Estimated median household income in 2007: $63,918
| This zip code: | $63,918 | | California: | $59,948 |
Nearest zip codes: 95765, 95681, 95677, 95663, 95747, 95678.
Housing units in zip code 95648 with a mortgage: 2,281 (331 second mortgage, 181 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 647
Median monthly owner costs for units with a mortgage: $1,877
Median monthly owner costs for units without a mortgage: $407
Residents with income below the poverty level in 2007:
| This zip code: | 8.6% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.9% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 3.5 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 95648: Brock (A), Camp Far West Ranch (B), Sunnybrook Farm (C), Fruitvale Community Hall (D), Mount Pleasant Community Hall (E), Central Community Hall (F). Display/hide their locations on the map
Reservoirs: Valley View Reservoir (A), Camp Far West Reservoir (B). Display/hide their locations on the map
Streams, rivers, and creeks: Orchard Creek (A), Ingram Slough (B), Whisky Run (C). Display/hide their locations on the map
Post office: Lincoln Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 778
- 1995 to 1998: 604
- 1990 to 1994: 664
- 1980 to 1989: 1,171
- 1970 to 1979: 914
- 1960 to 1969: 431
- 1950 to 1959: 363
- 1940 to 1949: 241
- 1939 or earlier: 490
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Bedrooms in owner-occupied houses in Lincoln, CA (95648): |
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- no bedroom: 30
- 1 bedrooms: 175
- 2 bedrooms: 907
- 3 bedrooms: 1,998
- 4 bedrooms: 639
- 5 or more bedrooms: 68
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 51
- 1 bedrooms: 299
- 2 bedrooms: 618
- 3 bedrooms: 384
- 4 bedrooms: 94
- 5 or more bedrooms: 9
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Vehicles available in 95648 zip code in owner-occupied houses/condos: |
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- no vehicle: 216
- 1 vehicle: 854
- 2 vehicles: 1,630
- 3 vehicles: 766
- 4 vehicles: 261
- 5 or more vehicles: 90
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 202
- 1 vehicle: 601
- 2 vehicles: 527
- 3 vehicles: 72
- 4 vehicles: 27
- 5 or more vehicles: 26
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 95648:
- Less than $10,000: 46
- $10,000 to $14,999: 23
- $15,000 to $19,999: 23
- $20,000 to $24,999: 23
- $25,000 to $29,999: 8
- $40,000 to $49,999: 140
- $50,000 to $59,999: 68
- $60,000 to $69,999: 19
- $90,000 to $99,999: 23
- $100,000 to $124,999: 68
- $125,000 to $149,999: 57
- $150,000 to $174,999: 45
- $175,000 to $199,999: 77
- $200,000 to $249,999: 413
- $250,000 to $299,999: 1,339
- $300,000 to $399,999: 3,718
- $400,000 to $499,999: 2,580
- $500,000 to $749,999: 2,533
- $750,000 to $999,999: 1,230
- $1,000,000 or more: 1,742
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Rent paid by renters in 2007 in zip code 95648:
- Less than $100: 19
- $100 to $149: 10
- $150 to $199: 14
- $200 to $249: 61
- $250 to $299: 9
- $300 to $349: 8
- $350 to $399: 28
- $400 to $449: 37
- $450 to $499: 15
- $500 to $549: 34
- $550 to $599: 59
- $600 to $649: 128
- $650 to $699: 28
- $700 to $749: 40
- $750 to $799: 94
- $800 to $899: 142
- $900 to $999: 93
- $1,000 to $1,249: 18
- No cash rent: 32
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Median price asked for vacant for-sale houses and condos in 2007: $593,317.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $419,363
- Black or African American householders: $367,980
- American Indian or Alaska Native householders: $367,980
- Asian householders: $710,803
- Some other race householders: $319,540
- Two or more races householders: $388,587
- Hispanic or Latino householders: $329,710
Estimated median house or condo value in 2007: $440,503 (it was $162,800 in 2000)
| 95648: | $440,503 | | California: | $532,300 |
Lower value quartile - upper value quartile: $298,575 - $390,166
Mean price in 2007:
Detached houses: $482,418| Here: | $482,418 | | State: | $619,135 |
Townhouses or other attached units: $237,698| Here: | $237,698 | | State: | $541,123 |
In 3-to-4-unit structures: $191,453| Here: | $191,453 | | State: | $512,546 |
