65040 Zip Code (MO) Detailed Profile

Counties: Cole County, MO (78.96%), Miller County, MO (21.04%)

Estimated zip code population in 2022: 1,263
Zip code population in 2010: 1,208
Zip code population in 2000: 1,265

Houses and condos: 585
Renter-occupied apartments: 41

% of renters here:	9%
State:	32%

March 2022 cost of living index in zip code 65040: 74.2 (low, U.S. average is 100)

Land area: 41.9 sq. mi.
Water area: 0.5 sq. mi.

Population density: 30 people per square mile

(very low).

Age and Sex of Residents in zip code 65040

OSM Map
General Map
Google Map
MSN Map

Real estate property taxes paid for housing units in 2022:

This zip code:	0.8% ($1,496)
Missouri:	0.8% ($1,810)

Median real estate property taxes paid for housing units with mortgages in 2022: $1,613 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,249 (0.7%)

Business Search - 14 Million verified businesses

Males: 724	(57.4%)
Females: 538	(42.6%)

For population 25 years and over in 65040:

High school or higher: 92.2%
Bachelor's degree or higher: 26.0%
Graduate or professional degree: 11.4%
Mean travel time to work (commute): 26.4 minutes

For population 15 years and over in 65040:

Never married: 8.2%
Now married: 76.5%
Separated: 0.0%
Widowed: 2.7%
Divorced: 12.5%

Zip code 65040 compared to state average:

Unemployed percentage significantly below state average.
Black race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in significantly above state average.

- 1,20095.0%White
- 372.9%Hispanic or Latino
- 171.3%American Indian
- 90.7%Two or more races

Settings

User-defined colors Preset color patterns

Opacity:

Opacity

Hide borders Hide US histogram

Data:

Loading data...

Based on 2000-2022 data

Loading data...

123

Hide US histogram

Discuss zip code 65040 area on our local forum with over 2,400,000 registered users

100% rural population.

Estimated median house/condo value in 2022: $193,800

65040:	$193,800
Missouri:	$221,200

According to our research of Missouri and other state lists, there were 2 registered sex offenders living in 65040 zip code as of May 08, 2024.
The ratio of all residents to sex offenders in zip code 65040 is 703 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.

Median resident age:

This zip code:	41.6 years
Missouri median age:	39.1 years

Average household size:

This zip code:	2.7 people
Missouri:	2.4 people

Averages for the 2020 tax year for zip code 65040, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $58,859 (Individual Income Tax Returns)

Here:
$58,859
State:
$68,151

Salary/wage: $56,268 (reported on 82.0% of returns)

Here:
$56,268
State:
$56,131

(% of AGI for various income ranges: 1069.0% for AGIs below $25k, 3730.8% for AGIs $25k-50k, 7320.0% for AGIs $50k-75k, 9408.6% for AGIs $75k-100k, 18130.0% for AGIs $100k-200k)

Taxable interest for individuals: $436 (reported on 45.9% of returns)

This zip code:
$436
Missouri:
$1,586

(% of AGI for various income ranges: 18.0% for AGIs below $25k, 47.5% for AGIs $25k-50k, 21.4% for AGIs $50k-75k, 20.0% for AGIs $75k-100k, 30.0% for AGIs $100k-200k)

Ordinary dividends: $870 (reported on 16.4% of returns)

Here:
$870
State:
$10,947

(% of AGI for various income ranges: 37.5% for AGIs $25k-50k, 17.1% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,490 (reported on 16.4% of returns)

Here:
+$3,490
State:
+$18,453

(% of AGI for various income ranges: 87.5% for AGIs $25k-50k, 108.6% for AGIs $50k-75k, 280.0% for AGIs $100k-200k)

Profit/loss from business: +$5,478 (reported on 14.8% of returns)

Here:
+$5,478
State:
+$12,260

(% of AGI for various income ranges: 177.0% for AGIs below $25k, 45.0% for AGIs $25k-50k, 374.3% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $8,720 (reported on 8.2% of returns)

65040:
$8,720
Missouri:
$19,719

(% of AGI for various income ranges: 363.3% for AGIs $25k-50k)

