Estimated median household income in 2007: $40,935
| This zip code: | $40,935 | | Texas: | $47,548 |
Nearest zip codes: 78010, 78025, 78013, 78024, 78055, 78631.
Kerrville Zip Code Map
Housing units in zip code 78028 with a mortgage: 3,347 (85 second mortgage, 211 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 3,863
Median monthly owner costs for units with a mortgage: $1,149
Median monthly owner costs for units without a mortgage: $425
Residents with income below the poverty level in 2007:
| This zip code: | 15.9% | | Whole state: | 16.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.7% | | Whole state: | 6.8% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 3.8 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 78028: Lions Camp for Crippled Children (A), H Real Ranch (B), H-Bar-H Ranch (C), L Real Ranch (D), Rocky Ridge Ranch (E), Kickapoo Camp (F), Bittle Ranch (G), Cottonwood Ranch (H), Trails End Ranch (I). Display/hide their locations on the map
Cemeteries: Peril Cemetery (1), Garden of Memories Cemetery (2), Henderson Cemetery (3), Real Cemetery (4). Display/hide their locations on the map
Reservoirs: Dam J Lake (A), Tierra Linda Lower Reservoir (B), Tierra Linda Upper Reservoir (C), Poole Lake (D), Town Creek Reservoir Number 1 (E), Town Creek Reservoir Number 4 (F), Kerrville Lake (G), South Lake (H). Display/hide their locations on the map
Streams, rivers, and creeks: Hains Branch (A), Peterson Creek (B), Silver Creek (C), Indian Branch (D), Lambs Creek (E), Fall Creek (F), East Town Creek (G), Wolf Creek (H), Kelley Creek (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 549
- 1995 to 1998: 1,465
- 1990 to 1994: 1,121
- 1980 to 1989: 3,918
- 1970 to 1979: 3,519
- 1960 to 1969: 1,665
- 1950 to 1959: 1,286
- 1940 to 1949: 772
- 1939 or earlier: 1,108
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Bedrooms in owner-occupied houses in Kerrville, TX (78028): |
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- no bedroom: 34
- 1 bedrooms: 370
- 2 bedrooms: 2,961
- 3 bedrooms: 5,669
- 4 bedrooms: 921
- 5 or more bedrooms: 114
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 163
- 1 bedrooms: 1,001
- 2 bedrooms: 1,895
- 3 bedrooms: 844
- 4 bedrooms: 93
- 5 or more bedrooms: 0
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Vehicles available in 78028 zip code in owner-occupied houses/condos: |
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- no vehicle: 322
- 1 vehicle: 3,671
- 2 vehicles: 4,566
- 3 vehicles: 1,187
- 4 vehicles: 255
- 5 or more vehicles: 68
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 519
- 1 vehicle: 2,174
- 2 vehicles: 1,073
- 3 vehicles: 170
- 4 vehicles: 24
- 5 or more vehicles: 36
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 78028:
- Less than $10,000: 127
- $10,000 to $14,999: 64
- $15,000 to $19,999: 97
- $20,000 to $24,999: 144
- $25,000 to $29,999: 230
- $30,000 to $34,999: 204
- $35,000 to $39,999: 201
- $40,000 to $49,999: 356
- $50,000 to $59,999: 316
- $60,000 to $69,999: 441
- $70,000 to $79,999: 451
- $80,000 to $89,999: 446
- $90,000 to $99,999: 519
- $100,000 to $124,999: 1,284
- $125,000 to $149,999: 1,362
- $150,000 to $174,999: 915
- $175,000 to $199,999: 761
- $200,000 to $249,999: 1,152
- $250,000 to $299,999: 669
- $300,000 to $399,999: 537
- $400,000 to $499,999: 457
- $500,000 to $749,999: 244
- $750,000 to $999,999: 58
- $1,000,000 or more: 157
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Rent paid by renters in 2007 in zip code 78028:
- Less than $100: 19
- $100 to $149: 85
- $150 to $199: 51
- $200 to $249: 9
- $250 to $299: 92
- $300 to $349: 192
- $350 to $399: 226
- $400 to $449: 448
- $450 to $499: 454
