Estimated median household income in 2007: $58,466
| This zip code: | $58,466 | | California: | $59,948 |
Nearest zip codes: 95220, 95258, 95693, 95242, 95638, 95686.
Housing units in zip code 95632 with a mortgage: 4,227 (709 second mortgage, 236 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 776
Median monthly owner costs for units with a mortgage: $1,835
Median monthly owner costs for units without a mortgage: $375
Residents with income below the poverty level in 2007:
| This zip code: | 9.2% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.2% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 3.5 |
Year house built: |
|
- 1999 to March 2000: 414
- 1995 to 1998: 1,080
- 1990 to 1994: 2,021
- 1980 to 1989: 1,402
- 1970 to 1979: 1,199
- 1960 to 1969: 775
- 1950 to 1959: 431
- 1940 to 1949: 143
- 1939 or earlier: 288
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Bedrooms in owner-occupied houses in Galt, CA (95632): |
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- no bedroom: 42
- 1 bedrooms: 296
- 2 bedrooms: 786
- 3 bedrooms: 3,451
- 4 bedrooms: 1,183
- 5 or more bedrooms: 171
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 95
- 1 bedrooms: 325
- 2 bedrooms: 552
- 3 bedrooms: 476
- 4 bedrooms: 65
- 5 or more bedrooms: 21
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Vehicles available in 95632 zip code in owner-occupied houses/condos: |
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- no vehicle: 176
- 1 vehicle: 1,010
- 2 vehicles: 3,161
- 3 vehicles: 1,198
- 4 vehicles: 246
- 5 or more vehicles: 138
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 215
- 1 vehicle: 629
- 2 vehicles: 450
- 3 vehicles: 202
- 4 vehicles: 30
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 95632:
- Less than $10,000: 23
- $10,000 to $14,999: 11
- $15,000 to $19,999: 11
- $20,000 to $24,999: 11
- $25,000 to $29,999: 22
- $30,000 to $34,999: 27
- $35,000 to $39,999: 27
- $40,000 to $49,999: 60
- $50,000 to $59,999: 32
- $60,000 to $69,999: 14
- $70,000 to $79,999: 8
- $80,000 to $89,999: 21
- $90,000 to $99,999: 29
- $100,000 to $124,999: 30
- $125,000 to $149,999: 54
- $150,000 to $174,999: 64
- $175,000 to $199,999: 63
- $200,000 to $249,999: 344
- $250,000 to $299,999: 831
- $300,000 to $399,999: 2,827
- $400,000 to $499,999: 1,269
- $500,000 to $749,999: 942
- $750,000 to $999,999: 253
- $1,000,000 or more: 222
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Rent paid by renters in 2007 in zip code 95632:
- Less than $100: 21
- $150 to $199: 19
- $200 to $249: 49
- $250 to $299: 29
- $300 to $349: 15
- $350 to $399: 19
- $400 to $449: 45
- $450 to $499: 46
- $500 to $549: 54
- $550 to $599: 43
- $600 to $649: 37
- $650 to $699: 43
- $700 to $749: 18
- $750 to $799: 53
- $800 to $899: 158
- $900 to $999: 124
- $1,000 to $1,249: 102
- No cash rent: 173
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Median price asked for vacant for-sale houses and condos in 2007: $489,480.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $384,037
- Black or African American householders: $412,673
- American Indian or Alaska Native householders: $379,220
- Asian householders: $353,528
- Native Hawaiian and other Pacific Islander householders: $381,896
- Some other race householders: $327,569
- Two or more races householders: $340,415
- Hispanic or Latino householders: $341,217
Estimated median house or condo value in 2007: $374,013 (it was $139,000 in 2000)
| 95632: | $374,013 | | California: | $532,300 |
Lower value quartile - upper value quartile: $291,500 - $332,141
