98248 Zip Code (Ferndale, WA) Detailed Profile

Cities: Ferndale, WA (9.04%), Birch Bay, WA (0.70%), Custer, WA (0.48%), Marietta-Alderwood, WA (0.06%)
County: Whatcom County, WA

Estimated zip code population in 2019: 25,667
Zip code population in 2010: 22,361
Zip code population in 2000: 18,131

Houses and condos: 9,885
Renter-occupied apartments: 2,300

% of renters here:	25%
State:	37%

March 2019 cost of living index in zip code 98248: 98.2 (near average, U.S. average is 100)

Land area: 70.8 sq. mi.
Water area: 2.3 sq. mi.

Population density: 362 people per square mile

(very low).

Age and Sex of Residents in zip code 98248

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Real estate property taxes paid for housing units in 2019:

This zip code:	0.8% ($2,875)
Washington:	0.9% ($3,601)

Median real estate property taxes paid for housing units with mortgages in 2019: $2,812 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $3,134 (0.8%)

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Males: 12,752	(49.7%)
Females: 12,915	(50.3%)

For population 25 years and over in 98248:

High school or higher: 92.3%
Bachelor's degree or higher: 28.2%
Graduate or professional degree: 9.5%
Unemployed: 4.4%
Mean travel time to work (commute): 23.5 minutes

For population 15 years and over in 98248:

Never married: 29.0%
Now married: 54.9%
Separated: 1.1%
Widowed: 4.5%
Divorced: 10.5%

Zip code 98248 compared to state average:

Black race population percentage significantly below state average.
Length of stay since moving in significantly below state average.

- 18,01280.6%White
- 2,27410.2%Hispanic or Latino
- 6232.8%American Indian
- 6012.7%Asian
- 5982.7%Two or more races
- 1600.7%Black
- 580.3%Native Hawaiian and Other
  Pacific Islander
- 350.2%Some other race

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Recent posts about zip code 98248 area on our local forum with over 2,200,000 registered users:

	So how is life in Custer in Whatcom County by Canadian border? (31 replies)
	Bellingham Indian community (5 replies)
	Wanting to move back to Western WA (41 replies)
	LaConner, Bellingham, Burlington other areas for relocation... (41 replies)
	Planning a move from NC to Bellingham (111 replies)
	Moving To Washington, seeking some guidance please (39 replies)

Urban population: 12,987
Rural population: 12,679

Estimated median house/condo value in 2019: $373,190

98248:	$373,190
Washington:	$387,600

According to our research of Washington and other state lists, there were 14 registered sex offenders living in 98248 zip code as of March 01, 2021.
The ratio of all residents to sex offenders in zip code 98248 is 1,678 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.

Median resident age:

This zip code:	39.6 years
Washington median age:	37.9 years

Average household size:

This zip code:	2.7 people
Washington:	2.5 people

Averages for the 2012 tax year for zip code 98248, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $58,241 (Individual Income Tax Returns)

Here:
$58,241
State:
$69,533

Salary/wage: $49,434 (reported on 84.0% of returns)

Here:
$49,434
State:
$57,267

(% of AGI for various income ranges: 73.0% for AGIs below $25k, 77.4% for AGIs $25k-50k, 77.3% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 78.6% for AGIs $100k-200k, 38.0% for AGIs over 200k)

Taxable interest for individuals: $1,403 (reported on 37.8% of returns)

This zip code:
$1,403
Washington:
$1,816

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Ordinary dividends: $3,919 (reported on 17.8% of returns)

Here:
$3,919
State:
$8,163

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,444 (reported on 15.1% of returns)

Here:
+$9,444
State:
+$21,568

(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Profit/loss from business: +$11,752 (reported on 13.3% of returns)

Here:
+$11,752
State:
+$16,521

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 3.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,280 (reported on 9.8% of returns)

98248:
$19,280
Washington:
$18,648

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Self-employment retirement plans: $15,533 (reported on 0.3% of returns)

98248:
$15,533
Washington:
$20,087

Total itemized deductions: $21,285 (21% of AGI, reported on 33.2% of returns)

Here:
$21,285
State:
$23,872

Here:
20.6% of AGI
State:
18.2% of AGI

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 10.7% for AGIs $25k-50k, 12.9% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 13.4% for AGIs $100k-200k, 9.3% for AGIs over 200k)

Charity contributions: $4,187 (reported on 24.9% of returns)

Here:
$4,187
State:
$4,465

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Taxes paid: $4,930 (reported on 32.9% of returns)

98248:
$4,930
State:
$6,400

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Earned income credit: $2,143 (reported on 15.1% of returns)

Here:
$2,143
State:
$2,073

(% of AGI for various income ranges: 5.1% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 42.2%

