Estimated median household income in 2007: $51,969
| This zip code: | $51,969 | | Minnesota: | $55,802 |
Nearest zip codes: 55782, 55732, 55708, 55741, 55792, 55710.
Housing units in zip code 55790 with a mortgage: 298 (17 second mortgage, 39 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 302
Median monthly owner costs for units with a mortgage: $1,136
Median monthly owner costs for units without a mortgage: $403
Residents with income below the poverty level in 2007:
| This zip code: | 9.8% | | Whole state: | 9.5% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.3% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 5.3 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 3.5 | | State: | 3.7 |
Year house built: |
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- 1999 to March 2000: 41
- 1995 to 1998: 137
- 1990 to 1994: 147
- 1980 to 1989: 263
- 1970 to 1979: 422
- 1960 to 1969: 240
- 1950 to 1959: 350
- 1940 to 1949: 276
- 1939 or earlier: 349
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Bedrooms in owner-occupied houses in Tower, MN (55790): |
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- no bedroom: 4
- 1 bedrooms: 67
- 2 bedrooms: 273
- 3 bedrooms: 318
- 4 bedrooms: 96
- 5 or more bedrooms: 18
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 4
- 1 bedrooms: 40
- 2 bedrooms: 26
- 3 bedrooms: 20
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Vehicles available in 55790 zip code in owner-occupied houses/condos: |
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- no vehicle: 30
- 1 vehicle: 167
- 2 vehicles: 389
- 3 vehicles: 151
- 4 vehicles: 23
- 5 or more vehicles: 16
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 21
- 1 vehicle: 56
- 2 vehicles: 11
- 3 vehicles: 4
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 55790:
- Less than $10,000: 2
- $10,000 to $14,999: 1
- $15,000 to $19,999: 2
- $20,000 to $24,999: 2
- $25,000 to $29,999: 3
- $30,000 to $34,999: 4
- $35,000 to $39,999: 8
- $40,000 to $49,999: 20
- $50,000 to $59,999: 18
- $60,000 to $69,999: 22
- $70,000 to $79,999: 22
- $80,000 to $89,999: 21
- $90,000 to $99,999: 32
- $100,000 to $124,999: 64
- $125,000 to $149,999: 60
- $150,000 to $174,999: 46
- $175,000 to $199,999: 43
- $200,000 to $249,999: 69
- $250,000 to $299,999: 58
- $300,000 to $399,999: 95
- $400,000 to $499,999: 63
- $500,000 to $749,999: 86
- $750,000 to $999,999: 10
- $1,000,000 or more: 12
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Rent paid by renters in 2007 in zip code 55790:
- Less than $100: 7
- $100 to $149: 4
- $150 to $199: 1
- $200 to $249: 9
- $250 to $299: 8
- $300 to $349: 13
- $350 to $399: 5
- $400 to $449: 5
- $650 to $699: 4
- No cash rent: 16
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Median price asked for vacant for-sale houses and condos in 2007: $131,126.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $228,973
- Black or African American householders: $171,820
- American Indian or Alaska Native householders: $222,281
Estimated median house or condo value in 2007: $222,842 (it was $114,700 in 2000)
| 55790: | $222,842 | | Minnesota: | $213,600 |
Lower value quartile - upper value quartile: $71,537 - $140,399
Mean price in 2007:
Detached houses: $311,187| Here: | $311,187 | | State: | $270,059 |
Townhouses or other attached units: $234,253| Here: | $234,253 | | State: | $220,268 |
In 2-unit structures: $107,608| Here: | $107,608 | | State: | $280,233 |
Mobile homes: $48,125| Here: | $48,125 | | State: | $34,666 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,002
- One, attached: 18
- Two: 10
- 3 or 4: 4
- 5 to 9: 10
- 10 to 19: 34
- 50 or more: 2
- Mobile homes: 118
- Boats, RVs, vans, etc.: 27

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Means of transportation to work
- Drove a car alone: 606 (74%)
- Carpooled: 131 (16%)
- Railroad: 1 (0%)
- Bicycle: 6 (1%)
- Walked: 41 (5%)
- Other means: 2 (0%)
- Worked at home: 34 (4%)
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Travel time to work
- Less than 5 minutes: 49
- 5 to 9 minutes: 129
- 10 to 14 minutes: 55
- 15 to 19 minutes: 54
- 20 to 24 minutes: 41
- 25 to 29 minutes: 46
- 30 to 34 minutes: 158
- 35 to 39 minutes: 50
- 40 to 44 minutes: 55
- 45 to 59 minutes: 74
- 60 to 89 minutes: 28
- 90 or more minutes: 48
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Percentage of zip code residents living and working in this county: 95.2%
Household type by relationship
Households: 1,866
- In family households: 1,518 (509 male householders, 76 female householders)
519 spouses, 364 children (317 natural, 17 adopted, 30 stepchildren), 28 grandchildren, 3 brothers or sisters, 3 parents, 8 other relatives, 8 non-relatives
- In nonfamily households: 348 (163 male householders (130 living alone)), 113 female householders (100 living alone)), 72 nonrelatives
Size of family households: 402 2-persons, 76 3-persons, 54 4-persons, 46 5-persons, 5 6-persons, 2 7-or-more-persons.