Mobile homes: $142,866| Here: | $142,866 | | State: | $59,450 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $63,652 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,322
- One, attached: 218
- Two: 68
- 3 or 4: 105
- 5 to 9: 185
- 10 to 19: 54
- 20 to 49: 73
- 50 or more: 279
- Mobile homes: 336
- Boats, RVs, vans, etc.: 16

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Means of transportation to work
- Drove a car alone: 5,032 (76%)
- Carpooled: 924 (14%)
- Motorcycle: 80 (1%)
- Bicycle: 17 (0%)
- Walked: 159 (2%)
- Other means: 33 (0%)
- Worked at home: 415 (6%)
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Travel time to work
- Less than 5 minutes: 229
- 5 to 9 minutes: 567
- 10 to 14 minutes: 726
- 15 to 19 minutes: 702
- 20 to 24 minutes: 864
- 25 to 29 minutes: 330
- 30 to 34 minutes: 750
- 35 to 39 minutes: 273
- 40 to 44 minutes: 415
- 45 to 59 minutes: 717
- 60 to 89 minutes: 462
- 90 or more minutes: 210
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Neighborhoods in zip code 95648:
Percentage of zip code residents living and working in this county: 65.0%
Household type by relationship
Households: 14,681
- In family households: 13,257 (3,188 male householders, 874 female householders)
3,266 spouses, 4,704 children (4,269 natural, 93 adopted, 342 stepchildren), 243 grandchildren, 210 brothers or sisters, 93 parents, 307 other relatives, 372 non-relatives
- In nonfamily households: 1,424 (528 male householders (352 living alone)), 604 female householders (560 living alone)), 292 nonrelatives
- In group quarters: 135 (115 institutionalized population)
Size of family households: 1,646 2-persons, 934 3-persons, 732 4-persons, 441 5-persons, 210 6-persons, 99 7-or-more-persons.
Size of nonfamily households: 912 1-person, 141 2-persons, 58 3-persons, 13 4-persons, 6 5-persons, 2 6-persons.
3,034 married couples with children.
905 single-parent households (242 men, 663 women).
82.6% of residents of 95648 zip code speak English at home.
14.4% of residents speak Spanish at home (51% very well, 24% well, 17% not well, 8% not at all).
2.1% of residents speak other Indo-European language at home (71% very well, 25% well, 4% not well).
0.8% of residents speak Asian or Pacific Island language at home (49% very well, 39% well, 4% not well, 9% not at all).
0.1% of residents speak other language at home (50% very well, 50% well).
Foreign born population: 1,527 (10.0%)
(51.0% of them are naturalized citizens)
| This zip code: | 10.0% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- Mexico (64%)
- Canada (5%)
- Germany (5%)
- Philippines (4%)
- Other Eastern Europe (3%)
- Italy (2%)
- Ukraine (2%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 227
- 1990 to 1994: 118
- 1985 to 1989: 274
- 1980 to 1984: 130
- 1975 to 1979: 165
- 1970 to 1974: 211
- 1970 to 1974: 97
- 1965 to 1969: 305
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White population: 12,597
Black population: 69
American Indian population: 191
Asian population: 176
Native Hawaiian and Other Pacific Islander population: 28
Some other race population: 1,633
Two or more races population: 575

First ancestries reported:
|  Other groups: 3623 |
|  German: 1721 |
|  English: 1148 |
|  United States or American: 1059 |
|  Irish: 638 |
|  Italian: 500 |
|  Portuguese: 406 |
|  French (except Basque): 334 |
|  Norwegian: 267 |
|  Scotch-Irish: 190 |
|  Scottish: 181 |
|  Swedish: 173 |
|  European: 146 |
|  Ukrainian: 121 |
|  Polish: 92 |
|  Greek: 91 |
|  Dutch: 84 |
|  French Canadian: 71 |
|  Scandinavian: 63 |
|  Welsh: 57 |
|  Danish: 56 |
|  Arab:: 54 |
|  Swiss: 53 |
|  Lebanese: 40 |
|  British: 35 |
|  Finnish: 31 |
|  Northern European: 25 |
|  Croatian: 24 |
|  Russian: 24 |
|  Czech: 22 |
|  Lithuanian: 21 |
|  Pennsylvania German: 19 |
|  New Zealander: 17 |
|  Romanian: 15 |
|  Icelander: 15 |
|  Czechoslovakian: 12 |
|  Slovak: 11 |
|  Austrian: 11 |
|  Bulgarian: 10 |
|  Celtic: 9 |
|  Yugoslavian: 9 |
|  Latvian: 8 |
|  Egyptian: 7 |
|  Moroccan: 7 |
|  Armenian: 6 |

Major facitilies with environmental interests located in this zip code:
- GLADDING MCBEAN (601 7TH ST. in LINCOLN, CA)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: STRUCTURAL CLAY PRODUCTS
Business NAICS classification: OTHER STRUCTURAL CLAY PRODUCT MANUFACTURING.
