Estimated median household income in 2007: $51,909
| This zip code: | $51,909 | | Ohio: | $46,597 |
Nearest zip codes: 44049, 44050, 44001, 44035, 44090, 44816.
Housing units in zip code 44074 with a mortgage: 1,626 (207 second mortgage, 323 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 525
Median monthly owner costs for units with a mortgage: $1,318
Median monthly owner costs for units without a mortgage: $451
Residents with income below the poverty level in 2007:
| This zip code: | 17.1% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 11.4% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.8 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 24
- 1995 to 1998: 169
- 1990 to 1994: 370
- 1980 to 1989: 167
- 1970 to 1979: 709
- 1960 to 1969: 742
- 1950 to 1959: 461
- 1940 to 1949: 243
- 1939 or earlier: 1,351
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|

Bedrooms in owner-occupied houses in Oberlin, OH (44074): |
|
- no bedroom: 0
- 1 bedrooms: 24
- 2 bedrooms: 314
- 3 bedrooms: 1,430
- 4 bedrooms: 553
- 5 or more bedrooms: 193
|
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 120
- 1 bedrooms: 452
- 2 bedrooms: 471
- 3 bedrooms: 277
- 4 bedrooms: 157
- 5 or more bedrooms: 45
|
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Vehicles available in 44074 zip code in owner-occupied houses/condos: |
|
- no vehicle: 64
- 1 vehicle: 713
- 2 vehicles: 1,088
- 3 vehicles: 455
- 4 vehicles: 124
- 5 or more vehicles: 70
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 298
- 1 vehicle: 809
- 2 vehicles: 308
- 3 vehicles: 82
- 4 vehicles: 25
- 5 or more vehicles: 0
|
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 44074:
- $10,000 to $14,999: 1
- $15,000 to $19,999: 4
- $20,000 to $24,999: 1
- $40,000 to $49,999: 6
- $50,000 to $59,999: 25
- $60,000 to $69,999: 23
- $70,000 to $79,999: 41
- $80,000 to $89,999: 79
- $90,000 to $99,999: 90
- $100,000 to $124,999: 365
- $125,000 to $149,999: 284
- $150,000 to $174,999: 277
- $175,000 to $199,999: 302
- $200,000 to $249,999: 434
- $250,000 to $299,999: 281
- $300,000 to $399,999: 255
- $400,000 to $499,999: 50
- $500,000 to $749,999: 36
- $750,000 to $999,999: 14
- $1,000,000 or more: 8
|

|
Rent paid by renters in 2007 in zip code 44074:
- Less than $100: 37
- $100 to $149: 18
- $150 to $199: 63
- $200 to $249: 38
- $250 to $299: 26
- $300 to $349: 68
- $350 to $399: 51
- $400 to $449: 151
- $450 to $499: 155
- $500 to $549: 156
- $550 to $599: 145
- $600 to $649: 60
- $650 to $699: 38
- $700 to $749: 23
- $750 to $799: 72
- $800 to $899: 12
- $900 to $999: 49
- $1,000 to $1,249: 33
- $1,500 to $1,999: 54
- $2,000 or more: 71
- No cash rent: 270
|
Median price asked for vacant for-sale houses and condos in 2007: $151,374.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $183,184
- Black or African American householders: $135,057
- American Indian or Alaska Native householders: $89,124
- Asian householders: $257,089
- Some other race householders: $222,810
- Two or more races householders: $102,835
- Hispanic or Latino householders: $146,849
Estimated median house or condo value in 2007: $182,750 (it was $133,200 in 2000)
| 44074: | $182,750 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $106,907 - $221,136
Mean price in 2007:
Detached houses: $200,152| Here: | $200,152 | | State: | $175,406 |
Townhouses or other attached units: $138,364| Here: | $138,364 | | State: | $158,918 |
In 2-unit structures: $232,075| Here: | $232,075 | | State: | $124,203 |
In 3-to-4-unit structures: $338,330| Here: | $338,330 | | State: | $149,153 |
In 5-or-more-unit structures: $365,730| Here: | $365,730 | | State: | $138,542 |
Mobile homes: $54,545| Here: | $54,545 | | State: | $32,066 |
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 2,885
- One, attached: 143
- Two: 278
- 3 or 4: 278
- 5 to 9: 199
- 10 to 19: 60
- 20 to 49: 142
- 50 or more: 231
- Mobile homes: 20

|
Means of transportation to work
- Drove a car alone: 3,410 (58%)
- Carpooled: 438 (7%)
- Bus or trolley bus: 28 (0%)
- Subway or elevated: 7 (0%)
- Bicycle: 264 (5%)
- Walked: 1,472 (25%)
- Worked at home: 227 (4%)
|

|
Travel time to work
- Less than 5 minutes: 639
- 5 to 9 minutes: 1492
- 10 to 14 minutes: 807
- 15 to 19 minutes: 630
- 20 to 24 minutes: 616
- 25 to 29 minutes: 268
- 30 to 34 minutes: 443
- 35 to 39 minutes: 123
- 40 to 44 minutes: 149
- 45 to 59 minutes: 230
- 60 to 89 minutes: 123
- 90 or more minutes: 99
|
Percentage of zip code residents living and working in this county: 85.8%
Household type by relationship
Households: 9,745
- In family households: 7,523 (1,998 male householders, 494 female householders)
2,033 spouses, 2,456 children (2,196 natural, 126 adopted, 134 stepchildren), 136 grandchildren, 40 brothers or sisters, 53 parents, 130 other relatives, 183 non-relatives
- In nonfamily households: 2,222 (556 male householders (394 living alone)), 979 female householders (801 living alone)), 687 nonrelatives
- In group quarters: 2,066 (144 institutionalized population)
Size of family households: 1,141 2-persons, 602 3-persons, 433 4-persons, 180 5-persons, 107 6-persons, 29 7-or-more-persons.
Size of nonfamily households: 1,195 1-person, 173 2-persons, 62 3-persons, 68 4-persons, 21 5-persons, 12 6-persons, 4 7-or-more-persons.
1,372 married couples with children.
459 single-parent households (90 men, 369 women).
92.1% of residents of 44074 zip code speak English at home.
2.1% of residents speak Spanish at home (72% very well, 11% well, 14% not well, 3% not at all).
3.4% of residents speak other Indo-European language at home (83% very well, 13% well, 4% not well).
1.7% of residents speak Asian or Pacific Island language at home (79% very well, 21% well).
0.7% of residents speak other language at home (83% very well, 17% well).
Foreign born population: 536 (4.5%)
(51.9% of them are naturalized citizens)
| This zip code: | 4.5% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- India (10%)
- China, excluding Hong Kong and Taiwan (8%)
- Russia (7%)
- United Kingdom (7%)
- Korea (7%)
- Germany (6%)
- Mexico (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 178
- 1990 to 1994: 23
- 1985 to 1989: 51
- 1980 to 1984: 50
- 1975 to 1979: 42
- 1970 to 1974: 43
- 1970 to 1974: 33
- 1965 to 1969: 116
|
|
White population: 9,252
Black population: 1,752
American Indian population: 54
Asian population: 302
Native Hawaiian and Other Pacific Islander population: 14
Some other race population: 136
Two or more races population: 406

First ancestries reported:
|  Other groups: 2447 |
|  German: 1633 |
|  English: 1176 |