Here:
42%
State:
43%

(% for various income ranges: 34.5% for AGIs below $25k, 41.8% for AGIs $25k-50k, 45.9% for AGIs $50k-75k, 45.0% for AGIs $75k-100k, 53.1% for AGIs $100k-200k, 68.2% for AGIs over 200k)

Averages for the 2004 tax year for zip code 98248, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,363 (Individual Income Tax Returns)

Here:
$45,363
State:
$54,331

Salary/wage: $38,425 (reported on 85.2% of returns)

Here:
$38,425
State:
$45,761

(% of AGI for various income ranges: 146.9% for AGIs below $10k, 76.3% for AGIs $10k-25k, 80.0% for AGIs $25k-50k, 81.8% for AGIs $50k-75k, 81.4% for AGIs $75k-100k, 49.5% for AGIs over 100k)

Taxable interest for individuals: $1,629 (reported on 47.1% of returns)

This zip code:
$1,629
Washington:
$2,110

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $2,415 (reported on 21.6% of returns)

Here:
$2,415
State:
$5,879

(% of AGI for various income ranges: 4.6% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$9,857 (reported on 19.0% of returns)

Here:
+$9,857
State:
+$15,835

(% of AGI for various income ranges: -2.1% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 10.9% for AGIs over 100k)

Profit/loss from business: +$10,904 (reported on 15.1% of returns)

Here:
+$10,904
State:
+$13,994

(% of AGI for various income ranges: 5.5% for AGIs below $10k, 5.1% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 4.8% for AGIs over 100k)

IRA payment deduction: $3,151 (reported on 3.2% of returns)

98248:
$3,151
Washington:
$3,001

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $11,980 (reported on 0.6% of returns)

Here:
$11,980
Washington:
$14,244

Total itemized deductions: $16,900 (23% of AGI, reported on 36.1% of returns)

Here:
$16,900
State:
$19,669

Here:
22.6% of AGI
State:
20.7% of AGI

(% of AGI for various income ranges: 20.0% for AGIs below $10k, 10.0% for AGIs $10k-25k, 13.9% for AGIs $25k-50k, 15.0% for AGIs $50k-75k, 16.0% for AGIs $75k-100k, 11.1% for AGIs over 100k)

Charity contributions deductions: $3,201 (4% of AGI, reported on 29.8% of returns)

Here:
$3,201
State:
$3,569

Here:
4.0% of AGI
State:
3.5% of AGI

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $6,283 (reported on 76.0% of returns)

98248:
$6,283
State:
$9,065

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,632 (reported on 14.8% of returns)

Here:
$1,632
State:
$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 50.6%

Here:
51%
State:
49%

(% for various income ranges: 41.2% for AGIs below $10k, 50.7% for AGIs $10k-25k, 50.6% for AGIs $25k-50k, 52.5% for AGIs $50k-75k, 51.1% for AGIs $75k-100k, 68.1% for AGIs over 100k)

Estimated median household income in 2019:

This zip code:	$80,185
Washington:	$78,687

Nearest zip codes: 98240, 98230, 98225, 98264, 98226, 98262.
Marietta Alderwood Zip Code Map

Percentage of family households:

This zip code:	51.1%
Washington:	47.0%

Percentage of households with unmarried partners:

This zip code:	48.3%
Washington:	49.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 0.2% of all households
Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 1,238
Household did not receive Food Stamps/SNAP in the past 12 months: 8,041

Women who had a birth in the past 12 months: 511 (392 now married, 121 unmarried)
Women who did not have a birth in the past 12 months: 5,479 (2,844 now married, 2,615 unmarried)

Housing units in zip code 98248 with a mortgage: 4,946 (159 second mortgage, 437 home equity loan, 14 both second mortgage and home equity loan)
Houses without a mortgage: 2,039

Median monthly owner costs for units with a mortgage: $1,706
Median monthly owner costs for units without a mortgage: $517

Residents with income below the poverty level in 2019:

This zip code:	9.6%
Whole state:	9.8%

Residents with income below 50% of the poverty level in 2019:

This zip code:	4.8%
Whole state:	5.2%

Median number of rooms in houses and condos:

Here:	6.4
State:	6.4

Median number of rooms in apartments:

Here:	4.5
State:	4.0

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 98248: Aldergrove Farms (A), Grandview Industrial Park (B), Intalco Beach Landfill (C), Conoco Phillips Ferndale Refinery (D), Custer Substation (E), Riverside Golf Course (F), Ferndale Station Park and Ride (G), Cedars Recreational Vehicle Resort (H), Sandy Point Golf Course (I), Sandy Point Shores (J), Pioneer Center (K), Sandy Point Marina (L), Ferndale Aerated Sewage Lagoon (M), Ferndale Sewage Polishing Pond (N), Ferndale Sewage Treatment Plant (O), Lummi Indian Business Council Sandy Point Wastewater Treatment Plant (P), Rose Verde Farm (Q), Countryside Dairy (R), Asplund Dairy (S), Blue Moon Dairy (T). Display/hide their locations on the map

