Estimated median household income in 2007: $27,052
| This zip code: | $27,052 | | Michigan: | $47,950 |
Nearest zip codes: 48341, 48340, 48326, 48302, 48320, 48328.
Pontiac Zip Code Map
Housing units in zip code 48342 with a mortgage: 2,407 (174 second mortgage, 201 home equity loan, 39 both second mortgage and home equity loan)
Houses without a mortgage: 980
Median monthly owner costs for units with a mortgage: $1,044
Median monthly owner costs for units without a mortgage: $367
Residents with income below the poverty level in 2007:
| This zip code: | 38.0% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 16.6% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 24
- 1995 to 1998: 66
- 1990 to 1994: 86
- 1980 to 1989: 458
- 1970 to 1979: 1,066
- 1960 to 1969: 1,250
- 1950 to 1959: 1,627
- 1940 to 1949: 1,359
- 1939 or earlier: 1,992
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Bedrooms in owner-occupied houses in Pontiac, MI (48342): |
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- no bedroom: 17
- 1 bedrooms: 174
- 2 bedrooms: 974
- 3 bedrooms: 1,936
- 4 bedrooms: 382
- 5 or more bedrooms: 94
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 232
- 1 bedrooms: 973
- 2 bedrooms: 1,424
- 3 bedrooms: 777
- 4 bedrooms: 197
- 5 or more bedrooms: 30
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Vehicles available in 48342 zip code in owner-occupied houses/condos: |
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- no vehicle: 397
- 1 vehicle: 1,260
- 2 vehicles: 1,282
- 3 vehicles: 454
- 4 vehicles: 119
- 5 or more vehicles: 65
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 967
- 1 vehicle: 1,677
- 2 vehicles: 797
- 3 vehicles: 137
- 4 vehicles: 23
- 5 or more vehicles: 32
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48342:
- Less than $10,000: 5
- $10,000 to $14,999: 13
- $15,000 to $19,999: 52
- $20,000 to $24,999: 39
- $25,000 to $29,999: 44
- $30,000 to $34,999: 57
- $35,000 to $39,999: 67
- $40,000 to $49,999: 188
- $50,000 to $59,999: 270
- $60,000 to $69,999: 307
- $70,000 to $79,999: 431
- $80,000 to $89,999: 343
- $90,000 to $99,999: 286
- $100,000 to $124,999: 687
- $125,000 to $149,999: 267
- $150,000 to $174,999: 96
- $175,000 to $199,999: 26
- $200,000 to $249,999: 51
- $250,000 to $299,999: 23
- $300,000 to $399,999: 15
- $400,000 to $499,999: 4
- $500,000 to $749,999: 2
- $1,000,000 or more: 6
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Median price asked for vacant for-sale houses and condos in 2007: $77,870.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $74,508
- Black or African American householders: $92,996
- Asian householders: $128,990
- Some other race householders: $74,789
- Two or more races householders: $67,506
- Hispanic or Latino householders: $73,528
Estimated median house or condo value in 2007: $83,893 (it was $59,900 in 2000)
| 48342: | $83,893 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $84,000 - $133,400
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,222
- One, attached: 397
- Two: 705
- 3 or 4: 449
- 5 to 9: 340
- 10 to 19: 157
- 20 to 49: 107
- 50 or more: 545
- Boats, RVs, vans, etc.: 6

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Means of transportation to work
- Drove a car alone: 5,428 (73%)
- Carpooled: 1,490 (20%)
- Bus or trolley bus: 71 (1%)
- Subway or elevated: 7 (0%)
- Taxi: 18 (0%)
- Bicycle: 12 (0%)
- Walked: 266 (4%)
- Other means: 92 (1%)
- Worked at home: 60 (1%)
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Travel time to work
- Less than 5 minutes: 106
- 5 to 9 minutes: 831
- 10 to 14 minutes: 1827
- 15 to 19 minutes: 1556
- 20 to 24 minutes: 1032
- 25 to 29 minutes: 317
- 30 to 34 minutes: 757
- 35 to 39 minutes: 110
- 40 to 44 minutes: 178
- 45 to 59 minutes: 328
- 60 to 89 minutes: 268
- 90 or more minutes: 74
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Neighborhoods in zip code 48342:
Percentage of zip code residents living and working in this county: 90.3%
Household type by relationship
Households: 21,092
- In family households: 18,283 (2,395 male householders, 2,577 female householders)
2,342 spouses, 7,857 children (7,357 natural, 162 adopted, 338 stepchildren), 1,049 grandchildren, 415 brothers or sisters, 178 parents, 664 other relatives, 806 non-relatives
- In nonfamily households: 2,809 (1,039 male householders (776 living alone)), 1,143 female householders (929 living alone)), 627 nonrelatives
- In group quarters: 418 (0 institutionalized population)
Size of family households: 1,470 2-persons, 1,257 3-persons, 989 4-persons, 611 5-persons, 299 6-persons, 346 7-or-more-persons.
