95245 Zip Code (Mountain Ranch, CA) Detailed Profile

Estimated zip code population in 2022: 2,789
Zip code population in 2010: 2,277
Zip code population in 2000: 2,714

Houses and condos: 1,354
Renter-occupied apartments: 136
March 2022 cost of living index in zip code 95245: 96.1 (near average, U.S. average is 100)

Land area: 68.4 sq. mi.
Water area: 0.1 sq. mi.

Population density: 41 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,801 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,792 (0.5%)

For population 25 years and over in 95245:

• High school or higher: 90.3%
• Bachelor's degree or higher: 18.9%
• Graduate or professional degree: 7.4%
• Unemployed: 2.8%
• Mean travel time to work (commute): 36.0 minutes

For population 15 years and over in 95245:

• Never married: 20.5%
• Now married: 56.8%
• Separated: 0.0%
• Widowed: 5.9%
• Divorced: 16.8%

• 
• • 2,21679.5%White
  • 31611.3%Hispanic or Latino
  • 1174.2%Black
  • 933.3%Asian
  • 461.6%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 95245, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $62,053 (Individual Income Tax Returns)

Here:	$62,053
State:	$95,910

Salary/wage: $54,206 (reported on 62.4% of returns)

Here:	$54,206
State:	$77,331

(% of AGI for various income ranges: 936.7% for AGIs below $25k, 3746.4% for AGIs $25k-50k, 4863.3% for AGIs $50k-75k, 7230.0% for AGIs $75k-100k, 15544.3% for AGIs $100k-200k)

Taxable interest for individuals: $762 (reported on 45.9% of returns)

This zip code:	$762
California:	$2,294

(% of AGI for various income ranges: 14.0% for AGIs below $25k, 102.7% for AGIs $25k-50k, 17.8% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 167.1% for AGIs $100k-200k)

Ordinary dividends: $4,739 (reported on 21.2% of returns)

Here:	$4,739
State:	$10,949

(% of AGI for various income ranges: 76.7% for AGIs below $25k, 130.0% for AGIs $25k-50k, 160.0% for AGIs $50k-75k, 428.0% for AGIs $75k-100k, 338.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,837 (reported on 22.4% of returns)

Here:	+$9,837
State:	+$49,306

(% of AGI for various income ranges: 31.3% for AGIs below $25k, 71.8% for AGIs $25k-50k, 277.8% for AGIs $50k-75k, 480.0% for AGIs $75k-100k, 1790.0% for AGIs $100k-200k)

Profit/loss from business: +$13,131 (reported on 15.3% of returns)

Here:	+$13,131
State:	+$15,671

(% of AGI for various income ranges: 169.3% for AGIs below $25k, 524.5% for AGIs $25k-50k, 744.4% for AGIs $50k-75k, 294.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,745 (reported on 12.9% of returns)

95245:	$14,745
California:	$23,505

(% of AGI for various income ranges: 118.7% for AGIs below $25k, 192.7% for AGIs $25k-50k, 480.0% for AGIs $50k-75k, 1142.9% for AGIs $100k-200k)

Total itemized deductions: $26,100 (reported on 10.6% of returns)

Here:	$26,100
State:	$39,517

(% of AGI for various income ranges: 1372.2% for AGIs $50k-75k, 1591.4% for AGIs $100k-200k)

Charity contributions: $4,860 (reported on 5.9% of returns)

Here:	$4,860
State:	$12,598

(% of AGI for various income ranges: 175.6% for AGIs $50k-75k, 121.4% for AGIs $100k-200k)

Taxes paid: $7,589 (reported on 10.6% of returns)

95245:	$7,589
State:	$8,807

(% of AGI for various income ranges: 357.8% for AGIs $50k-75k, 515.7% for AGIs $100k-200k)

Earned income credit: $1,878 (reported on 10.6% of returns)

Here:	$1,878
State:	$2,074

(% of AGI for various income ranges: 58.7% for AGIs below $25k, 73.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.9%