Churches in zip code 98248 include: Ferndale Seventh Day Adventist Church (A), First Baptist Church (B), Evergreen Community Church (C), Portal Way Church of Christ (D), Christ Lutheran Church (E), Cornerstone Community Church (F), Ferndale Alliance Church (G), Good News Fellowship Church (H), Kingdom Hall of Jehovahs Witnesses (I). Display/hide their locations on the map

Cemeteries: Green Acres Memorial Park (1), Woodlawn Cemetery (2), Enterprise Cemetery (3). Display/hide their locations on the map

Lakes and reservoirs: Tennant Lake (A), Lake Terrell (B), Willey Lake (C), Keefe Lake (D), Smrekar Reservoir (E), Barrett Lake (F), Lake Terrell (G), Brennan Pond (H). Display/hide their locations on the map

Streams, rivers, and creeks: Deer Creek (A), Fingalson Creek (B), Slater Slough (C), Smuggler Slough (D), Tenmile Creek (E), Wiser Lake Creek (F). Display/hide their locations on the map

Parks in zip code 98248 include: Tenwent Lake State Wildlife Recreation Area (1), Lake Terrell State Game Refuge (2), Pioneer Park (3), Hovander Homestead Park (4). Display/hide their locations on the map

Year house built (houses)
7992014 or later
4862010 to 2013
1,4912000 to 2009
1,4751990 to 1999
1,4821980 to 1989
1,7821970 to 1979
6921960 to 1969
5171950 to 1959
2821940 to 1949
1,0361939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Ferndale, WA (98248)

Bedrooms in owner-occupied houses and condos in Ferndale, WA (98248)
0no bedroom
1721 bedroom
8922 bedrooms
3,8593 bedrooms
1,7064 bedrooms
3375+ bedrooms

Bedrooms in renter-occupied apartments in Ferndale, WA (98248)

Bedrooms in renter-occupied apartments in Ferndale, WA (98248)
56no bedroom
4111 bedroom
8172 bedrooms
8153 bedrooms
1624 bedrooms
275+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in Ferndale, WA (98248) in owner-occupied houses/condos

Cars and other vehicles available in Ferndale, WA (98248) in owner-occupied houses/condos
195no vehicle
9501 vehicle
2,8562 vehicles
1,8243 vehicles
6924 vehicles
5485+ vehicles

Cars and other vehicles available in Ferndale, WA (98248) in renter-occupied apartments

Cars and other vehicles available in Ferndale, WA (98248) in renter-occupied apartments
228no vehicle
1,0131 vehicle
5072 vehicles
3093 vehicles
2214 vehicles
395+ vehicles

Zip code 98248 household income distribution in 2019
582Less than $10,000
201$10,000 to $14,999
169$15,000 to $19,999
231$20,000 to $24,999
246$25,000 to $29,999
432$30,000 to $34,999
437$35,000 to $39,999
270$40,000 to $44,999
285$45,000 to $49,999
616$50,000 to $59,999
955$60,000 to $74,999
1,766$75,000 to $99,999
1,111$100,000 to $124,999
860$125,000 to $149,999
819$150,000 to $199,999
356$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2019 in zip code 98248
74Less than $10,000
3$10,000 to $14,999
41$15,000 to $19,999
13$20,000 to $24,999
12$25,000 to $29,999
27$30,000 to $34,999
32$70,000 to $79,999
38$80,000 to $89,999
103$100,000 to $124,999
158$125,000 to $149,999
202$150,000 to $174,999
184$175,000 to $199,999
953$200,000 to $249,999
1,047$250,000 to $299,999
1,770$300,000 to $399,999
1,358$400,000 to $499,999
1,317$500,000 to $749,999
105$750,000 to $999,999
16$1,000,000 to $1,499,999
12$1,500,000 to $1,999,999
23$2,000,000 or more

Rent paid by renters in 2019 in zip code 98248
84$100 to $149
121$150 to $199
30$200 to $249
40$250 to $299
27$300 to $349
125$400 to $449
19$500 to $549
34$550 to $599
125$600 to $649
41$650 to $699
224$700 to $749
80$750 to $799
241$800 to $899
159$900 to $999
350$1,000 to $1,249
142$1,250 to $1,499
332$1,500 to $1,999
10$3,000 to $3,499
91No cash rent

Median gross rent in 2019: $1,006.

Median price asked for vacant for-sale houses and condos in 2019: $421,086.