Size of nonfamily households: 1,705 1-person, 361 2-persons, 86 3-persons, 10 4-persons, 20 5-persons.
2,304 married couples with children.
3,530 single-parent households (486 men, 3,044 women).
83.8% of residents of 48342 zip code speak English at home.
10.8% of residents speak Spanish at home (46% very well, 24% well, 19% not well, 11% not at all).
0.8% of residents speak other Indo-European language at home (73% very well, 22% well, 5% not well).
4.3% of residents speak Asian or Pacific Island language at home (27% very well, 42% well, 30% not well, 1% not at all).
0.3% of residents speak other language at home (87% very well, 13% not at all).
Foreign born population: 1,323 (6.1%)
(43.4% of them are naturalized citizens)
| This zip code: | 6.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Laos (34%)
- Mexico (29%)
- Thailand (5%)
- Jamaica (5%)
- Canada (4%)
- El Salvador (3%)
- Philippines (2%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 364
- 1990 to 1994: 258
- 1985 to 1989: 319
- 1980 to 1984: 106
- 1975 to 1979: 74
- 1970 to 1974: 85
- 1970 to 1974: 48
- 1965 to 1969: 69
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White population: 5,484
Black population: 13,172
American Indian population: 91
Asian population: 697
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 1,580
Two or more races population: 744

First ancestries reported:
|  Other groups: 13283 |
|  German: 585 |
|  United States or American: 520 |
|  English: 395 |
|  Subsaharan African:: 310 |
|  African: 300 |
|  Irish: 280 |
|  Polish: 228 |
|  French (except Basque): 159 |
|  Italian: 130 |
|  Dutch: 116 |
|  Canadian: 106 |
|  French Canadian: 85 |
|  Assyrian/Chaldean/Syriac: 78 |
|  West Indian (excluding Hispanic groups):: 73 |
|  Jamaican: 66 |
|  Norwegian: 44 |
|  Scottish: 41 |
|  Arab:: 30 |
|  Russian: 27 |
|  Slovene: 25 |
|  Lebanese: 25 |
|  Ukrainian: 20 |
|  European: 19 |
|  Swedish: 19 |
|  British: 18 |
|  Welsh: 12 |
|  Serbian: 11 |
|  Finnish: 10 |
|  Scotch-Irish: 10 |
|  Ghanian: 10 |
|  Maltese: 9 |
|  Armenian: 8 |
|  Czech: 8 |
|  Barbadian: 7 |
|  Romanian: 7 |
|  Albanian: 6 |
|  Arab/Arabic: 5 |

Public primary/middle schools in zip code 48342 not listed on the city page:- PONTIAC PSA (Students: 380; Location: 49880 WOODWARD AVENUE, PONTIAC, MI; Grades: KG - 07)
- HERRINGTON SCHOOL (Students: 368; Location: 541 BAY STREET, PONTIAC, MI; Grades: PK - 05)
- GREAT LAKES ACADEMY (Students: 339; Location: 46312 WOODWARD AVENUE, PONTIAC, MI; Grades: KG - 06)
- TWAIN SCHOOL (Students: 338; Location: 729 LINDA VISTA DRIVE, PONTIAC, MI; Grades: PK - 05)
- WHITMAN ELEMENTARY SCHOOL (Students: 319; Location: 125 W. MONTCALM STREET, PONTIAC, MI; Grades: PK - 05)
- LONGFELLOW SCHOOL (Students: 299; Location: 31 N. ASTOR STREET, PONTIAC, MI; Grades: KG - 05)
- MCCARROLL SCHOOL (Students: 146; Location: 191 N. GLENWOOD AVENUE, PONTIAC, MI; Grades: 06 - 12)
Major facitilies with environmental interests located in this zip code:
- METAL WORKING LUBRICANTS CO (25 SILVERDOME INDUSTRIAL PK in PONTIAC, MI)
(Integrated Compliance Information System) - ICIS-05-2000-0314, FORMAL ENFORCEMENT ACTION
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: MEASURING AND DISPENSING PUMP MANUFACTURING.
