78109 Zip Code Detailed Profile




Cities: Converse, TX (33.12%), San Antonio, TX (16.26%), Universal City, TX (0.05%)
County: Bexar County, TX
Estimated zip code population in 2013: 36,384
Zip code population in 2010: 34,603
Zip code population in 2000: 23,831

Houses and condos: 12,392
Renter-occupied apartments: 3,329
% of renters here:

29%
State:

38%
Mar. 2013 cost of living index in zip code 78109: 88.5 (less than average, U.S. average is 100)

Land area: 20.9 sq. mi.
Water area: 0.3 sq. mi.
Population density: 1,740 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 78109
Zip code 78109 (Converse, Texas) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.2% ($2,662)
Texas:

1.9% ($2,510)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,773 (2.2%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,972 (1.8%)

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Males: 17,675  (48.6%)
Females: 18,709  (51.4%)

For population 25 years and over in 78109:

For population 15 years and over in 78109:

Zip code 78109 compared to state average:

  • Black race population percentage above state average.
  • Foreign-born population percentage below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Races in zip code 78109

  • Zip code 78109 races chart
    • 10,949White population
    • 7,810Black population
    • 90American Indian population
    • 803Asian population
    • 119Native Hawaiian and Other Pacific Islander population
    • 66Some other race population
    • 992Two or more races population
    • 13,774Hispanic or Latino population

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Urban population: 34,371
Rural population: 2,012

Estimated median house/condo value in 2013: $122,800
78109:

$122,800
Texas:

$132,000



According to our research of Texas and other state lists there were 50 registered sex offenders living in 78109 zip code as of August 28, 2015.
The ratio of number of residents in zip code 78109 to the number of sex offenders is 481 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

32.4 years
Texas median age:

34.0 years
Average household size:
This zip code:

3.1 people
Texas:

2.8 people

Averages for the 2012 tax year for zip code 78109, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,738 (Individual Income Tax Returns)
Here:

$42,738
State:

$65,384

Salary/wage: $39,577 (reported on 90.8% of returns)
Here:

$39,577
State:

$52,524
(% of AGI for various income ranges: 84.5% for AGIs below $25k, 89.0% for AGIs $25k-50k, 84.5% for AGIs $50k-75k, 84.5% for AGIs $75k-100k, 81.2% for AGIs $100k-200k, 50.2% for AGIs over 200k)

Taxable interest for individuals: $578 (reported on 19.1% of returns)
This zip code:

$578
Texas:

$2,372
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.2% for AGIs over 200k)

Ordinary dividends: $1,563 (reported on 6.9% of returns)
Here:

$1,563
State:

$9,721
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,783 (reported on 4.6% of returns)
Here:

+$3,783
State:

+$35,319
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 6.4% for AGIs over 200k)

Profit/loss from business: +$6,657 (reported on 11.9% of returns)
Here:

+$6,657
State:

+$13,732
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 5.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $10,500 (reported on 4.2% of returns)
78109:

$10,500
Texas:

$19,511
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Total itemized deductions: $16,766 (25% of AGI, reported on 23.1% of returns)
Here:

$16,766
State:

$24,724

Here:

24.7% of AGI
State:

15.9% of AGI
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 8.9% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 9.9% for AGIs $100k-200k, 7.4% for AGIs over 200k)

Charity contributions: $3,696 (reported on 16.7% of returns)
Here:

$3,696
State:

$6,808
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Taxes paid: $4,306 (reported on 22.6% of returns)
78109:

$4,306
State:

$6,921
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Earned income credit: $2,445 (reported on 25.8% of returns)
Here:

$2,445
State:

$2,570
(% of AGI for various income ranges: 8.9% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 78109, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,354 (Individual Income Tax Returns)
Here:

$37,354
State:

$47,881

Salary/wage: $35,073 (reported on 92.2% of returns)
Here:

$35,073
State:

$41,947
(% of AGI for various income ranges: 104.9% for AGIs below $10k, 86.0% for AGIs $10k-25k, 89.2% for AGIs $25k-50k, 87.1% for AGIs $50k-75k, 86.4% for AGIs $75k-100k, 77.8% for AGIs over 100k)

Taxable interest for individuals: $633 (reported on 28.8% of returns)
This zip code:

$633
Texas:

$2,255
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $686 (reported on 10.4% of returns)
Here:

$686
State:

$4,261
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$2,239 (reported on 7.8% of returns)
Here:

+$2,239
State:

+$16,110
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Profit/loss from business: +$4,319 (reported on 12.3% of returns)
Here:

+$4,319
State:

+$11,013
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.6% for AGIs over 100k)

IRA payment deduction: $2,179 (reported on 2.1% of returns)
78109:

$2,179
Texas:

$3,120
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $2,077 (reported on 0.1% of returns)
Here:

$2,077
Texas:

$16,401

Total itemized deductions: $14,205 (24% of AGI, reported on 27.0% of returns)
Here:

$14,205
State:

$19,631

Here:

24.0% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 7.8% for AGIs below $10k, 5.8% for AGIs $10k-25k, 10.4% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 10.5% for AGIs over 100k)

Charity contributions deductions: $2,853 (5% of AGI, reported on 22.2% of returns)
Here:

$2,853
State:

$4,753

Here:

4.6% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $4,141 (reported on 71.6% of returns)
78109:

$4,141
State:

$9,058
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.5% for AGIs $10k-25k, 5.5% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Earned income credit: $1,863 (reported on 21.9% of returns)
Here:

$1,863
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 45.7%
Here:

46%
State:

57%
(% for various income ranges: 41.0% for AGIs below $10k, 52.5% for AGIs $10k-25k, 46.0% for AGIs $25k-50k, 44.1% for AGIs $50k-75k, 38.3% for AGIs $75k-100k, 41.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$63,942
Texas:

$51,704
Converse, TX (78109) map Nearest zip codes: 78150, 78148, 78244, 78154, 78239, 78233.
Percentage of family households:
This zip code:

66.4%
Texas:

55.0%
Percentage of households with unmarried partners:
This zip code:

4.3%
Texas:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,668
Household did not receive Food Stamps/SNAP in the past 12 months: 9,976


Women who had a birth in the past 12 months: 695 (503 now married, 192 unmarried)
Women who did not have a birth in the past 12 months: 9,273 (4,645 now married, 4,628 unmarried)


Housing units in zip code 78109 with a mortgage: 6,899 (162 second mortgage, 173 home equity loan, 10 both second mortgage and home equity loan)
Houses without a mortgage: 1,416

Median monthly owner costs for units with a mortgage: $1,282
Median monthly owner costs for units without a mortgage: S467

Residents with income below the poverty level in 2013:
This zip code:

11.4%
Whole state:

17.5%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.2%
Whole state:

10.2%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.2
Median number of rooms in apartments:
Here:

5.0
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 78109: Salatrillo Creek Wastewater Treatment Plant (A), Converse Fire Department Station 2 (B), Converse Fire and Emergency Medical Services (C). Display/hide their locations on the map

    Churches in zip code 78109 include: Church of Christ Ventura (A), Converse First Baptist Church (B), Agape Fellowship Baptist Church (C), Northeast Hispanic Baptist Church (D), New Life Baptist Church (E), Catholic Church of Converse (F). Display/hide their locations on the map

    Cemeteries: Hermano Cemetery (1), Gates of Heaven Memorial Cemetery (2), San Pedro Cemetery (3). Display/hide their locations on the map

    Reservoirs: Soil Conservation Service Site 4 Reservoir (A), Soil Conservation Service Site 3 Reservoir (B), Soil Conservation Service Site 2 Reservoir (C). Display/hide their locations on the map

    Parks in zip code 78109 include: Converse City Park (1), Martinez State Park (2), Randolph Stadium (3), Judson Stadium (4). Display/hide their locations on the map

Year house built

  • 2442010 or later
  • 4,7912000 to 2009
  • 2,8011990 to 1999
  • 2,0731980 to 1989
  • 1,6381970 to 1979
  • 4441960 to 1969
  • 1311950 to 1959
  • 491940 to 1949
  • 2211939 or earlier

Zip code 78109 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Converse, TX (78109)

  • 24no bedroom
  • 201 bedroom
  • 4012 bedrooms
  • 4,9783 bedrooms
  • 2,7204 bedrooms
  • 1725+ bedrooms

Bedrooms in renter-occupied apartments in Converse, TX (78109)

  • 58no bedroom
  • 2971 bedroom
  • 8302 bedrooms
  • 1,4063 bedrooms
  • 6694 bedrooms
  • 695+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Converse, TX (78109) in owner-occupied houses/condos

  • 110no vehicle
  • 1,6951 vehicle
  • 3,9582 vehicles
  • 1,6993 vehicles
  • 7034 vehicles
  • 1505+ vehicles

Cars and other vehicles available in Converse, TX (78109) in renter-occupied apartments

  • 231no vehicle
  • 1,6401 vehicle
  • 9922 vehicles
  • 3843 vehicles
  • 724 vehicles
  • 105+ vehicles

Median gross rent in 2013: $1,048.


Median price asked for vacant for-sale houses and condos in 2013: $110,730.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $122,800
78109:

$122,800
Texas:

$132,000
Lower value quartile - upper value quartile: $98,300 - $152,100

Mean price in 2013:

Detached houses: $131,052
Here:

$131,052
State:

$188,898

Townhouses or other attached units: $196,143
Here:

$196,143
State:

$180,420

Mobile homes: $119,241
Here:

$119,241
State:

$60,009

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.1%

Percentage of zip code residents living and working in this county: 91.3%

Household type by relationship:

Households: 36,232

Size of family households: 2,971 2-persons, 2,203 3-persons, 2,097 4-persons, 773 5-persons, 508 6-persons, 414 7-or-more-persons

Size of nonfamily households: 2,219 1-person, 375 2-persons, 61 3-persons, 23 4-persons

6,410 married couples with children.
2,630 single-parent households (426 men, 2,204 women).

