95632 Zip Code Detailed Profile




Cities: Galt, CA (5.34%), Herald, CA (2.81%), Collierville, CA (1.14%), Dogtown, CA (0.94%)
Counties: Sacramento County, CA (67.45%), San Joaquin County, CA (32.55%)
Estimated zip code population in 2013: 29,892
Zip code population in 2010: 29,269
Zip code population in 2000: 24,183

Houses and condos: 9,796
Renter-occupied apartments: 2,772
% of renters here:

29%
State:

46%
Mar. 2013 cost of living index in zip code 95632: 97.2 (near average, U.S. average is 100)

Land area: 110.8 sq. mi.
Water area: 0.5 sq. mi.
Population density: 270 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 95632
Zip code 95632 (Galt, California) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.2% ($2,443)
California:

0.8% ($3,015)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,548 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,724 (1.0%)

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Males: 14,293  (47.8%)
Females: 15,599  (52.2%)

For population 25 years and over in 95632:

For population 15 years and over in 95632:

Zip code 95632 compared to state average:

  • Median house value below state average.
  • Black race population percentage below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 95632

  • Zip code 95632 races chart
    • 15,036White population
    • 467Black population
    • 172American Indian population
    • 957Asian population
    • 92Native Hawaiian and Other Pacific Islander population
    • 25Some other race population
    • 779Two or more races population
    • 11,741Hispanic or Latino population

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Urban population: 24,848
Rural population: 5,043

Estimated median house/condo value in 2013: $212,000
95632:

$212,000
California:

$373,100



According to our research of California and other state lists there were 39 registered sex offenders living in 95632 zip code as of August 02, 2015.
The ratio of number of residents in zip code 95632 to the number of sex offenders is 715 to 1.


Median resident age:
This zip code:

34.5 years
California median age:

35.7 years
Average household size:
This zip code:

3.1 people
California:

3.0 people

Averages for the 2012 tax year for zip code 95632, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,849 (Individual Income Tax Returns)
Here:

$50,849
State:

$72,726

Salary/wage: $46,529 (reported on 85.2% of returns)
Here:

$46,529
State:

$59,079
(% of AGI for various income ranges: 73.0% for AGIs below $25k, 78.6% for AGIs $25k-50k, 80.6% for AGIs $50k-75k, 79.3% for AGIs $75k-100k, 80.8% for AGIs $100k-200k, 58.0% for AGIs over 200k)

Taxable interest for individuals: $712 (reported on 37.3% of returns)
This zip code:

$712
California:

$2,146
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $2,168 (reported on 11.9% of returns)
Here:

$2,168
State:

$9,308
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,720 (reported on 9.2% of returns)
Here:

+$3,720
State:

+$30,460
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 6.4% for AGIs over 200k)

Profit/loss from business: +$13,039 (reported on 13.2% of returns)
Here:

+$13,039
State:

+$17,064
(% of AGI for various income ranges: 7.7% for AGIs below $25k, 4.0% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 5.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,366 (reported on 6.6% of returns)
95632:

$14,366
California:

$19,557
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Self-employment retirement plans: $14,800 (reported on 0.3% of returns)
95632:

$14,800
California:

$24,530

Total itemized deductions: $22,225 (26% of AGI, reported on 36.6% of returns)
Here:

$22,225
State:

$34,004

Here:

25.9% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 8.2% for AGIs below $25k, 12.4% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 17.5% for AGIs $75k-100k, 19.3% for AGIs $100k-200k, 16.2% for AGIs over 200k)

Charity contributions: $2,516 (reported on 30.3% of returns)
Here:

$2,516
State:

$4,659
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $6,953 (reported on 36.6% of returns)
95632:

$6,953
State:

$14,448
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.8% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 8.0% for AGIs over 200k)

Earned income credit: $2,372 (reported on 19.7% of returns)
Here:

$2,372
State:

$2,286
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 1.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 95632, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,426 (Individual Income Tax Returns)
Here:

$45,426
State:

$58,600

Salary/wage: $42,652 (reported on 86.9% of returns)
Here:

$42,652
State:

