40475 Zip Code Detailed Profile




City: Richmond, KY (7.73%)
County: Madison County, KY
Estimated zip code population in 2013: 56,351
Zip code population in 2010: 55,803
Zip code population in 2000: 47,898

Houses and condos: 24,088
Renter-occupied apartments: 9,201
% of renters here:

43%
State:

33%
Mar. 2013 cost of living index in zip code 40475: 86.1 (less than average, U.S. average is 100)

Land area: 273.0 sq. mi.
Water area: 4.1 sq. mi.
Population density: 206 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 40475
Zip code 40475 (Richmond, Kentucky) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($1,184)
Kentucky:

0.8% ($1,022)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,318 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $833 (0.7%)

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Males: 27,113  (48.1%)
Females: 29,238  (51.9%)

For population 25 years and over in 40475:

For population 15 years and over in 40475:

Zip code 40475 compared to state average:

  • Median age below state average.
  • House age below state average.
  • Number of college students above state average.
  • Races in zip code 40475

  • Zip code 40475 races chart
    • 49,860White population
    • 2,895Black population
    • 142American Indian population
    • 548Asian population
    • 21Native Hawaiian and Other Pacific Islander population
    • 91Some other race population
    • 988Two or more races population
    • 1,258Hispanic or Latino population

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Urban population: 35,752
Rural population: 20,598

Estimated median house/condo value in 2013: $152,500
40475:

$152,500
Kentucky:

$120,900



According to our research of Kentucky and other state lists there were 16 registered sex offenders living in 40475 zip code as of August 29, 2015.


Median resident age:
This zip code:

33.2 years
Kentucky median age:

38.5 years
Average household size:
This zip code:

2.4 people
Kentucky:

2.5 people

Averages for the 2012 tax year for zip code 40475, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,656 (Individual Income Tax Returns)
Here:

$50,656
State:

$50,814

Salary/wage: $43,810 (reported on 85.4% of returns)
Here:

$43,810
State:

$42,723
(% of AGI for various income ranges: 78.1% for AGIs below $25k, 79.2% for AGIs $25k-50k, 78.5% for AGIs $50k-75k, 76.5% for AGIs $75k-100k, 75.7% for AGIs $100k-200k, 52.3% for AGIs over 200k)

Taxable interest for individuals: $1,164 (reported on 28.1% of returns)
This zip code:

$1,164
Kentucky:

$1,381
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Ordinary dividends: $4,026 (reported on 14.7% of returns)
Here:

$4,026
State:

$6,239
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,401 (reported on 12.8% of returns)
Here:

+$6,401
State:

+$11,336
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 7.0% for AGIs over 200k)

Profit/loss from business: +$9,079 (reported on 15.3% of returns)
Here:

+$9,079
State:

+$10,862
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 2.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 4.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,634 (reported on 7.5% of returns)
40475:

$12,634
Kentucky:

$14,296
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Self-employment retirement plans: $17,871 (reported on 0.3% of returns)
40475:

$17,871
Kentucky:

$20,768
(% of AGI for various income ranges: 0.1% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $20,472 (21% of AGI, reported on 31.7% of returns)
Here:

$20,472
State:

$21,160

Here:

20.8% of AGI
State:

20.0% of AGI
(% of AGI for various income ranges: 5.7% for AGIs below $25k, 8.9% for AGIs $25k-50k, 13.1% for AGIs $50k-75k, 14.8% for AGIs $75k-100k, 15.6% for AGIs $100k-200k, 14.2% for AGIs over 200k)

Charity contributions: $3,867 (reported on 25.3% of returns)
Here:

$3,867
State:

$4,303
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxes paid: $8,228 (reported on 31.7% of returns)
40475:

$8,228
State:

$8,496
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 2.5% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 5.9% for AGIs $75k-100k, 7.1% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Earned income credit: $2,157 (reported on 20.4% of returns)
Here:

$2,157
State:

$2,273
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 40475, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $42,107 (Individual Income Tax Returns)
Here:

$42,107
State:

$41,540

Salary/wage: $36,684 (reported on 87.1% of returns)
Here:

$36,684
State:

$36,432
(% of AGI for various income ranges: 126.2% for AGIs below $10k, 80.1% for AGIs $10k-25k, 83.3% for AGIs $25k-50k, 82.1% for AGIs $50k-75k, 80.5% for AGIs $75k-100k, 60.6% for AGIs over 100k)

Taxable interest for individuals: $1,456 (reported on 37.5% of returns)
This zip code:

$1,456
Kentucky:

$1,571
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,015 (reported on 16.9% of returns)
Here:

$2,015
State:

$3,453
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$11,538 (reported on 13.8% of returns)
Here:

+$11,538
State:

+$9,663
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 10.1% for AGIs over 100k)

Profit/loss from business: +$7,242 (reported on 15.6% of returns)
Here:

+$7,242
State:

+$9,233
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,115 (reported on 1.7% of returns)
40475:

$3,115
Kentucky:

$2,955
(% of AGI for various income ranges: 0.1% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,395 (reported on 0.4% of returns)
Here:

$16,395
Kentucky:

$14,996
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $16,883 (21% of AGI, reported on 33.5% of returns)
Here:

$16,883
State:

$17,474

Here:

20.8% of AGI
State:

21.0% of AGI
(% of AGI for various income ranges: 9.6% for AGIs below $10k, 6.6% for AGIs $10k-25k, 10.6% for AGIs $25k-50k, 15.8% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Charity contributions deductions: $3,173 (4% of AGI, reported on 27.9% of returns)
Here:

$3,173
State:

$3,494

Here:

3.7% of AGI
State:

4.0% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $5,959 (reported on 75.1% of returns)
40475:

$5,959
State:

$6,162
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Earned income credit: $1,604 (reported on 17.5% of returns)
Here:

$1,604
State:

$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 64.9%
Here:

65%
State:

66%
(% for various income ranges: 58.7% for AGIs below $10k, 68.8% for AGIs $10k-25k, 67.0% for AGIs $25k-50k, 65.3% for AGIs $50k-75k, 61.3% for AGIs $75k-100k, 67.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$41,654
Kentucky:

$43,399
Richmond, KY (40475) map Nearest zip codes: 40515, 40385, 40404, 40403, 40461, 40509.
Percentage of family households:
This zip code:

50.6%
Kentucky:

51.2%
Percentage of households with unmarried partners:
This zip code:

7.1%
Kentucky:

5.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 3,740
Household did not receive Food Stamps/SNAP in the past 12 months: 17,724


Women who had a birth in the past 12 months: 813 (569 now married, 244 unmarried)
Women who did not have a birth in the past 12 months: 15,473 (5,964 now married, 9,509 unmarried)


Housing units in zip code 40475 with a mortgage: 7,887 (292 second mortgage, 1,507 home equity loan, 14 both second mortgage and home equity loan)
Houses without a mortgage: 4,376

Median monthly owner costs for units with a mortgage: $1,223
Median monthly owner costs for units without a mortgage: S357

Residents with income below the poverty level in 2013:
This zip code:

22.1%
Whole state:

18.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

12.4%
Whole state:

10.8%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.3
Median number of rooms in apartments:
Here:

4.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

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Year house built

  • 3142010 or later
  • 5,1212000 to 2009
  • 6,4911990 to 1999
  • 3,4731980 to 1989
  • 3,2751970 to 1979
  • 1,8671960 to 1969
  • 1,3401950 to 1959
  • 6921940 to 1949
  • 1,5151939 or earlier

Zip code 40475 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Richmond, KY (40475)

  • 21no bedroom
  • 1301 bedroom
  • 1,6332 bedrooms
  • 7,1243 bedrooms
  • 2,6174 bedrooms
  • 7385+ bedrooms

Bedrooms in renter-occupied apartments in Richmond, KY (40475)

