All U.S. Cities  
City-Data Forum City-Data

49036 Zip Code Detailed Profile

 


Jump to a detailed profile or search
site with Google Custom Search


Profiles Coldwater, MI (49036) houses, apartments, residents, cars, jobs...

Back to All US cities, All Zip Codes.

City: Coldwater, MI (5.00%)
County: Branch County, MI

Zip code population in 2010: 11,666
Zip code population (2000): 24,747


Age and Sex of Residents in zip code 49036

Zip code 49036 (Coldwater, Michigan) real estate house value trends

Home Value Estimate
Address:
 Unit (optional):
City
 State
 Zip


Recent Home Sales
Address:
City
State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:



Recent home sales, real estate maps, and home value estimator for zip code 49036

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Mar. 2012 cost of living index in zip code 49036: 81.7 (low, U.S. average is 100)

Land area: 157.4 sq. mi.
Water area: 7.8 sq. mi.
Population density: 74 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.2% ($1,256)
Michigan:

1.7% ($2,268)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,293 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $1,162 (1.4%)

Put your B&M business profile right here for free. 20,000 businesses already created their profiles!

Business Search - 14 Million verified businesses
Search for: near:  
Males: 1  (47.7%)
Females: 1  (52.3%)

Zip code 49036 races chart

Options
X
Data:
Loading data...
Based on 2005-2010 data
Loading data...

123
Hide US histogram

49036, MI forum
Recent posts about zip code 49036 area on our local forum with over 1,500,000 registered users:
Flint crime spree  (129 replies)
Favorite Michigan downtowns  (32 replies)
What is Traverse City missing? If anything?  (12 replies)
What Makes Flint, MI so miserable?  (56 replies)
Moving to north Michigan hows the work situation?  (172 replies)
Iron Mt/Kingsford area in U.P.-Any Info?  (17 replies)
Urban population: 6,737
Rural population: 4,928

Estimated median house/condo value in 2010: $100,900
49036:

$100,900
Michigan:

$136,600



According to our research of Michigan and other state lists there were 165 registered sex offenders living in 49036 zip code as of December 21, 2012.


Median resident age:
This zip code:

32.6 years
Michigan median age:

38.5 years

Average household size:
This zip code:

2.6 people
Michigan:

2.5 people

Averages for the 2004 tax year for zip code 49036, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,978 (Individual Income Tax Returns)
Here:

$38,978
State:

$48,204

Salary/wage: $35,165 (reported on 83.8% of returns)
Here:

$35,165
State:

$42,791
(% of AGI for various income ranges: 112.2% for AGIs below $10k, 73.2% for AGIs $10k-25k, 82.2% for AGIs $25k-50k, 79.8% for AGIs $50k-75k, 77.5% for AGIs $75k-100k, 63.9% for AGIs over 100k)

Taxable interest for individuals: $1,801 (reported on 41.3% of returns)
This zip code:

$1,801
Michigan:

$1,725
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $3,197 (reported on 21.3% of returns)
Here:

$3,197
State:

$3,420
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Net capital gain/loss: +$7,547 (reported on 17.2% of returns)
Here:

+$7,547
State:

+$8,532
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 8.9% for AGIs over 100k)

Profit/loss from business: +$10,031 (reported on 13.5% of returns)
Here:

+$10,031
State:

+$9,547
(% of AGI for various income ranges: -0.2% for AGIs below $10k, 3.1% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 6.6% for AGIs over 100k)

IRA payment deduction: $2,897 (reported on 2.5% of returns)
49036:

$2,897
Michigan:

$2,875
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,717 (reported on 0.5% of returns)
Here:

$12,717
Michigan:

$13,826

Total itemized deductions: $16,415 (20% of AGI, reported on 24.3% of returns)
Here:

$16,415
State:

$18,509

Here:

20.1% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 7.1% for AGIs $10k-25k, 8.9% for AGIs $25k-50k, 10.7% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 10.9% for AGIs over 100k)

Charity contributions deductions: $2,766 (3% of AGI, reported on 19.3% of returns)
Here:

$2,766
State:

$3,365

Here:

3.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $6,051 (reported on 70.1% of returns)
49036:

$6,051
State:

$7,691
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 20.9% for AGIs over 100k)

Earned income credit: $1,584 (reported on 16.5% of returns)
Here:

$1,584
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 63.0%
Here:

63%
State:

60%
(% for various income ranges: 55.1% for AGIs below $10k, 64.6% for AGIs $10k-25k, 64.7% for AGIs $25k-50k, 64.1% for AGIs $50k-75k, 66.2% for AGIs $75k-100k, 73.6% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$30,043
Michigan:

$46,861

Coldwater, MI (49036) map

Nearest zip codes: 49082, 49094, 49028, 49092, 46737, 49089.

Percentage of family households:
This zip code:

56.4%
Michigan:

52.0%


Housing units in zip code 49036 with a mortgage: 0
Houses without a mortgage: 0

Median monthly owner costs for units with a mortgage: $1,000

Median monthly owner costs for units without a mortgage: $351

Residents with income below the poverty level in 2010:
This zip code:

24.7%
Whole state:

15.7%

Residents with income below 50% of the poverty level in 2010:
This zip code:

10.0%
Whole state:

8.5%

Median number of rooms in houses and condos:
Here:

5.6
State:

6.4

Median number of rooms in apartments:
Here:

4.2
State:

4.4


Click to draw/clear zip code borders
 

Zip code 49036 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 49036 household income distribution in 2009

Median price asked for vacant for-sale houses and condos in 2010: $113,301.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $105,173
  • Black or African American householders: $55,435
  • American Indian or Alaska Native householders: $56,741
  • Asian householders: $183,044
  • Some other race householders: $100,900
  • Two or more races householders: $101,849
  • Hispanic or Latino householders: $82,025

Estimated median house or condo value in 2010: $100,900
49036:

$100,900
Michigan:

$136,600
Lower value quartile - upper value quartile: $60,700 - $140,800

Mean price in 2010:

Detached houses: $136,059
Here:

$136,059
State:

$174,305

Mobile homes: $149,757
Here:

$149,757
State:

$67,926

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

    49036 zip code mode of transportation to work chart

    Means of transportation to work

    • Drove a car alone: 1 (81%)
    • Carpooled: 0 (11%)
    • Bus or trolley bus: 0 (0%)
    • Walked: 0 (2%)
    • Other means: 0 (2%)
    • Worked at home: 0 (4%)
     

    49036 zip code travel time to work (commute)

    Travel time to work (commute)

    • Less than 5 minutes: 0
    • 5 to 9 minutes: 0
    • 10 to 14 minutes: 0
    • 15 to 19 minutes: 0
    • 20 to 24 minutes: 0
    • 25 to 29 minutes: 0
    • 30 to 34 minutes: 0
    • 35 to 39 minutes: 0
    • 40 to 44 minutes: 0
    • 45 to 59 minutes: 0
    • 60 to 89 minutes: 0
    • 90 or more minutes: 0
     

    Percentage of zip code residents living and working in this county: 0.0%

    Household type by relationship:

    Households: 21,825
    • In family households: 18,391 (4,881 male householders, 1,147 female householders)
      4,781 spouses, 6,328 children (5,530 natural, 214 adopted, 584 stepchildren), 248 grandchildren, 129 brothers or sisters, 133 parents, 222 other relatives, 522 non-relatives
    • In nonfamily households: 3,434 (1,233 male householders (916 living alone)), 1,581 female householders (1,449 living alone)), 620 nonrelatives
    • In group quarters: 2,898 (2,805 institutionalized population)

    33.3% of residents of 49036 zip code speak English at home.

