76707 Zip Code (Waco, TX) Detailed Profile

Estimated zip code population in 2022: 16,960
Zip code population in 2010: 16,697
Zip code population in 2000: 17,403

Houses and condos: 7,008
Renter-occupied apartments: 2,609
March 2022 cost of living index in zip code 76707: 84.7 (less than average, U.S. average is 100)

Land area: 3.3 sq. mi.
Water area: 0.0 sq. mi.

Population density: 5,195 people per square mile

(average).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,355 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,671 (1.6%)

For population 25 years and over in 76707:

• High school or higher: 73.9%
• Bachelor's degree or higher: 14.7%
• Graduate or professional degree: 4.5%
• Unemployed: 6.2%
• Mean travel time to work (commute): 16.9 minutes

For population 15 years and over in 76707:

• Never married: 42.4%
• Now married: 37.8%
• Separated: 2.5%
• Widowed: 5.9%
• Divorced: 11.4%

• 
• • 8,51650.2%Hispanic or Latino
  • 4,96929.3%Black
  • 3,09618.3%White
  • 2481.5%Two or more races
  • 1230.7%Asian
  • 60.04%American Indian

100% urban population.

Averages for the 2020 tax year for zip code 76707, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $31,788 (Individual Income Tax Returns)

Here:	$31,788
State:	$77,054

Salary/wage: $29,821 (reported on 89.3% of returns)

Here:	$29,821
State:	$62,766

(% of AGI for various income ranges: 1279.4% for AGIs below $25k, 3751.0% for AGIs $25k-50k, 6506.9% for AGIs $50k-75k, 9791.8% for AGIs $75k-100k, 16319.0% for AGIs $100k-200k)

Taxable interest for individuals: $408 (reported on 9.5% of returns)

This zip code:	$408
Texas:	$2,665

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.1% for AGIs $25k-50k, 6.5% for AGIs $50k-75k, 25.3% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Ordinary dividends: $2,546 (reported on 3.5% of returns)

Here:	$2,546
State:	$10,044

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 2.2% for AGIs $25k-50k, 18.3% for AGIs $50k-75k, 101.2% for AGIs $75k-100k, 226.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,973 (reported on 3.8% of returns)

Here:	+$9,973
State:	+$39,590

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 7.0% for AGIs $25k-50k, 46.3% for AGIs $50k-75k, 187.1% for AGIs $75k-100k, 1837.0% for AGIs $100k-200k)

Profit/loss from business: +$9,716 (reported on 14.8% of returns)

Here:	+$9,716
State:	+$10,888

(% of AGI for various income ranges: 128.9% for AGIs below $25k, 124.7% for AGIs $25k-50k, 188.7% for AGIs $50k-75k, 498.2% for AGIs $75k-100k, 1944.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,569 (reported on 2.3% of returns)

76707:	$10,569
Texas:	$24,740

(% of AGI for various income ranges: 13.2% for AGIs below $25k, 16.0% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 416.5% for AGIs $75k-100k)

Total itemized deductions: $31,957 (reported on 1.0% of returns)

Here:	$31,957
State:	$40,428

(% of AGI for various income ranges: 19.9% for AGIs below $25k, 119.6% for AGIs $50k-75k, 1041.0% for AGIs $100k-200k)

Charity contributions: $13,667 (reported on 0.9% of returns)

Here:	$13,667
State:	$18,201

(% of AGI for various income ranges: 45.4% for AGIs $50k-75k, 575.0% for AGIs $100k-200k)

Taxes paid: $5,814 (reported on 1.0% of returns)

76707:	$5,814
State:	$7,821

(% of AGI for various income ranges: 33.7% for AGIs $50k-75k, 225.0% for AGIs $100k-200k)

Earned income credit: $2,759 (reported on 36.4% of returns)

Here:	$2,759
State:	$2,584

(% of AGI for various income ranges: 170.7% for AGIs below $25k, 110.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.2%

Here:	91%
State:	92%

(% for various income ranges: 91.4% for AGIs below $25k, 91.5% for AGIs $25k-50k, 91.2% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 93.8% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2012 tax year for zip code 76707, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $25,050 (Individual Income Tax Returns)