Estimated median house (or condo) value in 2019 for:

White Non-Hispanic householders: $383,344
Black or African American householders: $412,539
American Indian or Alaska Native householders: $394,007
Asian householders: $266,564
Some other race householders: $296,266
Two or more races householders: $429,802
Hispanic or Latino householders: $289,920

Estimated median house or condo value in 2019: $373,190

98248:	$373,190
Washington:	$387,600

Lower value quartile - upper value quartile: $270,436 - $492,767

Mean price in 2019:

Detached houses: $459,127
Here:
$459,127
State:
$510,505

Townhouses or other attached units: $367,740
Here:
$367,740
State:
$453,343

In 2-unit structures: $1,325,037
Here:
$1,325,037
State:
$399,900

In 3-to-4-unit structures: $622,495
Here:
$622,495
State:
$365,625

In 5-or-more-unit structures: $225,058
Here:
$225,058
State:
$449,948

Mobile homes: $158,103
Here:
$158,103
State:
$172,568

Owners and renters by unit type in zip code 98248

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 7,486
One, attached: 131
Two: 189
3 or 4: 340
5 to 9: 198
10 to 19: 190
20 to 49: 191
50 or more: 99
Mobile homes: 918
Boats, RVs, vans, etc.: 101

Unemployment: 4.4%

Means of transportation to work in zip code 98248
87.1%10,333Drove a car alone
7.1%840Carpooled
0.7%82Bus or trolley bus
0.2%21Motorcycle
0.6%68Walked
1.1%135Other means
3.0%355Worked at home

Travel time to work (commute) in zip code 98248
172Less than 5 minutes
1,4265 to 9 minutes
1,28310 to 14 minutes
2,63815 to 19 minutes
2,52820 to 24 minutes
96225 to 29 minutes
1,22030 to 34 minutes
9135 to 39 minutes
10740 to 44 minutes
34345 to 59 minutes
36260 to 89 minutes
34490 or more minutes

Percentage of zip code residents living and working in this county: 92.4%

Household type by relationship:

Households: 25,667

Male householders: 5,111 (813 living alone), Female householders: 4,194 (1,093 living alone)
5,451 spouses (5,367 opposite-sex spouses), 774 unmarried partners, (757 opposite-sex unmarried partners), 7,752 children (7,064 natural, 141 adopted, 550 stepchildren), 447 grandchildren, 398 brothers or sisters, 275 parents, 8 foster children, 355 other relatives, 800 non-relatives
In group quarters: 96 (-1 institutionalized population)

Size of family households: 2,637 2-persons, 1,537 3-persons, 1,525 4-persons, 554 5-persons, 225 6-persons, 151 7-or-more-persons

Size of nonfamily households: 1,906 1-person, 695 2-persons, 50 3-persons

4,264 married couples with children.
1,026 single-parent households (406 men, 620 women).

87.1% of residents of 98248 zip code speak English at home.
5.8% of residents speak Spanish at home (73% very well, 13% well, 9% not well, 4% not at all).
5.4% of residents speak other Indo-European language at home (75% very well, 19% well, 6% not well).
1.3% of residents speak Asian or Pacific Island language at home (63% very well, 25% well, 12% not well).
0.2% of residents speak other language at home (49% very well, 51% well).

Foreign born population: 2,566 (10.0%)
(48.2% of them are naturalized citizens)

This zip code:	10.0%
Whole state:	14.9%

Most common places of birth for foreign-born residents

22%Bangladesh
16%Honduras
4%Bolivia
4%Sweden
4%Malaysia
3%Thailand
3%Belgium

Most common first ancestries reported in 98248

10%German
6%Dutch
6%Norwegian
5%American
5%European
5%English
3%Irish

Year of entry for the foreign-born population

Year of entry for the foreign-born population
7982010 or later
6772000 to 2009
7161990 to 1999
1,013Before 1990

Facilities with environmental interests located in this zip code:

