadow Branch (B), Walker Branch (C), Conn Branch (D), White Lick Creek (E), Lowell Branch (F), Judytown Branch (G), Adams Branch (H), Henderson Branch (I). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 462014 or later
  • 702010 to 2013
  • 4092000 to 2009
  • 3021990 to 1999
  • 1251980 to 1989
  • 1841970 to 1979
  • 671960 to 1969
  • 661950 to 1959
  • 331940 to 1949
  • 1841939 or earlier

Zip code 40461 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Berea, KY (40461)
  • Bedrooms in owner-occupied houses and condos in Berea, KY (40461)
  • 9no bedroom
  • 01 bedroom
  • 2142 bedrooms
  • 4093 bedrooms
  • 1934 bedrooms
  • 1225+ bedrooms
Bedrooms in renter-occupied apartments in Berea, KY (40461)
  • Bedrooms in renter-occupied apartments in Berea, KY (40461)
  • 0no bedroom
  • 01 bedroom
  • 1842 bedrooms
  • 1853 bedrooms
  • 74 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Berea, KY (40461) in owner-occupied houses/condos
  • Cars and other vehicles available in Berea, KY (40461) in owner-occupied houses/condos
  • 9no vehicle
  • 1621 vehicle
  • 4542 vehicles
  • 2093 vehicles
  • 504 vehicles
  • 695+ vehicles
Cars and other vehicles available in Berea, KY (40461) in renter-occupied apartments
  • Cars and other vehicles available in Berea, KY (40461) in renter-occupied apartments
  • 8no vehicle
  • 1111 vehicle
  • 2222 vehicles
  • 223 vehicles
  • 184 vehicles
  • 05+ vehicles

  • Zip code 40461 household income distribution in 2017

  • Zip code 40461 household income distribution in 2017
  • 46Less than $10,000
  • 66$10,000 to $14,999
  • 103$15,000 to $19,999
  • 88$20,000 to $24,999
  • 47$25,000 to $29,999
  • 61$30,000 to $34,999
  • 60$35,000 to $39,999
  • 74$40,000 to $44,999
  • 67$45,000 to $49,999
  • 145$50,000 to $59,999
  • 175$60,000 to $74,999
  • 195$75,000 to $99,999
  • 101$100,000 to $124,999
  • 37$125,000 to $149,999
  • 6$150,000 to $199,999
  • 30$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 40461

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 40461
  • 12Less than $10,000
  • 4$10,000 to $14,999
  • 43$15,000 to $19,999
  • 38$30,000 to $34,999
  • 21$35,000 to $39,999
  • 17$40,000 to $49,999
  • 21$50,000 to $59,999
  • 32$60,000 to $69,999
  • 29$70,000 to $79,999
  • 19$80,000 to $89,999
  • 25$90,000 to $99,999
  • 65$100,000 to $124,999
  • 64$125,000 to $149,999
  • 178$150,000 to $174,999
  • 74$175,000 to $199,999
  • 117$200,000 to $249,999
  • 74$250,000 to $299,999
  • 47$300,000 to $399,999
  • Rent paid by renters in 2017 in zip code 40461

  • Rent paid by renters in 2017 in zip code 40461
  • 7$100 to $149
  • 14$350 to $399
  • 44$400 to $449
  • 46$450 to $499
  • 37$500 to $549
  • 51$550 to $599
  • 15$600 to $649
  • 10$650 to $699
  • 50$700 to $749
  • 22$750 to $799
  • 18$800 to $899
  • 27No cash rent

Median gross rent in 2017: $761.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $164,972
  • Asian householders: $387,623
  • Two or more races householders: $175,722

Estimated median house or condo value in 2017: $171,381
40461:

$171,381
Kentucky:

$141,000
Lower value quartile - upper value quartile: $82,603 - $215,923
Owners and renters by unit type in zip code 40461
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,145
  • One, attached: 19
  • Two: 58
  • 3 or 4: 86
  • 5 to 9: 86
  • Mobile homes: 66
  • Boats, RVs, vans, etc.: 9

Unemployment: 5.6%

  • Means of transportation to work in zip code 40461

  • Means of transportation to work in zip code 40461
  • 88.4%1,359Drove a car alone
  • 9.0%138Carpooled
  • 1.2%18Walked
  • 1.2%18Worked at home
  • Travel time to work (commute) in zip code 40461

  • Travel time to work (commute) in zip code 40461
  • 56Less than 5 minutes
  • 1315 to 9 minutes
  • 31110 to 14 minutes
  • 24915 to 19 minutes
  • 17120 to 24 minutes
  • 8925 to 29 minutes
  • 13630 to 34 minutes
  • 4935 to 39 minutes
  • 8940 to 44 minutes
  • 14845 to 59 minutes
  • 6560 to 89 minutes
  • 1590 or more minutes

Percentage of zip code residents living and working in this county: 52.5%

Household type by relationship:

Households: 3,519
  • In family households: 3,113 (647 male householders, 342 female householders)
    819 spouses, 1,040 children (810 natural, 77 adopted, 155 stepchildren), 125 grandchildren, 38 brothers or sisters, 5 parents, 11 other relatives, 66 non-relatives
  • In nonfamily households: 403 (161 male householders (138 living alone)), 168 female householders (116 living alone)), 72 nonrelatives

Size of family households: 482 2-persons, 199 3-persons, 198 4-persons, 69 5-persons, 17 6-persons, 24 7-or-more-persons

Size of nonfamily households: 254 1-person, 75 2-persons

623 married couples with children.
115 single-parent households (57 men, 58 women).