Size of nonfamily households: 230 1-person, 40 2-persons, 2 4-persons, 4 7-or-more-persons.
220 married couples with children.
38 single-parent households (13 men, 25 women).
95.3% of residents of 55790 zip code speak English at home.
0.7% of residents speak Spanish at home (83% very well, 17% well).
0.6% of residents speak other Indo-European language at home (82% very well, 18% well).
3.5% of residents speak other language at home (92% very well, 6% well, 2% not well).
Foreign born population: 9 (0.5%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.5% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Canada (33%)
- Germany (22%)
- Other Eastern Europe (22%)
- India (22%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 9
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White population: 1,707
Black population: 1
American Indian population: 153
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 6
Two or more races population: 14

First ancestries reported:
|  Finnish: 462 |
|  German: 177 |
|  Norwegian: 168 |
|  Swedish: 135 |
|  Other groups: 115 |
|  Italian: 81 |
|  English: 66 |
|  Slovene: 63 |
|  Polish: 55 |
|  Irish: 52 |
|  French (except Basque): 37 |
|  United States or American: 35 |
|  Slavic: 19 |
|  Croatian: 15 |
|  Yugoslavian: 11 |
|  French Canadian: 10 |
|  Danish: 9 |
|  Austrian: 9 |
|  Scandinavian: 8 |
|  Scottish: 7 |
|  Dutch: 6 |
|  Czechoslovakian: 5 |
|  Scotch-Irish: 5 |
|  British: 4 |
|  Belgian: 3 |
|  Canadian: 3 |
|  Icelander: 3 |
|  Slovak: 3 |
|  Czech: 2 |
|  Serbian: 2 |

Facitilies with environmental interests located in this zip code:
- BOBS STANDARD SVC (APPROX 300 MAIN in TOWER, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND985752872, CESQG, RCRIS-MND985752872, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: GASOLINE SERVICE STATIONS
Business NAICS classification: GASOLINE STATIONS WITH CONVENIENCE STORES.
Organizations: REICHENSPERGER BOB (CONTACT/OWNER)
, BOBS STANDARD SERVICE (CONTACT/OWNER)
- MN DNR TRAILS & WATERWAYS (650 HWY 169 in TOWER, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRIS-MNR000108720, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC and NAICS classification: GENERAL GOVERNMENT
Organizations: MINNESOTA DEPT OF NAT RESOURCES (CONTACT/OWNER)
, MDNR CENTRAL OFFICE (CONTACT/OWNER)
- NORTHERN RESTORATION (310 MAIN ST in TOWER, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MNR000008698, CESQG, RCRIS-MNR000008698,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: DANIEL LENCI (CONTACT/OWNER)
- HAROLDS ARCTIC CAT SALES (6734 HIGHWAY 169 in TOWER, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MN0000900282, CESQG, RCRIS-MN0000900282,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CARLSON HAROLD G (CONTACT/OWNER)
, HAROLD S ARCTIC SALES (CONTACT/OWNER)
Alternative names: HAROLDS ARCTIC SALES, HAROLDS ARTIC CAT SALES
- MNDNR TRAILS AND WATER (406 MAIN ST in TOWER, MN)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MINNESOTA STATE OF TRAIL AND WATER (CONTACT/OWNER)
- HIGHWAY 77 SEASONAL (APPROXIMATELY 1 MI FROM CO RD 77 & CSAH 414 INTER in TOWER, MN)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: REFUSE SYSTEMS
- HIGHWAY 77 SEASONAL LANDFILL (HIGHWAY 77 in TOWER, MN)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Median worth of mobile homes: $67,556
Housing units lacking complete plumbing facilities: 21%
Housing units lacking complete kitchen facilities: 14%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (36%)
- Electricity (28%)
- Fuel oil, kerosene, etc. (26%)
- Wood (7%)
- Utility gas (2%)
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Place of birth for U.S.-born residents:
- This state: 1556
- Northeast: 20
- Midwest: 196
- South: 27
- West: 49
67% of the 55790 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 61% lived in this county.
