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Old 12-04-2007, 10:17 AM
 
72 posts, read 374,282 times
Reputation: 51

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So I have been bad for over 2+ yrs now.....Simply I have been using my NC insurance status even though I have been living in NJ for over 2+ yrs

Well I just bought a place so I don't think it would be as easier to continue using my parents addy in NC would it? If so, I have heard all of the horror stories about NJ high insurance rates. Would anyone be able to provide some insights on some relatively affordable ins. comp? Thanks
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Old 12-04-2007, 10:27 AM
 
4,898 posts, read 17,811,732 times
Reputation: 3869
i have state farm and i am happy with them, but you are looking at about $1500 a year for 1 car full coverage...
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Old 12-04-2007, 10:32 AM
 
Location: High Bridge
2,736 posts, read 9,282,923 times
Reputation: 671
I personally would avoid state farm. When actually going for a claim (which is completely legitimate), they've done nothing but screw with us and avoid paying for 7 months now. A lawyer is involved.

I've enjoyed dealing with esurance; also, nj cure and liberty mutual have been good options for me as well.

Btw - your rate will vary greatly depending on age, coverage type, so on, so one persons $1500/yr is anothers $600/yr.
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Old 12-04-2007, 10:54 AM
 
1,363 posts, read 5,733,578 times
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We have State Farm as well and are happy. I hear the horror stories about them, and have never experienced it. They've forgiven tickets my husband has received, and we pay about $1800 a year for our 2 vehicles.
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Old 12-04-2007, 11:28 AM
 
Location: Philadelphia
691 posts, read 2,924,033 times
Reputation: 201
I'd go with Progressive or Geico. I'm with Progressive and currently pay about $1300/year with full coverage. Keep in mind I am an under 25 y/o single male.
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Old 12-04-2007, 11:34 AM
 
53 posts, read 208,283 times
Reputation: 26
please stay away fm liberty....

your first stop should be 21st.com
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Old 12-04-2007, 11:43 AM
 
72 posts, read 374,282 times
Reputation: 51
Thanks for the response everyone. Wow that is a major price increase for what I pay now & I have an '06 Infiniti G35x. But I guess I can't compare NC rates to NJ rates uh. oh the horror

I am with progressive by the way. Will have to check out all of these companies. Thanks & pls keep the advice coming
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Old 12-04-2007, 12:13 PM
 
9,124 posts, read 34,971,047 times
Reputation: 3617
You'll pay more for car insurance, but you'll save a few hundred in personal property tax on the car that you'd pay in NC. Of course, most people use that savings to justify higher property taxes or rents, but whatever makes ya feel good.
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Old 12-05-2007, 09:40 AM
 
Location: Bergen County, NJ
27 posts, read 102,750 times
Reputation: 14
NJ Insurance prices have become a little better but you have to opt for less coverage.

Once you clean up your act...try NJCURE.com and if your company is a member try New Jersey Manufacturers (you may even qualify for their re-insurance with your track history).
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Old 12-05-2007, 10:06 AM
 
Location: NJ
21,447 posts, read 29,113,192 times
Reputation: 25295
Quote:
Originally Posted by oneone10 View Post
So I have been bad for over 2+ yrs now.....Simply I have been using my NC insurance status even though I have been living in NJ for over 2+ yrs

Well I just bought a place so I don't think it would be as easier to continue using my parents addy in NC would it? If so, I have heard all of the horror stories about NJ high insurance rates. Would anyone be able to provide some insights on some relatively affordable ins. comp? Thanks
I hope you follow through on actually insuraing your car here.

I don't get if you have a bad record or just didn't change over due to the rate you think you're going to pay here.

Quote:
Originally Posted by rajthebam View Post
your first stop should be 21st.com
Have to agree. My son has them, they gave him a decent quote. He hasn't had to use them yet so I can;t compare it to our New Jersey Manufacturers.
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