|  Irish: 759 |
|  Italian: 514 |
|  United States or American: 414 |
|  Polish: 404 |
|  Scottish: 292 |
|  Scotch-Irish: 216 |
|  Russian: 212 |
|  Hungarian: 190 |
|  Subsaharan African:: 115 |
|  French (except Basque): 98 |
|  Dutch: 95 |
|  Swiss: 95 |
|  Northern European: 94 |
|  British: 89 |
|  Welsh: 81 |
|  Swedish: 77 |
|  European: 71 |
|  African: 55 |
|  French Canadian: 54 |
|  Ukrainian: 54 |
|  Greek: 47 |
|  Norwegian: 47 |
|  Slovak: 39 |
|  Arab:: 36 |
|  West Indian (excluding Hispanic groups):: 35 |
|  Eastern European: 31 |
|  Iranian: 30 |
|  Syrian: 30 |
|  Armenian: 26 |
|  Danish: 25 |
|  Croatian: 24 |
|  Czech: 21 |
|  Serbian: 20 |
|  Czechoslovakian: 20 |
|  Romanian: 19 |
|  Ethiopian: 19 |
|  Kenyan: 18 |
|  West Indian: 15 |
|  Austrian: 14 |
|  Latvian: 13 |
|  Other Subsaharan African: 13 |
|  Slavic: 12 |
|  Slovene: 12 |
|  Lithuanian: 11 |
|  Canadian: 11 |
|  Belgian: 11 |
|  Turkish: 11 |
|  South African: 10 |
|  Scandinavian: 9 |
|  Celtic: 9 |
|  Bahamian: 8 |
|  Jamaican: 7 |
|  Arab/Arabic: 6 |
|  Israeli: 5 |
|  British West Indian: 5 |
|  Australian: 4 |
|  Finnish: 4 |

Facitilies with environmental interests located in this zip code:
- A-1 CONSTRUCTION APTS (45445 STATE RTE 20 in OBERLIN, OH)
STATE MASTER (Ohio general info) - PCS-OH0128881, National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: A-1 CONSTRUCTION APARTMENTS
- ALLEN MEDICAL CENTER (200 WEST LORAIN STREET in OBERLIN, OH)
STATE MASTER (Ohio general info) - AIR MAJOR, EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ALLEN MEMORIAL HOSPITAL (CONTACT/OWNER)
Alternative names: ALLEN MEMORIAL HOSP, ALLEN MEMORIAL HOSPITAL ASSN
- BFI LORAIN COUNTY RESOURCE RECOVERY COMPLEX (43650 OBERLIN-ELYRIA RD in OBERLIN, OH)
STATE MASTER (Ohio general info) - PCS-OH0136808, National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: REFUSE SYSTEMS
Organizations: BROWNING-FERRIS INDUSTRIES OF (CONTACT/OWNER)
- BFI OF OHIO INC (ST RTE 20 in NEW RUSSIA TOWNSHIP, OH)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- CERTIFIED GAS STATION #345 (45970 U.S. ROUTE 20 & 58 in OBERLIN, OH)
AIR MINOR (AIRS/AFS)
Business SIC classification: GASOLINE SERVICE STATIONS
Median worth of mobile homes: $42,358
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
|
|
- Utility gas (68%)
- Electricity (15%)
- Bottled, tank, or LP gas (11%)
- Fuel oil, kerosene, etc. (3%)
- Other fuel (2%)
- Wood (1%)
|
Place of birth for U.S.-born residents:
- This state: 6130
- Northeast: 1734
- Midwest: 1043
- South: 1650
- West: 582
50% of the 44074 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 40% lived in this county.
Out of people who lived in different counties, 19% lived in Ohio.
Population in 1990: 11,631. Population change in the 1990s: +285 (+2.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 153
| Here: | 15.2% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 71
| Here: | 13.8% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 2,642
| Here: | 91.4% | | Ohio: | 23.4% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- NEWCYTE INC (161 FOREST ST in OBERLIN, OH; small business)
$99,925 with Air Force for Defense Missile and Space Systems -- Operational Systems Development (R&D). Signed on 2006-04-24. Completion date: 2007-04-17.