Mean price in 2007:
Detached houses: $353,019| Here: | $353,019 | | State: | $619,135 |
Townhouses or other attached units: $254,094| Here: | $254,094 | | State: | $541,123 |
In 2-unit structures: $244,007| Here: | $244,007 | | State: | $702,713 |
In 3-to-4-unit structures: $328,653| Here: | $328,653 | | State: | $512,546 |
Mobile homes: $82,066| Here: | $82,066 | | State: | $59,450 |
Occupied boats, RVs, vans, etc.: $101,923| Here: | $101,923 | | State: | $63,652 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,336
- One, attached: 203
- Two: 197
- 3 or 4: 143
- 5 to 9: 88
- 10 to 19: 44
- 20 to 49: 148
- 50 or more: 65
- Mobile homes: 503
- Boats, RVs, vans, etc.: 26

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Means of transportation to work
- Drove a car alone: 7,403 (76%)
- Carpooled: 1,551 (16%)
- Bus or trolley bus: 37 (0%)
- Motorcycle: 11 (0%)
- Bicycle: 70 (1%)
- Walked: 178 (2%)
- Other means: 103 (1%)
- Worked at home: 423 (4%)
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Travel time to work
- Less than 5 minutes: 378
- 5 to 9 minutes: 1015
- 10 to 14 minutes: 650
- 15 to 19 minutes: 987
- 20 to 24 minutes: 1280
- 25 to 29 minutes: 546
- 30 to 34 minutes: 1726
- 35 to 39 minutes: 463
- 40 to 44 minutes: 395
- 45 to 59 minutes: 981
- 60 to 89 minutes: 490
- 90 or more minutes: 442
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Percentage of zip code residents living and working in this county: 58.5%
Household type by relationship
Households: 23,819
- In family households: 22,224 (5,054 male householders, 1,156 female householders)
5,085 spouses, 8,821 children (7,983 natural, 286 adopted, 552 stepchildren), 576 grandchildren, 267 brothers or sisters, 126 parents, 580 other relatives, 559 non-relatives
- In nonfamily households: 1,595 (527 male householders (372 living alone)), 721 female householders (632 living alone)), 347 nonrelatives
- In group quarters: 223 (122 institutionalized population)
Size of family households: 1,921 2-persons, 1,370 3-persons, 1,420 4-persons, 779 5-persons, 405 6-persons, 315 7-or-more-persons.
Size of nonfamily households: 1,004 1-person, 177 2-persons, 29 3-persons, 25 4-persons, 13 5-persons.
5,911 married couples with children.
1,316 single-parent households (385 men, 931 women).
72.4% of residents of 95632 zip code speak English at home.
23.5% of residents speak Spanish at home (51% very well, 24% well, 17% not well, 8% not at all).
2.2% of residents speak other Indo-European language at home (84% very well, 6% well, 10% not well).
1.8% of residents speak Asian or Pacific Island language at home (57% very well, 26% well, 17% not well).
Foreign born population: 3,835 (15.9%)
(38.0% of them are naturalized citizens)
| This zip code: | 15.9% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- Mexico (74%)
- Philippines (4%)
- Vietnam (2%)
- Canada (2%)
- Germany (2%)
- United Kingdom (2%)
- El Salvador (1%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 617
- 1990 to 1994: 641
- 1985 to 1989: 584
- 1980 to 1984: 529
- 1975 to 1979: 328
- 1970 to 1974: 316
- 1970 to 1974: 248
- 1965 to 1969: 572
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White population: 17,673
Black population: 292
American Indian population: 262
Asian population: 613
Native Hawaiian and Other Pacific Islander population: 39
Some other race population: 4,004
Two or more races population: 1,300

First ancestries reported:
|  Other groups: 8880 |
|  German: 2908 |
|  Irish: 1263 |
|  English: 1118 |
|  United States or American: 1090 |
|  Italian: 705 |