CONOCOPHILLIPS CO FERNDALE REFINERY (3901 UNICK ROAD in FERNDALE, WA)
AIR MAJOR (AIRS/AFS)
OIL CONTROL (Facility Response Plan for oil discharge)
(Integrated Compliance Information System) - ICIS-10-1994-0121, FORMAL ENFORCEMENT ACTION
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
AIR MAJOR ("Best Available" air pollution technologies tracking)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
TSD (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - INDUSTRIAL-, FORMAL ENFORCEMENT ACTION, SPILLS-, AIRQUAL-D 073 0005, AIR MINOR, INDUSTRIAL-, ENFORCEMENT/COMPLIANCE ACTIVITY, HAZWASTE-WAD009250366, LQG, TOXICS-, GROUND WATER PROGRAM, HAZWASTE-WAD009250366, HAZARDOUS WASTE PROGRAM, TOXICS-10735, LEAKING STORAGE TANK, UNDERGROUND STORAGE TANK PROGRAM, AIRQUAL-, AIR MAJOR, SPILLS-, RELEASE ASSESSMENT, SWFAP-, INDUSTRIAL SITES, WATQUAL-WA0002984, NPDES MAJOR, HAZWASTE-WAD009250366, EPCRA, TRI REPORTER, TSD
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - HAZWASTE-WAR000002683, HAZARDOUS WASTE PROGRAM, SQG
Business SIC classification: GENERAL FARMS, PRIMARILY LIVESTOCK AND ANIMAL SPECIALTIES; PAINTING AND PAPER HANGING; PETROLEUM REFINING; NONCLASSIFIABLE ESTABLISHMENTS
Business NAICS classification: PETROLEUM REFINERIES.
Organizations: DUNKIN & BUSH INC (CONTACT/OPERATOR) , CONOCOPHILLIPS COMPANY (CONTACT/OPERATOR) , CONOCOPHILLIPS COMPANY FERNDALE REFINERY (CONTACT/OWNER)
Alternative names: BP EXPLORATION & OIL INC/TOSCO NW CO, BP OIL, BP OIL FERNDALE REFINERY, CONOCO PHILLIPS CO, CONOCOPHILLIPS COMPANY, CONOCOPHILLIPS (PREVIOUSLY)TOSCO NORTHWE , DUNKIN & BUSH INC TOSCO, DUNKIN & BUSH INC TOSCO, MOBIL OIL CORP, PHILLIPS 66 CO FERNDALE REFINERY, PHILLIPS 66 CO FERNDALE REFINERY, TOSCO CORP, TOSCO NORTHWEST CO, TOSCO REFINING CO, TOSCO REFINING CO FERNDALE REFINERY
CHEMCO INCORPORATED (4191 GRANDVIEW RD. in FERNDALE, WA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - WATQUAL-WA0031356, NPDES NON-MAJOR, HAZWASTE-WAD019349158, EPCRA, TRI REPORTER, HAZARDOUS WASTE PROGRAM, LQG, WATQUAL-SO3008726, NPDES STORMWATER PERMIT
Business SIC classification: CRUSHED AND BROKEN STONE; WOOD PRESERVING; WOOD PRODUCTS; CHEMICALS AND CHEMICAL PREPARATIONS; SPECIAL WAREHOUSING AND STORAGE
Business NAICS classification: WOOD PRESERVATION.; WOOD PRESERVATION.
Organizations: DARIN DALRY (CONTACT/OPERATOR)
AGRICHEM INC FERNDALE (5378 N 3RD ST in FERNDALE, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - HAZWASTE-WAD094624251, EPCRA
Business SIC classification: FARM SUPPLIES; NONCLASSIFIABLE ESTABLISHMENTS
CENTRAL (5610 2ND AVE in FERNDALE, WA)
(National Center for Education Statistics) - STATE ID-2458
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - TOXICS-12432, UNDERGROUND STORAGE TANK PROGRAM
Organizations: FERNDALE SCHOOL DIST 502 (SCHOOL DISTRICT)
ARCO 5480 PSI 5080 (6890 PORTAL WAY in FERNDALE, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - TOXICS-97620, UNDERGROUND STORAGE TANK PROGRAM, HAZWASTE-WAD988516092, EPCRA, HAZARDOUS WASTE PROGRAM
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: SAHOTA MART III INC (CONTACT/OPERATOR) , BP WEST COAST PRODUCTS LLC (CONTACT/OWNER)
ALL AMERICAN METAL PRODUCERS (4999 LABOUNTY RD in FERNDALE, WA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
BP EXPLORATION & OIL INC/TOSCO NW CO (2901 UNICK RD in FERNDALE, WA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)

Zip code 98248 marital status for females

Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 1.8%

46.9%Utility gas
33.2%Electricity
13.2%Bottled, tank, or LP gas
3.5%Wood
2.0%Fuel oil, kerosene, etc.

Population in 1990: 13,697. Population change in the 1990s: +4,434 (+32.4%).

Place of birth for U.S.-born residents:

This state: 14,634
Northeast: 793
Midwest: 1,648
South: 1,046
West: 4,389

52% of the 98248 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 69% lived in this county.
Out of people who lived in different counties, 50% lived in Washington.

89% of the 98248 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 63% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year householders moved into unit in Ferndale, WA (98248)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 272

Here:	11.3%
Washington:	10.3%

Students in private schools in grades 9 to 12 (high school): 80

Here:	4.7%
Washington:	7.1%

Students in private undergraduate colleges: 168

Here:	14.4%
Washington:	15.1%

School Enrollment by Level of School in 2019

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
104,671Law enforcement workers including supervisors
78,478Architecture and engineering occupations
71,796Management occupations
70,796Life, physical, and social science occupations
69,094Computer and mathematical occupations
67,047Construction and extraction occupations

Companies with federal contracts located in this zip code (FERNDALE, WA):

ARNOLD FINKBONNER & SONS INC (5391 LABOUNTY DR; small business) : $374,261 in 13 contracts from 2004 to 2005
Contracts for Mineral Construction Materials, Bulk, Lease or Rental of Equipment -- Materials Handling Equipment by Army, U.S. Army Corps of Engineers - civil program financing only
Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $190,838; 2005: $183,423; 2006: $0.