Earned income credit: $2,000 (reported on 11.5% of returns)

Here:
$2,000
State:
$2,315

(% of AGI for various income ranges: 73.0% for AGIs below $25k, 55.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.8%

Here:
92%
State:
93%

(% for various income ranges: 86.7% for AGIs below $25k, 93.8% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 90.0% for AGIs $75k-100k, 90.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 65040, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,343 (Individual Income Tax Returns)

Here:
$46,343
State:
$55,896

Salary/wage: $42,275 (reported on 85.7% of returns)

Here:
$42,275
State:
$46,205

(% of AGI for various income ranges: 70.4% for AGIs below $25k, 82.6% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 80.8% for AGIs $75k-100k, 67.2% for AGIs $100k-200k)

Taxable interest for individuals: $481 (reported on 46.4% of returns)

This zip code:
$481
Missouri:
$1,559

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $638 (reported on 14.3% of returns)

Here:
$638
State:
$7,410

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,356 (reported on 16.1% of returns)

Here:
+$2,356
State:
+$11,579

Profit/loss from business: +$7,562 (reported on 14.3% of returns)

Here:
+$7,562
State:
+$11,688

Taxable individual retirement arrangement distribution: $5,375 (reported on 7.1% of returns)

65040:
$5,375
Missouri:
$14,773

Total itemized deductions: $17,753 (23% of AGI, reported on 26.8% of returns)

Here:
$17,753
State:
$22,730

Here:
23.2% of AGI
State:
19.2% of AGI

(% of AGI for various income ranges: 10.9% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 12.9% for AGIs $75k-100k, 12.8% for AGIs $100k-200k)

Charity contributions: $2,783 (reported on 21.4% of returns)

Here:
$2,783
State:
$4,745

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxes paid: $4,693 (reported on 26.8% of returns)

65040:
$4,693
State:
$8,399

(% of AGI for various income ranges: 2.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Earned income credit: $1,911 (reported on 16.1% of returns)

Here:
$1,911
State:
$2,288

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.4%

Here:
55%
State:
55%

(% for various income ranges: 45.0% for AGIs below $25k, 57.1% for AGIs $25k-50k, 63.6% for AGIs $50k-75k, 57.1% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 65040, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,403 (Individual Income Tax Returns)

Here:
$36,403
State:
$44,591

Salary/wage: $36,504 (reported on 88.7% of returns)

Here:
$36,504
State:
$38,941

(% of AGI for various income ranges: 115.3% for AGIs below $10k, 94.6% for AGIs $10k-25k, 89.9% for AGIs $25k-50k, 88.4% for AGIs $50k-75k, 84.4% for AGIs $75k-100k)

Taxable interest for individuals: $609 (reported on 50.9% of returns)

This zip code:
$609
Missouri:
$1,801

(% of AGI for various income ranges: 4.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Taxable dividends: $417 (reported on 13.8% of returns)

Here:
$417
State:
$3,677

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)

Net capital gain/loss: +$1,597 (reported on 13.8% of returns)

Here:
+$1,597
State:
+$8,915

Profit/loss from business: +$2,802 (reported on 15.5% of returns)

Here:
+$2,802
State:
+$9,793

(% of AGI for various income ranges: 6.8% for AGIs below $10k, -0.4% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k)

IRA payment deduction: $1,700 (reported on 1.9% of returns)

65040:
$1,700
Missouri:
$2,972

Total itemized deductions: $14,184 (22% of AGI, reported on 26.0% of returns)

Here:
$14,184
State:
$18,261

Here:
22.4% of AGI
State:
20.5% of AGI

Charity contributions deductions: $2,139 (3% of AGI, reported on 20.7% of returns)

Here:
$2,139
State:
$3,665

Here:
3.2% of AGI
State:
3.9% of AGI

Total tax: $3,507 (reported on 77.2% of returns)

65040:
$3,507
State:
$6,999

(% of AGI for various income ranges: 4.5% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 10.4% for AGIs $75k-100k)

Earned income credit: $1,721 (reported on 11.7% of returns)

Here:
$1,721
State:
$1,728

Percentage of individuals using paid preparers for their 2004 taxes: 56.0%

Here:
56%
State:
62%

(% for various income ranges: 42.2% for AGIs below $10k, 57.1% for AGIs $10k-25k, 64.3% for AGIs $25k-50k, 58.1% for AGIs $50k-75k, 55.8% for AGIs $75k-100k)

Estimated median household income in 2022:

This zip code:	$73,387
Missouri:	$64,811

Nearest zip codes: 65032, 65076, 65075, 65058, 65082, 65064.