93.1% of residents of 40461 zip code speak English at home.
6.1% of residents speak Spanish at home (67% very well, 8% well, 25% not well).

Foreign born population: 73 (2.1%)
(33.0% of them are naturalized citizens)
This zip code:

2.1%
Whole state:

3.8%
Most common first ancestries reported in 40461
  • 34%American
  • 5%Irish
  • 5%German
  • 5%Scotch-Irish
  • 4%English
  • 2%British
  • 1%Polish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 902000 to 2009
  • 511990 to 1999
  • 0Before 1990

Zip code 40461 topographic map

Facilities with environmental interests located in this zip code:

  • PAINT LICK ELEMENTARY SCHOOL (6798 RICHMOND RD in PAINT LICK, KY)
    (National Center for Education Statistics) - STATE ID-040195090
    Organizations: GARRARD COUNTY (SCHOOL DISTRICT)
  • ALLEN COMPANY INC THE (HKY 21, 1 MILE W OF I-75 in PAINTLICK, KY)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS

Zip code 40461 marital status for males
Zip code 40461 marital status for females

Housing units lacking complete plumbing facilities: 3.5%
Housing units lacking complete kitchen facilities: 3.3%

Most commonly used house heating fuel
  • 82.9%Electricity
  • 6.0%Wood
  • 5.7%Bottled, tank, or LP gas
  • 4.4%Utility gas
  • 0.6%No fuel used
  • 0.5%Coal or coke

Population in 1990: 3,361.

Place of birth for U.S.-born residents:

  • This state: 2,527
  • Northeast: 107
  • Midwest: 370
  • South: 250
  • West: 98

64% of the 40461 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

95% of the 40461 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 18% moved from different county within same state.
   Out of people who lived in different houses, 27% moved from different state.

Year householders moved into unit in Berea, KY (40461)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 87
Here:

16.4%
Kentucky:

12.0%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Kentucky:

13.7%
Students in private undergraduate colleges: 34
Here:

18.1%
Kentucky:

19.2%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 65,181Management occupations
  • 56,456Health diagnosing and treating practitioners and other technical occupations
  • 51,884Construction and extraction occupations
  • 51,292Architecture and engineering occupations
  • 48,911Material moving occupations
  • 47,964Health technologists and technicians

Top industries in this zip code by the number of employees in 2005:

  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
  • Finance and Insurance: Commercial Banking (10-19: 1)
  • Construction: Electrical Contractors (5-9: 1, 1-4: 2)
  • Construction: Framing Contractors (5-9: 1, 1-4: 1)
  • Other Services (except Public Administration): Other Electronic and Precision Equipment Repair and Maintenance (5-9: 1)
  • Construction: Residential Remodelers (1-4: 1)
  • Finance and Insurance: Insurance Agencies and Brokerages (1-4: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Exterminating and Pest Control Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED25$123,78671$109,110202$100,79915$17,0163$480,9879$90,626
APPLICATIONS APPROVED, NOT ACCEPTED1$158,82018$63,21122$91,7831$149,7400$01$85,080
APPLICATIONS DENIED5$77,14014$88,07849$83,5987$17,5031$226,8801$218,940
APPLICATIONS WITHDRAWN1$133,8608$124,35927$120,4140$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$05$108,44812$134,8040$00$00$0
Choose year:  2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0114.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$123,08219$117,559
APPLICATIONS APPROVED, NOT ACCEPTED1$127,0503$180,370
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN2$112,8750$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0114.00

Conventional Home Purchase Loans in zip code 40461
Conventional Home Purchase Loans in zip code 40461 - Value
Most common first names in zip code 40461 among deceased individuals
NameCountLived (average)
William2674.2 years
James2473.1 years
Mary1684.0 years
John1677.9 years
George1072.4 years
Robert971.5 years
Anna775.0 years
Charles769.0 years
Eva780.1 years
Thomas666.3 years
Most common last names in zip code 40461 among deceased individuals
Last nameCountLived (average)
Smith1375.9 years
King1181.6 years
Combs1083.4 years
Starnes978.5 years
Williams872.6 years
Ross878.1 years
Johnson874.4 years
Robinson777.4 years
Ledford783.9 years
Lamb776.3 years
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