46304 Zip Code Detailed Profile




Cities: Chesterton, IN (16.44%), Porter, IN (11.34%), Burns Harbor, IN (6.55%), Dune Acres, IN (5.62%), Portage, IN (1.18%), Beverly Shores, IN (0.11%)
County: Porter County, IN
Estimated zip code population in 2013: 24,282
Zip code population in 2010: 24,207
Zip code population in 2000: 21,445

Houses and condos: 9,677
Renter-occupied apartments: 2,062
% of renters here:

23%
State:

31%
Mar. 2013 cost of living index in zip code 46304: 97.4 (near average, U.S. average is 100)

Land area: 53.7 sq. mi.
Water area: 3.5 sq. mi.
Population density: 453 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 46304
Zip code 46304 (Chesterton, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.0% ($1,731)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,779 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,609 (1.0%)

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Males: 12,211  (50.3%)
Females: 12,071  (49.7%)

For population 25 years and over in 46304:

For population 15 years and over in 46304:

Zip code 46304 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Races in zip code 46304

  • Zip code 46304 races chart
    • 21,761White population
    • 275Black population
    • 67American Indian population
    • 348Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 27Some other race population
    • 264Two or more races population
    • 1,462Hispanic or Latino population

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Urban population: 20,169
Rural population: 4,112

Estimated median house/condo value in 2013: $167,800
46304:

$167,800
Indiana:

$122,200



According to our research of Indiana and other state lists there were 10 registered sex offenders living in 46304 zip code as of September 03, 2015.
The ratio of number of residents in zip code 46304 to the number of sex offenders is 2,283 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

38.9 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.6 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46304, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $68,643 (Individual Income Tax Returns)
Here:

$68,643
State:

$52,932

Salary/wage: $60,071 (reported on 84.4% of returns)
Here:

$60,071
State:

$45,173
(% of AGI for various income ranges: 72.3% for AGIs below $25k, 73.8% for AGIs $25k-50k, 75.8% for AGIs $50k-75k, 82.4% for AGIs $75k-100k, 82.7% for AGIs $100k-200k, 54.6% for AGIs over 200k)

Taxable interest for individuals: $1,392 (reported on 35.0% of returns)
This zip code:

$1,392
Indiana:

$1,311
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $5,442 (reported on 21.7% of returns)
Here:

$5,442
State:

$4,690
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 4.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,229 (reported on 16.0% of returns)
Here:

+$10,229
State:

+$10,406
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Profit/loss from business: +$15,153 (reported on 12.2% of returns)
Here:

+$15,153
State:

+$11,105
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,401 (reported on 12.2% of returns)
46304:

$18,401
Indiana:

$13,841
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 3.0% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Self-employment retirement plans: $24,143 (reported on 0.6% of returns)
46304:

$24,143
Indiana:

$21,482

Total itemized deductions: $21,162 (17% of AGI, reported on 35.6% of returns)
Here:

$21,162
State:

$20,913

Here:

16.9% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 9.4% for AGIs below $25k, 9.3% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 11.3% for AGIs $75k-100k, 11.6% for AGIs $100k-200k, 10.9% for AGIs over 200k)

Charity contributions: $3,566 (reported on 28.2% of returns)
Here:

$3,566
State:

$4,697
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $7,818 (reported on 35.6% of returns)
46304:

$7,818
State:

$7,456
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.1% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 5.4% for AGIs over 200k)

Earned income credit: $2,081 (reported on 12.3% of returns)
Here:

$2,081
State:

$2,265
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46304, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $56,550 (Individual Income Tax Returns)
Here:

$56,550
State:

$44,790

Salary/wage: $49,575 (reported on 85.6% of returns)
Here:

$49,575
State:

$39,615
(% of AGI for various income ranges: 158.6% for AGIs below $10k, 70.4% for AGIs $10k-25k, 78.0% for AGIs $25k-50k, 82.5% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 65.3% for AGIs over 100k)

