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Yes and yet this morning I see a news article where they want to raise premiums 30 % more ? Heck we cant afford it now , how in the blue blazes of hell can anyone afford a 30 % increase in premiums ? my one friend already pays about 800 a yr and now to raise it ? yeah go ahead buttwipes and see how many people drop it altogether because they cant afford it . If they keep increasing the premiums it will indeed implode .
Congress is also making 174K a year, which is 3x more than the average household income. Would think their 28% coverage would be pretty easy for them to handle.
Well, then, that begs the question should all employer-sponsored subsidies be tied to income? In other words, should highly-paid employees everywhere receive less subsidies or none?
Doesn't matter to me Congresscritters and other government employees earn $174k/year and often much more. There are also millions of Americans in the private sector earning that - and receiving employer subsidies.
So, this constant hue and cry about Congress getting such a deal is just bs. But, it's always the usual suspects (not you, NSHL) that continue to take any opportunity to repeat the LIE that Congress isn't on Obamacare. It is.
Well, then, that begs the question should all employer-sponsored subsidies be tied to income? In other words, should highly-paid employees everywhere receive less subsidies or none?
Doesn't matter to me Congresscritters and other government employees earn $174k/year and often much more. There are also millions of Americans in the private sector earning that - and receiving employer subsidies.
So, this constant hue and cry about Congress getting such a deal is just bs. But, it's always the usual suspects (not you, NSHL) that continue to take any opportunity to repeat the LIE that Congress isn't on Obamacare. It is.
That does raise an interesting question. Progressive taxation is based on income levels, tax deductions are income based. I do believe there should be some taxation based on the value of insurance coverage given by employers. Or you can eliminate the employer/ insurer connection via eliminating the employer tax deduction for health insurance as part of corporate tax reform, give employees more money to buy from the exchange and you have fixed the pool problem with Obamacare and generated more tax money on the extra salary earned by the employees to help pay for the subsidies. No more health care discrimination based on employment and you will have the political will to fix Obamacare as everyone will be directly involved in it.
In terms of Congress, I think they are more responsible than private sector employees because they are responsible for ACA passage so they should be held to the most restrictive part of the law: purchasing from the individual exchange based on their salary level. But of course, that is probably just fantasy.
Just think about that. Families right now are not paying taxes on benefits of about $12,000-24,000 or so a year.
It is a lot of money that is left on the table by the govt. Perhaps they should do what happens to us sole proprietors when it comes to healthcare tax: pay half the medicare/ss tax due on the value of the insurance.
Sole proprietors write off health insurance premiums on the 1040 form so you are still using your higher income to determine medicare/ss tax, but then you can deduct half of it on the 1040 form.
Yes and yet this morning I see a news article where they want to raise premiums 30 % more ? Heck we cant afford it now , how in the blue blazes of hell can anyone afford a 30 % increase in premiums ? my one friend already pays about 800 a yr and now to raise it ? yeah go ahead buttwipes and see how many people drop it altogether because they cant afford it . If they keep increasing the premiums it will indeed implode .
I'm waiting for it to implode. People dropping their plans is the only way it will happen. I hope people say, "enough" and pull the plug on their policies. It ceases to be insurance when the premiums and the deductibles are sky high.
I'm waiting for it to implode. People dropping their plans is the only way it will happen. I hope people say, "enough" and pull the plug on their policies. It ceases to be insurance when the premiums and the deductibles are sky high.
That could happen. And then? Paul Ryan to the rescue?
I'm waiting for it to implode. People dropping their plans is the only way it will happen. I hope people say, "enough" and pull the plug on their policies. It ceases to be insurance when the premiums and the deductibles are sky high.
It is not going to implode unless employer subsidized plans start going away or Medicare provision is substantially reduced or the cost of both goes up significantly. As things stand, most Americans are covered either by their employer or by Medicare, Medicaid or the VA. Health care remains affordable for most. Only around 16% of the population are either 'non-group' or uninsured. That is why there is no real political pressure for proper reform of the system because there is no widespread 'pain'.
It is not going to implode unless employer subsidized plans start going away or Medicare provision is substantially reduced or the cost of both goes up significantly. As things stand, most Americans are covered either by their employer or by Medicare, Medicaid or the VA. Health care remains affordable for most. Only around 16% of the population are either 'non-group' or uninsured. That is why there is no real political pressure for proper reform of the system because there is no widespread 'pain'.
Why would employer subsidized plans start going away affect the Affordable Care Act? First under the ACA, employers with over 50 employees have to provide health insurance. The health insurance would be more competitive if employers were removed from the health insurance business. Health payers would be competing for everyone's business in a free market.
The ACA attempted to address gaps in Medicare preventive and prescription drug benefits. I haven't heard about changes in this area nor do I see changes causing the ACA to implode.
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