50702 Zip Code Detailed Profile




Cities: Waterloo, IA (80.64%), Washburn, IA (12.61%)
County: Black Hawk County, IA
Estimated zip code population in 2013: 20,036
Zip code population in 2010: 19,970
Zip code population in 2000: 19,299

Houses and condos: 9,231
Renter-occupied apartments: 2,957
% of renters here:

34%
State:

29%
Mar. 2013 cost of living index in zip code 50702: 86.3 (less than average, U.S. average is 100)

Land area: 9.4 sq. mi.
Water area: 0.5 sq. mi.
Population density: 2,136 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 50702
Zip code 50702 (Waterloo, Iowa) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.7% ($1,758)
Iowa:

1.5% ($1,886)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,739 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,795 (1.8%)

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Males: 9,730  (48.6%)
Females: 10,306  (51.4%)

For population 25 years and over in 50702:

For population 15 years and over in 50702:

Zip code 50702 compared to state average:

  • Black race population percentage above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 50702

  • Zip code 50702 races chart
    • 16,585White population
    • 1,554Black population
    • 30American Indian population
    • 227Asian population
    • 76Native Hawaiian and Other Pacific Islander population
    • 30Some other race population
    • 426Two or more races population
    • 1,042Hispanic or Latino population

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50702, IA forum
Recent posts about zip code 50702 area on our local forum with over 1,800,000 registered users:
Gay, family friendly places to live in Iowa.  (10 replies)
Possible Relocation to Cedar Falls  (10 replies)
Urban population: 20,031
Rural population: 4

Estimated median house/condo value in 2013: $100,900
50702:

$100,900
Iowa:

$126,900



According to our research of Iowa and other state lists there were 42 registered sex offenders living in 50702 zip code as of August 01, 2015.
The ratio of number of residents in zip code 50702 to the number of sex offenders is 467 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

34.5 years
Iowa median age:

38.0 years
Average household size:
This zip code:

2.3 people
Iowa:

2.4 people

Averages for the 2012 tax year for zip code 50702, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,865 (Individual Income Tax Returns)
Here:

$39,865
State:

$58,860

Salary/wage: $36,057 (reported on 85.1% of returns)
Here:

$36,057
State:

$46,659
(% of AGI for various income ranges: 74.0% for AGIs below $25k, 79.9% for AGIs $25k-50k, 78.6% for AGIs $50k-75k, 79.7% for AGIs $75k-100k, 74.7% for AGIs $100k-200k, 43.5% for AGIs over 200k)

Taxable interest for individuals: $955 (reported on 37.3% of returns)
This zip code:

$955
Iowa:

$1,537
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $3,197 (reported on 16.0% of returns)
Here:

$3,197
State:

$4,542
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,668 (reported on 11.5% of returns)
Here:

+$2,668
State:

+$11,802
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Profit/loss from business: +$9,987 (reported on 11.2% of returns)
Here:

+$9,987
State:

+$10,509
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,968 (reported on 9.8% of returns)
50702:

$8,968
Iowa:

$11,773
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Total itemized deductions: $15,445 (23% of AGI, reported on 23.3% of returns)
Here:

$15,445
State:

$21,278

Here:

23.0% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 7.5% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 12.9% for AGIs $100k-200k, 17.1% for AGIs over 200k)

Charity contributions: $2,767 (reported on 17.0% of returns)
Here:

$2,767
State:

$4,044
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 4.5% for AGIs over 200k)

Taxes paid: $5,365 (reported on 23.3% of returns)
50702:

$5,365
State:

$8,846
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 5.9% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Earned income credit: $2,124 (reported on 20.0% of returns)
Here:

$2,124
State:

$2,098
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 50702, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,837 (Individual Income Tax Returns)
Here:

$33,837
State:

$43,875

Salary/wage: $30,890 (reported on 83.0% of returns)
Here:

$30,890
State:

$38,265
(% of AGI for various income ranges: 87.9% for AGIs below $10k, 70.9% for AGIs $10k-25k, 78.8% for AGIs $25k-50k, 80.6% for AGIs $50k-75k, 79.0% for AGIs $75k-100k, 57.0% for AGIs over 100k)

