Estimated median household income in 2007: $61,677
| This zip code: | $61,677 | | Ohio: | $46,597 |
Nearest zip codes: 45211, 45233, 45247, 45001, 45238, 45041.
Cincinnati Zip Code Map
Housing units in zip code 45248 with a mortgage: 4,533 (567 second mortgage, 765 home equity loan, 31 both second mortgage and home equity loan)
Houses without a mortgage: 2,164
Median monthly owner costs for units with a mortgage: $1,402
Median monthly owner costs for units without a mortgage: $478
Residents with income below the poverty level in 2007:
| This zip code: | 3.6% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.3% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 185
- 1995 to 1998: 400
- 1990 to 1994: 1,017
- 1980 to 1989: 1,101
- 1970 to 1979: 1,011
- 1960 to 1969: 1,491
- 1950 to 1959: 2,384
- 1940 to 1949: 913
- 1939 or earlier: 412
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Bedrooms in owner-occupied houses in Mack North, OH (45248): |
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- no bedroom: 0
- 1 bedrooms: 119
- 2 bedrooms: 1,739
- 3 bedrooms: 3,328
- 4 bedrooms: 2,256
- 5 or more bedrooms: 166
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 273
- 2 bedrooms: 565
- 3 bedrooms: 104
- 4 bedrooms: 84
- 5 or more bedrooms: 12
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Vehicles available in 45248 zip code in owner-occupied houses/condos: |
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- no vehicle: 196
- 1 vehicle: 2,182
- 2 vehicles: 3,266
- 3 vehicles: 1,450
- 4 vehicles: 332
- 5 or more vehicles: 182
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 155
- 1 vehicle: 537
- 2 vehicles: 259
- 3 vehicles: 62
- 4 vehicles: 25
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 45248:
- $10,000 to $14,999: 1
- $15,000 to $19,999: 4
- $20,000 to $24,999: 8
- $25,000 to $29,999: 4
- $40,000 to $49,999: 19
- $50,000 to $59,999: 82
- $60,000 to $69,999: 65
- $70,000 to $79,999: 45
- $80,000 to $89,999: 118
- $90,000 to $99,999: 206
- $100,000 to $124,999: 1,051
- $125,000 to $149,999: 1,655
- $150,000 to $174,999: 1,217
- $175,000 to $199,999: 709
- $200,000 to $249,999: 938
- $250,000 to $299,999: 537
- $300,000 to $399,999: 590
- $400,000 to $499,999: 175
- $500,000 to $749,999: 169
- $750,000 to $999,999: 41
- $1,000,000 or more: 47
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Rent paid by renters in 2007 in zip code 45248:
- Less than $100: 7
- $100 to $149: 2
- $200 to $249: 10
- $250 to $299: 15
- $300 to $349: 66
- $350 to $399: 11
- $400 to $449: 122
- $450 to $499: 201
- $500 to $549: 171
- $550 to $599: 246
- $600 to $649: 90
- $650 to $699: 16
- $700 to $749: 36
- $750 to $799: 19
- $800 to $899: 44
- No cash rent: 82
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Median price asked for vacant for-sale houses and condos in 2007: $151,374.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $164,537
- Black or African American householders: $141,364
- Asian householders: $222,810
- Some other race householders: $53,200
- Two or more races householders: $180,031
- Hispanic or Latino householders: $154,253
Estimated median house or condo value in 2007: $159,043 (it was $117,600 in 2000)
| 45248: | $159,043 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $141,127 - $312,793
Mean price in 2007:
Detached houses: $202,983| Here: | $202,983 | | State: | $175,406 |
Townhouses or other attached units: $209,097| Here: | $209,097 | | State: | $158,918 |
In 2-unit structures: $118,659| Here: | $118,659 | | State: | $124,203 |
In 3-to-4-unit structures: $112,350| Here: | $112,350 | | State: | $149,153 |
In 5-or-more-unit structures: $149,126| Here: | $149,126 | | State: | $138,542 |
Mobile homes: $150,000| Here: | $150,000 | | State: | $32,066 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,915
- One, attached: 293
- Two: 71
- 3 or 4: 141
- 5 to 9: 302
- 10 to 19: 930
- 20 to 49: 224
- 50 or more: 24
- Mobile homes: 14

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Means of transportation to work
- Drove a car alone: 9,332 (87%)
- Carpooled: 881 (8%)
- Bus or trolley bus: 190 (2%)
- Taxi: 3 (0%)
- Motorcycle: 15 (0%)
- Walked: 72 (1%)
- Other means: 29 (0%)
- Worked at home: 222 (2%)
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Travel time to work
- Less than 5 minutes: 245
- 5 to 9 minutes: 898
- 10 to 14 minutes: 1204
- 15 to 19 minutes: 1122
- 20 to 24 minutes: 1804
- 25 to 29 minutes: 1152
- 30 to 34 minutes: 2096
- 35 to 39 minutes: 438
- 40 to 44 minutes: 507
- 45 to 59 minutes: 715
- 60 to 89 minutes: 187
- 90 or more minutes: 154
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Percentage of zip code residents living and working in this county: 90.4%
Household type by relationship
Households: 22,631
- In family households: 20,225 (5,198 male householders, 1,219 female householders)
5,487 spouses, 7,496 children (7,018 natural, 153 adopted, 325 stepchildren), 285 grandchildren, 96 brothers or sisters, 164 parents, 111 other relatives, 169 non-relatives
- In nonfamily households: 2,406 (830 male householders (767 living alone)), 1,412 female householders (1,308 living alone)), 164 nonrelatives
Size of family households: 2,877 2-persons, 1,276 3-persons, 1,309 4-persons, 622 5-persons, 250 6-persons, 83 7-or-more-persons.