- AQUATEC CHEMICAL INTL. INC. (408 AUBURN AVE. in PONTIAC, MI)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: CHEMICALS AND CHEMICAL PREPARATIONS
Alternative names: AQUATEC CHEMICAL INC, INC, AQUATER CHEM INTL INC, BURMAH TECHNICAL SERVICES INC.
- FREIBORNE INDUSTRIES INC. (15 SILVERDOME INDL. PARK in PONTIAC, MI)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: INDUSTRIAL INORGANIC CHEMICALS; CHEMICALS AND CHEMICAL PREPARATIONS
Business NAICS classification: ALL OTHER MISCELLANEOUS CHEMICAL PRODUCT AND PREPARATION MANUFACTURING.
Organizations: GILL A. COLM (CONTACT/OPERATOR)
- GREAT LAKES ACADEMY (46312 WOODWARD AVENUE in PONTIAC, MI)
(National Center for Education Statistics) - STATE ID-08464
- EDISON/PERDUE ACADEMY (25 S. SANFORD STREET in PONTIAC, MI)
(National Center for Education Statistics) - STATE ID-07012
Organizations: PONTIAC CITY SCHOOL DISTRICT (SCHOOL DISTRICT)
- GENERAL MOTORS TRUCK AND BUS DIVISION PONTIAC (31 JUDSON STREET in PONTIAC, MI)
(Integrated Compliance Information System) - ICIS-05-1995-0330, FORMAL ENFORCEMENT ACTION
- ANDREW AND GARY KRAUSE (392 S SANFORD ST in PONTIAC, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ARS (CONTACT/OWNER)
- CHEMICO SYSTEMS INC (1130 WIDE TRACK DR W in PONTIAC, MI)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SPECIALTY CLEANING, POLISHING, AND SANITATION PREPARATIONS
- DOWNTOWN VALET CLEANERS (113 N PERRY in PONTIAC, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BILL QUINN (CONTACT/OWNER)
- ART METAL PLATERS CORP (61 SHORT RD in PONTIAC, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BLOOMFIELD COLLISION INC (630 CORWIN in PONTIAC, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- FARBMAN GROUP AS RECEIVER FOR PONTIAC PL (140 S SAGINAW in PONTIAC, MI)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GMAC COMMERCIAL MORTGAGE CORP (CONTACT/OWNER)
Alternative names: PONTIAC PLACE LAMBERT CO
- FAST TRACK VENTURES ACQUISITIONS LLC (325 N CASS AVE in PONTIAC, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ADHAM MACLIE (CONTACT/OPERATOR)
Alternative names: CLARK OIL CO 0859
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (88%)
- Electricity (10%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 13475
- Northeast: 344
- Midwest: 954
- South: 4081
- West: 457
54% of the 48342 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 75% lived in this county.
Out of people who lived in different counties, 43% lived in Michigan.
Population in 1990: 24,663. Population change in the 1990s: -2,890 (-11.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 123
| Here: | 3.4% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 71
| Here: | 4.4% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 103
| Here: | 15.1% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (PONTIAC, MI):
- SOUTHERN AUTOMOTIVE WHOLESALER (597 N SAGINAW STREET; small business): $17,680,025 in 319 contracts from 1999 to 2006
Contracts for Engine Electrical System Components, Nonaircraft, Generators and Generators Sets, Electrical, Switches, Electrical Control Equipment, and more by Defense Logistics Agency, Army Signed by year: 2000: $3,081,159; 2001: $2,898,727; 2002: $1,558,359; 2003: $2,302,014; 2004: $3,620,527; 2005: $3,058,777; 2006: $1,042,677.
Biggest contracts:
$1,008,147 with Defense Logistics Agency for Engine Electrical System Components, Nonaircraft. Signed on 2001-06-13. Completion date: 2002-08-07.
$825,600 with Army for Generators and Generators Sets, Electrical. Signed on 2004-09-22. Completion date: 2015-01-04.