$49,455
(% of AGI for various income ranges: 213.0% for AGIs below $10k, 76.9% for AGIs $10k-25k, 83.6% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Taxable interest for individuals: $1,014 (reported on 48.7% of returns)
This zip code:

$1,014
California:

$2,365
(% of AGI for various income ranges: 11.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $1,451 (reported on 15.1% of returns)
Here:

$1,451
State:

$4,746
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$10,303 (reported on 12.2% of returns)
Here:

+$10,303
State:

+$23,418
(% of AGI for various income ranges: 9.1% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 8.6% for AGIs over 100k)

Profit/loss from business: +$12,339 (reported on 14.0% of returns)
Here:

+$12,339
State:

+$16,826
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 5.1% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 4.4% for AGIs over 100k)

IRA payment deduction: $2,985 (reported on 1.8% of returns)
95632:

$2,985
California:

$3,192
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,642 (reported on 0.5% of returns)
Here:

$10,642
California:

$17,688

Total itemized deductions: $23,833 (33% of AGI, reported on 45.8% of returns)
Here:

$23,833
State:

$28,113

Here:

33.2% of AGI
State:

25.3% of AGI
(% of AGI for various income ranges: 36.4% for AGIs below $10k, 13.2% for AGIs $10k-25k, 20.6% for AGIs $25k-50k, 36.1% for AGIs $50k-75k, 23.3% for AGIs $75k-100k, 20.1% for AGIs over 100k)

Charity contributions deductions: $2,264 (3% of AGI, reported on 39.8% of returns)
Here:

$2,264
State:

$3,923

Here:

3.0% of AGI
State:

3.3% of AGI
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $5,416 (reported on 72.6% of returns)
95632:

$5,416
State:

$10,761
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 3.5% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 8.7% for AGIs $75k-100k, 14.2% for AGIs over 100k)

Earned income credit: $1,718 (reported on 15.5% of returns)
Here:

$1,718
State:

$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 63.2%
Here:

63%
State:

66%
(% for various income ranges: 50.8% for AGIs below $10k, 60.6% for AGIs $10k-25k, 66.8% for AGIs $25k-50k, 67.3% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 69.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$59,731
California:

$60,190
Galt, CA (95632) map Nearest zip codes: 95220, 95258, 95693, 95638, 95237, 95624.
Percentage of family households:
This zip code:

60.9%
California:

51.8%
Percentage of households with unmarried partners:
This zip code:

8.1%
California:

7.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,213
Household did not receive Food Stamps/SNAP in the past 12 months: 8,187


Women who had a birth in the past 12 months: 437 (374 now married, 63 unmarried)
Women who did not have a birth in the past 12 months: 6,851 (3,220 now married, 3,631 unmarried)


Housing units in zip code 95632 with a mortgage: 5,271 (388 second mortgage, 753 home equity loan, 83 both second mortgage and home equity loan)
Houses without a mortgage: 1,357

Median monthly owner costs for units with a mortgage: $1,911
Median monthly owner costs for units without a mortgage: S427

Residents with income below the poverty level in 2013:
This zip code:

18.1%
Whole state:

16.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.7%
Whole state:

9.5%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.0
Median number of rooms in apartments:
Here:

4.8
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 95632: Dry Creek Ranch Golf Course (A), Seifert Dairy Farm (B), Van Warmerdam Dairy (C), Bottimore Ranch (D), Galt Neighborhood Library (E), Cosumnes Community Services District Fire Department Station 46 (F), Sacramento Metro Fire Station Number 45 (G), Rae House Museum (H), Galt Police Station (I), Cosumnes Community Services District Fire Department Station 45 (J), Galt City Hall (K). Display/hide their locations on the map

    Shopping Centers: Stop and Shop Shopping Center (1), Galt Plaza Shopping Center (2). Display/hide their locations on the map

    Church in zip code 95632: Saint Lukes Episcopal Church (A). Display/hide its location on the map

    Cemeteries: Hicksville Cemetery (1), Liberty Cemetery (2), Elliott Cemetery (3), Galt-Arno Cemetery (4). Display/hide their locations on the map