Taxable interest for individuals: $1,515 (reported on 51.9% of returns)
This zip code:

$1,515
Iowa:

$1,768
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.0% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $2,647 (reported on 23.3% of returns)
Here:

$2,647
State:

$2,510
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 4.0% for AGIs over 100k)

Net capital gain/loss: +$4,148 (reported on 17.5% of returns)
Here:

+$4,148
State:

+$6,139
(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Profit/loss from business: +$7,201 (reported on 10.9% of returns)
Here:

+$7,201
State:

+$8,574
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.5% for AGIs over 100k)

IRA payment deduction: $2,484 (reported on 2.2% of returns)
50702:

$2,484
Iowa:

$2,970
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Self-employed pension: $9,917 (reported on 0.3% of returns)
Here:

$9,917
Iowa:

$11,928

Total itemized deductions: $13,580 (24% of AGI, reported on 28.9% of returns)
Here:

$13,580
State:

$16,976

Here:

24.4% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 10.4% for AGIs $10k-25k, 10.8% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 13.0% for AGIs $75k-100k, 13.9% for AGIs over 100k)

Charity contributions deductions: $2,780 (5% of AGI, reported on 24.9% of returns)
Here:

$2,780
State:

$3,089

Here:

4.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Total tax: $3,669 (reported on 73.9% of returns)
50702:

$3,669
State:

$6,177
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Earned income credit: $1,628 (reported on 16.6% of returns)
Here:

$1,628
State:

$1,540

Percentage of individuals using paid preparers for their 2004 taxes: 67.4%
Here:

67%
State:

70%
(% for various income ranges: 59.6% for AGIs below $10k, 67.1% for AGIs $10k-25k, 69.2% for AGIs $25k-50k, 71.7% for AGIs $50k-75k, 72.4% for AGIs $75k-100k, 71.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$40,561
Iowa:

$52,229
Waterloo, IA (50702) map Nearest zip codes: 50701, 50707, 50667, 50703, 50634, 50643.
Percentage of family households:
This zip code:

46.1%
Iowa:

49.3%
Percentage of households with unmarried partners:
This zip code:

6.5%
Iowa:

6.6%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,485
Household did not receive Food Stamps/SNAP in the past 12 months: 7,204


Women who had a birth in the past 12 months: 204 (129 now married, 75 unmarried)
Women who did not have a birth in the past 12 months: 4,694 (1,976 now married, 2,718 unmarried)


Housing units in zip code 50702 with a mortgage: 3,897 (203 second mortgage, 493 home equity loan, 14 both second mortgage and home equity loan)
Houses without a mortgage: 1,835

Median monthly owner costs for units with a mortgage: $940
Median monthly owner costs for units without a mortgage: S349

Residents with income below the poverty level in 2013:
This zip code:

16.3%
Whole state:

12.7%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.4%
Whole state:

7.1%
Median number of rooms in houses and condos:
Here:

5.6
State:

6.6
Median number of rooms in apartments:
Here:

4.1
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 50702: Washburn (A), Waterloo Fire and Rescue Station 8 (B). Display/hide their locations on the map

    Shopping Center: Crossroads Center Mall (1). Display/hide its location on the map

    Churches in zip code 50702 include: Christian Fellowship Baptist Church (A), Grace Lutheran Church (B), Saint Ansgars Lutheran Church (C), Ambassadors for Christ Church (D), First Evangelical Free Church (E), Kimball Avenue United Methodist Church (F), Westminister Presbyterian Church (G), Saint Edwards Church (H), Central Christian Church (I). Display/hide their locations on the map

    Cemeteries: Washburn Cemetery (1), Turner Cemetery (2). Display/hide their locations on the map

    Parks in zip code 50702 include: Bontrager Park (1), Cedar Terrace Park (2), Lloyd Randall Park (3), Leavitt Park (4), Rooff Park (5), Riverview Recreation Area (6), Liberty Park (7), Miller Park (8), Morris Park (9). Display/hide their locations on the map