Biggest contracts:
$73,300 with Army for Mineral Construction Materials, Bulk. Signed on 2004-08-24. Completion date: 2004-08-12.
$73,300 with U.S. Army Corps of Engineers - civil program financing only for Mineral Construction Materials, Bulk. Signed on 2004-08-24. Completion date: 2004-08-12.
$68,500 with Army for Mineral Construction Materials, Bulk. Signed on 2005-08-26. Completion date: 2005-08-08.
$68,500 with U.S. Army Corps of Engineers - civil program financing only for Mineral Construction Materials, Bulk. Signed on 2005-08-26. Completion date: 2005-08-08.
TRIVAN TRUCK BODY LLC (1385 W SMITH RD; small business) : $126,653 in 4 contracts from 2004 to 2005
$65,266 with Army for Modification of Equipment -- Ground Effect Vehicles, Motor Vehicles, Trailers, and Cycles. Signed on 2004-09-16. Completion date: 2004-11-15.
$46,185, same as above. Signed on 2004-05-25. Completion date: 2004-09-30.
$10,206 with Army for Trucks and Truck Tractors, Wheeled. Signed on 2004-09-09. Completion date: 2004-11-10.
$4,996 with Army for Modification of Equipment -- Ground Effect Vehicles, Motor Vehicles, Trailers, and Cycles. Signed on 2005-04-26. Completion date: 2006-01-27.
GOUROCK TRAWLS INC (7049 KICKERVILLE RD; small business) : $32,590 in 2 contracts from 2001 to 2006
$30,000 with National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere for Miscellaneous Ship and Marine Equipment. Signed on 2001-02-15. Completion date: 2001-03-15.
$2,590 with Army for Rigging and Rigging Gear. Taking place in AR. Signed on 2006-03-13. Completion date: 2006-03-13.
SAMSON ROPE TECHNOLOGIES (2090 THORNTON STREET; small business)
$31,900 with Defense Logistics Agency for Fiber Rope, Cordage, and Twine. Signed on 2004-09-10. Completion date: 2004-10-25.
SEATTLE MANUFACTURING CORP (6930 SALASHAN PKWY; small business)
$6,060 with Department of Defense for Athletic and Sporting Equipment. Signed on 2005-06-28. Completion date: 2005-07-18.

Top industries in this zip code by the number of employees in 2005:

Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 1 establishment, 20-49 employees: 6 establishments, 10-19 employees: 2 establishments, 5-9 employees: 1 establishment, 1-4 employees: 4 establishments)
Arts, Entertainment, and Recreation: Casinos (except Casino Hotels) (250-499: 1)
Construction: Roofing Contractors (100-249: 1, 20-49: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

33 people in group homes intended for adults
33 people in workers' group living quarters and job corps centers
10 people in in-patient hospice facilities
7 people in group homes for juveniles (non-correctional)
4 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

42 people in other noninstitutional group quarters
6 people in homes for the mentally retarded

Fatal accident statistics in 2014:

Fatal accident count: 1
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2013:

Fatal accident count: 5
Vehicles involved in fatal accidents: 8
Fatal accidents caused by drunken drivers: 1
Fatalities: 6
Persons involved in fatal accidents: 10
Pedestrians involved in fatal accidents: 1

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	215	$232,243	257	$226,959	1,699	$225,211	72	$184,319	2	$1,262,965	122	$275,709	154	$166,747
APPLICATIONS APPROVED, NOT ACCEPTED	24	$219,723	34	$228,126	171	$222,290	8	$99,408	0	$0	17	$225,674	21	$169,811
APPLICATIONS DENIED	31	$210,360	35	$203,532	431	$230,156	35	$133,641	1	$889,350	47	$197,333	41	$144,682
APPLICATIONS WITHDRAWN	29	$211,292	44	$235,679	336	$227,799	18	$149,697	0	$0	32	$267,044	43	$160,920
FILES CLOSED FOR INCOMPLETENESS	5	$245,326	3	$257,660	47	$244,324	3	$293,723	0	$0	2	$202,895	1	$200,230

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

	A) Conventional Home Purchase Loans		B) Refinancings		C) Non-occupant Loans on < 5 Family Dwellings (A & B)		D) Loans On Manufactured Home Dwelling (A & B)
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	37	$258,068	16	$241,456	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	9	$232,208	18	$248,552	1	$87,960	0	$0
APPLICATIONS DENIED	16	$221,508	15	$281,125	1	$369,970	1	$246,910
APPLICATIONS WITHDRAWN	6	$216,647	2	$209,380	1	$184,980	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$334,590	0	$0	1	$334,590	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans in zip code 98248

Conventional Home Purchase Loans in zip code 98248 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 108. The highest number of reported fires - 154 took place in 2003, and the least - 42 in 2002. The data has a rising trend.