$628,180 with Defense Logistics Agency for Engine Electrical System Components, Nonaircraft. Signed on 2005-04-22. Completion date: 2006-03-23.
$508,080, same as above. Signed on 2001-11-20. Completion date: 2003-10-31.
- METALWORKING LUBRICANTS CO (25 SILVERDOME INDUSTRIAL; small business): $78,194 in 12 contracts from 2004 to 2006
Contracts for Oils and Greases: Cutting, Lubricating, and Hydraulic by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $21,569; 2005: $41,781; 2006: $14,844.
Biggest contracts:
$22,132 with Army for Oils and Greases: Cutting, Lubricating, and Hydraulic. Signed on 2005-06-13. Completion date: 2005-07-16.
$19,767, same as above. Signed on 2006-04-13. Completion date: 2006-05-01.
$13,134, same as above. Signed on 2005-01-04. Completion date: 2006-01-04.
$8,039, same as above. Signed on 2004-01-20. Completion date: 2005-01-19.
- AMERITECH MONITORING SERVICES, (54 N MILL ST)
$25,000 with U.S. Army Corps of Engineers - civil program financing only for Telephone and/or Communications Services (includes Telegraph, Telex, and Cablevision Services). Signed on 1999-12-06. Completion date: 2000-09-30.
- JOHNSON, DONEARL (113 HILLDALE DR; small business): $19,753 in 3 contracts from 2004 to 2005
$10,000 with Army for ADP Support Equipment. Signed on 2004-04-19. Completion date: 2004-05-27.
$9,328 with Army for Video Recording and Reproducing Equipment. Signed on 2005-04-21. Completion date: 2005-05-26.
$425 with Army for ADP Support Equipment. Signed on 2004-06-03. Completion date: 2004-05-27.
Top industries in this zip code by the number of employees in 2005:
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (over 1000 employees: 1 establishment, 20-49 employees: 4 establishments, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000: 1)
- Health Care and Social Assistance: Other Individual and Family Services (250-499: 1, 50-99: 2, 20-49: 2, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (250-499: 1, 10-19: 1, 1-4: 3)
- Information: Wired Telecommunications Carriers (250-499: 1, 5-9: 2, 1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (250-499: 1, 1-4: 3)
- Information: Newspaper Publishers (250-499: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 50-99: 1)
- Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (100-249: 1, 20-49: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 5-9: 4, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 174 people in other noninstitutional group quarters
- 103 people in homes or halfway houses for drug/alcohol abuse
- 72 people in other nonhousehold living situations
- 28 people in other group homes
- 27 people in homes for the mentally ill
- 24 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $107,678 | 179 | $76,024 | 378 | $72,206 | 63 | $28,128 | 5 | $766,364 | 217 | $65,684 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $90,177 | 47 | $81,397 | 158 | $69,227 | 16 | $26,331 | 0 | $0 | 68 | $57,816 | 2 | $9,915 |
| APPLICATIONS DENIED | 13 | $104,602 | 267 | $90,851 | 834 | $85,308 | 178 | $33,889 | 2 | $120,950 | 235 | $70,349 | 16 | $40,796 |
| APPLICATIONS WITHDRAWN | 4 | $107,298 | 47 | $69,731 | 233 | $94,181 | 31 | $35,558 | 0 | $0 | 29 | $61,296 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $54,360 | 12 | $109,688 | 89 | $83,884 | 3 | $61,377 | 0 | $0 | 11 | $75,533 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $90,911 | 400 | $79,578 | 771 | $74,864 | 113 | $29,040 | 2 | $97,155 | 364 | $72,794 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $89,650 | 184 | $96,153 | 246 | $83,236 | 14 | $54,748 | 0 | $0 | 103 | $67,781 | 0 | $0 |
| APPLICATIONS DENIED | 10 | $119,126 | 405 | $72,330 | 1,145 | $87,714 | 203 | $40,457 | 0 | $0 | 302 | $70,667 | 9 | $40,624 |