Here:	$25,050
State:	$65,384

Salary/wage: $23,603 (reported on 91.1% of returns)

Here:	$23,603
State:	$52,524

(% of AGI for various income ranges: 86.9% for AGIs below $25k, 91.3% for AGIs $25k-50k, 84.8% for AGIs $50k-75k, 82.1% for AGIs $75k-100k, 63.0% for AGIs $100k-200k)

Taxable interest for individuals: $583 (reported on 8.4% of returns)

This zip code:	$583
Texas:	$2,372

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $3,642 (reported on 3.7% of returns)

Here:	$3,642
State:	$9,721

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$660 (reported on 2.3% of returns)

Here:	+$660
State:	+$35,319

(% of AGI for various income ranges: 0.2% for AGIs $50k-75k)

Profit/loss from business: +$9,119 (reported on 12.0% of returns)

Here:	+$9,119
State:	+$13,732

(% of AGI for various income ranges: 7.3% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 7.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,031 (reported on 2.5% of returns)

76707:	$8,031
Texas:	$19,511

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 3.8% for AGIs $75k-100k)

Total itemized deductions: $15,287 (24% of AGI, reported on 4.8% of returns)

Here:	$15,287
State:	$24,724

Here:	24.4% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.1% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 7.0% for AGIs $100k-200k)

Charity contributions: $5,888 (reported on 3.7% of returns)

Here:	$5,888
State:	$6,808

(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Taxes paid: $3,321 (reported on 4.5% of returns)

76707:	$3,321
State:	$6,921

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Earned income credit: $2,716 (reported on 45.2% of returns)

Here:	$2,716
State:	$2,570

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 2.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 44.6%

Here:	45%
State:	51%

(% for various income ranges: 45.0% for AGIs below $25k, 44.5% for AGIs $25k-50k, 41.0% for AGIs $50k-75k, 36.4% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 76707, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $21,472 (Individual Income Tax Returns)

Here:	$21,472
State:	$47,881

Salary/wage: $20,194 (reported on 92.4% of returns)

Here:	$20,194
State:	$41,947

(% of AGI for various income ranges: 96.8% for AGIs below $10k, 90.4% for AGIs $10k-25k, 91.1% for AGIs $25k-50k, 83.7% for AGIs $50k-75k, 75.9% for AGIs $75k-100k, 54.6% for AGIs over 100k)

Taxable interest for individuals: $1,095 (reported on 14.0% of returns)

This zip code:	$1,095
Texas:	$2,255

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $1,143 (reported on 4.6% of returns)

Here:	$1,143
State:	$4,261

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$3,264 (reported on 3.4% of returns)

Here:	+$3,264
State:	+$16,110

(% of AGI for various income ranges: -0.2% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Profit/loss from business: +$7,020 (reported on 9.4% of returns)

Here:	+$7,020
State:	+$11,013

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 4.0% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 4.8% for AGIs over 100k)

IRA payment deduction: $2,081 (reported on 0.6% of returns)

76707:	$2,081
Texas:	$3,120

Total itemized deductions: $14,453 (25% of AGI, reported on 4.7% of returns)

Here:	$14,453
State:	$19,631

Here:	24.9% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 6.9% for AGIs $75k-100k, 7.7% for AGIs over 100k)

Charity contributions deductions: $5,789 (9% of AGI, reported on 3.7% of returns)

Here:	$5,789
State:	$4,753

Here:	9.3% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.7% for AGIs over 100k)

Total tax: $2,668 (reported on 47.8% of returns)

76707:	$2,668
State:	$9,058

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 2.6% for AGIs $10k-25k, 5.2% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 11.9% for AGIs $75k-100k, 18.5% for AGIs over 100k)

Earned income credit: $2,118 (reported on 47.6% of returns)

Here:	$2,118
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 59.7%

Here:	60%
State:	57%

(% for various income ranges: 60.8% for AGIs below $10k, 63.3% for AGIs $10k-25k, 54.7% for AGIs $25k-50k, 49.5% for AGIs $50k-75k, 46.9% for AGIs $75k-100k, 51.1% for AGIs over 100k)