Out of people who lived in different counties, 67% lived in Minnesota.
Population in 1990: 2,280. Population change in the 1990s: -397 (-17.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 9
| Here: | 4.3% | | Minnesota: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 3
| Here: | 3.3% | | Minnesota: | 6.8% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Minnesota: | 24.6% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- REDROCK FIRE INC (2709 BIRCH POINT RD in TOWER, MN; small business)
$57,000 with Forest Service (disused code: now 12C2) for Forest/Range Fire Suppression/Presuppression Services. Signed on 2000-05-15. Completion date: 2000-08-15.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Casino Hotels (250-499 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (5-9: 2, 1-4: 1)
- Information: Newspaper Publishers (10-19: 1)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 2)
- Finance and Insurance: Credit Unions (5-9: 1)
- Other Services (except Public Administration): Grantmaking Foundations (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $86,830 | 16 | $156,044 | 37 | $141,905 | 10 | $71,320 | 12 | $198,731 | 1 | $41,690 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 8 | $156,240 | 1 | $23,520 | 1 | $276,010 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $117,777 | 13 | $184,189 | 4 | $151,893 | 4 | $227,413 | 1 | $111,480 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $110,660 | 5 | $213,242 | 1 | $134,000 | 1 | $70,420 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $205,083 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $87,420 | 26 | $147,343 | 41 | $150,340 | 12 | $60,151 | 20 | $177,277 | 2 | $75,475 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $130,856 | 6 | $118,457 | 2 | $156,940 | 2 | $182,020 | 1 | $73,420 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $125,034 | 15 | $139,407 | 3 | $55,517 | 3 | $98,437 | 1 | $51,190 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $87,168 | 13 | $154,302 | 1 | $35,350 | 1 | $167,570 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $102,670 | 4 | $162,165 | 1 | $59,390 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $99,840 | 34 | $127,893 | 54 | $122,129 | 8 | $51,734 | 19 | $197,027 | 3 | $84,563 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $110,113 | 5 | $123,136 | 1 | $50,630 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $120,525 | 19 | $114,273 | 2 | $65,780 | 2 | $135,425 | 2 | $48,575 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $184,240 | 13 | $160,595 | 2 | $97,120 | 2 | $175,405 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $108,250 | 5 | $89,778 | 0 | $0 | 1 | $61,120 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $119,289 | 56 | $104,284 | 7 | $60,010 | 18 | $132,368 | 3 | $60,907 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $141,733 | 5 | $124,996 | 1 | $49,420 | 2 | $143,520 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $130,930 | 23 | $109,363 | 4 | $35,808 | 2 | $175,775 | 2 | $70,730 |
| APPLICATIONS WITHDRAWN | 1 | $110,290 | 13 | $137,978 | 1 | $81,650 | 1 | $227,040 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $61,380 | 2 | $179,270 | 0 | $0 | 1 | $107,510 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $87,275 | 17 | $130,497 | 102 | $93,320 | 7 | $42,329 | 22 | $133,925 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $130,710 | 13 | $107,385 | 1 | $50,470 | 1 | $64,440 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $107,633 | 27 | $101,904 | 3 | $29,767 | 3 | $167,223 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $286,400 | 17 | $103,272 | 0 | $0 | 2 | $196,790 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $141,230 | 2 | $120,655 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0152.00
, 0154.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $127,613 | 3 | $103,763 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $69,900 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $107,040 | 1 | $201,770 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $72,530 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $91,158 | 2 | $130,150 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $145,950 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $107,098 | 3 | $123,023 | 2 | $114,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $93,240 | 1 | $129,740 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $58,220 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $130,720 | 4 | $117,408 | 1 | $55,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $86,280 | 2 | $167,170 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0152.00
, 0154.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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