Taxable interest for individuals: $1,621 (reported on 52.0% of returns)
This zip code:

$1,621
Indiana:

$1,535
(% of AGI for various income ranges: 10.8% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $2,728 (reported on 27.2% of returns)
Here:

$2,728
State:

$2,998
(% of AGI for various income ranges: 7.4% for AGIs below $10k, 1.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Net capital gain/loss: +$15,296 (reported on 21.1% of returns)
Here:

+$15,296
State:

+$8,619
(% of AGI for various income ranges: -0.6% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 12.4% for AGIs over 100k)

Profit/loss from business: +$14,001 (reported on 12.5% of returns)
Here:

+$14,001
State:

+$10,071
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.8% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $3,086 (reported on 3.0% of returns)
46304:

$3,086
Indiana:

$2,840
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,420 (reported on 0.9% of returns)
Here:

$14,420
Indiana:

$15,305
(% of AGI for various income ranges: 0.0% for AGIs $10k-25k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $17,527 (18% of AGI, reported on 37.8% of returns)
Here:

$17,527
State:

$17,065

Here:

17.5% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 17.3% for AGIs below $10k, 10.9% for AGIs $10k-25k, 11.0% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 12.9% for AGIs $75k-100k, 11.1% for AGIs over 100k)

Charity contributions deductions: $2,855 (3% of AGI, reported on 33.5% of returns)
Here:

$2,855
State:

$3,550

Here:

2.7% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $9,311 (reported on 79.2% of returns)
46304:

$9,311
State:

$6,914
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 18.5% for AGIs over 100k)

Earned income credit: $1,471 (reported on 9.4% of returns)
Here:

$1,471
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 56.8%
Here:

57%
State:

59%
(% for various income ranges: 46.0% for AGIs below $10k, 58.4% for AGIs $10k-25k, 57.1% for AGIs $25k-50k, 59.9% for AGIs $50k-75k, 58.5% for AGIs $75k-100k, 65.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$69,149
Indiana:

$47,529
Chesterton, IN (46304) map Nearest zip codes: 46301, 46368, 46391, 46383, 46393, 46385.
Percentage of family households:
This zip code:

57.3%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

8.3%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 586
Household did not receive Food Stamps/SNAP in the past 12 months: 8,511


Women who had a birth in the past 12 months: 369 (223 now married, 146 unmarried)
Women who did not have a birth in the past 12 months: 5,464 (2,816 now married, 2,648 unmarried)


Housing units in zip code 46304 with a mortgage: 5,206 (161 second mortgage, 735 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 1,829

Median monthly owner costs for units with a mortgage: $1,437
Median monthly owner costs for units without a mortgage: S445

Residents with income below the poverty level in 2013:
This zip code:

9.5%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.9%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46304: Goodfellow Camp (A), Sand Creek Country Club (B), Porter Fire Department (C), Westchester Public Library (D), Burns Harbor Fire Department (E), Chesterton Fire Department (F), Indiana Dunes Lakeshore Fire Management (G), Liberty Township Volunteer Fire Department (H), Mittal Steel Fire Department (I). Display/hide their locations on the map

    Churches in zip code 46304 include: Augsburg Church (A), Fairhaven Church (B), Saint Francis Episcopal Church (C), Saint Paul Lutheran Church (D), New Life Wesleyan Church (E), First Baptist Church (F), United Pentecostal Church (G), Chesterton Community Church (H), Saint Patricks Church (I). Display/hide their locations on the map

    Cemeteries: Saint Patricks Cemetery (1), Bailly Cemetery (2), Chesterton Cemetery (3), Burstrom Cemetery (4), Furnessville Cemetery (5). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Mud Lake (A), Morgan Lake (B), Mar-Mac Lake (C), Chestnut Lakes (D), Chubb Lake (E), Lake Florence (F), Pratt Lake (G), Lake Charles (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Robbins Ditch (A), Peterson Ditch (B), Sand Creek (C), Dunes Creek (D), Coffee Creek (E). Display/hide their locations on the map