Top industries in this zip code by the number of employees in 2005:
- Educational Services: Colleges, Universities, and Professional Schools (over 1000 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 3, 10-19: 4, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 1-4: 1)
- Health Care and Social Assistance: General Medical and Surgical Hospitals (100-249: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (100-249: 1)
- Health Care and Social Assistance: Continuing Care Retirement Communities (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 3, 10-19: 1, 5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 1849 people in college dormitories (includes college quarters off campus)
- 147 people in nursing homes
- 30 people in homes for the mentally retarded
- 8 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $126,032 | 168 | $135,305 | 211 | $127,022 | 64 | $44,518 | 5 | $538,240 | 21 | $97,278 | 3 | $15,923 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $112,123 | 49 | $102,088 | 14 | $30,003 | 0 | $0 | 5 | $65,314 | 3 | $17,673 |
| APPLICATIONS DENIED | 1 | $63,930 | 27 | $115,492 | 186 | $134,352 | 73 | $53,116 | 0 | $0 | 30 | $68,999 | 3 | $21,840 |
| APPLICATIONS WITHDRAWN | 1 | $44,650 | 10 | $119,174 | 65 | $144,915 | 3 | $35,173 | 0 | $0 | 2 | $143,815 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $320,290 | 19 | $131,429 | 0 | $0 | 0 | $0 | 2 | $131,585 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $116,861 | 203 | $117,559 | 280 | $106,057 | 62 | $32,613 | 48 | $93,969 | 3 | $17,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $53,890 | 34 | $117,767 | 44 | $129,366 | 9 | $28,963 | 8 | $96,894 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $133,593 | 73 | $103,697 | 178 | $127,029 | 64 | $45,893 | 25 | $128,758 | 1 | $31,970 |
| APPLICATIONS WITHDRAWN | 4 | $153,093 | 18 | $105,409 | 91 | $129,797 | 12 | $96,428 | 6 | $104,453 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $84,900 | 12 | $94,617 | 33 | $151,477 | 2 | $110,345 | 7 | $103,250 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $144,773 | 224 | $128,488 | 362 | $121,329 | 76 | $47,564 | 53 | $107,417 | 3 | $92,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 47 | $104,815 | 79 | $122,616 | 9 | $41,422 | 13 | $91,906 | 2 | $29,880 |
| APPLICATIONS DENIED | 1 | $94,650 | 64 | $125,188 | 280 | $125,861 | 38 | $68,412 | 17 | $80,505 | 2 | $35,900 |
| APPLICATIONS WITHDRAWN | 1 | $117,210 | 27 | $92,511 | 173 | $134,375 | 20 | $115,751 | 12 | $143,523 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $143,313 | 31 | $145,922 | 1 | $267,940 | 1 | $111,850 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $137,085 | 204 | $131,267 | 376 | $119,256 | 50 | $46,676 | 3 | $826,963 | 47 | $94,450 | 4 | $15,435 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $72,080 | 25 | $113,863 | 66 | $107,608 | 10 | $220,567 | 0 | $0 | 3 | $135,493 | 1 | $50,710 |
| APPLICATIONS DENIED | 2 | $163,480 | 41 | $130,118 | 298 | $121,030 | 32 | $37,793 | 0 | $0 | 9 | $67,264 | 1 | $9,000 |
| APPLICATIONS WITHDRAWN | 1 | $99,000 | 11 | $143,223 | 159 | $123,067 | 2 | $47,610 | 0 | $0 | 3 | $72,990 | 1 | $175,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $63,310 | 7 | $100,951 | 60 | $134,824 | 2 | $101,525 | 0 | $0 | 8 | $84,544 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $124,771 | 219 | $128,303 | 698 | $118,201 | 28 | $16,834 | 3 | $472,393 | 41 | $94,508 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $85,830 | 15 | $111,122 | 124 | $125,333 | 9 | $26,369 | 0 | $0 | 11 | $76,605 |
| APPLICATIONS DENIED | 3 | $117,870 | 33 | $71,312 | 269 | $125,430 | 48 | $14,626 | 0 | $0 | 19 | $76,594 |
| APPLICATIONS WITHDRAWN | 5 | $120,014 | 18 | $110,077 | 108 | $138,152 | 3 | $78,347 | 0 | $0 | 6 | $83,958 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $115,280 | 52 | $113,496 | 1 | $32,500 | 0 | $0 | 1 | $83,360 |
Aggregated Statistics For Year 2002 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $113,054 | 182 | $126,872 | 540 | $115,953 | 27 | $17,492 | 56 | $121,832 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $121,012 | 108 | $134,902 | 17 | $17,206 | 4 | $81,473 |
| APPLICATIONS DENIED | 4 | $115,515 | 20 | $84,142 | 217 | $124,649 | 40 | $21,685 | 5 | $145,514 |
| APPLICATIONS WITHDRAWN | 2 | $181,740 | 11 | $160,774 | 126 | $114,702 | 2 | $14,025 | 1 | $101,740 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $124,778 | 46 | $126,669 | 0 | $0 | 2 | $80,475 |