74.8% of residents of 78109 zip code speak English at home.
21.5% of residents speak Spanish at home (73% very well, 17% well, 7% not well, 2% not at all).
1.6% of residents speak other Indo-European language at home (77% very well, 18% well, 5% not well).
1.9% of residents speak Asian or Pacific Island language at home (64% very well, 27% well, 10% not well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 3,671 (10.1%)
(50.6% of them are naturalized citizens)
This zip code:

10.1%
Whole state:

16.5%

Most common places of birth for the foreign-born residents

  • 36%Mexico
  • 11%Philippines
  • 7%El Salvador
  • 4%Panama
  • 4%Germany
  • 3%Costa Rica
  • 3%United Kingdom, excluding England and Scotland

Most common first ancestries reported in 78109 (%)

  • 64%Other groups
  • 6%German
  • 3%Irish
  • 3%American
  • 3%English
  • 2%French (except Basque)
  • 1%African

Year of entry for the foreign-born population

  • 1712010 or later
  • 1,0492000 to 2009
  • 1,1681990 to 1999
  • 2,604Before 1990

Zip code 78109 topographic map

Facilities with environmental interests located in this zip code:


Zip code 78109 marital status for males
Zip code 78109 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 2.3%

Most commonly used house heating fuel

  • 71%Electricity
  • 27%Utility gas
  • 1%No fuel used
  • 1%Bottled, tank, or LP gas

Population in 1990: 13,291. Population change in the 1990s: +10,540 (+79.3%).

Place of birth for U.S.-born residents:


45% of the 78109 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 51% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

84% of the 78109 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 62% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 21% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 248
Here:

5.0%
Texas:

6.4%
Students in private schools in grades 9 to 12 (high school): 62
Here:

3.1%
Texas:

6.4%
Students in private undergraduate colleges: 466
Here:

17.6%
Texas:

14.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 80,833Life, physical, and social science occupations
  • 70,660Health diagnosing and treating practitioners and other technical occupations
  • 68,529Architecture and engineering occupations
  • 54,457Computer and mathematical occupations
  • 53,286Law enforcement workers including supervisors
  • 48,190Business and financial operations occupations

Companies with biggest federal contracts located in this zip code (CONVERSE, TX):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 92 people in nursing facilities/skilled-nursing facilities
  • 64 people in group homes for juveniles (non-correctional)
  • 34 people in group homes intended for adults
  • 16 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 91 people in homes for abused, dependent, and neglected children
  • 76 people in nursing homes
  • 15 people in other noninstitutional group quarters
  • 4 people in homes or halfway houses for drug/alcohol abuse

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 8
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 5
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 full and 12 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED991$133,480216$96,186928$120,068146$24,022119$91,45340$40,303
APPLICATIONS APPROVED, NOT ACCEPTED46$125,68435$60,403124$117,18036$15,26116$84,33323$52,826
APPLICATIONS DENIED218$140,52666$73,047502$111,345170$23,52557$71,81828$49,789
APPLICATIONS WITHDRAWN149$146,64442$87,001314$118,99954$39,80536$91,79310$87,496
FILES CLOSED FOR INCOMPLETENESS20$132,27510$153,11070$106,4871$89,31011$85,0902$33,410
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 full and 12 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED35$139,29325$144,9823$153,983
APPLICATIONS APPROVED, NOT ACCEPTED6$100,6677$244,5341$147,500
APPLICATIONS DENIED2$122,6704$169,4680$0
APPLICATIONS WITHDRAWN4$117,3737$141,5110$0
FILES CLOSED FOR INCOMPLETENESS3$73,3700$01$134,000

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 78109 among deceased individuals
NameCountLived (average)
Mary3878.8 years
Robert3665.5 years
William3673.8 years
James2765.4 years
John2669.0 years
George1968.4 years
Dorothy1972.9 years
Maria1580.7 years
Willie1572.2 years
Helen1480.3 years
Most common last names in zip code 78109 among deceased individuals
Last nameCountLived (average)
Williams2072.1 years
Smith1869.7 years
Brown1670.0 years
Flores971.9 years
Martinez963.0 years
Cantu866.4 years
Garcia869.3 years
Johnson878.8 years
Hernandez874.9 years
Garza881.7 years
Businesses in zip code 78109
NameCountNameCount
AutoZone1Papa John's Pizza1
Best Western1Pizza Hut1
Church's Chicken2SONIC Drive-In2
Cricket Wireless2Sprint Nextel1
Curves1Subway1
FedEx2T-Mobile1
GameStop1UPS1
H&R Block1Walgreens2
Long John Silver's1Walmart1
McDonald's3Wendy's1

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