| APPLICATIONS WITHDRAWN | 6 | $104,783 | 139 | $71,042 | 456 | $90,992 | 34 | $43,404 | 3 | $764,490 | 91 | $69,143 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $91,920 | 23 | $84,253 | 154 | $91,833 | 1 | $63,220 | 0 | $0 | 26 | $70,608 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $81,089 | 592 | $80,388 | 937 | $78,179 | 132 | $36,531 | 3 | $281,320 | 424 | $65,583 | 6 | $69,328 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $109,269 | 170 | $71,234 | 265 | $79,366 | 21 | $72,250 | 0 | $0 | 108 | $66,943 | 2 | $41,955 |
| APPLICATIONS DENIED | 14 | $86,526 | 393 | $72,891 | 1,308 | $87,041 | 183 | $53,673 | 0 | $0 | 255 | $69,809 | 10 | $28,011 |
| APPLICATIONS WITHDRAWN | 9 | $105,663 | 182 | $88,177 | 581 | $94,549 | 83 | $118,695 | 0 | $0 | 99 | $79,263 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 38 | $88,351 | 327 | $97,894 | 2 | $129,335 | 0 | $0 | 26 | $72,968 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $91,256 | 581 | $86,426 | 1,122 | $74,286 | 138 | $44,290 | 2 | $231,285 | 507 | $65,306 | 9 | $70,197 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $82,879 | 200 | $75,762 | 390 | $77,933 | 19 | $44,314 | 2 | $355,825 | 106 | $66,962 | 2 | $73,635 |
| APPLICATIONS DENIED | 36 | $88,400 | 276 | $78,776 | 1,092 | $76,468 | 172 | $31,216 | 0 | $0 | 241 | $66,424 | 4 | $8,718 |
| APPLICATIONS WITHDRAWN | 5 | $97,074 | 89 | $83,712 | 503 | $82,193 | 48 | $53,484 | 2 | $355,825 | 63 | $70,665 | 1 | $143,680 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $87,080 | 32 | $93,421 | 257 | $94,411 | 8 | $51,396 | 0 | $0 | 34 | $75,775 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $71,535 | 276 | $65,175 | 1,053 | $68,150 | 93 | $16,193 | 2 | $123,925 | 324 | $57,541 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $84,876 | 86 | $55,742 | 300 | $70,974 | 24 | $17,793 | 2 | $96,865 | 63 | $52,359 |
| APPLICATIONS DENIED | 30 | $78,814 | 183 | $68,711 | 1,072 | $72,283 | 194 | $13,262 | 4 | $726,533 | 133 | $56,311 |
| APPLICATIONS WITHDRAWN | 14 | $79,124 | 42 | $61,799 | 482 | $69,514 | 21 | $30,227 | 0 | $0 | 48 | $60,334 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $83,410 | 18 | $102,603 | 143 | $72,110 | 4 | $4,910 | 0 | $0 | 10 | $66,160 |
Aggregated Statistics For Year 2001 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $70,571 | 283 | $60,698 | 1,095 | $62,042 | 154 | $18,271 | 1 | $220,460 | 369 | $51,532 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $77,690 | 69 | $46,021 | 251 | $61,379 | 75 | $18,792 | 2 | $147,270 | 50 | $41,381 |
| APPLICATIONS DENIED | 28 | $60,920 | 247 | $53,289 | 1,061 | $59,643 | 316 | $13,993 | 2 | $64,245 | 146 | $47,649 |
| APPLICATIONS WITHDRAWN | 8 | $70,476 | 53 | $53,011 | 475 | $59,658 | 32 | $28,374 | 2 | $294,540 | 43 | $47,491 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $52,595 | 14 | $51,477 | 124 | $62,283 | 1 | $26,250 | 0 | $0 | 19 | $55,654 |
Aggregated Statistics For Year 2000 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 184 | $66,834 | 292 | $58,487 | 667 | $55,248 | 176 | $11,917 | 2 | $144,745 | 214 | $42,754 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $90,202 | 78 | $56,779 | 202 | $56,255 | 96 | $13,726 | 0 | $0 | 34 | $49,062 |
| APPLICATIONS DENIED | 35 | $72,543 | 255 | $49,889 | 718 | $51,131 | 368 | $12,352 | 1 | $512,630 | 119 | $40,861 |
| APPLICATIONS WITHDRAWN | 18 | $63,987 | 55 | $54,599 | 323 | $52,812 | 18 | $22,455 | 0 | $0 | 30 | $41,572 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $56,683 | 13 | $70,575 | 92 | $54,611 | 5 | $24,850 | 0 | $0 | 16 | $43,789 |
Aggregated Statistics For Year 1999 (Based on 3 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $61,287 | 90 | $57,191 | 414 | $51,088 | 78 | $12,687 | 1 | $489,300 | 97 | $41,066 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $65,490 | 28 | $47,669 | 161 | $52,526 | 40 | $14,164 | 0 | $0 | 27 | $49,990 |
| APPLICATIONS DENIED | 11 | $64,233 | 110 | $51,530 | 315 | $48,299 | 180 | $10,569 | 1 | $143,060 | 38 | $39,659 |