    Foreign born population: 0 (6.0%)
    (21.2% of them are naturalized citizens)
    This zip code:

    6.0%
    Whole state:

    6.0%

    Most common places of birth for the foreign-born residents:

    • Mexico (29%)
    • Other Western Asia (17%)
    • Canada (12%)
    • Japan (11%)
    • Asia, n.e.c. (5%)
    • Korea (4%)
    • Philippines (3%)

    Races in zip code 49036:

    White population: 2
    Black population: 0
    American Indian population: 0
    Asian population: 0
    Native Hawaiian and Other Pacific Islander population: 0
    Some other race population: 0
    Two or more races population: 0
    Hispanic or Latino population: 0

    Public primary/middle schools in zip code 49036 not listed on the city page:

    • BISD SP. ED. PROGRAMS IN LOCAL SCHOOL DISTRICTS (Location: 200 BISHOP AVENUE, COLDWATER, MI; Grades: KG - 12)
    • EARLY EDUCATION (Location: 398D WILLOWBROOK ROAD, COLDWATER, MI; Grades: PK - PK)

    Major facilities with environmental interests located in this zip code:

    • FLORENCE CRANE CORRECTIONAL FACILITY (38 4TH STREET in COLDWATER, MI)
      AIR MINOR (AIRS/AFS)
      (Integrated Compliance Information System) - ICIS-05-1990-0069, FORMAL ENFORCEMENT ACTION, ICIS-05-1992-0292,
      COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
      (Resource Conservation and Recovery Act (tracking hazardous waste))
      COMMUNITY WATER SYSTEM (SDWIS) - SDWIS-MI0001510 5433, WATER TREATMENT PLANT, SDWIS-MI0001510 5434, SDWIS-MI0001510 5435,
      Business SIC classification: SKILLED NURSING CARE FACILITIES
      Organizations: DEPT OF CORRECTIONS (CONTACT/OWNER)
      Alternative names: FLORENCE CRANE CORR FACILITY, FLORENCE CRANE CORRECTIONAL CENTER, FLORENCE CRANE WOMENS FACILITY
    • ASAMA COLDWATER MANUFACTURING (180 ASAMA PARKWAY in COLDWATER, MI)
      AIR MAJOR (AIRS/AFS)
      ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-05-2003-6703, FORMAL ENFORCEMENT ACTION
      (Integrated Compliance Information System) - ICIS-05-2003-6703, FORMAL ENFORCEMENT ACTION
      CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
      TRI REPORTER (Tracking of toxic chemicals releasing facilities)
      Business SIC classification: GRAY AND DUCTILE IRON FOUNDRIES
      Alternative names: ACM, ASAMA COLDWATER MANUFACTIROMG
    • ACORN BUILDING COMPONENTS INC DOOR DIV (696 RACE ST in COLDWATER, MI)
      AIR MINOR (AIRS/AFS)
      (Resource Conservation and Recovery Act (tracking hazardous waste))
      TRI REPORTER (Tracking of toxic chemicals releasing facilities)
      Business SIC classification: METAL DOORS, SASH, FRAMES, MOLDING, AND TRIM
      Alternative names: ACORE DOOR COMPANY
    • ALCHEM ALUMINUM INCORPORATED (368 GARFIELD AVENUE in COLDWATER, MI)
      AIR SYNTHETIC MINOR (AIRS/AFS)
      ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
      CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
      AIR MAJOR ("Best Available" air pollution technologies tracking)
      HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
      Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
      TRI REPORTER (Tracking of toxic chemicals releasing facilities)
      Business SIC classification: SECONDARY SMELTING AND REFINING OF NONFERROUS METALS
      Business NAICS classification: SECONDARY SMELTING AND ALLOYING OF ALUMINUM.
      Organizations: IMCO RECYCLING INC (CONTACT/OPERATOR)
      Alternative names: ALCHEM ALUMINUM, INC.
    • BISD SP. ED. PROGRAMS IN LOCAL SCHOOL DISTRICTS (200 BISHOP AVENUE in COLDWATER, MI)
      (National Center for Education Statistics) - STATE ID-09209
      Organizations: BRANCH ISD (SCHOOL DISTRICT)
    • GIRARD ELEMENTARY SCHOOL (1011 SCHOOL DRIVE in COLDWATER, MI)
      (National Center for Education Statistics) - STATE ID-01406
      Organizations: COLDWATER COMMUNITY SCHOOLS (SCHOOL DISTRICT)
    • DOROTHY LEGG LEARNING CENTER (212 BISHOP in COLDWATER, MI)
      (National Center for Education Statistics) - STATE ID-09176
      Organizations: BRANCH ISD (SCHOOL DISTRICT)
    • EARLY EDUCATION (398D WILLOWBROOK ROAD in COLDWATER, MI)
      (National Center for Education Statistics) - STATE ID-07321
      Organizations: BRANCH ISD (SCHOOL DISTRICT)
    • METAL POWDER COMPONENTS (325 JAY ST. in COLDWATER, MI)
      AIR MINOR (AIRS/AFS)
      Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
      TRI REPORTER (Tracking of toxic chemicals releasing facilities)
      Business SIC classification: FABRICATED METAL PRODUCTS
      Business NAICS classification: POWDER METALLURGY PART MANUFACTURING.
      Alternative names: METAL POWDER PRODS., R B & W POWDER METAL PRODUCTS DIV
    • ACORE DOOR COMPANY (421 RACE in COLDWATER, MI)
      (Resource Conservation and Recovery Act (tracking hazardous waste))
      TRI REPORTER (Tracking of toxic chemicals releasing facilities)
      Business SIC classification: METAL DOORS, SASH, FRAMES, MOLDING, AND TRIM
      Business NAICS classification: METAL WINDOW AND DOOR MANUFACTURING.
      Alternative names: BUNDY TUBING
    • MI DEPT/TRANSPORTATION (34 N MICHIGAN AVE in COLDWATER, MI)
      (Resource Conservation and Recovery Act (tracking hazardous waste))
      Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
      Alternative names: MIDOT MAINT DIV TRAINING FACILITY
    • MI DEPT/TRANSPORTATION BRIDGE (S10-12033 (I-69 AT US-12 in COLDWATER, MI)
      (Resource Conservation and Recovery Act (tracking hazardous waste))
      Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
      Alternative names: MIDOT BRIDGE I-69 OVER US-12, MIDOT BRIDGE I-69 OVER US-12 (S10-12033)