|  French (except Basque): 563 |
|  Portuguese: 528 |
|  Norwegian: 364 |
|  Swedish: 348 |
|  Scottish: 233 |
|  Dutch: 216 |
|  Polish: 192 |
|  Scotch-Irish: 160 |
|  European: 148 |
|  Russian: 128 |
|  Swiss: 103 |
|  French Canadian: 91 |
|  Subsaharan African:: 64 |
|  African: 64 |
|  Danish: 61 |
|  Slovak: 58 |
|  Canadian: 52 |
|  Greek: 42 |
|  British: 41 |
|  Welsh: 37 |
|  Hungarian: 27 |
|  Lithuanian: 15 |
|  Armenian: 12 |
|  Syrian: 11 |
|  Arab:: 11 |
|  Basque: 11 |
|  Austrian: 11 |
|  Czech: 8 |
|  Ukrainian: 8 |
|  Maltese: 7 |
|  Scandinavian: 6 |
|  Finnish: 6 |

Major facitilies with environmental interests located in this zip code:
- GALT CLEANERS (825 C ST in GALT, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Alternative names: D & L CLEANERS
- LONGS DRUG STORE NO 491 (1063 C ST in GALT, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: LONGS DRUG STORES CAL (CONTACT/OWNER)
, THRIFTY - PAYLESS (CONTACT/OWNER)
Alternative names: LONGS DRUG STORE #491
- ESTRELLITA CONTINUATION HIGH (117 CAMELLIA WAY in GALT, CA)
(National Center for Education Statistics) - STATE ID-3432903
Organizations: GALT JOINT UNION HIGH (SCHOOL DISTRICT)
- FAIRSITE ELEMENTARY (902 CAROLINE ST. in GALT, CA)
(National Center for Education Statistics) - STATE ID-6033294
Organizations: GALT JOINT UNION ELEMENTARY (SCHOOL DISTRICT)
- GALT HIGH (145 N. LINCOLN WAY in GALT, CA)
(National Center for Education Statistics) - STATE ID-3433471
Organizations: GALT JOINT UNION HIGH (SCHOOL DISTRICT)
- GREER (VERNON E.) MIDDLE (248 W. A ST. in GALT, CA)
(National Center for Education Statistics) - STATE ID-6033302
Organizations: GALT JOINT UNION ELEMENTARY (SCHOOL DISTRICT)
- MARENGO RANCH ELEMENTARY (1000 ELK HILLS DR. in GALT, CA)
(National Center for Education Statistics) - STATE ID-6114185
Organizations: GALT JOINT UNION ELEMENTARY (SCHOOL DISTRICT)
- GALT SD (495 INDUSTRIAL DRIVE in GALT, CA)
(Integrated Compliance Information System) - ICIS-09-2004-0156, FORMAL ENFORCEMENT ACTION
Alternative names: CITY OF GALT
- ACE OIL CO (323 A ST in GALT, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: JOHN R CROOKS (CONTACT/OWNER)
- GALT COMMERCIAL TIRE (950 GLENDALE AVE in GALT, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: TIRE RETREADING.
Organizations: ALFRED E BROWN (CONTACT/OWNER)
- GALT JOINT UNION ELEMENTARY SD (21 "C" ST in GALT, CA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
- GALT SD (11059 TWIN CITIES ROAD in GALT, CA)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: GALT, CITY OF (CONTACT/OWNER)
Alternative names: GALT, CITY OF
- AQUA BLUE (460 INDUSTRIAL DR in GALT, CA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Fire-safe hotels and motels in zip code 95632
- Galt Inn, 620 N Lincolnway, Galt, CA 95632, Phone: (209) 745-9500, Fax: (209) 745-9300
- Comfort Inn & Suites, 10380 Twin Cities Rd, Galt, CA 95632, Phone: (209) 744-7800, Fax: (209) 744-7810
All 2 fire-safe hotels and motels in zip code 95632
Median worth of mobile homes: $72,989
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
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- Utility gas (61%)
- Electricity (31%)
- Bottled, tank, or LP gas (6%)
- Wood (3%)
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Place of birth for U.S.-born residents:
- This state: 15417
- Northeast: 374
- Midwest: 1552
- South: 1333
- West: 1310
54% of the 95632 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 49% lived in this county.
Out of people who lived in different counties, 89% lived in California.