- $500 to $549: 281
- $550 to $599: 308
- $600 to $649: 335
- $650 to $699: 400
- $700 to $749: 56
- $750 to $799: 86
- $800 to $899: 129
- $900 to $999: 169
- $1,000 to $1,249: 105
- $1,250 to $1,499: 62
- $1,500 to $1,999: 122
- $2,000 or more: 152
- No cash rent: 311
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Median price asked for vacant for-sale houses and condos in 2007: $108,157.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $168,141
- Black or African American householders: $62,314
- American Indian or Alaska Native householders: $76,766
- Asian householders: $174,823
- Some other race householders: $65,888
- Two or more races householders: $110,954
- Hispanic or Latino householders: $80,030
Estimated median house or condo value in 2007: $141,656 (it was $88,800 in 2000)
| 78028: | $141,656 | | Texas: | $120,900 |
Lower value quartile - upper value quartile: $90,388 - $209,909
Mean price in 2007:
Detached houses: $215,043| Here: | $215,043 | | State: | $170,389 |
Townhouses or other attached units: $176,980| Here: | $176,980 | | State: | $159,697 |
In 2-unit structures: $142,391| Here: | $142,391 | | State: | $140,401 |
In 3-to-4-unit structures: $121,619| Here: | $121,619 | | State: | $134,235 |
In 5-or-more-unit structures: $125,625| Here: | $125,625 | | State: | $158,654 |
Mobile homes: $40,911| Here: | $40,911 | | State: | $42,156 |
Occupied boats, RVs, vans, etc.: $29,648| Here: | $29,648 | | State: | $34,447 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 9,877
- One, attached: 529
- Two: 486
- 3 or 4: 473
- 5 to 9: 474
- 10 to 19: 298
- 20 to 49: 273
- 50 or more: 492
- Mobile homes: 2,431
- Boats, RVs, vans, etc.: 70

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Means of transportation to work
- Drove a car alone: 10,059 (79%)
- Carpooled: 1,690 (13%)
- Bus or trolley bus: 6 (0%)
- Streetcar or trolley car: 32 (0%)
- Motorcycle: 6 (0%)
- Bicycle: 88 (1%)
- Walked: 272 (2%)
- Other means: 100 (1%)
- Worked at home: 529 (4%)
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Travel time to work
- Less than 5 minutes: 767
- 5 to 9 minutes: 2317
- 10 to 14 minutes: 3350
- 15 to 19 minutes: 2517
- 20 to 24 minutes: 1200
- 25 to 29 minutes: 316
- 30 to 34 minutes: 981
- 35 to 39 minutes: 55
- 40 to 44 minutes: 120
- 45 to 59 minutes: 221
- 60 to 89 minutes: 253
- 90 or more minutes: 156
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Percentage of zip code residents living and working in this county: 90.3%
Household type by relationship
Households: 32,453
- In family households: 27,571 (7,710 male householders, 1,905 female householders)
7,966 spouses, 7,901 children (7,091 natural, 319 adopted, 491 stepchildren), 564 grandchildren, 199 brothers or sisters, 331 parents, 436 other relatives, 559 non-relatives
- In nonfamily households: 4,882 (1,490 male householders (1,220 living alone)), 2,923 female householders (2,757 living alone)), 469 nonrelatives
- In group quarters: 1,475 (1,060 institutionalized population)
Size of family households: 5,447 2-persons, 1,774 3-persons, 1,373 4-persons, 631 5-persons, 241 6-persons, 149 7-or-more-persons.
Size of nonfamily households: 3,977 1-person, 408 2-persons, 18 3-persons, 10 4-persons.
4,671 married couples with children.
1,698 single-parent households (389 men, 1,309 women).
82.1% of residents of 78028 zip code speak English at home.
15.8% of residents speak Spanish at home (61% very well, 24% well, 12% not well, 3% not at all).
1.7% of residents speak other Indo-European language at home (77% very well, 17% well, 4% not well, 2% not at all).
0.5% of residents speak Asian or Pacific Island language at home (70% very well, 17% well, 13% not well).
