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98262 Zip Code Detailed Profile

 



Profiles Lummi Island, WA (98262) houses, apartments, residents, cars, jobs...

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City: Lummi Island, WA
Whatcom County, WA
Zip code population (2000): 812
Estimated zip code population in 2007: 891

Age and Sex of Residents in zip code 98262

Zip code 98262 (Lummi Island, Washington) real estate house value trends

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Lummi Island, WA (98262) map from a distance

Houses and condos: 661
Renter-occupied apartments: 70
% of renters here:  18%
State:  35%

2008 cost of living index in zip code 98262: 100.0 (near average, U.S. average is 100)

Land area: 9.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 99 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.3% ($2,061)
Washington:  1.6% ($1,915)

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Males: 395  (48.6%)
Females: 417  (51.4%)

Zip code 98262 races chart


98262, WA forum
Discuss zip code 98262 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $380,546
98262:  $380,546
Washington:  $300,800


According to our research of public records there was one registered sex offender living in 98262 zip code in early 2007.

Median resident age:  47.2 years
Washington median age:  35.3 years

Average household size:
This zip code:  2.1 people
Washington:  2.5 people

Averages for the 2004 tax year for zip code 98262, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $50,389 (Individual Income Tax Returns)
Here:  $50,389
State:  $54,331

Salary/wage: $38,034 (reported on 63.0% of returns)
Here:  $38,034
State:  $45,761
(% of AGI for various income ranges: 113.2% for AGIs below $10k, 55.1% for AGIs $10k-25k, 56.8% for AGIs $25k-50k, 55.7% for AGIs $50k-75k, 49.6% for AGIs $75k-100k, 37.1% for AGIs over 100k)

Taxable interest for individuals: $1,790 (reported on 62.0% of returns)
This zip code:  $1,790
Washington:  $2,110
(% of AGI for various income ranges: 9.0% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $3,274 (reported on 40.6% of returns)
Here:  $3,274
State:  $5,879
(% of AGI for various income ranges: 12.5% for AGIs below $10k, 4.0% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Net capital gain/loss: +$9,091 (reported on 39.7% of returns)
Here:  +$9,091
State:  +$15,835
(% of AGI for various income ranges: -17.7% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 11.3% for AGIs over 100k)

Profit/loss from business: +$10,121 (reported on 31.8% of returns)
Here:  +$10,121
State:  +$13,994
(% of AGI for various income ranges: 10.8% for AGIs below $10k, 10.4% for AGIs $10k-25k, 9.5% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 7.8% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $2,800 (reported on 2.1% of returns)
98262:  $2,800
Washington:  $3,001

Total itemized deductions: $17,416 (1% of AGI, reported on 39.5% of returns)
Here:  $17,416
State:  $19,669
(% of AGI for various income ranges: 95.1% for AGIs below $10k, 17.0% for AGIs $10k-25k, 13.9% for AGIs $25k-50k, 20.5% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 8.3% for AGIs over 100k)

Charity contributions deductions: $2,555 (3.0% of AGI, reported on 33.1% of returns)
Here:  $2,555
Washington:  $3,569

Here:  3.0% of AGI
State:  3.5% of AGI
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $6,808 (reported on 81.4% of returns)
98262:  $6,808
State:  $9,065
(% of AGI for various income ranges: 8.3% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 12.1% for AGIs $75k-100k, 13.6% for AGIs over 100k)

Earned income credit: $1,393 (reported on 13.0% of returns)
Here:  $1,393
State:  $1,607
(% of AGI for various income ranges: 10.1% for AGIs below $10k, 3.0% for AGIs $10k-25k)

Percentage of individuals using paid preparers for their 2004 taxes: 56.4%
Here:  56%
State:  49%
(% for various income ranges: 45.4% for AGIs below $10k, 49.6% for AGIs $10k-25k, 57.1% for AGIs $25k-50k, 63.2% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 77.8% for AGIs over 100k)


Estimated median household income in 2007: $51,344
This zip code:  $51,344
Washington:  $55,591
Lummi Island, WA (98262) map

Nearest zip codes: 98248, 98279, 98222, 98225, 98221, 98240.