Size of nonfamily households: 2,075 1-person, 167 2-persons.
4,721 married couples with children.
761 single-parent households (184 men, 577 women).
96.9% of residents of 45248 zip code speak English at home.
1.1% of residents speak Spanish at home (73% very well, 10% well, 11% not well, 6% not at all).
1.8% of residents speak other Indo-European language at home (71% very well, 15% well, 7% not well, 7% not at all).
0.2% of residents speak Asian or Pacific Island language at home (60% very well, 15% well, 25% not well).
Foreign born population: 322 (1.4%)
(74.2% of them are naturalized citizens)
| This zip code: | 1.4% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Greece (17%)
- Romania (14%)
- Germany (10%)
- India (10%)
- Taiwan (8%)
- Italy (6%)
- Other Eastern Europe (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 39
- 1990 to 1994: 8
- 1985 to 1989: 42
- 1980 to 1984: 0
- 1975 to 1979: 37
- 1970 to 1974: 10
- 1970 to 1974: 0
- 1965 to 1969: 186
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White population: 21,961
Black population: 96
American Indian population: 33
Asian population: 80
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 22
Two or more races population: 118

First ancestries reported:
|  German: 10517 |
|  Irish: 1933 |
|  United States or American: 1393 |
|  English: 1194 |
|  Italian: 1153 |
|  Other groups: 666 |
|  French (except Basque): 311 |
|  European: 231 |
|  Greek: 147 |
|  Scottish: 132 |
|  Hungarian: 131 |
|  Scotch-Irish: 121 |
|  Dutch: 113 |
|  Arab:: 79 |
|  Lebanese: 64 |
|  Polish: 63 |
|  Romanian: 44 |
|  Norwegian: 34 |
|  Russian: 31 |
|  Swiss: 28 |
|  British: 26 |
|  Welsh: 25 |
|  Danish: 24 |
|  Austrian: 24 |
|  Lithuanian: 17 |
|  Syrian: 15 |
|  Macedonian: 14 |
|  Czechoslovakian: 13 |
|  French Canadian: 12 |
|  West Indian (excluding Hispanic groups):: 12 |
|  West Indian: 12 |
|  Turkish: 11 |
|  Croatian: 10 |
|  Serbian: 10 |
|  Swedish: 9 |
|  Northern European: 8 |
|  Pennsylvania German: 7 |
|  Estonian: 7 |
|  Ukrainian: 6 |
|  Bulgarian: 5 |
|  Slovene: 5 |

Public primary/middle schools in zip code 45248 not listed on the city page:- JOHN FOSTER DULLES ELEMENTARY SCHOOL (Students: 735; Location: 6481 BRIDGETOWN RD, CINCINNATI, OH; Grades: PK - 05)
- OAKDALE ELEMENTARY SCHOOL (Students: 701; Location: 3850 VIRGINIA CT, CINCINNATI, OH; Grades: KG - 05)
- CHARLES W SPRINGMYER ELEMENTARY SCHOOL (Students: 388; Location: 4179 EBENEZER RD, CINCINNATI, OH; Grades: PK - 05)
- MIAMI HEIGHTS ELEMENTARY SCHOOL (Students: 275; Location: 7670 BRIDGETOWN RD, CINCINNATI, OH; Grades: 02 - 03)
Private primary/middle school not listed on the city page:- ST JUDE ELEMENTARY SCHOOL (Students: 494; Location: 5940 BRIDGETOWN ROAD, CINCINNATI, OH; Grades: 1 - 8)