Organizations: BILL PADAVONA (CONTACT/OPERATOR)
, PABCO BUILDING PRODUCTS LLC (CONTACT/OWNER)
Alternative names: PABCO BUILDING PRODUCTS, PABCO BLDG PRODUCTS LLC, GLADDING MCBEAN
- HEWLETT PACKARD COMPANY (1727 AVIATION BOULEVARD BUILDING L4 in LINCOLN, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Alternative names: HEWLETT PACKARD CO LINCOLN
- KRACON AIRCRAFT (1406 FLIGHTLINE DR STE A in LINCOLN, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: EDWIN F KRASS (CONTACT/OWNER)
, ROBERT M COON (CONTACT/OWNER)
- A B TOOLS (1051 AVIATION BLVD in LINCOLN, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ALAN BAKER (CONTACT/OWNER)
- EDWARDS (GLEN) MIDDLE (204 L ST. in LINCOLN, CA)
(National Center for Education Statistics) - STATE ID-6108351
Organizations: WESTERN PLACER UNIFIED (SCHOOL DISTRICT)
- FIRST STREET (1400 FIRST ST. in LINCOLN, CA)
(National Center for Education Statistics) - STATE ID-6117493
Organizations: WESTERN PLACER UNIFIED (SCHOOL DISTRICT)
- HORIZON INSTRUCTIONAL SYSTEMS CHARTER (2800 NICOLAUS RD., SUITE 100 in LINCOLN, CA)
(National Center for Education Statistics) - STATE ID-3130168
Organizations: WESTERN PLACER UNIFIED (SCHOOL DISTRICT)
- LINCOLN NORTH HIGH (CONT.) (1081 7TH ST. in LINCOLN, CA)
(National Center for Education Statistics) - STATE ID-3130143
Organizations: WESTERN PLACER UNIFIED (SCHOOL DISTRICT)
- LINCOLN, CITY OF (2701 NICOLAUS RD in LINCOLN, CA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: CITY OF LINCOLN WWTP
- HOME DEPOT 8571 (1000 GROVELAND LN in LINCOLN, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: HOME DEPOT USA INC (CONTACT/OPERATOR)
- JOHN SERBAN DBA WHITE GLOVE INC (1300 LOST RIVER RD in LINCOLN, CA)
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
- LARRY NEWMAN TRUCKING (1540 VIRGINIATION RD in LINCOLN, CA)
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
- CHEVRON NO 210284 (945 TWELVE BRIDGES in LINCOLN, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHEVRON PRODUCTS CO. (CONTACT/OPERATOR)
Median worth of mobile homes: $259,153
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (53%)
- Electricity (26%)
- Bottled, tank, or LP gas (13%)
- Wood (7%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 9296
- Northeast: 502
- Midwest: 1293
- South: 843
- West: 1276
47% of the 95648 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 47% lived in this county.
Out of people who lived in different counties, 76% lived in California.
