Moving from Wisconsin to Southport-Holly ridge area (Wilmington, Greenville: sales, 2014)

[vexeclipse2007]

Hey guys..The wife and I are looking to move to the coast of NC.......We are both ready to get the heck out of here...I work at US cellular and she works at Sprint..So I'm sure transferring shouldnt be an issue..But we are looking at a newer home 1500+ sq ft in the price range of $170 or under...My question is we want to be in a safe area but nearby shopping..and close to the beach..we have been looking at the hampstead/holly ridge area and Southport Bellville area...Any suggestions? And how much is property taxes usually over there..Currently we paid $145k for our house and we pay almost $3000 a yr for property taxes...and our house is only 1100 sq ft...Your input would be greatly appreciative...Our age is 32 and 31 with 3 doggie kids

And btw how is Sprint and Us cellular down there?

[carolinadawg2]

In NC, cities and counties each have a property tax. If you live outside of an incorporated city, you only pay the county tax.

Hampstead is unincorporated, so only the Pender County tax applies. That is 51.2 cents per $100 of value. So for a house with a tax value of $145,000 (thats tax value, not sales price) the property taxes would be $742.40.

Here is link to other city/county tax rates:

http://www.dor.state.nc.us/publicati...tes_prelim.pdf

Property taxes are also applied to cars, boats, rvs, etc.

I live in Southport, and love it. Not sure how much house you'd get for $170,000, though.

[vexeclipse2007]

there's taxes on cars? How much is that usually? we both have a 2013 car....

[carolinadawg2]

Originally Posted by vexeclipse2007

there's taxes on cars? How much is that usually? we both have a 2013 car....

Tax rate x value of car divided by 100 = tax

For Pender County, outside of any city limits the tax on a $10,000 car would be:

.512 x 10,000 divided by 100 = $51.20

Plus, when you move to NC you have pay a one-time, 3% highway use tax when you title the car in NC.

[vexeclipse2007]

thanks for the info...Do they tax it by the value or what we originally paid for?

[goldenage1]

Besides your property tax, you will have to pay for hurricane insurance (AKA wind and hail), which is often equal or more than your property tax. For example, we are 3 miles from the beach, and pay $1900 in property tax, and $2300 in homeowner's insurance.

You can perhaps find jobs at Sprint and US Cellular in Wilmington or Greenville. However, in my area, Verizon gets more business because the other carriers have very poor reception.

[carolinadawg2]

Originally Posted by vexeclipse2007

thanks for the info...Do they tax it by the value or what we originally paid for?

Value. They have some sort of database...I assume it comes from KBB or Edmunds.

[goldenage1]

Originally Posted by carolinadawg2

I live in Southport, and love it. Not sure how much house you'd get for $170,000, though.

The Holly Ridge area is cheaper than Southport. There are many starter homes priced around $170,000.

[vexeclipse2007]

Originally Posted by goldenage1

Besides your property tax, you will have to pay for hurricane insurance (AKA wind and hail), which is often equal or more than your property tax. For example, we are 3 miles from the beach, and pay $1900 in property tax, and $2300 in homeowner's insurance.

You can perhaps find jobs at Sprint and US Cellular in Wilmington or Greenville. However, in my area, Verizon gets more business because the other carriers have very poor reception.

ya we are looking at homes prob 20 miles or so away from beach

[vexeclipse2007]

Originally Posted by goldenage1

The Holly Ridge area is cheaper than Southport. There are many starter homes priced around $170,000.

ya we have noticed there is alot of homes brand new for cheap in holly ridge area..also seen leland has very nice homes at 180 or under as well..we are coming down in Jan to check out the area