Here:	93%
State:	92%

(% for various income ranges: 92.3% for AGIs below $25k, 94.7% for AGIs $25k-50k, 92.9% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 92.9% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2012 tax year for zip code 95245, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $51,662 (Individual Income Tax Returns)

Here:	$51,662
State:	$72,726

Salary/wage: $45,679 (reported on 64.4% of returns)

Here:	$45,679
State:	$59,079

(% of AGI for various income ranges: 52.2% for AGIs below $25k, 58.6% for AGIs $25k-50k, 56.4% for AGIs $50k-75k, 49.3% for AGIs $75k-100k, 60.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,034 (reported on 43.8% of returns)

This zip code:	$1,034
California:	$2,146

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Ordinary dividends: $3,893 (reported on 20.5% of returns)

Here:	$3,893
State:	$9,308

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 2.7% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$4,200 (reported on 20.5% of returns)

Here:	+$4,200
State:	+$30,460

(% of AGI for various income ranges: 2.1% for AGIs $50k-75k, 3.4% for AGIs $100k-200k)

Profit/loss from business: +$10,827 (reported on 20.5% of returns)

Here:	+$10,827
State:	+$17,064

(% of AGI for various income ranges: 10.1% for AGIs below $25k, 9.6% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 2.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,942 (reported on 16.4% of returns)

95245:	$14,942
California:	$19,557

(% of AGI for various income ranges: 4.2% for AGIs below $25k, 3.6% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 5.2% for AGIs $100k-200k)

Total itemized deductions: $24,065 (28% of AGI, reported on 35.6% of returns)

Here:	$24,065
State:	$34,004

Here:	27.7% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 14.6% for AGIs below $25k, 19.3% for AGIs $25k-50k, 15.1% for AGIs $50k-75k, 16.3% for AGIs $75k-100k, 16.8% for AGIs $100k-200k)

Charity contributions: $1,974 (reported on 26.0% of returns)

Here:	$1,974
State:	$4,659

(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Taxes paid: $8,048 (reported on 34.2% of returns)

95245:	$8,048
State:	$14,448

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 3.2% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 7.8% for AGIs $100k-200k)

Earned income credit: $1,755 (reported on 15.1% of returns)

Here:	$1,755
State:	$2,286

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.4%

Here:	53%
State:	64%

(% for various income ranges: 44.4% for AGIs below $25k, 52.9% for AGIs $25k-50k, 53.8% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 95245, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,458 (Individual Income Tax Returns)

Here:	$47,458
State:	$58,600

Salary/wage: $39,364 (reported on 74.0% of returns)

Here:	$39,364
State:	$49,455

(% of AGI for various income ranges: 104.7% for AGIs below $10k, 56.9% for AGIs $10k-25k, 70.9% for AGIs $25k-50k, 65.5% for AGIs $50k-75k, 77.3% for AGIs $75k-100k, 43.5% for AGIs over 100k)

Taxable interest for individuals: $1,847 (reported on 54.5% of returns)

This zip code:	$1,847
California:	$2,365

(% of AGI for various income ranges: 10.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Taxable dividends: $2,140 (reported on 26.5% of returns)

Here:	$2,140
State:	$4,746

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$14,690 (reported on 25.3% of returns)

Here:	+$14,690
State:	+$23,418

(% of AGI for various income ranges: -4.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 21.9% for AGIs over 100k)

Profit/loss from business: +$16,075 (reported on 18.8% of returns)

Here:	+$16,075
State:	+$16,826

(% of AGI for various income ranges: -8.8% for AGIs below $10k, 7.6% for AGIs $10k-25k, 5.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 10.8% for AGIs over 100k)

IRA payment deduction: $2,926 (reported on 3.5% of returns)

95245:	$2,926
California:	$3,192

Self-employed pension: $9,071 (reported on 1.8% of returns)

Here:	$9,071
California:	$17,688

Total itemized deductions: $19,412 (27% of AGI, reported on 40.1% of returns)

Here:	$19,412
State:	$28,113

Here:	26.5% of AGI
State:	25.3% of AGI

(% of AGI for various income ranges: 16.2% for AGIs $10k-25k, 16.3% for AGIs $25k-50k, 19.4% for AGIs $50k-75k, 17.5% for AGIs $75k-100k, 14.6% for AGIs over 100k)