Year house built

  • 302010 or later
  • 3612000 to 2009
  • 1721990 to 1999
  • 4721980 to 1989
  • 1,2841970 to 1979
  • 1,5101960 to 1969
  • 2,5351950 to 1959
  • 8611940 to 1949
  • 2,0061939 or earlier

Zip code 50702 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Waterloo, IA (50702)

  • 9no bedroom
  • 2151 bedroom
  • 1,8332 bedrooms
  • 2,9433 bedrooms
  • 6544 bedrooms
  • 785+ bedrooms

Bedrooms in renter-occupied apartments in Waterloo, IA (50702)

  • 152no bedroom
  • 7291 bedroom
  • 1,5642 bedrooms
  • 3763 bedrooms
  • 874 bedrooms
  • 495+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Waterloo, IA (50702) in owner-occupied houses/condos

  • 191no vehicle
  • 1,8241 vehicle
  • 2,4842 vehicles
  • 9703 vehicles
  • 2324 vehicles
  • 315+ vehicles

Cars and other vehicles available in Waterloo, IA (50702) in renter-occupied apartments

  • 631no vehicle
  • 1,4661 vehicle
  • 6512 vehicles
  • 1673 vehicles
  • 334 vehicles
  • 95+ vehicles

Median gross rent in 2013: $658.


Median price asked for vacant for-sale houses and condos in 2013: $106,427.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $100,900
50702:

$100,900
Iowa:

$126,900
Lower value quartile - upper value quartile: $82,200 - $129,900

Mean price in 2013:

Detached houses: $120,261
Here:

$120,261
State:

$159,697

Townhouses or other attached units: $145,094
Here:

$145,094
State:

$193,868

In 2-unit structures: $446,450
Here:

$446,450
State:

$120,896

In 3-to-4-unit structures: $101,562
Here:

$101,562
State:

$122,004

In 5-or-more-unit structures: $107,251
Here:

$107,251
State:

$118,952

Mobile homes: $12,532
Here:

$12,532
State:

$46,008

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.8%

Percentage of zip code residents living and working in this county: 95.7%

Household type by relationship:

Households: 19,730

Size of family households: 2,216 2-persons, 1,268 3-persons, 870 4-persons, 374 5-persons, 68 6-persons, 123 7-or-more-persons

Size of nonfamily households: 3,156 1-person, 524 2-persons, 70 3-persons, 20 4-persons

2,582 married couples with children.
1,400 single-parent households (229 men, 1,171 women).

82.3% of residents of 50702 zip code speak English at home.
5.6% of residents speak Spanish at home (45% very well, 24% well, 24% not well, 6% not at all).
10.9% of residents speak other Indo-European language at home (48% very well, 23% well, 22% not well, 7% not at all).
1.1% of residents speak Asian or Pacific Island language at home (42% very well, 16% well, 42% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 2,412 (12.0%)
(51.4% of them are naturalized citizens)
This zip code:

12.0%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 63%Bosnia and Herzegovina
  • 19%Mexico
  • 6%Vietnam
  • 2%Guatemala
  • 1%Germany
  • 1%Croatia
  • 1%El Salvador

Most common first ancestries reported in 50702 (%)

  • 25%German
  • 20%Other groups
  • 10%Yugoslavian
  • 8%American
  • 7%Irish
  • 4%English
  • 3%Norwegian

Year of entry for the foreign-born population

  • 72010 or later
  • 6542000 to 2009
  • 1,5691990 to 1999
  • 284Before 1990

Zip code 50702 topographic map

Public primary/middle school in zip code 50702 not listed on the city page:

  • LOWELL ELEMENTARY SCHOOL (Students: 277; Location: 1628 WASHINGTON ST, WATERLOO, IA; Grades: KG - 05)
There are 329 Other Medical Specialists in Zip Code 50702.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 50702:

All 9 fire-safe hotels and motels in zip code 50702

Zip code 50702 marital status for males
Zip code 50702 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 3.2%

Most commonly used house heating fuel

  • 74%Utility gas
  • 22%Electricity
  • 2%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 18,939. Population change in the 1990s: +360 (+1.9%).