Percentage of family households:

This zip code:	52.2%
Missouri:	44.2%

Percentage of households with unmarried partners:

This zip code:	1.5%
Missouri:	46.3%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 10
Household did not receive Food Stamps/SNAP in the past 12 months: 459

Women who had a birth in the past 12 months: 8 (8 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 146 (116 now married, 28 unmarried)

Housing units in zip code 65040 with a mortgage: 261 (12 second mortgage, 5 both second mortgage and home equity loan)
Houses without a mortgage: 74

Median monthly owner costs for units with a mortgage: $1,198
Median monthly owner costs for units without a mortgage: $349

Residents with income below the poverty level in 2022:

This zip code:	9.5%
Whole state:	13.2%

Residents with income below 50% of the poverty level in 2022:

This zip code:	5.7%
Whole state:	6.8%

Median number of rooms in houses and condos:

Here:	6.3
State:	6.4

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable location: Cole County Fire Protection District Station 7 (A). Display/hide its location on the map

Church in zip code 65040: Spring Valley Church (A). Display/hide its location on the map

Reservoirs: Henley Lake (A), Cross Lake (B), Patterson Lake (C). Display/hide their locations on the map

Creeks: Little Tavern Creek (A), Bois Brule Creek (B), White Oak Creek (C). Display/hide their locations on the map

Year house built (houses)
02020 or later
502010 to 2019
692000 to 2009
641990 to 1999
1241980 to 1989
1411970 to 1979
121960 to 1969
291950 to 1959
301940 to 1949
591939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 65040

Bedrooms in owner-occupied houses and condos in 65040
0no bedroom
01 bedroom
722 bedrooms
2233 bedrooms
1274 bedrooms
55+ bedrooms

Bedrooms in renter-occupied apartments in 65040

Bedrooms in renter-occupied apartments in 65040
0no bedroom
01 bedroom
422 bedrooms
03 bedrooms
04 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 65040 in owner-occupied houses/condos

Cars and other vehicles available in 65040 in owner-occupied houses/condos
0no vehicle
401 vehicle
1322 vehicles
1043 vehicles
654 vehicles
895+ vehicles

Cars and other vehicles available in 65040 in renter-occupied apartments

Cars and other vehicles available in 65040 in renter-occupied apartments
0no vehicle
411 vehicle
02 vehicles
03 vehicles
04 vehicles
05+ vehicles

Zip code 65040 household income distribution in 2022
41Less than $10,000
51$10,000 to $14,999
9$25,000 to $29,999
12$35,000 to $39,999
15$40,000 to $44,999
43$45,000 to $49,999
33$50,000 to $59,999
36$60,000 to $74,999
66$75,000 to $99,999
52$100,000 to $124,999
27$125,000 to $149,999
24$150,000 to $199,999
59$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 65040
8$20,000 to $24,999
57$30,000 to $34,999
27$40,000 to $49,999
5$50,000 to $59,999
3$90,000 to $99,999
16$100,000 to $124,999
6$125,000 to $149,999
83$150,000 to $174,999
12$175,000 to $199,999
62$200,000 to $249,999
53$250,000 to $299,999
42$300,000 to $399,999
29$400,000 to $499,999
20$500,000 to $749,999
8$1,000,000 to $1,499,999

Rent paid by renters in 2022 in zip code 65040
21$200 to $249
22No cash rent

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $194,017
Hispanic or Latino householders: $98,098

Estimated median house or condo value in 2022: $193,800

65040:	$193,800
Missouri:	$221,200

Mean price in 2022:

Detached houses: $228,045
Here:
$228,045
State:
$278,068

Owners and renters by unit type in zip code 65040

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 507
Mobile homes: 72

Means of transportation to work in zip code 65040
64.1%383Drove a car alone
16.6%99Carpooled
21.8%130Worked at home