Nearest zip codes: 76701, 76704, 76710, 76798, 76711, 76705.
Waco Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.6% of all households
• Gay men: 0.4% of all households

Household received Food Stamps/SNAP in the past 12 months: 1,584
Household did not receive Food Stamps/SNAP in the past 12 months: 4,434

Women who had a birth in the past 12 months: 291 (161 now married, 128 unmarried)
Women who did not have a birth in the past 12 months: 4,277 (1,236 now married, 3,061 unmarried)

Housing units in zip code 76707 with a mortgage: 1,479 (54 second mortgage, 33 both second mortgage and home equity loan)
Houses without a mortgage: 44

Median monthly owner costs for units with a mortgage: $1,086
Median monthly owner costs for units without a mortgage: $506

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 76707 household income distribution in 2022

• 710Less than $10,000
• 497$10,000 to $14,999
• 620$15,000 to $19,999
• 353$20,000 to $24,999
• 485$25,000 to $29,999
• 388$30,000 to $34,999
• 250$35,000 to $39,999
• 344$40,000 to $44,999
• 178$45,000 to $49,999
• 494$50,000 to $59,999
• 430$60,000 to $74,999
• 513$75,000 to $99,999
• 416$100,000 to $124,999
• 116$125,000 to $149,999
• 88$150,000 to $199,999
• 97$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 76707

• 8Less than $10,000
• 24$10,000 to $14,999
• 25$20,000 to $24,999
• 5$25,000 to $29,999
• 9$30,000 to $34,999
• 27$35,000 to $39,999
• 130$40,000 to $49,999
• 178$50,000 to $59,999
• 134$60,000 to $69,999
• 219$70,000 to $79,999
• 172$80,000 to $89,999
• 349$90,000 to $99,999
• 481$100,000 to $124,999
• 133$125,000 to $149,999
• 159$150,000 to $174,999
• 193$175,000 to $199,999
• 174$200,000 to $249,999
• 94$250,000 to $299,999
• 112$300,000 to $399,999
• 19$400,000 to $499,999
• 64$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 76707

• 78Less than $100
• 37$100 to $149
• 22$150 to $199
• 40$200 to $249
• 58$250 to $299
• 59$300 to $349
• 35$350 to $399
• 190$400 to $449
• 125$450 to $499
• 33$500 to $549
• 57$550 to $599
• 293$600 to $649
• 82$650 to $699
• 367$700 to $749
• 99$750 to $799
• 425$800 to $899
• 218$900 to $999
• 136$1,000 to $1,249
• 28$1,250 to $1,499
• 11$1,500 to $1,999
• 6$3,000 to $3,499
• 80No cash rent

Median gross rent in 2022: $1,044.

Median price asked for vacant for-sale houses and condos in 2022: $422,441.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $123,289
• Black or African American householders: $106,329
• American Indian or Alaska Native householders: $73,386
• Asian householders: $106,003
• Some other race householders: $121,985
• Two or more races householders: $74,691
• Hispanic or Latino householders: $111,221

Estimated median house or condo value in 2022: $115,136 Lower value quartile - upper value quartile: $90,396 - $174,445

Mean price in 2022:

Detached houses: $265,633

Here:	$265,633
State:	$369,058

Townhouses or other attached units: $204,878

Here:	$204,878
State:	$327,631

In 2-unit structures: $70,842

Here:	$70,842
State:	$374,947

In 5-or-more-unit structures: $308,738

Here:	$308,738
State:	$413,944

Mobile homes: $90,478

Here:	$90,478
State:	$124,413

Housing units in structures:

• One, detached: 5,652
• One, attached: 90
• Two: 383
• 3 or 4: 238
• 5 to 9: 189
• 10 to 19: 118
• 20 to 49: 158
• 50 or more: 50
• Mobile homes: 90

Unemployment: 6.2%

• Means of transportation to work in zip code 76707

• 67.7%4,800Drove a car alone
• 17.4%1,236Carpooled
• 0.4%30Bus or trolley bus
• 0.4%27Motorcycle
• 0.3%19Bicycle
• 0.8%58Walked
• 0.4%29Other means
• 12.4%876Worked at home