    Streams, rivers, and creeks: Coyote Creek (A), Dry Creek (B), Goose Creek (C), Willow Creek (D), Laguna (E), Cosumnes River (F), Skunk Creek (G), Badger Creek (H). Display/hide their locations on the map

    Parks in zip code 95632 include: Canyon Creek Park (1), Chabolla Park (2), Emerald Vista Park (3), Harvey Park (4), Lake Canyon Park (5), Meadow View Park (6), Oak Park (7), Smud Park (8). Display/hide their locations on the map

Year house built

  • 352010 or later
  • 2,0192000 to 2009
  • 3,2841990 to 1999
  • 1,5421980 to 1989
  • 1,3331970 to 1979
  • 5101960 to 1969
  • 4511950 to 1959
  • 3021940 to 1949
  • 3201939 or earlier

Zip code 95632 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Galt, CA (95632)

  • 6no bedroom
  • 621 bedroom
  • 6642 bedrooms
  • 3,6703 bedrooms
  • 1,8344 bedrooms
  • 3925+ bedrooms

Bedrooms in renter-occupied apartments in Galt, CA (95632)

  • 43no bedroom
  • 3111 bedroom
  • 9832 bedrooms
  • 1,1493 bedrooms
  • 2514 bedrooms
  • 355+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Galt, CA (95632) in owner-occupied houses/condos

  • 117no vehicle
  • 1,4841 vehicle
  • 2,7262 vehicles
  • 1,3823 vehicles
  • 5784 vehicles
  • 3415+ vehicles

Cars and other vehicles available in Galt, CA (95632) in renter-occupied apartments

  • 209no vehicle
  • 1,0521 vehicle
  • 9512 vehicles
  • 3853 vehicles
  • 694 vehicles
  • 1065+ vehicles

Median gross rent in 2013: $1,091.


Median price asked for vacant for-sale houses and condos in 2013: $276,395.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $212,000
95632:

$212,000
California:

$373,100
Lower value quartile - upper value quartile: $154,400 - $289,400

Mean price in 2013:

Detached houses: $290,386
Here:

$290,386
State:

$516,149

Townhouses or other attached units: $187,943
Here:

$187,943
State:

$433,209

In 2-unit structures: $292,471
Here:

$292,471
State:

$591,113

In 3-to-4-unit structures: $117,686
Here:

$117,686
State:

$414,303

In 5-or-more-unit structures: $219,714
Here:

$219,714
State:

$419,085

Mobile homes: $48,080
Here:

$48,080
State:

$79,966

Occupied boats, RVs, vans, etc.: $40,969
Here:

$40,969
State:

$74,300

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 15.4%

Percentage of zip code residents living and working in this county: 61.6%

Household type by relationship:

Households: 29,536

Size of family households: 2,639 2-persons, 1,315 3-persons, 1,612 4-persons, 1,114 5-persons, 345 6-persons, 389 7-or-more-persons

Size of nonfamily households: 1,531 1-person, 377 2-persons, 37 3-persons, 41 4-persons

5,334 married couples with children.
1,894 single-parent households (324 men, 1,570 women).

69.0% of residents of 95632 zip code speak English at home.
27.5% of residents speak Spanish at home (54% very well, 18% well, 19% not well, 9% not at all).
2.6% of residents speak other Indo-European language at home (83% very well, 11% well, 4% not well, 1% not at all).
0.8% of residents speak Asian or Pacific Island language at home (50% very well, 34% well, 11% not well, 5% not at all).
0.1% of residents speak other language at home (39% very well, 29% well, 32% not well).