Foreign born population: 2,112 (6.2%)
(41.9% of them are naturalized citizens)
| This zip code: | 6.2% | | Whole state: | 13.9% |
Most common places of birth for the foreign-born residents:
- Mexico (66%)
- Canada (9%)
- Germany (4%)
- United Kingdom (3%)
- Laos (2%)
- Philippines (1%)
- Peru (1%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 420
- 1990 to 1994: 266
- 1985 to 1989: 351
- 1980 to 1984: 187
- 1975 to 1979: 230
- 1970 to 1974: 147
- 1970 to 1974: 104
- 1965 to 1969: 407
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White population: 29,868
Black population: 726
American Indian population: 185
Asian population: 184
Native Hawaiian and Other Pacific Islander population: 17
Some other race population: 2,347
Two or more races population: 556

First ancestries reported:
|  Other groups: 7795 |
|  German: 4926 |
|  English: 3326 |
|  United States or American: 3098 |
|  Irish: 2008 |
|  Scotch-Irish: 1302 |
|  French (except Basque): 659 |
|  Scottish: 545 |
|  Italian: 440 |
|  European: 342 |
|  Dutch: 307 |
|  Polish: 282 |
|  Norwegian: 256 |
|  Czech: 194 |
|  Swedish: 157 |
|  French Canadian: 126 |
|  Danish: 84 |
|  British: 81 |
|  Welsh: 62 |
|  Canadian: 54 |
|  Hungarian: 46 |
|  Greek: 42 |
|  Alsatian: 31 |
|  Russian: 29 |
|  Arab:: 28 |
|  Swiss: 27 |
|  Basque: 26 |
|  Subsaharan African:: 26 |
|  Ukrainian: 25 |
|  Austrian: 23 |
|  Czechoslovakian: 22 |
|  Northern European: 21 |
|  African: 16 |
|  Slovak: 16 |
|  Acadian/Cajun: 16 |
|  Finnish: 15 |
|  Lebanese: 15 |
|  Slovene: 14 |
|  Iranian: 12 |
|  Armenian: 10 |
|  Nigerian: 10 |
|  Slavic: 9 |
|  Lithuanian: 8 |
|  Scandinavian: 7 |
|  Palestinian: 7 |
|  Arab/Arabic: 6 |
|  Celtic: 6 |
|  Croatian: 6 |
|  Belgian: 5 |

Public primary/middle school in zip code 78028 not listed on the city page:- NOTRE DAME SCH (Location: 907 MAIN ST, KERRVILLE, TX; Grades: PK - 08)
Facitilies with environmental interests located in this zip code:
- A-1 TRANSMISSIONS INC (2612 CUMMNGS LN in KERRVILLE, TX)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALAMO CONCRETE PRODUCTS, LTD. (624 COTTON GIN LANE in KERRVILLE, TX)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: READY-MIXED CONCRETE
Fire-safe hotels and motels in zip code 78028
- Yo Ranch Resort Hotel & Conference Center, 2033 Sidney Baker, Kerrville, TX 78028, Phone: (830) 257-4440, Fax: (830) 896-8189
- Inn Of The Hills, 1001 Junction Hwy, Kerrville, TX 78028, Phone: (830) 895-5000, Fax: (830) 895-1277
- Econo Lodge, 2105 Sidney Baker St, Kerrville, TX 78028, Phone: (830) 896-1711, Fax: (830) 257-4375
- Comfort Inn, 2001 Sidney Baker, Kerrville, TX 78028, Phone: (830) 792-7700, Fax: (830) 792-7706
- La Quitnta Inn And Suites, 1940 Sidney Baker, Kerrville, TX 78028, Phone: (830) 896-9200, Fax: (830) 896-2422
All 5 fire-safe hotels and motels in zip code 78028
Median worth of mobile homes: $42,430
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (64%)
- Utility gas (26%)
- Bottled, tank, or LP gas (8%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 20945
- Northeast: 1387
- Midwest: 3800
- South: 3300
- West: 2041
52% of the 78028 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 44% lived in this county.
Out of people who lived in different counties, 66% lived in Texas.
Population in 1990: 26,128. Population change in the 1990s: +7,755 (+29.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 234
| Here: | 6.6% | | Texas: | 6.8% |
Students in private schools in grades 9 to 12 (high school): 129
| Here: | 6.9% | | Texas: | 6.2% |
Students in private undergraduate colleges: 576
| Here: | 63.7% | | Texas: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (KERRVILLE, TX):
- COVERT INDUSTRIES, LTD (93 CORONADO DR STE 2; small business): $6,601,188 in 405 contracts from 1999 to 2006
Contracts for Vehicular Cab, Body, and Frame Structural Components, Optical Instruments, Test Equipment, Components and Accessories, Vehicular Furniture and Accessories, Vehicular Brake, Steering, Axle, Wheel, and Track Components, and more by Defense Logistics Agency, Army Signed by year: 2000: $375,013; 2001: $242,752; 2002: $520,453; 2003: $445,325; 2004: $1,690,295; 2005: $2,643,921; 2006: $644,169.
Biggest contracts:
$185,744 with Defense Logistics Agency for Vehicular Cab, Body, and Frame Structural Components. Signed on 2005-04-08. Completion date: 2005-10-23.
$134,415 with Defense Logistics Agency for Optical Instruments, Test Equipment, Components and Accessories. Signed on 2004-12-03. Completion date: 2005-04-22.
$116,925 with Defense Logistics Agency for Vehicular Furniture and Accessories. Signed on 2003-10-09. Completion date: 2004-01-28.
$105,364 with Defense Logistics Agency for Vehicular Brake, Steering, Axle, Wheel, and Track Components. Signed on 2005-04-11. Completion date: 2005-08-31.