  • 495no bedroom
  • 2,0251 bedroom
  • 3,5972 bedrooms
  • 2,5673 bedrooms
  • 4204 bedrooms
  • 975+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Richmond, KY (40475) in owner-occupied houses/condos

  • 310no vehicle
  • 2,9551 vehicle
  • 5,8462 vehicles
  • 2,1613 vehicles
  • 7214 vehicles
  • 2705+ vehicles

Cars and other vehicles available in Richmond, KY (40475) in renter-occupied apartments

  • 1,030no vehicle
  • 4,7241 vehicle
  • 2,6672 vehicles
  • 6513 vehicles
  • 604 vehicles
  • 695+ vehicles

Median gross rent in 2013: $617.


Median price asked for vacant for-sale houses and condos in 2013: $103,486.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $152,500
40475:

$152,500
Kentucky:

$120,900
Lower value quartile - upper value quartile: $92,100 - $217,600

Mean price in 2013:

Detached houses: $179,871
Here:

$179,871
State:

$165,943

Townhouses or other attached units: $276,092
Here:

$276,092
State:

$210,806

In 2-unit structures: $136,498
Here:

$136,498
State:

$146,492

In 3-to-4-unit structures: $72,826
Here:

$72,826
State:

$136,522

Mobile homes: $64,262
Here:

$64,262
State:

$47,914

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.8%

Percentage of zip code residents living and working in this county: 67.1%

Household type by relationship:

Households: 52,044

Size of family households: 6,088 2-persons, 3,564 3-persons, 2,439 4-persons, 896 5-persons, 366 6-persons, 135 7-or-more-persons

Size of nonfamily households: 6,041 1-person, 1,575 2-persons, 288 3-persons, 72 4-persons

6,362 married couples with children.
3,656 single-parent households (950 men, 2,706 women).

96.5% of residents of 40475 zip code speak English at home.
2.1% of residents speak Spanish at home (59% very well, 34% well, 7% not well).
0.7% of residents speak other Indo-European language at home (83% very well, 17% well).
0.6% of residents speak Asian or Pacific Island language at home (71% very well, 26% well, 3% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 1,333 (2.4%)
(43.1% of them are naturalized citizens)
This zip code:

2.4%
Whole state:

3.4%

Most common places of birth for the foreign-born residents

  • 24%Mexico
  • 12%Taiwan
  • 6%Philippines
  • 5%Canada
  • 5%Peru
  • 5%Japan
  • 4%India

Most common first ancestries reported in 40475 (%)

  • 21%American
  • 20%Other groups
  • 11%Irish
  • 9%English
  • 9%German
  • 2%European
  • 2%Scottish

Year of entry for the foreign-born population

  • 662010 or later
  • 7442000 to 2009
  • 3811990 to 1999
  • 589Before 1990

Zip code 40475 topographic map

There are 388 Other Medical Specialists in Zip Code 40475.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 40475:

All 16 fire-safe hotels and motels in zip code 40475

Zip code 40475 marital status for males
Zip code 40475 marital status for females

Housing units lacking complete plumbing facilities: 1.3%
Housing units lacking complete kitchen facilities: 2.8%

Most commonly used house heating fuel

  • 80%Electricity
  • 16%Utility gas
  • 2%Bottled, tank, or LP gas
  • 1%Wood

Population in 1990: 37,946. Population change in the 1990s: +9,952 (+26.2%).

Place of birth for U.S.-born residents:


42% of the 40475 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 46% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

85% of the 40475 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 62% moved from this county.
   Out of people who lived in different houses, 21% moved from different county within same state.
   Out of people who lived in different houses, 16% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 616
Here:

11.9%
Kentucky:

11.3%
Students in private schools in grades 9 to 12 (high school): 340
Here:

14.7%
Kentucky:

10.8%
Students in private undergraduate colleges: 555
Here:

6.3%
Kentucky:

17.4%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,427Architecture and engineering occupations
  • 63,563Legal occupations
  • 55,139Life, physical, and social science occupations
  • 53,401Health diagnosing and treating practitioners and other technical occupations
  • 46,414Law enforcement workers including supervisors
  • 45,354Management occupations