Population in 1990: 14,173. Population change in the 1990s: +10,010 (+70.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 240
| Here: | 6.1% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 57
| Here: | 3.2% | | California: | 7.8% |
Students in private undergraduate colleges: 106
| Here: | 12.5% | | California: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- AQUA TECH ENTERPRISES, INC (520 N LINCOLN WAY BLDG 2 in GALT, CA; small business): $119,670 in 6 contracts from 2002 to 2005
Contracts for Water Distillation Equipment, Marine and Industrial, Chemicals by Navy Signed by year: 2000: $0; 2001: $0; 2002: $25,000; 2003: $37,700; 2004: $26,928; 2005: $30,042; 2006: $0.
Biggest contracts:
$27,588 with Navy for Water Distillation Equipment, Marine and Industrial. Signed on 2005-11-15. Completion date: 2004-09-30.
$26,928, same as above. Signed on 2004-11-01. Completion date: 2004-09-30.
$26,268, same as above. Signed on 2003-09-29. Completion date: 2004-09-30.
$25,000 with Navy for Chemicals. Signed on 2002-10-01. Completion date: 2003-09-30.
- WE CARE COMPANY (256 1/2 N LINCOLN WAY in GALT, CA; small business): $97,915 in 2 contracts in 2004
$49,756 with Navy for Trailers. Signed on 2004-09-20. Completion date: 2005-01-31.
$48,159 with Air Force for Trailers. Signed on 2004-09-30. Completion date: 2004-10-29.
- EVELYN R HATFIELD & ASSOCIATE (864 LAKE CANYON AVE in GALT, CA): $10,000 in 2 contracts in 2005
$5,000 with U.S. Army Corps of Engineers - civil program financing only for Other Education and Training Services. Signed on 2005-01-05. Completion date: 2004-10-21.
$5,000 with Army for Other Education and Training Services. Signed on 2005-01-05. Completion date: 2004-10-21.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Other Construction Material Merchant Wholesalers (250-499 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 4, 10-19: 3, 5-9: 1, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 10-19: 3, 5-9: 3, 1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 10)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1, 20-49: 1)
- Construction: Poured Concrete Foundation and Structure Contractors (20-49: 2, 5-9: 2, 1-4: 1)
- Information: Newspaper Publishers (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 112 people in nursing homes
- 45 people in homes for the mentally ill
- 17 people in other nonhousehold living situations
- 17 people in other noninstitutional group quarters
- 16 people in hospitals/wards and hospices for chronically ill
- 16 people in hospices or homes for chronically ill
- 16 people in homes or halfway houses for drug/alcohol abuse
- 8 people in homes for the physically handicapped
- 6 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $318,492 | 744 | $260,997 | 1,226 | $262,097 | 203 | $116,690 | 4 | $1,390,500 | 125 | $259,727 | 36 | $147,753 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $295,756 | 252 | $258,985 | 343 | $293,521 | 53 | $125,654 | 1 | $200,000 | 44 | $243,001 | 11 | $120,872 |
| APPLICATIONS DENIED | 0 | $0 | 362 | $287,638 | 1,119 | $302,797 | 205 | $143,853 | 0 | $0 | 86 | $287,286 | 34 | $170,489 |
| APPLICATIONS WITHDRAWN | 4 | $289,338 | 136 | $252,663 | 444 | $292,506 | 41 | $224,838 | 3 | $446,807 | 35 | $286,493 | 5 | $193,402 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 53 | $276,175 | 172 | $318,023 | 16 | $150,739 | 0 | $0 | 7 | $225,656 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $260,417 | 1,435 | $268,241 | 2,259 | $280,163 | 432 | $137,673 | 1 | $1,608,160 | 276 | $276,104 | 27 | $222,236 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 312 | $272,530 | 534 | $291,442 | 98 | $160,711 | 0 | $0 | 66 | $285,918 | 5 | $123,638 |
| APPLICATIONS DENIED | 1 | $195,430 | 574 | $267,532 | 1,330 | $307,578 | 325 | $148,955 | 2 | $1,375,000 | 115 | $288,726 | 22 | $199,428 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 410 | $266,347 | 866 | $302,061 | 76 | $190,193 | 2 | $510,210 | 69 | $240,330 | 4 | $348,143 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 66 | $285,478 | 214 | $291,862 | 13 | $336,307 | 0 | $0 | 8 | $315,900 | 1 | $176,020 |