Facitilies with environmental interests located in this zip code:
- CEEMCO INC (5313 ROBERT AVE in CINCINNATI, OH)
AIR MINOR (AIRS/AFS)
STATE MASTER (Ohio general info) - AIR MAJOR, RCRA-OHD004250346, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: OFFICE AND STORE FIXTURES, PARTITIONS, SHELVING, AND LOCKERS, EXCEPT WOOD
- BP OIL NO 08842 (6115 BRIDGETOWN RD in CINCINNATI, OH)
STATE MASTER (Ohio general info) - AIR MAJOR, -31-5541-1038-M, EPCRA, RCRA-OHD987027984, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BP OIL CO (CONTACT/OWNER)
, BP OIL COMPANY (CONTACT/OWNER)
Alternative names: BP OIL CO SITE 08842
- CHARLES W SPRINGMYER ELEMENTA (4179 EBENEZER RD in CINCINNATI, OH)
(National Center for Education Statistics) - STATE ID-005967
Organizations: OAK HILLS LOCAL SD (SCHOOL DISTRICT)
Median worth of mobile homes: $160,448
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (77%)
- Electricity (14%)
- Fuel oil, kerosene, etc. (5%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 19041
- Northeast: 285
- Midwest: 984
- South: 1786
- West: 164
68% of the 45248 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 87% lived in this county.
Out of people who lived in different counties, 35% lived in Ohio.
Population in 1990: 20,735. Population change in the 1990s: +1,580 (+7.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 1,159
| Here: | 38.7% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 463
| Here: | 31.7% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 152
| Here: | 16.8% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- HOME CITY ICE COMPANY, INC (5709 HARRISON AVE in CINCINNATI, OH): $23,334 in 6 contracts from 2004 to 2005
Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $2,683; 2005: $20,651; 2006: $0.
Biggest contracts:
$11,915 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-09-01. Completion date: 2005-09-30.
$5,992, same as above. Signed on 2005-04-01. Completion date: 2005-08-31.
$1,984 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2005-10-01. Completion date: 2005-12-31.
$1,784 with Defense Commissary Agency for Food Items For Resale. Signed on 2004-10-01. Completion date: 2005-02-28.
- JONES, PAUL E (5414 JAMIES OAK COURT in CINCINNATI, OH; small business)
$2,501 with Air Force for Lectures For Training. Signed on 2005-03-25. Completion date: 2005-04-29.
- WOOD GROUNDSKEEPING (4531 SCHINKAL RD in CINCINNATI, OH; small business): $0 in 2 contracts in 2003
$29,874 with U.S. Army Corps of Engineers - civil program financing only for Landscaping/Groundskeeping Services. Signed on 2003-02-26. Completion date: 2003-12-31.