Place of birth for U.S.-born residents:


61% of the 50702 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Iowa.

90% of the 50702 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 78% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 180
Here:

10.7%
Iowa:

9.8%
Students in private schools in grades 9 to 12 (high school): 173
Here:

17.0%
Iowa:

8.1%
Students in private undergraduate colleges: 59
Here:

7.1%
Iowa:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 52,188Architecture and engineering occupations
  • 48,942Computer and mathematical occupations
  • 48,942Law enforcement workers including supervisors
  • 45,000Management occupations
  • 44,566Health diagnosing and treating practitioners and other technical occupations
  • 41,088Installation, maintenance, and repair occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 250 people in nursing facilities/skilled-nursing facilities
  • 29 people in group homes intended for adults
  • 6 people in in-patient hospice facilities

People in group quarters in 2000:

  • 450 people in other noninstitutional group quarters
  • 194 people in nursing homes
  • 105 people in hospitals or wards for drug/alcohol abuse
  • 30 people in orthopedic wards and institutions for the physically handicapped
  • 27 people in homes for the mentally retarded
  • 3 people in religious group quarters
  • 3 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 7 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED366$96,965260$85,366533$90,77522$34,1437$174,51375$82,731
APPLICATIONS APPROVED, NOT ACCEPTED17$80,51511$74,17749$102,6195$9,3640$02$60,470
APPLICATIONS DENIED42$102,64528$79,554139$92,20626$12,0392$227,5657$72,604
APPLICATIONS WITHDRAWN41$86,16353$99,709121$95,2064$61,0100$08$126,828
FILES CLOSED FOR INCOMPLETENESS3$65,2932$85,4857$136,9640$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 7 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED75$98,19732$101,260
APPLICATIONS APPROVED, NOT ACCEPTED17$103,6208$96,711
APPLICATIONS DENIED0$06$67,253
APPLICATIONS WITHDRAWN3$95,5230$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 50702 among deceased individuals
NameCountLived (average)
John14976.2 years
Mary14579.3 years
William12075.8 years
Robert11572.8 years
Helen9080.7 years
Dorothy8578.6 years
Margaret8081.9 years
Harold7977.0 years
James7972.4 years
Ruth7981.9 years
Most common last names in zip code 50702 among deceased individuals
Last nameCountLived (average)
Smith7880.7 years
Miller7082.2 years
Johnson5477.3 years
Brown3580.2 years
Thompson3479.7 years
Wilson3077.7 years
Anderson2976.9 years
Moore2575.3 years
Baker2377.6 years
White2370.7 years
Businesses in zip code 50702
NameCountNameCount
ALDI1Long John Silver's1
Advance Auto Parts1Marriott1
Applebee's1MasterBrand Cabinets1
Arby's1Maurices1
Ashley Furniture1McDonald's2
Barnes & Noble1Menards1
Bath & Body Works1Motherhood Maternity1
Baymont Inn1New Balance2
Bed Bath & Beyond1Nike9
Burger King1Old Navy1
CVS1Olive Garden1
Carson Pirie Scott1Pac Sun1
Catherines1Panera Bread1
Chevrolet1Payless1
Cold Stone Creamery1Penske1
Comfort Inn1PetSmart1
Dairy Queen2Pier 1 Imports1
Days Inn1Pizza Hut2
DressBarn1RadioShack1
Dressbarn1Red Lobster1
Famous Footwear1Rue211
FedEx4Sears2
Finish Line1Shoe Carnival1
Foot Locker1Spencer Gifts1
Ford1Sprint Nextel2
GNC1Staples1
GameStop1Starbucks2
H&R Block1Subaru1
Hardee's1Subway4
Hilton1Super 81
Hobby Lobby1T.J.Maxx1
Holiday Inn2Taco Bell1
Home Depot1Target1
Hyundai1Toys"R"Us1
IHOP1True Value1
JCPenney1U-Haul1
Jones New York3UPS6
Journeys1Verizon Wireless1
Justice1Victoria's Secret1
KFC1Walmart1
La-Z-Boy1Wendy's1
Little Caesars Pizza1

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