Charity contributions deductions: $2,034 (3% of AGI, reported on 34.1% of returns)

Here:	$2,034
State:	$3,923

Here:	2.8% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Total tax: $6,517 (reported on 81.3% of returns)

95245:	$6,517
State:	$10,761

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Earned income credit: $1,434 (reported on 9.7% of returns)

Here:	$1,434
State:	$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 61.2%

Here:	61%
State:	66%

(% for various income ranges: 53.8% for AGIs below $10k, 55.8% for AGIs $10k-25k, 65.1% for AGIs $25k-50k, 64.4% for AGIs $50k-75k, 66.2% for AGIs $75k-100k, 65.6% for AGIs over 100k)

Nearest zip codes: 95232, 95665, 95249, 95246, 95642, 95248.
Rail Road Flat Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 138
Household did not receive Food Stamps/SNAP in the past 12 months: 920

Women who had a birth in the past 12 months: 46 (46 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 335 (154 now married, 179 unmarried)

Housing units in zip code 95245 with a mortgage: 550 (7 second mortgage, 7 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,846
Median monthly owner costs for units without a mortgage: $763

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 95245 household income distribution in 2022

• 60$15,000 to $19,999
• 93$20,000 to $24,999
• 13$25,000 to $29,999
• 45$30,000 to $34,999
• 33$35,000 to $39,999
• 23$40,000 to $44,999
• 18$45,000 to $49,999
• 49$50,000 to $59,999
• 100$60,000 to $74,999
• 243$75,000 to $99,999
• 82$100,000 to $124,999
• 8$125,000 to $149,999
• 135$150,000 to $199,999
• 146$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 95245

• 13$25,000 to $29,999
• 14$40,000 to $49,999
• 16$150,000 to $174,999
• 48$200,000 to $249,999
• 36$250,000 to $299,999
• 241$300,000 to $399,999
• 44$400,000 to $499,999
• 314$500,000 to $749,999
• 53$750,000 to $999,999
• 27$1,000,000 to $1,499,999
• 28$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 95245

• 46$700 to $749
• 20$900 to $999
• 11$1,000 to $1,249
• 13$1,250 to $1,499
• 45$1,500 to $1,999

Median gross rent in 2022: $1,312.

Median price asked for vacant for-sale houses and condos in 2022: $1,356,061.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $418,821
• American Indian or Alaska Native householders: $393,629
• Two or more races householders: $128,824
• Hispanic or Latino householders: $465,197

Estimated median house or condo value in 2022: $435,425 Lower value quartile - upper value quartile: $355,101 - $701,534

Mean price in 2022:

Detached houses: $563,703

Here:	$563,703
State:	$988,808

Mobile homes: $111,653

Here:	$111,653
State:	$184,506

Housing units in structures:

• One, detached: 1,175
• One, attached: 48
• Mobile homes: 127

Unemployment: 2.8%

• Means of transportation to work in zip code 95245

• 76.3%764Drove a car alone
• 10.1%101Carpooled
• 2.6%26Walked
• 9.8%98Worked at home

• Travel time to work (commute) in zip code 95245

• 140Less than 5 minutes
• 1415 to 9 minutes
• 510 to 14 minutes
• 10415 to 19 minutes
• 1720 to 24 minutes
• 1825 to 29 minutes
• 10830 to 34 minutes
• 3135 to 39 minutes
• 6440 to 44 minutes
• 2945 to 59 minutes
• 7960 to 89 minutes
• 14390 or more minutes

Percentage of zip code residents living and working in this county: 44.7%

Household type by relationship:

Households: 2,789

• Male householders: 457 (81 living alone), Female householders: 603 (171 living alone)

• 588 spouses (578 opposite-sex spouses), 23 unmarried partners, (23 opposite-sex unmarried partners), 642 children (631 natural, 0 adopted, 11 stepchildren), 46 grandchildren, 38 brothers or sisters, 119 parents, 0 foster children, 110 other relatives, 159 non-relatives

• In group quarters: 4 (-1 institutionalized population)

Size of family households: 419 2-persons, 205 3-persons, 56 4-persons, 42 5-persons, 19 6-persons, 27 7-or-more-persons

Size of nonfamily households: 252 1-person, 11 2-persons, 28 3-persons

249 married couples with children.
78 single-parent households (61 men, 17 women).