    Parks in zip code 46304 include: Indiana Dunes State Park (1), Dogwood Park (2), Lakewood Park (3), Camp Farr (4), Hawthorne Park (5), Imagination Glen Park (6), Indiana Dunes National Lakeshore (7), Chesterton Park (8), Coffee Creek Park (9). Display/hide their locations on the map

Year house built

  • 822010 or later
  • 2,0032000 to 2009
  • 1,7091990 to 1999
  • 8321980 to 1989
  • 1,2741970 to 1979
  • 9171960 to 1969
  • 1,1751950 to 1959
  • 5441940 to 1949
  • 1,1411939 or earlier

Zip code 46304 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Chesterton, IN (46304)

  • 0no bedroom
  • 761 bedroom
  • 9062 bedrooms
  • 4,0163 bedrooms
  • 1,5964 bedrooms
  • 4415+ bedrooms

Bedrooms in renter-occupied apartments in Chesterton, IN (46304)

  • 58no bedroom
  • 1231 bedroom
  • 1,1722 bedrooms
  • 5943 bedrooms
  • 1014 bedrooms
  • 145+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Chesterton, IN (46304) in owner-occupied houses/condos

  • 112no vehicle
  • 1,8011 vehicle
  • 3,0622 vehicles
  • 1,3813 vehicles
  • 5154 vehicles
  • 1645+ vehicles

Cars and other vehicles available in Chesterton, IN (46304) in renter-occupied apartments

  • 113no vehicle
  • 1,0951 vehicle
  • 7502 vehicles
  • 783 vehicles
  • 264 vehicles
  • 05+ vehicles

Median gross rent in 2013: $883.


Median price asked for vacant for-sale houses and condos in 2013: $167,769.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $167,800
46304:

$167,800
Indiana:

$122,200
Lower value quartile - upper value quartile: $125,600 - $254,300

Mean price in 2013:

Detached houses: $215,741
Here:

$215,741
State:

$158,623

Townhouses or other attached units: $129,241
Here:

$129,241
State:

$143,204

In 2-unit structures: $183,465
Here:

$183,465
State:

$100,714

In 3-to-4-unit structures: $85,724
Here:

$85,724
State:

$108,190

In 5-or-more-unit structures: $85,625
Here:

$85,625
State:

$127,569

Mobile homes: $19,374
Here:

$19,374
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 9.0%

Percentage of zip code residents living and working in this county: 56.0%

Household type by relationship:

Households: 24,131

Size of family households: 2,614 2-persons, 1,780 3-persons, 1,289 4-persons, 530 5-persons, 222 6-persons, 68 7-or-more-persons

Size of nonfamily households: 2,049 1-person, 498 2-persons, 14 3-persons, 12 4-persons, 4 5-persons, 17 6-persons

4,198 married couples with children.
1,164 single-parent households (233 men, 931 women).

94.8% of residents of 46304 zip code speak English at home.
2.4% of residents speak Spanish at home (83% very well, 6% well, 11% not well).
2.3% of residents speak other Indo-European language at home (89% very well, 10% well, 1% not well).
0.4% of residents speak Asian or Pacific Island language at home (30% very well, 40% well, 21% not well, 9% not at all).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 644 (2.7%)
(79.3% of them are naturalized citizens)
This zip code:

2.7%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 18%Pakistan
  • 12%Mexico
  • 10%Saudi Arabia
  • 10%Germany
  • 10%China, excluding Hong Kong and Taiwan
  • 5%India
  • 4%Philippines

Most common first ancestries reported in 46304 (%)

  • 21%German
  • 13%Other groups
  • 11%Irish
  • 8%Polish
  • 6%American
  • 4%English
  • 4%Italian

Year of entry for the foreign-born population

  • 332010 or later
  • 672000 to 2009
  • 2621990 to 1999
  • 340Before 1990

Zip code 46304 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 46304:

All 6 fire-safe hotels and motels in zip code 46304

Zip code 46304 marital status for males
Zip code 46304 marital status for females

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 1.2%

Most commonly used house heating fuel

  • 92%Utility gas
  • 7%Electricity
  • 1%Bottled, tank, or LP gas

Population in 1990: 19,024. Population change in the 1990s: +2,421 (+12.7%).