When looking into fire subcategories, the most incidents belonged to: Outside Fires (42.0%), and Structure Fires (38.6%).

Fire incident types reported to NFIRS in Zip Code 98248
77342.0%Outside Fires
71138.6%Structure Fires
28015.2%Mobile Property/Vehicle Fires
764.1%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 98248, Washington

Name	Count	Lived (average)
Most common first names in zip code 98248 among deceased individuals
John	89	73.6 years
William	55	71.4 years
Robert	54	72.2 years
James	50	66.7 years
Mary	47	79.3 years
George	38	77.8 years
Richard	34	69.9 years
Charles	34	70.9 years
Walter	32	76.5 years
Helen	28	78.2 years

Last name	Count	Lived (average)
Most common last names in zip code 98248 among deceased individuals
Anderson	33	75.6 years
Johnson	25	73.6 years
Smith	23	73.9 years
Bailey	23	75.2 years
Nelson	18	79.6 years
Wilson	17	76.3 years
Larson	16	76.9 years
Jones	15	77.8 years
Olson	14	77.6 years
Miller	13	72.2 years

Name	Count	Name	Count
Businesses in zip code 98248
7-Eleven	1	McDonald's	1
Ace Hardware	1	Quiznos	1
Dairy Queen	1	Rite Aid	1
Dennys	1	SONIC Drive-In	1
Domino's Pizza	1	Starbucks	1
FedEx	3	Subway	2
GNC	1	Super 8	1
H&R Block	1	True Value	2
La-Z-Boy	1	U-Haul	2
Lane Furniture	1	UPS	2
Little Caesars Pizza	1	Walgreens	1
MasterBrand Cabinets	1

AB	BC	MB	NB	NL	NS	NT
NU	ON	PE	QC	SK	YT

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	126	$248,396	358	$238,948	760	$226,620	75	$91,067	5	$1,718,752	120	$228,103	112	$173,848
APPLICATIONS APPROVED, NOT ACCEPTED	13	$259,375	53	$208,031	90	$236,139	8	$94,494	0	$0	16	$231,058	18	$123,602
APPLICATIONS DENIED	16	$216,390	62	$218,354	406	$251,343	87	$108,202	1	$762,300	53	$223,423	49	$125,473
APPLICATIONS WITHDRAWN	16	$215,788	58	$260,330	229	$256,881	19	$154,308	0	$0	41	$305,043	28	$159,130
FILES CLOSED FOR INCOMPLETENESS	3	$191,330	10	$296,869	42	$235,093	9	$112,951	0	$0	3	$204,070	8	$188,718

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	70	$225,383	765	$225,550	964	$222,257	208	$86,562	4	$905,543	229	$258,620	146	$148,660
APPLICATIONS APPROVED, NOT ACCEPTED	6	$246,358	89	$217,870	193	$226,718	31	$114,600	1	$182,950	24	$238,056	35	$132,664
APPLICATIONS DENIED	7	$193,209	148	$236,295	469	$223,228	108	$116,648	0	$0	61	$270,743	80	$127,183
APPLICATIONS WITHDRAWN	5	$216,368	49	$245,490	220	$218,882	28	$204,160	0	$0	23	$290,523	22	$163,594
FILES CLOSED FOR INCOMPLETENESS	0	$0	16	$189,804	67	$229,950	8	$265,408	0	$0	4	$168,595	10	$213,613

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	53	$203,404	973	$211,440	1,084	$194,615	223	$84,246	6	$518,058	261	$220,793	159	$132,303
APPLICATIONS APPROVED, NOT ACCEPTED	2	$149,120	108	$206,351	130	$187,151	29	$130,712	0	$0	20	$249,498	10	$156,526
APPLICATIONS DENIED	9	$188,247	189	$187,045	482	$193,834	120	$93,773	0	$0	55	$179,180	57	$106,226
APPLICATIONS WITHDRAWN	3	$251,110	117	$225,432	398	$203,064	30	$115,378	2	$783,760	46	$244,110	28	$138,335
FILES CLOSED FOR INCOMPLETENESS	1	$207,850	8	$228,144	89	$222,948	6	$138,605	0	$0	2	$242,380	4	$147,968