Travel time to work (commute) in zip code 65040
85 to 9 minutes
3510 to 14 minutes
2815 to 19 minutes
6520 to 24 minutes
13825 to 29 minutes
13130 to 34 minutes
1135 to 39 minutes
440 to 44 minutes
5545 to 59 minutes

Percentage of zip code residents living and working in this county: 66.5%

Household type by relationship:

Households: 1,263

Male householders: 310 (64 living alone), Female householders: 158 (30 living alone)
308 spouses (308 opposite-sex spouses), 9 unmarried partners, (9 opposite-sex unmarried partners), 299 children (299 natural, 0 adopted, 0 stepchildren), 124 grandchildren, 0 brothers or sisters, 16 parents, 0 foster children, 25 other relatives, 0 non-relatives

Size of family households: 220 2-persons, 19 3-persons, 72 4-persons, 9 6-persons, 50 7-or-more-persons

Size of nonfamily households: 93 1-person

200 married couples with children.
26 single-parent households (26 women).

All residents speak English at home

Foreign born population: 0 (0.0%)

:	0.0%
Whole state:	4.1%

Most common first ancestries reported in 65040

57%German
18%English
13%American
4%Irish
1%European
1%Polish

Facilities with environmental interests located in this zip code:

ROBERT J. KEMPKER (477 MARY S HOME ROAD in HENLEY, MO)
STATE MASTER (Missouri monitoring and compilance) - PCS-MOG010154, NPDES NON-MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HOGS
Alternative names: KEMPKER, ROBERT J.

Zip code 65040 marital status for females

Housing units lacking complete plumbing facilities: 3.0%
Housing units lacking complete kitchen facilities: 3.0%

53.5%Electricity
22.4%Wood
21.5%Bottled, tank, or LP gas
3.1%Other fuel

Population in 1990: 952. Population change in the 1990s: +313 (+32.9%).

Place of birth for U.S.-born residents:

This state: 1,190
Northeast: 13
Midwest: 29
South: 25

73% of the 65040 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 50% lived in Missouri.

90% of the 65040 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 17% moved from this county.
   Out of people who lived in different houses, 74% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from abroad.

Year householders moved into unit in 65040

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 94

Here:	68.4%
Missouri:	15.4%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
Missouri:	13.9%

Students in private undergraduate colleges: 12

Here:	21.6%
Missouri:	22.6%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
80,139Installation, maintenance, and repair occupations
59,613Construction and extraction occupations
58,758Management occupations
34,703Production occupations
32,983Office and administrative support occupations
28,035Business and financial operations occupations

Top industries in this zip code by the number of employees in 2005:

Construction: Electrical Contractors (5-9 employees: 1 establishment)
Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
Construction: All Other Specialty Trade Contractors (1-4: 1)
Finance and Insurance: Credit Unions (1-4: 1)
Construction: Siding Contractors (1-4: 1)
Accommodation and Food Services: Limited-Service Restaurants (1-4: 1)
Accommodation and Food Services: Caterers (1-4: 1)
Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (1-4: 1)
Construction: New Housing Operative Builders (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2010:

Fatal accident count: 1
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	8	$148,998	21	$122,522	116	$149,174	9	$58,206	8	$155,271	6	$108,873
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$175,660	20	$157,272	1	$65,870	2	$91,750	0	$0
APPLICATIONS DENIED	2	$145,860	4	$81,165	13	$135,063	2	$29,015	1	$38,430	2	$98,415
APPLICATIONS WITHDRAWN	2	$142,330	2	$134,490	6	$173,700	2	$9,410	1	$37,640	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$75,280	0	$0	3	$158,930	0	$0	0	$0	1	$75,280

Choose year: 2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0203.00

	A) Conventional Home Purchase Loans		B) Refinancings		D) Loans On Manufactured Home Dwelling (A & B)
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	5	$116,218	8	$148,311	1	$83,910
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$155,075	0	$0
APPLICATIONS DENIED	1	$88,610	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$63,520	0	$0	0	$0