Percentage of family households:
This zip code:  59.1%
Whole state:  66.0%

Percentage of households with unmarried partners:
This zip code:  9.2%
Whole state:  6.1%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 98262 with a mortgage: 162 (22 second mortgage, 25 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 75


Median monthly owner costs for units with a mortgage: $1,627

Median monthly owner costs for units without a mortgage: $383

Residents with income below the poverty level in 2007:
This zip code:  12.4%
Whole state:  11.4%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.9%
Whole state:  5.1%

Median number of rooms in houses and condos:
Here:  5.1
State:  6.3

Median number of rooms in apartments:
Here:  3.8
State:  3.9


Zip code 98262 close-up map

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Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 15
  • 1995 to 1998: 42
  • 1990 to 1994: 81
  • 1980 to 1989: 142
  • 1970 to 1979: 154
  • 1960 to 1969: 87
  • 1950 to 1959: 37
  • 1940 to 1949: 32
  • 1939 or earlier: 75



Zip code 98262 satellite photo by USGS


Bedrooms in owner-occupied houses in Lummi Island, WA (98262):
  • no bedroom: 6
  • 1 bedrooms: 36
  • 2 bedrooms: 102
  • 3 bedrooms: 122
  • 4 bedrooms: 38
  • 5 or more bedrooms: 13


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 5
  • 2 bedrooms: 55
  • 3 bedrooms: 10
  • 4 bedrooms: 0
  • 5 or more bedrooms: 0



Vehicles available in 98262 zip code in owner-occupied houses/condos:
  • no vehicle: 14
  • 1 vehicle: 62
  • 2 vehicles: 138
  • 3 vehicles: 63
  • 4 vehicles: 8
  • 5 or more vehicles: 32


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 39
  • 2 vehicles: 20
  • 3 vehicles: 11
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 98262 household income distribution in 2007

Zip code 98262 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 98262:

  • $100,000 to $124,999: 4
  • $125,000 to $149,999: 8
  • $150,000 to $174,999: 7
  • $175,000 to $199,999: 24
  • $200,000 to $249,999: 32
  • $250,000 to $299,999: 51
  • $300,000 to $399,999: 55
  • $400,000 to $499,999: 41
  • $500,000 to $749,999: 88
  • $750,000 to $999,999: 24
  • $1,000,000 or more: 14
 



98262 rent paid by renters


Rent paid by renters in 2007 in zip code 98262:

  • $300 to $349: 6
  • $450 to $499: 4
  • $550 to $599: 5
  • $600 to $649: 5
  • $650 to $699: 11
  • $700 to $749: 7
  • $750 to $799: 27
  • No cash rent: 5
 


Median price asked for vacant for-sale houses and condos in 2007: $307,808.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $340,767

Estimated median house or condo value in 2007: $364,402 (it was $200,900 in 2000)
98262:  $364,402
Washington:  $300,800
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $444,411
Here:  $444,411
State:  $389,314

Townhouses or other attached units: $661,908
Here:  $661,908
State:  $335,498

Mobile homes: $69,545
Here:  $69,545
State:  $80,529


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 524
  • One, attached: 32
  • Two: 6
  • 5 to 9: 6
  • Mobile homes: 69
  • Boats, RVs, vans, etc.: 28
98262 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 307 (70%)
  • Carpooled: 16 (4%)
  • Streetcar or trolley car: 5 (1%)
  • Walked: 56 (13%)
  • Other means: 5 (1%)
  • Worked at home: 48 (11%)
 