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	53	$186,787	1,304	$181,683	1,370	$179,055	185	$87,462	7	$1,217,050	259	$181,113	164	$129,943
APPLICATIONS APPROVED, NOT ACCEPTED	7	$139,243	196	$155,334	182	$168,183	20	$146,012	0	$0	38	$163,639	35	$111,296
APPLICATIONS DENIED	9	$163,686	199	$169,493	537	$175,238	111	$98,149	2	$250,920	54	$181,886	86	$115,771
APPLICATIONS WITHDRAWN	5	$194,178	173	$188,978	410	$169,016	45	$131,923	0	$0	41	$191,154	37	$114,294
FILES CLOSED FOR INCOMPLETENESS	2	$230,065	26	$220,138	110	$195,272	8	$93,634	0	$0	5	$142,920	11	$132,912

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	60	$158,992	1,005	$160,848	1,210	$147,567	90	$73,029	1	$133,120	224	$145,746	148	$106,077
APPLICATIONS APPROVED, NOT ACCEPTED	9	$140,172	105	$133,563	188	$161,177	20	$98,116	0	$0	26	$158,863	32	$111,866
APPLICATIONS DENIED	13	$112,565	166	$138,386	611	$149,200	81	$69,868	0	$0	43	$158,169	99	$101,227
APPLICATIONS WITHDRAWN	7	$149,204	128	$158,727	470	$145,166	30	$56,474	1	$55,900	30	$127,208	40	$124,246
FILES CLOSED FOR INCOMPLETENESS	2	$123,125	10	$136,869	144	$151,252	5	$41,098	0	$0	1	$100,460	12	$102,199

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 2 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	121	$157,590	956	$143,208	2,547	$137,604	85	$34,775	8	$632,238	270	$125,888
APPLICATIONS APPROVED, NOT ACCEPTED	6	$152,945	77	$123,876	225	$135,324	9	$40,064	2	$1,454,500	14	$156,538
APPLICATIONS DENIED	21	$143,805	153	$131,220	555	$140,733	64	$30,681	0	$0	40	$123,356
APPLICATIONS WITHDRAWN	2	$104,625	112	$151,317	390	$141,216	12	$73,047	0	$0	30	$150,299
FILES CLOSED FOR INCOMPLETENESS	0	$0	27	$116,243	79	$141,044	4	$62,683	0	$0	4	$126,163

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	40	$125,130	284	$135,846	565	$134,795	35	$30,401	2	$316,240	87	$116,397
APPLICATIONS APPROVED, NOT ACCEPTED	4	$123,523	38	$102,717	54	$124,370	8	$25,593	0	$0	8	$93,614
APPLICATIONS DENIED	4	$111,510	41	$99,301	170	$123,744	14	$12,884	0	$0	20	$104,177
APPLICATIONS WITHDRAWN	4	$109,373	38	$132,929	128	$127,083	4	$32,915	1	$152,460	11	$104,257
FILES CLOSED FOR INCOMPLETENESS	2	$84,105	11	$95,909	29	$140,790	0	$0	0	$0	2	$101,185

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	34	$117,077	227	$130,040	446	$134,564	32	$30,910	1	$203,280	63	$129,376
APPLICATIONS APPROVED, NOT ACCEPTED	3	$90,227	26	$107,606	37	$122,126	4	$19,605	1	$80,620	10	$100,664
APPLICATIONS DENIED	8	$92,779	60	$74,788	150	$116,634	23	$22,078	0	$0	14	$69,392
APPLICATIONS WITHDRAWN	3	$78,710	24	$115,342	132	$135,922	5	$27,006	0	$0	4	$78,780
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$126,493	29	$130,163	1	$10,080	0	$0	1	$34,560

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	21	$116,358	238	$111,084	113	$102,192	33	$29,178	0	$0	36	$97,768
APPLICATIONS APPROVED, NOT ACCEPTED	5	$119,206	28	$113,591	27	$113,973	12	$29,537	0	$0	8	$149,950
APPLICATIONS DENIED	3	$130,437	49	$80,261	103	$95,786	24	$23,780	1	$35,270	9	$66,288
APPLICATIONS WITHDRAWN	2	$91,730	20	$142,373	43	$101,865	7	$61,570	0	$0	3	$207,123
FILES CLOSED FOR INCOMPLETENESS	0	$0	4	$199,910	26	$98,604	0	$0	0	$0	1	$75,720

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 6 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	42	$123,241	305	$122,092	276	$114,224	55	$26,962	1	$123,970	42	$99,068
APPLICATIONS APPROVED, NOT ACCEPTED	1	$192,550	30	$102,757	51	$104,124	17	$16,141	0	$0	7	$114,509
APPLICATIONS DENIED	5	$114,380	81	$96,100	133	$101,620	35	$22,980	0	$0	10	$92,131
APPLICATIONS WITHDRAWN	3	$110,443	31	$109,320	84	$107,647	12	$65,896	0	$0	7	$113,780
FILES CLOSED FOR INCOMPLETENESS	2	$106,430	8	$135,726	25	$99,324	0	$0	0	$0	3	$78,753