Foreign born population: 5,062 (16.9%)
(41.9% of them are naturalized citizens)
This zip code:

16.9%
Whole state:

26.9%

Most common places of birth for the foreign-born residents

  • 78%Mexico
  • 3%Portugal
  • 3%Fiji
  • 2%Africa, n.e.c.
  • 1%India
  • 1%Germany
  • 1%Azores Islands

Most common first ancestries reported in 95632 (%)

  • 49%Other groups
  • 9%German
  • 6%English
  • 5%Irish
  • 4%Italian
  • 3%Portuguese
  • 2%American

Year of entry for the foreign-born population

  • 1352010 or later
  • 9622000 to 2009
  • 1,6161990 to 1999
  • 2,551Before 1990

Zip code 95632 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 95632:

All 2 fire-safe hotels and motels in zip code 95632

Zip code 95632 marital status for males
Zip code 95632 marital status for females

Housing units lacking complete plumbing facilities: 0.6%
Housing units lacking complete kitchen facilities: 1.0%

Most commonly used house heating fuel

  • 60%Utility gas
  • 29%Electricity
  • 7%Bottled, tank, or LP gas
  • 2%Wood
  • 2%Other fuel
  • 1%No fuel used

Population in 1990: 14,173. Population change in the 1990s: +10,010 (+70.6%).

Place of birth for U.S.-born residents:


54% of the 95632 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

85% of the 95632 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 66% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 371
Here:

8.6%
California:

8.6%
Students in private schools in grades 9 to 12 (high school): 190
Here:

9.3%
California:

7.7%
Students in private undergraduate colleges: 371
Here:

19.5%
California:

16.0%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 90,944Health diagnosing and treating practitioners and other technical occupations
  • 85,472Law enforcement workers including supervisors
  • 75,270Management occupations
  • 74,107Architecture and engineering occupations
  • 71,058Legal occupations
  • 65,179Computer and mathematical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 125 people in group homes intended for adults
  • 117 people in nursing facilities/skilled-nursing facilities
  • 70 people in workers' group living quarters and job corps centers
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 112 people in nursing homes
  • 45 people in homes for the mentally ill
  • 17 people in other nonhousehold living situations
  • 17 people in other noninstitutional group quarters
  • 16 people in hospitals/wards and hospices for chronically ill
  • 16 people in hospices or homes for chronically ill
  • 16 people in homes or halfway houses for drug/alcohol abuse
  • 8 people in homes for the physically handicapped
  • 6 people in agriculture workers' dormitories on farms

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 3
  • Fatalities: 6
  • Persons involved in fatal accidents: 10
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 14 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED462$210,154314$188,505735$225,27731$136,900118$149,2045$266,726
APPLICATIONS APPROVED, NOT ACCEPTED48$225,05944$192,79676$229,2904$38,47811$189,4494$103,500
APPLICATIONS DENIED71$238,98086$191,546349$248,23931$102,45037$163,00914$142,230
APPLICATIONS WITHDRAWN58$220,05855$176,472221$251,97914$148,46729$185,1663$172,287
FILES CLOSED FOR INCOMPLETENESS21$202,84412$144,46865$223,9001$82,1507$96,2310$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 14 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED41$219,46912$246,674
APPLICATIONS APPROVED, NOT ACCEPTED16$206,5956$283,523
APPLICATIONS DENIED8$259,6031$478,970
APPLICATIONS WITHDRAWN4$184,2452$268,550
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 95632 among deceased individuals
NameCountLived (average)
John9076.9 years
William7975.5 years
Mary7080.3 years
Robert6370.4 years
Charles5571.8 years
George5376.7 years
James4975.3 years
Joseph3876.3 years
Frank3373.4 years
Richard3371.1 years
Most common last names in zip code 95632 among deceased individuals
Last nameCountLived (average)
Johnson3174.9 years
Smith2771.6 years
Brown2581.2 years
Miller2474.1 years
Williams1978.7 years
Jones1682.6 years
Anderson1373.2 years
Martin1266.9 years
Thompson1171.8 years
Garcia1174.4 years
Businesses in zip code 95632
NameCountNameCount
AT&T1H&R Block1
Ace Hardware1Jack In The Box1
AutoZone1KFC1
Baskin-Robbins1Kroger1
Best Western1Little Caesars Pizza1
Blockbuster1Long John Silver's1
Burger King1McDonald's1
CVS1Rite Aid1
Carl\s Jr.1Subway2
Comfort Inn1Taco Bell1
FedEx3U-Haul1
GNC1UPS2

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