Place of birth for U.S.-born residents:


57% of the 46304 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

90% of the 46304 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 449
Here:

17.2%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 98
Here:

7.1%
Indiana:

8.9%
Students in private undergraduate colleges: 217
Here:

18.8%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 87,768Computer and mathematical occupations
  • 80,217Architecture and engineering occupations
  • 75,598Management occupations
  • 72,976Law enforcement workers including supervisors
  • 71,023Health diagnosing and treating practitioners and other technical occupations
  • 71,013Construction and extraction occupations

Companies with federal contracts located in this zip code (CHESTERTON, IN):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 88 people in nursing facilities/skilled-nursing facilities
  • 64 people in college/university student housing
  • 6 people in group homes intended for adults
  • 4 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 149 people in college dormitories (includes college quarters off campus)
  • 89 people in nursing homes
  • 8 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 15
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 6
  • Vehicles involved in fatal accidents: 15
  • Fatal accidents caused by drunken drivers: 5
  • Fatalities: 6
  • Persons involved in fatal accidents: 20
  • Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED204$162,743204$199,4931,739$175,10284$78,3303$495,667111$220,08912$135,258
APPLICATIONS APPROVED, NOT ACCEPTED15$186,54130$184,389147$173,5475$64,7620$011$237,6561$102,810
APPLICATIONS DENIED19$161,84736$236,343475$193,78738$71,6612$3,450,00034$283,56311$56,740
APPLICATIONS WITHDRAWN9$159,96716$165,781267$182,4313$46,0630$010$143,8171$35,800
FILES CLOSED FOR INCOMPLETENESS3$149,1972$300,00086$182,4258$110,6510$03$108,3332$76,530
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED45$225,65267$196,310
APPLICATIONS APPROVED, NOT ACCEPTED19$268,34732$202,611
APPLICATIONS DENIED4$175,62520$181,667
APPLICATIONS WITHDRAWN2$335,1707$146,551
FILES CLOSED FOR INCOMPLETENESS1$112,0801$99,620

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46304 among deceased individuals
NameCountLived (average)
John13373.6 years
Mary10677.8 years
Robert10371.4 years
William9772.9 years
Charles7173.6 years
James7068.9 years
Helen6578.6 years
Margaret6077.8 years
George5975.1 years
Joseph5572.6 years
Most common last names in zip code 46304 among deceased individuals
Last nameCountLived (average)
Johnson5080.4 years
Smith3772.9 years
Anderson3477.8 years
Miller2777.5 years
Brown2176.2 years
Williams1969.6 years
Nelson1874.0 years
Olson1780.7 years
Carlson1780.2 years
Jones1776.6 years
Businesses in zip code 46304
NameCountNameCount
Ace Hardware1Kmart1
Advance Auto Parts1Little Caesars Pizza1
Applebee's1Long John Silver's1
Arby's1McDonald's2
AutoZone1Nike1
Best Western1Nissan1
Burger King1Penske1
CVS1Quiznos1
Chevrolet1Sprint Nextel1
Comfort Inn1Subway3
Curves1Super 81
Dairy Queen2Taco Bell2
Domino's Pizza1Toyota1
Dunkin Donuts1U-Haul1
FedEx4UPS9
Ford1Walgreens1
H&R Block1Wendy's1
Hilton1White Castle1
Jewel-Osco1YMCA1
KFC1

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