Companies with biggest federal contracts located in this zip code (RICHMOND, KY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 3,776 people in college/university student housing
  • 207 people in nursing facilities/skilled-nursing facilities
  • 190 people in local jails and other municipal confinement facilities
  • 74 people in correctional residential facilities
  • 73 people in residential treatment centers for adults
  • 15 people in other noninstitutional facilities
  • 11 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 9 people in in-patient hospice facilities
  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 3,675 people in college dormitories (includes college quarters off campus)
  • 189 people in local jails and other confinement facilities (including police lockups)
  • 183 people in nursing homes
  • 27 people in other noninstitutional group quarters
  • 2 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 10 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED266$112,7311,309$118,1593,215$109,267253$25,82651$2,167,162334$77,635
APPLICATIONS APPROVED, NOT ACCEPTED28$87,672189$91,328390$104,65815$37,5140$022$76,695
APPLICATIONS DENIED60$76,151352$63,288883$96,525108$24,6603$303,36057$64,027
APPLICATIONS WITHDRAWN34$104,464122$110,227503$109,43116$65,7060$022$140,661
FILES CLOSED FOR INCOMPLETENESS7$97,09132$125,016127$111,2396$23,0450$00$0
Choose year:  2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 10 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED286$141,201326$127,28722$98,027
APPLICATIONS APPROVED, NOT ACCEPTED34$122,99772$123,7133$88,127
APPLICATIONS DENIED2$136,5002$102,2650$0
APPLICATIONS WITHDRAWN4$146,04817$161,4500$0
FILES CLOSED FOR INCOMPLETENESS5$166,94011$116,9850$0
Choose year:  2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 40475 among deceased individuals
NameCountLived (average)
Mary24780.0 years
James24672.8 years
William21473.6 years
John19375.1 years
Robert16371.2 years
Elizabeth9078.3 years
George9075.5 years
Charles8669.1 years
Margaret7179.1 years
Thomas6472.6 years
Most common last names in zip code 40475 among deceased individuals
Last nameCountLived (average)
Smith11172.7 years
Johnson9375.9 years
Jones8775.7 years
White6877.5 years
Long5978.9 years
Taylor5875.5 years
Rhodus5674.8 years
Richardson5676.0 years
Harris5477.5 years
Agee5075.6 years
Businesses in zip code 40475
NameCountNameCount
AT&T1Long John Silver's1
Ace Hardware1Lowe's1
Advance Auto Parts1MasterBrand Cabinets2
Applebee's1Maurices1
Arby's3McDonald's3
AutoZone1Meijer1
Bath & Body Works1Nike4
Best Western1Nissan1
Blockbuster1Office Depot1
Buffalo Wild Wings1OfficeMax1
Burger King1Olive Garden1
CVS1Outback1
Chevrolet1Outback Steakhouse1
Chick-Fil-A2Panera Bread1
Comfort Suites1Papa John's Pizza1
Cracker Barrel1Payless1
Cricket Wireless5Penske1
Curves1PetSmart1
DHL1Pizza Hut2
Dairy Queen2Qdoba Mexican Grill1
Days Inn1Quiznos1
Deb1RadioShack1
Decora Cabinetry1Red Lobster1
Domino's Pizza1Red Roof Inn1
DressBarn1Rite Aid2
Dressbarn1Rue211
FedEx3Ryan's Grill1
Ford1SONIC Drive-In1
GNC3Sears1
H&R Block2Starbucks3
Hardee's2Steak 'n Shake1
Hilton1Subway4
Hobby Lobby1Super 81
Holiday Inn1T-Mobile1
Honda1T.J.Maxx1
Hyundai1Taco Bell1
JCPenney1U-Haul6
Justice1UPS6
KFC1Verizon Wireless2
Knights Inn1Waffle House2
Kohl's1Walmart1
Kroger1Wendy's2
La Quinta1White Castle1
Lane Furniture1YMCA1
Little Caesars Pizza1

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