90.7% of residents of 95245 zip code speak English at home.
4.8% of residents speak Spanish at home (85% very well, 3% well, 12% not well).
0.9% of residents speak other Indo-European language at home (100% very well).
3.6% of residents speak Asian or Pacific Island language at home (84% very well, 16% well).

Facilities with environmental interests located in this zip code:

• MOKELUMNE HILL ELEMENTARY (8350 HWY. 26 in MOKELUMNE HILL, CA)

  (National Center for Education Statistics) - STATE ID-6003404
  Organizations: CALAVERAS UNIFIED (SCHOOL DISTRICT)
  

• HESS & HESS CONST INC (8523 CAMPO SECO in MOKELUMNE HILL, CA)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: LEROY HESS (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 4.7%
Housing units lacking complete kitchen facilities: 2.2%

Population in 1990: 3,507.

Place of birth for U.S.-born residents:

• This state: 1,885
• Northeast: 52
• Midwest: 118
• South: 267
• West: 227

62% of the 95245 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 34% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

95% of the 95245 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 66% moved from different county within same state.
   Out of people who lived in different houses, 29% moved from different state.
   Out of people who lived in different houses, 17% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 13 Students in private undergraduate colleges: 25

Companies with federal contracts located in this zip code:

• DAVID GREEN (9555 JESUS MARIA RD in MOKELUMNE HILL, CA) : $20,200 in 4 contracts from 2004 to 2005

  $14,000 with Defense Logistics Agency for Motors, Electrical. Signed on 2005-01-29. Completion date: 2005-03-02.
  $3,300 with Defense Logistics Agency for Cable, Cord, and Wire Assemblies: Communications Equipment. Signed on 2005-02-17. Completion date: 2005-03-20.
  $2,000 with Navy for Miscellaneous Items. Signed on 2004-09-09. Completion date: 2004-10-15.
  $900 with Navy for Microcircuits, Electronic. Signed on 2005-06-14. Completion date: 2005-06-17.
  

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (20-49 employees: 1 establishment, 1-4 employees: 3 establishments)
• Construction: Drywall and Insulation Contractors (10-19: 1, 1-4: 1)
• Construction: Commercial and Institutional Building Construction (5-9: 1)
• Professional, Scientific, and Technical Services: All Other Professional, Scientific, and Technical Services (5-9: 1)
• Construction: Highway, Street, and Bridge Construction (5-9: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
• Professional, Scientific, and Technical Services: Engineering Services (1-4: 1)
• Wholesale Trade: Other Miscellaneous Durable Goods Merchant Wholesalers (1-4: 1)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 15. The highest number of fires - 30 took place in 2008, and the least - 0 in 2003. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (51.3%), and Structure Fires (31.8%).


• Fire incident types reported to NFIRS in Zip Code 95245
• 13451.3%Outside Fires
• 8331.8%Structure Fires
• 3312.6%Mobile Property/Vehicle Fires
• 114.2%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 95245, California

Most common first names in zip code 95245 among deceased individuals
Name	Count	Lived (average)
John	18	76.8 years
James	15	70.7 years
George	11	79.9 years
William	10	73.8 years
Joseph	9	71.9 years
Robert	9	73.8 years
Donald	8	78.9 years
Charles	7	71.0 years
Jack	7	66.1 years
Mary	7	80.0 years

Most common last names in zip code 95245 among deceased individuals
Last name	Count	Lived (average)
Lombardi	7	78.6 years
Smith	6	81.3 years
Dellorto	5	69.8 years
Fischer	5	86.8 years
Parker	5	70.4 years
Thomas	5	81.0 years
Carlson	4	75.0 years
Cuneo	4	67.7 years
Peek	4	79.3 years
Seeman	4	81.3 years

Businesses in zip code 95245

• UPS: 1