98262 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 44
  • 5 to 9 minutes: 49
  • 10 to 14 minutes: 8
  • 15 to 19 minutes: 0
  • 20 to 24 minutes: 6
  • 25 to 29 minutes: 21
  • 30 to 34 minutes: 57
  • 35 to 39 minutes: 6
  • 40 to 44 minutes: 17
  • 45 to 59 minutes: 92
  • 60 to 89 minutes: 38
  • 90 or more minutes: 51
 

Percentage of zip code residents living and working in this county: 95.0%


Household type by relationship
Households: 821

  • In family households: 641 (161 male householders, 65 female householders)
    194 spouses, 221 children (196 natural, 0 adopted, 25 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
  • In nonfamily households: 180 (66 male householders (52 living alone)), 71 female householders (52 living alone)), 43 nonrelatives

Size of family households: 114 2-persons, 58 3-persons, 42 4-persons, 6 5-persons, 6 6-persons.

Size of nonfamily households: 104 1-person, 33 2-persons.

104 married couples with children.
36 single-parent households (6 men, 30 women).

96.0% of residents of 98262 zip code speak English at home.
2.4% of residents speak Spanish at home (68% very well, 32% well).
1.5% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 46 (5.7%)
(76.1% of them are naturalized citizens)

This zip code:  5.7%
Whole state:  10.4%

Most common places of birth for the foreign-born residents:



  • Canada (48%)
  • United Kingdom (24%)
  • Netherlands (15%)
  • Germany (13%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 6
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 5
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 35

White population: 778
Black population: 4
American Indian population: 6
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 4
Two or more races population: 16

Zip code 98262 races chart


First ancestries reported:

 German: 145
 English: 109
 European: 77
 Dutch: 71
 Irish: 58
 Norwegian: 58
 United States or American: 41
 Swedish: 39
 Scotch-Irish: 34
 Danish: 24
 Other groups: 24
 British: 10
 Northern European: 9
 Scottish: 9
 French (except Basque): 8
 Hungarian: 7
 Croatian: 5
 Italian: 5
 French Canadian: 5



Zip code 98262 topographic map

Public primary/middle school in zip code 98262 not listed on the city page:
  • BEACH ELEM (Students: 45; Location: 3786 CENTERVIEW ROAD, LUMMI ISLAND, WA; Grades: KG - 06)

Median worth of mobile homes: $105,878

Zip code 98262 marital status for males
Zip code 98262 marital status for females


Housing units lacking complete plumbing facilities: 5%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Bottled, tank, or LP gas (47%)
  • Electricity (25%)
  • Wood (25%)
  • Fuel oil, kerosene, etc. (3%)


Place of birth for U.S.-born residents:

  • This state: 385
  • Northeast: 35
  • Midwest: 111
  • South: 44
  • West: 189

61% of the 98262 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 42% lived in Washington.

Population in 1990: 628. Population change in the 1990s: +184 (+29.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 11
Here:  14.1%
Washington:  9.2%

Students in private schools in grades 9 to 12 (high school): 6
Here:  12.0%
Washington:  7.0%

Students in private undergraduate colleges: 0
Here:  0.0%
Washington:  15.7%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Bed-and-Breakfast Inns (10-19 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1)
  • Construction: Framing Contractors (5-9: 1)
  • Construction: Residential Remodelers (1-4: 2)
  • Construction: Site Preparation Contractors (1-4: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
  • Construction: Drywall and Insulation Contractors (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Carpet and Upholstery Cleaning Services (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 1 full tract)
B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$267,28631$252,1616$142,3339$255,4443$136,333
APPLICATIONS APPROVED, NOT ACCEPTED1$380,0001$130,0000$00$00$0
APPLICATIONS DENIED0$013$234,7691$350,0006$221,5001$75,000
APPLICATIONS WITHDRAWN1$284,0005$245,0001$26,0001$155,0000$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000

Detailed HMDA statistics for the following Tracts: 0109.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2006
(Based on 1 full tract)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$451,0001$213,000
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2006 2005 2004 2003 2002 2001 2000

Detailed PMIC statistics for the following Tracts: 0109.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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