Population in 1990: 11,935. Population change in the 1990s: +3,334 (+27.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 164
| Here: | 8.9% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 67
| Here: | 7.0% | | California: | 7.8% |
Students in private undergraduate colleges: 139
| Here: | 18.2% | | California: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (LINCOLN, CA):
- WECO, INC (1501 AVIATION BLVD; small business): $2,028,205 in 105 contracts from 2001 to 2006
Contracts for Flight Instruments, Converters, Electrical, Nonrotating, Motors, Electrical, Generators and Generators Sets, Electrical, and more by Army, Defense Logistics Agency Signed by year: 2000: $0; 2001: $34,688; 2002: $0; 2003: $38,330; 2004: $331,758; 2005: $1,118,188; 2006: $505,241.
Biggest contracts:
$289,800 with Army for Flight Instruments. Signed on 2005-09-27. Completion date: 2006-08-31.
$85,975 with Defense Logistics Agency for Converters, Electrical, Nonrotating. Taking place in DE. Signed on 2006-06-01. Completion date: 2006-09-29.
$82,665 with Defense Logistics Agency for Motors, Electrical. Signed on 2005-09-01. Completion date: 2006-01-29.
$77,710 with Defense Logistics Agency for Generators and Generators Sets, Electrical. Signed on 2005-02-06. Completion date: 2005-03-23.
- EDDIE OJEDA CONCRETE (831 2ND ST; small business): $2,002,868 in 14 contracts from 2003 to 2006
Contracts for Maintenance, Repair or Alteration of Real Property -- Recreational Buildings, Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities, Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing) by Air Force Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $189,450; 2004: $949,210; 2005: $824,961; 2006: $39,247.
Biggest contracts:
$799,332 with Air Force for Maintenance, Repair or Alteration of Real Property -- Recreational Buildings. Signed on 2005-09-30. Completion date: 2007-02-28.
$332,723 with Air Force for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2004-11-04. Completion date: 2005-08-31.
$260,119, same as above. Signed on 2004-11-04. Completion date: 2005-08-05.
$186,950, same as above. Signed on 2003-09-18. Completion date: 2004-04-30.
- AMERICAN POLY-THERM CO , INC (2000 FLIGHTLINE DRIVE; small business)
$26,696 with Defense Logistics Agency for Launchers, Guided Missile. Signed on 2000-11-02. Completion date: 2000-12-14.
- MERIDIAN CONSTRUCTION LLC (831 2ND STREET; small business)
$10,100 with Air Force for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2001-07-06. Completion date: 2001-06-28.
Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Casinos (except Casino Hotels) (over 1000 employees: 1 establishment)
- Other Services (except Public Administration): Computer and Office Machine Repair and Maintenance (250-499: 1, 100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 6, 10-19: 2, 5-9: 5, 1-4: 5)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (100-249: 1, 1-4: 6)
- Construction: Framing Contractors (100-249: 1, 1-4: 2)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (100-249: 1)
- Construction: New Multifamily Housing Construction (except Operative Builders) (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
114 people in nursing homes
11 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $300,613 | 2,944 | $301,089 | 1,822 | $303,293 | 299 | $120,036 | 1 | $643,210 | 389 | $300,793 | 31 | $236,158 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $354,580 | 679 | $302,695 | 450 | $310,313 | 109 | $95,242 | 0 | $0 | 96 | $314,521 | 18 | $167,593 |
| APPLICATIONS DENIED | 10 | $335,339 | 677 | $354,754 | 1,379 | $367,314 | 234 | $144,764 | 1 | $507,700 | 160 | $346,112 | 27 | $260,496 |
| APPLICATIONS WITHDRAWN | 17 | $330,246 | 535 | $308,958 | 528 | $348,402 | 45 | $271,219 | 0 | $0 | 73 | $276,345 | 5 | $188,044 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 98 | $313,430 | 177 | $359,755 | 13 | $167,931 | 0 | $0 | 16 | $320,590 | 2 | $122,660 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $309,297 | 4,154 | $291,864 | 2,750 | $302,260 | 408 | $143,785 | 1 | $315,000 | 578 | $301,576 | 25 | $204,562 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 782 | $331,325 | 548 | $323,574 | 89 | $184,570 | 0 | $0 | 146 | $318,790 | 11 | $123,010 |
