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wow! the thyroid medication and the high blood pressure medicine is available as generics on that link above. Will just go to walmart/target for now one! thanks! that saved me $20 per 90 day supply for each
Now how do I switch prescriptions from CVS to walmart/target?
Take your prescription to the new place - they will take care of it.
There was an article in the paper saying you really should check local pharmacies as opposed to mail order - they might be cheaper, you should also check into paying out of pocket as opposed to insurance, it might be cheaper that way (not sure how that works out but can't hurt)
I'm really surprised that Cigna has not suggested that the OP switch to mail-order. Whenever I get an Rx filled at the pharmacy, I get mail from my insurance co asking if I want to transfer it to mail order. Obviously, if it is just a one time thing, I get it at the drug store.
And it is cheaper. And I don't have to stand in line at the pharmacy. Why would you NOT do mail order when you can?
Mail order is probably cheapest. When you do mail order, it's cheaper to order a 90 day supply each time. Going from one parmacy to another shouldn't make much of a difference on your drug costs if you use your insurance as long as your pharmacy accepts it. Just check with your pharmacy/medication department of your Cigna about how to do mail order, because they have a separate independent pharmacy they do those orders with.
I would like to look into this... Can you say specifically which mail order pharmacies you have had a good (and inexpensive) experience with?
I think it's been mentioned earlier in this thread- but ask your Dr if you can switch to generic and then check Target/Walmart/grocery stores in your area. I get mine for 10 bucks every 90 days at target -pretty much same price for 30 day supply at CVS/Rite Aid.
I printed out the target generic list and brought it to my Dr and asked him to make sure my scrip was something on the list. Went to his 2nd choice and went from 40 bucks a month w/ insurance to 10 every 90 without.
You can also try costco- you don't need a membership to get meds there- although the member price is cheaper- but for those without insurance they offer very good prices.
I don't know if this applies to your situation, but you should consider the best way to save money on prescriptions is to not need them in the first place. I know that sounds obvious....but if you are taking meds for diabetes, heart disease, or high blood pressure....most of these diseases can be prevented with a plant based diet with minimal meat & processed foods. Most doctors only get training in how to prescribe drugs, and little or no education in nutrition.
If prescribed a brand name medication, always check to see if the manufacture has a prescription financial assistance program. Many higher price brand name products do have programs. You can have a medication costing $350 a month and with insurance your out of pocket may be $90 but with the manufactures card it is lowered to $25.
Similarly, if there are 3 similar prescription medications, your pharmacist will let you know whats available and at what cost. Many time the prescribing physician may think the one they prescribed is the cheaper version. So find out whats available, discus it with your physician, and maybe something just as or more effective is available at a lower cost.
Don't be afraid to ask your pharmacist if there is the medication is also OTC. I have known people to pay $10 with their insurance coverage for a prescription that has the exact same product available OTC for $3.99.
I have had my pharmacist tell me that the short term medication is X1 mg per pill but the pill with X2 mg is only a small amount more and since they are designed to be split in half, he's willing to call the doctor to see if they will authorize a 90 day supply of the X2 mg instead of six 30 day supplies of the X1 mg tablet.
If you are being prescribed a medication where the final dose is base on your reaction to the medication, ask for samples to test the dosage level. Same goes if the medication has a side effect that you are a candidate for. Why get a 30 or 90 day supply of a medication (that you had some payment for) if your doctor may have to change to another product after week or so? Let them dial in the dosage and check for reactions with their samples.
Look for money offsets. If you use a pharmacy with a reward program, you may be able to offset cost through those rewards. If those points equal cash discounts, consider that savings as part of your total savings.
I asked my Doctor to give me stronger medication, twice as much medicine in one pill...it's same co-pay but I chopped the pill in half. So that chopped my co-pays for the year in half
Target here, I believe, gives a $10 or $15 credit on any new prescription. Ask if there are any incentives to bring your business there
Costco is the cheapest pharmacy in our area, by the way
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