Aggregated Statistics For Year 2005 (Based on 3 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $267,712 | 2,042 | $275,059 | 3,080 | $270,098 | 445 | $147,241 | 4 | $1,005,520 | 297 | $265,628 | 28 | $138,082 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 354 | $288,350 | 479 | $275,079 | 80 | $122,766 | 1 | $587,000 | 45 | $295,713 | 16 | $112,991 |
| APPLICATIONS DENIED | 0 | $0 | 562 | $287,791 | 1,252 | $277,799 | 288 | $122,696 | 0 | $0 | 121 | $293,495 | 36 | $153,836 |
| APPLICATIONS WITHDRAWN | 2 | $201,590 | 447 | $313,837 | 1,058 | $276,781 | 105 | $213,255 | 0 | $0 | 79 | $273,398 | 12 | $268,595 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 71 | $294,444 | 296 | $280,961 | 14 | $195,656 | 0 | $0 | 9 | $317,931 | 1 | $484,860 |
Aggregated Statistics For Year 2004 (Based on 3 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $267,156 | 2,061 | $230,399 | 2,662 | $219,337 | 322 | $110,228 | 1 | $860,000 | 272 | $208,233 | 23 | $166,597 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $223,870 | 328 | $233,105 | 469 | $217,579 | 57 | $125,652 | 0 | $0 | 27 | $210,231 | 21 | $135,090 |
| APPLICATIONS DENIED | 2 | $216,505 | 433 | $236,037 | 986 | $226,502 | 203 | $112,158 | 0 | $0 | 102 | $222,472 | 19 | $113,303 |
| APPLICATIONS WITHDRAWN | 7 | $198,951 | 318 | $256,662 | 696 | $226,290 | 74 | $127,134 | 0 | $0 | 39 | $258,621 | 4 | $278,258 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 73 | $232,139 | 296 | $219,403 | 19 | $50,632 | 0 | $0 | 9 | $230,228 | 3 | $130,110 |
Aggregated Statistics For Year 2003 (Based on 3 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $217,261 | 995 | $199,708 | 4,160 | $178,803 | 205 | $51,370 | 2 | $900,000 | 295 | $160,503 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $220,929 | 145 | $207,492 | 575 | $182,802 | 55 | $57,187 | 0 | $0 | 36 | $190,653 |
| APPLICATIONS DENIED | 11 | $228,946 | 175 | $212,069 | 1,206 | $182,455 | 141 | $45,397 | 1 | $291,000 | 55 | $174,091 |
| APPLICATIONS WITHDRAWN | 10 | $205,915 | 166 | $211,137 | 919 | $173,724 | 17 | $55,015 | 0 | $0 | 34 | $170,452 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $337,510 | 32 | $207,021 | 156 | $189,443 | 4 | $53,463 | 0 | $0 | 10 | $134,759 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $197,646 | 184 | $203,426 | 332 | $199,509 | 22 | $53,515 | 1 | $4,968,140 | 17 | $166,998 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $97,220 | 25 | $202,452 | 45 | $193,592 | 6 | $43,375 | 0 | $0 | 2 | $124,900 |
| APPLICATIONS DENIED | 2 | $137,860 | 25 | $195,568 | 88 | $210,575 | 12 | $36,948 | 0 | $0 | 3 | $164,790 |
| APPLICATIONS WITHDRAWN | 1 | $268,220 | 30 | $190,375 | 53 | $218,359 | 2 | $65,805 | 0 | $0 | 3 | $229,713 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $199,468 | 25 | $250,265 | 1 | $62,640 | 0 | $0 | 1 | $113,820 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $178,603 | 103 | $180,854 | 246 | $181,400 | 13 | $58,435 | 1 | $4,796,040 | 14 | $158,208 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $117,750 | 14 | $157,057 | 37 | $172,176 | 3 | $48,293 | 0 | $0 | 2 | $147,275 |
| APPLICATIONS DENIED | 1 | $150,140 | 21 | $146,791 | 81 | $198,199 | 9 | $38,937 | 0 | $0 | 3 | $133,893 |
| APPLICATIONS WITHDRAWN | 2 | $185,195 | 12 | $173,263 | 59 | $182,858 | 3 | $43,257 | 0 | $0 | 2 | $159,300 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $123,710 | 13 | $188,170 | 1 | $20,190 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $156,708 | 79 | $177,888 | 43 | $142,309 | 15 | $35,153 | 5 | $154,246 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $124,850 | 13 | $147,937 | 11 | $153,835 | 4 | $44,293 | 1 | $157,130 |
| APPLICATIONS DENIED | 2 | $148,420 | 24 | $147,455 | 33 | $134,523 | 13 | $31,617 | 4 | $114,275 |
