Which Medicare Supplement Insurance Plan Do You Have? (medical, coverage, benefits)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
For those of you that are 65 or older that qualify for Medicare please vote in the Poll:
Which Medicare Supplement Insurance Plan do you have, or do you have Medicare Advantage?
Poll Choices:
Medicare Advantage Plan Medigap Plan A Medigap Plan B Medigap Plan C Medigap Plan D Medigap Plan F Medigap Plan F - High-deductible Medigap Plan G Medigap Plan K Medigap Plan L Medigap Plan M Medigap Plan N No Supplemental Medigap Plan or Advantage Plan
Note: Drug Plan (Part D) is excluded from the poll.
Last edited by highcotton; 11-19-2013 at 06:44 PM..
I did not answer but allow me to tell a real life story.
My wife was (retired now) a professional in the medical field. Her Mom assumed my wife knew it all when it came to medical plans as did her sister, brother, etc. They all asked her to check them out. She went about it. Spread sheeted it. Read it all. Talked to people in the field she knew including some top level people, etc.
Her bottom line answer was it is a "cluster fuc%" out there. The best plan for a specific person depends on their specific needs. No one answer fit all. She also said that people needed to stay on top of it as the best plan for someone today, might not be the best plan for them in a years time.
In 2012 for the people with a standardized Medigap policy, by far most people had Plan F at 53% of the Medigap standardized plan market, and the second most popular plan was Plan C at 13%.
Last edited by highcotton; 11-19-2013 at 08:00 PM..
You do know what Medicare type insurance plan you have, don't you?
I'm 67 and have the equivalent of a Plan N without any deductibles or copays and unlimited prescription benefits with minor copays. This is all thanks to my retirement benefits which also reimburse me for the Part B premium. If offered I would have voted "Other."
I'm 67 and have the equivalent of a Plan N without any deductibles or copays and unlimited prescription benefits with minor copays. This is all thanks to my retirement benefits which also reimburse me for the Part B premium. If offered I would have voted "Other."
LOL! More like a Plan F I guess. Whatever it's like it so far covers everything. I'm guessing ObamaCare would consider it a Cadillac plan so I'm waiting to see if the federal gubmint screws things up for us.
You do know what Medicare type insurance plan you have, don't you?
I have an Advantage plan and just changed to a new one last week. I have lower co pays and my out of pocket is less than the other plan. I was notified that it had gone from $4,760 to $6,000. The new plan is $4,000.
We are researching, so confusing. They push the Advantage plans at the insurer's website, you really have to poke around to find the Medigap plans. I hate it.
I have none and have no intention of ever getting one
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