$-29,874, same as above. Signed on 2003-03-11. Completion date: 2003-12-31.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 3 establishments, 20-49 employees: 3 establishments, 5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 3, 10-19: 1, 5-9: 2, 1-4: 2)
- Health Care and Social Assistance: Offices of Dentists (20-49: 1, 10-19: 4, 5-9: 3, 1-4: 2)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99: 1, 20-49: 1)
- Educational Services: Elementary and Secondary Schools (50-99: 1, 20-49: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 10-19: 2, 5-9: 2, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $126,735 | 705 | $134,369 | 641 | $134,456 | 147 | $33,959 | 3 | $4,304,893 | 106 | $97,977 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $76,993 | 55 | $151,148 | 103 | $126,410 | 30 | $38,203 | 0 | $0 | 6 | $66,303 |
| APPLICATIONS DENIED | 15 | $109,623 | 70 | $112,529 | 419 | $141,881 | 104 | $49,934 | 1 | $274,620 | 25 | $83,756 |
| APPLICATIONS WITHDRAWN | 12 | $123,779 | 58 | $115,325 | 185 | $139,564 | 8 | $65,621 | 0 | $0 | 28 | $109,808 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $200,178 | 43 | $137,259 | 4 | $65,313 | 0 | $0 | 1 | $111,100 |
Aggregated Statistics For Year 2006 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $125,742 | 958 | $130,595 | 737 | $122,112 | 166 | $35,152 | 1 | $104,030 | 134 | $96,981 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $231,000 | 75 | $120,834 | 137 | $119,958 | 28 | $25,903 | 0 | $0 | 13 | $141,392 | 3 | $37,160 |
| APPLICATIONS DENIED | 13 | $125,093 | 124 | $108,939 | 397 | $142,141 | 140 | $34,909 | 0 | $0 | 33 | $68,319 | 5 | $92,998 |
| APPLICATIONS WITHDRAWN | 4 | $119,908 | 77 | $132,330 | 173 | $132,287 | 16 | $53,999 | 0 | $0 | 11 | $90,742 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $134,027 | 14 | $102,256 | 62 | $150,169 | 3 | $96,280 | 0 | $0 | 4 | $58,680 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 87 | $119,543 | 1,062 | $129,907 | 967 | $130,965 | 165 | $42,307 | 1 | $665,170 | 104 | $106,132 | 2 | $1,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $96,274 | 118 | $135,735 | 131 | $124,807 | 52 | $31,379 | 0 | $0 | 14 | $101,398 | 0 | $0 |
| APPLICATIONS DENIED | 55 | $112,523 | 163 | $108,929 | 475 | $126,433 | 120 | $36,614 | 0 | $0 | 28 | $76,191 | 5 | $20,164 |
| APPLICATIONS WITHDRAWN | 28 | $121,183 | 97 | $109,828 | 284 | $137,023 | 35 | $95,489 | 0 | $0 | 15 | $74,478 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $67,130 | 20 | $111,509 | 63 | $166,035 | 8 | $77,278 | 0 | $0 | 2 | $103,095 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $109,980 | 969 | $131,861 | 1,140 | $127,367 | 150 | $47,408 | 133 | $97,424 | 2 | $5,845 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $124,467 | 62 | $127,488 | 156 | $126,087 | 25 | $28,785 | 8 | $80,184 | 0 | $0 |
| APPLICATIONS DENIED | 12 | $120,327 | 94 | $114,020 | 363 | $117,091 | 110 | $20,883 | 26 | $93,987 | 6 | $65,258 |
| APPLICATIONS WITHDRAWN | 5 | $95,816 | 65 | $133,133 | 242 | $117,820 | 10 | $30,667 | 5 | $116,516 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $138,410 | 28 | $116,211 | 74 | $139,847 | 9 | $47,552 | 3 | $91,340 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $115,719 | 881 | $138,457 | 3,323 | $131,072 | 127 | $28,592 | 4 | $1,486,958 | 106 | $95,984 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $119,575 | 72 | $126,915 | 310 | $135,121 | 18 | $26,052 | 0 | $0 | 9 | $85,699 |
| APPLICATIONS DENIED | 14 | $100,029 | 85 | $106,178 | 463 | $125,756 | 77 | $31,127 | 0 | $0 | 29 | $77,632 |
| APPLICATIONS WITHDRAWN | 9 | $106,220 | 66 | $142,540 | 360 | $131,213 | 14 | $42,403 | 0 | $0 | 14 | $74,849 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $88,160 | 37 | $117,752 | 126 | $122,010 | 6 | $47,715 | 0 | $0 | 3 | $74,677 |
Aggregated Statistics For Year 2002 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $109,154 | 826 | $136,424 | 2,455 | $126,535 | 142 | $18,663 | 3 | $545,853 | 101 | $74,783 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $105,345 | 61 | $135,960 | 258 | $131,029 | 39 | $38,551 | 0 | $0 | 8 | $78,591 |
| APPLICATIONS DENIED | 14 | $104,237 | 58 | $96,544 | 383 | $124,999 | 69 | $17,309 | 0 | $0 | 2 | $137,840 |
| APPLICATIONS WITHDRAWN | 6 | $115,695 | 41 | $132,852 | 270 | $121,394 | 16 | $21,221 | 0 | $0 | 9 | $129,706 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $112,537 | 12 | $168,767 | 90 | $128,759 | 2 | $31,860 | 0 | $0 | 4 | $89,870 |
Aggregated Statistics For Year 2001 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 131 | $103,062 | 687 | $125,312 | 1,874 | $120,353 | 127 | $17,490 | 1 | $104,170 | 100 | $157,730 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $101,568 | 59 | $134,511 | 197 | $112,320 | 33 | $14,972 | 2 | $2,689,620 | 2 | $72,385 |
| APPLICATIONS DENIED | 9 | $103,986 | 57 | $104,335 | 417 | $100,825 | 96 | $16,793 | 0 | $0 | 4 | $93,090 |