| APPLICATIONS WITHDRAWN | 2 | $149,245 | 14 | $189,776 | 20 | $141,629 | 3 | $35,070 | 1 | $59,730 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $142,090 | 8 | $134,710 | 1 | $31,540 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 131 | $123,142 | 207 | $131,257 | 315 | $118,076 | 56 | $28,930 | 2 | $434,445 | 32 | $91,613 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $109,322 | 27 | $129,157 | 80 | $112,754 | 19 | $27,173 | 1 | $348,850 | 6 | $82,087 |
| APPLICATIONS DENIED | 11 | $127,884 | 43 | $133,177 | 178 | $102,395 | 56 | $24,458 | 1 | $900,850 | 5 | $77,014 |
| APPLICATIONS WITHDRAWN | 13 | $133,615 | 35 | $128,306 | 108 | $120,751 | 7 | $36,197 | 1 | $108,410 | 5 | $91,700 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $112,985 | 6 | $152,023 | 36 | $125,755 | 1 | $10,630 | 0 | $0 | 2 | $94,110 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 131 | $320,090 | 67 | $342,836 | 11 | $268,246 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $347,837 | 25 | $380,473 | 4 | $319,983 |
| APPLICATIONS DENIED | 11 | $327,926 | 3 | $450,633 | 5 | $322,552 |
| APPLICATIONS WITHDRAWN | 8 | $360,343 | 7 | $293,760 | 2 | $243,615 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $369,336 | 42 | $381,241 | 1 | $248,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $444,000 | 8 | $385,225 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $405,740 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $339,930 | 3 | $338,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $359,112 | 50 | $331,713 | 3 | $283,803 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $345,262 | 8 | $306,353 | 3 | $401,383 |
| APPLICATIONS DENIED | 1 | $240,920 | 1 | $237,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $374,683 | 2 | $254,110 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $254,275 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $294,899 | 59 | $267,198 | 7 | $272,186 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $296,130 | 36 | $231,284 | 1 | $188,700 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $186,050 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $243,286 | 6 | $247,837 | 1 | $378,380 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $343,330 | 1 | $341,290 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $233,305 | 145 | $213,082 | 19 | $216,738 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $215,736 | 71 | $203,798 | 3 | $133,660 |
| APPLICATIONS DENIED | 2 | $154,610 | 3 | $204,000 | 1 | $104,000 |
| APPLICATIONS WITHDRAWN | 5 | $174,158 | 8 | $233,141 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $189,060 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $259,339 | 8 | $228,130 | 1 | $206,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $262,805 | 3 | $244,870 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $297,430 | 1 | $442,870 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $188,090 | 1 | $223,100 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $238,301 | 14 | $203,805 | 1 | $137,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $200,510 | 3 | $199,313 | 1 | $76,840 |
| APPLICATIONS DENIED | 1 | $374,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $151,960 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $215,394 | 3 | $200,917 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $211,540 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $128,820 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $167,280 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $173,864 | 42 | $150,469 | 1 | $113,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $151,623 | 8 | $140,420 | 1 | $147,440 |
| APPLICATIONS DENIED | 3 | $165,680 | 1 | $293,850 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $186,895 | 2 | $121,475 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $177,260 | 2 | $132,725 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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