| APPLICATIONS WITHDRAWN | 5 | $62,898 | 37 | $107,265 | 231 | $47,382 | 9 | $34,988 | 0 | $0 | 26 | $48,687 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $41,665 | 3 | $53,357 | 64 | $50,420 | 1 | $33,080 | 0 | $0 | 5 | $30,784 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $76,597 | 38 | $95,016 | 23 | $66,041 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $95,464 | 19 | $100,481 | 13 | $69,414 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $69,190 | 5 | $113,480 | 4 | $98,703 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $68,405 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $89,242 | 54 | $86,690 | 26 | $79,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $63,655 | 5 | $74,942 | 15 | $55,364 |
| APPLICATIONS DENIED | 1 | $103,930 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $72,061 | 3 | $120,620 | 8 | $73,123 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $85,417 | 41 | $89,735 | 40 | $68,745 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $77,716 | 14 | $84,919 | 9 | $77,066 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $78,320 | 4 | $78,320 |
| APPLICATIONS WITHDRAWN | 4 | $83,520 | 3 | $74,713 | 4 | $70,928 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $54,525 | 2 | $54,525 |
Aggregated Statistics For Year 2004 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 132 | $79,413 | 60 | $87,560 | 70 | $61,576 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $81,348 | 17 | $96,209 | 12 | $56,538 |
| APPLICATIONS DENIED | 6 | $78,260 | 1 | $192,110 | 6 | $78,260 |
| APPLICATIONS WITHDRAWN | 6 | $88,523 | 6 | $149,683 | 1 | $80,830 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $46,192 | 0 | $0 | 6 | $46,192 |
Aggregated Statistics For Year 2003 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 134 | $69,786 | 82 | $85,103 | 98 | $61,331 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $65,114 | 23 | $87,250 | 11 | $56,373 |
| APPLICATIONS DENIED | 6 | $71,923 | 8 | $140,261 | 6 | $106,982 |
| APPLICATIONS WITHDRAWN | 7 | $51,623 | 6 | $99,072 | 6 | $50,247 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $53,535 | 6 | $59,065 | 4 | $56,420 |
Aggregated Statistics For Year 2002 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $64,323 | 91 | $83,499 | 63 | $59,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $56,309 | 11 | $70,255 | 7 | $46,996 |
| APPLICATIONS DENIED | 8 | $46,889 | 7 | $67,156 | 8 | $57,533 |
| APPLICATIONS WITHDRAWN | 2 | $57,705 | 1 | $36,230 | 1 | $65,090 |
| FILES CLOSED FOR INCOMPLETENESS | 13 | $56,605 | 3 | $96,523 | 8 | $47,778 |
Aggregated Statistics For Year 2001 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $58,433 | 55 | $77,050 | 67 | $51,054 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $58,234 | 12 | $71,243 | 8 | $49,026 |
| APPLICATIONS DENIED | 6 | $62,470 | 3 | $82,110 | 2 | $72,530 |
| APPLICATIONS WITHDRAWN | 2 | $33,380 | 0 | $0 | 2 | $33,380 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $94,060 | 3 | $73,737 | 2 | $42,215 |
Aggregated Statistics For Year 2000 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $62,577 | 77 | $62,315 | 66 | $54,656 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $54,480 | 11 | $66,709 | 11 | $47,004 |
| APPLICATIONS DENIED | 8 | $73,458 | 9 | $60,220 | 10 | $67,210 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $64,040 | 3 | $98,163 | 1 | $55,170 |
Aggregated Statistics For Year 1999 (Based on 3 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $50,442 | 22 | $56,945 | 19 | $45,147 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $36,748 | 2 | $48,175 | 3 | $31,897 |
| APPLICATIONS DENIED | 4 | $80,150 | 1 | $104,380 | 1 | $27,620 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $90,180 | 1 | $76,330 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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