| APPLICATIONS WITHDRAWN | 12 | $87,992 | 35 | $162,308 | 285 | $111,066 | 16 | $20,533 | 0 | $0 | 8 | $88,614 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $187,567 | 53 | $98,668 | 6 | $15,918 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $97,490 | 627 | $123,658 | 425 | $105,407 | 148 | $18,618 | 42 | $104,370 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $96,294 | 60 | $83,108 | 102 | $94,130 | 65 | $10,947 | 5 | $76,232 |
| APPLICATIONS DENIED | 7 | $96,141 | 66 | $83,436 | 215 | $80,892 | 113 | $19,516 | 6 | $134,210 |
| APPLICATIONS WITHDRAWN | 1 | $129,220 | 32 | $130,086 | 90 | $80,436 | 11 | $16,961 | 1 | $70,250 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $168,810 | 3 | $107,103 | 36 | $80,904 | 3 | $42,063 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $97,816 | 362 | $108,177 | 471 | $96,255 | 109 | $15,130 | 1 | $233,630 | 36 | $92,183 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $106,540 | 21 | $101,710 | 110 | $85,392 | 27 | $9,299 | 0 | $0 | 5 | $94,000 |
| APPLICATIONS DENIED | 3 | $100,763 | 35 | $77,920 | 142 | $79,337 | 49 | $14,499 | 0 | $0 | 7 | $48,134 |
| APPLICATIONS WITHDRAWN | 7 | $82,770 | 21 | $111,905 | 100 | $81,391 | 11 | $46,115 | 0 | $0 | 2 | $49,740 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $87,185 | 2 | $146,215 | 25 | $82,031 | 2 | $28,315 | 0 | $0 | 1 | $88,410 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 234 | $136,097 | 68 | $160,197 | 21 | $94,733 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $163,916 | 16 | $152,879 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $93,595 | 2 | $309,465 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $116,096 | 8 | $205,998 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $124,370 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 142 | $127,724 | 51 | $164,756 | 11 | $76,017 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $118,041 | 19 | $177,910 | 3 | $116,067 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $285,500 | 12 | $140,418 | 2 | $83,885 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $172,635 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 136 | $143,034 | 70 | $165,890 | 12 | $102,899 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $164,595 | 18 | $144,677 | 2 | $98,685 |
| APPLICATIONS DENIED | 2 | $120,605 | 4 | $208,543 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $79,747 | 16 | $176,731 | 2 | $100,250 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 151 | $144,576 | 92 | $139,415 | 18 | $114,246 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $148,684 | 45 | $135,052 | 4 | $75,353 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $168,173 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 13 | $140,390 | 14 | $126,964 | 2 | $119,475 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 164 | $139,090 | 236 | $133,468 | 16 | $93,011 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 39 | $125,427 | 68 | $147,297 | 2 | $86,920 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $135,203 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $112,567 | 6 | $116,840 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $205,123 | 29 | $146,123 | 4 | $191,490 |
Aggregated Statistics For Year 2002 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 199 | $120,513 | 187 | $124,350 | 12 | $91,301 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $108,281 | 44 | $123,794 | 4 | $65,613 |
| APPLICATIONS DENIED | 1 | $74,430 | 5 | $97,416 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $103,203 | 8 | $145,344 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $89,843 | 4 | $209,173 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 162 | $111,302 | 153 | $121,120 | 9 | $78,963 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $142,110 | 50 | $134,911 | 1 | $66,640 |
| APPLICATIONS DENIED | 2 | $97,105 | 3 | $45,410 | 1 | $66,640 |
| APPLICATIONS WITHDRAWN | 3 | $117,500 | 2 | $165,665 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $85,070 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 136 | $111,869 | 20 | $119,292 | 7 | $87,583 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $119,969 | 4 | $116,518 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $114,323 | 2 | $124,480 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $102,147 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $113,824 | 39 | $108,441 | 5 | $59,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $147,663 | 10 | $89,894 | 1 | $201,220 |
| APPLICATIONS DENIED | 6 | $96,677 | 3 | $100,503 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $144,093 | 0 | $0 | 1 | $54,380 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $64,700 | 1 | $153,000 | 1 | $52,200 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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