• Travel time to work (commute) in zip code 76707

• 93Less than 5 minutes
• 6045 to 9 minutes
• 1,53110 to 14 minutes
• 2,14015 to 19 minutes
• 83720 to 24 minutes
• 10425 to 29 minutes
• 61630 to 34 minutes
• 3235 to 39 minutes
• 9940 to 44 minutes
• 2445 to 59 minutes
• 2960 to 89 minutes
• 5690 or more minutes

Percentage of zip code residents living and working in this county: 98.3%

Household type by relationship:

Households: 16,960

• Male householders: 2,077 (599 living alone), Female householders: 3,915 (1,219 living alone)

• 2,159 spouses (2,136 opposite-sex spouses), 592 unmarried partners, (582 opposite-sex unmarried partners), 6,027 children (5,738 natural, 56 adopted, 233 stepchildren), 813 grandchildren, 243 brothers or sisters, 117 parents, 0 foster children, 518 other relatives, 328 non-relatives

• In group quarters: 180 (-1 institutionalized population)

Size of family households: 1,360 2-persons, 792 3-persons, 695 4-persons, 584 5-persons, 205 6-persons, 150 7-or-more-persons

Size of nonfamily households: 1,817 1-person, 330 2-persons, 7 3-persons, 25 4-persons, 10 5-persons

1,795 married couples with children.
2,180 single-parent households (222 men, 1,958 women).

62.4% of residents of 76707 zip code speak English at home.
36.2% of residents speak Spanish at home (22% very well, 48% well, 17% not well, 13% not at all).
0.6% of residents speak Asian or Pacific Island language at home (85% very well, 15% well).
0.1% of residents speak other language at home (100% very well).

There are 122 Medical Specialists in Zip Code 76707.

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 4.9%

Population in 1990: 15,905. Population change in the 1990s: +1,498 (+9.4%).

Place of birth for U.S.-born residents:

• This state: 12,033
• Northeast: 174
• Midwest: 514
• South: 433
• West: 451

48% of the 76707 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

90% of the 76707 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 74% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 59
Students in private schools in grades 9 to 12 (high school): 23 Students in private undergraduate colleges: 80

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (250-499 employees: 1 establishment)
• Other Services (except Public Administration): Religious Organizations (50-99: 3, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 6)
• Real Estate and Rental and Leasing: Lessors of Nonfinancial Intangible Assets (except Copyrighted Works) (100-249: 1, 10-19: 2)
• Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
• Wholesale Trade: Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers (100-249: 1)
• Other Services (except Public Administration): Civic and Social Organizations (20-49: 2, 10-19: 2, 1-4: 5)
• Health Care and Social Assistance: Other Individual and Family Services (20-49: 3)
• Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (50-99: 1)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 86. The highest number of reported fire incidents - 108 took place in 2018, and the least - 57 in 2009. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (40.4%), and Outside Fires (39.1%).


• Fire incident types reported to NFIRS in Zip Code 76707
• 55540.4%Structure Fires
• 53839.1%Outside Fires
• 24417.7%Mobile Property/Vehicle Fires
• 382.8%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 76707, Texas

Most common first names in zip code 76707 among deceased individuals
Name	Count	Lived (average)
Mary	140	79.5 years
John	136	74.8 years
William	126	74.6 years
James	121	72.5 years
Robert	85	71.1 years
Charles	72	71.0 years
Willie	71	73.8 years
George	61	74.8 years
Joe	56	72.7 years
Thomas	46	72.7 years

Most common last names in zip code 76707 among deceased individuals
Last name	Count	Lived (average)
Smith	83	74.0 years
Johnson	66	71.1 years
Brown	65	74.1 years
Williams	64	74.9 years
Jones	47	76.1 years
Davis	35	72.2 years
Robinson	33	71.3 years
Moore	31	78.2 years
White	30	75.8 years
Lewis	29	77.4 years

Businesses in zip code 76707

• AutoZone: 1
• Quiznos: 1