| APPLICATIONS DENIED | 1 | $420,000 | 915 | $339,352 | 1,229 | $344,061 | 232 | $155,539 | 0 | $0 | 200 | $380,318 | 31 | $148,996 |
| APPLICATIONS WITHDRAWN | 5 | $248,946 | 820 | $303,049 | 904 | $321,020 | 76 | $189,557 | 1 | $290,000 | 98 | $290,708 | 4 | $326,570 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 92 | $329,290 | 173 | $344,885 | 10 | $146,726 | 0 | $0 | 21 | $371,122 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $300,360 | 4,151 | $318,266 | 3,117 | $294,396 | 433 | $159,441 | 1 | $578,080 | 921 | $292,257 | 32 | $260,894 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 746 | $324,127 | 419 | $309,997 | 60 | $184,840 | 0 | $0 | 129 | $313,634 | 12 | $158,567 |
| APPLICATIONS DENIED | 0 | $0 | 941 | $349,685 | 958 | $325,144 | 186 | $152,736 | 0 | $0 | 224 | $338,376 | 48 | $177,479 |
| APPLICATIONS WITHDRAWN | 2 | $351,580 | 746 | $331,389 | 806 | $308,125 | 100 | $233,507 | 0 | $0 | 133 | $297,066 | 11 | $250,632 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 185 | $344,045 | 302 | $311,559 | 19 | $228,841 | 0 | $0 | 31 | $295,920 | 6 | $188,632 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $294,240 | 3,449 | $259,014 | 2,913 | $238,577 | 368 | $118,537 | 1 | $5,402,890 | 846 | $239,154 | 37 | $223,875 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 442 | $273,392 | 408 | $241,967 | 52 | $88,782 | 0 | $0 | 107 | $255,170 | 12 | $163,057 |
| APPLICATIONS DENIED | 4 | $263,638 | 614 | $282,929 | 787 | $254,450 | 195 | $117,083 | 0 | $0 | 162 | $245,783 | 37 | $167,880 |
| APPLICATIONS WITHDRAWN | 5 | $225,454 | 854 | $271,289 | 614 | $239,362 | 76 | $155,657 | 0 | $0 | 120 | $239,033 | 8 | $156,808 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $320,000 | 221 | $265,438 | 264 | $243,712 | 14 | $100,684 | 0 | $0 | 12 | $198,322 | 9 | $204,651 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $221,808 | 3,513 | $207,779 | 4,992 | $199,024 | 241 | $48,612 | 0 | $0 | 778 | $197,266 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $224,760 | 315 | $229,629 | 527 | $198,177 | 53 | $61,038 | 0 | $0 | 70 | $210,954 |
| APPLICATIONS DENIED | 22 | $221,602 | 308 | $222,839 | 896 | $204,833 | 127 | $39,392 | 2 | $199,000 | 64 | $172,142 |
| APPLICATIONS WITHDRAWN | 23 | $208,512 | 672 | $201,842 | 855 | $199,748 | 25 | $112,259 | 0 | $0 | 123 | $187,171 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $266,190 | 69 | $239,581 | 131 | $222,581 | 14 | $53,971 | 0 | $0 | 13 | $203,310 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $219,240 | 451 | $195,533 | 850 | $191,459 | 90 | $50,385 | 97 | $165,649 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $152,680 | 47 | $193,647 | 117 | $184,880 | 16 | $43,685 | 12 | $183,157 |
| APPLICATIONS DENIED | 3 | $197,523 | 49 | $194,308 | 210 | $170,882 | 52 | $45,155 | 12 | $170,572 |
| APPLICATIONS WITHDRAWN | 6 | $207,940 | 93 | $189,598 | 125 | $191,538 | 12 | $24,710 | 7 | $176,593 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $181,289 | 35 | $189,387 | 0 | $0 | 5 | $176,158 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $182,133 | 572 | $176,077 | 550 | $171,145 | 34 | $44,765 | 41 | $121,493 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $164,492 | 101 | $167,682 | 62 | $146,458 | 8 | $43,618 | 5 | $93,432 |
| APPLICATIONS DENIED | 6 | $179,450 | 68 | $178,430 | 147 | $149,325 | 32 | $32,187 | 10 | $115,542 |
| APPLICATIONS WITHDRAWN | 5 | $168,796 | 76 | $172,781 | 121 | $159,631 | 8 | $23,355 | 6 | $113,790 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $149,315 | 37 | $173,402 | 2 | $55,400 | 1 | $76,960 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $148,996 | 219 | $145,836 | 85 | $138,695 | 32 | $32,152 | 27 | $103,887 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $121,190 | 38 | $154,923 | 22 | $123,879 | 7 | $52,354 | 5 | $84,668 |
| APPLICATIONS DENIED | 4 | $107,888 | 43 | $137,375 | 51 | $130,090 | 17 | $28,641 | 11 | $102,248 |