    Fire-safe hotels and motels in zip code 49036:

    • Super 8 Motel - Coldwater, 600 Orleans Blvd, Coldwater, MI 49036 , Phone: (517) 278-8833, Fax: (517) 278-2347
    • Travelodge Hotel, 1000 Orleans Blvd, Coldwater, MI 49036 , Phone: (517) 278-2017, Fax: (517) 279-7214
    • Econo Lodge, 884 W Chicago Rd, Coldwater, MI 49036 , Phone: (517) 278-4501
    • Holiday Inn Express, 630 E Chicago St, Coldwater, MI 49036 , Phone: (517) 279-0900
    • Red Roof Inn, 348 S Willowbrook Rd, Coldwater, MI 49036 , Phone: (517) 279-1199, Fax: (517) 279-0869
    All 5 fire-safe hotels and motels in zip code 49036

    Zip code 49036 marital status for males
    Zip code 49036 marital status for females


    Housing units lacking complete plumbing facilities: 0.2%

    Housing units lacking complete kitchen facilities: 0.6%

    Most commonly used house heating fuel:

    • Utility gas (46%)
    • Bottled, tank, or LP gas (32%)
    • Fuel oil, kerosene, etc. (8%)
    • Wood (5%)
    • Electricity (4%)
    • Other fuel (3%)
    • Coal or coke (1%)
    • No fuel used (1%)

    Population in 1990: 20,278. Population change in the 1990s: +4,469 (+22.0%).

    Place of birth for U.S.-born residents:

    • This state: 16,931
    • Northeast: 584
    • Midwest: 4,332
    • South: 1,303
    • West: 602

    55% of the 49036 zip code residents lived in the same house 5 years ago.
       Out of people who lived in different houses, 54% lived in this county.
       Out of people who lived in different counties, 50% lived in Michigan.

    Year Householders Moved Into Unit:

    Private vs. public school enrollment:

    Students in private schools in grades 1 to 8 (elementary and middle school):
    Here:

    5.8%
    Michigan:

    10.3%

    Students in private schools in grades 9 to 12 (high school):
    Here:

    3.8%
    Michigan:

    8.3%

    Students in private undergraduate colleges:
    Here:

    32.5%
    Michigan:

    16.2%


    Companies with federal contracts located in this zip code:

    • GROUP ONE FOOD MARKETING LLC (605 W CHICAGO STREET in COLDWATER, MI; small business) : $1,779,825 in 7 contracts from 2004 to 2005
      Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency
      Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $796,619; 2005: $983,206; 2006: $0.