- HARRY A CLAYPOOL (207 OAK LANE; small business): $1,055,186 in 9 contracts from 1999 to 2006
Contracts for Radiology Services, General Health Care Services by Army Signed by year: 2000: $172,800; 2001: $172,800; 2002: $186,200; 2003: $182,400; 2004: $0; 2005: $221,100; 2006: $-100.
Biggest contracts:
$221,100 with Army for Radiology Services. Signed on 2005-10-13. Completion date: 2006-09-30.
$186,200 with Army for General Health Care Services. Signed on 2002-10-15. Completion date: 2005-09-30.
$182,400, same as above. Signed on 2003-10-23. Completion date: 2005-09-30.
$172,800, same as above. Signed on 2001-10-18. Completion date: 2005-09-30.
- CRIPCO INC (88 CORONADO DR STE 1; small business): $622,264 in 67 contracts from 2000 to 2006
Contracts for Vehicular Furniture and Accessories, Coil, Flat, Leaf, and Wire Springs, Hardware, Commercial, Fittings for Rope, Cable, and Chain, and more by Defense Logistics Agency, Army Signed by year: 2000: $34,813; 2001: $0; 2002: $0; 2003: $120,474; 2004: $140,296; 2005: $208,229; 2006: $118,452.
Biggest contracts:
$59,864 with Defense Logistics Agency for Vehicular Furniture and Accessories. Signed on 2003-12-09. Completion date: 2004-05-07.
$47,850 with Defense Logistics Agency for Coil, Flat, Leaf, and Wire Springs. Signed on 2003-12-11. Completion date: 2003-12-11.
$43,371 with Defense Logistics Agency for Hardware, Commercial. Taking place in MI. Signed on 2006-05-11. Completion date: 2006-11-16.
$34,813 with Defense Logistics Agency for Fittings for Rope, Cable, and Chain. Signed on 2000-08-07. Completion date: 2001-01-04.
- TACTICAL USA (820 MAIN ST; small business): $428,004 in 9 contracts from 2002 to 2003
Contracts for Miscellaneous Weapons, Ammunition Maintenance, Repair, and Checkout Specialized Equipment, Miscellaneous Items, Clothing, Special Purpose, and more by Air Force, ENERGY, Department of, Department of State, Army, and others Signed by year: 2000: $0; 2001: $0; 2002: $260,554; 2003: $167,450; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$190,097 with Air Force for Miscellaneous Weapons. Signed on 2002-09-30. Completion date: 2002-11-29.
$121,048 with ENERGY, Department of for Ammunition Maintenance, Repair, and Checkout Specialized Equipment. Signed on 2003-07-15. Completion date: 2003-09-15.
$41,999 with Air Force for Miscellaneous Items. Signed on 2003-09-24. Completion date: 2003-11-15.
$29,812 with Air Force for Clothing, Special Purpose. Signed on 2002-08-22. Completion date: 2002-11-27.
- EDMUND JENSCHKE (225 INTERSTATE; small business)
37 employees, $2900000 revenue.
$22,000 with Department of Veterans Affairs for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2002-03-15. Completion date: 2002-03-15.
- KERRVILLE BUS COMPANY INC (222 SIDNEY BAKER SOUTH; small business)
$6,560 with Army for Passenger Motor Charter Service. Taking place in LA. Signed on 2004-04-30. Completion date: 2004-05-01.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 3 establishments)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 1, 20-49: 6, 10-19: 6, 5-9: 7, 1-4: 6)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 7, 10-19: 7, 5-9: 5, 1-4: 7)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 50-99: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 2, 10-19: 7, 5-9: 22, 1-4: 33)
- Other Services (except Public Administration): Religious Organizations (20-49: 7, 10-19: 5, 5-9: 7, 1-4: 14)
- Educational Services: Colleges, Universities, and Professional Schools (250-499: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 594 people in nursing homes
- 346 people in college dormitories (includes college quarters off campus)
- 159 people in mental (psychiatric) hospitals or wards
- 143 people in local jails and other confinement facilities (including police lockups)
- 81 people in unknown juvenile institutions
- 77 people in institutions for the deaf
- 50 people in orthopedic wards and institutions for the physically handicapped
- 29 people in other noninstitutional group quarters
- 16 people in homes or halfway houses for drug/alcohol abuse
- 14 people in other nonhousehold living situations
- 11 people in homes for abused, dependent, and neglected children
- 7 people in homes for the mentally ill
- 2 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 2
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 1
Back to Kerrville, TX, Kerr County, TX, Texas bigger cities, Texas smaller cities, Texas smallest towns, All U.S. cities.
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