Aggregated Statistics For Year 2001 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $106,494 | 167 | $125,739 | 456 | $108,326 | 47 | $16,748 | 28 | $107,735 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $105,930 | 11 | $95,568 | 90 | $99,209 | 9 | $19,904 | 1 | $93,790 |
| APPLICATIONS DENIED | 2 | $77,845 | 22 | $89,796 | 245 | $95,664 | 45 | $21,083 | 6 | $79,295 |
| APPLICATIONS WITHDRAWN | 2 | $90,085 | 22 | $112,819 | 143 | $107,114 | 9 | $17,870 | 4 | $72,855 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $107,333 | 31 | $125,825 | 1 | $93,720 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $107,433 | 164 | $114,412 | 181 | $91,803 | 65 | $18,968 | 0 | $0 | 30 | $102,607 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 23 | $73,474 | 57 | $74,955 | 27 | $20,493 | 0 | $0 | 2 | $48,630 |
| APPLICATIONS DENIED | 3 | $129,947 | 50 | $86,198 | 165 | $86,620 | 64 | $16,791 | 0 | $0 | 6 | $99,852 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 17 | $90,026 | 74 | $87,529 | 11 | $21,270 | 1 | $152,940 | 1 | $67,640 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $80,045 | 24 | $82,462 | 1 | $6,010 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $107,287 | 105 | $109,030 | 189 | $91,318 | 33 | $16,296 | 3 | $290,547 | 13 | $60,382 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 21 | $58,816 | 56 | $84,379 | 13 | $13,416 | 0 | $0 | 5 | $103,498 |
| APPLICATIONS DENIED | 0 | $0 | 29 | $51,856 | 122 | $81,879 | 36 | $17,698 | 0 | $0 | 5 | $97,710 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $99,162 | 61 | $85,700 | 3 | $50,640 | 0 | $0 | 2 | $54,735 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $70,225 | 13 | $93,534 | 0 | $0 | 0 | $0 | 1 | $41,600 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $139,036 | 22 | $159,543 | 3 | $139,143 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $125,398 | 10 | $152,498 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $64,870 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $181,025 | 7 | $84,599 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $132,742 | 12 | $151,042 | 1 | $36,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $156,063 | 8 | $194,170 | 1 | $85,370 |
| APPLICATIONS DENIED | 1 | $115,030 | 0 | $0 | 1 | $115,030 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $174,174 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $131,416 | 19 | $159,154 | 5 | $65,452 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $93,123 | 13 | $163,003 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $282,460 | 0 | $0 | 1 | $247,000 |
| APPLICATIONS WITHDRAWN | 1 | $88,750 | 3 | $183,237 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $136,222 | 19 | $159,196 | 6 | $111,317 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $74,855 | 12 | $140,016 | 2 | $125,750 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $111,775 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $118,449 | 5 | $155,778 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $73,340 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $136,634 | 57 | $140,795 | 7 | $113,383 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $139,095 | 26 | $144,880 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $104,387 | 2 | $118,805 | 1 | $96,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $124,452 | 44 | $132,711 | 5 | $96,746 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $145,273 | 14 | $157,212 | 3 | $84,840 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $184,845 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $121,680 | 2 | $117,640 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $132,148 | 34 | $129,248 | 1 | $140,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $118,997 | 9 | $124,688 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $111,630 | 0 | $0 | 1 | $20,060 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $152,695 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $159,210 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $115,430 | 10 | $110,246 | 4 | $103,695 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $92,356 | 7 | $101,919 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $129,985 | 3 | $121,273 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $116,591 | 9 | $115,544 | 1 | $80,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $122,578 | 1 | $59,200 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $76,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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