| APPLICATIONS WITHDRAWN | 3 | $127,077 | 34 | $162,406 | 29 | $141,329 | 1 | $52,610 | 2 | $222,510 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $179,360 | 1 | $374,220 | 10 | $161,044 | 0 | $0 | 1 | $186,000 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 96 | $126,282 | 552 | $150,059 | 398 | $121,751 | 67 | $32,574 | 1 | $576,590 | 77 | $105,364 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $126,474 | 59 | $131,462 | 87 | $124,160 | 33 | $31,216 | 0 | $0 | 9 | $92,522 |
| APPLICATIONS DENIED | 11 | $127,955 | 82 | $154,892 | 197 | $103,917 | 46 | $27,034 | 0 | $0 | 14 | $91,940 |
| APPLICATIONS WITHDRAWN | 9 | $133,890 | 139 | $152,415 | 132 | $115,040 | 13 | $27,328 | 4 | $117,308 | 11 | $104,014 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $107,080 | 11 | $166,948 | 38 | $115,995 | 0 | $0 | 0 | $0 | 2 | $79,385 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 354 | $337,033 | 78 | $408,471 | 18 | $341,486 | 1 | $367,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $364,534 | 27 | $421,683 | 2 | $600,800 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $298,195 | 4 | $426,525 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 24 | $392,408 | 5 | $416,016 | 3 | $343,200 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $883,400 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $408,187 | 25 | $446,843 | 2 | $417,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $351,150 | 4 | $411,810 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $376,000 | 1 | $457,780 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $813,400 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $402,858 | 36 | $384,061 | 10 | $393,386 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $371,678 | 7 | $338,774 | 2 | $534,740 | 1 | $182,880 |
| APPLICATIONS DENIED | 1 | $520,720 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $293,387 | 5 | $453,148 | 1 | $464,800 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $442,400 | 2 | $253,645 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $302,030 | 30 | $291,459 | 27 | $282,281 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 69 | $295,185 | 27 | $244,831 | 10 | $263,571 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $240,216 | 0 | $0 | 0 | $0 | 2 | $185,420 |
| APPLICATIONS WITHDRAWN | 10 | $245,790 | 5 | $343,400 | 2 | $243,185 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $215,840 | 2 | $443,830 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 288 | $259,939 | 105 | $247,798 | 40 | $243,076 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 49 | $251,198 | 57 | $224,724 | 6 | $265,310 |
| APPLICATIONS DENIED | 8 | $248,426 | 1 | $425,600 | 3 | $202,607 |
| APPLICATIONS WITHDRAWN | 1 | $286,400 | 1 | $221,760 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $262,967 | 7 | $279,086 | 1 | $595,000 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $241,933 | 31 | $234,961 | 2 | $155,550 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $212,497 | 5 | $228,086 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $323,510 | 1 | $374,320 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $279,356 | 2 | $246,570 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $212,722 | 43 | $194,630 | 3 | $89,947 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $194,534 | 8 | $186,073 | 2 | $118,670 |
| APPLICATIONS DENIED | 2 | $273,085 | 4 | $239,015 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $269,240 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $195,815 | 7 | $197,750 | 2 | $133,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $207,520 | 1 | $211,200 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $166,893 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $164,590 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 174 | $177,756 | 62 | $147,346 | 6 | $139,215 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $174,478 | 13 | $148,085 | 0 | $0 |
| APPLICATIONS DENIED | 10 | $174,528 | 2 | $115,160 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $187,296 | 1 | $75,630 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $184,120 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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