      Biggest contracts:
      $626,487 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
      $567,257, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
      $343,692, same as above. Signed on 2005-01-01. Completion date: 2005-03-31.
      $201,863, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
    • WORLD AUTO EQUIPMENT, INC (295 N ANGOLA RD in COLDWATER, MI; small business)
      $7,980 with Army for Lathes. Signed on 2003-09-28. Completion date: 2003-11-14.
    • VACHON INDUSTRIES INC (580 RACE ST in COLDWATER, MI; small business)
      $4,062 with Defense Logistics Agency for Machine Tool Accessories. Signed on 2005-03-09. Completion date: 2005-05-24.

    Top industries in this zip code by the number of employees in 2005:

    • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (500-999 employees: 1 establishment, 100-249 employees: 1 establishment, 20-49 employees: 3 establishments, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
    • Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999: 1)
    • Accommodation and Food Services: Full-Service Restaurants (50-99: 2, 20-49: 4, 10-19: 3, 5-9: 4, 1-4: 3)
    • Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (100-249: 2)
    • Accommodation and Food Services: Limited-Service Restaurants (20-49: 6, 10-19: 4, 5-9: 5, 1-4: 3)
    • Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 20-49: 2, 10-19: 1)

    Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

    Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

    Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

    Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

    Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

    Age and Sex of Residents with Employment Disability (Noninst.)




    People in group quarters:

    • 1,864 people in state prisons
    • 373 people in other types of correctional institutions
    • 333 people in nursing homes
    • 140 people in local jails and other confinement facilities (including police lockups)
    • 47 people in other noninstitutional group quarters
    • 40 people in agriculture workers' dormitories on farms
    • 33 people in other group homes
    • 25 people in hospitals/wards and hospices for chronically ill
    • 25 people in hospices or homes for chronically ill
    • 18 people in homes for the mentally retarded
    • 9 people in homes or halfway houses for drug/alcohol abuse
    • 4 people in homes for the physically handicapped



    Most common first names in zip code 49036 among deceased individuals
    NameCountLived (average)
    Mary14978.3 years
    William14575.0 years
    John14075.4 years
    Robert13068.8 years
    Charles9371.5 years
    James8871.1 years
    Helen8779.3 years
    Richard7967.8 years
    George7675.2 years
    Harold7476.7 years
    Most common last names in zip code 49036 among deceased individuals
    Last nameCountLived (average)
    Smith7877.1 years
    Miller6571.5 years
    Brown4480.5 years
    Taylor3379.4 years
    Johnson3273.3 years
    Snyder3277.5 years
    Clark3174.1 years
    Jones2274.4 years
    Young2276.4 years
    Bailey2175.5 years
    Businesses in zip code 49036
    NameCountNameCount
    AT&T1Little Caesars Pizza1
    Applebee's1MasterBrand Cabinets2
    Arby's1Maurices1
    AutoZone1McDonald's1
    Buffalo Wild Wings1Meijer1
    Burger King1Penske1
    CVS1Pizza Hut1
    Carson Pirie Scott1RadioShack1
    ColorTyme1Red Roof Inn1
    Comfort Inn1Rite Aid1
    Dairy Queen1Rodeway Inn1
    FedEx2Sears1
    GNC1Sprint Nextel1
    GameStop1Super 81
    H&R Block1T-Mobile1
    Holiday Inn1Taco Bell1
    Home Depot1U-Haul1
    Jones New York1UPS4
    KFC1Walgreens1
    La-Z-Boy1Walmart1
    Lane Furniture2Wendy's1


    Back to Coldwater, MI, Branch County, MI, Michigan bigger cities, Michigan smaller cities, Michigan smallest towns, All U.S. cities.


    Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
    © 2012 Onboard Informatics. Information is deemed reliable but not guaranteed.
     
    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Website © 2003-2012 Advameg, Inc.